Home > Peoples State Bank of Madison Lake > Income and Expense
Peoples State Bank of Madison Lake, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 5,995 |
| Total interest expense | $73,000 | 5,876 |
| Net interest income | $772,000 | 5,991 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $101,000 | 5,686 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $50,000 | 5,400 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $51,000 | 5,502 |
| Total noninterest expense | $833,000 | 5,927 |
| Salaries and employee benefits | $447,000 | 5,928 |
| Premises and equipment expense | $165,000 | 5,299 |
| Additional noninterest expense | $221,000 | 5,986 |
| Pre-tax net operating income | $40,000 | 5,798 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $11,000 | 4,073 |
| Income before extraordinary items | $29,000 | 5,848 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $29,000 | 5,851 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $29,000 | 5,851 |
| Net charge-offs | $35,000 | 3,482 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $29,000 | 5,819 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $633,000 | 6,084 |
| Total interest expense | $55,000 | 5,969 |
| Net interest income | $578,000 | 6,078 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $77,000 | 5,754 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $37,000 | 5,479 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 5,545 |
| Total noninterest expense | $617,000 | 5,999 |
| Salaries and employee benefits | $328,000 | 5,998 |
| Premises and equipment expense | $124,000 | 5,356 |
| Additional noninterest expense | $165,000 | 6,069 |
| Pre-tax net operating income | $38,000 | 5,859 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $8,000 | 4,197 |
| Income before extraordinary items | $30,000 | 5,913 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,000 | 5,916 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $30,000 | 5,916 |
| Net charge-offs | $25,000 | 3,231 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $30,000 | 5,873 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $421,000 | 6,153 |
| Total interest expense | $38,000 | 6,009 |
| Net interest income | $383,000 | 6,145 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $50,000 | 5,826 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $24,000 | 5,536 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $26,000 | 5,595 |
| Total noninterest expense | $409,000 | 6,073 |
| Salaries and employee benefits | $223,000 | 6,058 |
| Premises and equipment expense | $84,000 | 5,380 |
| Additional noninterest expense | $102,000 | 6,168 |
| Pre-tax net operating income | $24,000 | 5,908 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $24,000 | 5,947 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $24,000 | 5,948 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $24,000 | 5,949 |
| Net charge-offs | $20,000 | 2,945 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $24,000 | 5,906 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $209,000 | 6,222 |
| Total interest expense | $20,000 | 6,044 |
| Net interest income | $189,000 | 6,211 |
| Provision for loan and lease losses | $1,000 | 3,650 |
| Total noninterest income | $23,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $12,000 | 5,557 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $11,000 | 5,740 |
| Total noninterest expense | $218,000 | 6,088 |
| Salaries and employee benefits | $114,000 | 6,111 |
| Premises and equipment expense | $42,000 | 5,437 |
| Additional noninterest expense | $62,000 | 6,142 |
| Pre-tax net operating income | $-7,000 | 6,051 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-7,000 | 6,085 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-7,000 | 6,086 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-7,000 | 6,086 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-7,000 | 6,049 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $863,000 | 6,294 |
| Total interest expense | $91,000 | 6,100 |
| Net interest income | $772,000 | 6,293 |
| Provision for loan and lease losses | $31,000 | 4,049 |
| Total noninterest income | $131,000 | 5,772 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $73,000 | 5,348 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $58,000 | 5,648 |
| Total noninterest expense | $868,000 | 6,198 |
| Salaries and employee benefits | $453,000 | 6,217 |
| Premises and equipment expense | $156,000 | 5,641 |
| Additional noninterest expense | $259,000 | 6,223 |
| Pre-tax net operating income | $4,000 | 6,063 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $5,000 | 6,099 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,000 | 6,099 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,000 | 6,100 |
| Net charge-offs | $67,000 | 3,528 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,000 | 6,079 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $647,000 | 6,372 |
| Total interest expense | $71,000 | 6,162 |
| Net interest income | $576,000 | 6,370 |
| Provision for loan and lease losses | $31,000 | 3,713 |
| Total noninterest income | $107,000 | 5,788 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $58,000 | 5,367 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $49,000 | 5,639 |
| Total noninterest expense | $681,000 | 6,226 |
| Salaries and employee benefits | $341,000 | 6,266 |
| Premises and equipment expense | $119,000 | 5,677 |
| Additional noninterest expense | $221,000 | 6,205 |
| Pre-tax net operating income | $-29,000 | 6,182 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-29,000 | 6,195 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-29,000 | 6,194 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-29,000 | 6,195 |
| Net charge-offs | $67,000 | 3,037 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-29,000 | 6,184 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $432,000 | 6,432 |
| Total interest expense | $49,000 | 6,206 |
| Net interest income | $383,000 | 6,428 |
| Provision for loan and lease losses | $31,000 | 3,302 |
| Total noninterest income | $83,000 | 5,681 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $49,000 | 5,099 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $34,000 | 5,645 |
| Total noninterest expense | $455,000 | 6,282 |
| Salaries and employee benefits | $226,000 | 6,328 |
| Premises and equipment expense | $81,000 | 5,710 |
| Additional noninterest expense | $148,000 | 6,246 |
| Pre-tax net operating income | $-20,000 | 6,228 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-20,000 | 6,249 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-20,000 | 6,251 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-20,000 | 6,251 |
| Net charge-offs | $66,000 | 2,543 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-20,000 | 6,231 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $215,000 | 6,502 |
| Total interest expense | $26,000 | 6,245 |
| Net interest income | $189,000 | 6,501 |
| Provision for loan and lease losses | $31,000 | 2,564 |
| Total noninterest income | $42,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $23,000 | 5,185 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $19,000 | 5,562 |
| Total noninterest expense | $225,000 | 6,360 |
| Salaries and employee benefits | $114,000 | 6,397 |
| Premises and equipment expense | $40,000 | 5,778 |
| Additional noninterest expense | $71,000 | 6,336 |
| Pre-tax net operating income | $-25,000 | 6,306 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $-26,000 | 6,320 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-26,000 | 6,321 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-26,000 | 6,321 |
| Net charge-offs | $62,000 | 1,700 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-26,000 | 6,311 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $910,000 | 6,552 |
| Total interest expense | $126,000 | 6,292 |
| Net interest income | $784,000 | 6,557 |
| Provision for loan and lease losses | $42,000 | 4,385 |
| Total noninterest income | $164,000 | 5,818 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $90,000 | 5,385 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $74,000 | 5,620 |
| Total noninterest expense | $873,000 | 6,455 |
| Salaries and employee benefits | $449,000 | 6,492 |
| Premises and equipment expense | $153,000 | 5,903 |
| Additional noninterest expense | $271,000 | 6,436 |
| Pre-tax net operating income | $33,000 | 6,114 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $11,000 | 4,273 |
| Income before extraordinary items | $22,000 | 6,203 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $22,000 | 6,204 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $22,000 | 6,205 |
| Net charge-offs | $86,000 | 3,905 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $22,000 | 6,157 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $687,000 | 6,627 |
| Total interest expense | $99,000 | 6,353 |
| Net interest income | $588,000 | 6,629 |
| Provision for loan and lease losses | $26,000 | 4,378 |
| Total noninterest income | $123,000 | 5,898 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $67,000 | 5,463 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $56,000 | 5,696 |
| Total noninterest expense | $660,000 | 6,505 |
| Salaries and employee benefits | $335,000 | 6,542 |
| Premises and equipment expense | $118,000 | 5,912 |
| Additional noninterest expense | $207,000 | 6,468 |
| Pre-tax net operating income | $25,000 | 6,211 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $6,000 | 4,418 |
| Income before extraordinary items | $19,000 | 6,285 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $19,000 | 6,287 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $19,000 | 6,286 |
| Net charge-offs | $41,000 | 4,008 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $19,000 | 6,234 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $456,000 | 6,674 |
| Total interest expense | $69,000 | 6,387 |
| Net interest income | $387,000 | 6,680 |
| Provision for loan and lease losses | $25,000 | 4,134 |
| Total noninterest income | $84,000 | 5,884 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $45,000 | 5,441 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $39,000 | 5,694 |
| Total noninterest expense | $450,000 | 6,529 |
| Salaries and employee benefits | $223,000 | 6,589 |
| Premises and equipment expense | $78,000 | 5,958 |
| Additional noninterest expense | $149,000 | 6,437 |
| Pre-tax net operating income | $-4,000 | 6,311 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-4,000 | 6,375 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-4,000 | 6,377 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-4,000 | 6,377 |
| Net charge-offs | $43,000 | 3,482 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-4,000 | 6,312 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $229,000 | 6,737 |
| Total interest expense | $36,000 | 6,433 |
| Net interest income | $193,000 | 6,751 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $39,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $20,000 | 5,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,716 |
| Total noninterest expense | $230,000 | 6,576 |
| Salaries and employee benefits | $112,000 | 6,651 |
| Premises and equipment expense | $40,000 | 5,967 |
| Additional noninterest expense | $78,000 | 6,485 |
| Pre-tax net operating income | $-23,000 | 6,453 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-23,000 | 6,514 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-23,000 | 6,515 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-23,000 | 6,515 |
| Net charge-offs | $43,000 | 2,526 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-23,000 | 6,463 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 6,820 |
| Total interest expense | $189,000 | 6,449 |
| Net interest income | $742,000 | 6,844 |
| Provision for loan and lease losses | $11,000 | 5,735 |
| Total noninterest income | $158,000 | 5,925 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $96,000 | 5,500 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $62,000 | 5,715 |
| Total noninterest expense | $850,000 | 6,715 |
| Salaries and employee benefits | $431,000 | 6,753 |
| Premises and equipment expense | $143,000 | 6,180 |
| Additional noninterest expense | $276,000 | 6,684 |
| Pre-tax net operating income | $39,000 | 6,069 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $39,000 | 6,221 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $39,000 | 6,215 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $39,000 | 6,217 |
| Net charge-offs | $195,000 | 3,786 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $39,000 | 6,070 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $693,000 | 6,924 |
| Total interest expense | $146,000 | 6,560 |
| Net interest income | $547,000 | 6,958 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $117,000 | 6,012 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $72,000 | 5,575 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $45,000 | 5,844 |
| Total noninterest expense | $636,000 | 6,796 |
| Salaries and employee benefits | $318,000 | 6,830 |
| Premises and equipment expense | $109,000 | 6,235 |
| Additional noninterest expense | $209,000 | 6,765 |
| Pre-tax net operating income | $28,000 | 6,203 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $28,000 | 6,339 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $28,000 | 6,338 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $28,000 | 6,338 |
| Net charge-offs | $176,000 | 3,428 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $28,000 | 6,202 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $465,000 | 6,982 |
| Total interest expense | $101,000 | 6,605 |
| Net interest income | $364,000 | 7,014 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $81,000 | 6,011 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $43,000 | 5,727 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 5,692 |
| Total noninterest expense | $422,000 | 6,864 |
| Salaries and employee benefits | $209,000 | 6,900 |
| Premises and equipment expense | $71,000 | 6,290 |
| Additional noninterest expense | $142,000 | 6,815 |
| Pre-tax net operating income | $23,000 | 6,221 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $23,000 | 6,372 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $23,000 | 6,371 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $23,000 | 6,372 |
| Net charge-offs | $176,000 | 2,888 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $23,000 | 6,233 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $229,000 | 7,053 |
| Total interest expense | $53,000 | 6,641 |
| Net interest income | $176,000 | 7,085 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $40,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $21,000 | 5,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,771 |
| Total noninterest expense | $210,000 | 6,930 |
| Salaries and employee benefits | $107,000 | 6,943 |
| Premises and equipment expense | $37,000 | 6,275 |
| Additional noninterest expense | $66,000 | 6,882 |
| Pre-tax net operating income | $6,000 | 6,370 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $6,000 | 6,469 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $6,000 | 6,470 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $6,000 | 6,469 |
| Net charge-offs | $169,000 | 1,988 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $6,000 | 6,362 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 7,074 |
| Total interest expense | $253,000 | 6,709 |
| Net interest income | $759,000 | 7,103 |
| Provision for loan and lease losses | $15,000 | 6,274 |
| Total noninterest income | $162,000 | 5,973 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $102,000 | 5,482 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $60,000 | 5,784 |
| Total noninterest expense | $870,000 | 6,978 |
| Salaries and employee benefits | $462,000 | 6,963 |
| Premises and equipment expense | $150,000 | 6,421 |
| Additional noninterest expense | $258,000 | 6,979 |
| Pre-tax net operating income | $36,000 | 5,926 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $36,000 | 6,060 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $36,000 | 6,062 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $36,000 | 6,062 |
| Net charge-offs | $27,000 | 5,793 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $36,000 | 5,942 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $771,000 | 7,141 |
| Total interest expense | $199,000 | 6,772 |
| Net interest income | $572,000 | 7,170 |
| Provision for loan and lease losses | $14,000 | 6,121 |
| Total noninterest income | $123,000 | 6,075 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $79,000 | 5,478 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $44,000 | 5,904 |
| Total noninterest expense | $663,000 | 6,996 |
| Salaries and employee benefits | $353,000 | 6,988 |
| Premises and equipment expense | $118,000 | 6,403 |
| Additional noninterest expense | $192,000 | 7,033 |
| Pre-tax net operating income | $18,000 | 6,082 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $18,000 | 6,194 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $18,000 | 6,195 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $18,000 | 6,195 |
| Net charge-offs | $2,000 | 6,068 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $18,000 | 6,099 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $514,000 | 7,208 |
| Total interest expense | $137,000 | 6,831 |
| Net interest income | $377,000 | 7,238 |
| Provision for loan and lease losses | $14,000 | 5,874 |
| Total noninterest income | $83,000 | 6,082 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $56,000 | 5,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 6,031 |
| Total noninterest expense | $462,000 | 7,013 |
| Salaries and employee benefits | $248,000 | 7,005 |
| Premises and equipment expense | $76,000 | 6,490 |
| Additional noninterest expense | $138,000 | 7,061 |
| Pre-tax net operating income | $-16,000 | 6,252 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-16,000 | 6,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-16,000 | 6,343 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-16,000 | 6,343 |
| Net charge-offs | $4,000 | 5,600 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-16,000 | 6,284 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $260,000 | 7,255 |
| Total interest expense | $70,000 | 6,889 |
| Net interest income | $190,000 | 7,288 |
| Provision for loan and lease losses | $11,000 | 5,352 |
| Total noninterest income | $42,000 | 6,140 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,135 |
| Total noninterest expense | $229,000 | 7,080 |
| Salaries and employee benefits | $128,000 | 7,017 |
| Premises and equipment expense | $39,000 | 6,503 |
| Additional noninterest expense | $62,000 | 7,185 |
| Pre-tax net operating income | $-8,000 | 6,388 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-8,000 | 6,427 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-8,000 | 6,427 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-8,000 | 6,427 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-8,000 | 6,405 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 7,276 |
| Total interest expense | $318,000 | 7,010 |
| Net interest income | $834,000 | 7,293 |
| Provision for loan and lease losses | $485,000 | 4,179 |
| Total noninterest income | $176,000 | 6,118 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $116,000 | 5,293 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $60,000 | 5,952 |
| Total noninterest expense | $1,972,000 | 6,032 |
| Salaries and employee benefits | $517,000 | 7,094 |
| Premises and equipment expense | $145,000 | 6,670 |
| Additional noninterest expense | $1,310,000 | 4,369 |
| Pre-tax net operating income | $-1,447,000 | 6,638 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,447,000 | 6,734 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,447,000 | 6,734 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,447,000 | 6,735 |
| Net charge-offs | $260,000 | 4,485 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,447,000 | 6,706 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $867,000 | 7,388 |
| Total interest expense | $239,000 | 7,140 |
| Net interest income | $628,000 | 7,389 |
| Provision for loan and lease losses | $80,000 | 5,907 |
| Total noninterest income | $130,000 | 6,254 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $87,000 | 5,364 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $43,000 | 6,143 |
| Total noninterest expense | $742,000 | 7,162 |
| Salaries and employee benefits | $387,000 | 7,163 |
| Premises and equipment expense | $109,000 | 6,753 |
| Additional noninterest expense | $246,000 | 7,086 |
| Pre-tax net operating income | $-64,000 | 6,108 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-64,000 | 6,256 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-64,000 | 6,257 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-64,000 | 6,257 |
| Net charge-offs | $107,000 | 4,839 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-64,000 | 6,144 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $595,000 | 7,431 |
| Total interest expense | $160,000 | 7,217 |
| Net interest income | $435,000 | 7,428 |
| Provision for loan and lease losses | $50,000 | 5,837 |
| Total noninterest income | $85,000 | 6,306 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $56,000 | 5,427 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $29,000 | 6,184 |
| Total noninterest expense | $509,000 | 7,185 |
| Salaries and employee benefits | $258,000 | 7,215 |
| Premises and equipment expense | $72,000 | 6,805 |
| Additional noninterest expense | $179,000 | 7,039 |
| Pre-tax net operating income | $-39,000 | 6,158 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-39,000 | 6,291 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-39,000 | 6,293 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-39,000 | 6,291 |
| Net charge-offs | $8,000 | 5,913 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-39,000 | 6,196 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 7,548 |
| Total interest expense | $82,000 | 7,314 |
| Net interest income | $204,000 | 7,556 |
| Provision for loan and lease losses | $20,000 | 5,721 |
| Total noninterest income | $39,000 | 6,437 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $23,000 | 5,727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,197 |
| Total noninterest expense | $253,000 | 7,278 |
| Salaries and employee benefits | $132,000 | 7,287 |
| Premises and equipment expense | $38,000 | 6,814 |
| Additional noninterest expense | $83,000 | 7,218 |
| Pre-tax net operating income | $-30,000 | 6,421 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-30,000 | 6,535 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-30,000 | 6,537 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-30,000 | 6,536 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-30,000 | 6,459 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,214,000 | 7,586 |
| Total interest expense | $354,000 | 7,459 |
| Net interest income | $860,000 | 7,568 |
| Provision for loan and lease losses | $246,000 | 5,535 |
| Total noninterest income | $158,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $105,000 | 5,687 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $53,000 | 6,304 |
| Total noninterest expense | $1,074,000 | 7,298 |
| Salaries and employee benefits | $540,000 | 7,341 |
| Premises and equipment expense | $161,000 | 6,829 |
| Additional noninterest expense | $373,000 | 7,177 |
| Pre-tax net operating income | $-302,000 | 5,810 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-302,000 | 5,927 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-302,000 | 5,926 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-302,000 | 5,926 |
| Net charge-offs | $154,000 | 5,302 |
| Cash dividends | $93,000 | 4,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-302,000 | 5,925 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $921,000 | 7,664 |
| Total interest expense | $271,000 | 7,544 |
| Net interest income | $650,000 | 7,639 |
| Provision for loan and lease losses | $191,000 | 5,215 |
| Total noninterest income | $114,000 | 6,692 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $76,000 | 5,778 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $38,000 | 6,511 |
| Total noninterest expense | $827,000 | 7,323 |
| Salaries and employee benefits | $409,000 | 7,379 |
| Premises and equipment expense | $138,000 | 6,662 |
| Additional noninterest expense | $280,000 | 7,215 |
| Pre-tax net operating income | $-254,000 | 6,087 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-254,000 | 6,185 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-254,000 | 6,186 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-254,000 | 6,185 |
| Net charge-offs | $64,000 | 5,483 |
| Cash dividends | $93,000 | 3,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-254,000 | 6,164 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $626,000 | 7,736 |
| Total interest expense | $184,000 | 7,637 |
| Net interest income | $442,000 | 7,672 |
| Provision for loan and lease losses | $73,000 | 5,675 |
| Total noninterest income | $68,000 | 6,856 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $43,000 | 6,001 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $25,000 | 6,587 |
| Total noninterest expense | $554,000 | 7,376 |
| Salaries and employee benefits | $274,000 | 7,454 |
| Premises and equipment expense | $89,000 | 6,779 |
| Additional noninterest expense | $191,000 | 7,237 |
| Pre-tax net operating income | $-117,000 | 6,124 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-117,000 | 6,225 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-117,000 | 6,224 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-117,000 | 6,224 |
| Net charge-offs | $14,000 | 5,830 |
| Cash dividends | $93,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-117,000 | 6,190 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $323,000 | 7,771 |
| Total interest expense | $94,000 | 7,697 |
| Net interest income | $229,000 | 7,673 |
| Provision for loan and lease losses | $8,000 | 6,409 |
| Total noninterest income | $35,000 | 6,851 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $23,000 | 5,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $288,000 | 7,330 |
| Salaries and employee benefits | $137,000 | 7,499 |
| Premises and equipment expense | $43,000 | 6,870 |
| Additional noninterest expense | $108,000 | 6,969 |
| Pre-tax net operating income | $-32,000 | 6,426 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-32,000 | 6,573 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-32,000 | 6,574 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-32,000 | 6,574 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $93,000 | 2,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-32,000 | 6,459 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 7,755 |
| Total interest expense | $432,000 | 7,787 |
| Net interest income | $970,000 | 7,624 |
| Provision for loan and lease losses | $57,000 | 6,499 |
| Total noninterest income | $164,000 | 6,766 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $114,000 | 5,715 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $50,000 | 6,755 |
| Total noninterest expense | $918,000 | 7,642 |
| Salaries and employee benefits | $521,000 | 7,607 |
| Premises and equipment expense | $160,000 | 7,051 |
| Additional noninterest expense | $237,000 | 7,726 |
| Pre-tax net operating income | $159,000 | 5,858 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $159,000 | 5,636 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $159,000 | 5,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,544 |
| Cash dividends | $208,000 | 4,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $159,000 | 5,792 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 7,820 |
| Total interest expense | $328,000 | 7,879 |
| Net interest income | $737,000 | 7,676 |
| Provision for loan and lease losses | $28,000 | 6,326 |
| Total noninterest income | $125,000 | 6,849 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $86,000 | 5,742 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 6,860 |
| Total noninterest expense | $691,000 | 7,677 |
| Salaries and employee benefits | $391,000 | 7,639 |
| Premises and equipment expense | $120,000 | 7,093 |
| Additional noninterest expense | $180,000 | 7,738 |
| Pre-tax net operating income | $143,000 | 6,250 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $143,000 | 5,971 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $143,000 | 5,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,490 |
| Cash dividends | $208,000 | 3,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $143,000 | 6,140 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $725,000 | 7,860 |
| Total interest expense | $221,000 | 7,962 |
| Net interest income | $504,000 | 7,689 |
| Provision for loan and lease losses | $15,000 | 6,116 |
| Total noninterest income | $80,000 | 6,954 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $57,000 | 5,778 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $23,000 | 7,064 |
| Total noninterest expense | $468,000 | 7,710 |
| Salaries and employee benefits | $260,000 | 7,708 |
| Premises and equipment expense | $80,000 | 7,130 |
| Additional noninterest expense | $128,000 | 7,719 |
| Pre-tax net operating income | $101,000 | 6,400 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $101,000 | 6,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 6,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $199,000 | 3,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $101,000 | 6,271 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $381,000 | 7,893 |
| Total interest expense | $115,000 | 8,010 |
| Net interest income | $266,000 | 7,667 |
| Provision for loan and lease losses | $8,000 | 5,577 |
| Total noninterest income | $38,000 | 7,035 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $27,000 | 5,833 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $219,000 | 7,829 |
| Salaries and employee benefits | $129,000 | 7,754 |
| Premises and equipment expense | $40,000 | 7,158 |
| Additional noninterest expense | $50,000 | 7,993 |
| Pre-tax net operating income | $77,000 | 6,284 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $77,000 | 6,171 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $77,000 | 6,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $151,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $77,000 | 6,078 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 7,901 |
| Total interest expense | $423,000 | 8,059 |
| Net interest income | $1,072,000 | 7,659 |
| Provision for loan and lease losses | $74,000 | 5,294 |
| Total noninterest income | $157,000 | 7,068 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $110,000 | 5,894 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $47,000 | 7,155 |
| Total noninterest expense | $877,000 | 7,834 |
| Salaries and employee benefits | $500,000 | 7,806 |
| Premises and equipment expense | $155,000 | 7,193 |
| Additional noninterest expense | $222,000 | 7,926 |
| Pre-tax net operating income | $278,000 | 6,658 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $278,000 | 6,515 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $278,000 | 6,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,562 |
| Cash dividends | $272,000 | 4,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $278,000 | 6,496 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 7,950 |
| Total interest expense | $311,000 | 8,123 |
| Net interest income | $822,000 | 7,670 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $114,000 | 7,160 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $80,000 | 5,982 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $34,000 | 7,219 |
| Total noninterest expense | $655,000 | 7,817 |
| Salaries and employee benefits | $375,000 | 7,783 |
| Premises and equipment expense | $120,000 | 7,124 |
| Additional noninterest expense | $160,000 | 7,947 |
| Pre-tax net operating income | $236,000 | 6,814 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $236,000 | 6,625 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $236,000 | 6,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,218 |
| Cash dividends | $272,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $236,000 | 6,609 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $734,000 | 8,034 |
| Total interest expense | $202,000 | 8,199 |
| Net interest income | $532,000 | 7,772 |
| Provision for loan and lease losses | $21,000 | 5,289 |
| Total noninterest income | $77,000 | 7,175 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $55,000 | 5,947 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $22,000 | 7,282 |
| Total noninterest expense | $437,000 | 7,863 |
| Salaries and employee benefits | $254,000 | 7,817 |
| Premises and equipment expense | $75,000 | 7,264 |
| Additional noninterest expense | $108,000 | 7,972 |
| Pre-tax net operating income | $151,000 | 6,958 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $151,000 | 6,745 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $151,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $238,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $151,000 | 6,732 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $352,000 | 8,115 |
| Total interest expense | $98,000 | 8,255 |
| Net interest income | $254,000 | 7,895 |
| Provision for loan and lease losses | $11,000 | 4,971 |
| Total noninterest income | $38,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $26,000 | 6,005 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $12,000 | 7,222 |
| Total noninterest expense | $212,000 | 7,941 |
| Salaries and employee benefits | $127,000 | 7,871 |
| Premises and equipment expense | $36,000 | 7,349 |
| Additional noninterest expense | $49,000 | 8,105 |
| Pre-tax net operating income | $69,000 | 7,058 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $69,000 | 6,876 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $69,000 | 6,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $181,000 | 2,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $69,000 | 6,859 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,428,000 | 7,989 |
| Total interest expense | $391,000 | 8,116 |
| Net interest income | $1,037,000 | 7,792 |
| Provision for loan and lease losses | $64,000 | 5,268 |
| Total noninterest income | $150,000 | 7,313 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $109,000 | 6,027 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $41,000 | 7,461 |
| Total noninterest expense | $832,000 | 7,971 |
| Salaries and employee benefits | $482,000 | 7,916 |
| Premises and equipment expense | $150,000 | 7,258 |
| Additional noninterest expense | $200,000 | 8,117 |
| Pre-tax net operating income | $291,000 | 7,136 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-7,000 | 8,175 |
| Income before extraordinary items | $298,000 | 6,926 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $298,000 | 6,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,207 |
| Cash dividends | $329,000 | 4,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $298,000 | 6,928 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,070,000 | 8,056 |
| Total interest expense | $292,000 | 8,159 |
| Net interest income | $778,000 | 7,872 |
| Provision for loan and lease losses | $39,000 | 5,442 |
| Total noninterest income | $112,000 | 7,370 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $81,000 | 6,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,477 |
| Total noninterest expense | $621,000 | 7,985 |
| Salaries and employee benefits | $358,000 | 7,931 |
| Premises and equipment expense | $113,000 | 7,267 |
| Additional noninterest expense | $150,000 | 8,139 |
| Pre-tax net operating income | $230,000 | 7,301 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $230,000 | 7,060 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $230,000 | 7,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,367 |
| Cash dividends | $329,000 | 3,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $230,000 | 7,059 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $718,000 | 8,068 |
| Total interest expense | $192,000 | 8,172 |
| Net interest income | $526,000 | 7,896 |
| Provision for loan and lease losses | $37,000 | 4,826 |
| Total noninterest income | $75,000 | 7,410 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $55,000 | 6,106 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,559 |
| Total noninterest expense | $408,000 | 8,025 |
| Salaries and employee benefits | $238,000 | 7,969 |
| Premises and equipment expense | $76,000 | 7,288 |
| Additional noninterest expense | $94,000 | 8,224 |
| Pre-tax net operating income | $156,000 | 7,352 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $156,000 | 7,108 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $156,000 | 7,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $304,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $156,000 | 7,120 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $350,000 | 8,096 |
| Total interest expense | $91,000 | 8,206 |
| Net interest income | $259,000 | 7,928 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $38,000 | 7,377 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $27,000 | 6,103 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,462 |
| Total noninterest expense | $201,000 | 8,064 |
| Salaries and employee benefits | $119,000 | 7,994 |
| Premises and equipment expense | $39,000 | 7,256 |
| Additional noninterest expense | $43,000 | 8,318 |
| Pre-tax net operating income | $86,000 | 7,233 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $86,000 | 6,955 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $86,000 | 6,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $232,000 | 2,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $86,000 | 6,953 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 8,032 |
| Total interest expense | $339,000 | 8,089 |
| Net interest income | $1,020,000 | 7,905 |
| Provision for loan and lease losses | $13,000 | 6,706 |
| Total noninterest income | $164,000 | 7,367 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $117,000 | 6,043 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $47,000 | 7,453 |
| Total noninterest expense | $784,000 | 8,095 |
| Salaries and employee benefits | $457,000 | 8,025 |
| Premises and equipment expense | $159,000 | 7,175 |
| Additional noninterest expense | $168,000 | 8,399 |
| Pre-tax net operating income | $387,000 | 7,107 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $387,000 | 6,832 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $387,000 | 6,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $330,000 | 4,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $387,000 | 6,802 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $991,000 | 8,090 |
| Total interest expense | $247,000 | 8,114 |
| Net interest income | $744,000 | 7,998 |
| Provision for loan and lease losses | $3,000 | 6,812 |
| Total noninterest income | $121,000 | 7,423 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $87,000 | 6,097 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $34,000 | 7,520 |
| Total noninterest expense | $588,000 | 8,100 |
| Salaries and employee benefits | $341,000 | 8,022 |
| Premises and equipment expense | $119,000 | 7,174 |
| Additional noninterest expense | $128,000 | 8,382 |
| Pre-tax net operating income | $274,000 | 7,307 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $274,000 | 7,050 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $274,000 | 7,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $330,000 | 3,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $274,000 | 7,018 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $642,000 | 8,135 |
| Total interest expense | $160,000 | 8,115 |
| Net interest income | $482,000 | 8,053 |
| Provision for loan and lease losses | $3,000 | 6,494 |
| Total noninterest income | $81,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $58,000 | 6,068 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $23,000 | 7,491 |
| Total noninterest expense | $389,000 | 8,105 |
| Salaries and employee benefits | $227,000 | 8,038 |
| Premises and equipment expense | $79,000 | 7,176 |
| Additional noninterest expense | $83,000 | 8,407 |
| Pre-tax net operating income | $171,000 | 7,397 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $171,000 | 7,155 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $171,000 | 7,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,020 |
| Cash dividends | $293,000 | 3,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $171,000 | 7,122 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $326,000 | 8,165 |
| Total interest expense | $79,000 | 8,133 |
| Net interest income | $247,000 | 8,087 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $40,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $28,000 | 6,092 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $184,000 | 8,243 |
| Salaries and employee benefits | $111,000 | 8,141 |
| Premises and equipment expense | $39,000 | 7,270 |
| Additional noninterest expense | $34,000 | 8,610 |
| Pre-tax net operating income | $100,000 | 7,219 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $100,000 | 6,899 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $100,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $220,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $100,000 | 6,867 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 8,093 |
| Total interest expense | $342,000 | 7,905 |
| Net interest income | $970,000 | 8,065 |
| Provision for loan and lease losses | $127,000 | 4,522 |
| Total noninterest income | $478,000 | 5,384 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $132,000 | 6,026 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $346,000 | 3,993 |
| Total noninterest expense | $788,000 | 8,177 |
| Salaries and employee benefits | $450,000 | 8,136 |
| Premises and equipment expense | $143,000 | 7,408 |
| Additional noninterest expense | $195,000 | 8,336 |
| Pre-tax net operating income | $533,000 | 6,617 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-120,000 | 8,757 |
| Income before extraordinary items | $653,000 | 5,769 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $653,000 | 5,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,535 |
| Cash dividends | $516,000 | 3,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $653,000 | 5,697 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $972,000 | 8,142 |
| Total interest expense | $261,000 | 7,917 |
| Net interest income | $711,000 | 8,136 |
| Provision for loan and lease losses | $63,000 | 5,070 |
| Total noninterest income | $432,000 | 4,942 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $97,000 | 6,103 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $335,000 | 3,523 |
| Total noninterest expense | $611,000 | 8,124 |
| Salaries and employee benefits | $340,000 | 8,108 |
| Premises and equipment expense | $114,000 | 7,277 |
| Additional noninterest expense | $157,000 | 8,264 |
| Pre-tax net operating income | $469,000 | 6,460 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-120,000 | 8,868 |
| Income before extraordinary items | $589,000 | 5,409 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $589,000 | 5,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,016 |
| Cash dividends | $493,000 | 2,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $589,000 | 5,322 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $650,000 | 8,193 |
| Total interest expense | $177,000 | 7,966 |
| Net interest income | $473,000 | 8,198 |
| Provision for loan and lease losses | $19,000 | 5,937 |
| Total noninterest income | $387,000 | 4,171 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $63,000 | 6,159 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $324,000 | 2,854 |
| Total noninterest expense | $451,000 | 8,013 |
| Salaries and employee benefits | $234,000 | 8,112 |
| Premises and equipment expense | $90,000 | 6,991 |
| Additional noninterest expense | $127,000 | 8,001 |
| Pre-tax net operating income | $390,000 | 5,912 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $27,000 | 6,108 |
| Income before extraordinary items | $363,000 | 5,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $363,000 | 5,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $456,000 | 2,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $363,000 | 5,489 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $334,000 | 8,206 |
| Total interest expense | $92,000 | 7,971 |
| Net interest income | $242,000 | 8,182 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $343,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,143 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $312,000 | 1,834 |
| Total noninterest expense | $189,000 | 8,320 |
| Salaries and employee benefits | $111,000 | 8,233 |
| Premises and equipment expense | $36,000 | 7,453 |
| Additional noninterest expense | $42,000 | 8,582 |
| Pre-tax net operating income | $387,000 | 4,163 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $34,000 | 5,263 |
| Income before extraordinary items | $353,000 | 3,826 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $353,000 | 3,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $156,000 | 2,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $353,000 | 3,708 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 8,176 |
| Total interest expense | $444,000 | 7,960 |
| Net interest income | $956,000 | 8,172 |
| Provision for loan and lease losses | $20,000 | 7,057 |
| Total noninterest income | $219,000 | 7,193 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $114,000 | 6,350 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $105,000 | 6,454 |
| Total noninterest expense | $748,000 | 8,363 |
| Salaries and employee benefits | $419,000 | 8,338 |
| Premises and equipment expense | $137,000 | 7,576 |
| Additional noninterest expense | $192,000 | 8,488 |
| Pre-tax net operating income | $407,000 | 7,006 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $146,000 | 5,313 |
| Income before extraordinary items | $261,000 | 7,466 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $261,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,342 |
| Cash dividends | $117,000 | 5,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $261,000 | 7,322 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,047,000 | 8,265 |
| Total interest expense | $345,000 | 8,044 |
| Net interest income | $702,000 | 8,277 |
| Provision for loan and lease losses | $11,000 | 7,078 |
| Total noninterest income | $177,000 | 7,104 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $83,000 | 6,443 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $94,000 | 6,195 |
| Total noninterest expense | $565,000 | 8,364 |
| Salaries and employee benefits | $312,000 | 8,361 |
| Premises and equipment expense | $102,000 | 7,588 |
| Additional noninterest expense | $151,000 | 8,454 |
| Pre-tax net operating income | $303,000 | 7,163 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $119,000 | 5,376 |
| Income before extraordinary items | $184,000 | 7,688 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $184,000 | 7,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $117,000 | 4,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $184,000 | 7,545 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $706,000 | 8,310 |
| Total interest expense | $239,000 | 8,080 |
| Net interest income | $467,000 | 8,312 |
| Provision for loan and lease losses | $3,000 | 7,198 |
| Total noninterest income | $130,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $54,000 | 6,457 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $76,000 | 5,812 |
| Total noninterest expense | $379,000 | 8,379 |
| Salaries and employee benefits | $206,000 | 8,418 |
| Premises and equipment expense | $68,000 | 7,606 |
| Additional noninterest expense | $105,000 | 8,380 |
| Pre-tax net operating income | $215,000 | 7,088 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $83,000 | 5,372 |
| Income before extraordinary items | $132,000 | 7,637 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $132,000 | 7,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $117,000 | 4,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $132,000 | 7,457 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $354,000 | 8,375 |
| Total interest expense | $122,000 | 8,147 |
| Net interest income | $232,000 | 8,360 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $41,000 | 7,709 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 6,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $178,000 | 8,507 |
| Salaries and employee benefits | $101,000 | 8,487 |
| Premises and equipment expense | $34,000 | 7,649 |
| Additional noninterest expense | $43,000 | 8,690 |
| Pre-tax net operating income | $92,000 | 7,309 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $35,000 | 5,559 |
| Income before extraordinary items | $57,000 | 7,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $57,000 | 7,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,751 |
| Cash dividends | $117,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $57,000 | 7,600 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 8,361 |
| Total interest expense | $590,000 | 8,127 |
| Net interest income | $924,000 | 8,389 |
| Provision for loan and lease losses | $83,000 | 6,026 |
| Total noninterest income | $169,000 | 7,624 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $112,000 | 6,374 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 7,426 |
| Total noninterest expense | $649,000 | 8,655 |
| Salaries and employee benefits | $346,000 | 8,712 |
| Premises and equipment expense | $125,000 | 7,815 |
| Additional noninterest expense | $178,000 | 8,695 |
| Pre-tax net operating income | $361,000 | 7,323 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $126,000 | 5,731 |
| Income before extraordinary items | $235,000 | 7,648 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $235,000 | 7,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,736 |
| Cash dividends | $200,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $235,000 | 7,556 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 8,624 |
| Total interest expense | $856,000 | 8,323 |
| Net interest income | $757,000 | 8,757 |
| Provision for loan and lease losses | $50,000 | 6,655 |
| Total noninterest income | $157,000 | 7,779 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $100,000 | 6,572 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $57,000 | 7,479 |
| Total noninterest expense | $618,000 | 8,885 |
| Salaries and employee benefits | $302,000 | 9,057 |
| Premises and equipment expense | $101,000 | 8,285 |
| Additional noninterest expense | $215,000 | 8,540 |
| Pre-tax net operating income | $246,000 | 7,663 |
| Securities gains (losses) | $235,000 | 1,062 |
| Applicable income taxes | $191,000 | 5,108 |
| Income before extraordinary items | $290,000 | 7,206 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $290,000 | 7,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,877 |
| Cash dividends | $80,000 | 5,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $139,600 | 7,988 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 8,883 |
| Total interest expense | $808,000 | 8,630 |
| Net interest income | $755,000 | 9,000 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $121,000 | 8,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 7,858 |
| Total noninterest expense | $502,000 | 9,391 |
| Salaries and employee benefits | $249,000 | 9,463 |
| Premises and equipment expense | $70,000 | 8,983 |
| Additional noninterest expense | $183,000 | 8,949 |
| Pre-tax net operating income | $344,000 | 7,720 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $143,000 | 6,007 |
| Income before extraordinary items | $201,000 | 8,058 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $201,000 | 8,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,965 |
| Cash dividends | $179,000 | 5,296 |
| Sale, conversion, retirement of capital stock, net | $1,248,000 | 418 |
| Net operating income | $201,000 | 8,058 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 9,030 |
| Total interest expense | $730,000 | 8,880 |
| Net interest income | $801,000 | 9,065 |
| Provision for loan and lease losses | $39,000 | 6,933 |
| Total noninterest income | $148,000 | 8,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,430 |
| Total noninterest expense | $642,000 | 9,187 |
| Salaries and employee benefits | $430,000 | 8,731 |
| Premises and equipment expense | $78,000 | 9,059 |
| Additional noninterest expense | $134,000 | 9,665 |
| Pre-tax net operating income | $268,000 | 8,262 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $89,000 | 7,090 |
| Income before extraordinary items | $179,000 | 8,443 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $179,000 | 8,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,270 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $179,000 | 8,413 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,455,000 | 9,341 |
| Total interest expense | $681,000 | 9,231 |
| Net interest income | $774,000 | 9,321 |
| Provision for loan and lease losses | $15,000 | 7,946 |
| Total noninterest income | $128,000 | 8,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,063 |
| Total noninterest expense | $638,000 | 9,304 |
| Salaries and employee benefits | $432,000 | 8,762 |
| Premises and equipment expense | $96,000 | 8,805 |
| Additional noninterest expense | $110,000 | 10,052 |
| Pre-tax net operating income | $249,000 | 8,674 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $74,000 | 7,918 |
| Income before extraordinary items | $175,000 | 8,799 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $175,000 | 8,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $50,000 | 6,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $175,000 | 8,734 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 9,790 |
| Total interest expense | $700,000 | 9,545 |
| Net interest income | $714,000 | 9,901 |
| Provision for loan and lease losses | $73,000 | 5,838 |
| Total noninterest income | $147,000 | 8,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,666 |
| Total noninterest expense | $563,000 | 9,888 |
| Salaries and employee benefits | $355,000 | 9,559 |
| Premises and equipment expense | $91,000 | 9,188 |
| Additional noninterest expense | $117,000 | 10,374 |
| Pre-tax net operating income | $225,000 | 9,434 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $89,000 | 8,585 |
| Income before extraordinary items | $136,000 | 9,714 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $136,000 | 9,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,485 |
| Cash dividends | $40,000 | 7,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $136,000 | 9,667 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 10,411 |
| Total interest expense | $632,000 | 10,173 |
| Net interest income | $652,000 | 10,513 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $119,000 | 9,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,167 |
| Total noninterest expense | $498,000 | 10,602 |
| Salaries and employee benefits | $286,000 | 10,464 |
| Premises and equipment expense | $88,000 | 9,600 |
| Additional noninterest expense | $124,000 | 10,858 |
| Pre-tax net operating income | $255,000 | 9,448 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $84,000 | 9,042 |
| Income before extraordinary items | $171,000 | 9,589 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $171,000 | 9,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $40,000 | 7,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $171,000 | 9,532 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 11,085 |
| Total interest expense | $527,000 | 10,926 |
| Net interest income | $596,000 | 11,139 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $111,000 | 10,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,426 |
| Total noninterest expense | $475,000 | 11,128 |
| Salaries and employee benefits | $272,000 | 10,985 |
| Premises and equipment expense | $72,000 | 10,422 |
| Additional noninterest expense | $131,000 | 11,304 |
| Pre-tax net operating income | $214,000 | 10,377 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $64,000 | 9,898 |
| Income before extraordinary items | $150,000 | 10,463 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $150,000 | 10,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $78,000 | 7,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $150,000 | 10,436 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 11,701 |
| Total interest expense | $418,000 | 11,489 |
| Net interest income | $585,000 | 11,759 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $102,000 | 10,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,881 |
| Total noninterest expense | $445,000 | 11,855 |
| Salaries and employee benefits | $237,000 | 11,777 |
| Premises and equipment expense | $68,000 | 11,037 |
| Additional noninterest expense | $140,000 | 11,916 |
| Pre-tax net operating income | $227,000 | 10,687 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $66,000 | 10,095 |
| Income before extraordinary items | $161,000 | 10,690 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $161,000 | 10,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $161,000 | 10,732 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 12,386 |
| Total interest expense | $407,000 | 12,192 |
| Net interest income | $548,000 | 12,397 |
| Provision for loan and lease losses | $27,000 | 8,602 |
| Total noninterest income | $123,000 | 10,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 9,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,038 |
| Total noninterest expense | $445,000 | 12,436 |
| Salaries and employee benefits | $226,000 | 12,403 |
| Premises and equipment expense | $70,000 | 11,498 |
| Additional noninterest expense | $149,000 | 12,442 |
| Pre-tax net operating income | $199,000 | 11,048 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $58,000 | 10,749 |
| Income before extraordinary items | $155,000 | 11,135 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $155,000 | 11,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $55,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $144,780 | 11,070 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 12,991 |
| Total interest expense | $511,000 | 12,721 |
| Net interest income | $507,000 | 13,057 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $103,000 | 11,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 10,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $439,000 | 12,968 |
| Salaries and employee benefits | $222,000 | 12,911 |
| Premises and equipment expense | $66,000 | 12,026 |
| Additional noninterest expense | $151,000 | 12,943 |
| Pre-tax net operating income | $151,000 | 11,522 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $47,000 | 11,335 |
| Income before extraordinary items | $113,000 | 11,769 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $113,000 | 11,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 7,980 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $106,610 | 11,557 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.