Home > Peoples State Bank of Chandlerville > Income and Expense
Peoples State Bank of Chandlerville, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 7,000 |
| Total interest expense | $1,053,000 | 6,833 |
| Net interest income | $1,647,000 | 6,991 |
| Provision for loan and lease losses | $143,000 | 4,139 |
| Total noninterest income | $419,000 | 5,504 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $304,000 | 4,111 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $115,000 | 6,084 |
| Total noninterest expense | $2,055,000 | 6,088 |
| Salaries and employee benefits | $873,000 | 6,741 |
| Premises and equipment expense | $175,000 | 6,971 |
| Additional noninterest expense | $1,007,000 | 4,490 |
| Pre-tax net operating income | $-132,000 | 8,069 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $54,000 | 5,395 |
| Income before extraordinary items | $-186,000 | 8,136 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-186,000 | 8,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,223 |
| Cash dividends | $457,000 | 3,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-186,000 | 8,127 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 7,061 |
| Total interest expense | $769,000 | 6,868 |
| Net interest income | $1,235,000 | 7,081 |
| Provision for loan and lease losses | $133,000 | 3,684 |
| Total noninterest income | $317,000 | 5,522 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $231,000 | 4,101 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $86,000 | 6,103 |
| Total noninterest expense | $1,157,000 | 6,817 |
| Salaries and employee benefits | $590,000 | 6,979 |
| Premises and equipment expense | $128,000 | 7,039 |
| Additional noninterest expense | $439,000 | 6,142 |
| Pre-tax net operating income | $262,000 | 7,175 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $49,000 | 5,450 |
| Income before extraordinary items | $213,000 | 7,156 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $213,000 | 7,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,609 |
| Cash dividends | $7,000 | 5,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $213,000 | 7,152 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 7,091 |
| Total interest expense | $486,000 | 6,912 |
| Net interest income | $831,000 | 7,111 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $202,000 | 5,614 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $152,000 | 4,114 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 6,377 |
| Total noninterest expense | $813,000 | 6,725 |
| Salaries and employee benefits | $414,000 | 6,894 |
| Premises and equipment expense | $87,000 | 7,034 |
| Additional noninterest expense | $312,000 | 5,950 |
| Pre-tax net operating income | $120,000 | 7,567 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $44,000 | 5,326 |
| Income before extraordinary items | $76,000 | 7,713 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $76,000 | 7,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,380 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $76,000 | 7,716 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $637,000 | 7,146 |
| Total interest expense | $231,000 | 6,935 |
| Net interest income | $406,000 | 7,180 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $83,000 | 5,997 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 4,194 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $391,000 | 6,834 |
| Salaries and employee benefits | $195,000 | 7,047 |
| Premises and equipment expense | $47,000 | 6,882 |
| Additional noninterest expense | $149,000 | 6,079 |
| Pre-tax net operating income | $38,000 | 7,834 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $39,000 | 4,751 |
| Income before extraordinary items | $-1,000 | 8,209 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,000 | 8,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-1,000 | 8,199 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,530,000 | 6,987 |
| Total interest expense | $803,000 | 6,776 |
| Net interest income | $1,727,000 | 6,991 |
| Provision for loan and lease losses | $298,000 | 2,883 |
| Total noninterest income | $440,000 | 5,519 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $322,000 | 4,015 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $118,000 | 6,141 |
| Total noninterest expense | $1,474,000 | 6,931 |
| Salaries and employee benefits | $762,000 | 7,052 |
| Premises and equipment expense | $208,000 | 6,649 |
| Additional noninterest expense | $504,000 | 6,549 |
| Pre-tax net operating income | $395,000 | 7,079 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $184,000 | 4,770 |
| Income before extraordinary items | $211,000 | 7,536 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $211,000 | 7,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 1,770 |
| Cash dividends | $151,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $211,000 | 7,510 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 6,921 |
| Total interest expense | $588,000 | 6,764 |
| Net interest income | $1,371,000 | 6,890 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $229,000 | 6,325 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $178,000 | 4,710 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $51,000 | 7,043 |
| Total noninterest expense | $1,075,000 | 6,997 |
| Salaries and employee benefits | $566,000 | 7,068 |
| Premises and equipment expense | $145,000 | 6,792 |
| Additional noninterest expense | $364,000 | 6,631 |
| Pre-tax net operating income | $435,000 | 6,647 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $152,000 | 4,792 |
| Income before extraordinary items | $283,000 | 7,004 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $283,000 | 7,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,563 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $283,000 | 6,966 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,271,000 | 6,948 |
| Total interest expense | $381,000 | 6,720 |
| Net interest income | $890,000 | 6,964 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $153,000 | 6,297 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $123,000 | 4,605 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $30,000 | 7,186 |
| Total noninterest expense | $701,000 | 7,055 |
| Salaries and employee benefits | $374,000 | 7,094 |
| Premises and equipment expense | $108,000 | 6,532 |
| Additional noninterest expense | $219,000 | 6,879 |
| Pre-tax net operating income | $282,000 | 6,697 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $104,000 | 4,770 |
| Income before extraordinary items | $178,000 | 7,099 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $178,000 | 7,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $178,000 | 7,067 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 7,068 |
| Total interest expense | $185,000 | 6,727 |
| Net interest income | $426,000 | 7,108 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $69,000 | 6,466 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $52,000 | 4,904 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $348,000 | 7,112 |
| Salaries and employee benefits | $185,000 | 7,186 |
| Premises and equipment expense | $50,000 | 6,770 |
| Additional noninterest expense | $113,000 | 6,832 |
| Pre-tax net operating income | $117,000 | 6,996 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $48,000 | 4,803 |
| Income before extraordinary items | $69,000 | 7,447 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $69,000 | 7,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $69,000 | 7,418 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 7,005 |
| Total interest expense | $716,000 | 6,531 |
| Net interest income | $1,669,000 | 7,085 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $241,000 | 6,837 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $232,000 | 4,904 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,564 |
| Total noninterest expense | $1,305,000 | 7,250 |
| Salaries and employee benefits | $720,000 | 7,213 |
| Premises and equipment expense | $180,000 | 6,974 |
| Additional noninterest expense | $405,000 | 7,091 |
| Pre-tax net operating income | $505,000 | 6,700 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $190,000 | 4,820 |
| Income before extraordinary items | $315,000 | 7,165 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $315,000 | 7,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,064 |
| Cash dividends | $142,000 | 5,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $315,000 | 7,109 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,773,000 | 7,049 |
| Total interest expense | $527,000 | 6,579 |
| Net interest income | $1,246,000 | 7,115 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $208,000 | 6,599 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $171,000 | 4,982 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,000 | 7,447 |
| Total noninterest expense | $938,000 | 7,318 |
| Salaries and employee benefits | $527,000 | 7,226 |
| Premises and equipment expense | $130,000 | 7,037 |
| Additional noninterest expense | $281,000 | 7,238 |
| Pre-tax net operating income | $426,000 | 6,635 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $153,000 | 4,827 |
| Income before extraordinary items | $273,000 | 7,073 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $273,000 | 7,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,115 |
| Cash dividends | $64,000 | 4,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $273,000 | 7,003 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 7,056 |
| Total interest expense | $359,000 | 6,545 |
| Net interest income | $832,000 | 7,143 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $137,000 | 6,657 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $113,000 | 4,994 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,531 |
| Total noninterest expense | $646,000 | 7,290 |
| Salaries and employee benefits | $347,000 | 7,319 |
| Premises and equipment expense | $88,000 | 7,035 |
| Additional noninterest expense | $211,000 | 7,009 |
| Pre-tax net operating income | $263,000 | 6,747 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $99,000 | 4,856 |
| Income before extraordinary items | $164,000 | 7,226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $164,000 | 7,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,012 |
| Cash dividends | $48,000 | 4,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $164,000 | 7,151 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $583,000 | 7,155 |
| Total interest expense | $184,000 | 6,554 |
| Net interest income | $399,000 | 7,262 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $68,000 | 6,629 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $56,000 | 4,941 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $319,000 | 7,360 |
| Salaries and employee benefits | $174,000 | 7,354 |
| Premises and equipment expense | $48,000 | 6,879 |
| Additional noninterest expense | $97,000 | 7,220 |
| Pre-tax net operating income | $118,000 | 6,879 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $44,000 | 5,008 |
| Income before extraordinary items | $74,000 | 7,347 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $74,000 | 7,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,590 |
| Cash dividends | $23,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $74,000 | 7,259 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 7,054 |
| Total interest expense | $857,000 | 6,535 |
| Net interest income | $1,626,000 | 7,169 |
| Provision for loan and lease losses | $98,000 | 5,375 |
| Total noninterest income | $272,000 | 6,798 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $212,000 | 5,139 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $60,000 | 7,309 |
| Total noninterest expense | $1,249,000 | 7,372 |
| Salaries and employee benefits | $646,000 | 7,513 |
| Premises and equipment expense | $193,000 | 6,866 |
| Additional noninterest expense | $410,000 | 7,096 |
| Pre-tax net operating income | $551,000 | 6,513 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $146,000 | 5,313 |
| Income before extraordinary items | $405,000 | 6,794 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $405,000 | 6,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,380 |
| Cash dividends | $129,000 | 5,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $405,000 | 6,635 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,863,000 | 7,147 |
| Total interest expense | $667,000 | 6,595 |
| Net interest income | $1,196,000 | 7,274 |
| Provision for loan and lease losses | $67,000 | 5,386 |
| Total noninterest income | $202,000 | 6,848 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $160,000 | 5,152 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 7,445 |
| Total noninterest expense | $904,000 | 7,452 |
| Salaries and employee benefits | $466,000 | 7,574 |
| Premises and equipment expense | $145,000 | 6,860 |
| Additional noninterest expense | $293,000 | 7,201 |
| Pre-tax net operating income | $427,000 | 6,601 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $117,000 | 5,396 |
| Income before extraordinary items | $310,000 | 6,898 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $310,000 | 6,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,060 |
| Cash dividends | $34,000 | 5,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $310,000 | 6,728 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 7,190 |
| Total interest expense | $470,000 | 6,565 |
| Net interest income | $773,000 | 7,360 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $129,000 | 6,934 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $103,000 | 5,211 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $26,000 | 7,515 |
| Total noninterest expense | $597,000 | 7,491 |
| Salaries and employee benefits | $308,000 | 7,626 |
| Premises and equipment expense | $99,000 | 6,790 |
| Additional noninterest expense | $190,000 | 7,275 |
| Pre-tax net operating income | $260,000 | 6,772 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $78,000 | 5,441 |
| Income before extraordinary items | $182,000 | 7,140 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $182,000 | 7,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,977 |
| Cash dividends | $23,000 | 5,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $182,000 | 6,957 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $619,000 | 7,232 |
| Total interest expense | $248,000 | 6,516 |
| Net interest income | $371,000 | 7,471 |
| Provision for loan and lease losses | $22,000 | 5,127 |
| Total noninterest income | $66,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 5,240 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $295,000 | 7,554 |
| Salaries and employee benefits | $153,000 | 7,669 |
| Premises and equipment expense | $49,000 | 6,835 |
| Additional noninterest expense | $93,000 | 7,327 |
| Pre-tax net operating income | $120,000 | 6,900 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $39,000 | 5,433 |
| Income before extraordinary items | $81,000 | 7,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $81,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,558 |
| Cash dividends | $16,000 | 3,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $81,000 | 7,110 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,579,000 | 7,282 |
| Total interest expense | $1,115,000 | 6,641 |
| Net interest income | $1,464,000 | 7,490 |
| Provision for loan and lease losses | $151,000 | 4,899 |
| Total noninterest income | $240,000 | 6,949 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $197,000 | 5,230 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 7,790 |
| Total noninterest expense | $1,181,000 | 7,511 |
| Salaries and employee benefits | $590,000 | 7,745 |
| Premises and equipment expense | $177,000 | 7,070 |
| Additional noninterest expense | $414,000 | 7,048 |
| Pre-tax net operating income | $372,000 | 7,280 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $97,000 | 5,991 |
| Income before extraordinary items | $275,000 | 7,453 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $275,000 | 7,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,280 |
| Cash dividends | $105,000 | 5,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $275,000 | 7,348 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,427,000 | 7,826 |
| Total interest expense | $1,377,000 | 7,239 |
| Net interest income | $1,050,000 | 8,189 |
| Provision for loan and lease losses | $73,000 | 6,134 |
| Total noninterest income | $216,000 | 7,156 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $164,000 | 5,607 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $52,000 | 7,628 |
| Total noninterest expense | $991,000 | 7,984 |
| Salaries and employee benefits | $487,000 | 8,242 |
| Premises and equipment expense | $174,000 | 7,155 |
| Additional noninterest expense | $330,000 | 7,642 |
| Pre-tax net operating income | $202,000 | 7,872 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $56,000 | 6,605 |
| Income before extraordinary items | $146,000 | 8,054 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $146,000 | 8,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,750 |
| Cash dividends | $174,000 | 5,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $146,000 | 7,935 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 8,328 |
| Total interest expense | $1,090,000 | 8,035 |
| Net interest income | $987,000 | 8,509 |
| Provision for loan and lease losses | $158,000 | 4,296 |
| Total noninterest income | $198,000 | 7,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,104 |
| Total noninterest expense | $809,000 | 8,548 |
| Salaries and employee benefits | $419,000 | 8,653 |
| Premises and equipment expense | $108,000 | 8,312 |
| Additional noninterest expense | $282,000 | 8,088 |
| Pre-tax net operating income | $218,000 | 8,289 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $56,000 | 7,143 |
| Income before extraordinary items | $162,000 | 8,340 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $162,000 | 8,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,458 |
| Cash dividends | $53,000 | 6,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $162,000 | 8,343 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,837,000 | 8,679 |
| Total interest expense | $1,006,000 | 8,165 |
| Net interest income | $831,000 | 8,995 |
| Provision for loan and lease losses | $57,000 | 6,356 |
| Total noninterest income | $119,000 | 8,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 6,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,434 |
| Total noninterest expense | $637,000 | 9,207 |
| Salaries and employee benefits | $340,000 | 9,249 |
| Premises and equipment expense | $87,000 | 8,879 |
| Additional noninterest expense | $210,000 | 8,927 |
| Pre-tax net operating income | $256,000 | 8,311 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $63,000 | 7,459 |
| Income before extraordinary items | $193,000 | 8,360 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $193,000 | 8,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,193 |
| Cash dividends | $57,000 | 6,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $193,000 | 8,324 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 8,765 |
| Total interest expense | $1,065,000 | 8,242 |
| Net interest income | $867,000 | 9,095 |
| Provision for loan and lease losses | $54,000 | 6,469 |
| Total noninterest income | $83,000 | 9,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,383 |
| Total noninterest expense | $610,000 | 9,397 |
| Salaries and employee benefits | $322,000 | 9,488 |
| Premises and equipment expense | $79,000 | 9,163 |
| Additional noninterest expense | $209,000 | 9,029 |
| Pre-tax net operating income | $286,000 | 8,481 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $87,000 | 7,722 |
| Income before extraordinary items | $199,000 | 8,629 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $199,000 | 8,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,546 |
| Cash dividends | $49,000 | 6,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $199,000 | 8,557 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 9,198 |
| Total interest expense | $1,023,000 | 8,621 |
| Net interest income | $830,000 | 9,599 |
| Provision for loan and lease losses | $54,000 | 6,513 |
| Total noninterest income | $114,000 | 9,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $561,000 | 9,894 |
| Salaries and employee benefits | $301,000 | 9,948 |
| Premises and equipment expense | $78,000 | 9,482 |
| Additional noninterest expense | $182,000 | 9,643 |
| Pre-tax net operating income | $329,000 | 8,827 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $98,000 | 8,429 |
| Income before extraordinary items | $231,000 | 8,902 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $231,000 | 8,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,767 |
| Cash dividends | $48,000 | 7,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $231,000 | 8,869 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 9,800 |
| Total interest expense | $994,000 | 9,030 |
| Net interest income | $712,000 | 10,356 |
| Provision for loan and lease losses | $23,000 | 7,847 |
| Total noninterest income | $116,000 | 9,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $511,000 | 10,543 |
| Salaries and employee benefits | $262,000 | 10,641 |
| Premises and equipment expense | $87,000 | 9,625 |
| Additional noninterest expense | $162,000 | 10,409 |
| Pre-tax net operating income | $294,000 | 9,171 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $89,000 | 8,953 |
| Income before extraordinary items | $205,000 | 9,244 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $205,000 | 9,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $39,000 | 7,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $205,000 | 9,190 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 10,422 |
| Total interest expense | $864,000 | 9,755 |
| Net interest income | $694,000 | 10,861 |
| Provision for loan and lease losses | $32,000 | 7,011 |
| Total noninterest income | $108,000 | 10,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $496,000 | 11,032 |
| Salaries and employee benefits | $248,000 | 11,168 |
| Premises and equipment expense | $89,000 | 9,947 |
| Additional noninterest expense | $159,000 | 10,947 |
| Pre-tax net operating income | $274,000 | 9,950 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $87,000 | 9,448 |
| Income before extraordinary items | $187,000 | 10,080 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $187,000 | 10,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $71,000 | 7,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $187,000 | 10,047 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 11,239 |
| Total interest expense | $558,000 | 10,812 |
| Net interest income | $695,000 | 11,396 |
| Provision for loan and lease losses | $47,000 | 6,315 |
| Total noninterest income | $106,000 | 10,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,933 |
| Total noninterest expense | $516,000 | 11,531 |
| Salaries and employee benefits | $235,000 | 11,792 |
| Premises and equipment expense | $95,000 | 10,179 |
| Additional noninterest expense | $186,000 | 11,325 |
| Pre-tax net operating income | $238,000 | 10,592 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $44,000 | 10,609 |
| Income before extraordinary items | $194,000 | 10,341 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $194,000 | 10,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,590 |
| Cash dividends | $63,000 | 7,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $194,000 | 10,385 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 11,848 |
| Total interest expense | $564,000 | 11,341 |
| Net interest income | $656,000 | 12,015 |
| Provision for loan and lease losses | $8,000 | 9,904 |
| Total noninterest income | $115,000 | 10,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $514,000 | 12,092 |
| Salaries and employee benefits | $257,000 | 12,106 |
| Premises and equipment expense | $79,000 | 11,181 |
| Additional noninterest expense | $178,000 | 12,046 |
| Pre-tax net operating income | $249,000 | 10,622 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $76,000 | 10,314 |
| Income before extraordinary items | $173,000 | 10,948 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $173,000 | 11,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $65,000 | 7,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $173,000 | 10,744 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 12,481 |
| Total interest expense | $677,000 | 11,941 |
| Net interest income | $581,000 | 12,794 |
| Provision for loan and lease losses | $54,000 | 8,887 |
| Total noninterest income | $120,000 | 11,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $463,000 | 12,837 |
| Salaries and employee benefits | $235,000 | 12,767 |
| Premises and equipment expense | $68,000 | 11,957 |
| Additional noninterest expense | $160,000 | 12,788 |
| Pre-tax net operating income | $184,000 | 11,223 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $44,000 | 11,422 |
| Income before extraordinary items | $140,000 | 11,416 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $140,000 | 11,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 7,942 |
| Cash dividends | $59,000 | 7,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $140,000 | 11,077 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.