Home > Peoples State Bank > Income and Expense
Peoples State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 10,406 |
| Total interest expense | $608,000 | 10,567 |
| Net interest income | $1,063,000 | 10,204 |
| Provision for loan and lease losses | $121,000 | 4,029 |
| Total noninterest income | $367,000 | 6,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,988 |
| Total noninterest expense | $757,000 | 10,432 |
| Salaries and employee benefits | $345,000 | 10,788 |
| Premises and equipment expense | $108,000 | 9,773 |
| Additional noninterest expense | $304,000 | 9,926 |
| Pre-tax net operating income | $552,000 | 8,300 |
| Securities gains (losses) | $-40,000 | 10,871 |
| Applicable income taxes | $143,000 | 8,451 |
| Income before extraordinary items | $369,000 | 8,470 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $369,000 | 8,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,552 |
| Cash dividends | $226,000 | 5,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $397,800 | 8,265 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 11,044 |
| Total interest expense | $582,000 | 11,245 |
| Net interest income | $995,000 | 10,796 |
| Provision for loan and lease losses | $52,000 | 7,360 |
| Total noninterest income | $259,000 | 8,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,845 |
| Total noninterest expense | $777,000 | 10,780 |
| Salaries and employee benefits | $316,000 | 11,491 |
| Premises and equipment expense | $110,000 | 10,124 |
| Additional noninterest expense | $351,000 | 9,830 |
| Pre-tax net operating income | $425,000 | 9,214 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $73,000 | 10,384 |
| Income before extraordinary items | $356,000 | 8,868 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $356,000 | 9,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 4,033 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $352,680 | 8,655 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,437,000 | 12,113 |
| Total interest expense | $634,000 | 12,141 |
| Net interest income | $803,000 | 11,900 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $287,000 | 7,903 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 7,335 |
| Total noninterest expense | $708,000 | 11,486 |
| Salaries and employee benefits | $299,000 | 12,022 |
| Premises and equipment expense | $113,000 | 10,290 |
| Additional noninterest expense | $296,000 | 10,876 |
| Pre-tax net operating income | $334,000 | 9,829 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $100,000 | 9,918 |
| Income before extraordinary items | $234,000 | 10,120 |
| Extraordinary gains, net | $87,000 | 792 |
| Net income | $321,000 | 9,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 7,730 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $234,000 | 9,769 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.