Home > Peoples State Bank of Munising > Income and Expense
Peoples State Bank of Munising, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $7,375,000 | 3,244 |
| Total interest expense | $1,707,000 | 3,213 |
| Net interest income | $5,668,000 | 3,196 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,072,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $158,000 | 2,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $914,000 | 2,382 |
| Total noninterest expense | $4,908,000 | 3,074 |
| Salaries and employee benefits | $2,764,000 | 3,054 |
| Premises and equipment expense | $395,000 | 3,264 |
| Additional noninterest expense | $914,000 | 2,382 |
| Pre-tax net operating income | $1,832,000 | 3,050 |
| Securities gains (losses) | $-16,000 | 3,444 |
| Applicable income taxes | $217,000 | 2,402 |
| Income before extraordinary items | $1,599,000 | 3,007 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,599,000 | 3,040 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,599,000 | 3,009 |
| Net charge-offs | $-18,000 | 3,974 |
| Cash dividends | $650,000 | 2,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,613,080 | 3,036 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $5,439,000 | 3,241 |
| Total interest expense | $1,164,000 | 3,210 |
| Net interest income | $4,275,000 | 3,198 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $752,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $117,000 | 2,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $635,000 | 2,440 |
| Total noninterest expense | $3,666,000 | 3,066 |
| Salaries and employee benefits | $2,080,000 | 3,026 |
| Premises and equipment expense | $294,000 | 3,282 |
| Additional noninterest expense | $635,000 | 2,439 |
| Pre-tax net operating income | $1,361,000 | 3,131 |
| Securities gains (losses) | $-16,000 | 3,589 |
| Applicable income taxes | $227,000 | 2,276 |
| Income before extraordinary items | $1,118,000 | 3,173 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,118,000 | 3,206 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,118,000 | 3,174 |
| Net charge-offs | $-11,000 | 3,856 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,131,280 | 3,183 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 3,284 |
| Total interest expense | $741,000 | 3,104 |
| Net interest income | $2,693,000 | 3,296 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $503,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $79,000 | 2,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $424,000 | 2,373 |
| Total noninterest expense | $2,430,000 | 3,079 |
| Salaries and employee benefits | $1,383,000 | 3,046 |
| Premises and equipment expense | $202,000 | 3,258 |
| Additional noninterest expense | $424,000 | 2,369 |
| Pre-tax net operating income | $766,000 | 3,328 |
| Securities gains (losses) | $-16,000 | 3,875 |
| Applicable income taxes | $121,000 | 2,450 |
| Income before extraordinary items | $629,000 | 3,392 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $629,000 | 3,425 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $629,000 | 3,391 |
| Net charge-offs | $-9,000 | 3,888 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $642,440 | 3,379 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 3,291 |
| Total interest expense | $354,000 | 2,995 |
| Net interest income | $1,352,000 | 3,295 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $250,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $40,000 | 2,950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 2,379 |
| Total noninterest expense | $1,209,000 | 3,125 |
| Salaries and employee benefits | $689,000 | 3,088 |
| Premises and equipment expense | $102,000 | 3,295 |
| Additional noninterest expense | $210,000 | 2,379 |
| Pre-tax net operating income | $393,000 | 3,350 |
| Securities gains (losses) | $-16,000 | 4,086 |
| Applicable income taxes | $62,000 | 2,455 |
| Income before extraordinary items | $315,000 | 3,440 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $315,000 | 3,438 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $315,000 | 3,440 |
| Net charge-offs | $-8,000 | 3,980 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $328,440 | 3,422 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,324,000 | 3,176 |
| Total interest expense | $681,000 | 2,881 |
| Net interest income | $5,643,000 | 3,184 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,169,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $240,000 | 2,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $929,000 | 2,403 |
| Total noninterest expense | $4,656,000 | 3,143 |
| Salaries and employee benefits | $2,731,000 | 3,070 |
| Premises and equipment expense | $405,000 | 3,283 |
| Additional noninterest expense | $929,000 | 2,403 |
| Pre-tax net operating income | $2,156,000 | 3,040 |
| Securities gains (losses) | $-17,000 | 3,550 |
| Applicable income taxes | $289,000 | 2,436 |
| Income before extraordinary items | $1,850,000 | 3,033 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,850,000 | 3,030 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,850,000 | 3,032 |
| Net charge-offs | $-2,000 | 3,341 |
| Cash dividends | $725,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,864,620 | 3,055 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,523,000 | 3,196 |
| Total interest expense | $405,000 | 2,928 |
| Net interest income | $4,118,000 | 3,198 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $886,000 | 2,643 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $198,000 | 2,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $688,000 | 2,448 |
| Total noninterest expense | $3,436,000 | 3,158 |
| Salaries and employee benefits | $2,027,000 | 3,080 |
| Premises and equipment expense | $306,000 | 3,275 |
| Additional noninterest expense | $688,000 | 2,448 |
| Pre-tax net operating income | $1,568,000 | 3,059 |
| Securities gains (losses) | $1,000 | 675 |
| Applicable income taxes | $296,000 | 2,223 |
| Income before extraordinary items | $1,273,000 | 3,114 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,273,000 | 3,112 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,273,000 | 3,113 |
| Net charge-offs | $-6,000 | 3,455 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,272,190 | 3,148 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,872,000 | 3,230 |
| Total interest expense | $258,000 | 2,865 |
| Net interest income | $2,614,000 | 3,251 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $560,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $131,000 | 2,420 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $429,000 | 2,546 |
| Total noninterest expense | $2,211,000 | 3,202 |
| Salaries and employee benefits | $1,328,000 | 3,111 |
| Premises and equipment expense | $188,000 | 3,416 |
| Additional noninterest expense | $695,000 | 3,202 |
| Pre-tax net operating income | $963,000 | 3,055 |
| Securities gains (losses) | $1,000 | 612 |
| Applicable income taxes | $172,000 | 2,252 |
| Income before extraordinary items | $792,000 | 3,083 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $792,000 | 3,082 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $792,000 | 3,083 |
| Net charge-offs | $-12,000 | 3,724 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $791,180 | 3,119 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 3,224 |
| Total interest expense | $128,000 | 2,855 |
| Net interest income | $1,282,000 | 3,238 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $273,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $64,000 | 2,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 2,525 |
| Total noninterest expense | $1,096,000 | 3,221 |
| Salaries and employee benefits | $666,000 | 3,109 |
| Premises and equipment expense | $96,000 | 3,399 |
| Additional noninterest expense | $334,000 | 3,254 |
| Pre-tax net operating income | $459,000 | 3,015 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $83,000 | 2,193 |
| Income before extraordinary items | $376,000 | 3,054 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $376,000 | 3,053 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $376,000 | 3,054 |
| Net charge-offs | $-14,000 | 4,031 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $376,000 | 3,072 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,842,000 | 3,264 |
| Total interest expense | $550,000 | 3,036 |
| Net interest income | $5,292,000 | 3,252 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,335,000 | 2,673 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $259,000 | 2,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,076,000 | 2,555 |
| Total noninterest expense | $4,165,000 | 3,303 |
| Salaries and employee benefits | $2,251,000 | 3,337 |
| Premises and equipment expense | $378,000 | 3,431 |
| Additional noninterest expense | $1,536,000 | 3,058 |
| Pre-tax net operating income | $2,462,000 | 2,910 |
| Securities gains (losses) | $20,000 | 1,501 |
| Applicable income taxes | $513,000 | 2,075 |
| Income before extraordinary items | $1,969,000 | 3,049 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,969,000 | 3,049 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,969,000 | 3,049 |
| Net charge-offs | $-35,000 | 4,004 |
| Cash dividends | $1,000,000 | 2,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,953,200 | 3,032 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,350,000 | 3,330 |
| Total interest expense | $417,000 | 3,121 |
| Net interest income | $3,933,000 | 3,323 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $986,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $197,000 | 2,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $789,000 | 2,617 |
| Total noninterest expense | $3,026,000 | 3,363 |
| Salaries and employee benefits | $1,655,000 | 3,390 |
| Premises and equipment expense | $265,000 | 3,574 |
| Additional noninterest expense | $1,106,000 | 3,149 |
| Pre-tax net operating income | $1,893,000 | 2,997 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $376,000 | 2,171 |
| Income before extraordinary items | $1,517,000 | 3,115 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,517,000 | 3,115 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,517,000 | 3,115 |
| Net charge-offs | $-24,000 | 3,947 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,517,000 | 3,103 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 3,345 |
| Total interest expense | $277,000 | 3,203 |
| Net interest income | $2,640,000 | 3,325 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $621,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $138,000 | 2,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $483,000 | 2,674 |
| Total noninterest expense | $1,990,000 | 3,393 |
| Salaries and employee benefits | $1,098,000 | 3,410 |
| Premises and equipment expense | $169,000 | 3,634 |
| Additional noninterest expense | $723,000 | 3,167 |
| Pre-tax net operating income | $1,271,000 | 2,975 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $238,000 | 2,185 |
| Income before extraordinary items | $1,033,000 | 3,096 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,033,000 | 3,094 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,033,000 | 3,096 |
| Net charge-offs | $-21,000 | 4,072 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,033,000 | 3,070 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 3,330 |
| Total interest expense | $138,000 | 3,280 |
| Net interest income | $1,324,000 | 3,307 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $300,000 | 2,799 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $58,000 | 2,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 2,661 |
| Total noninterest expense | $997,000 | 3,377 |
| Salaries and employee benefits | $544,000 | 3,428 |
| Premises and equipment expense | $89,000 | 3,578 |
| Additional noninterest expense | $364,000 | 3,100 |
| Pre-tax net operating income | $627,000 | 2,988 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $91,000 | 2,342 |
| Income before extraordinary items | $536,000 | 3,031 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $536,000 | 3,029 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $536,000 | 3,031 |
| Net charge-offs | $-6,000 | 3,842 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $536,000 | 3,006 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,259,000 | 3,233 |
| Total interest expense | $657,000 | 3,526 |
| Net interest income | $5,602,000 | 3,156 |
| Provision for loan and lease losses | $460,000 | 2,326 |
| Total noninterest income | $1,284,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $94,000 | 3,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,190,000 | 2,309 |
| Total noninterest expense | $4,118,000 | 3,319 |
| Salaries and employee benefits | $2,294,000 | 3,334 |
| Premises and equipment expense | $344,000 | 3,620 |
| Additional noninterest expense | $1,480,000 | 3,069 |
| Pre-tax net operating income | $2,308,000 | 2,773 |
| Securities gains (losses) | $37,000 | 1,860 |
| Applicable income taxes | $223,000 | 2,492 |
| Income before extraordinary items | $2,122,000 | 2,752 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,122,000 | 2,750 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,122,000 | 2,752 |
| Net charge-offs | $84,000 | 2,121 |
| Cash dividends | $900,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,088,700 | 2,732 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,632,000 | 3,291 |
| Total interest expense | $513,000 | 3,568 |
| Net interest income | $4,119,000 | 3,199 |
| Provision for loan and lease losses | $358,000 | 2,268 |
| Total noninterest income | $900,000 | 2,644 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $56,000 | 3,865 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $844,000 | 2,320 |
| Total noninterest expense | $2,985,000 | 3,368 |
| Salaries and employee benefits | $1,668,000 | 3,389 |
| Premises and equipment expense | $254,000 | 3,668 |
| Additional noninterest expense | $1,063,000 | 3,125 |
| Pre-tax net operating income | $1,676,000 | 2,823 |
| Securities gains (losses) | $8,000 | 2,173 |
| Applicable income taxes | $318,000 | 2,053 |
| Income before extraordinary items | $1,366,000 | 2,956 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,366,000 | 2,955 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,366,000 | 2,956 |
| Net charge-offs | $89,000 | 1,738 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,359,520 | 2,921 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,983,000 | 3,389 |
| Total interest expense | $355,000 | 3,624 |
| Net interest income | $2,628,000 | 3,293 |
| Provision for loan and lease losses | $155,000 | 2,610 |
| Total noninterest income | $567,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $33,000 | 4,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $534,000 | 2,314 |
| Total noninterest expense | $1,986,000 | 3,381 |
| Salaries and employee benefits | $1,113,000 | 3,385 |
| Premises and equipment expense | $172,000 | 3,645 |
| Additional noninterest expense | $701,000 | 3,140 |
| Pre-tax net operating income | $1,054,000 | 2,874 |
| Securities gains (losses) | $8,000 | 1,922 |
| Applicable income taxes | $193,000 | 2,092 |
| Income before extraordinary items | $869,000 | 2,986 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $869,000 | 2,985 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $869,000 | 2,986 |
| Net charge-offs | $59,000 | 1,635 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $862,440 | 2,961 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 3,404 |
| Total interest expense | $185,000 | 3,701 |
| Net interest income | $1,294,000 | 3,299 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $228,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $21,000 | 3,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 2,398 |
| Total noninterest expense | $977,000 | 3,435 |
| Salaries and employee benefits | $555,000 | 3,424 |
| Premises and equipment expense | $88,000 | 3,626 |
| Additional noninterest expense | $334,000 | 3,271 |
| Pre-tax net operating income | $545,000 | 2,673 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $84,000 | 2,078 |
| Income before extraordinary items | $461,000 | 2,738 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $461,000 | 2,737 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $461,000 | 2,739 |
| Net charge-offs | $67,000 | 1,068 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $461,000 | 2,731 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,153,000 | 3,390 |
| Total interest expense | $715,000 | 3,777 |
| Net interest income | $5,438,000 | 3,270 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $1,061,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $111,000 | 3,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $950,000 | 2,310 |
| Total noninterest expense | $3,970,000 | 3,430 |
| Salaries and employee benefits | $2,332,000 | 3,350 |
| Premises and equipment expense | $325,000 | 3,788 |
| Additional noninterest expense | $1,313,000 | 3,323 |
| Pre-tax net operating income | $2,529,000 | 2,715 |
| Securities gains (losses) | $4,000 | 2,137 |
| Applicable income taxes | $434,000 | 2,103 |
| Income before extraordinary items | $2,099,000 | 2,825 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,099,000 | 2,826 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,099,000 | 2,827 |
| Net charge-offs | $29,000 | 2,953 |
| Cash dividends | $1,325,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,095,680 | 2,793 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,635,000 | 3,431 |
| Total interest expense | $530,000 | 3,828 |
| Net interest income | $4,105,000 | 3,299 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $723,000 | 2,884 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $85,000 | 3,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $638,000 | 2,425 |
| Total noninterest expense | $2,922,000 | 3,482 |
| Salaries and employee benefits | $1,705,000 | 3,412 |
| Premises and equipment expense | $246,000 | 3,824 |
| Additional noninterest expense | $971,000 | 3,377 |
| Pre-tax net operating income | $1,906,000 | 2,799 |
| Securities gains (losses) | $4,000 | 1,882 |
| Applicable income taxes | $312,000 | 2,202 |
| Income before extraordinary items | $1,598,000 | 2,872 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,598,000 | 2,874 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,598,000 | 2,873 |
| Net charge-offs | $16,000 | 2,802 |
| Cash dividends | $425,000 | 2,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,594,640 | 2,846 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 3,452 |
| Total interest expense | $343,000 | 3,854 |
| Net interest income | $2,719,000 | 3,330 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $499,000 | 2,813 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $60,000 | 3,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $439,000 | 2,352 |
| Total noninterest expense | $1,943,000 | 3,520 |
| Salaries and employee benefits | $1,138,000 | 3,429 |
| Premises and equipment expense | $151,000 | 3,964 |
| Additional noninterest expense | $654,000 | 3,403 |
| Pre-tax net operating income | $1,275,000 | 2,757 |
| Securities gains (losses) | $3,000 | 1,472 |
| Applicable income taxes | $200,000 | 2,210 |
| Income before extraordinary items | $1,078,000 | 2,843 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,078,000 | 2,842 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,078,000 | 2,842 |
| Net charge-offs | $18,000 | 2,396 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,075,480 | 2,824 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 3,481 |
| Total interest expense | $158,000 | 3,954 |
| Net interest income | $1,367,000 | 3,348 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $262,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $28,000 | 3,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 2,221 |
| Total noninterest expense | $955,000 | 3,583 |
| Salaries and employee benefits | $555,000 | 3,523 |
| Premises and equipment expense | $79,000 | 3,927 |
| Additional noninterest expense | $321,000 | 3,430 |
| Pre-tax net operating income | $674,000 | 2,630 |
| Securities gains (losses) | $2,000 | 961 |
| Applicable income taxes | $100,000 | 2,152 |
| Income before extraordinary items | $576,000 | 2,689 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $576,000 | 2,688 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $576,000 | 2,688 |
| Net charge-offs | $-4,000 | 4,334 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $574,300 | 2,673 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,636,000 | 3,548 |
| Total interest expense | $541,000 | 3,828 |
| Net interest income | $5,095,000 | 3,472 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $975,000 | 2,889 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $110,000 | 4,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $865,000 | 2,406 |
| Total noninterest expense | $3,818,000 | 3,581 |
| Salaries and employee benefits | $2,191,000 | 3,522 |
| Premises and equipment expense | $288,000 | 4,083 |
| Additional noninterest expense | $1,339,000 | 3,393 |
| Pre-tax net operating income | $2,252,000 | 2,946 |
| Securities gains (losses) | $4,000 | 861 |
| Applicable income taxes | $329,000 | 2,314 |
| Income before extraordinary items | $1,927,000 | 2,988 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,927,000 | 2,987 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,927,000 | 2,987 |
| Net charge-offs | $-12,000 | 4,556 |
| Cash dividends | $1,522,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,923,600 | 2,989 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,120,000 | 3,614 |
| Total interest expense | $404,000 | 3,780 |
| Net interest income | $3,716,000 | 3,543 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $683,000 | 3,006 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $81,000 | 4,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $602,000 | 2,515 |
| Total noninterest expense | $2,758,000 | 3,661 |
| Salaries and employee benefits | $1,593,000 | 3,578 |
| Premises and equipment expense | $211,000 | 4,152 |
| Additional noninterest expense | $954,000 | 3,490 |
| Pre-tax net operating income | $1,641,000 | 3,053 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $240,000 | 2,403 |
| Income before extraordinary items | $1,401,000 | 3,085 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,401,000 | 3,083 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,401,000 | 3,084 |
| Net charge-offs | $-7,000 | 4,398 |
| Cash dividends | $722,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,401,000 | 3,076 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 3,642 |
| Total interest expense | $268,000 | 3,736 |
| Net interest income | $2,421,000 | 3,584 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $448,000 | 3,039 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $55,000 | 4,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $393,000 | 2,537 |
| Total noninterest expense | $1,848,000 | 3,663 |
| Salaries and employee benefits | $1,054,000 | 3,608 |
| Premises and equipment expense | $140,000 | 4,189 |
| Additional noninterest expense | $654,000 | 3,454 |
| Pre-tax net operating income | $1,021,000 | 3,127 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $145,000 | 2,448 |
| Income before extraordinary items | $876,000 | 3,162 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $876,000 | 3,160 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $876,000 | 3,161 |
| Net charge-offs | $-6,000 | 4,367 |
| Cash dividends | $722,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $876,000 | 3,151 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,313,000 | 3,691 |
| Total interest expense | $134,000 | 3,697 |
| Net interest income | $1,179,000 | 3,654 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $226,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $26,000 | 4,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 2,489 |
| Total noninterest expense | $924,000 | 3,706 |
| Salaries and employee benefits | $534,000 | 3,631 |
| Premises and equipment expense | $74,000 | 4,152 |
| Additional noninterest expense | $316,000 | 3,551 |
| Pre-tax net operating income | $481,000 | 3,157 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $76,000 | 2,392 |
| Income before extraordinary items | $405,000 | 3,233 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $405,000 | 3,233 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $405,000 | 3,233 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $147,000 | 2,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $405,000 | 3,237 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,255,000 | 3,669 |
| Total interest expense | $569,000 | 3,474 |
| Net interest income | $4,686,000 | 3,651 |
| Provision for loan and lease losses | $55,000 | 3,512 |
| Total noninterest income | $891,000 | 3,125 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $120,000 | 4,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $771,000 | 2,610 |
| Total noninterest expense | $3,612,000 | 3,755 |
| Salaries and employee benefits | $2,039,000 | 3,717 |
| Premises and equipment expense | $281,000 | 4,270 |
| Additional noninterest expense | $1,292,000 | 3,513 |
| Pre-tax net operating income | $1,910,000 | 3,193 |
| Securities gains (losses) | $2,000 | 1,996 |
| Applicable income taxes | $589,000 | 2,296 |
| Income before extraordinary items | $1,323,000 | 3,344 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,323,000 | 3,342 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,323,000 | 3,344 |
| Net charge-offs | $11,000 | 3,661 |
| Cash dividends | $1,665,000 | 1,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,321,620 | 3,323 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,917,000 | 3,710 |
| Total interest expense | $430,000 | 3,460 |
| Net interest income | $3,487,000 | 3,695 |
| Provision for loan and lease losses | $45,000 | 3,301 |
| Total noninterest income | $713,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $87,000 | 4,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $626,000 | 2,527 |
| Total noninterest expense | $2,691,000 | 3,784 |
| Salaries and employee benefits | $1,480,000 | 3,796 |
| Premises and equipment expense | $213,000 | 4,284 |
| Additional noninterest expense | $998,000 | 3,468 |
| Pre-tax net operating income | $1,464,000 | 3,228 |
| Securities gains (losses) | $2,000 | 2,024 |
| Applicable income taxes | $325,000 | 2,414 |
| Income before extraordinary items | $1,141,000 | 3,298 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,141,000 | 3,297 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,141,000 | 3,298 |
| Net charge-offs | $12,000 | 3,191 |
| Cash dividends | $1,000,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,139,440 | 3,281 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 3,710 |
| Total interest expense | $290,000 | 3,417 |
| Net interest income | $2,322,000 | 3,703 |
| Provision for loan and lease losses | $30,000 | 3,129 |
| Total noninterest income | $447,000 | 3,144 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $53,000 | 4,328 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $394,000 | 2,604 |
| Total noninterest expense | $1,826,000 | 3,767 |
| Salaries and employee benefits | $992,000 | 3,797 |
| Premises and equipment expense | $144,000 | 4,281 |
| Additional noninterest expense | $690,000 | 3,421 |
| Pre-tax net operating income | $913,000 | 3,272 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $194,000 | 2,506 |
| Income before extraordinary items | $721,000 | 3,351 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $721,000 | 3,350 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $721,000 | 3,351 |
| Net charge-offs | $17,000 | 2,671 |
| Cash dividends | $300,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $719,420 | 3,328 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 3,717 |
| Total interest expense | $147,000 | 3,384 |
| Net interest income | $1,160,000 | 3,726 |
| Provision for loan and lease losses | $15,000 | 2,918 |
| Total noninterest income | $208,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $24,000 | 4,451 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $184,000 | 2,679 |
| Total noninterest expense | $911,000 | 3,812 |
| Salaries and employee benefits | $486,000 | 3,903 |
| Premises and equipment expense | $78,000 | 4,172 |
| Additional noninterest expense | $347,000 | 3,409 |
| Pre-tax net operating income | $442,000 | 3,291 |
| Securities gains (losses) | $2,000 | 951 |
| Applicable income taxes | $89,000 | 2,521 |
| Income before extraordinary items | $355,000 | 3,335 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $355,000 | 3,334 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $355,000 | 3,335 |
| Net charge-offs | $32,000 | 1,622 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $353,400 | 3,325 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,260,000 | 3,703 |
| Total interest expense | $631,000 | 3,232 |
| Net interest income | $4,629,000 | 3,726 |
| Provision for loan and lease losses | $90,000 | 3,218 |
| Total noninterest income | $524,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $86,000 | 4,686 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $438,000 | 3,437 |
| Total noninterest expense | $3,491,000 | 3,923 |
| Salaries and employee benefits | $1,927,000 | 3,907 |
| Premises and equipment expense | $323,000 | 4,176 |
| Additional noninterest expense | $1,241,000 | 3,741 |
| Pre-tax net operating income | $1,572,000 | 3,446 |
| Securities gains (losses) | $23,000 | 2,295 |
| Applicable income taxes | $166,000 | 3,048 |
| Income before extraordinary items | $1,429,000 | 3,357 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,429,000 | 3,355 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,429,000 | 3,356 |
| Net charge-offs | $45,000 | 3,214 |
| Cash dividends | $900,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,408,300 | 3,338 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 3,736 |
| Total interest expense | $482,000 | 3,202 |
| Net interest income | $3,443,000 | 3,761 |
| Provision for loan and lease losses | $90,000 | 2,817 |
| Total noninterest income | $356,000 | 4,189 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $67,000 | 4,679 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $289,000 | 3,624 |
| Total noninterest expense | $2,607,000 | 3,949 |
| Salaries and employee benefits | $1,417,000 | 3,943 |
| Premises and equipment expense | $244,000 | 4,186 |
| Additional noninterest expense | $946,000 | 3,730 |
| Pre-tax net operating income | $1,102,000 | 3,580 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $194,000 | 2,828 |
| Income before extraordinary items | $908,000 | 3,671 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $908,000 | 3,669 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $908,000 | 3,671 |
| Net charge-offs | $-6,000 | 4,786 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $908,000 | 3,597 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 3,773 |
| Total interest expense | $328,000 | 3,165 |
| Net interest income | $2,257,000 | 3,820 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $273,000 | 3,991 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $48,000 | 4,601 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $225,000 | 3,440 |
| Total noninterest expense | $1,744,000 | 3,976 |
| Salaries and employee benefits | $936,000 | 3,996 |
| Premises and equipment expense | $165,000 | 4,175 |
| Additional noninterest expense | $643,000 | 3,715 |
| Pre-tax net operating income | $726,000 | 3,606 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $127,000 | 2,842 |
| Income before extraordinary items | $599,000 | 3,685 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $599,000 | 3,682 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $599,000 | 3,684 |
| Net charge-offs | $32,000 | 2,473 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $599,000 | 3,617 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 3,773 |
| Total interest expense | $168,000 | 3,145 |
| Net interest income | $1,132,000 | 3,823 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $132,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $26,000 | 4,515 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $106,000 | 3,472 |
| Total noninterest expense | $865,000 | 4,024 |
| Salaries and employee benefits | $465,000 | 4,041 |
| Premises and equipment expense | $86,000 | 4,157 |
| Additional noninterest expense | $314,000 | 3,764 |
| Pre-tax net operating income | $369,000 | 3,537 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $67,000 | 2,776 |
| Income before extraordinary items | $302,000 | 3,616 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $302,000 | 3,612 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $302,000 | 3,614 |
| Net charge-offs | $46,000 | 1,485 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $302,000 | 3,549 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,102,000 | 3,800 |
| Total interest expense | $714,000 | 3,030 |
| Net interest income | $4,388,000 | 3,872 |
| Provision for loan and lease losses | $335,000 | 1,788 |
| Total noninterest income | $5,034,000 | 1,118 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $104,000 | 4,662 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $4,930,000 | 826 |
| Total noninterest expense | $7,060,000 | 2,549 |
| Salaries and employee benefits | $3,027,000 | 3,013 |
| Premises and equipment expense | $350,000 | 4,182 |
| Additional noninterest expense | $3,683,000 | 1,647 |
| Pre-tax net operating income | $2,027,000 | 2,987 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $497,000 | 2,226 |
| Income before extraordinary items | $1,532,000 | 3,184 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,532,000 | 3,185 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,532,000 | 3,186 |
| Net charge-offs | $550,000 | 1,087 |
| Cash dividends | $715,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,530,480 | 3,143 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,816,000 | 3,844 |
| Total interest expense | $535,000 | 3,068 |
| Net interest income | $3,281,000 | 3,918 |
| Provision for loan and lease losses | $185,000 | 2,029 |
| Total noninterest income | $4,221,000 | 1,043 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $79,000 | 4,696 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,142,000 | 765 |
| Total noninterest expense | $5,575,000 | 2,459 |
| Salaries and employee benefits | $2,348,000 | 2,971 |
| Premises and equipment expense | $265,000 | 4,216 |
| Additional noninterest expense | $2,962,000 | 1,539 |
| Pre-tax net operating income | $1,742,000 | 2,821 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $401,000 | 2,201 |
| Income before extraordinary items | $1,342,000 | 2,981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,342,000 | 2,981 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,342,000 | 2,982 |
| Net charge-offs | $467,000 | 907 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,341,230 | 2,927 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 3,860 |
| Total interest expense | $355,000 | 3,094 |
| Net interest income | $2,179,000 | 3,948 |
| Provision for loan and lease losses | $85,000 | 2,433 |
| Total noninterest income | $2,786,000 | 1,053 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $50,000 | 4,763 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,736,000 | 767 |
| Total noninterest expense | $3,691,000 | 2,475 |
| Salaries and employee benefits | $1,510,000 | 3,073 |
| Premises and equipment expense | $175,000 | 4,265 |
| Additional noninterest expense | $2,006,000 | 1,537 |
| Pre-tax net operating income | $1,189,000 | 2,746 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $301,000 | 2,123 |
| Income before extraordinary items | $889,000 | 2,965 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $889,000 | 2,965 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $889,000 | 2,967 |
| Net charge-offs | $74,000 | 1,992 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $888,250 | 2,909 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 3,884 |
| Total interest expense | $177,000 | 3,128 |
| Net interest income | $1,082,000 | 3,970 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $1,480,000 | 976 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $21,000 | 4,993 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,459,000 | 698 |
| Total noninterest expense | $1,911,000 | 2,403 |
| Salaries and employee benefits | $765,000 | 3,064 |
| Premises and equipment expense | $91,000 | 4,214 |
| Additional noninterest expense | $1,055,000 | 1,459 |
| Pre-tax net operating income | $621,000 | 2,626 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $161,000 | 2,031 |
| Income before extraordinary items | $461,000 | 2,872 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $461,000 | 2,875 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $461,000 | 2,875 |
| Net charge-offs | $43,000 | 1,671 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $460,260 | 2,807 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,272,000 | 3,836 |
| Total interest expense | $768,000 | 3,115 |
| Net interest income | $4,504,000 | 3,922 |
| Provision for loan and lease losses | $375,000 | 1,746 |
| Total noninterest income | $4,055,000 | 1,274 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $110,000 | 4,847 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,945,000 | 908 |
| Total noninterest expense | $5,792,000 | 2,990 |
| Salaries and employee benefits | $2,514,000 | 3,461 |
| Premises and equipment expense | $393,000 | 4,142 |
| Additional noninterest expense | $2,885,000 | 2,103 |
| Pre-tax net operating income | $2,392,000 | 2,667 |
| Securities gains (losses) | $32,000 | 2,034 |
| Applicable income taxes | $636,000 | 1,993 |
| Income before extraordinary items | $1,788,000 | 2,901 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,788,000 | 2,900 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,788,000 | 2,901 |
| Net charge-offs | $155,000 | 2,748 |
| Cash dividends | $752,000 | 2,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,764,320 | 2,885 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,961,000 | 3,866 |
| Total interest expense | $582,000 | 3,158 |
| Net interest income | $3,379,000 | 3,947 |
| Provision for loan and lease losses | $375,000 | 1,432 |
| Total noninterest income | $1,892,000 | 1,796 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $84,000 | 4,893 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,808,000 | 1,276 |
| Total noninterest expense | $3,810,000 | 3,298 |
| Salaries and employee benefits | $1,684,000 | 3,759 |
| Premises and equipment expense | $290,000 | 4,213 |
| Additional noninterest expense | $1,836,000 | 2,455 |
| Pre-tax net operating income | $1,086,000 | 3,638 |
| Securities gains (losses) | $33,000 | 1,724 |
| Applicable income taxes | $236,000 | 2,672 |
| Income before extraordinary items | $883,000 | 3,728 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $883,000 | 3,731 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $883,000 | 3,732 |
| Net charge-offs | $74,000 | 2,957 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $856,930 | 3,737 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 3,887 |
| Total interest expense | $387,000 | 3,187 |
| Net interest income | $2,240,000 | 3,965 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $249,000 | 4,332 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $57,000 | 4,864 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $192,000 | 3,701 |
| Total noninterest expense | $1,686,000 | 4,277 |
| Salaries and employee benefits | $895,000 | 4,272 |
| Premises and equipment expense | $198,000 | 4,202 |
| Additional noninterest expense | $593,000 | 4,125 |
| Pre-tax net operating income | $503,000 | 4,171 |
| Securities gains (losses) | $33,000 | 1,399 |
| Applicable income taxes | $87,000 | 3,122 |
| Income before extraordinary items | $449,000 | 4,138 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $449,000 | 4,144 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $449,000 | 4,143 |
| Net charge-offs | $35,000 | 3,061 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $421,280 | 4,164 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 3,925 |
| Total interest expense | $193,000 | 3,249 |
| Net interest income | $1,112,000 | 3,991 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $124,000 | 4,301 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $26,000 | 5,010 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $98,000 | 3,602 |
| Total noninterest expense | $843,000 | 4,304 |
| Salaries and employee benefits | $447,000 | 4,323 |
| Premises and equipment expense | $108,000 | 4,038 |
| Additional noninterest expense | $288,000 | 4,192 |
| Pre-tax net operating income | $243,000 | 4,147 |
| Securities gains (losses) | $25,000 | 887 |
| Applicable income taxes | $46,000 | 3,014 |
| Income before extraordinary items | $222,000 | 4,071 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $222,000 | 4,071 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $222,000 | 4,073 |
| Net charge-offs | $23,000 | 2,396 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $201,250 | 4,187 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,398,000 | 3,870 |
| Total interest expense | $872,000 | 3,255 |
| Net interest income | $4,526,000 | 3,956 |
| Provision for loan and lease losses | $600,000 | 1,620 |
| Total noninterest income | $706,000 | 3,843 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $141,000 | 4,684 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $565,000 | 3,199 |
| Total noninterest expense | $3,312,000 | 4,391 |
| Salaries and employee benefits | $1,726,000 | 4,413 |
| Premises and equipment expense | $387,000 | 4,293 |
| Additional noninterest expense | $1,199,000 | 4,201 |
| Pre-tax net operating income | $1,320,000 | 3,609 |
| Securities gains (losses) | $31,000 | 2,112 |
| Applicable income taxes | $241,000 | 2,805 |
| Income before extraordinary items | $1,110,000 | 3,701 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,110,000 | 3,704 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,110,000 | 3,705 |
| Net charge-offs | $257,000 | 2,737 |
| Cash dividends | $500,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,084,580 | 3,694 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,075,000 | 3,892 |
| Total interest expense | $664,000 | 3,302 |
| Net interest income | $3,411,000 | 3,966 |
| Provision for loan and lease losses | $450,000 | 1,622 |
| Total noninterest income | $534,000 | 3,910 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $108,000 | 4,683 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $426,000 | 3,257 |
| Total noninterest expense | $2,457,000 | 4,434 |
| Salaries and employee benefits | $1,284,000 | 4,448 |
| Premises and equipment expense | $290,000 | 4,321 |
| Additional noninterest expense | $883,000 | 4,249 |
| Pre-tax net operating income | $1,038,000 | 3,627 |
| Securities gains (losses) | $11,000 | 2,471 |
| Applicable income taxes | $198,000 | 2,798 |
| Income before extraordinary items | $851,000 | 3,705 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $851,000 | 3,707 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $851,000 | 3,708 |
| Net charge-offs | $138,000 | 2,955 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $842,090 | 3,659 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,743,000 | 3,891 |
| Total interest expense | $456,000 | 3,289 |
| Net interest income | $2,287,000 | 3,944 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $386,000 | 3,772 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $73,000 | 4,653 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $313,000 | 3,148 |
| Total noninterest expense | $1,651,000 | 4,430 |
| Salaries and employee benefits | $861,000 | 4,470 |
| Premises and equipment expense | $199,000 | 4,283 |
| Additional noninterest expense | $591,000 | 4,228 |
| Pre-tax net operating income | $722,000 | 3,525 |
| Securities gains (losses) | $6,000 | 2,420 |
| Applicable income taxes | $141,000 | 2,752 |
| Income before extraordinary items | $587,000 | 3,649 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $587,000 | 3,651 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $587,000 | 3,652 |
| Net charge-offs | $45,000 | 3,434 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $582,140 | 3,563 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 3,892 |
| Total interest expense | $242,000 | 3,246 |
| Net interest income | $1,143,000 | 3,958 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $212,000 | 3,554 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $33,000 | 4,808 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $179,000 | 2,931 |
| Total noninterest expense | $836,000 | 4,443 |
| Salaries and employee benefits | $427,000 | 4,518 |
| Premises and equipment expense | $102,000 | 4,259 |
| Additional noninterest expense | $307,000 | 4,153 |
| Pre-tax net operating income | $369,000 | 3,429 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $72,000 | 2,715 |
| Income before extraordinary items | $297,000 | 3,582 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $297,000 | 3,583 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $297,000 | 3,584 |
| Net charge-offs | $7,000 | 3,581 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $297,000 | 3,490 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,777,000 | 3,931 |
| Total interest expense | $1,246,000 | 3,126 |
| Net interest income | $4,531,000 | 4,079 |
| Provision for loan and lease losses | $600,000 | 2,443 |
| Total noninterest income | $717,000 | 3,849 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $141,000 | 4,877 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $576,000 | 3,167 |
| Total noninterest expense | $3,230,000 | 4,558 |
| Salaries and employee benefits | $1,761,000 | 4,449 |
| Premises and equipment expense | $333,000 | 4,742 |
| Additional noninterest expense | $1,136,000 | 4,486 |
| Pre-tax net operating income | $1,418,000 | 3,422 |
| Securities gains (losses) | $2,000 | 3,664 |
| Applicable income taxes | $288,000 | 2,692 |
| Income before extraordinary items | $1,132,000 | 3,673 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,132,000 | 3,674 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,132,000 | 3,676 |
| Net charge-offs | $330,000 | 3,192 |
| Cash dividends | $1,083,000 | 1,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,130,400 | 3,520 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,350,000 | 3,994 |
| Total interest expense | $948,000 | 3,195 |
| Net interest income | $3,402,000 | 4,129 |
| Provision for loan and lease losses | $450,000 | 2,400 |
| Total noninterest income | $411,000 | 4,377 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $104,000 | 4,981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $307,000 | 3,659 |
| Total noninterest expense | $2,386,000 | 4,627 |
| Salaries and employee benefits | $1,294,000 | 4,526 |
| Premises and equipment expense | $259,000 | 4,709 |
| Additional noninterest expense | $833,000 | 4,568 |
| Pre-tax net operating income | $977,000 | 3,681 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $204,000 | 2,813 |
| Income before extraordinary items | $774,000 | 3,913 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $774,000 | 3,913 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $774,000 | 3,915 |
| Net charge-offs | $270,000 | 2,965 |
| Cash dividends | $650,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $773,210 | 3,749 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,910,000 | 4,011 |
| Total interest expense | $639,000 | 3,269 |
| Net interest income | $2,271,000 | 4,138 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $241,000 | 4,597 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $68,000 | 5,022 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $173,000 | 3,874 |
| Total noninterest expense | $1,613,000 | 4,623 |
| Salaries and employee benefits | $858,000 | 4,564 |
| Premises and equipment expense | $177,000 | 4,663 |
| Additional noninterest expense | $578,000 | 4,484 |
| Pre-tax net operating income | $599,000 | 3,799 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $71,000 | 3,321 |
| Income before extraordinary items | $529,000 | 3,888 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $529,000 | 3,890 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $529,000 | 3,891 |
| Net charge-offs | $220,000 | 2,633 |
| Cash dividends | $174,000 | 2,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $528,120 | 3,695 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 3,895 |
| Total interest expense | $323,000 | 3,345 |
| Net interest income | $1,224,000 | 3,963 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $50,000 | 5,838 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $33,000 | 5,070 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 5,857 |
| Total noninterest expense | $803,000 | 4,647 |
| Salaries and employee benefits | $424,000 | 4,631 |
| Premises and equipment expense | $99,000 | 4,418 |
| Additional noninterest expense | $280,000 | 4,552 |
| Pre-tax net operating income | $321,000 | 3,712 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $33,000 | 3,373 |
| Income before extraordinary items | $288,000 | 3,723 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $288,000 | 3,725 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $288,000 | 3,726 |
| Net charge-offs | $160,000 | 2,033 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $288,000 | 3,552 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,034,000 | 4,041 |
| Total interest expense | $1,415,000 | 3,584 |
| Net interest income | $4,619,000 | 4,136 |
| Provision for loan and lease losses | $530,000 | 3,373 |
| Total noninterest income | $432,000 | 4,635 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $155,000 | 4,835 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $277,000 | 3,992 |
| Total noninterest expense | $3,322,000 | 4,615 |
| Salaries and employee benefits | $1,745,000 | 4,546 |
| Premises and equipment expense | $376,000 | 4,706 |
| Additional noninterest expense | $1,201,000 | 4,444 |
| Pre-tax net operating income | $1,199,000 | 3,405 |
| Securities gains (losses) | $12,000 | 3,271 |
| Applicable income taxes | $110,000 | 3,319 |
| Income before extraordinary items | $1,101,000 | 3,366 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,101,000 | 3,369 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,101,000 | 3,369 |
| Net charge-offs | $437,000 | 3,332 |
| Cash dividends | $418,000 | 2,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,090,080 | 3,284 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,505,000 | 4,100 |
| Total interest expense | $1,079,000 | 3,646 |
| Net interest income | $3,426,000 | 4,183 |
| Provision for loan and lease losses | $360,000 | 3,361 |
| Total noninterest income | $269,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $116,000 | 4,862 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $153,000 | 4,493 |
| Total noninterest expense | $2,480,000 | 4,628 |
| Salaries and employee benefits | $1,286,000 | 4,599 |
| Premises and equipment expense | $287,000 | 4,726 |
| Additional noninterest expense | $907,000 | 4,430 |
| Pre-tax net operating income | $855,000 | 3,591 |
| Securities gains (losses) | $12,000 | 2,990 |
| Applicable income taxes | $78,000 | 3,386 |
| Income before extraordinary items | $789,000 | 3,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $789,000 | 3,547 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $789,000 | 3,547 |
| Net charge-offs | $211,000 | 3,653 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $778,080 | 3,450 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,000,000 | 4,146 |
| Total interest expense | $731,000 | 3,711 |
| Net interest income | $2,269,000 | 4,224 |
| Provision for loan and lease losses | $240,000 | 3,291 |
| Total noninterest income | $240,000 | 4,542 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $76,000 | 4,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $164,000 | 3,811 |
| Total noninterest expense | $1,680,000 | 4,638 |
| Salaries and employee benefits | $857,000 | 4,631 |
| Premises and equipment expense | $195,000 | 4,721 |
| Additional noninterest expense | $628,000 | 4,403 |
| Pre-tax net operating income | $589,000 | 3,506 |
| Securities gains (losses) | $12,000 | 2,290 |
| Applicable income taxes | $56,000 | 3,295 |
| Income before extraordinary items | $545,000 | 3,402 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $545,000 | 3,403 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $545,000 | 3,403 |
| Net charge-offs | $149,000 | 3,418 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $534,080 | 3,346 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 4,189 |
| Total interest expense | $362,000 | 3,832 |
| Net interest income | $1,125,000 | 4,237 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $119,000 | 4,621 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $36,000 | 4,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $83,000 | 3,850 |
| Total noninterest expense | $833,000 | 4,690 |
| Salaries and employee benefits | $429,000 | 4,664 |
| Premises and equipment expense | $106,000 | 4,564 |
| Additional noninterest expense | $298,000 | 4,551 |
| Pre-tax net operating income | $291,000 | 3,584 |
| Securities gains (losses) | $12,000 | 1,251 |
| Applicable income taxes | $29,000 | 3,217 |
| Income before extraordinary items | $274,000 | 3,413 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $274,000 | 3,410 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $274,000 | 3,411 |
| Net charge-offs | $83,000 | 2,924 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $263,200 | 3,421 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,281,000 | 4,183 |
| Total interest expense | $1,671,000 | 4,014 |
| Net interest income | $4,610,000 | 4,174 |
| Provision for loan and lease losses | $400,000 | 4,443 |
| Total noninterest income | $310,000 | 5,351 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $139,000 | 5,039 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $171,000 | 4,809 |
| Total noninterest expense | $3,326,000 | 4,721 |
| Salaries and employee benefits | $1,655,000 | 4,770 |
| Premises and equipment expense | $381,000 | 4,858 |
| Additional noninterest expense | $1,290,000 | 4,422 |
| Pre-tax net operating income | $1,194,000 | 3,095 |
| Securities gains (losses) | $6,000 | 3,427 |
| Applicable income taxes | $94,000 | 3,272 |
| Income before extraordinary items | $1,106,000 | 3,046 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,106,000 | 3,043 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,106,000 | 3,046 |
| Net charge-offs | $377,000 | 4,002 |
| Cash dividends | $351,000 | 2,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,100,480 | 2,940 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,697,000 | 4,275 |
| Total interest expense | $1,285,000 | 4,094 |
| Net interest income | $3,412,000 | 4,276 |
| Provision for loan and lease losses | $300,000 | 4,314 |
| Total noninterest income | $128,000 | 6,269 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $104,000 | 5,117 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $24,000 | 6,554 |
| Total noninterest expense | $2,469,000 | 4,777 |
| Salaries and employee benefits | $1,223,000 | 4,849 |
| Premises and equipment expense | $292,000 | 4,890 |
| Additional noninterest expense | $954,000 | 4,441 |
| Pre-tax net operating income | $771,000 | 3,530 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $35,000 | 3,755 |
| Income before extraordinary items | $739,000 | 3,416 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $739,000 | 3,415 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $739,000 | 3,416 |
| Net charge-offs | $261,000 | 3,905 |
| Cash dividends | $26,000 | 3,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $736,150 | 3,286 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,142,000 | 4,306 |
| Total interest expense | $882,000 | 4,114 |
| Net interest income | $2,260,000 | 4,293 |
| Provision for loan and lease losses | $200,000 | 4,223 |
| Total noninterest income | $86,000 | 6,293 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $69,000 | 5,136 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $17,000 | 6,572 |
| Total noninterest expense | $1,653,000 | 4,764 |
| Salaries and employee benefits | $816,000 | 4,874 |
| Premises and equipment expense | $195,000 | 4,937 |
| Additional noninterest expense | $642,000 | 4,407 |
| Pre-tax net operating income | $493,000 | 3,653 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $17,000 | 3,864 |
| Income before extraordinary items | $477,000 | 3,496 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $477,000 | 3,493 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $477,000 | 3,495 |
| Net charge-offs | $119,000 | 4,054 |
| Cash dividends | $10,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $476,030 | 3,389 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 4,406 |
| Total interest expense | $446,000 | 4,214 |
| Net interest income | $1,101,000 | 4,387 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $68,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $31,000 | 5,310 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $37,000 | 5,161 |
| Total noninterest expense | $810,000 | 4,879 |
| Salaries and employee benefits | $396,000 | 5,030 |
| Premises and equipment expense | $101,000 | 4,926 |
| Additional noninterest expense | $313,000 | 4,469 |
| Pre-tax net operating income | $259,000 | 3,633 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $12,000 | 3,714 |
| Income before extraordinary items | $247,000 | 3,520 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $247,000 | 3,517 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $247,000 | 3,519 |
| Net charge-offs | $33,000 | 4,071 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $247,000 | 3,387 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,573,000 | 4,356 |
| Total interest expense | $2,016,000 | 4,432 |
| Net interest income | $4,557,000 | 4,187 |
| Provision for loan and lease losses | $845,000 | 3,776 |
| Total noninterest income | $453,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $177,000 | 4,856 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $276,000 | 4,094 |
| Total noninterest expense | $3,276,000 | 4,923 |
| Salaries and employee benefits | $1,616,000 | 4,973 |
| Premises and equipment expense | $385,000 | 5,089 |
| Additional noninterest expense | $1,275,000 | 4,561 |
| Pre-tax net operating income | $889,000 | 3,182 |
| Securities gains (losses) | $42,000 | 2,725 |
| Applicable income taxes | $18,000 | 3,711 |
| Income before extraordinary items | $913,000 | 2,921 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $913,000 | 2,919 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $913,000 | 2,921 |
| Net charge-offs | $747,000 | 3,277 |
| Cash dividends | $279,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $871,840 | 2,938 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,966,000 | 4,387 |
| Total interest expense | $1,545,000 | 4,513 |
| Net interest income | $3,421,000 | 4,193 |
| Provision for loan and lease losses | $695,000 | 3,294 |
| Total noninterest income | $315,000 | 5,108 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $138,000 | 4,832 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $177,000 | 4,483 |
| Total noninterest expense | $2,413,000 | 4,986 |
| Salaries and employee benefits | $1,167,000 | 5,126 |
| Premises and equipment expense | $296,000 | 5,068 |
| Additional noninterest expense | $950,000 | 4,555 |
| Pre-tax net operating income | $628,000 | 3,512 |
| Securities gains (losses) | $35,000 | 2,478 |
| Applicable income taxes | $12,000 | 3,988 |
| Income before extraordinary items | $651,000 | 3,248 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $651,000 | 3,246 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $651,000 | 3,248 |
| Net charge-offs | $571,000 | 2,864 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $616,700 | 3,245 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 4,465 |
| Total interest expense | $1,048,000 | 4,595 |
| Net interest income | $2,220,000 | 4,268 |
| Provision for loan and lease losses | $475,000 | 3,039 |
| Total noninterest income | $223,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $92,000 | 4,810 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $131,000 | 4,344 |
| Total noninterest expense | $1,587,000 | 5,083 |
| Salaries and employee benefits | $777,000 | 5,188 |
| Premises and equipment expense | $199,000 | 5,085 |
| Additional noninterest expense | $611,000 | 4,672 |
| Pre-tax net operating income | $381,000 | 3,769 |
| Securities gains (losses) | $35,000 | 2,094 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $412,000 | 3,427 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $412,000 | 3,423 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $412,000 | 3,425 |
| Net charge-offs | $436,000 | 2,498 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $377,350 | 3,463 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 4,527 |
| Total interest expense | $533,000 | 4,657 |
| Net interest income | $1,091,000 | 4,309 |
| Provision for loan and lease losses | $250,000 | 2,548 |
| Total noninterest income | $67,000 | 5,917 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $47,000 | 4,728 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $20,000 | 6,167 |
| Total noninterest expense | $760,000 | 5,136 |
| Salaries and employee benefits | $396,000 | 5,178 |
| Premises and equipment expense | $104,000 | 5,010 |
| Additional noninterest expense | $260,000 | 4,836 |
| Pre-tax net operating income | $148,000 | 4,530 |
| Securities gains (losses) | $35,000 | 1,454 |
| Applicable income taxes | $-2,000 | 7,082 |
| Income before extraordinary items | $185,000 | 3,992 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $185,000 | 3,994 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $185,000 | 3,994 |
| Net charge-offs | $402,000 | 1,535 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $150,000 | 4,189 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,066,000 | 4,459 |
| Total interest expense | $2,773,000 | 4,481 |
| Net interest income | $4,293,000 | 4,359 |
| Provision for loan and lease losses | $278,000 | 4,760 |
| Total noninterest income | $389,000 | 5,322 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $204,000 | 4,749 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $185,000 | 4,964 |
| Total noninterest expense | $3,347,000 | 4,771 |
| Salaries and employee benefits | $1,587,000 | 5,156 |
| Premises and equipment expense | $426,000 | 4,919 |
| Additional noninterest expense | $1,334,000 | 3,950 |
| Pre-tax net operating income | $1,057,000 | 3,659 |
| Securities gains (losses) | $-430,000 | 7,499 |
| Applicable income taxes | $-125,000 | 7,128 |
| Income before extraordinary items | $752,000 | 3,835 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $752,000 | 3,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 3,237 |
| Cash dividends | $515,000 | 3,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,182,000 | 3,093 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,362,000 | 4,489 |
| Total interest expense | $2,170,000 | 4,474 |
| Net interest income | $3,192,000 | 4,421 |
| Provision for loan and lease losses | $203,000 | 4,184 |
| Total noninterest income | $238,000 | 5,807 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $152,000 | 4,797 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $86,000 | 5,854 |
| Total noninterest expense | $2,587,000 | 4,671 |
| Salaries and employee benefits | $1,198,000 | 5,163 |
| Premises and equipment expense | $326,000 | 4,875 |
| Additional noninterest expense | $1,063,000 | 3,701 |
| Pre-tax net operating income | $640,000 | 4,531 |
| Securities gains (losses) | $-180,000 | 7,588 |
| Applicable income taxes | $200,000 | 2,910 |
| Income before extraordinary items | $260,000 | 5,395 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $260,000 | 5,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 2,427 |
| Cash dividends | $375,000 | 3,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $375,200 | 5,047 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,595,000 | 4,531 |
| Total interest expense | $1,511,000 | 4,486 |
| Net interest income | $2,084,000 | 4,468 |
| Provision for loan and lease losses | $128,000 | 3,883 |
| Total noninterest income | $477,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $98,000 | 4,866 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $379,000 | 2,671 |
| Total noninterest expense | $2,099,000 | 4,097 |
| Salaries and employee benefits | $805,000 | 5,193 |
| Premises and equipment expense | $225,000 | 4,803 |
| Additional noninterest expense | $1,069,000 | 2,590 |
| Pre-tax net operating income | $334,000 | 5,118 |
| Securities gains (losses) | $17,000 | 2,146 |
| Applicable income taxes | $-6,000 | 7,587 |
| Income before extraordinary items | $357,000 | 4,698 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $357,000 | 4,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,114 |
| Cash dividends | $375,000 | 2,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $340,000 | 4,727 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 4,621 |
| Total interest expense | $777,000 | 4,588 |
| Net interest income | $1,027,000 | 4,535 |
| Provision for loan and lease losses | $68,000 | 3,346 |
| Total noninterest income | $139,000 | 4,779 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $45,000 | 5,006 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $94,000 | 3,896 |
| Total noninterest expense | $985,000 | 4,284 |
| Salaries and employee benefits | $409,000 | 5,166 |
| Premises and equipment expense | $117,000 | 4,703 |
| Additional noninterest expense | $459,000 | 2,925 |
| Pre-tax net operating income | $113,000 | 5,862 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-25,000 | 7,928 |
| Income before extraordinary items | $138,000 | 5,351 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $138,000 | 5,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 1,385 |
| Cash dividends | $375,000 | 1,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $138,000 | 5,252 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,313,000 | 4,623 |
| Total interest expense | $3,169,000 | 4,633 |
| Net interest income | $4,144,000 | 4,513 |
| Provision for loan and lease losses | $164,000 | 4,204 |
| Total noninterest income | $679,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $197,000 | 4,932 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $482,000 | 3,381 |
| Total noninterest expense | $3,491,000 | 4,526 |
| Salaries and employee benefits | $1,835,000 | 4,682 |
| Premises and equipment expense | $444,000 | 4,716 |
| Additional noninterest expense | $1,212,000 | 4,043 |
| Pre-tax net operating income | $1,168,000 | 4,416 |
| Securities gains (losses) | $-5,000 | 7,390 |
| Applicable income taxes | $153,000 | 4,108 |
| Income before extraordinary items | $1,010,000 | 4,295 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,010,000 | 4,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 1,991 |
| Cash dividends | $637,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,014,350 | 4,275 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,459,000 | 4,651 |
| Total interest expense | $2,364,000 | 4,660 |
| Net interest income | $3,095,000 | 4,557 |
| Provision for loan and lease losses | $111,000 | 3,958 |
| Total noninterest income | $506,000 | 4,393 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $146,000 | 4,984 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $360,000 | 3,404 |
| Total noninterest expense | $2,605,000 | 4,515 |
| Salaries and employee benefits | $1,338,000 | 4,746 |
| Premises and equipment expense | $336,000 | 4,667 |
| Additional noninterest expense | $931,000 | 3,914 |
| Pre-tax net operating income | $885,000 | 4,637 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $122,000 | 4,253 |
| Income before extraordinary items | $762,000 | 4,455 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $762,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 1,842 |
| Cash dividends | $300,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $762,860 | 4,446 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,586,000 | 4,693 |
| Total interest expense | $1,550,000 | 4,693 |
| Net interest income | $2,036,000 | 4,618 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $320,000 | 4,520 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $97,000 | 5,000 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $223,000 | 3,576 |
| Total noninterest expense | $1,696,000 | 4,618 |
| Salaries and employee benefits | $880,000 | 4,822 |
| Premises and equipment expense | $232,000 | 4,593 |
| Additional noninterest expense | $584,000 | 4,097 |
| Pre-tax net operating income | $600,000 | 4,658 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $85,000 | 4,292 |
| Income before extraordinary items | $514,000 | 4,488 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $514,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,006 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $514,860 | 4,485 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 4,726 |
| Total interest expense | $762,000 | 4,721 |
| Net interest income | $1,015,000 | 4,649 |
| Provision for loan and lease losses | $36,000 | 3,550 |
| Total noninterest income | $150,000 | 4,643 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $44,000 | 5,130 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $106,000 | 3,657 |
| Total noninterest expense | $807,000 | 4,778 |
| Salaries and employee benefits | $435,000 | 4,883 |
| Premises and equipment expense | $109,000 | 4,791 |
| Additional noninterest expense | $263,000 | 4,369 |
| Pre-tax net operating income | $322,000 | 4,493 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $53,000 | 4,059 |
| Income before extraordinary items | $269,000 | 4,400 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $269,000 | 4,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,469 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $269,000 | 4,383 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,032,000 | 4,551 |
| Total interest expense | $2,793,000 | 4,506 |
| Net interest income | $4,239,000 | 4,493 |
| Provision for loan and lease losses | $102,000 | 4,687 |
| Total noninterest income | $607,000 | 4,700 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $179,000 | 5,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $428,000 | 3,613 |
| Total noninterest expense | $3,347,000 | 4,531 |
| Salaries and employee benefits | $1,719,000 | 4,763 |
| Premises and equipment expense | $467,000 | 4,458 |
| Additional noninterest expense | $1,161,000 | 4,041 |
| Pre-tax net operating income | $1,397,000 | 4,455 |
| Securities gains (losses) | $-3,000 | 6,969 |
| Applicable income taxes | $254,000 | 4,011 |
| Income before extraordinary items | $1,140,000 | 4,398 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,140,000 | 4,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,643 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,142,460 | 4,375 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,242,000 | 4,562 |
| Total interest expense | $2,042,000 | 4,488 |
| Net interest income | $3,200,000 | 4,515 |
| Provision for loan and lease losses | $88,000 | 4,410 |
| Total noninterest income | $446,000 | 4,775 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $131,000 | 5,300 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $315,000 | 3,658 |
| Total noninterest expense | $2,444,000 | 4,612 |
| Salaries and employee benefits | $1,273,000 | 4,775 |
| Premises and equipment expense | $341,000 | 4,540 |
| Additional noninterest expense | $830,000 | 4,161 |
| Pre-tax net operating income | $1,114,000 | 4,486 |
| Securities gains (losses) | $-3,000 | 7,275 |
| Applicable income taxes | $217,000 | 4,030 |
| Income before extraordinary items | $894,000 | 4,442 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $894,000 | 4,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $896,400 | 4,422 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 4,578 |
| Total interest expense | $1,304,000 | 4,471 |
| Net interest income | $2,117,000 | 4,539 |
| Provision for loan and lease losses | $56,000 | 4,329 |
| Total noninterest income | $291,000 | 4,820 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $83,000 | 5,395 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $208,000 | 3,670 |
| Total noninterest expense | $1,607,000 | 4,662 |
| Salaries and employee benefits | $839,000 | 4,843 |
| Premises and equipment expense | $231,000 | 4,493 |
| Additional noninterest expense | $537,000 | 4,253 |
| Pre-tax net operating income | $745,000 | 4,487 |
| Securities gains (losses) | $-3,000 | 7,591 |
| Applicable income taxes | $148,000 | 4,028 |
| Income before extraordinary items | $594,000 | 4,467 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $594,000 | 4,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $596,400 | 4,449 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 4,614 |
| Total interest expense | $636,000 | 4,432 |
| Net interest income | $1,025,000 | 4,641 |
| Provision for loan and lease losses | $32,000 | 3,778 |
| Total noninterest income | $149,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $36,000 | 5,597 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $113,000 | 3,483 |
| Total noninterest expense | $766,000 | 4,830 |
| Salaries and employee benefits | $409,000 | 4,936 |
| Premises and equipment expense | $118,000 | 4,464 |
| Additional noninterest expense | $239,000 | 4,605 |
| Pre-tax net operating income | $376,000 | 4,415 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $76,000 | 3,933 |
| Income before extraordinary items | $300,000 | 4,417 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $300,000 | 4,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $300,000 | 4,406 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,530,000 | 4,360 |
| Total interest expense | $2,236,000 | 4,111 |
| Net interest income | $4,294,000 | 4,410 |
| Provision for loan and lease losses | $150,000 | 4,107 |
| Total noninterest income | $670,000 | 4,510 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $147,000 | 5,655 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $523,000 | 3,290 |
| Total noninterest expense | $3,354,000 | 4,436 |
| Salaries and employee benefits | $1,643,000 | 4,769 |
| Premises and equipment expense | $456,000 | 4,451 |
| Additional noninterest expense | $1,255,000 | 3,726 |
| Pre-tax net operating income | $1,460,000 | 4,455 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $260,000 | 4,312 |
| Income before extraordinary items | $1,206,000 | 4,339 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,206,000 | 4,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,938 |
| Cash dividends | $326,000 | 4,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,201,080 | 4,316 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,005,000 | 4,241 |
| Total interest expense | $1,625,000 | 4,070 |
| Net interest income | $3,380,000 | 4,259 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $339,000 | 5,500 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $110,000 | 5,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $229,000 | 4,301 |
| Total noninterest expense | $2,518,000 | 4,396 |
| Salaries and employee benefits | $1,243,000 | 4,713 |
| Premises and equipment expense | $366,000 | 4,238 |
| Additional noninterest expense | $909,000 | 3,778 |
| Pre-tax net operating income | $1,111,000 | 4,511 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $202,000 | 4,408 |
| Income before extraordinary items | $915,000 | 4,414 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $915,000 | 4,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $8,000 | 5,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $910,080 | 4,390 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 4,217 |
| Total interest expense | $1,049,000 | 4,001 |
| Net interest income | $2,238,000 | 4,256 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $200,000 | 5,735 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $71,000 | 5,702 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $129,000 | 4,634 |
| Total noninterest expense | $1,647,000 | 4,445 |
| Salaries and employee benefits | $817,000 | 4,741 |
| Premises and equipment expense | $242,000 | 4,238 |
| Additional noninterest expense | $588,000 | 3,872 |
| Pre-tax net operating income | $731,000 | 4,506 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $133,000 | 4,417 |
| Income before extraordinary items | $604,000 | 4,398 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $604,000 | 4,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,119 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $599,080 | 4,363 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 4,245 |
| Total interest expense | $510,000 | 3,974 |
| Net interest income | $1,109,000 | 4,297 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $93,000 | 5,850 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $60,000 | 4,776 |
| Total noninterest expense | $831,000 | 4,436 |
| Salaries and employee benefits | $407,000 | 4,775 |
| Premises and equipment expense | $133,000 | 4,011 |
| Additional noninterest expense | $291,000 | 3,905 |
| Pre-tax net operating income | $341,000 | 4,659 |
| Securities gains (losses) | $6,000 | 1,143 |
| Applicable income taxes | $61,000 | 4,498 |
| Income before extraordinary items | $286,000 | 4,505 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $286,000 | 4,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,262 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $281,080 | 4,512 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,196,000 | 4,157 |
| Total interest expense | $1,870,000 | 3,843 |
| Net interest income | $4,326,000 | 4,242 |
| Provision for loan and lease losses | $190,000 | 3,789 |
| Total noninterest income | $567,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $148,000 | 5,807 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $419,000 | 3,634 |
| Total noninterest expense | $3,206,000 | 4,453 |
| Salaries and employee benefits | $1,557,000 | 4,812 |
| Premises and equipment expense | $470,000 | 4,278 |
| Additional noninterest expense | $1,179,000 | 3,806 |
| Pre-tax net operating income | $1,497,000 | 4,253 |
| Securities gains (losses) | $-9,000 | 8,207 |
| Applicable income taxes | $315,000 | 4,106 |
| Income before extraordinary items | $1,173,000 | 4,259 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,173,000 | 4,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,234 |
| Cash dividends | $765,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,180,110 | 4,180 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,603,000 | 4,175 |
| Total interest expense | $1,374,000 | 3,863 |
| Net interest income | $3,229,000 | 4,252 |
| Provision for loan and lease losses | $158,000 | 3,444 |
| Total noninterest income | $409,000 | 5,079 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $110,000 | 5,875 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $299,000 | 3,731 |
| Total noninterest expense | $2,362,000 | 4,480 |
| Salaries and employee benefits | $1,140,000 | 4,848 |
| Premises and equipment expense | $357,000 | 4,230 |
| Additional noninterest expense | $865,000 | 3,849 |
| Pre-tax net operating income | $1,118,000 | 4,343 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $236,000 | 4,180 |
| Income before extraordinary items | $883,000 | 4,332 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $883,000 | 4,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,588 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $882,210 | 4,256 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,043,000 | 4,199 |
| Total interest expense | $905,000 | 3,910 |
| Net interest income | $2,138,000 | 4,278 |
| Provision for loan and lease losses | $105,000 | 3,376 |
| Total noninterest income | $256,000 | 5,225 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $68,000 | 6,033 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $188,000 | 3,858 |
| Total noninterest expense | $1,561,000 | 4,538 |
| Salaries and employee benefits | $752,000 | 4,912 |
| Premises and equipment expense | $236,000 | 4,257 |
| Additional noninterest expense | $573,000 | 3,883 |
| Pre-tax net operating income | $728,000 | 4,359 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $154,000 | 4,205 |
| Income before extraordinary items | $576,000 | 4,361 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $576,000 | 4,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,762 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $574,420 | 4,280 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 4,249 |
| Total interest expense | $450,000 | 3,978 |
| Net interest income | $1,055,000 | 4,320 |
| Provision for loan and lease losses | $53,000 | 3,225 |
| Total noninterest income | $117,000 | 5,396 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $32,000 | 6,092 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $85,000 | 4,044 |
| Total noninterest expense | $753,000 | 4,671 |
| Salaries and employee benefits | $368,000 | 5,005 |
| Premises and equipment expense | $116,000 | 4,345 |
| Additional noninterest expense | $269,000 | 4,077 |
| Pre-tax net operating income | $366,000 | 4,313 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $77,000 | 4,201 |
| Income before extraordinary items | $289,000 | 4,369 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $289,000 | 4,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,552 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $289,000 | 4,242 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,077,000 | 4,282 |
| Total interest expense | $1,882,000 | 4,209 |
| Net interest income | $4,195,000 | 4,215 |
| Provision for loan and lease losses | $179,000 | 4,285 |
| Total noninterest income | $628,000 | 4,841 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $133,000 | 6,105 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $495,000 | 3,600 |
| Total noninterest expense | $2,931,000 | 4,678 |
| Salaries and employee benefits | $1,416,000 | 5,047 |
| Premises and equipment expense | $392,000 | 4,785 |
| Additional noninterest expense | $1,123,000 | 3,920 |
| Pre-tax net operating income | $1,713,000 | 3,770 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $410,000 | 3,728 |
| Income before extraordinary items | $1,303,000 | 3,911 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,303,000 | 3,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,136 |
| Cash dividends | $263,000 | 4,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,303,000 | 3,746 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,559,000 | 4,329 |
| Total interest expense | $1,422,000 | 4,302 |
| Net interest income | $3,137,000 | 4,249 |
| Provision for loan and lease losses | $145,000 | 3,973 |
| Total noninterest income | $446,000 | 5,040 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $99,000 | 6,150 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $347,000 | 3,790 |
| Total noninterest expense | $2,101,000 | 4,825 |
| Salaries and employee benefits | $1,028,000 | 5,158 |
| Premises and equipment expense | $293,000 | 4,793 |
| Additional noninterest expense | $780,000 | 4,136 |
| Pre-tax net operating income | $1,337,000 | 3,781 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $323,000 | 3,790 |
| Income before extraordinary items | $1,014,000 | 3,949 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,014,000 | 3,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,689 |
| Cash dividends | $8,000 | 5,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,014,000 | 3,789 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 4,370 |
| Total interest expense | $953,000 | 4,408 |
| Net interest income | $2,071,000 | 4,292 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $280,000 | 5,167 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $66,000 | 6,137 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $214,000 | 3,923 |
| Total noninterest expense | $1,394,000 | 4,828 |
| Salaries and employee benefits | $681,000 | 5,183 |
| Premises and equipment expense | $199,000 | 4,721 |
| Additional noninterest expense | $514,000 | 4,154 |
| Pre-tax net operating income | $857,000 | 3,883 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $203,000 | 3,945 |
| Income before extraordinary items | $654,000 | 4,059 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $654,000 | 4,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,803 |
| Cash dividends | $8,000 | 5,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $654,000 | 3,877 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 4,402 |
| Total interest expense | $481,000 | 4,462 |
| Net interest income | $1,031,000 | 4,298 |
| Provision for loan and lease losses | $55,000 | 3,535 |
| Total noninterest income | $142,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $31,000 | 6,193 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $111,000 | 3,746 |
| Total noninterest expense | $680,000 | 4,895 |
| Salaries and employee benefits | $328,000 | 5,324 |
| Premises and equipment expense | $103,000 | 4,610 |
| Additional noninterest expense | $249,000 | 4,226 |
| Pre-tax net operating income | $438,000 | 3,827 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $104,000 | 3,866 |
| Income before extraordinary items | $334,000 | 3,940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $334,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 1,818 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $334,000 | 3,761 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,128,000 | 4,488 |
| Total interest expense | $2,158,000 | 4,574 |
| Net interest income | $3,970,000 | 4,372 |
| Provision for loan and lease losses | $201,000 | 4,337 |
| Total noninterest income | $536,000 | 5,024 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $137,000 | 6,009 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $399,000 | 3,707 |
| Total noninterest expense | $2,832,000 | 4,651 |
| Salaries and employee benefits | $1,339,000 | 5,098 |
| Premises and equipment expense | $405,000 | 4,610 |
| Additional noninterest expense | $1,088,000 | 3,920 |
| Pre-tax net operating income | $1,473,000 | 4,171 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $335,000 | 4,246 |
| Income before extraordinary items | $1,138,000 | 4,224 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,138,000 | 4,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,712 |
| Cash dividends | $285,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,138,000 | 4,122 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,530,000 | 4,657 |
| Total interest expense | $2,943,000 | 4,801 |
| Net interest income | $3,587,000 | 4,484 |
| Provision for loan and lease losses | $200,000 | 4,117 |
| Total noninterest income | $458,000 | 5,309 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $123,000 | 6,204 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $335,000 | 3,889 |
| Total noninterest expense | $2,452,000 | 5,017 |
| Salaries and employee benefits | $1,151,000 | 5,478 |
| Premises and equipment expense | $332,000 | 5,204 |
| Additional noninterest expense | $969,000 | 4,170 |
| Pre-tax net operating income | $1,393,000 | 4,051 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $377,000 | 3,848 |
| Income before extraordinary items | $1,016,000 | 4,241 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,016,000 | 4,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,963 |
| Cash dividends | $225,000 | 4,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,016,000 | 4,124 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,363,000 | 4,893 |
| Total interest expense | $3,098,000 | 4,800 |
| Net interest income | $3,265,000 | 4,855 |
| Provision for loan and lease losses | $165,000 | 4,200 |
| Total noninterest income | $333,000 | 6,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 6,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 4,522 |
| Total noninterest expense | $2,130,000 | 5,450 |
| Salaries and employee benefits | $1,039,000 | 5,771 |
| Premises and equipment expense | $288,000 | 5,554 |
| Additional noninterest expense | $803,000 | 4,736 |
| Pre-tax net operating income | $1,303,000 | 4,498 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $362,000 | 4,204 |
| Income before extraordinary items | $941,000 | 4,555 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $941,000 | 4,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,997 |
| Cash dividends | $225,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $941,000 | 4,555 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,475,000 | 5,252 |
| Total interest expense | $2,565,000 | 5,116 |
| Net interest income | $2,910,000 | 5,278 |
| Provision for loan and lease losses | $121,000 | 4,708 |
| Total noninterest income | $308,000 | 6,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 6,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 4,850 |
| Total noninterest expense | $1,986,000 | 5,710 |
| Salaries and employee benefits | $986,000 | 5,953 |
| Premises and equipment expense | $260,000 | 5,916 |
| Additional noninterest expense | $740,000 | 5,053 |
| Pre-tax net operating income | $1,111,000 | 4,999 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $309,000 | 4,751 |
| Income before extraordinary items | $802,000 | 5,090 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $802,000 | 5,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $112,000 | 5,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $802,000 | 5,042 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,117,000 | 5,599 |
| Total interest expense | $2,378,000 | 5,561 |
| Net interest income | $2,739,000 | 5,496 |
| Provision for loan and lease losses | $109,000 | 4,942 |
| Total noninterest income | $228,000 | 7,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,595 |
| Total noninterest expense | $1,774,000 | 6,053 |
| Salaries and employee benefits | $838,000 | 6,522 |
| Premises and equipment expense | $235,000 | 6,188 |
| Additional noninterest expense | $701,000 | 5,159 |
| Pre-tax net operating income | $1,084,000 | 5,180 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $311,000 | 5,078 |
| Income before extraordinary items | $773,000 | 5,296 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $773,000 | 5,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $188,000 | 5,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $773,000 | 5,197 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,603,000 | 6,127 |
| Total interest expense | $2,118,000 | 6,054 |
| Net interest income | $2,485,000 | 6,074 |
| Provision for loan and lease losses | $65,000 | 6,037 |
| Total noninterest income | $213,000 | 7,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 5,821 |
| Total noninterest expense | $1,633,000 | 6,458 |
| Salaries and employee benefits | $784,000 | 6,864 |
| Premises and equipment expense | $174,000 | 7,310 |
| Additional noninterest expense | $675,000 | 5,355 |
| Pre-tax net operating income | $1,000,000 | 5,832 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $294,000 | 5,783 |
| Income before extraordinary items | $706,000 | 5,875 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $706,000 | 5,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $75,000 | 6,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $706,000 | 5,832 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,998,000 | 6,873 |
| Total interest expense | $1,842,000 | 6,745 |
| Net interest income | $2,156,000 | 6,848 |
| Provision for loan and lease losses | $48,000 | 6,700 |
| Total noninterest income | $170,000 | 8,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 8,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,088 |
| Total noninterest expense | $1,418,000 | 7,343 |
| Salaries and employee benefits | $730,000 | 7,355 |
| Premises and equipment expense | $157,000 | 7,897 |
| Additional noninterest expense | $531,000 | 6,826 |
| Pre-tax net operating income | $860,000 | 6,250 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $257,000 | 6,358 |
| Income before extraordinary items | $603,000 | 6,256 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $603,000 | 6,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $60,000 | 7,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $603,000 | 6,194 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,591,000 | 7,433 |
| Total interest expense | $1,587,000 | 7,458 |
| Net interest income | $2,004,000 | 7,303 |
| Provision for loan and lease losses | $52,000 | 6,119 |
| Total noninterest income | $143,000 | 9,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,955 |
| Total noninterest expense | $1,362,000 | 7,705 |
| Salaries and employee benefits | $670,000 | 7,926 |
| Premises and equipment expense | $150,000 | 8,275 |
| Additional noninterest expense | $542,000 | 6,929 |
| Pre-tax net operating income | $733,000 | 7,146 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $218,000 | 7,121 |
| Income before extraordinary items | $510,000 | 7,172 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $510,000 | 7,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $45,000 | 7,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $513,500 | 7,119 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 8,011 |
| Total interest expense | $1,313,000 | 7,507 |
| Net interest income | $1,699,000 | 8,308 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $150,000 | 9,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,071 |
| Total noninterest expense | $1,327,000 | 8,149 |
| Salaries and employee benefits | $653,000 | 8,252 |
| Premises and equipment expense | $168,000 | 8,131 |
| Additional noninterest expense | $506,000 | 7,780 |
| Pre-tax net operating income | $474,000 | 8,833 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $124,000 | 8,842 |
| Income before extraordinary items | $350,000 | 8,632 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $350,000 | 8,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $45,000 | 8,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $350,000 | 8,688 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 8,368 |
| Total interest expense | $1,385,000 | 7,597 |
| Net interest income | $1,596,000 | 8,809 |
| Provision for loan and lease losses | $29,000 | 8,543 |
| Total noninterest income | $138,000 | 10,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,943 |
| Total noninterest expense | $1,282,000 | 8,573 |
| Salaries and employee benefits | $639,000 | 8,485 |
| Premises and equipment expense | $156,000 | 8,751 |
| Additional noninterest expense | $487,000 | 8,354 |
| Pre-tax net operating income | $423,000 | 9,233 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $119,000 | 9,335 |
| Income before extraordinary items | $311,000 | 9,358 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $311,000 | 9,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $45,000 | 8,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $305,960 | 9,161 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,197,000 | 8,639 |
| Total interest expense | $1,684,000 | 7,937 |
| Net interest income | $1,513,000 | 9,230 |
| Provision for loan and lease losses | $14,000 | 10,934 |
| Total noninterest income | $114,000 | 11,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 10,037 |
| Total noninterest expense | $1,197,000 | 9,049 |
| Salaries and employee benefits | $627,000 | 8,575 |
| Premises and equipment expense | $133,000 | 9,598 |
| Additional noninterest expense | $437,000 | 9,122 |
| Pre-tax net operating income | $416,000 | 9,100 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $109,000 | 9,667 |
| Income before extraordinary items | $309,000 | 9,194 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $309,000 | 9,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 12,939 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $307,520 | 8,846 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.