Home > Peoples State Bank of Groveland > Income and Expense
Peoples State Bank of Groveland, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,260,000 | 3,055 |
| Total interest expense | $681,000 | 2,814 |
| Net interest income | $1,579,000 | 3,128 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $286,000 | 3,217 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $152,000 | 2,644 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $134,000 | 3,139 |
| Total noninterest expense | $993,000 | 3,782 |
| Salaries and employee benefits | $651,000 | 3,222 |
| Premises and equipment expense | $153,000 | 3,536 |
| Additional noninterest expense | $189,000 | 5,269 |
| Pre-tax net operating income | $872,000 | 2,264 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $312,000 | 1,867 |
| Income before extraordinary items | $560,000 | 2,673 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $560,000 | 2,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,435 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $560,000 | 2,584 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,665,000 | 3,201 |
| Total interest expense | $2,986,000 | 2,883 |
| Net interest income | $5,679,000 | 3,332 |
| Provision for loan and lease losses | $395,000 | 2,618 |
| Total noninterest income | $1,234,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $557,000 | 2,853 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $677,000 | 3,031 |
| Total noninterest expense | $4,377,000 | 3,432 |
| Salaries and employee benefits | $2,645,000 | 3,112 |
| Premises and equipment expense | $708,000 | 3,056 |
| Additional noninterest expense | $1,024,000 | 4,194 |
| Pre-tax net operating income | $2,141,000 | 3,243 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $732,000 | 2,701 |
| Income before extraordinary items | $1,409,000 | 3,714 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,409,000 | 3,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,917 |
| Cash dividends | $825,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,409,000 | 3,555 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,496,000 | 3,253 |
| Total interest expense | $2,287,000 | 2,918 |
| Net interest income | $4,209,000 | 3,383 |
| Provision for loan and lease losses | $195,000 | 3,379 |
| Total noninterest income | $924,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $409,000 | 2,906 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $515,000 | 3,085 |
| Total noninterest expense | $3,327,000 | 3,379 |
| Salaries and employee benefits | $2,005,000 | 3,085 |
| Premises and equipment expense | $537,000 | 3,030 |
| Additional noninterest expense | $785,000 | 4,115 |
| Pre-tax net operating income | $1,611,000 | 3,372 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $551,000 | 2,840 |
| Income before extraordinary items | $1,060,000 | 3,845 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,060,000 | 3,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,318 |
| Cash dividends | $600,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,060,000 | 3,682 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,368,000 | 3,249 |
| Total interest expense | $1,564,000 | 2,934 |
| Net interest income | $2,804,000 | 3,377 |
| Provision for loan and lease losses | $195,000 | 2,557 |
| Total noninterest income | $554,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $273,000 | 2,862 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $281,000 | 3,429 |
| Total noninterest expense | $2,168,000 | 3,443 |
| Salaries and employee benefits | $1,324,000 | 3,107 |
| Premises and equipment expense | $336,000 | 3,188 |
| Additional noninterest expense | $508,000 | 4,190 |
| Pre-tax net operating income | $995,000 | 3,544 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $337,000 | 3,021 |
| Income before extraordinary items | $658,000 | 4,045 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $658,000 | 4,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,747 |
| Cash dividends | $400,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $658,000 | 3,864 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 3,278 |
| Total interest expense | $795,000 | 2,952 |
| Net interest income | $1,379,000 | 3,405 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $319,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $132,000 | 2,861 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $187,000 | 2,838 |
| Total noninterest expense | $1,047,000 | 3,530 |
| Salaries and employee benefits | $651,000 | 3,135 |
| Premises and equipment expense | $143,000 | 3,633 |
| Additional noninterest expense | $253,000 | 4,171 |
| Pre-tax net operating income | $636,000 | 2,955 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $204,000 | 2,665 |
| Income before extraordinary items | $432,000 | 3,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $432,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $432,000 | 3,110 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,437,000 | 3,174 |
| Total interest expense | $3,366,000 | 3,219 |
| Net interest income | $6,071,000 | 3,114 |
| Provision for loan and lease losses | $789,000 | 1,658 |
| Total noninterest income | $1,284,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $614,000 | 2,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $670,000 | 2,773 |
| Total noninterest expense | $4,000,000 | 3,561 |
| Salaries and employee benefits | $2,385,000 | 3,241 |
| Premises and equipment expense | $640,000 | 3,224 |
| Additional noninterest expense | $975,000 | 4,264 |
| Pre-tax net operating income | $2,566,000 | 2,828 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $833,000 | 2,518 |
| Income before extraordinary items | $1,733,000 | 3,126 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,733,000 | 3,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $506,000 | 1,643 |
| Cash dividends | $700,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,733,000 | 3,019 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,417,000 | 3,202 |
| Total interest expense | $4,903,000 | 3,202 |
| Net interest income | $5,514,000 | 3,174 |
| Provision for loan and lease losses | $225,000 | 3,876 |
| Total noninterest income | $1,040,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $636,000 | 2,325 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $404,000 | 3,512 |
| Total noninterest expense | $4,251,000 | 3,243 |
| Salaries and employee benefits | $2,523,000 | 2,926 |
| Premises and equipment expense | $608,000 | 3,319 |
| Additional noninterest expense | $1,120,000 | 3,716 |
| Pre-tax net operating income | $2,078,000 | 3,092 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $785,000 | 2,464 |
| Income before extraordinary items | $1,293,000 | 3,596 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,293,000 | 3,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,867 |
| Cash dividends | $475,000 | 3,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,293,000 | 3,494 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,536,000 | 3,547 |
| Total interest expense | $4,549,000 | 3,584 |
| Net interest income | $4,987,000 | 3,477 |
| Provision for loan and lease losses | $503,000 | 1,857 |
| Total noninterest income | $1,069,000 | 2,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $569,000 | 2,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $500,000 | 2,949 |
| Total noninterest expense | $3,737,000 | 3,513 |
| Salaries and employee benefits | $2,052,000 | 3,387 |
| Premises and equipment expense | $674,000 | 2,962 |
| Additional noninterest expense | $1,011,000 | 3,965 |
| Pre-tax net operating income | $1,816,000 | 3,548 |
| Securities gains (losses) | $-120,000 | 9,469 |
| Applicable income taxes | $570,000 | 3,219 |
| Income before extraordinary items | $1,126,000 | 4,035 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,126,000 | 4,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,928 |
| Cash dividends | $379,000 | 4,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,205,200 | 3,843 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,257,000 | 4,267 |
| Total interest expense | $3,024,000 | 4,569 |
| Net interest income | $4,233,000 | 3,983 |
| Provision for loan and lease losses | $153,000 | 4,205 |
| Total noninterest income | $934,000 | 3,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $532,000 | 2,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $402,000 | 3,402 |
| Total noninterest expense | $3,405,000 | 3,787 |
| Salaries and employee benefits | $1,894,000 | 3,602 |
| Premises and equipment expense | $619,000 | 3,167 |
| Additional noninterest expense | $892,000 | 4,412 |
| Pre-tax net operating income | $1,609,000 | 3,910 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $580,000 | 3,291 |
| Income before extraordinary items | $1,035,000 | 4,323 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,035,000 | 4,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,387 |
| Cash dividends | $284,000 | 4,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,031,160 | 4,301 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,009,000 | 4,997 |
| Total interest expense | $2,509,000 | 5,352 |
| Net interest income | $3,500,000 | 4,596 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $787,000 | 3,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $491,000 | 2,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 4,062 |
| Total noninterest expense | $3,247,000 | 3,844 |
| Salaries and employee benefits | $1,752,000 | 3,751 |
| Premises and equipment expense | $603,000 | 3,160 |
| Additional noninterest expense | $892,000 | 4,321 |
| Pre-tax net operating income | $1,040,000 | 5,299 |
| Securities gains (losses) | $13,000 | 2,771 |
| Applicable income taxes | $350,000 | 4,764 |
| Income before extraordinary items | $703,000 | 5,609 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $703,000 | 5,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $252,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $694,290 | 5,529 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,542,000 | 5,380 |
| Total interest expense | $2,469,000 | 5,464 |
| Net interest income | $3,073,000 | 5,204 |
| Provision for loan and lease losses | $-150,000 | 10,809 |
| Total noninterest income | $665,000 | 4,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $443,000 | 3,078 |
| Total noninterest expense | $2,722,000 | 4,447 |
| Salaries and employee benefits | $1,494,000 | 4,272 |
| Premises and equipment expense | $473,000 | 3,888 |
| Additional noninterest expense | $755,000 | 4,947 |
| Pre-tax net operating income | $1,166,000 | 5,334 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $409,000 | 4,816 |
| Income before extraordinary items | $755,000 | 5,654 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $755,000 | 5,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-167,000 | 10,794 |
| Cash dividends | $252,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $756,300 | 5,604 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,743,000 | 6,157 |
| Total interest expense | $1,897,000 | 6,631 |
| Net interest income | $2,846,000 | 5,665 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $741,000 | 3,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $532,000 | 2,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 5,043 |
| Total noninterest expense | $2,405,000 | 5,174 |
| Salaries and employee benefits | $1,306,000 | 4,833 |
| Premises and equipment expense | $428,000 | 4,300 |
| Additional noninterest expense | $671,000 | 5,915 |
| Pre-tax net operating income | $1,182,000 | 5,175 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $439,000 | 4,584 |
| Income before extraordinary items | $744,000 | 5,553 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $744,000 | 5,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $265,000 | 4,823 |
| Sale, conversion, retirement of capital stock, net | $-588,000 | 11,408 |
| Net operating income | $743,360 | 5,513 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,315,000 | 6,667 |
| Total interest expense | $1,538,000 | 7,592 |
| Net interest income | $2,777,000 | 5,848 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $748,000 | 3,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $533,000 | 2,523 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,917 |
| Total noninterest expense | $2,457,000 | 5,074 |
| Salaries and employee benefits | $1,227,000 | 5,110 |
| Premises and equipment expense | $354,000 | 4,980 |
| Additional noninterest expense | $876,000 | 4,883 |
| Pre-tax net operating income | $1,008,000 | 5,968 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $363,000 | 5,291 |
| Income before extraordinary items | $645,000 | 6,345 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $645,000 | 6,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,707 |
| Cash dividends | $295,000 | 4,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $645,000 | 6,331 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,353,000 | 6,305 |
| Total interest expense | $1,385,000 | 7,252 |
| Net interest income | $2,968,000 | 5,650 |
| Provision for loan and lease losses | $287,000 | 2,361 |
| Total noninterest income | $631,000 | 4,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $494,000 | 2,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,499 |
| Total noninterest expense | $2,392,000 | 5,362 |
| Salaries and employee benefits | $1,085,000 | 5,704 |
| Premises and equipment expense | $333,000 | 5,261 |
| Additional noninterest expense | $974,000 | 4,816 |
| Pre-tax net operating income | $920,000 | 6,301 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $297,000 | 5,908 |
| Income before extraordinary items | $625,000 | 6,363 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $625,000 | 6,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,627 |
| Cash dividends | $86,000 | 7,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $623,640 | 6,446 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,553,000 | 6,252 |
| Total interest expense | $1,698,000 | 6,622 |
| Net interest income | $2,855,000 | 5,871 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $798,000 | 4,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $509,000 | 2,735 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 4,578 |
| Total noninterest expense | $3,394,000 | 4,031 |
| Salaries and employee benefits | $1,165,000 | 5,370 |
| Premises and equipment expense | $421,000 | 4,510 |
| Additional noninterest expense | $1,808,000 | 2,977 |
| Pre-tax net operating income | $259,000 | 10,560 |
| Securities gains (losses) | $-93,000 | 13,171 |
| Applicable income taxes | $-113,000 | 12,969 |
| Income before extraordinary items | $279,000 | 9,703 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $279,000 | 9,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 5,154 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $372,000 | 8,455 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,328,000 | 7,105 |
| Total interest expense | $1,792,000 | 7,643 |
| Net interest income | $2,536,000 | 6,521 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $669,000 | 4,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $489,000 | 2,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 6,025 |
| Total noninterest expense | $3,063,000 | 4,440 |
| Salaries and employee benefits | $1,758,000 | 3,637 |
| Premises and equipment expense | $371,000 | 5,106 |
| Additional noninterest expense | $934,000 | 5,352 |
| Pre-tax net operating income | $142,000 | 11,600 |
| Securities gains (losses) | $-12,000 | 13,350 |
| Applicable income taxes | $42,000 | 11,481 |
| Income before extraordinary items | $88,000 | 12,104 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $88,000 | 12,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $782,000 | 1,841 |
| Cash dividends | $144,000 | 5,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $96,160 | 11,693 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.