Home > Peoples State Bank of Commerce > Income and Expense
Peoples State Bank of Commerce, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,344,000 | 3,231 |
| Total interest expense | $376,000 | 2,988 |
| Net interest income | $2,968,000 | 3,211 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $953,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $178,000 | 2,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $775,000 | 1,812 |
| Total noninterest expense | $3,079,000 | 2,751 |
| Salaries and employee benefits | $1,764,000 | 2,731 |
| Premises and equipment expense | $248,000 | 3,322 |
| Additional noninterest expense | $1,067,000 | 2,543 |
| Pre-tax net operating income | $842,000 | 3,393 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $318,000 | 2,094 |
| Income before extraordinary items | $524,000 | 3,839 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $524,000 | 3,837 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $524,000 | 3,839 |
| Net charge-offs | $56,000 | 1,916 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $524,000 | 3,822 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 3,271 |
| Total interest expense | $188,000 | 2,972 |
| Net interest income | $1,446,000 | 3,266 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $426,000 | 2,248 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $94,000 | 2,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 1,962 |
| Total noninterest expense | $1,456,000 | 2,888 |
| Salaries and employee benefits | $852,000 | 2,823 |
| Premises and equipment expense | $126,000 | 3,328 |
| Additional noninterest expense | $478,000 | 2,764 |
| Pre-tax net operating income | $416,000 | 3,366 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $157,000 | 2,075 |
| Income before extraordinary items | $259,000 | 3,823 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $259,000 | 3,822 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $259,000 | 3,823 |
| Net charge-offs | $11,000 | 2,170 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $259,000 | 3,808 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,489,000 | 3,265 |
| Total interest expense | $740,000 | 2,927 |
| Net interest income | $5,749,000 | 3,272 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,913,000 | 2,173 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $405,000 | 2,450 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,508,000 | 1,875 |
| Total noninterest expense | $5,869,000 | 2,889 |
| Salaries and employee benefits | $3,128,000 | 2,951 |
| Premises and equipment expense | $501,000 | 3,371 |
| Additional noninterest expense | $2,240,000 | 2,540 |
| Pre-tax net operating income | $1,793,000 | 3,244 |
| Securities gains (losses) | $14,000 | 2,531 |
| Applicable income taxes | $-1,455,000 | 5,863 |
| Income before extraordinary items | $3,262,000 | 1,950 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,262,000 | 1,949 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,262,000 | 1,949 |
| Net charge-offs | $240,000 | 1,750 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,248,000 | 1,915 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,864,000 | 3,278 |
| Total interest expense | $554,000 | 2,943 |
| Net interest income | $4,310,000 | 3,285 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,415,000 | 2,198 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $299,000 | 2,474 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,116,000 | 1,908 |
| Total noninterest expense | $4,318,000 | 2,926 |
| Salaries and employee benefits | $2,272,000 | 3,007 |
| Premises and equipment expense | $370,000 | 3,414 |
| Additional noninterest expense | $1,676,000 | 2,550 |
| Pre-tax net operating income | $1,407,000 | 3,200 |
| Securities gains (losses) | $14,000 | 2,461 |
| Applicable income taxes | $-1,602,000 | 5,952 |
| Income before extraordinary items | $3,023,000 | 1,683 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,023,000 | 1,683 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,023,000 | 1,683 |
| Net charge-offs | $245,000 | 1,312 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,009,000 | 1,637 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,230,000 | 3,311 |
| Total interest expense | $369,000 | 2,964 |
| Net interest income | $2,861,000 | 3,314 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $910,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $189,000 | 2,532 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $721,000 | 1,917 |
| Total noninterest expense | $2,796,000 | 2,991 |
| Salaries and employee benefits | $1,473,000 | 3,082 |
| Premises and equipment expense | $243,000 | 3,477 |
| Additional noninterest expense | $1,080,000 | 2,630 |
| Pre-tax net operating income | $975,000 | 3,115 |
| Securities gains (losses) | $10,000 | 2,238 |
| Applicable income taxes | $-1,710,000 | 6,039 |
| Income before extraordinary items | $2,695,000 | 1,322 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,695,000 | 1,322 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,695,000 | 1,322 |
| Net charge-offs | $246,000 | 991 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,685,000 | 1,280 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,594,000 | 3,347 |
| Total interest expense | $184,000 | 2,989 |
| Net interest income | $1,410,000 | 3,344 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $426,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $90,000 | 2,592 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $336,000 | 1,959 |
| Total noninterest expense | $1,365,000 | 3,056 |
| Salaries and employee benefits | $697,000 | 3,217 |
| Premises and equipment expense | $126,000 | 3,424 |
| Additional noninterest expense | $542,000 | 2,607 |
| Pre-tax net operating income | $471,000 | 3,143 |
| Securities gains (losses) | $11,000 | 1,476 |
| Applicable income taxes | $-1,946,000 | 6,112 |
| Income before extraordinary items | $2,428,000 | 753 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,428,000 | 753 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,428,000 | 753 |
| Net charge-offs | $4,000 | 2,652 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,417,000 | 736 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,350,000 | 3,331 |
| Total interest expense | $847,000 | 2,714 |
| Net interest income | $5,503,000 | 3,378 |
| Provision for loan and lease losses | $50,000 | 3,601 |
| Total noninterest income | $1,713,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $403,000 | 2,501 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,310,000 | 2,035 |
| Total noninterest expense | $5,505,000 | 3,025 |
| Salaries and employee benefits | $2,742,000 | 3,208 |
| Premises and equipment expense | $591,000 | 3,141 |
| Additional noninterest expense | $2,172,000 | 2,620 |
| Pre-tax net operating income | $1,661,000 | 3,326 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,661,000 | 3,045 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,661,000 | 3,046 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,661,000 | 3,047 |
| Net charge-offs | $-56,000 | 5,602 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,661,000 | 3,005 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,755,000 | 3,365 |
| Total interest expense | $647,000 | 2,710 |
| Net interest income | $4,108,000 | 3,414 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,394,000 | 2,218 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $302,000 | 2,517 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,092,000 | 1,909 |
| Total noninterest expense | $4,183,000 | 3,035 |
| Salaries and employee benefits | $2,088,000 | 3,198 |
| Premises and equipment expense | $443,000 | 3,182 |
| Additional noninterest expense | $1,652,000 | 2,587 |
| Pre-tax net operating income | $1,319,000 | 3,308 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,319,000 | 3,019 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,319,000 | 3,019 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,319,000 | 3,020 |
| Net charge-offs | $-77,000 | 5,742 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,319,000 | 2,958 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 3,403 |
| Total interest expense | $434,000 | 2,716 |
| Net interest income | $2,689,000 | 3,470 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $848,000 | 2,349 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $200,000 | 2,491 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $648,000 | 2,065 |
| Total noninterest expense | $2,794,000 | 3,051 |
| Salaries and employee benefits | $1,370,000 | 3,264 |
| Premises and equipment expense | $306,000 | 3,119 |
| Additional noninterest expense | $1,118,000 | 2,567 |
| Pre-tax net operating income | $743,000 | 3,546 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $743,000 | 3,302 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $743,000 | 3,302 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $743,000 | 3,303 |
| Net charge-offs | $-94,000 | 5,911 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $743,000 | 3,233 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 3,463 |
| Total interest expense | $219,000 | 2,717 |
| Net interest income | $1,304,000 | 3,534 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $406,000 | 2,380 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $97,000 | 2,535 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $309,000 | 2,082 |
| Total noninterest expense | $1,393,000 | 3,063 |
| Salaries and employee benefits | $664,000 | 3,351 |
| Premises and equipment expense | $156,000 | 3,116 |
| Additional noninterest expense | $573,000 | 2,512 |
| Pre-tax net operating income | $317,000 | 3,793 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $317,000 | 3,550 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $317,000 | 3,553 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $317,000 | 3,553 |
| Net charge-offs | $-131,000 | 6,175 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $317,000 | 3,462 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,246,000 | 3,435 |
| Total interest expense | $883,000 | 2,833 |
| Net interest income | $5,363,000 | 3,493 |
| Provision for loan and lease losses | $788,000 | 1,034 |
| Total noninterest income | $1,038,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $444,000 | 2,496 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $594,000 | 3,036 |
| Total noninterest expense | $5,117,000 | 3,261 |
| Salaries and employee benefits | $2,368,000 | 3,615 |
| Premises and equipment expense | $701,000 | 2,912 |
| Additional noninterest expense | $2,048,000 | 2,832 |
| Pre-tax net operating income | $496,000 | 5,049 |
| Securities gains (losses) | $43,000 | 1,834 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $539,000 | 4,832 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $539,000 | 4,831 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $539,000 | 4,832 |
| Net charge-offs | $985,000 | 907 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $496,000 | 4,887 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,659,000 | 3,480 |
| Total interest expense | $660,000 | 2,888 |
| Net interest income | $3,999,000 | 3,535 |
| Provision for loan and lease losses | $630,000 | 958 |
| Total noninterest income | $704,000 | 3,235 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $334,000 | 2,507 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $370,000 | 3,316 |
| Total noninterest expense | $3,741,000 | 3,336 |
| Salaries and employee benefits | $1,747,000 | 3,667 |
| Premises and equipment expense | $540,000 | 2,890 |
| Additional noninterest expense | $1,454,000 | 2,969 |
| Pre-tax net operating income | $332,000 | 5,244 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $332,000 | 5,127 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $332,000 | 5,127 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $332,000 | 5,129 |
| Net charge-offs | $853,000 | 765 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $332,000 | 5,085 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,085,000 | 3,493 |
| Total interest expense | $437,000 | 2,929 |
| Net interest income | $2,648,000 | 3,543 |
| Provision for loan and lease losses | $323,000 | 1,175 |
| Total noninterest income | $407,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $219,000 | 2,512 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $188,000 | 3,731 |
| Total noninterest expense | $2,518,000 | 3,327 |
| Salaries and employee benefits | $1,179,000 | 3,650 |
| Premises and equipment expense | $378,000 | 2,819 |
| Additional noninterest expense | $961,000 | 2,986 |
| Pre-tax net operating income | $214,000 | 5,263 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $214,000 | 5,147 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $214,000 | 5,149 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $214,000 | 5,150 |
| Net charge-offs | $489,000 | 886 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $214,000 | 5,101 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 3,590 |
| Total interest expense | $217,000 | 2,982 |
| Net interest income | $1,276,000 | 3,634 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $237,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $103,000 | 2,617 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $134,000 | 3,131 |
| Total noninterest expense | $1,300,000 | 3,281 |
| Salaries and employee benefits | $593,000 | 3,672 |
| Premises and equipment expense | $184,000 | 2,918 |
| Additional noninterest expense | $523,000 | 2,784 |
| Pre-tax net operating income | $163,000 | 4,764 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $163,000 | 4,564 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $163,000 | 4,568 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $163,000 | 4,568 |
| Net charge-offs | $363,000 | 633 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $163,000 | 4,515 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,990,000 | 3,626 |
| Total interest expense | $953,000 | 3,058 |
| Net interest income | $5,037,000 | 3,685 |
| Provision for loan and lease losses | $1,190,000 | 960 |
| Total noninterest income | $956,000 | 3,277 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $448,000 | 2,591 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $508,000 | 3,335 |
| Total noninterest expense | $6,215,000 | 2,901 |
| Salaries and employee benefits | $2,543,000 | 3,499 |
| Premises and equipment expense | $919,000 | 2,420 |
| Additional noninterest expense | $2,753,000 | 2,264 |
| Pre-tax net operating income | $-1,412,000 | 6,614 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-1,412,000 | 6,630 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,412,000 | 6,629 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,412,000 | 6,629 |
| Net charge-offs | $2,055,000 | 732 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-1,412,000 | 6,622 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 3,709 |
| Total interest expense | $726,000 | 3,100 |
| Net interest income | $3,692,000 | 3,751 |
| Provision for loan and lease losses | $440,000 | 1,687 |
| Total noninterest income | $624,000 | 3,610 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $333,000 | 2,628 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $291,000 | 3,781 |
| Total noninterest expense | $4,219,000 | 3,123 |
| Salaries and employee benefits | $1,917,000 | 3,505 |
| Premises and equipment expense | $675,000 | 2,481 |
| Additional noninterest expense | $1,627,000 | 2,796 |
| Pre-tax net operating income | $-343,000 | 6,568 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-343,000 | 6,593 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-343,000 | 6,593 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-343,000 | 6,593 |
| Net charge-offs | $1,544,000 | 724 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-343,000 | 6,578 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,872,000 | 3,770 |
| Total interest expense | $492,000 | 3,116 |
| Net interest income | $2,380,000 | 3,839 |
| Provision for loan and lease losses | $225,000 | 1,972 |
| Total noninterest income | $696,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $217,000 | 2,636 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $479,000 | 2,537 |
| Total noninterest expense | $2,847,000 | 3,114 |
| Salaries and employee benefits | $1,306,000 | 3,459 |
| Premises and equipment expense | $444,000 | 2,520 |
| Additional noninterest expense | $1,097,000 | 2,749 |
| Pre-tax net operating income | $4,000 | 6,280 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $4,000 | 6,354 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,000 | 6,356 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,000 | 6,356 |
| Net charge-offs | $1,372,000 | 610 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $4,000 | 6,292 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 3,809 |
| Total interest expense | $247,000 | 3,182 |
| Net interest income | $1,183,000 | 3,871 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $272,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $106,000 | 2,675 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $166,000 | 3,036 |
| Total noninterest expense | $1,424,000 | 3,141 |
| Salaries and employee benefits | $665,000 | 3,447 |
| Premises and equipment expense | $221,000 | 2,559 |
| Additional noninterest expense | $538,000 | 2,805 |
| Pre-tax net operating income | $31,000 | 6,033 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $31,000 | 6,081 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $31,000 | 6,082 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $31,000 | 6,082 |
| Net charge-offs | $1,051,000 | 455 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $31,000 | 5,994 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,077,000 | 3,082 |
| Total interest expense | $1,465,000 | 2,775 |
| Net interest income | $6,612,000 | 3,127 |
| Provision for loan and lease losses | $1,850,000 | 1,137 |
| Total noninterest income | $2,653,000 | 1,791 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $708,000 | 1,879 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,945,000 | 1,546 |
| Total noninterest expense | $10,602,000 | 1,813 |
| Salaries and employee benefits | $3,164,000 | 3,015 |
| Premises and equipment expense | $1,137,000 | 2,040 |
| Additional noninterest expense | $6,301,000 | 1,100 |
| Pre-tax net operating income | $-3,187,000 | 6,890 |
| Securities gains (losses) | $151,000 | 1,940 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-3,036,000 | 6,895 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,036,000 | 6,894 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-3,036,000 | 6,894 |
| Net charge-offs | $2,171,000 | 1,099 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-3,187,000 | 6,889 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,487,000 | 2,969 |
| Total interest expense | $1,167,000 | 2,738 |
| Net interest income | $5,320,000 | 2,991 |
| Provision for loan and lease losses | $450,000 | 2,400 |
| Total noninterest income | $955,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $556,000 | 1,823 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $399,000 | 3,272 |
| Total noninterest expense | $6,381,000 | 2,241 |
| Salaries and employee benefits | $2,461,000 | 2,951 |
| Premises and equipment expense | $896,000 | 1,970 |
| Additional noninterest expense | $3,024,000 | 1,662 |
| Pre-tax net operating income | $-556,000 | 6,710 |
| Securities gains (losses) | $140,000 | 1,719 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-416,000 | 6,728 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-416,000 | 6,726 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-416,000 | 6,726 |
| Net charge-offs | $1,049,000 | 1,415 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-556,000 | 6,726 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 2,945 |
| Total interest expense | $801,000 | 2,768 |
| Net interest income | $3,627,000 | 2,945 |
| Provision for loan and lease losses | $450,000 | 1,913 |
| Total noninterest income | $624,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $363,000 | 1,851 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $261,000 | 3,270 |
| Total noninterest expense | $4,226,000 | 2,265 |
| Salaries and employee benefits | $1,611,000 | 3,001 |
| Premises and equipment expense | $587,000 | 2,003 |
| Additional noninterest expense | $2,028,000 | 1,648 |
| Pre-tax net operating income | $-425,000 | 6,774 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-425,000 | 6,838 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-425,000 | 6,839 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-425,000 | 6,839 |
| Net charge-offs | $1,017,000 | 1,124 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-425,000 | 6,792 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,392,000 | 2,783 |
| Total interest expense | $418,000 | 2,777 |
| Net interest income | $1,974,000 | 2,753 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $304,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $179,000 | 1,857 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $125,000 | 3,353 |
| Total noninterest expense | $2,160,000 | 2,204 |
| Salaries and employee benefits | $778,000 | 3,088 |
| Premises and equipment expense | $307,000 | 1,940 |
| Additional noninterest expense | $1,075,000 | 1,567 |
| Pre-tax net operating income | $118,000 | 5,217 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $45,000 | 3,152 |
| Income before extraordinary items | $73,000 | 5,699 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $73,000 | 5,699 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $73,000 | 5,699 |
| Net charge-offs | $354,000 | 1,345 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $73,000 | 5,550 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,421,000 | 2,671 |
| Total interest expense | $1,996,000 | 2,785 |
| Net interest income | $8,425,000 | 2,599 |
| Provision for loan and lease losses | $8,915,000 | 461 |
| Total noninterest income | $2,015,000 | 1,993 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $878,000 | 1,659 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,137,000 | 1,976 |
| Total noninterest expense | $18,134,000 | 1,082 |
| Salaries and employee benefits | $3,954,000 | 2,431 |
| Premises and equipment expense | $1,485,000 | 1,672 |
| Additional noninterest expense | $12,695,000 | 573 |
| Pre-tax net operating income | $-16,609,000 | 7,281 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $232,000 | 2,761 |
| Income before extraordinary items | $-16,841,000 | 7,280 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-16,841,000 | 7,281 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-16,841,000 | 7,281 |
| Net charge-offs | $9,669,000 | 471 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-16,841,000 | 7,277 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,081,000 | 2,606 |
| Total interest expense | $1,543,000 | 2,815 |
| Net interest income | $6,538,000 | 2,538 |
| Provision for loan and lease losses | $7,150,000 | 438 |
| Total noninterest income | $1,482,000 | 2,024 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $682,000 | 1,604 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $800,000 | 2,037 |
| Total noninterest expense | $8,142,000 | 1,780 |
| Salaries and employee benefits | $3,063,000 | 2,352 |
| Premises and equipment expense | $1,168,000 | 1,611 |
| Additional noninterest expense | $3,911,000 | 1,320 |
| Pre-tax net operating income | $-7,272,000 | 7,293 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $207,000 | 2,633 |
| Income before extraordinary items | $-7,479,000 | 7,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,479,000 | 7,308 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-7,479,000 | 7,308 |
| Net charge-offs | $797,000 | 2,143 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-7,479,000 | 7,303 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,506,000 | 2,576 |
| Total interest expense | $1,062,000 | 2,826 |
| Net interest income | $4,444,000 | 2,483 |
| Provision for loan and lease losses | $1,050,000 | 1,452 |
| Total noninterest income | $998,000 | 1,994 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $444,000 | 1,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $554,000 | 1,961 |
| Total noninterest expense | $5,656,000 | 1,725 |
| Salaries and employee benefits | $2,117,000 | 2,285 |
| Premises and equipment expense | $786,000 | 1,603 |
| Additional noninterest expense | $2,753,000 | 1,288 |
| Pre-tax net operating income | $-1,264,000 | 7,048 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-76,000 | 7,070 |
| Income before extraordinary items | $-1,188,000 | 7,079 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,188,000 | 7,079 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,188,000 | 7,080 |
| Net charge-offs | $181,000 | 3,213 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,188,000 | 7,062 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,073,000 | 2,337 |
| Total interest expense | $545,000 | 2,846 |
| Net interest income | $2,528,000 | 2,153 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $631,000 | 1,690 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $258,000 | 1,389 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $373,000 | 1,649 |
| Total noninterest expense | $3,098,000 | 1,602 |
| Salaries and employee benefits | $1,097,000 | 2,236 |
| Premises and equipment expense | $404,000 | 1,594 |
| Additional noninterest expense | $1,597,000 | 1,120 |
| Pre-tax net operating income | $61,000 | 5,604 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $56,000 | 5,616 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $56,000 | 5,615 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $56,000 | 5,616 |
| Net charge-offs | $123,000 | 2,540 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $56,000 | 5,570 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,277,000 | 2,107 |
| Total interest expense | $3,001,000 | 2,603 |
| Net interest income | $11,276,000 | 1,928 |
| Provision for loan and lease losses | $2,573,000 | 1,782 |
| Total noninterest income | $3,745,000 | 1,328 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,110,000 | 1,372 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,635,000 | 1,153 |
| Total noninterest expense | $15,323,000 | 1,309 |
| Salaries and employee benefits | $6,264,000 | 1,563 |
| Premises and equipment expense | $1,786,000 | 1,436 |
| Additional noninterest expense | $7,273,000 | 1,016 |
| Pre-tax net operating income | $-2,875,000 | 6,900 |
| Securities gains (losses) | $181,000 | 1,680 |
| Applicable income taxes | $-22,000 | 6,632 |
| Income before extraordinary items | $-2,672,000 | 6,954 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,672,000 | 6,954 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,672,000 | 6,955 |
| Net charge-offs | $635,000 | 3,315 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,851,190 | 6,957 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,769,000 | 2,137 |
| Total interest expense | $2,328,000 | 2,624 |
| Net interest income | $8,441,000 | 1,966 |
| Provision for loan and lease losses | $873,000 | 2,723 |
| Total noninterest income | $2,609,000 | 1,378 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $970,000 | 1,205 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,639,000 | 1,262 |
| Total noninterest expense | $9,859,000 | 1,497 |
| Salaries and employee benefits | $4,838,000 | 1,526 |
| Premises and equipment expense | $1,308,000 | 1,488 |
| Additional noninterest expense | $3,713,000 | 1,430 |
| Pre-tax net operating income | $318,000 | 4,788 |
| Securities gains (losses) | $55,000 | 2,354 |
| Applicable income taxes | $28,000 | 3,848 |
| Income before extraordinary items | $345,000 | 4,674 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $345,000 | 4,677 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $345,000 | 4,677 |
| Net charge-offs | $563,000 | 2,920 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $294,400 | 4,708 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,996,000 | 2,241 |
| Total interest expense | $1,597,000 | 2,658 |
| Net interest income | $5,399,000 | 2,046 |
| Provision for loan and lease losses | $511,000 | 2,816 |
| Total noninterest income | $1,741,000 | 1,356 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $646,000 | 1,214 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,095,000 | 1,216 |
| Total noninterest expense | $6,525,000 | 1,515 |
| Salaries and employee benefits | $3,211,000 | 1,535 |
| Premises and equipment expense | $875,000 | 1,505 |
| Additional noninterest expense | $2,439,000 | 1,458 |
| Pre-tax net operating income | $104,000 | 5,483 |
| Securities gains (losses) | $55,000 | 1,822 |
| Applicable income taxes | $11,000 | 4,050 |
| Income before extraordinary items | $148,000 | 5,228 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $148,000 | 5,231 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $148,000 | 5,230 |
| Net charge-offs | $267,000 | 3,195 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $96,850 | 5,441 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 2,357 |
| Total interest expense | $837,000 | 2,672 |
| Net interest income | $2,560,000 | 2,174 |
| Provision for loan and lease losses | $145,000 | 3,503 |
| Total noninterest income | $965,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $309,000 | 1,265 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $656,000 | 1,061 |
| Total noninterest expense | $3,307,000 | 1,521 |
| Salaries and employee benefits | $1,633,000 | 1,524 |
| Premises and equipment expense | $434,000 | 1,554 |
| Additional noninterest expense | $1,240,000 | 1,430 |
| Pre-tax net operating income | $73,000 | 5,380 |
| Securities gains (losses) | $55,000 | 1,104 |
| Applicable income taxes | $9,000 | 3,859 |
| Income before extraordinary items | $119,000 | 4,738 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $119,000 | 4,738 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $119,000 | 4,737 |
| Net charge-offs | $73,000 | 3,394 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $67,850 | 5,332 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,982,000 | 2,760 |
| Total interest expense | $3,714,000 | 2,905 |
| Net interest income | $8,268,000 | 2,642 |
| Provision for loan and lease losses | $2,658,000 | 2,115 |
| Total noninterest income | $2,108,000 | 2,048 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,294,000 | 1,334 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $814,000 | 2,430 |
| Total noninterest expense | $10,824,000 | 1,881 |
| Salaries and employee benefits | $5,053,000 | 1,952 |
| Premises and equipment expense | $1,645,000 | 1,645 |
| Additional noninterest expense | $4,126,000 | 1,801 |
| Pre-tax net operating income | $-3,106,000 | 6,915 |
| Securities gains (losses) | $792,000 | 611 |
| Applicable income taxes | $-146,000 | 6,668 |
| Income before extraordinary items | $-2,168,000 | 6,805 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,168,000 | 6,802 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,168,000 | 6,803 |
| Net charge-offs | $1,975,000 | 2,050 |
| Cash dividends | $250,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,912,480 | 6,984 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,793,000 | 2,856 |
| Total interest expense | $2,858,000 | 2,966 |
| Net interest income | $5,935,000 | 2,768 |
| Provision for loan and lease losses | $1,458,000 | 2,258 |
| Total noninterest income | $1,514,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $945,000 | 1,368 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $569,000 | 2,598 |
| Total noninterest expense | $7,691,000 | 1,954 |
| Salaries and employee benefits | $3,471,000 | 2,144 |
| Premises and equipment expense | $1,202,000 | 1,711 |
| Additional noninterest expense | $3,018,000 | 1,778 |
| Pre-tax net operating income | $-1,700,000 | 6,947 |
| Securities gains (losses) | $792,000 | 471 |
| Applicable income taxes | $-60,000 | 6,841 |
| Income before extraordinary items | $-848,000 | 6,655 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-848,000 | 6,657 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-848,000 | 6,657 |
| Net charge-offs | $933,000 | 2,278 |
| Cash dividends | $250,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,584,560 | 7,017 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,870,000 | 2,888 |
| Total interest expense | $1,942,000 | 3,035 |
| Net interest income | $3,928,000 | 2,772 |
| Provision for loan and lease losses | $467,000 | 3,063 |
| Total noninterest income | $753,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $616,000 | 1,382 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $137,000 | 4,276 |
| Total noninterest expense | $4,794,000 | 2,108 |
| Salaries and employee benefits | $2,020,000 | 2,491 |
| Premises and equipment expense | $789,000 | 1,761 |
| Additional noninterest expense | $1,985,000 | 1,820 |
| Pre-tax net operating income | $-580,000 | 6,705 |
| Securities gains (losses) | $792,000 | 354 |
| Applicable income taxes | $25,000 | 3,592 |
| Income before extraordinary items | $187,000 | 4,613 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $187,000 | 4,610 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $187,000 | 4,610 |
| Net charge-offs | $303,000 | 2,913 |
| Cash dividends | $250,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-509,960 | 6,758 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,959,000 | 2,901 |
| Total interest expense | $987,000 | 3,084 |
| Net interest income | $1,972,000 | 2,744 |
| Provision for loan and lease losses | $241,000 | 2,606 |
| Total noninterest income | $332,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $283,000 | 1,450 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $49,000 | 4,878 |
| Total noninterest expense | $2,293,000 | 2,155 |
| Salaries and employee benefits | $955,000 | 2,652 |
| Premises and equipment expense | $396,000 | 1,786 |
| Additional noninterest expense | $942,000 | 1,719 |
| Pre-tax net operating income | $-230,000 | 6,940 |
| Securities gains (losses) | $792,000 | 226 |
| Applicable income taxes | $40,000 | 3,064 |
| Income before extraordinary items | $522,000 | 2,050 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $522,000 | 2,051 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $522,000 | 2,051 |
| Net charge-offs | $242,000 | 1,987 |
| Cash dividends | $250,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-214,560 | 6,987 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,421,000 | 2,748 |
| Total interest expense | $5,042,000 | 2,944 |
| Net interest income | $8,379,000 | 2,590 |
| Provision for loan and lease losses | $649,000 | 3,363 |
| Total noninterest income | $1,808,000 | 2,305 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,330,000 | 1,355 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $478,000 | 3,250 |
| Total noninterest expense | $9,240,000 | 2,083 |
| Salaries and employee benefits | $4,132,000 | 2,442 |
| Premises and equipment expense | $1,490,000 | 1,833 |
| Additional noninterest expense | $3,618,000 | 1,700 |
| Pre-tax net operating income | $298,000 | 5,452 |
| Securities gains (losses) | $401,000 | 454 |
| Applicable income taxes | $66,000 | 3,683 |
| Income before extraordinary items | $633,000 | 4,088 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $633,000 | 4,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 3,297 |
| Cash dividends | $875,000 | 2,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $268,090 | 5,390 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,207,000 | 2,772 |
| Total interest expense | $3,966,000 | 2,926 |
| Net interest income | $6,241,000 | 2,634 |
| Provision for loan and lease losses | $442,000 | 2,940 |
| Total noninterest income | $1,380,000 | 2,346 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,003,000 | 1,354 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $377,000 | 3,280 |
| Total noninterest expense | $6,847,000 | 2,104 |
| Salaries and employee benefits | $3,077,000 | 2,479 |
| Premises and equipment expense | $1,084,000 | 1,887 |
| Additional noninterest expense | $2,686,000 | 1,659 |
| Pre-tax net operating income | $332,000 | 5,523 |
| Securities gains (losses) | $359,000 | 406 |
| Applicable income taxes | $55,000 | 4,047 |
| Income before extraordinary items | $636,000 | 4,019 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $636,000 | 4,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 2,582 |
| Cash dividends | $325,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $305,720 | 5,362 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,884,000 | 2,772 |
| Total interest expense | $2,786,000 | 2,902 |
| Net interest income | $4,098,000 | 2,654 |
| Provision for loan and lease losses | $360,000 | 2,284 |
| Total noninterest income | $895,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $650,000 | 1,376 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $245,000 | 3,385 |
| Total noninterest expense | $4,503,000 | 2,138 |
| Salaries and employee benefits | $2,051,000 | 2,514 |
| Premises and equipment expense | $700,000 | 1,934 |
| Additional noninterest expense | $1,752,000 | 1,680 |
| Pre-tax net operating income | $130,000 | 6,236 |
| Securities gains (losses) | $359,000 | 393 |
| Applicable income taxes | $48,000 | 4,100 |
| Income before extraordinary items | $441,000 | 4,274 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $441,000 | 4,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,895 |
| Cash dividends | $325,000 | 2,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $117,900 | 6,165 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,531,000 | 2,763 |
| Total interest expense | $1,533,000 | 2,827 |
| Net interest income | $1,998,000 | 2,706 |
| Provision for loan and lease losses | $360,000 | 1,229 |
| Total noninterest income | $463,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $330,000 | 1,321 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $133,000 | 3,249 |
| Total noninterest expense | $2,184,000 | 2,190 |
| Salaries and employee benefits | $1,019,000 | 2,545 |
| Premises and equipment expense | $343,000 | 1,985 |
| Additional noninterest expense | $822,000 | 1,730 |
| Pre-tax net operating income | $-83,000 | 7,506 |
| Securities gains (losses) | $359,000 | 296 |
| Applicable income taxes | $40,000 | 3,790 |
| Income before extraordinary items | $236,000 | 4,318 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $236,000 | 4,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $325,000 | 1,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-72,740 | 7,532 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,228,000 | 2,636 |
| Total interest expense | $6,824,000 | 2,699 |
| Net interest income | $8,404,000 | 2,607 |
| Provision for loan and lease losses | $350,000 | 2,914 |
| Total noninterest income | $2,106,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,434,000 | 1,237 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $672,000 | 2,818 |
| Total noninterest expense | $9,131,000 | 2,015 |
| Salaries and employee benefits | $4,133,000 | 2,423 |
| Premises and equipment expense | $1,352,000 | 1,922 |
| Additional noninterest expense | $3,646,000 | 1,516 |
| Pre-tax net operating income | $1,029,000 | 4,689 |
| Securities gains (losses) | $267,000 | 383 |
| Applicable income taxes | $97,000 | 4,509 |
| Income before extraordinary items | $1,199,000 | 3,941 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,199,000 | 3,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,837 |
| Cash dividends | $1,550,000 | 1,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $950,690 | 4,420 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,528,000 | 2,619 |
| Total interest expense | $5,164,000 | 2,665 |
| Net interest income | $6,364,000 | 2,600 |
| Provision for loan and lease losses | $146,000 | 3,527 |
| Total noninterest income | $1,623,000 | 2,097 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,083,000 | 1,214 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $540,000 | 2,717 |
| Total noninterest expense | $6,982,000 | 1,973 |
| Salaries and employee benefits | $3,206,000 | 2,350 |
| Premises and equipment expense | $983,000 | 1,967 |
| Additional noninterest expense | $2,793,000 | 1,451 |
| Pre-tax net operating income | $859,000 | 4,701 |
| Securities gains (losses) | $122,000 | 453 |
| Applicable income taxes | $68,000 | 4,744 |
| Income before extraordinary items | $913,000 | 4,087 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $913,000 | 4,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,341 |
| Cash dividends | $1,000,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $799,540 | 4,345 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,647,000 | 2,650 |
| Total interest expense | $3,429,000 | 2,667 |
| Net interest income | $4,218,000 | 2,641 |
| Provision for loan and lease losses | $58,000 | 4,221 |
| Total noninterest income | $1,072,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $706,000 | 1,250 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $366,000 | 2,700 |
| Total noninterest expense | $4,586,000 | 2,020 |
| Salaries and employee benefits | $2,139,000 | 2,383 |
| Premises and equipment expense | $641,000 | 2,024 |
| Additional noninterest expense | $1,806,000 | 1,511 |
| Pre-tax net operating income | $646,000 | 4,492 |
| Securities gains (losses) | $122,000 | 379 |
| Applicable income taxes | $52,000 | 4,731 |
| Income before extraordinary items | $716,000 | 3,767 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $716,000 | 3,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,070 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $602,540 | 4,153 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,818,000 | 2,650 |
| Total interest expense | $1,731,000 | 2,638 |
| Net interest income | $2,087,000 | 2,667 |
| Provision for loan and lease losses | $13,000 | 4,876 |
| Total noninterest income | $514,000 | 2,171 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $336,000 | 1,281 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $178,000 | 2,727 |
| Total noninterest expense | $2,302,000 | 2,009 |
| Salaries and employee benefits | $1,069,000 | 2,396 |
| Premises and equipment expense | $320,000 | 2,040 |
| Additional noninterest expense | $913,000 | 1,470 |
| Pre-tax net operating income | $286,000 | 4,758 |
| Securities gains (losses) | $123,000 | 274 |
| Applicable income taxes | $23,000 | 4,835 |
| Income before extraordinary items | $386,000 | 3,580 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $386,000 | 3,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,755 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $270,380 | 4,374 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,626,000 | 3,684 |
| Total interest expense | $3,979,000 | 3,614 |
| Net interest income | $5,647,000 | 3,680 |
| Provision for loan and lease losses | $19,000 | 6,353 |
| Total noninterest income | $2,729,000 | 1,762 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $905,000 | 1,905 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,824,000 | 1,457 |
| Total noninterest expense | $7,010,000 | 2,506 |
| Salaries and employee benefits | $3,310,000 | 2,869 |
| Premises and equipment expense | $916,000 | 2,678 |
| Additional noninterest expense | $2,784,000 | 1,890 |
| Pre-tax net operating income | $1,347,000 | 4,531 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $89,000 | 5,061 |
| Income before extraordinary items | $1,258,000 | 4,183 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,258,000 | 4,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,898 |
| Cash dividends | $525,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,258,000 | 4,148 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,879,000 | 4,230 |
| Total interest expense | $2,291,000 | 4,181 |
| Net interest income | $3,588,000 | 4,166 |
| Provision for loan and lease losses | $19,000 | 6,039 |
| Total noninterest income | $2,214,000 | 1,663 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $547,000 | 2,294 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,667,000 | 1,271 |
| Total noninterest expense | $4,686,000 | 2,779 |
| Salaries and employee benefits | $2,319,000 | 3,037 |
| Premises and equipment expense | $609,000 | 2,968 |
| Additional noninterest expense | $1,758,000 | 2,217 |
| Pre-tax net operating income | $1,097,000 | 4,525 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $68,000 | 5,235 |
| Income before extraordinary items | $1,029,000 | 4,107 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,029,000 | 4,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,782 |
| Cash dividends | $525,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,029,000 | 4,090 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 4,582 |
| Total interest expense | $1,277,000 | 4,524 |
| Net interest income | $2,142,000 | 4,515 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $925,000 | 2,346 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $345,000 | 2,378 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $580,000 | 2,012 |
| Total noninterest expense | $2,917,000 | 2,950 |
| Salaries and employee benefits | $1,537,000 | 3,061 |
| Premises and equipment expense | $362,000 | 3,242 |
| Additional noninterest expense | $1,018,000 | 2,513 |
| Pre-tax net operating income | $150,000 | 7,386 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $8,000 | 6,196 |
| Income before extraordinary items | $142,000 | 7,219 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $142,000 | 7,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $525,000 | 2,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $142,000 | 7,235 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 4,854 |
| Total interest expense | $495,000 | 5,139 |
| Net interest income | $1,029,000 | 4,627 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $569,000 | 2,011 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $170,000 | 2,342 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $399,000 | 1,584 |
| Total noninterest expense | $1,484,000 | 2,899 |
| Salaries and employee benefits | $806,000 | 2,953 |
| Premises and equipment expense | $184,000 | 3,207 |
| Additional noninterest expense | $494,000 | 2,565 |
| Pre-tax net operating income | $114,000 | 6,893 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $107,000 | 6,623 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $107,000 | 6,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $275,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $107,000 | 6,617 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,165,000 | 5,050 |
| Total interest expense | $1,250,000 | 5,723 |
| Net interest income | $3,915,000 | 4,690 |
| Provision for loan and lease losses | $17,000 | 6,588 |
| Total noninterest income | $1,778,000 | 2,401 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $589,000 | 2,698 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,189,000 | 1,980 |
| Total noninterest expense | $4,795,000 | 3,349 |
| Salaries and employee benefits | $2,442,000 | 3,552 |
| Premises and equipment expense | $709,000 | 3,194 |
| Additional noninterest expense | $1,644,000 | 3,008 |
| Pre-tax net operating income | $881,000 | 5,677 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $49,000 | 5,876 |
| Income before extraordinary items | $832,000 | 5,255 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $832,000 | 5,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,722 |
| Cash dividends | $450,000 | 3,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $832,000 | 5,231 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,685,000 | 5,172 |
| Total interest expense | $835,000 | 5,901 |
| Net interest income | $2,850,000 | 4,788 |
| Provision for loan and lease losses | $3,000 | 6,812 |
| Total noninterest income | $1,348,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $429,000 | 2,759 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $919,000 | 1,929 |
| Total noninterest expense | $3,451,000 | 3,445 |
| Salaries and employee benefits | $1,782,000 | 3,600 |
| Premises and equipment expense | $487,000 | 3,419 |
| Additional noninterest expense | $1,182,000 | 3,079 |
| Pre-tax net operating income | $744,000 | 5,520 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $41,000 | 5,927 |
| Income before extraordinary items | $703,000 | 5,079 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $703,000 | 5,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 1,973 |
| Cash dividends | $450,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $703,000 | 5,036 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 5,259 |
| Total interest expense | $482,000 | 6,134 |
| Net interest income | $1,864,000 | 4,829 |
| Provision for loan and lease losses | $3,000 | 6,494 |
| Total noninterest income | $813,000 | 2,508 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $281,000 | 2,747 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $532,000 | 2,093 |
| Total noninterest expense | $2,060,000 | 3,724 |
| Salaries and employee benefits | $1,061,000 | 3,904 |
| Premises and equipment expense | $297,000 | 3,664 |
| Additional noninterest expense | $702,000 | 3,356 |
| Pre-tax net operating income | $614,000 | 4,955 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $38,000 | 5,720 |
| Income before extraordinary items | $576,000 | 4,523 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $576,000 | 4,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,271 |
| Cash dividends | $450,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $576,000 | 4,465 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 5,279 |
| Total interest expense | $211,000 | 6,398 |
| Net interest income | $950,000 | 4,789 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $398,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $142,000 | 2,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $256,000 | 2,115 |
| Total noninterest expense | $1,004,000 | 3,835 |
| Salaries and employee benefits | $521,000 | 3,971 |
| Premises and equipment expense | $146,000 | 3,725 |
| Additional noninterest expense | $337,000 | 3,467 |
| Pre-tax net operating income | $341,000 | 4,659 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $22,000 | 5,594 |
| Income before extraordinary items | $319,000 | 4,197 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $319,000 | 4,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $450,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $319,000 | 4,150 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,361,000 | 5,288 |
| Total interest expense | $843,000 | 6,117 |
| Net interest income | $3,518,000 | 4,879 |
| Provision for loan and lease losses | $20,000 | 6,718 |
| Total noninterest income | $1,442,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $632,000 | 2,587 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $810,000 | 2,477 |
| Total noninterest expense | $4,032,000 | 3,718 |
| Salaries and employee benefits | $2,001,000 | 4,005 |
| Premises and equipment expense | $632,000 | 3,388 |
| Additional noninterest expense | $1,399,000 | 3,299 |
| Pre-tax net operating income | $908,000 | 5,471 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $60,000 | 5,928 |
| Income before extraordinary items | $848,000 | 5,130 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $848,000 | 5,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $895,000 | 2,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $848,000 | 5,058 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,246,000 | 5,279 |
| Total interest expense | $640,000 | 6,082 |
| Net interest income | $2,606,000 | 4,919 |
| Provision for loan and lease losses | $20,000 | 6,311 |
| Total noninterest income | $1,029,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $485,000 | 2,564 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $544,000 | 2,667 |
| Total noninterest expense | $3,075,000 | 3,636 |
| Salaries and employee benefits | $1,526,000 | 3,903 |
| Premises and equipment expense | $509,000 | 3,212 |
| Additional noninterest expense | $1,040,000 | 3,309 |
| Pre-tax net operating income | $540,000 | 6,140 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $39,000 | 6,133 |
| Income before extraordinary items | $501,000 | 5,806 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $501,000 | 5,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,639 |
| Cash dividends | $895,000 | 1,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $501,000 | 5,743 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 5,306 |
| Total interest expense | $431,000 | 6,070 |
| Net interest income | $1,729,000 | 4,930 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $744,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $324,000 | 2,546 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $420,000 | 2,433 |
| Total noninterest expense | $2,059,000 | 3,653 |
| Salaries and employee benefits | $1,031,000 | 3,887 |
| Premises and equipment expense | $337,000 | 3,230 |
| Additional noninterest expense | $691,000 | 3,344 |
| Pre-tax net operating income | $399,000 | 5,862 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $29,000 | 6,064 |
| Income before extraordinary items | $370,000 | 5,525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $370,000 | 5,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,677 |
| Cash dividends | $545,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $370,000 | 5,426 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 5,307 |
| Total interest expense | $218,000 | 6,107 |
| Net interest income | $871,000 | 4,909 |
| Provision for loan and lease losses | $7,000 | 5,890 |
| Total noninterest income | $394,000 | 2,566 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $155,000 | 2,607 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $239,000 | 2,194 |
| Total noninterest expense | $1,083,000 | 3,532 |
| Salaries and employee benefits | $556,000 | 3,687 |
| Premises and equipment expense | $176,000 | 3,144 |
| Additional noninterest expense | $351,000 | 3,280 |
| Pre-tax net operating income | $175,000 | 6,130 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $12,000 | 6,136 |
| Income before extraordinary items | $163,000 | 5,812 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $163,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $475,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $163,000 | 5,689 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,690,000 | 5,113 |
| Total interest expense | $1,041,000 | 6,000 |
| Net interest income | $3,649,000 | 4,656 |
| Provision for loan and lease losses | $75,000 | 5,722 |
| Total noninterest income | $1,421,000 | 2,955 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $662,000 | 2,481 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $759,000 | 2,824 |
| Total noninterest expense | $3,946,000 | 3,754 |
| Salaries and employee benefits | $1,995,000 | 3,933 |
| Premises and equipment expense | $466,000 | 4,282 |
| Additional noninterest expense | $1,485,000 | 3,110 |
| Pre-tax net operating income | $1,049,000 | 5,051 |
| Securities gains (losses) | $65,000 | 2,278 |
| Applicable income taxes | $69,000 | 6,053 |
| Income before extraordinary items | $1,045,000 | 4,518 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,045,000 | 4,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,474 |
| Cash dividends | $239,000 | 4,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $983,900 | 4,519 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,569,000 | 5,129 |
| Total interest expense | $812,000 | 6,027 |
| Net interest income | $2,757,000 | 4,655 |
| Provision for loan and lease losses | $67,000 | 5,386 |
| Total noninterest income | $1,066,000 | 2,999 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $493,000 | 2,502 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $573,000 | 2,896 |
| Total noninterest expense | $2,946,000 | 3,752 |
| Salaries and employee benefits | $1,446,000 | 4,038 |
| Premises and equipment expense | $353,000 | 4,239 |
| Additional noninterest expense | $1,147,000 | 3,021 |
| Pre-tax net operating income | $810,000 | 5,086 |
| Securities gains (losses) | $64,000 | 2,111 |
| Applicable income taxes | $57,000 | 6,114 |
| Income before extraordinary items | $817,000 | 4,535 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $817,000 | 4,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,504 |
| Cash dividends | $139,000 | 4,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $757,480 | 4,572 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 5,137 |
| Total interest expense | $568,000 | 5,997 |
| Net interest income | $1,829,000 | 4,659 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $567,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $320,000 | 2,524 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $247,000 | 3,648 |
| Total noninterest expense | $1,821,000 | 3,957 |
| Salaries and employee benefits | $861,000 | 4,387 |
| Premises and equipment expense | $209,000 | 4,581 |
| Additional noninterest expense | $751,000 | 3,034 |
| Pre-tax net operating income | $575,000 | 4,948 |
| Securities gains (losses) | $67,000 | 1,811 |
| Applicable income taxes | $40,000 | 6,096 |
| Income before extraordinary items | $602,000 | 4,287 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $602,000 | 4,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,723 |
| Cash dividends | $64,000 | 4,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $539,020 | 4,381 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 4,970 |
| Total interest expense | $291,000 | 6,030 |
| Net interest income | $973,000 | 4,479 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $46,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $156,000 | 2,505 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-110,000 | 9,317 |
| Total noninterest expense | $788,000 | 4,415 |
| Salaries and employee benefits | $344,000 | 5,152 |
| Premises and equipment expense | $99,000 | 4,734 |
| Additional noninterest expense | $345,000 | 3,233 |
| Pre-tax net operating income | $231,000 | 5,489 |
| Securities gains (losses) | $67,000 | 1,226 |
| Applicable income taxes | $17,000 | 6,213 |
| Income before extraordinary items | $281,000 | 4,416 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $281,000 | 4,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,653 |
| Cash dividends | $64,000 | 3,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $218,020 | 4,890 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,057,000 | 5,139 |
| Total interest expense | $1,556,000 | 5,613 |
| Net interest income | $3,501,000 | 4,751 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $585,000 | 4,798 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $602,000 | 2,561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-17,000 | 9,295 |
| Total noninterest expense | $2,809,000 | 4,672 |
| Salaries and employee benefits | $1,195,000 | 5,495 |
| Premises and equipment expense | $317,000 | 5,391 |
| Additional noninterest expense | $1,297,000 | 3,382 |
| Pre-tax net operating income | $1,277,000 | 4,544 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $482,000 | 3,526 |
| Income before extraordinary items | $795,000 | 5,234 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $795,000 | 5,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 3,303 |
| Cash dividends | $1,053,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $795,000 | 5,089 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,962,000 | 6,386 |
| Total interest expense | $1,862,000 | 6,323 |
| Net interest income | $2,100,000 | 6,280 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $297,000 | 6,454 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $260,000 | 4,548 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $37,000 | 8,124 |
| Total noninterest expense | $1,709,000 | 6,321 |
| Salaries and employee benefits | $743,000 | 7,012 |
| Premises and equipment expense | $186,000 | 6,985 |
| Additional noninterest expense | $780,000 | 4,869 |
| Pre-tax net operating income | $688,000 | 5,873 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $271,000 | 4,470 |
| Income before extraordinary items | $417,000 | 6,481 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $417,000 | 6,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,011 |
| Cash dividends | $375,000 | 4,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $417,000 | 6,357 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,942,000 | 8,463 |
| Total interest expense | $1,038,000 | 8,150 |
| Net interest income | $904,000 | 8,683 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $138,000 | 8,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 8,756 |
| Total noninterest expense | $683,000 | 8,864 |
| Salaries and employee benefits | $302,000 | 9,246 |
| Premises and equipment expense | $65,000 | 9,086 |
| Additional noninterest expense | $316,000 | 7,819 |
| Pre-tax net operating income | $359,000 | 7,646 |
| Securities gains (losses) | $7,000 | 1,253 |
| Applicable income taxes | $143,000 | 6,007 |
| Income before extraordinary items | $223,000 | 7,939 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $223,000 | 7,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,044 |
| Cash dividends | $1,988,000 | 1,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $218,520 | 7,963 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,754,000 | 5,089 |
| Total interest expense | $3,085,000 | 4,499 |
| Net interest income | $2,669,000 | 5,575 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $318,000 | 6,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,752 |
| Total noninterest expense | $1,602,000 | 6,528 |
| Salaries and employee benefits | $639,000 | 7,549 |
| Premises and equipment expense | $202,000 | 6,783 |
| Additional noninterest expense | $761,000 | 4,973 |
| Pre-tax net operating income | $1,265,000 | 4,605 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $465,000 | 3,777 |
| Income before extraordinary items | $800,000 | 5,098 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $800,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $564,000 | 3,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $800,000 | 5,049 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,911,000 | 5,752 |
| Total interest expense | $2,624,000 | 5,193 |
| Net interest income | $2,287,000 | 6,148 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $340,000 | 6,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,421 |
| Total noninterest expense | $1,651,000 | 6,323 |
| Salaries and employee benefits | $655,000 | 7,450 |
| Premises and equipment expense | $223,000 | 6,369 |
| Additional noninterest expense | $773,000 | 4,796 |
| Pre-tax net operating income | $976,000 | 5,492 |
| Securities gains (losses) | $39,000 | 1,926 |
| Applicable income taxes | $368,000 | 4,637 |
| Income before extraordinary items | $647,000 | 5,835 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $647,000 | 5,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,328 |
| Cash dividends | $531,000 | 3,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $622,040 | 5,856 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,578,000 | 5,354 |
| Total interest expense | $3,012,000 | 4,693 |
| Net interest income | $2,566,000 | 5,948 |
| Provision for loan and lease losses | $62,000 | 6,121 |
| Total noninterest income | $321,000 | 6,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 4,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,510 |
| Total noninterest expense | $1,686,000 | 6,333 |
| Salaries and employee benefits | $663,000 | 7,532 |
| Premises and equipment expense | $242,000 | 6,177 |
| Additional noninterest expense | $781,000 | 4,814 |
| Pre-tax net operating income | $1,139,000 | 5,414 |
| Securities gains (losses) | $80,000 | 1,088 |
| Applicable income taxes | $444,000 | 4,575 |
| Income before extraordinary items | $775,000 | 5,567 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $775,000 | 5,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $447,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $723,800 | 5,757 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,215,000 | 5,763 |
| Total interest expense | $2,745,000 | 5,155 |
| Net interest income | $2,470,000 | 6,243 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $278,000 | 7,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,207 |
| Total noninterest expense | $1,518,000 | 7,059 |
| Salaries and employee benefits | $594,000 | 8,181 |
| Premises and equipment expense | $201,000 | 7,007 |
| Additional noninterest expense | $723,000 | 5,610 |
| Pre-tax net operating income | $1,140,000 | 5,290 |
| Securities gains (losses) | $26,000 | 1,793 |
| Applicable income taxes | $423,000 | 4,715 |
| Income before extraordinary items | $743,000 | 5,561 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $743,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $375,000 | 4,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $726,360 | 5,587 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,745,000 | 6,207 |
| Total interest expense | $2,537,000 | 5,499 |
| Net interest income | $2,208,000 | 6,854 |
| Provision for loan and lease losses | $129,000 | 3,960 |
| Total noninterest income | $260,000 | 7,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $1,377,000 | 7,655 |
| Salaries and employee benefits | $575,000 | 8,530 |
| Premises and equipment expense | $133,000 | 8,707 |
| Additional noninterest expense | $669,000 | 6,065 |
| Pre-tax net operating income | $962,000 | 6,147 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $350,000 | 5,442 |
| Income before extraordinary items | $620,000 | 6,493 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $620,000 | 6,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,295 |
| Cash dividends | $318,000 | 4,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $614,880 | 6,521 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,098,000 | 7,887 |
| Total interest expense | $1,425,000 | 7,119 |
| Net interest income | $1,673,000 | 8,375 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $212,000 | 8,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,194 |
| Total noninterest expense | $1,200,000 | 8,597 |
| Salaries and employee benefits | $587,000 | 8,708 |
| Premises and equipment expense | $138,000 | 8,875 |
| Additional noninterest expense | $475,000 | 8,101 |
| Pre-tax net operating income | $585,000 | 8,089 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $203,000 | 7,293 |
| Income before extraordinary items | $382,000 | 8,334 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $382,000 | 8,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $173,000 | 5,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $382,000 | 8,382 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 9,141 |
| Total interest expense | $1,039,000 | 8,929 |
| Net interest income | $1,481,000 | 9,175 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $174,000 | 9,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $1,121,000 | 9,242 |
| Salaries and employee benefits | $537,000 | 9,325 |
| Premises and equipment expense | $135,000 | 9,319 |
| Additional noninterest expense | $449,000 | 8,735 |
| Pre-tax net operating income | $459,000 | 8,948 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $171,000 | 8,187 |
| Income before extraordinary items | $312,000 | 9,341 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $312,000 | 9,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 6,048 |
| Cash dividends | $179,000 | 5,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $296,400 | 9,258 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 9,578 |
| Total interest expense | $1,201,000 | 9,597 |
| Net interest income | $1,476,000 | 9,349 |
| Provision for loan and lease losses | $96,000 | 7,391 |
| Total noninterest income | $164,000 | 10,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 8,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $1,093,000 | 9,545 |
| Salaries and employee benefits | $525,000 | 9,537 |
| Premises and equipment expense | $106,000 | 10,520 |
| Additional noninterest expense | $462,000 | 8,841 |
| Pre-tax net operating income | $451,000 | 8,794 |
| Securities gains (losses) | $36,000 | 4,684 |
| Applicable income taxes | $171,000 | 8,144 |
| Income before extraordinary items | $316,000 | 9,089 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $316,000 | 9,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 7,424 |
| Cash dividends | $172,000 | 5,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $292,600 | 9,039 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.