Home > Peoples State Bank > Income and Expense
Peoples State Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,297,000 | 6,255 |
| Total interest expense | $1,605,000 | 6,959 |
| Net interest income | $2,692,000 | 5,553 |
| Provision for loan and lease losses | $48,000 | 6,621 |
| Total noninterest income | $592,000 | 4,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $507,000 | 2,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 6,788 |
| Total noninterest expense | $2,256,000 | 5,241 |
| Salaries and employee benefits | $1,089,000 | 5,597 |
| Premises and equipment expense | $387,000 | 4,615 |
| Additional noninterest expense | $780,000 | 4,823 |
| Pre-tax net operating income | $980,000 | 5,304 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $317,000 | 4,472 |
| Income before extraordinary items | $663,000 | 5,562 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $663,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,349 |
| Cash dividends | $102,000 | 5,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $663,000 | 5,571 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 6,402 |
| Total interest expense | $1,493,000 | 6,998 |
| Net interest income | $2,465,000 | 5,851 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $604,000 | 4,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $485,000 | 2,703 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,198 |
| Total noninterest expense | $2,132,000 | 5,429 |
| Salaries and employee benefits | $999,000 | 5,887 |
| Premises and equipment expense | $383,000 | 4,674 |
| Additional noninterest expense | $750,000 | 5,013 |
| Pre-tax net operating income | $889,000 | 5,638 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $210,000 | 5,601 |
| Income before extraordinary items | $679,000 | 5,549 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $679,000 | 5,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,310 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $679,000 | 5,516 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,103,000 | 6,392 |
| Total interest expense | $1,520,000 | 7,152 |
| Net interest income | $2,583,000 | 5,716 |
| Provision for loan and lease losses | $66,000 | 5,965 |
| Total noninterest income | $592,000 | 4,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $463,000 | 2,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,022 |
| Total noninterest expense | $2,084,000 | 5,444 |
| Salaries and employee benefits | $984,000 | 5,844 |
| Premises and equipment expense | $352,000 | 4,862 |
| Additional noninterest expense | $748,000 | 4,905 |
| Pre-tax net operating income | $1,025,000 | 5,341 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $332,000 | 4,907 |
| Income before extraordinary items | $693,000 | 5,649 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $693,000 | 5,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,967 |
| Cash dividends | $72,000 | 6,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $693,000 | 5,539 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,088,000 | 6,581 |
| Total interest expense | $1,484,000 | 7,388 |
| Net interest income | $2,604,000 | 5,892 |
| Provision for loan and lease losses | $165,000 | 3,914 |
| Total noninterest income | $568,000 | 4,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $457,000 | 2,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,492 |
| Total noninterest expense | $1,914,000 | 5,813 |
| Salaries and employee benefits | $969,000 | 5,970 |
| Premises and equipment expense | $345,000 | 4,951 |
| Additional noninterest expense | $600,000 | 5,808 |
| Pre-tax net operating income | $1,093,000 | 5,563 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $353,000 | 5,269 |
| Income before extraordinary items | $740,000 | 5,722 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $740,000 | 5,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,815 |
| Cash dividends | $1,455,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $740,000 | 5,677 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,031,000 | 6,838 |
| Total interest expense | $1,534,000 | 7,482 |
| Net interest income | $2,497,000 | 6,197 |
| Provision for loan and lease losses | $49,000 | 6,675 |
| Total noninterest income | $538,000 | 4,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $437,000 | 3,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,088 |
| Total noninterest expense | $1,945,000 | 6,053 |
| Salaries and employee benefits | $891,000 | 6,501 |
| Premises and equipment expense | $318,000 | 5,352 |
| Additional noninterest expense | $736,000 | 5,539 |
| Pre-tax net operating income | $1,041,000 | 5,594 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $331,000 | 5,511 |
| Income before extraordinary items | $710,000 | 5,722 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $710,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,304 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 869 |
| Net operating income | $710,000 | 5,661 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,696,000 | 7,309 |
| Total interest expense | $1,405,000 | 7,965 |
| Net interest income | $2,291,000 | 6,705 |
| Provision for loan and lease losses | $43,000 | 6,516 |
| Total noninterest income | $528,000 | 4,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $410,000 | 3,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,698 |
| Total noninterest expense | $1,792,000 | 6,479 |
| Salaries and employee benefits | $855,000 | 6,792 |
| Premises and equipment expense | $279,000 | 5,941 |
| Additional noninterest expense | $658,000 | 6,140 |
| Pre-tax net operating income | $984,000 | 6,059 |
| Securities gains (losses) | $-9,000 | 10,045 |
| Applicable income taxes | $312,000 | 5,860 |
| Income before extraordinary items | $663,000 | 6,216 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $663,000 | 6,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,445 |
| Cash dividends | $77,000 | 7,241 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 709 |
| Net operating income | $669,120 | 6,160 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 7,623 |
| Total interest expense | $1,112,000 | 8,249 |
| Net interest income | $2,185,000 | 7,119 |
| Provision for loan and lease losses | $21,000 | 7,711 |
| Total noninterest income | $463,000 | 5,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $384,000 | 3,519 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,286 |
| Total noninterest expense | $1,718,000 | 6,934 |
| Salaries and employee benefits | $797,000 | 7,228 |
| Premises and equipment expense | $132,000 | 9,037 |
| Additional noninterest expense | $789,000 | 5,756 |
| Pre-tax net operating income | $909,000 | 6,346 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $289,000 | 6,013 |
| Income before extraordinary items | $620,000 | 6,396 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $620,000 | 6,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $118,000 | 6,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $620,000 | 6,461 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,370,000 | 7,725 |
| Total interest expense | $1,160,000 | 8,441 |
| Net interest income | $2,210,000 | 7,158 |
| Provision for loan and lease losses | $21,000 | 8,998 |
| Total noninterest income | $468,000 | 5,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $386,000 | 3,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,541 |
| Total noninterest expense | $1,743,000 | 7,056 |
| Salaries and employee benefits | $769,000 | 7,500 |
| Premises and equipment expense | $297,000 | 5,898 |
| Additional noninterest expense | $677,000 | 6,728 |
| Pre-tax net operating income | $914,000 | 6,286 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $290,000 | 6,196 |
| Income before extraordinary items | $644,000 | 6,466 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $644,000 | 6,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 12,031 |
| Cash dividends | $236,000 | 5,058 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,149 |
| Net operating income | $630,200 | 6,323 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,817,000 | 7,746 |
| Total interest expense | $1,573,000 | 8,292 |
| Net interest income | $2,244,000 | 7,138 |
| Provision for loan and lease losses | $41,000 | 9,446 |
| Total noninterest income | $476,000 | 5,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $419,000 | 3,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,979 |
| Total noninterest expense | $1,691,000 | 7,283 |
| Salaries and employee benefits | $758,000 | 7,552 |
| Premises and equipment expense | $253,000 | 6,727 |
| Additional noninterest expense | $680,000 | 6,884 |
| Pre-tax net operating income | $988,000 | 5,680 |
| Securities gains (losses) | $34,000 | 4,785 |
| Applicable income taxes | $316,000 | 5,720 |
| Income before extraordinary items | $706,000 | 5,878 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $706,000 | 5,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $73,000 | 7,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $682,540 | 5,688 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.