Home > Peoples State Bank & Trust > Income and Expense
Peoples State Bank & Trust, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 4,495 |
| Total interest expense | $101,000 | 5,055 |
| Net interest income | $1,674,000 | 4,393 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $714,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $352,000 | 1,593 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $362,000 | 2,781 |
| Total noninterest expense | $1,618,000 | 4,128 |
| Salaries and employee benefits | $900,000 | 4,064 |
| Premises and equipment expense | $225,000 | 3,618 |
| Additional noninterest expense | $493,000 | 4,260 |
| Pre-tax net operating income | $770,000 | 3,515 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $285,000 | 2,176 |
| Income before extraordinary items | $485,000 | 4,010 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $485,000 | 4,008 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $485,000 | 4,009 |
| Net charge-offs | $24,000 | 2,644 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $485,000 | 3,936 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $911,000 | 4,477 |
| Total interest expense | $50,000 | 5,105 |
| Net interest income | $861,000 | 4,361 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $232,000 | 3,136 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $173,000 | 1,602 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $59,000 | 4,231 |
| Total noninterest expense | $771,000 | 4,256 |
| Salaries and employee benefits | $448,000 | 4,117 |
| Premises and equipment expense | $108,000 | 3,715 |
| Additional noninterest expense | $215,000 | 4,538 |
| Pre-tax net operating income | $322,000 | 3,748 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $119,000 | 2,303 |
| Income before extraordinary items | $203,000 | 4,215 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $203,000 | 4,212 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $203,000 | 4,214 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $203,000 | 4,156 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,855,000 | 4,383 |
| Total interest expense | $210,000 | 5,109 |
| Net interest income | $3,645,000 | 4,261 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,465,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $642,000 | 1,758 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $823,000 | 2,613 |
| Total noninterest expense | $3,135,000 | 4,241 |
| Salaries and employee benefits | $1,818,000 | 4,096 |
| Premises and equipment expense | $444,000 | 3,702 |
| Additional noninterest expense | $873,000 | 4,532 |
| Pre-tax net operating income | $1,975,000 | 3,031 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $584,000 | 2,091 |
| Income before extraordinary items | $1,393,000 | 3,361 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,393,000 | 3,360 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,393,000 | 3,362 |
| Net charge-offs | $-7,000 | 5,127 |
| Cash dividends | $1,011,000 | 2,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,391,600 | 3,313 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,851,000 | 4,455 |
| Total interest expense | $158,000 | 5,184 |
| Net interest income | $2,693,000 | 4,329 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,074,000 | 2,566 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $481,000 | 1,773 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $593,000 | 2,683 |
| Total noninterest expense | $2,295,000 | 4,320 |
| Salaries and employee benefits | $1,367,000 | 4,119 |
| Premises and equipment expense | $328,000 | 3,787 |
| Additional noninterest expense | $600,000 | 4,736 |
| Pre-tax net operating income | $1,472,000 | 3,110 |
| Securities gains (losses) | $2,000 | 2,829 |
| Applicable income taxes | $546,000 | 1,939 |
| Income before extraordinary items | $928,000 | 3,629 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $928,000 | 3,628 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $928,000 | 3,629 |
| Net charge-offs | $-6,000 | 5,025 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $926,720 | 3,570 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 4,507 |
| Total interest expense | $105,000 | 5,231 |
| Net interest income | $1,772,000 | 4,381 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $479,000 | 3,164 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $319,000 | 1,765 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $160,000 | 3,944 |
| Total noninterest expense | $1,511,000 | 4,386 |
| Salaries and employee benefits | $900,000 | 4,175 |
| Premises and equipment expense | $222,000 | 3,784 |
| Additional noninterest expense | $389,000 | 4,825 |
| Pre-tax net operating income | $740,000 | 3,555 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $274,000 | 2,194 |
| Income before extraordinary items | $466,000 | 4,088 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $466,000 | 4,088 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $466,000 | 4,090 |
| Net charge-offs | $-6,000 | 5,097 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $466,000 | 4,019 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $909,000 | 4,602 |
| Total interest expense | $53,000 | 5,270 |
| Net interest income | $856,000 | 4,473 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $284,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $169,000 | 1,668 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $115,000 | 3,387 |
| Total noninterest expense | $766,000 | 4,382 |
| Salaries and employee benefits | $450,000 | 4,211 |
| Premises and equipment expense | $111,000 | 3,827 |
| Additional noninterest expense | $205,000 | 4,764 |
| Pre-tax net operating income | $374,000 | 3,494 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $138,000 | 2,176 |
| Income before extraordinary items | $236,000 | 4,039 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $236,000 | 4,043 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $236,000 | 4,043 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $236,000 | 3,965 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,881,000 | 4,533 |
| Total interest expense | $217,000 | 5,409 |
| Net interest income | $3,664,000 | 4,371 |
| Provision for loan and lease losses | $30,000 | 4,054 |
| Total noninterest income | $1,225,000 | 2,810 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $678,000 | 1,796 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $547,000 | 3,141 |
| Total noninterest expense | $3,076,000 | 4,422 |
| Salaries and employee benefits | $1,754,000 | 4,280 |
| Premises and equipment expense | $423,000 | 3,965 |
| Additional noninterest expense | $899,000 | 4,679 |
| Pre-tax net operating income | $1,783,000 | 3,193 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $653,000 | 1,970 |
| Income before extraordinary items | $1,130,000 | 3,733 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,130,000 | 3,734 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,130,000 | 3,735 |
| Net charge-offs | $1,000 | 4,914 |
| Cash dividends | $976,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,130,000 | 3,690 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,896,000 | 4,590 |
| Total interest expense | $163,000 | 5,479 |
| Net interest income | $2,733,000 | 4,419 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,001,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $511,000 | 1,799 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $490,000 | 2,936 |
| Total noninterest expense | $2,221,000 | 4,535 |
| Salaries and employee benefits | $1,288,000 | 4,342 |
| Premises and equipment expense | $310,000 | 4,067 |
| Additional noninterest expense | $623,000 | 4,861 |
| Pre-tax net operating income | $1,513,000 | 3,014 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $561,000 | 1,874 |
| Income before extraordinary items | $952,000 | 3,587 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $952,000 | 3,588 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $952,000 | 3,589 |
| Net charge-offs | $-5,000 | 5,460 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $952,000 | 3,543 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 4,639 |
| Total interest expense | $109,000 | 5,525 |
| Net interest income | $1,793,000 | 4,466 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $518,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $341,000 | 1,778 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $177,000 | 3,815 |
| Total noninterest expense | $1,475,000 | 4,587 |
| Salaries and employee benefits | $856,000 | 4,380 |
| Premises and equipment expense | $205,000 | 4,125 |
| Additional noninterest expense | $414,000 | 4,894 |
| Pre-tax net operating income | $836,000 | 3,287 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $310,000 | 2,008 |
| Income before extraordinary items | $526,000 | 3,854 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $526,000 | 3,859 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $526,000 | 3,860 |
| Net charge-offs | $-4,000 | 5,382 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $526,000 | 3,803 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $940,000 | 4,706 |
| Total interest expense | $54,000 | 5,612 |
| Net interest income | $886,000 | 4,535 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $301,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $168,000 | 1,780 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $133,000 | 3,145 |
| Total noninterest expense | $716,000 | 4,688 |
| Salaries and employee benefits | $429,000 | 4,413 |
| Premises and equipment expense | $101,000 | 4,187 |
| Additional noninterest expense | $186,000 | 5,157 |
| Pre-tax net operating income | $471,000 | 3,017 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $175,000 | 1,859 |
| Income before extraordinary items | $296,000 | 3,570 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $296,000 | 3,573 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $296,000 | 3,573 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $296,000 | 3,523 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 4,861 |
| Total interest expense | $255,000 | 5,628 |
| Net interest income | $3,357,000 | 4,687 |
| Provision for loan and lease losses | $10,000 | 4,909 |
| Total noninterest income | $1,354,000 | 2,753 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $718,000 | 1,787 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $636,000 | 3,020 |
| Total noninterest expense | $3,309,000 | 4,395 |
| Salaries and employee benefits | $1,787,000 | 4,334 |
| Premises and equipment expense | $487,000 | 3,788 |
| Additional noninterest expense | $1,035,000 | 4,510 |
| Pre-tax net operating income | $1,392,000 | 3,533 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $635,000 | 1,912 |
| Income before extraordinary items | $757,000 | 4,330 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $757,000 | 4,333 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $757,000 | 4,334 |
| Net charge-offs | $111,000 | 3,639 |
| Cash dividends | $956,000 | 1,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $757,000 | 4,281 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,729,000 | 4,894 |
| Total interest expense | $198,000 | 5,677 |
| Net interest income | $2,531,000 | 4,726 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,199,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $556,000 | 1,754 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $643,000 | 2,626 |
| Total noninterest expense | $2,505,000 | 4,390 |
| Salaries and employee benefits | $1,367,000 | 4,301 |
| Premises and equipment expense | $391,000 | 3,666 |
| Additional noninterest expense | $747,000 | 4,614 |
| Pre-tax net operating income | $1,225,000 | 3,321 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $454,000 | 2,011 |
| Income before extraordinary items | $771,000 | 3,888 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $771,000 | 3,891 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $771,000 | 3,891 |
| Net charge-offs | $113,000 | 3,135 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $771,000 | 3,821 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 4,895 |
| Total interest expense | $133,000 | 5,739 |
| Net interest income | $1,693,000 | 4,719 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $932,000 | 2,323 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $380,000 | 1,692 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $552,000 | 2,341 |
| Total noninterest expense | $1,737,000 | 4,312 |
| Salaries and employee benefits | $949,000 | 4,240 |
| Premises and equipment expense | $277,000 | 3,535 |
| Additional noninterest expense | $511,000 | 4,586 |
| Pre-tax net operating income | $888,000 | 3,126 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $329,000 | 1,924 |
| Income before extraordinary items | $559,000 | 3,731 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $559,000 | 3,733 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $559,000 | 3,734 |
| Net charge-offs | $118,000 | 2,592 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $559,000 | 3,632 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $874,000 | 5,025 |
| Total interest expense | $66,000 | 5,823 |
| Net interest income | $808,000 | 4,850 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $622,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $189,000 | 1,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $433,000 | 1,749 |
| Total noninterest expense | $838,000 | 4,438 |
| Salaries and employee benefits | $465,000 | 4,327 |
| Premises and equipment expense | $135,000 | 3,623 |
| Additional noninterest expense | $238,000 | 4,764 |
| Pre-tax net operating income | $592,000 | 2,581 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $220,000 | 1,619 |
| Income before extraordinary items | $372,000 | 3,160 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $372,000 | 3,160 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $372,000 | 3,162 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $372,000 | 3,067 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,825,000 | 4,994 |
| Total interest expense | $340,000 | 5,802 |
| Net interest income | $3,485,000 | 4,761 |
| Provision for loan and lease losses | $249,000 | 3,648 |
| Total noninterest income | $1,501,000 | 2,621 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $747,000 | 1,785 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $754,000 | 2,775 |
| Total noninterest expense | $3,325,000 | 4,497 |
| Salaries and employee benefits | $1,714,000 | 4,517 |
| Premises and equipment expense | $523,000 | 3,711 |
| Additional noninterest expense | $1,088,000 | 4,590 |
| Pre-tax net operating income | $1,412,000 | 3,430 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $499,000 | 2,181 |
| Income before extraordinary items | $913,000 | 4,063 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $913,000 | 4,063 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $913,000 | 4,065 |
| Net charge-offs | $244,000 | 3,557 |
| Cash dividends | $1,122,000 | 1,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $913,000 | 3,886 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,966,000 | 4,982 |
| Total interest expense | $266,000 | 5,867 |
| Net interest income | $2,700,000 | 4,748 |
| Provision for loan and lease losses | $173,000 | 3,719 |
| Total noninterest income | $1,072,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $554,000 | 1,828 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $518,000 | 2,897 |
| Total noninterest expense | $2,360,000 | 4,656 |
| Salaries and employee benefits | $1,246,000 | 4,607 |
| Premises and equipment expense | $375,000 | 3,860 |
| Additional noninterest expense | $739,000 | 4,871 |
| Pre-tax net operating income | $1,239,000 | 3,246 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $459,000 | 2,030 |
| Income before extraordinary items | $780,000 | 3,900 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $780,000 | 3,900 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $780,000 | 3,902 |
| Net charge-offs | $173,000 | 3,453 |
| Cash dividends | $803,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $780,000 | 3,733 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,001,000 | 5,002 |
| Total interest expense | $186,000 | 5,902 |
| Net interest income | $1,815,000 | 4,755 |
| Provision for loan and lease losses | $96,000 | 3,919 |
| Total noninterest income | $443,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $352,000 | 1,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $91,000 | 4,778 |
| Total noninterest expense | $1,471,000 | 4,859 |
| Salaries and employee benefits | $790,000 | 4,774 |
| Premises and equipment expense | $223,000 | 4,148 |
| Additional noninterest expense | $458,000 | 5,070 |
| Pre-tax net operating income | $691,000 | 3,553 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $256,000 | 2,219 |
| Income before extraordinary items | $435,000 | 4,226 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $435,000 | 4,229 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $435,000 | 4,228 |
| Net charge-offs | $84,000 | 3,585 |
| Cash dividends | $803,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $435,000 | 4,049 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 5,031 |
| Total interest expense | $98,000 | 5,913 |
| Net interest income | $905,000 | 4,794 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $94,000 | 5,032 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $147,000 | 2,173 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-53,000 | 7,106 |
| Total noninterest expense | $681,000 | 5,074 |
| Salaries and employee benefits | $383,000 | 4,885 |
| Premises and equipment expense | $100,000 | 4,398 |
| Additional noninterest expense | $198,000 | 5,382 |
| Pre-tax net operating income | $318,000 | 3,732 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $118,000 | 2,285 |
| Income before extraordinary items | $200,000 | 4,386 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $200,000 | 4,389 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $200,000 | 4,389 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $200,000 | 4,229 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,995,000 | 5,156 |
| Total interest expense | $535,000 | 5,723 |
| Net interest income | $3,460,000 | 4,926 |
| Provision for loan and lease losses | $15,000 | 6,274 |
| Total noninterest income | $894,000 | 3,312 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $620,000 | 2,188 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $274,000 | 4,015 |
| Total noninterest expense | $2,815,000 | 5,048 |
| Salaries and employee benefits | $1,477,000 | 5,006 |
| Premises and equipment expense | $419,000 | 4,462 |
| Additional noninterest expense | $919,000 | 5,101 |
| Pre-tax net operating income | $1,524,000 | 3,004 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $540,000 | 1,961 |
| Income before extraordinary items | $984,000 | 3,597 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $984,000 | 3,599 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $984,000 | 3,600 |
| Net charge-offs | $27,000 | 5,793 |
| Cash dividends | $510,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $984,000 | 3,477 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,111,000 | 5,111 |
| Total interest expense | $429,000 | 5,714 |
| Net interest income | $2,682,000 | 4,868 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $872,000 | 2,842 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $470,000 | 2,179 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $402,000 | 3,035 |
| Total noninterest expense | $1,979,000 | 5,210 |
| Salaries and employee benefits | $1,051,000 | 5,129 |
| Premises and equipment expense | $317,000 | 4,495 |
| Additional noninterest expense | $611,000 | 5,403 |
| Pre-tax net operating income | $1,575,000 | 2,486 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $573,000 | 1,615 |
| Income before extraordinary items | $1,002,000 | 3,060 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,002,000 | 3,062 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,002,000 | 3,062 |
| Net charge-offs | $24,000 | 5,453 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,002,000 | 2,960 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,048,000 | 5,186 |
| Total interest expense | $297,000 | 5,760 |
| Net interest income | $1,751,000 | 4,946 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $782,000 | 2,354 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $303,000 | 2,213 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $479,000 | 2,164 |
| Total noninterest expense | $1,339,000 | 5,237 |
| Salaries and employee benefits | $714,000 | 5,120 |
| Premises and equipment expense | $209,000 | 4,561 |
| Additional noninterest expense | $416,000 | 5,435 |
| Pre-tax net operating income | $1,194,000 | 2,245 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $436,000 | 1,452 |
| Income before extraordinary items | $758,000 | 2,764 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $758,000 | 2,765 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $758,000 | 2,765 |
| Net charge-offs | $22,000 | 5,004 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $758,000 | 2,677 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 5,226 |
| Total interest expense | $154,000 | 5,793 |
| Net interest income | $864,000 | 4,979 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $441,000 | 2,198 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $150,000 | 2,194 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $291,000 | 1,947 |
| Total noninterest expense | $639,000 | 5,386 |
| Salaries and employee benefits | $334,000 | 5,348 |
| Premises and equipment expense | $96,000 | 4,808 |
| Additional noninterest expense | $209,000 | 5,424 |
| Pre-tax net operating income | $666,000 | 2,046 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $243,000 | 1,304 |
| Income before extraordinary items | $423,000 | 2,543 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $423,000 | 2,542 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $423,000 | 2,543 |
| Net charge-offs | $15,000 | 4,195 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $423,000 | 2,492 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,184,000 | 5,298 |
| Total interest expense | $782,000 | 5,751 |
| Net interest income | $3,402,000 | 5,023 |
| Provision for loan and lease losses | $50,000 | 6,473 |
| Total noninterest income | $919,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $712,000 | 2,010 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $207,000 | 4,545 |
| Total noninterest expense | $2,670,000 | 5,343 |
| Salaries and employee benefits | $1,382,000 | 5,286 |
| Premises and equipment expense | $437,000 | 4,529 |
| Additional noninterest expense | $851,000 | 5,483 |
| Pre-tax net operating income | $1,601,000 | 2,623 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $557,000 | 1,779 |
| Income before extraordinary items | $1,044,000 | 3,137 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,044,000 | 3,134 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,044,000 | 3,137 |
| Net charge-offs | $14,000 | 6,477 |
| Cash dividends | $828,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,044,000 | 3,015 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 5,306 |
| Total interest expense | $608,000 | 5,834 |
| Net interest income | $2,636,000 | 4,995 |
| Provision for loan and lease losses | $40,000 | 6,403 |
| Total noninterest income | $708,000 | 3,367 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $536,000 | 2,068 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $172,000 | 4,432 |
| Total noninterest expense | $1,869,000 | 5,549 |
| Salaries and employee benefits | $993,000 | 5,434 |
| Premises and equipment expense | $323,000 | 4,642 |
| Additional noninterest expense | $553,000 | 5,830 |
| Pre-tax net operating income | $1,435,000 | 2,455 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $532,000 | 1,610 |
| Income before extraordinary items | $903,000 | 3,072 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $903,000 | 3,071 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $903,000 | 3,073 |
| Net charge-offs | $5,000 | 6,437 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $903,000 | 2,942 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 5,301 |
| Total interest expense | $418,000 | 5,871 |
| Net interest income | $1,774,000 | 4,985 |
| Provision for loan and lease losses | $40,000 | 5,994 |
| Total noninterest income | $492,000 | 3,251 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $350,000 | 2,102 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $142,000 | 4,061 |
| Total noninterest expense | $1,255,000 | 5,543 |
| Salaries and employee benefits | $679,000 | 5,414 |
| Premises and equipment expense | $219,000 | 4,628 |
| Additional noninterest expense | $357,000 | 5,911 |
| Pre-tax net operating income | $971,000 | 2,428 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $360,000 | 1,551 |
| Income before extraordinary items | $611,000 | 3,027 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $611,000 | 3,022 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $611,000 | 3,025 |
| Net charge-offs | $-1,000 | 7,109 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $611,000 | 2,916 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,153,000 | 5,234 |
| Total interest expense | $217,000 | 5,916 |
| Net interest income | $936,000 | 4,869 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $213,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $168,000 | 2,148 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $45,000 | 4,859 |
| Total noninterest expense | $600,000 | 5,739 |
| Salaries and employee benefits | $321,000 | 5,627 |
| Premises and equipment expense | $110,000 | 4,697 |
| Additional noninterest expense | $169,000 | 6,072 |
| Pre-tax net operating income | $519,000 | 2,344 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $192,000 | 1,463 |
| Income before extraordinary items | $327,000 | 2,969 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $327,000 | 2,965 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $327,000 | 2,969 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $327,000 | 2,858 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,206,000 | 5,580 |
| Total interest expense | $954,000 | 6,119 |
| Net interest income | $3,252,000 | 5,171 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $1,198,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $861,000 | 1,929 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $337,000 | 3,810 |
| Total noninterest expense | $3,195,000 | 5,000 |
| Salaries and employee benefits | $1,405,000 | 5,393 |
| Premises and equipment expense | $452,000 | 4,662 |
| Additional noninterest expense | $1,338,000 | 4,418 |
| Pre-tax net operating income | $1,255,000 | 2,631 |
| Securities gains (losses) | $-245,000 | 7,458 |
| Applicable income taxes | $513,000 | 1,540 |
| Income before extraordinary items | $497,000 | 3,880 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $497,000 | 3,878 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $497,000 | 3,879 |
| Net charge-offs | $72,000 | 5,958 |
| Cash dividends | $829,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $653,800 | 3,408 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,175,000 | 5,637 |
| Total interest expense | $728,000 | 6,214 |
| Net interest income | $2,447,000 | 5,165 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $939,000 | 2,934 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $664,000 | 1,889 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $275,000 | 3,752 |
| Total noninterest expense | $2,396,000 | 5,003 |
| Salaries and employee benefits | $1,038,000 | 5,461 |
| Premises and equipment expense | $331,000 | 4,770 |
| Additional noninterest expense | $1,027,000 | 4,297 |
| Pre-tax net operating income | $990,000 | 2,750 |
| Securities gains (losses) | $-245,000 | 7,624 |
| Applicable income taxes | $276,000 | 2,006 |
| Income before extraordinary items | $469,000 | 3,799 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $469,000 | 3,797 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $469,000 | 3,798 |
| Net charge-offs | $13,000 | 6,424 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $625,800 | 3,222 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 5,708 |
| Total interest expense | $490,000 | 6,313 |
| Net interest income | $1,608,000 | 5,203 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $620,000 | 2,976 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $427,000 | 1,918 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $193,000 | 3,703 |
| Total noninterest expense | $1,697,000 | 4,862 |
| Salaries and employee benefits | $665,000 | 5,658 |
| Premises and equipment expense | $221,000 | 4,799 |
| Additional noninterest expense | $811,000 | 3,834 |
| Pre-tax net operating income | $531,000 | 3,213 |
| Securities gains (losses) | $-245,000 | 7,815 |
| Applicable income taxes | $107,000 | 2,570 |
| Income before extraordinary items | $179,000 | 4,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 4,670 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $179,000 | 4,670 |
| Net charge-offs | $14,000 | 5,830 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $335,800 | 3,650 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $986,000 | 5,907 |
| Total interest expense | $256,000 | 6,330 |
| Net interest income | $730,000 | 5,461 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $248,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $201,000 | 1,955 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $47,000 | 4,942 |
| Total noninterest expense | $613,000 | 5,751 |
| Salaries and employee benefits | $337,000 | 5,660 |
| Premises and equipment expense | $110,000 | 4,855 |
| Additional noninterest expense | $166,000 | 6,063 |
| Pre-tax net operating income | $365,000 | 2,988 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $136,000 | 1,867 |
| Income before extraordinary items | $230,000 | 3,618 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $230,000 | 3,618 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $230,000 | 3,619 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $229,360 | 3,491 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,823,000 | 5,563 |
| Total interest expense | $1,295,000 | 6,277 |
| Net interest income | $3,528,000 | 4,956 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $882,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $881,000 | 1,958 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,000 | 7,912 |
| Total noninterest expense | $2,741,000 | 5,389 |
| Salaries and employee benefits | $1,583,000 | 5,166 |
| Premises and equipment expense | $321,000 | 5,631 |
| Additional noninterest expense | $837,000 | 5,355 |
| Pre-tax net operating income | $1,669,000 | 2,832 |
| Securities gains (losses) | $16,000 | 2,295 |
| Applicable income taxes | $603,000 | 1,660 |
| Income before extraordinary items | $1,082,000 | 3,135 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,082,000 | 3,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,209 |
| Cash dividends | $1,501,000 | 1,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,071,760 | 3,300 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,759,000 | 5,526 |
| Total interest expense | $986,000 | 6,370 |
| Net interest income | $2,773,000 | 4,846 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $769,000 | 3,429 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $667,000 | 1,945 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $102,000 | 5,603 |
| Total noninterest expense | $1,953,000 | 5,524 |
| Salaries and employee benefits | $1,168,000 | 5,254 |
| Premises and equipment expense | $234,000 | 5,723 |
| Additional noninterest expense | $551,000 | 5,654 |
| Pre-tax net operating income | $1,589,000 | 2,720 |
| Securities gains (losses) | $16,000 | 2,140 |
| Applicable income taxes | $595,000 | 1,690 |
| Income before extraordinary items | $1,010,000 | 3,084 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,010,000 | 3,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $800,000 | 2,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $999,760 | 3,248 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 5,524 |
| Total interest expense | $677,000 | 6,425 |
| Net interest income | $1,884,000 | 4,807 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $494,000 | 3,534 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $423,000 | 2,011 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $71,000 | 5,622 |
| Total noninterest expense | $1,264,000 | 5,646 |
| Salaries and employee benefits | $759,000 | 5,370 |
| Premises and equipment expense | $154,000 | 5,774 |
| Additional noninterest expense | $351,000 | 5,769 |
| Pre-tax net operating income | $1,114,000 | 2,736 |
| Securities gains (losses) | $16,000 | 2,191 |
| Applicable income taxes | $419,000 | 1,820 |
| Income before extraordinary items | $711,000 | 3,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $711,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $700,760 | 3,261 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 5,562 |
| Total interest expense | $356,000 | 6,479 |
| Net interest income | $951,000 | 4,790 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $229,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $189,000 | 2,180 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 5,445 |
| Total noninterest expense | $660,000 | 5,530 |
| Salaries and employee benefits | $409,000 | 5,166 |
| Premises and equipment expense | $75,000 | 5,878 |
| Additional noninterest expense | $176,000 | 5,731 |
| Pre-tax net operating income | $520,000 | 2,996 |
| Securities gains (losses) | $16,000 | 1,726 |
| Applicable income taxes | $199,000 | 1,979 |
| Income before extraordinary items | $337,000 | 3,560 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $337,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $326,760 | 3,527 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,746,000 | 5,367 |
| Total interest expense | $1,526,000 | 6,398 |
| Net interest income | $4,220,000 | 4,473 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $888,000 | 3,789 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $721,000 | 2,318 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $167,000 | 5,392 |
| Total noninterest expense | $2,748,000 | 5,295 |
| Salaries and employee benefits | $1,526,000 | 5,248 |
| Premises and equipment expense | $314,000 | 5,677 |
| Additional noninterest expense | $908,000 | 4,938 |
| Pre-tax net operating income | $2,360,000 | 2,947 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $860,000 | 2,052 |
| Income before extraordinary items | $1,502,000 | 3,451 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,502,000 | 3,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,952 |
| Cash dividends | $956,000 | 2,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,500,720 | 3,440 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,316,000 | 5,367 |
| Total interest expense | $1,132,000 | 6,447 |
| Net interest income | $3,184,000 | 4,488 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $657,000 | 3,826 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $527,000 | 2,338 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $130,000 | 5,342 |
| Total noninterest expense | $1,912,000 | 5,516 |
| Salaries and employee benefits | $1,056,000 | 5,472 |
| Premises and equipment expense | $230,000 | 5,723 |
| Additional noninterest expense | $626,000 | 5,156 |
| Pre-tax net operating income | $1,929,000 | 2,919 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $715,000 | 2,053 |
| Income before extraordinary items | $1,216,000 | 3,437 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,216,000 | 3,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,200 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,214,720 | 3,424 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 5,392 |
| Total interest expense | $754,000 | 6,487 |
| Net interest income | $2,119,000 | 4,525 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $435,000 | 3,847 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $333,000 | 2,446 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $102,000 | 5,087 |
| Total noninterest expense | $1,213,000 | 5,693 |
| Salaries and employee benefits | $682,000 | 5,643 |
| Premises and equipment expense | $149,000 | 5,826 |
| Additional noninterest expense | $382,000 | 5,437 |
| Pre-tax net operating income | $1,341,000 | 2,892 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $497,000 | 2,075 |
| Income before extraordinary items | $846,000 | 3,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $846,000 | 3,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $844,720 | 3,377 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 5,365 |
| Total interest expense | $376,000 | 6,482 |
| Net interest income | $1,078,000 | 4,476 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $235,000 | 3,677 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $161,000 | 2,463 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $74,000 | 4,353 |
| Total noninterest expense | $616,000 | 5,670 |
| Salaries and employee benefits | $365,000 | 5,457 |
| Premises and equipment expense | $73,000 | 5,929 |
| Additional noninterest expense | $178,000 | 5,624 |
| Pre-tax net operating income | $697,000 | 2,813 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $258,000 | 2,045 |
| Income before extraordinary items | $440,000 | 3,286 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $440,000 | 3,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $439,360 | 3,264 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,509,000 | 5,276 |
| Total interest expense | $1,301,000 | 6,418 |
| Net interest income | $4,208,000 | 4,518 |
| Provision for loan and lease losses | $115,000 | 4,549 |
| Total noninterest income | $825,000 | 3,975 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $658,000 | 2,495 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $167,000 | 5,438 |
| Total noninterest expense | $2,720,000 | 5,209 |
| Salaries and employee benefits | $1,415,000 | 5,388 |
| Premises and equipment expense | $413,000 | 4,823 |
| Additional noninterest expense | $892,000 | 4,888 |
| Pre-tax net operating income | $2,198,000 | 3,431 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $795,000 | 2,485 |
| Income before extraordinary items | $1,403,000 | 3,932 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,403,000 | 3,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,669 |
| Cash dividends | $637,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,403,000 | 3,911 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,080,000 | 5,314 |
| Total interest expense | $937,000 | 6,467 |
| Net interest income | $3,143,000 | 4,559 |
| Provision for loan and lease losses | $65,000 | 4,757 |
| Total noninterest income | $634,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $494,000 | 2,504 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $140,000 | 5,256 |
| Total noninterest expense | $1,776,000 | 5,641 |
| Salaries and employee benefits | $978,000 | 5,617 |
| Premises and equipment expense | $219,000 | 5,833 |
| Additional noninterest expense | $579,000 | 5,322 |
| Pre-tax net operating income | $1,936,000 | 3,192 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $712,000 | 2,368 |
| Income before extraordinary items | $1,224,000 | 3,689 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,224,000 | 3,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,511 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,224,000 | 3,677 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,668,000 | 5,338 |
| Total interest expense | $595,000 | 6,496 |
| Net interest income | $2,073,000 | 4,613 |
| Provision for loan and lease losses | $35,000 | 4,878 |
| Total noninterest income | $435,000 | 3,841 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $320,000 | 2,539 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $115,000 | 4,830 |
| Total noninterest expense | $1,145,000 | 5,764 |
| Salaries and employee benefits | $636,000 | 5,719 |
| Premises and equipment expense | $143,000 | 5,891 |
| Additional noninterest expense | $366,000 | 5,487 |
| Pre-tax net operating income | $1,328,000 | 3,139 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $487,000 | 2,354 |
| Income before extraordinary items | $841,000 | 3,619 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $841,000 | 3,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $841,000 | 3,607 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 5,328 |
| Total interest expense | $283,000 | 6,510 |
| Net interest income | $1,029,000 | 4,627 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $235,000 | 3,622 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $150,000 | 2,603 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,010 |
| Total noninterest expense | $582,000 | 5,717 |
| Salaries and employee benefits | $337,000 | 5,563 |
| Premises and equipment expense | $69,000 | 5,991 |
| Additional noninterest expense | $176,000 | 5,577 |
| Pre-tax net operating income | $667,000 | 3,075 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $243,000 | 2,317 |
| Income before extraordinary items | $424,000 | 3,541 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $424,000 | 3,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $424,000 | 3,519 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,501,000 | 5,487 |
| Total interest expense | $902,000 | 6,528 |
| Net interest income | $3,599,000 | 4,935 |
| Provision for loan and lease losses | $95,000 | 4,915 |
| Total noninterest income | $696,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $572,000 | 2,766 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $124,000 | 6,064 |
| Total noninterest expense | $2,401,000 | 5,504 |
| Salaries and employee benefits | $1,350,000 | 5,412 |
| Premises and equipment expense | $302,000 | 5,715 |
| Additional noninterest expense | $749,000 | 5,385 |
| Pre-tax net operating income | $1,799,000 | 3,957 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $642,000 | 2,966 |
| Income before extraordinary items | $1,157,000 | 4,437 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,157,000 | 4,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $558,000 | 3,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,157,000 | 4,397 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,343,000 | 5,487 |
| Total interest expense | $651,000 | 6,541 |
| Net interest income | $2,692,000 | 4,968 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $522,000 | 4,424 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $426,000 | 2,776 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 6,008 |
| Total noninterest expense | $1,663,000 | 5,723 |
| Salaries and employee benefits | $930,000 | 5,669 |
| Premises and equipment expense | $210,000 | 5,925 |
| Additional noninterest expense | $523,000 | 5,572 |
| Pre-tax net operating income | $1,506,000 | 3,737 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $477,000 | 3,029 |
| Income before extraordinary items | $1,029,000 | 4,077 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,029,000 | 4,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,349 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,029,000 | 4,040 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 5,509 |
| Total interest expense | $410,000 | 6,552 |
| Net interest income | $1,751,000 | 5,031 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $345,000 | 4,407 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $270,000 | 2,834 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $75,000 | 5,733 |
| Total noninterest expense | $1,084,000 | 5,793 |
| Salaries and employee benefits | $607,000 | 5,710 |
| Premises and equipment expense | $137,000 | 5,971 |
| Additional noninterest expense | $340,000 | 5,625 |
| Pre-tax net operating income | $982,000 | 3,764 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $358,000 | 2,780 |
| Income before extraordinary items | $624,000 | 4,316 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $624,000 | 4,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $624,000 | 4,255 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 5,596 |
| Total interest expense | $197,000 | 6,576 |
| Net interest income | $847,000 | 5,154 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $180,000 | 4,243 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $126,000 | 2,924 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 5,007 |
| Total noninterest expense | $566,000 | 5,689 |
| Salaries and employee benefits | $324,000 | 5,546 |
| Premises and equipment expense | $68,000 | 6,037 |
| Additional noninterest expense | $174,000 | 5,522 |
| Pre-tax net operating income | $446,000 | 3,991 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $162,000 | 2,970 |
| Income before extraordinary items | $284,000 | 4,518 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $284,000 | 4,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $284,000 | 4,478 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,852,000 | 5,667 |
| Total interest expense | $629,000 | 6,850 |
| Net interest income | $3,223,000 | 5,189 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $737,000 | 4,267 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $602,000 | 2,696 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $135,000 | 5,890 |
| Total noninterest expense | $2,263,000 | 5,604 |
| Salaries and employee benefits | $1,255,000 | 5,559 |
| Premises and equipment expense | $288,000 | 5,783 |
| Additional noninterest expense | $720,000 | 5,425 |
| Pre-tax net operating income | $1,597,000 | 4,088 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $574,000 | 3,106 |
| Income before extraordinary items | $1,023,000 | 4,627 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,023,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $557,000 | 3,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,023,000 | 4,568 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,863,000 | 5,685 |
| Total interest expense | $456,000 | 6,930 |
| Net interest income | $2,407,000 | 5,187 |
| Provision for loan and lease losses | $55,000 | 5,258 |
| Total noninterest income | $566,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $459,000 | 2,679 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $107,000 | 5,792 |
| Total noninterest expense | $1,590,000 | 5,788 |
| Salaries and employee benefits | $876,000 | 5,736 |
| Premises and equipment expense | $210,000 | 5,843 |
| Additional noninterest expense | $504,000 | 5,605 |
| Pre-tax net operating income | $1,328,000 | 3,899 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $487,000 | 2,951 |
| Income before extraordinary items | $841,000 | 4,477 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $841,000 | 4,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $841,000 | 4,400 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 5,756 |
| Total interest expense | $291,000 | 7,043 |
| Net interest income | $1,588,000 | 5,226 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $378,000 | 4,233 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $291,000 | 2,777 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $87,000 | 5,445 |
| Total noninterest expense | $1,034,000 | 5,899 |
| Salaries and employee benefits | $570,000 | 5,846 |
| Premises and equipment expense | $138,000 | 5,916 |
| Additional noninterest expense | $326,000 | 5,717 |
| Pre-tax net operating income | $882,000 | 3,854 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $323,000 | 2,945 |
| Income before extraordinary items | $559,000 | 4,431 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $559,000 | 4,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $559,000 | 4,348 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 5,831 |
| Total interest expense | $146,000 | 7,091 |
| Net interest income | $782,000 | 5,286 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $189,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $142,000 | 2,786 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $47,000 | 5,234 |
| Total noninterest expense | $530,000 | 5,857 |
| Salaries and employee benefits | $306,000 | 5,684 |
| Premises and equipment expense | $68,000 | 5,967 |
| Additional noninterest expense | $156,000 | 5,881 |
| Pre-tax net operating income | $426,000 | 3,931 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $156,000 | 3,014 |
| Income before extraordinary items | $270,000 | 4,558 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $270,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $270,000 | 4,421 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,796,000 | 5,811 |
| Total interest expense | $728,000 | 6,939 |
| Net interest income | $3,068,000 | 5,236 |
| Provision for loan and lease losses | $65,000 | 5,903 |
| Total noninterest income | $711,000 | 4,515 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $595,000 | 2,709 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $116,000 | 6,281 |
| Total noninterest expense | $2,204,000 | 5,672 |
| Salaries and employee benefits | $1,212,000 | 5,603 |
| Premises and equipment expense | $279,000 | 5,884 |
| Additional noninterest expense | $713,000 | 5,447 |
| Pre-tax net operating income | $1,510,000 | 4,114 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $536,000 | 3,263 |
| Income before extraordinary items | $974,000 | 4,716 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $974,000 | 4,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,935 |
| Cash dividends | $542,000 | 3,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $974,000 | 4,548 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,874,000 | 5,850 |
| Total interest expense | $566,000 | 7,001 |
| Net interest income | $2,308,000 | 5,254 |
| Provision for loan and lease losses | $55,000 | 5,636 |
| Total noninterest income | $536,000 | 4,545 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $453,000 | 2,693 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $83,000 | 6,408 |
| Total noninterest expense | $1,546,000 | 5,881 |
| Salaries and employee benefits | $827,000 | 5,905 |
| Premises and equipment expense | $211,000 | 5,852 |
| Additional noninterest expense | $508,000 | 5,584 |
| Pre-tax net operating income | $1,243,000 | 3,981 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $451,000 | 3,206 |
| Income before extraordinary items | $792,000 | 4,624 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $792,000 | 4,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,905 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $792,000 | 4,446 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 5,895 |
| Total interest expense | $387,000 | 7,057 |
| Net interest income | $1,527,000 | 5,271 |
| Provision for loan and lease losses | $35,000 | 5,611 |
| Total noninterest income | $368,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $304,000 | 2,617 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $64,000 | 6,138 |
| Total noninterest expense | $1,041,000 | 5,861 |
| Salaries and employee benefits | $559,000 | 5,852 |
| Premises and equipment expense | $138,000 | 5,905 |
| Additional noninterest expense | $344,000 | 5,522 |
| Pre-tax net operating income | $819,000 | 3,989 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $296,000 | 3,266 |
| Income before extraordinary items | $523,000 | 4,678 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $523,000 | 4,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,922 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $523,000 | 4,477 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $959,000 | 5,907 |
| Total interest expense | $196,000 | 7,129 |
| Net interest income | $763,000 | 5,262 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $198,000 | 4,189 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $154,000 | 2,537 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $44,000 | 5,509 |
| Total noninterest expense | $500,000 | 5,999 |
| Salaries and employee benefits | $264,000 | 6,066 |
| Premises and equipment expense | $69,000 | 5,897 |
| Additional noninterest expense | $167,000 | 5,597 |
| Pre-tax net operating income | $446,000 | 3,777 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $162,000 | 3,089 |
| Income before extraordinary items | $284,000 | 4,387 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $284,000 | 4,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,727 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $284,000 | 4,194 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 6,125 |
| Total interest expense | $921,000 | 7,139 |
| Net interest income | $2,819,000 | 5,494 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $671,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $553,000 | 2,731 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $118,000 | 6,097 |
| Total noninterest expense | $2,075,000 | 5,757 |
| Salaries and employee benefits | $1,098,000 | 5,816 |
| Premises and equipment expense | $281,000 | 5,766 |
| Additional noninterest expense | $696,000 | 5,424 |
| Pre-tax net operating income | $1,355,000 | 4,371 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $480,000 | 3,534 |
| Income before extraordinary items | $875,000 | 4,949 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $875,000 | 4,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $542,000 | 3,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $875,000 | 4,817 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,386,000 | 6,037 |
| Total interest expense | $1,640,000 | 6,708 |
| Net interest income | $2,746,000 | 5,386 |
| Provision for loan and lease losses | $55,000 | 6,550 |
| Total noninterest income | $661,000 | 4,334 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $574,000 | 2,521 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $87,000 | 6,726 |
| Total noninterest expense | $2,084,000 | 5,595 |
| Salaries and employee benefits | $1,065,000 | 5,765 |
| Premises and equipment expense | $290,000 | 5,630 |
| Additional noninterest expense | $729,000 | 5,126 |
| Pre-tax net operating income | $1,268,000 | 4,291 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $443,000 | 3,533 |
| Income before extraordinary items | $825,000 | 4,794 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $825,000 | 4,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,148 |
| Cash dividends | $542,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $825,000 | 4,673 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,506,000 | 6,086 |
| Total interest expense | $1,582,000 | 7,002 |
| Net interest income | $2,924,000 | 5,246 |
| Provision for loan and lease losses | $55,000 | 6,399 |
| Total noninterest income | $707,000 | 3,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $590,000 | 2,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,051 |
| Total noninterest expense | $2,087,000 | 5,527 |
| Salaries and employee benefits | $1,028,000 | 5,804 |
| Premises and equipment expense | $271,000 | 5,760 |
| Additional noninterest expense | $788,000 | 4,793 |
| Pre-tax net operating income | $1,489,000 | 4,085 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $514,000 | 3,429 |
| Income before extraordinary items | $975,000 | 4,457 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $975,000 | 4,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $414,000 | 3,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $975,000 | 4,455 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 6,453 |
| Total interest expense | $1,310,000 | 7,386 |
| Net interest income | $2,590,000 | 5,681 |
| Provision for loan and lease losses | $99,000 | 5,293 |
| Total noninterest income | $709,000 | 3,959 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $609,000 | 2,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 6,650 |
| Total noninterest expense | $1,980,000 | 5,722 |
| Salaries and employee benefits | $984,000 | 5,959 |
| Premises and equipment expense | $284,000 | 5,628 |
| Additional noninterest expense | $712,000 | 5,184 |
| Pre-tax net operating income | $1,220,000 | 4,716 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $416,000 | 4,054 |
| Income before extraordinary items | $804,000 | 5,080 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $804,000 | 5,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,068 |
| Cash dividends | $414,000 | 3,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $804,000 | 5,037 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,981,000 | 6,497 |
| Total interest expense | $1,527,000 | 7,129 |
| Net interest income | $2,454,000 | 5,916 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $608,000 | 4,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $478,000 | 2,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,008 |
| Total noninterest expense | $1,928,000 | 5,734 |
| Salaries and employee benefits | $910,000 | 6,168 |
| Premises and equipment expense | $289,000 | 5,493 |
| Additional noninterest expense | $729,000 | 4,998 |
| Pre-tax net operating income | $1,134,000 | 5,052 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $353,000 | 4,744 |
| Income before extraordinary items | $781,000 | 5,261 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $781,000 | 5,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 9,741 |
| Cash dividends | $414,000 | 3,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $781,000 | 5,162 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,852,000 | 6,794 |
| Total interest expense | $1,353,000 | 7,709 |
| Net interest income | $2,499,000 | 6,057 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $665,000 | 4,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $505,000 | 2,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 5,533 |
| Total noninterest expense | $1,966,000 | 5,725 |
| Salaries and employee benefits | $895,000 | 6,319 |
| Premises and equipment expense | $292,000 | 5,523 |
| Additional noninterest expense | $779,000 | 4,819 |
| Pre-tax net operating income | $1,198,000 | 5,256 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $387,000 | 4,974 |
| Income before extraordinary items | $811,000 | 5,403 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $811,000 | 5,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 10,314 |
| Cash dividends | $414,000 | 3,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $811,000 | 5,356 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,564,000 | 7,312 |
| Total interest expense | $1,219,000 | 8,320 |
| Net interest income | $2,345,000 | 6,486 |
| Provision for loan and lease losses | $94,000 | 5,274 |
| Total noninterest income | $599,000 | 4,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $478,000 | 2,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,566 |
| Total noninterest expense | $1,738,000 | 6,524 |
| Salaries and employee benefits | $741,000 | 7,299 |
| Premises and equipment expense | $278,000 | 5,870 |
| Additional noninterest expense | $719,000 | 5,636 |
| Pre-tax net operating income | $1,112,000 | 5,374 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $365,000 | 5,187 |
| Income before extraordinary items | $755,000 | 5,501 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $755,000 | 5,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,815 |
| Cash dividends | $414,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $749,640 | 5,474 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,186,000 | 7,945 |
| Total interest expense | $1,075,000 | 8,983 |
| Net interest income | $2,111,000 | 7,056 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $560,000 | 4,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $435,000 | 3,091 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,525 |
| Total noninterest expense | $1,673,000 | 6,793 |
| Salaries and employee benefits | $678,000 | 7,877 |
| Premises and equipment expense | $250,000 | 6,348 |
| Additional noninterest expense | $745,000 | 5,561 |
| Pre-tax net operating income | $998,000 | 6,012 |
| Securities gains (losses) | $-21,000 | 10,587 |
| Applicable income taxes | $347,000 | 5,477 |
| Income before extraordinary items | $630,000 | 6,429 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $630,000 | 6,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 11,259 |
| Cash dividends | $414,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $643,440 | 6,335 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,602,000 | 8,731 |
| Total interest expense | $753,000 | 9,818 |
| Net interest income | $1,849,000 | 7,918 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $550,000 | 4,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $463,000 | 2,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,945 |
| Total noninterest expense | $1,542,000 | 7,464 |
| Salaries and employee benefits | $640,000 | 8,337 |
| Premises and equipment expense | $211,000 | 7,199 |
| Additional noninterest expense | $691,000 | 6,389 |
| Pre-tax net operating income | $857,000 | 6,596 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $255,000 | 6,452 |
| Income before extraordinary items | $602,000 | 6,523 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $602,000 | 6,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 11,735 |
| Cash dividends | $255,000 | 4,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $602,000 | 6,578 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,275,000 | 9,624 |
| Total interest expense | $710,000 | 10,525 |
| Net interest income | $1,565,000 | 8,908 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $599,000 | 4,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $447,000 | 3,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,523 |
| Total noninterest expense | $1,457,000 | 7,974 |
| Salaries and employee benefits | $577,000 | 9,000 |
| Premises and equipment expense | $205,000 | 7,582 |
| Additional noninterest expense | $675,000 | 6,747 |
| Pre-tax net operating income | $659,000 | 7,577 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $198,000 | 7,661 |
| Income before extraordinary items | $461,000 | 7,872 |
| Extraordinary gains, net | $27,000 | 2,545 |
| Net income | $488,000 | 7,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 12,816 |
| Cash dividends | $207,000 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $461,000 | 7,621 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 10,090 |
| Total interest expense | $925,000 | 10,741 |
| Net interest income | $1,472,000 | 9,368 |
| Provision for loan and lease losses | $116,000 | 6,901 |
| Total noninterest income | $585,000 | 5,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $443,000 | 3,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,834 |
| Total noninterest expense | $1,305,000 | 8,645 |
| Salaries and employee benefits | $552,000 | 9,256 |
| Premises and equipment expense | $194,000 | 7,976 |
| Additional noninterest expense | $559,000 | 7,886 |
| Pre-tax net operating income | $636,000 | 7,477 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $186,000 | 7,837 |
| Income before extraordinary items | $452,000 | 7,719 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $452,000 | 7,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 5,459 |
| Cash dividends | $207,000 | 4,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $450,580 | 7,382 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.