Home > Peoples State Bank of Warren > Income and Expense
Peoples State Bank of Warren, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,167,000 | 9,468 |
Total interest expense | $969,000 | 9,365 |
Net interest income | $1,198,000 | 9,329 |
Provision for loan and lease losses | $46,000 | 6,390 |
Total noninterest income | $185,000 | 8,675 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $101,000 | 7,760 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $84,000 | 7,808 |
Total noninterest expense | $836,000 | 9,621 |
Salaries and employee benefits | $424,000 | 9,745 |
Premises and equipment expense | $83,000 | 10,121 |
Additional noninterest expense | $329,000 | 8,926 |
Pre-tax net operating income | $501,000 | 8,432 |
Securities gains (losses) | $-37,000 | 10,982 |
Applicable income taxes | $157,000 | 8,143 |
Income before extraordinary items | $307,000 | 8,868 |
Extraordinary gains, net | $0 | 65 |
Net income | $307,000 | 8,872 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $62,000 | 4,742 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $331,420 | 8,621 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,299,000 | 11,133 |
Total interest expense | $501,000 | 11,095 |
Net interest income | $798,000 | 11,064 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $149,000 | 9,723 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $55,000 | 9,512 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $94,000 | 7,705 |
Total noninterest expense | $525,000 | 11,479 |
Salaries and employee benefits | $257,000 | 11,606 |
Premises and equipment expense | $60,000 | 11,299 |
Additional noninterest expense | $208,000 | 11,044 |
Pre-tax net operating income | $422,000 | 9,188 |
Securities gains (losses) | $-9,000 | 9,765 |
Applicable income taxes | $140,000 | 8,513 |
Income before extraordinary items | $273,000 | 9,453 |
Extraordinary gains, net | $0 | 249 |
Net income | $273,000 | 9,459 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 10,077 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $278,940 | 9,444 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,513,000 | 9,156 |
Total interest expense | $846,000 | 9,807 |
Net interest income | $1,667,000 | 8,586 |
Provision for loan and lease losses | $306,000 | 2,940 |
Total noninterest income | $170,000 | 9,812 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $80,000 | 9,003 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $90,000 | 8,232 |
Total noninterest expense | $673,000 | 11,294 |
Salaries and employee benefits | $439,000 | 10,249 |
Premises and equipment expense | $79,000 | 11,181 |
Additional noninterest expense | $155,000 | 12,350 |
Pre-tax net operating income | $858,000 | 6,530 |
Securities gains (losses) | $3,000 | 6,505 |
Applicable income taxes | $263,000 | 6,600 |
Income before extraordinary items | $598,000 | 6,795 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $598,000 | 6,969 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $302,000 | 2,469 |
Cash dividends | $200,000 | 5,372 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $595,930 | 6,573 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,792,000 | 9,344 |
Total interest expense | $1,106,000 | 9,961 |
Net interest income | $1,686,000 | 8,695 |
Provision for loan and lease losses | $148,000 | 6,150 |
Total noninterest income | $165,000 | 10,157 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $74,000 | 9,405 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $91,000 | 8,401 |
Total noninterest expense | $860,000 | 10,708 |
Salaries and employee benefits | $424,000 | 10,593 |
Premises and equipment expense | $40,000 | 13,061 |
Additional noninterest expense | $396,000 | 9,601 |
Pre-tax net operating income | $843,000 | 6,367 |
Securities gains (losses) | $3,000 | 7,429 |
Applicable income taxes | $272,000 | 6,338 |
Income before extraordinary items | $574,000 | 6,747 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $574,000 | 6,835 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $52,000 | 7,468 |
Cash dividends | $200,000 | 4,982 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $571,960 | 6,419 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.