Home > Peoples State Bank > Income and Expense

Peoples State Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$18,473,000761
Total interest expense$7,727,000698
Net interest income$10,746,000817
Provision for loan and lease losses$117,0001,358
Total noninterest income$1,859,000900
Gross Fiduciary activities income$0918
Service charges on deposit accounts$361,000757
Trading account gains and feesNANA
Additional Noninterest Income$1,498,000748
Total noninterest expense$9,035,000800
Salaries and employee benefits$5,491,000751
Premises and equipment expense$761,000903
Additional noninterest expense$1,498,000748
Pre-tax net operating income$3,453,000944
Securities gains (losses)$-1,0003,784
Applicable income taxes$561,000959
Income before extraordinary items$2,891,000942
Extraordinary gains, net$047
Net income$2,891,000956
Minority interest net income$065
Net income of bank and minority interests.$2,891,000942
Net charge-offs$67,000926
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,891,840952
2024-12-31 (YTD Data)Rank
Total interest income$72,384,000771
Total interest expense$31,334,000726
Net interest income$41,050,000803
Provision for loan and lease losses$195,0002,093
Total noninterest income$7,040,000941
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,422,000779
Trading account gains and feesNANA
Additional Noninterest Income$5,618,000810
Total noninterest expense$33,405,000836
Salaries and employee benefits$20,603,000764
Premises and equipment expense$2,779,000936
Additional noninterest expense$5,618,000810
Pre-tax net operating income$14,490,000883
Securities gains (losses)$-1,006,0004,314
Applicable income taxes$2,011,000950
Income before extraordinary items$11,473,000906
Extraordinary gains, net$053
Net income$11,473,000913
Minority interest net income$090
Net income of bank and minority interests.$11,473,000906
Net charge-offs$60,0002,004
Cash dividends$3,600,0001,115
Sale, conversion, retirement of capital stock, net$0564
Net operating income$12,328,100860
2024-09-30 (YTD Data)Rank
Total interest income$53,468,000773
Total interest expense$23,357,000728
Net interest income$30,111,000811
Provision for loan and lease losses$195,0001,745
Total noninterest income$5,260,000939
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,058,000778
Trading account gains and feesNANA
Additional Noninterest Income$4,202,000804
Total noninterest expense$25,200,000818
Salaries and employee benefits$15,654,000748
Premises and equipment expense$2,209,000899
Additional noninterest expense$4,202,000804
Pre-tax net operating income$9,976,000925
Securities gains (losses)$-495,0004,362
Applicable income taxes$1,413,000987
Income before extraordinary items$8,068,000954
Extraordinary gains, net$051
Net income$8,068,000969
Minority interest net income$082
Net income of bank and minority interests.$8,068,000956
Net charge-offs$-2,0003,619
Cash dividends$1,000,0001,750
Sale, conversion, retirement of capital stock, net$0527
Net operating income$8,488,750905
2024-06-30 (YTD Data)Rank
Total interest income$35,079,000777
Total interest expense$15,357,000729
Net interest income$19,722,000819
Provision for loan and lease losses$295,0001,144
Total noninterest income$3,427,000960
Gross Fiduciary activities income$0962
Service charges on deposit accounts$689,000785
Trading account gains and feesNANA
Additional Noninterest Income$2,738,000804
Total noninterest expense$16,830,000823
Salaries and employee benefits$10,687,000737
Premises and equipment expense$1,452,000906
Additional noninterest expense$2,738,000804
Pre-tax net operating income$6,024,000982
Securities gains (losses)$-495,0004,423
Applicable income taxes$742,0001,129
Income before extraordinary items$4,787,0001,031
Extraordinary gains, net$052
Net income$4,787,0001,046
Minority interest net income$084
Net income of bank and minority interests.$4,787,0001,033
Net charge-offs$-1,0003,466
Cash dividends$1,000,0001,422
Sale, conversion, retirement of capital stock, net$0496
Net operating income$5,217,650968
2024-03-31 (YTD Data)Rank
Total interest income$17,367,000770
Total interest expense$7,595,000734
Net interest income$9,772,000834
Provision for loan and lease losses$195,000863
Total noninterest income$1,529,0001,030
Gross Fiduciary activities income$0895
Service charges on deposit accounts$337,000792
Trading account gains and feesNANA
Additional Noninterest Income$1,192,000889
Total noninterest expense$8,339,000830
Salaries and employee benefits$5,318,000746
Premises and equipment expense$720,000928
Additional noninterest expense$1,192,000889
Pre-tax net operating income$2,767,0001,030
Securities gains (losses)$-495,0004,495
Applicable income taxes$248,0001,383
Income before extraordinary items$2,024,0001,163
Extraordinary gains, net$051
Net income$2,024,0001,174
Minority interest net income$072
Net income of bank and minority interests.$2,024,0001,163
Net charge-offs$3,0001,876
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,464,550999
2023-12-31 (YTD Data)Rank
Total interest income$62,530,000774
Total interest expense$21,646,000745
Net interest income$40,884,000794
Provision for loan and lease losses$450,0001,351
Total noninterest income$7,324,000923
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,454,000754
Trading account gains and feesNANA
Additional Noninterest Income$5,870,000796
Total noninterest expense$31,374,000862
Salaries and employee benefits$19,620,000777
Premises and equipment expense$2,757,000941
Additional noninterest expense$5,870,000796
Pre-tax net operating income$16,384,000797
Securities gains (losses)$-576,0004,212
Applicable income taxes$5,322,000515
Income before extraordinary items$10,486,000970
Extraordinary gains, net$054
Net income$10,486,000984
Minority interest net income$088
Net income of bank and minority interests.$10,486,000973
Net charge-offs$-224,0004,460
Cash dividends$5,000,000804
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,941,040953
2023-09-30 (YTD Data)Rank
Total interest income$45,404,000783
Total interest expense$14,714,000751
Net interest income$30,690,000805
Provision for loan and lease losses$350,0001,239
Total noninterest income$5,932,000885
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,093,000748
Trading account gains and feesNANA
Additional Noninterest Income$4,839,000762
Total noninterest expense$23,813,000855
Salaries and employee benefits$15,137,000759
Premises and equipment expense$2,084,000940
Additional noninterest expense$4,839,000762
Pre-tax net operating income$12,459,000818
Securities gains (losses)$-279,0004,268
Applicable income taxes$4,191,000521
Income before extraordinary items$7,989,0001,000
Extraordinary gains, net$052
Net income$7,989,0001,005
Minority interest net income$081
Net income of bank and minority interests.$7,989,0001,000
Net charge-offs$-223,0004,484
Cash dividends$3,000,000874
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,209,410991
2023-06-30 (YTD Data)Rank
Total interest income$28,993,000787
Total interest expense$8,517,000762
Net interest income$20,476,000799
Provision for loan and lease losses$200,0001,332
Total noninterest income$4,259,000818
Gross Fiduciary activities income$0931
Service charges on deposit accounts$742,000733
Trading account gains and feesNANA
Additional Noninterest Income$3,517,000672
Total noninterest expense$16,140,000824
Salaries and employee benefits$10,364,000732
Premises and equipment expense$1,395,000923
Additional noninterest expense$3,517,000672
Pre-tax net operating income$8,395,000814
Securities gains (losses)$-279,0004,397
Applicable income taxes$1,788,000705
Income before extraordinary items$6,328,000872
Extraordinary gains, net$051
Net income$6,328,000884
Minority interest net income$081
Net income of bank and minority interests.$6,328,000872
Net charge-offs$-228,0004,553
Cash dividends$3,000,000631
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,548,410854
2023-03-31 (YTD Data)Rank
Total interest income$13,992,000803
Total interest expense$3,603,000779
Net interest income$10,389,000794
Provision for loan and lease losses$100,0001,277
Total noninterest income$2,001,000834
Gross Fiduciary activities income$0913
Service charges on deposit accounts$363,000753
Trading account gains and feesNANA
Additional Noninterest Income$1,638,000698
Total noninterest expense$7,992,000843
Salaries and employee benefits$5,204,000746
Premises and equipment expense$698,000948
Additional noninterest expense$1,638,000698
Pre-tax net operating income$4,298,000839
Securities gains (losses)$0950
Applicable income taxes$1,037,000663
Income before extraordinary items$3,261,000881
Extraordinary gains, net$04
Net income$3,261,000880
Minority interest net income$048
Net income of bank and minority interests.$3,261,000880
Net charge-offs$-49,0004,438
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,261,000895
2022-12-31 (YTD Data)Rank
Total interest income$47,022,000787
Total interest expense$5,294,000754
Net interest income$41,728,000792
Provision for loan and lease losses$03,012
Total noninterest income$7,442,000920
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,577,000707
Trading account gains and feesNANA
Additional Noninterest Income$5,865,000796
Total noninterest expense$30,119,000873
Salaries and employee benefits$18,774,000796
Premises and equipment expense$2,619,000972
Additional noninterest expense$5,865,000796
Pre-tax net operating income$19,051,000784
Securities gains (losses)$0691
Applicable income taxes$4,598,000636
Income before extraordinary items$14,453,000818
Extraordinary gains, net$05
Net income$14,453,000819
Minority interest net income$063
Net income of bank and minority interests.$14,453,000819
Net charge-offs$-70,0004,186
Cash dividends$4,100,000912
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,453,000837
2022-09-30 (YTD Data)Rank
Total interest income$33,651,000786
Total interest expense$3,020,000732
Net interest income$30,631,000795
Provision for loan and lease losses$02,835
Total noninterest income$5,624,000935
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,195,000708
Trading account gains and feesNANA
Additional Noninterest Income$4,429,000818
Total noninterest expense$22,245,000872
Salaries and employee benefits$13,846,000801
Premises and equipment expense$1,979,000954
Additional noninterest expense$4,429,000818
Pre-tax net operating income$14,010,000797
Securities gains (losses)$0740
Applicable income taxes$3,374,000646
Income before extraordinary items$10,636,000842
Extraordinary gains, net$04
Net income$10,636,000842
Minority interest net income$057
Net income of bank and minority interests.$10,636,000842
Net charge-offs$-153,0004,406
Cash dividends$2,100,0001,089
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,636,000859
2022-06-30 (YTD Data)Rank
Total interest income$21,537,000776
Total interest expense$1,449,000789
Net interest income$20,088,000782
Provision for loan and lease losses$02,599
Total noninterest income$3,920,000895
Gross Fiduciary activities income$0925
Service charges on deposit accounts$783,000722
Trading account gains and feesNANA
Additional Noninterest Income$3,137,000796
Total noninterest expense$14,892,000852
Salaries and employee benefits$9,337,000785
Premises and equipment expense$1,293,000966
Additional noninterest expense$4,262,000880
Pre-tax net operating income$9,116,000774
Securities gains (losses)$0687
Applicable income taxes$2,184,000631
Income before extraordinary items$6,932,000816
Extraordinary gains, net$04
Net income$6,932,000816
Minority interest net income$060
Net income of bank and minority interests.$6,932,000816
Net charge-offs$-170,0004,515
Cash dividends$2,100,000804
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,932,000830
2022-03-31 (YTD Data)Rank
Total interest income$10,554,000769
Total interest expense$615,000901
Net interest income$9,939,000763
Provision for loan and lease losses$02,285
Total noninterest income$1,993,000888
Gross Fiduciary activities income$0892
Service charges on deposit accounts$390,000718
Trading account gains and feesNANA
Additional Noninterest Income$1,603,000798
Total noninterest expense$7,294,000868
Salaries and employee benefits$4,551,000806
Premises and equipment expense$665,000948
Additional noninterest expense$2,078,000893
Pre-tax net operating income$4,638,000725
Securities gains (losses)$0623
Applicable income taxes$1,111,000606
Income before extraordinary items$3,527,000773
Extraordinary gains, net$04
Net income$3,527,000773
Minority interest net income$050
Net income of bank and minority interests.$3,527,000773
Net charge-offs$-119,0004,593
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,527,000782
2021-12-31 (YTD Data)Rank
Total interest income$43,461,000765
Total interest expense$2,796,000983
Net interest income$40,665,000754
Provision for loan and lease losses$1,000,000592
Total noninterest income$9,542,000855
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,448,000714
Trading account gains and feesNANA
Additional Noninterest Income$8,094,000776
Total noninterest expense$29,674,000854
Salaries and employee benefits$17,510,000824
Premises and equipment expense$2,423,0001,010
Additional noninterest expense$9,741,000801
Pre-tax net operating income$19,533,000754
Securities gains (losses)$134,000742
Applicable income taxes$4,800,000645
Income before extraordinary items$14,867,000822
Extraordinary gains, net$010
Net income$14,867,000823
Minority interest net income$074
Net income of bank and minority interests.$14,867,000823
Net charge-offs$-387,0004,683
Cash dividends$19,000,000308
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,761,140810
2021-09-30 (YTD Data)Rank
Total interest income$33,127,000762
Total interest expense$2,123,0001,016
Net interest income$31,004,000755
Provision for loan and lease losses$1,000,000440
Total noninterest income$6,925,000908
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,063,000717
Trading account gains and feesNANA
Additional Noninterest Income$5,862,000820
Total noninterest expense$21,746,000878
Salaries and employee benefits$12,591,000865
Premises and equipment expense$1,828,0001,019
Additional noninterest expense$7,327,000790
Pre-tax net operating income$15,183,000763
Securities gains (losses)$134,000698
Applicable income taxes$3,741,000652
Income before extraordinary items$11,576,000832
Extraordinary gains, net$08
Net income$11,576,000832
Minority interest net income$069
Net income of bank and minority interests.$11,576,000832
Net charge-offs$-171,0004,621
Cash dividends$16,500,000258
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,470,140817
2021-06-30 (YTD Data)Rank
Total interest income$22,467,000750
Total interest expense$1,486,0001,012
Net interest income$20,981,000737
Provision for loan and lease losses$1,000,000311
Total noninterest income$4,818,000876
Gross Fiduciary activities income$0951
Service charges on deposit accounts$683,000710
Trading account gains and feesNANA
Additional Noninterest Income$4,135,000791
Total noninterest expense$14,670,000868
Salaries and employee benefits$8,489,000856
Premises and equipment expense$1,215,0001,028
Additional noninterest expense$4,966,000770
Pre-tax net operating income$10,129,000755
Securities gains (losses)$134,000570
Applicable income taxes$2,501,000642
Income before extraordinary items$7,762,000816
Extraordinary gains, net$06
Net income$7,762,000816
Minority interest net income$067
Net income of bank and minority interests.$7,762,000816
Net charge-offs$9,0001,770
Cash dividends$2,000,000837
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,656,140808
2021-03-31 (YTD Data)Rank
Total interest income$11,070,000755
Total interest expense$770,0001,029
Net interest income$10,300,000740
Provision for loan and lease losses$1,000,000187
Total noninterest income$2,631,000825
Gross Fiduciary activities income$0922
Service charges on deposit accounts$334,000718
Trading account gains and feesNANA
Additional Noninterest Income$2,297,000740
Total noninterest expense$6,555,000932
Salaries and employee benefits$3,895,000905
Premises and equipment expense$568,0001,093
Additional noninterest expense$2,092,000860
Pre-tax net operating income$5,376,000722
Securities gains (losses)$21,000866
Applicable income taxes$1,317,000620
Income before extraordinary items$4,080,000795
Extraordinary gains, net$03
Net income$4,080,000795
Minority interest net income$055
Net income of bank and minority interests.$4,080,000795
Net charge-offs$13,0001,286
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,063,410778
2020-12-31 (YTD Data)Rank
Total interest income$39,239,000857
Total interest expense$5,268,000899
Net interest income$33,971,000841
Provision for loan and lease losses$5,575,000523
Total noninterest income$11,136,000740
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,372,000731
Trading account gains and feesNANA
Additional Noninterest Income$9,764,000649
Total noninterest expense$25,159,000944
Salaries and employee benefits$15,640,000871
Premises and equipment expense$2,127,0001,114
Additional noninterest expense$7,392,000944
Pre-tax net operating income$14,373,000769
Securities gains (losses)$504,000594
Applicable income taxes$3,529,000625
Income before extraordinary items$11,348,000851
Extraordinary gains, net$04
Net income$11,348,000851
Minority interest net income$072
Net income of bank and minority interests.$11,348,000851
Net charge-offs$1,679,000467
Cash dividends$4,000,000901
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,949,840843
2020-09-30 (YTD Data)Rank
Total interest income$29,571,000852
Total interest expense$4,376,000874
Net interest income$25,195,000841
Provision for loan and lease losses$4,900,000501
Total noninterest income$8,009,000734
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,019,000736
Trading account gains and feesNANA
Additional Noninterest Income$6,990,000650
Total noninterest expense$18,394,000943
Salaries and employee benefits$11,331,000883
Premises and equipment expense$1,616,0001,096
Additional noninterest expense$5,447,000942
Pre-tax net operating income$9,910,000805
Securities gains (losses)$355,000618
Applicable income taxes$2,407,000632
Income before extraordinary items$7,858,000874
Extraordinary gains, net$04
Net income$7,858,000874
Minority interest net income$065
Net income of bank and minority interests.$7,858,000874
Net charge-offs$1,358,000419
Cash dividends$1,500,0001,324
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,577,550873
2020-06-30 (YTD Data)Rank
Total interest income$20,223,000838
Total interest expense$3,236,000854
Net interest income$16,987,000830
Provision for loan and lease losses$3,600,000496
Total noninterest income$5,125,000712
Gross Fiduciary activities income$0970
Service charges on deposit accounts$673,000746
Trading account gains and feesNANA
Additional Noninterest Income$4,452,000620
Total noninterest expense$12,191,000940
Salaries and employee benefits$7,610,000867
Premises and equipment expense$1,050,0001,119
Additional noninterest expense$3,531,000962
Pre-tax net operating income$6,321,000764
Securities gains (losses)$317,000521
Applicable income taxes$1,547,000598
Income before extraordinary items$5,091,000837
Extraordinary gains, net$04
Net income$5,091,000837
Minority interest net income$065
Net income of bank and minority interests.$5,091,000837
Net charge-offs$1,364,000324
Cash dividends$1,500,000984
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,840,570848
2020-03-31 (YTD Data)Rank
Total interest income$9,909,000855
Total interest expense$1,820,000858
Net interest income$8,089,000855
Provision for loan and lease losses$1,800,000432
Total noninterest income$2,179,000769
Gross Fiduciary activities income$0941
Service charges on deposit accounts$394,000756
Trading account gains and feesNANA
Additional Noninterest Income$1,785,000657
Total noninterest expense$6,344,000922
Salaries and employee benefits$4,004,000843
Premises and equipment expense$544,0001,104
Additional noninterest expense$1,796,000959
Pre-tax net operating income$2,124,000993
Securities gains (losses)$123,000535
Applicable income taxes$468,000778
Income before extraordinary items$1,779,0001,028
Extraordinary gains, net$04
Net income$1,779,0001,028
Minority interest net income$056
Net income of bank and minority interests.$1,779,0001,028
Net charge-offs$868,000266
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,681,8301,060
2019-12-31 (YTD Data)Rank
Total interest income$40,183,000853
Total interest expense$7,783,000849
Net interest income$32,400,000847
Provision for loan and lease losses$850,0001,023
Total noninterest income$6,856,000915
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,542,000789
Trading account gains and feesNANA
Additional Noninterest Income$5,314,000795
Total noninterest expense$23,046,000966
Salaries and employee benefits$14,337,000898
Premises and equipment expense$2,204,0001,082
Additional noninterest expense$6,505,0001,028
Pre-tax net operating income$15,360,000735
Securities gains (losses)$210,000620
Applicable income taxes$3,759,000609
Income before extraordinary items$11,811,000814
Extraordinary gains, net$011
Net income$11,811,000815
Minority interest net income$076
Net income of bank and minority interests.$11,811,000815
Net charge-offs$143,0001,965
Cash dividends$5,100,000777
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,645,100798
2019-09-30 (YTD Data)Rank
Total interest income$30,004,000863
Total interest expense$5,884,000846
Net interest income$24,120,000855
Provision for loan and lease losses$700,000902
Total noninterest income$5,143,000910
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,132,000803
Trading account gains and feesNANA
Additional Noninterest Income$4,011,000785
Total noninterest expense$17,076,000972
Salaries and employee benefits$10,613,000900
Premises and equipment expense$1,699,0001,067
Additional noninterest expense$4,764,0001,043
Pre-tax net operating income$11,487,000754
Securities gains (losses)$139,000646
Applicable income taxes$2,797,000621
Income before extraordinary items$8,829,000824
Extraordinary gains, net$011
Net income$8,829,000825
Minority interest net income$072
Net income of bank and minority interests.$8,829,000825
Net charge-offs$131,0001,588
Cash dividends$2,100,0001,149
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,719,190816
2019-06-30 (YTD Data)Rank
Total interest income$19,741,000863
Total interest expense$3,842,000853
Net interest income$15,899,000859
Provision for loan and lease losses$550,000798
Total noninterest income$3,310,000915
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$784,000773
Trading account gains and feesNANA
Additional Noninterest Income$2,526,000800
Total noninterest expense$11,479,000964
Salaries and employee benefits$7,067,000901
Premises and equipment expense$1,190,0001,026
Additional noninterest expense$3,222,0001,034
Pre-tax net operating income$7,180,000766
Securities gains (losses)$139,000455
Applicable income taxes$1,729,000634
Income before extraordinary items$5,590,000842
Extraordinary gains, net$011
Net income$5,590,000842
Minority interest net income$069
Net income of bank and minority interests.$5,590,000842
Net charge-offs$118,0001,313
Cash dividends$2,100,000832
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,480,190838
2019-03-31 (YTD Data)Rank
Total interest income$9,731,000873
Total interest expense$1,917,000822
Net interest income$7,814,000871
Provision for loan and lease losses$400,000556
Total noninterest income$2,117,000736
Gross Fiduciary activities income$0972
Service charges on deposit accounts$382,000777
Trading account gains and feesNANA
Additional Noninterest Income$1,735,000619
Total noninterest expense$5,804,000952
Salaries and employee benefits$3,573,000892
Premises and equipment expense$600,0001,024
Additional noninterest expense$1,631,0001,009
Pre-tax net operating income$3,727,000733
Securities gains (losses)$18,000594
Applicable income taxes$867,000610
Income before extraordinary items$2,878,000803
Extraordinary gains, net$05
Net income$2,878,000803
Minority interest net income$052
Net income of bank and minority interests.$2,878,000802
Net charge-offs$125,000797
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,863,780793
2018-12-31 (YTD Data)Rank
Total interest income$35,632,000885
Total interest expense$5,931,000803
Net interest income$29,701,000891
Provision for loan and lease losses$130,0002,777
Total noninterest income$6,539,000921
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,611,000772
Trading account gains and feesNANA
Additional Noninterest Income$4,928,000806
Total noninterest expense$22,062,000985
Salaries and employee benefits$13,625,000906
Premises and equipment expense$2,111,0001,119
Additional noninterest expense$6,326,0001,046
Pre-tax net operating income$14,048,000792
Securities gains (losses)$01,125
Applicable income taxes$3,308,000623
Income before extraordinary items$10,740,000856
Extraordinary gains, net$06
Net income$10,740,000854
Minority interest net income$072
Net income of bank and minority interests.$10,740,000855
Net charge-offs$296,0001,344
Cash dividends$3,600,000947
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,740,000857
2018-09-30 (YTD Data)Rank
Total interest income$26,146,000887
Total interest expense$4,163,000806
Net interest income$21,983,000895
Provision for loan and lease losses$70,0002,956
Total noninterest income$4,810,000941
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,192,000775
Trading account gains and feesNANA
Additional Noninterest Income$3,618,000826
Total noninterest expense$16,165,000999
Salaries and employee benefits$9,936,000932
Premises and equipment expense$1,586,0001,117
Additional noninterest expense$4,643,0001,053
Pre-tax net operating income$10,558,000783
Securities gains (losses)$01,118
Applicable income taxes$2,481,000631
Income before extraordinary items$8,077,000853
Extraordinary gains, net$05
Net income$8,077,000851
Minority interest net income$066
Net income of bank and minority interests.$8,077,000852
Net charge-offs$187,0001,297
Cash dividends$1,900,0001,130
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,077,000849
2018-06-30 (YTD Data)Rank
Total interest income$16,987,000901
Total interest expense$2,476,000833
Net interest income$14,511,000902
Provision for loan and lease losses$60,0002,584
Total noninterest income$3,174,000943
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$777,000787
Trading account gains and feesNANA
Additional Noninterest Income$2,397,000832
Total noninterest expense$10,704,0001,004
Salaries and employee benefits$6,598,000931
Premises and equipment expense$1,088,0001,091
Additional noninterest expense$3,018,0001,072
Pre-tax net operating income$6,921,000789
Securities gains (losses)$0961
Applicable income taxes$1,612,000638
Income before extraordinary items$5,309,000852
Extraordinary gains, net$06
Net income$5,309,000850
Minority interest net income$065
Net income of bank and minority interests.$5,309,000851
Net charge-offs$284,000754
Cash dividends$1,900,000809
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,309,000849
2018-03-31 (YTD Data)Rank
Total interest income$8,166,000922
Total interest expense$1,173,000833
Net interest income$6,993,000929
Provision for loan and lease losses$30,0002,415
Total noninterest income$1,590,000930
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$388,000797
Trading account gains and feesNANA
Additional Noninterest Income$1,202,000806
Total noninterest expense$5,425,0001,000
Salaries and employee benefits$3,367,000932
Premises and equipment expense$555,0001,086
Additional noninterest expense$1,503,0001,077
Pre-tax net operating income$3,128,000836
Securities gains (losses)$0735
Applicable income taxes$686,000684
Income before extraordinary items$2,442,000893
Extraordinary gains, net$07
Net income$2,442,000893
Minority interest net income$052
Net income of bank and minority interests.$2,442,000893
Net charge-offs$41,0001,295
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,442,000890
2017-12-31 (YTD Data)Rank
Total interest income$32,069,000901
Total interest expense$4,019,000833
Net interest income$28,050,000897
Provision for loan and lease losses$385,0001,698
Total noninterest income$6,030,000974
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,589,000783
Trading account gains and feesNANA
Additional Noninterest Income$4,441,000887
Total noninterest expense$20,681,0001,029
Salaries and employee benefits$12,648,000941
Premises and equipment expense$1,892,0001,226
Additional noninterest expense$6,141,0001,052
Pre-tax net operating income$13,014,000784
Securities gains (losses)$4,0001,851
Applicable income taxes$5,548,000622
Income before extraordinary items$7,470,000964
Extraordinary gains, net$09
Net income$7,470,000964
Minority interest net income$076
Net income of bank and minority interests.$7,470,000964
Net charge-offs$70,0002,732
Cash dividends$2,300,0001,266
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,467,440952
2017-09-30 (YTD Data)Rank
Total interest income$23,712,000907
Total interest expense$2,950,000840
Net interest income$20,762,000911
Provision for loan and lease losses$280,0001,687
Total noninterest income$4,552,000980
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,187,000785
Trading account gains and feesNANA
Additional Noninterest Income$3,365,000902
Total noninterest expense$15,330,0001,038
Salaries and employee benefits$9,363,000961
Premises and equipment expense$1,452,0001,216
Additional noninterest expense$4,515,0001,072
Pre-tax net operating income$9,704,000800
Securities gains (losses)$4,0001,878
Applicable income taxes$3,236,000645
Income before extraordinary items$6,472,000908
Extraordinary gains, net$09
Net income$6,472,000909
Minority interest net income$071
Net income of bank and minority interests.$6,472,000908
Net charge-offs$-12,0004,797
Cash dividends$1,200,0001,512
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,469,320898
2017-06-30 (YTD Data)Rank
Total interest income$15,657,000906
Total interest expense$1,881,000841
Net interest income$13,776,000909
Provision for loan and lease losses$175,0001,703
Total noninterest income$3,045,000973
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$775,000787
Trading account gains and feesNANA
Additional Noninterest Income$2,270,000890
Total noninterest expense$10,299,0001,041
Salaries and employee benefits$6,250,000966
Premises and equipment expense$1,000,0001,181
Additional noninterest expense$3,049,0001,058
Pre-tax net operating income$6,347,000791
Securities gains (losses)$4,0001,497
Applicable income taxes$2,055,000655
Income before extraordinary items$4,296,000906
Extraordinary gains, net$011
Net income$4,296,000907
Minority interest net income$071
Net income of bank and minority interests.$4,296,000906
Net charge-offs$-29,0005,126
Cash dividends$1,200,0001,138
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,293,280893
2017-03-31 (YTD Data)Rank
Total interest income$7,678,000914
Total interest expense$907,000842
Net interest income$6,771,000922
Provision for loan and lease losses$70,0001,802
Total noninterest income$1,384,0001,056
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$389,000792
Trading account gains and feesNANA
Additional Noninterest Income$995,000959
Total noninterest expense$5,155,0001,048
Salaries and employee benefits$3,115,000977
Premises and equipment expense$521,0001,147
Additional noninterest expense$1,519,0001,052
Pre-tax net operating income$2,930,000835
Securities gains (losses)$01,153
Applicable income taxes$882,000719
Income before extraordinary items$2,048,000923
Extraordinary gains, net$08
Net income$2,048,000924
Minority interest net income$055
Net income of bank and minority interests.$2,048,000923
Net charge-offs$-9,0004,951
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,048,000908
2016-12-31 (YTD Data)Rank
Total interest income$29,416,000927
Total interest expense$3,478,000847
Net interest income$25,938,000932
Provision for loan and lease losses$55,0003,597
Total noninterest income$6,935,000908
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,561,000805
Trading account gains and fees$0170
Additional Noninterest Income$5,374,000797
Total noninterest expense$19,878,0001,058
Salaries and employee benefits$12,325,000955
Premises and equipment expense$1,755,0001,318
Additional noninterest expense$5,798,0001,129
Pre-tax net operating income$12,940,000741
Securities gains (losses)$03,212
Applicable income taxes$4,179,000629
Income before extraordinary items$8,761,000861
Extraordinary gains, net$05
Net income$8,761,000861
Minority interest net income$082
Net income of bank and minority interests.$8,761,000860
Net charge-offs$322,0001,459
Cash dividends$4,400,000749
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,761,000839
2016-09-30 (YTD Data)Rank
Total interest income$21,806,000935
Total interest expense$2,598,000844
Net interest income$19,208,000942
Provision for loan and lease losses$455,0001,218
Total noninterest income$5,216,000904
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,166,000812
Trading account gains and fees$0169
Additional Noninterest Income$4,050,000789
Total noninterest expense$14,637,0001,073
Salaries and employee benefits$9,053,000973
Premises and equipment expense$1,325,0001,324
Additional noninterest expense$4,259,0001,151
Pre-tax net operating income$9,332,000760
Securities gains (losses)$03,160
Applicable income taxes$2,948,000659
Income before extraordinary items$6,384,000876
Extraordinary gains, net$05
Net income$6,384,000876
Minority interest net income$071
Net income of bank and minority interests.$6,384,000876
Net charge-offs$274,0001,210
Cash dividends$3,100,000734
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,384,000846
2016-06-30 (YTD Data)Rank
Total interest income$14,331,000946
Total interest expense$1,675,000871
Net interest income$12,656,000948
Provision for loan and lease losses$260,0001,376
Total noninterest income$3,314,000928
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$761,000812
Trading account gains and fees$0157
Additional Noninterest Income$2,553,000814
Total noninterest expense$9,854,0001,064
Salaries and employee benefits$6,138,000960
Premises and equipment expense$883,0001,318
Additional noninterest expense$2,833,0001,148
Pre-tax net operating income$5,856,000806
Securities gains (losses)$02,835
Applicable income taxes$1,774,000709
Income before extraordinary items$4,082,000898
Extraordinary gains, net$016
Net income$4,082,000896
Minority interest net income$071
Net income of bank and minority interests.$4,082,000897
Net charge-offs$189,0001,163
Cash dividends$3,100,000540
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,082,000873
2016-03-31 (YTD Data)Rank
Total interest income$7,101,000950
Total interest expense$825,000879
Net interest income$6,276,000951
Provision for loan and lease losses$65,0001,911
Total noninterest income$1,531,000945
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$368,000838
Trading account gains and fees$0142
Additional Noninterest Income$1,163,000842
Total noninterest expense$4,888,0001,075
Salaries and employee benefits$3,049,000967
Premises and equipment expense$448,0001,313
Additional noninterest expense$1,391,0001,156
Pre-tax net operating income$2,854,000799
Securities gains (losses)$02,077
Applicable income taxes$927,000673
Income before extraordinary items$1,927,000928
Extraordinary gains, net$012
Net income$1,927,000929
Minority interest net income$062
Net income of bank and minority interests.$1,927,000929
Net charge-offs$181,000711
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,927,000897
2015-12-31 (YTD Data)Rank
Total interest income$28,153,000923
Total interest expense$3,210,000878
Net interest income$24,943,000916
Provision for loan and lease losses$-530,0005,956
Total noninterest income$6,066,000991
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,591,000808
Trading account gains and fees$0159
Additional Noninterest Income$4,475,000869
Total noninterest expense$19,489,0001,049
Salaries and employee benefits$11,859,000954
Premises and equipment expense$1,880,0001,251
Additional noninterest expense$5,750,0001,126
Pre-tax net operating income$12,050,000745
Securities gains (losses)$03,216
Applicable income taxes$3,952,000624
Income before extraordinary items$8,098,000880
Extraordinary gains, net$023
Net income$8,098,000880
Minority interest net income$081
Net income of bank and minority interests.$8,098,000880
Net charge-offs$-471,0006,001
Cash dividends$5,600,000598
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,098,000859
2015-09-30 (YTD Data)Rank
Total interest income$20,940,000940
Total interest expense$2,382,000890
Net interest income$18,558,000927
Provision for loan and lease losses$-740,0006,124
Total noninterest income$4,619,000983
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,194,000812
Trading account gains and fees$0153
Additional Noninterest Income$3,425,000869
Total noninterest expense$14,699,0001,056
Salaries and employee benefits$8,968,000952
Premises and equipment expense$1,397,0001,285
Additional noninterest expense$4,334,0001,122
Pre-tax net operating income$9,218,000746
Securities gains (losses)$03,031
Applicable income taxes$3,038,000630
Income before extraordinary items$6,180,000876
Extraordinary gains, net$021
Net income$6,180,000875
Minority interest net income$078
Net income of bank and minority interests.$6,180,000876
Net charge-offs$-992,0006,197
Cash dividends$2,800,000763
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,180,000846
2015-06-30 (YTD Data)Rank
Total interest income$13,836,000937
Total interest expense$1,558,000916
Net interest income$12,278,000928
Provision for loan and lease losses$280,0001,201
Total noninterest income$3,004,0001,000
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$780,000822
Trading account gains and fees$0157
Additional Noninterest Income$2,224,000895
Total noninterest expense$9,475,0001,083
Salaries and employee benefits$5,662,0001,001
Premises and equipment expense$915,0001,309
Additional noninterest expense$2,898,0001,117
Pre-tax net operating income$5,527,000818
Securities gains (losses)$02,636
Applicable income taxes$1,788,000686
Income before extraordinary items$3,739,000951
Extraordinary gains, net$022
Net income$3,739,000951
Minority interest net income$075
Net income of bank and minority interests.$3,739,000951
Net charge-offs$137,0001,451
Cash dividends$2,800,000540
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,739,000925
2015-03-31 (YTD Data)Rank
Total interest income$6,731,000963
Total interest expense$781,000916
Net interest income$5,950,000960
Provision for loan and lease losses$140,0001,190
Total noninterest income$1,470,000983
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$374,000828
Trading account gains and fees$0152
Additional Noninterest Income$1,096,000870
Total noninterest expense$4,695,0001,095
Salaries and employee benefits$2,805,0001,014
Premises and equipment expense$475,0001,267
Additional noninterest expense$1,415,0001,123
Pre-tax net operating income$2,585,000838
Securities gains (losses)$02,027
Applicable income taxes$823,000718
Income before extraordinary items$1,762,000976
Extraordinary gains, net$013
Net income$1,762,000976
Minority interest net income$064
Net income of bank and minority interests.$1,762,000977
Net charge-offs$98,0001,134
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,762,000938
2014-12-31 (YTD Data)Rank
Total interest income$27,298,000925
Total interest expense$3,973,000735
Net interest income$23,325,000948
Provision for loan and lease losses$560,0001,351
Total noninterest income$5,616,0001,003
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,656,000811
Trading account gains and fees$0180
Additional Noninterest Income$3,960,000905
Total noninterest expense$18,396,0001,099
Salaries and employee benefits$10,541,0001,030
Premises and equipment expense$1,822,0001,304
Additional noninterest expense$6,033,0001,096
Pre-tax net operating income$9,985,000827
Securities gains (losses)$3,0002,996
Applicable income taxes$3,157,000693
Income before extraordinary items$6,831,000977
Extraordinary gains, net$017
Net income$6,831,000976
Minority interest net income$084
Net income of bank and minority interests.$6,831,000976
Net charge-offs$934,000958
Cash dividends$3,900,000751
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,828,960952
2014-09-30 (YTD Data)Rank
Total interest income$20,342,000937
Total interest expense$3,111,000702
Net interest income$17,231,000971
Provision for loan and lease losses$420,0001,336
Total noninterest income$4,143,0001,025
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,223,000825
Trading account gains and fees$0174
Additional Noninterest Income$2,920,000919
Total noninterest expense$13,763,0001,106
Salaries and employee benefits$7,754,0001,056
Premises and equipment expense$1,356,0001,329
Additional noninterest expense$4,653,0001,054
Pre-tax net operating income$7,191,000876
Securities gains (losses)$02,980
Applicable income taxes$2,251,000727
Income before extraordinary items$4,940,0001,008
Extraordinary gains, net$015
Net income$4,940,0001,008
Minority interest net income$081
Net income of bank and minority interests.$4,940,0001,008
Net charge-offs$779,000824
Cash dividends$1,400,0001,217
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,940,000994
2014-06-30 (YTD Data)Rank
Total interest income$13,348,000945
Total interest expense$2,140,000684
Net interest income$11,208,000996
Provision for loan and lease losses$280,0001,354
Total noninterest income$2,676,0001,026
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$775,000860
Trading account gains and fees$0172
Additional Noninterest Income$1,901,000923
Total noninterest expense$9,178,0001,100
Salaries and employee benefits$5,106,0001,069
Premises and equipment expense$903,0001,333
Additional noninterest expense$3,169,0001,022
Pre-tax net operating income$4,426,000929
Securities gains (losses)$02,580
Applicable income taxes$1,360,000764
Income before extraordinary items$3,066,0001,050
Extraordinary gains, net$020
Net income$3,066,0001,050
Minority interest net income$080
Net income of bank and minority interests.$3,066,0001,051
Net charge-offs$134,0001,937
Cash dividends$1,400,000883
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,066,0001,034
2014-03-31 (YTD Data)Rank
Total interest income$6,538,000968
Total interest expense$1,101,000672
Net interest income$5,437,0001,031
Provision for loan and lease losses$140,0001,347
Total noninterest income$1,319,0001,006
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$356,000911
Trading account gains and fees$0147
Additional Noninterest Income$963,000869
Total noninterest expense$4,375,0001,164
Salaries and employee benefits$2,451,0001,131
Premises and equipment expense$472,0001,304
Additional noninterest expense$1,452,0001,102
Pre-tax net operating income$2,241,000882
Securities gains (losses)$01,715
Applicable income taxes$684,000734
Income before extraordinary items$1,557,0001,007
Extraordinary gains, net$016
Net income$1,557,0001,008
Minority interest net income$066
Net income of bank and minority interests.$1,557,0001,008
Net charge-offs$41,0002,013
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,557,000987
2013-12-31 (YTD Data)Rank
Total interest income$27,643,000911
Total interest expense$4,938,000682
Net interest income$22,705,000951
Provision for loan and lease losses$4,015,000331
Total noninterest income$5,293,0001,081
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,580,000882
Trading account gains and fees$0184
Additional Noninterest Income$3,713,000995
Total noninterest expense$16,837,0001,212
Salaries and employee benefits$9,877,0001,101
Premises and equipment expense$1,750,0001,358
Additional noninterest expense$5,210,0001,288
Pre-tax net operating income$7,146,0001,059
Securities gains (losses)$12,0002,573
Applicable income taxes$1,956,000921
Income before extraordinary items$5,202,0001,180
Extraordinary gains, net$029
Net income$5,202,0001,183
Minority interest net income$090
Net income of bank and minority interests.$5,202,0001,183
Net charge-offs$4,663,000360
Cash dividends$4,000,000686
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,193,2401,156
2013-09-30 (YTD Data)Rank
Total interest income$20,727,000918
Total interest expense$3,707,000703
Net interest income$17,020,000959
Provision for loan and lease losses$4,015,000254
Total noninterest income$4,115,0001,081
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,170,000893
Trading account gains and fees$0180
Additional Noninterest Income$2,945,000979
Total noninterest expense$12,370,0001,229
Salaries and employee benefits$7,232,0001,134
Premises and equipment expense$1,315,0001,371
Additional noninterest expense$3,823,0001,312
Pre-tax net operating income$4,750,0001,200
Securities gains (losses)$12,0002,447
Applicable income taxes$1,211,0001,092
Income before extraordinary items$3,551,0001,294
Extraordinary gains, net$025
Net income$3,551,0001,296
Minority interest net income$084
Net income of bank and minority interests.$3,551,0001,296
Net charge-offs$4,320,000303
Cash dividends$2,300,000780
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,542,0001,267
2013-06-30 (YTD Data)Rank
Total interest income$13,745,000918
Total interest expense$2,493,000719
Net interest income$11,252,000955
Provision for loan and lease losses$675,000900
Total noninterest income$2,830,0001,070
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$748,000901
Trading account gains and fees$0157
Additional Noninterest Income$2,082,000964
Total noninterest expense$8,507,0001,199
Salaries and employee benefits$4,997,0001,087
Premises and equipment expense$911,0001,315
Additional noninterest expense$2,599,0001,280
Pre-tax net operating income$4,900,000784
Securities gains (losses)$12,0002,226
Applicable income taxes$1,480,000677
Income before extraordinary items$3,432,000899
Extraordinary gains, net$022
Net income$3,432,000899
Minority interest net income$082
Net income of bank and minority interests.$3,432,000901
Net charge-offs$466,0001,307
Cash dividends$2,300,000559
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,423,600866
2013-03-31 (YTD Data)Rank
Total interest income$6,826,000926
Total interest expense$1,257,000738
Net interest income$5,569,000962
Provision for loan and lease losses$323,000944
Total noninterest income$1,419,0001,060
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$361,000916
Trading account gains and fees$0148
Additional Noninterest Income$1,058,000956
Total noninterest expense$4,250,0001,205
Salaries and employee benefits$2,493,0001,095
Premises and equipment expense$495,0001,225
Additional noninterest expense$1,262,0001,308
Pre-tax net operating income$2,415,000780
Securities gains (losses)$12,0001,440
Applicable income taxes$686,000707
Income before extraordinary items$1,741,000877
Extraordinary gains, net$010
Net income$1,741,000878
Minority interest net income$076
Net income of bank and minority interests.$1,741,000879
Net charge-offs$320,0001,007
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,732,360841
2012-12-31 (YTD Data)Rank
Total interest income$27,915,000937
Total interest expense$6,179,000699
Net interest income$21,736,0001,013
Provision for loan and lease losses$785,0002,101
Total noninterest income$6,108,000992
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,648,000860
Trading account gains and fees$0166
Additional Noninterest Income$4,460,000888
Total noninterest expense$17,194,0001,175
Salaries and employee benefits$9,823,0001,070
Premises and equipment expense$1,611,0001,470
Additional noninterest expense$5,760,0001,194
Pre-tax net operating income$9,865,000724
Securities gains (losses)$03,810
Applicable income taxes$2,966,000621
Income before extraordinary items$6,899,000864
Extraordinary gains, net$029
Net income$6,899,000864
Minority interest net income$093
Net income of bank and minority interests.$6,899,000864
Net charge-offs$1,295,0001,549
Cash dividends$7,700,000383
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,899,000808
2012-09-30 (YTD Data)Rank
Total interest income$20,202,000993
Total interest expense$4,679,000730
Net interest income$15,523,0001,070
Provision for loan and lease losses$320,0002,881
Total noninterest income$3,699,0001,150
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,228,000870
Trading account gains and fees$0157
Additional Noninterest Income$2,471,0001,081
Total noninterest expense$11,981,0001,250
Salaries and employee benefits$7,015,0001,117
Premises and equipment expense$1,184,0001,517
Additional noninterest expense$3,782,0001,345
Pre-tax net operating income$6,921,000816
Securities gains (losses)$03,575
Applicable income taxes$2,295,000628
Income before extraordinary items$4,626,000999
Extraordinary gains, net$020
Net income$4,626,000999
Minority interest net income$086
Net income of bank and minority interests.$4,626,000999
Net charge-offs$835,0001,629
Cash dividends$6,400,000298
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,626,000946
2012-06-30 (YTD Data)Rank
Total interest income$13,518,000995
Total interest expense$3,202,000739
Net interest income$10,316,0001,082
Provision for loan and lease losses$320,0002,321
Total noninterest income$2,548,0001,109
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$812,000867
Trading account gains and fees$0153
Additional Noninterest Income$1,736,0001,027
Total noninterest expense$7,945,0001,259
Salaries and employee benefits$4,641,0001,129
Premises and equipment expense$793,0001,501
Additional noninterest expense$2,511,0001,354
Pre-tax net operating income$4,599,000804
Securities gains (losses)$03,178
Applicable income taxes$1,527,000630
Income before extraordinary items$3,072,000994
Extraordinary gains, net$019
Net income$3,072,000994
Minority interest net income$084
Net income of bank and minority interests.$3,072,000994
Net charge-offs$618,0001,576
Cash dividends$6,400,000208
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,072,000934
2012-03-31 (YTD Data)Rank
Total interest income$6,829,000990
Total interest expense$1,655,000732
Net interest income$5,174,0001,071
Provision for loan and lease losses$160,0002,234
Total noninterest income$1,049,0001,282
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$402,000863
Trading account gains and fees$0148
Additional Noninterest Income$647,0001,249
Total noninterest expense$3,900,0001,269
Salaries and employee benefits$2,297,0001,134
Premises and equipment expense$403,0001,477
Additional noninterest expense$1,200,0001,407
Pre-tax net operating income$2,163,000832
Securities gains (losses)$02,210
Applicable income taxes$704,000656
Income before extraordinary items$1,459,0001,019
Extraordinary gains, net$019
Net income$1,459,0001,021
Minority interest net income$078
Net income of bank and minority interests.$1,459,0001,020
Net charge-offs$346,0001,366
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,459,000960
2011-12-31 (YTD Data)Rank
Total interest income$28,808,000967
Total interest expense$7,855,000740
Net interest income$20,953,0001,058
Provision for loan and lease losses$1,390,0001,988
Total noninterest income$4,310,0001,178
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,632,000902
Trading account gains and fees$0146
Additional Noninterest Income$2,678,0001,107
Total noninterest expense$15,150,0001,296
Salaries and employee benefits$8,833,0001,116
Premises and equipment expense$1,685,0001,478
Additional noninterest expense$4,632,0001,482
Pre-tax net operating income$8,723,000709
Securities gains (losses)$32,0002,864
Applicable income taxes$2,823,000604
Income before extraordinary items$5,932,000843
Extraordinary gains, net$029
Net income$5,932,000843
Minority interest net income$096
Net income of bank and minority interests.$5,932,000843
Net charge-offs$1,409,0001,968
Cash dividends$2,875,000686
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,910,240819
2011-09-30 (YTD Data)Rank
Total interest income$21,620,000977
Total interest expense$6,078,000754
Net interest income$15,542,0001,083
Provision for loan and lease losses$1,150,0001,804
Total noninterest income$3,493,0001,112
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,223,000902
Trading account gains and fees$0145
Additional Noninterest Income$2,270,0001,025
Total noninterest expense$11,463,0001,294
Salaries and employee benefits$6,680,0001,112
Premises and equipment expense$1,241,0001,515
Additional noninterest expense$3,542,0001,450
Pre-tax net operating income$6,422,000739
Securities gains (losses)$03,555
Applicable income taxes$2,047,000608
Income before extraordinary items$4,375,000875
Extraordinary gains, net$021
Net income$4,375,000873
Minority interest net income$087
Net income of bank and minority interests.$4,375,000875
Net charge-offs$1,091,0001,811
Cash dividends$1,325,000921
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,375,000840
2011-06-30 (YTD Data)Rank
Total interest income$14,410,000990
Total interest expense$4,076,000781
Net interest income$10,334,0001,081
Provision for loan and lease losses$790,0001,745
Total noninterest income$2,154,0001,161
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$787,000928
Trading account gains and fees$0153
Additional Noninterest Income$1,367,0001,086
Total noninterest expense$7,557,0001,314
Salaries and employee benefits$4,355,0001,152
Premises and equipment expense$860,0001,469
Additional noninterest expense$2,342,0001,486
Pre-tax net operating income$4,141,000750
Securities gains (losses)$02,914
Applicable income taxes$1,308,000611
Income before extraordinary items$2,833,000874
Extraordinary gains, net$015
Net income$2,833,000874
Minority interest net income$089
Net income of bank and minority interests.$2,833,000874
Net charge-offs$933,0001,531
Cash dividends$1,325,000635
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,833,000850
2011-03-31 (YTD Data)Rank
Total interest income$7,168,0001,006
Total interest expense$2,054,000813
Net interest income$5,114,0001,078
Provision for loan and lease losses$360,0001,752
Total noninterest income$1,194,0001,074
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$379,000952
Trading account gains and fees$0158
Additional Noninterest Income$815,000950
Total noninterest expense$3,857,0001,297
Salaries and employee benefits$2,235,0001,140
Premises and equipment expense$451,0001,428
Additional noninterest expense$1,171,0001,490
Pre-tax net operating income$2,091,000752
Securities gains (losses)$01,772
Applicable income taxes$658,000593
Income before extraordinary items$1,433,000857
Extraordinary gains, net$09
Net income$1,433,000855
Minority interest net income$086
Net income of bank and minority interests.$1,433,000857
Net charge-offs$943,000890
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,433,000839
2010-12-31 (YTD Data)Rank
Total interest income$30,182,0001,014
Total interest expense$9,583,000863
Net interest income$20,599,0001,082
Provision for loan and lease losses$1,795,0002,227
Total noninterest income$4,977,0001,095
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,786,000854
Trading account gains and fees$0175
Additional Noninterest Income$3,191,0001,014
Total noninterest expense$15,945,0001,259
Salaries and employee benefits$8,984,0001,108
Premises and equipment expense$1,851,0001,387
Additional noninterest expense$5,110,0001,423
Pre-tax net operating income$7,836,000684
Securities gains (losses)$-20,0007,081
Applicable income taxes$2,408,000631
Income before extraordinary items$5,408,000809
Extraordinary gains, net$029
Net income$5,408,000809
Minority interest net income$0111
Net income of bank and minority interests.$5,408,000810
Net charge-offs$1,446,0002,219
Cash dividends$2,525,000649
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,421,800777
2010-09-30 (YTD Data)Rank
Total interest income$22,676,0001,030
Total interest expense$7,342,000871
Net interest income$15,334,0001,095
Provision for loan and lease losses$1,555,0001,929
Total noninterest income$3,720,0001,073
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,332,000884
Trading account gains and fees$0165
Additional Noninterest Income$2,388,000977
Total noninterest expense$11,761,0001,264
Salaries and employee benefits$6,720,0001,097
Premises and equipment expense$1,437,0001,360
Additional noninterest expense$3,604,0001,474
Pre-tax net operating income$5,738,000733
Securities gains (losses)$-20,0007,264
Applicable income taxes$1,783,000653
Income before extraordinary items$3,935,000884
Extraordinary gains, net$023
Net income$3,935,000885
Minority interest net income$0110
Net income of bank and minority interests.$3,935,000885
Net charge-offs$1,165,0002,024
Cash dividends$1,200,000898
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,948,800840
2010-06-30 (YTD Data)Rank
Total interest income$14,925,0001,054
Total interest expense$4,999,000890
Net interest income$9,926,0001,135
Provision for loan and lease losses$1,045,0001,891
Total noninterest income$2,373,0001,087
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$845,000937
Trading account gains and fees$0152
Additional Noninterest Income$1,528,000963
Total noninterest expense$7,768,0001,273
Salaries and employee benefits$4,347,0001,133
Premises and equipment expense$1,013,0001,307
Additional noninterest expense$2,408,0001,473
Pre-tax net operating income$3,486,000786
Securities gains (losses)$-20,0007,367
Applicable income taxes$1,021,000709
Income before extraordinary items$2,445,000918
Extraordinary gains, net$019
Net income$2,445,000918
Minority interest net income$0105
Net income of bank and minority interests.$2,445,000919
Net charge-offs$991,0001,736
Cash dividends$1,200,000577
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,459,200875
2010-03-31 (YTD Data)Rank
Total interest income$7,331,0001,097
Total interest expense$2,576,000909
Net interest income$4,755,0001,205
Provision for loan and lease losses$460,0001,901
Total noninterest income$1,082,0001,144
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$348,0001,123
Trading account gains and fees$0175
Additional Noninterest Income$734,000983
Total noninterest expense$3,907,0001,277
Salaries and employee benefits$2,169,0001,148
Premises and equipment expense$534,0001,283
Additional noninterest expense$1,204,0001,471
Pre-tax net operating income$1,470,000909
Securities gains (losses)$02,284
Applicable income taxes$410,000822
Income before extraordinary items$1,060,0001,029
Extraordinary gains, net$016
Net income$1,060,0001,031
Minority interest net income$091
Net income of bank and minority interests.$1,060,0001,032
Net charge-offs$422,0001,729
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,060,0001,005
2009-12-31 (YTD Data)Rank
Total interest income$30,111,0001,139
Total interest expense$11,672,0001,012
Net interest income$18,439,0001,212
Provision for loan and lease losses$3,700,0001,736
Total noninterest income$4,122,0001,268
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,448,0001,194
Trading account gains and fees$0211
Additional Noninterest Income$2,674,0001,117
Total noninterest expense$14,468,0001,414
Salaries and employee benefits$8,160,0001,206
Premises and equipment expense$1,818,0001,487
Additional noninterest expense$4,490,0001,648
Pre-tax net operating income$4,393,000952
Securities gains (losses)$521,000857
Applicable income taxes$1,254,000823
Income before extraordinary items$3,660,000934
Extraordinary gains, net$034
Net income$3,660,000934
Minority interest net income$0115
Net income of bank and minority interests.$3,660,000933
Net charge-offs$1,610,0002,288
Cash dividends$1,950,000945
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,274,4601,028
2009-09-30 (YTD Data)Rank
Total interest income$22,467,0001,167
Total interest expense$9,012,0001,040
Net interest income$13,455,0001,247
Provision for loan and lease losses$2,100,0001,847
Total noninterest income$4,011,0001,044
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,076,0001,202
Trading account gains and fees$0212
Additional Noninterest Income$2,935,000868
Total noninterest expense$11,164,0001,369
Salaries and employee benefits$6,256,0001,189
Premises and equipment expense$1,397,0001,466
Additional noninterest expense$3,511,0001,532
Pre-tax net operating income$4,202,000807
Securities gains (losses)$03,497
Applicable income taxes$1,154,000755
Income before extraordinary items$3,048,000890
Extraordinary gains, net$027
Net income$3,048,000890
Minority interest net income$0118
Net income of bank and minority interests.$3,048,000891
Net charge-offs$820,0002,441
Cash dividends$975,0001,299
Sale, conversion, retirement of capital stock, net$7,000,000108
Net operating income$3,048,000878
2009-06-30 (YTD Data)Rank
Total interest income$15,002,0001,187
Total interest expense$6,112,0001,087
Net interest income$8,890,0001,252
Provision for loan and lease losses$1,300,0001,775
Total noninterest income$2,811,0001,012
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$688,0001,241
Trading account gains and fees$0193
Additional Noninterest Income$2,123,000844
Total noninterest expense$7,441,0001,395
Salaries and employee benefits$4,140,0001,219
Premises and equipment expense$983,0001,421
Additional noninterest expense$2,318,0001,580
Pre-tax net operating income$2,960,000788
Securities gains (losses)$03,136
Applicable income taxes$825,000724
Income before extraordinary items$2,135,000886
Extraordinary gains, net$021
Net income$2,135,000886
Minority interest net income$0112
Net income of bank and minority interests.$2,135,000886
Net charge-offs$325,0002,842
Cash dividends$975,000948
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,135,000853
2009-03-31 (YTD Data)Rank
Total interest income$7,497,0001,204
Total interest expense$3,119,0001,102
Net interest income$4,378,0001,264
Provision for loan and lease losses$700,0001,458
Total noninterest income$1,372,000998
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$336,0001,228
Trading account gains and fees$0171
Additional Noninterest Income$1,036,000826
Total noninterest expense$3,476,0001,432
Salaries and employee benefits$1,930,0001,343
Premises and equipment expense$541,0001,325
Additional noninterest expense$1,005,0001,610
Pre-tax net operating income$1,574,000812
Securities gains (losses)$02,434
Applicable income taxes$451,000747
Income before extraordinary items$1,123,000950
Extraordinary gains, net$015
Net income$1,123,000951
Minority interest net income$0102
Net income of bank and minority interests.$1,123,000952
Net charge-offs$156,0002,373
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,123,000892
2008-12-31 (YTD Data)Rank
Total interest income$30,639,0001,252
Total interest expense$15,054,0001,073
Net interest income$15,585,0001,437
Provision for loan and lease losses$885,0002,900
Total noninterest income$4,177,0001,233
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,581,0001,137
Trading account gains and fees$0154
Additional Noninterest Income$2,596,0001,084
Total noninterest expense$13,036,0001,497
Salaries and employee benefits$7,580,0001,348
Premises and equipment expense$1,934,0001,430
Additional noninterest expense$3,522,0001,738
Pre-tax net operating income$5,841,000959
Securities gains (losses)$-991,0007,739
Applicable income taxes$1,080,0001,134
Income before extraordinary items$3,770,0001,101
Extraordinary gains, net$039
Net income$3,770,0001,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0003,999
Cash dividends$1,500,0001,715
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,542,980971
2008-09-30 (YTD Data)Rank
Total interest income$23,038,0001,273
Total interest expense$11,518,0001,093
Net interest income$11,520,0001,471
Provision for loan and lease losses$555,0002,576
Total noninterest income$3,090,0001,279
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,175,0001,156
Trading account gains and fees$0148
Additional Noninterest Income$1,915,0001,143
Total noninterest expense$9,797,0001,485
Salaries and employee benefits$5,761,0001,341
Premises and equipment expense$1,471,0001,419
Additional noninterest expense$2,565,0001,736
Pre-tax net operating income$4,258,0001,186
Securities gains (losses)$-991,0007,925
Applicable income taxes$667,0001,583
Income before extraordinary items$2,600,0001,421
Extraordinary gains, net$031
Net income$2,600,0001,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0003,837
Cash dividends$650,0002,369
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,392,8001,156
2008-06-30 (YTD Data)Rank
Total interest income$15,551,0001,281
Total interest expense$7,807,0001,122
Net interest income$7,744,0001,448
Provision for loan and lease losses$270,0002,708
Total noninterest income$2,088,0001,283
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$763,0001,168
Trading account gains and fees$0149
Additional Noninterest Income$1,325,0001,151
Total noninterest expense$6,557,0001,473
Salaries and employee benefits$3,856,0001,349
Premises and equipment expense$1,008,0001,378
Additional noninterest expense$1,693,0001,732
Pre-tax net operating income$3,005,0001,188
Securities gains (losses)$03,233
Applicable income taxes$780,0001,136
Income before extraordinary items$2,225,0001,248
Extraordinary gains, net$021
Net income$2,225,0001,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0003,402
Cash dividends$650,0001,942
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,225,0001,230
2008-03-31 (YTD Data)Rank
Total interest income$7,876,0001,300
Total interest expense$4,031,0001,154
Net interest income$3,845,0001,439
Provision for loan and lease losses$135,0002,308
Total noninterest income$1,019,0001,315
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$364,0001,208
Trading account gains and fees$0158
Additional Noninterest Income$655,0001,174
Total noninterest expense$3,242,0001,482
Salaries and employee benefits$1,915,0001,362
Premises and equipment expense$509,0001,361
Additional noninterest expense$818,0001,741
Pre-tax net operating income$1,487,0001,271
Securities gains (losses)$02,688
Applicable income taxes$384,0001,232
Income before extraordinary items$1,103,0001,371
Extraordinary gains, net$015
Net income$1,103,0001,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,065
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,103,0001,331
2007-12-31 (YTD Data)Rank
Total interest income$32,168,0001,325
Total interest expense$16,979,0001,167
Net interest income$15,189,0001,500
Provision for loan and lease losses$480,0002,381
Total noninterest income$3,689,0001,387
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,331,0001,347
Trading account gains and fees$0178
Additional Noninterest Income$2,358,0001,218
Total noninterest expense$12,475,0001,483
Salaries and employee benefits$7,537,0001,331
Premises and equipment expense$1,866,0001,432
Additional noninterest expense$3,072,0001,798
Pre-tax net operating income$5,923,0001,411
Securities gains (losses)$02,146
Applicable income taxes$1,443,0001,448
Income before extraordinary items$4,480,0001,442
Extraordinary gains, net$039
Net income$4,480,0001,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,656
Cash dividends$2,611,0001,325
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,480,0001,425
2007-09-30 (YTD Data)Rank
Total interest income$23,923,0001,346
Total interest expense$12,638,0001,178
Net interest income$11,285,0001,518
Provision for loan and lease losses$360,0002,007
Total noninterest income$2,757,0001,398
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$970,0001,359
Trading account gains and fees$0184
Additional Noninterest Income$1,787,0001,216
Total noninterest expense$9,363,0001,456
Salaries and employee benefits$5,626,0001,338
Premises and equipment expense$1,421,0001,391
Additional noninterest expense$2,316,0001,755
Pre-tax net operating income$4,319,0001,564
Securities gains (losses)$01,655
Applicable income taxes$1,223,0001,427
Income before extraordinary items$3,096,0001,630
Extraordinary gains, net$033
Net income$3,096,0001,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,200
Cash dividends$1,836,0001,301
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,096,0001,616
2007-06-30 (YTD Data)Rank
Total interest income$15,736,0001,374
Total interest expense$8,232,0001,211
Net interest income$7,504,0001,539
Provision for loan and lease losses$240,0001,865
Total noninterest income$1,835,0001,413
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$631,0001,397
Trading account gains and fees$0168
Additional Noninterest Income$1,204,0001,221
Total noninterest expense$6,335,0001,449
Salaries and employee benefits$3,804,0001,341
Premises and equipment expense$968,0001,369
Additional noninterest expense$1,563,0001,745
Pre-tax net operating income$2,764,0001,665
Securities gains (losses)$01,444
Applicable income taxes$772,0001,526
Income before extraordinary items$1,992,0001,738
Extraordinary gains, net$029
Net income$1,992,0001,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,767
Cash dividends$1,320,0001,237
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,992,0001,721
2007-03-31 (YTD Data)Rank
Total interest income$7,764,0001,385
Total interest expense$4,083,0001,210
Net interest income$3,681,0001,577
Provision for loan and lease losses$120,0001,752
Total noninterest income$838,0001,504
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$303,0001,413
Trading account gains and fees$0195
Additional Noninterest Income$535,0001,295
Total noninterest expense$3,211,0001,445
Salaries and employee benefits$1,884,0001,358
Premises and equipment expense$497,0001,350
Additional noninterest expense$830,0001,612
Pre-tax net operating income$1,188,0001,882
Securities gains (losses)$01,187
Applicable income taxes$306,0001,831
Income before extraordinary items$882,0001,905
Extraordinary gains, net$022
Net income$882,0001,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,735
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$882,0001,896
2006-12-31 (YTD Data)Rank
Total interest income$30,207,0001,303
Total interest expense$15,300,0001,094
Net interest income$14,907,0001,536
Provision for loan and lease losses$495,0001,929
Total noninterest income$3,735,0001,353
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,364,0001,307
Trading account gains and fees$0130
Additional Noninterest Income$2,371,0001,189
Total noninterest expense$12,271,0001,455
Salaries and employee benefits$7,757,0001,255
Premises and equipment expense$1,827,0001,404
Additional noninterest expense$2,687,0001,970
Pre-tax net operating income$5,876,0001,644
Securities gains (losses)$-472,0008,510
Applicable income taxes$1,605,0001,561
Income before extraordinary items$3,799,0001,871
Extraordinary gains, net$051
Net income$3,799,0001,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0002,203
Cash dividends$5,558,000639
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,129,4001,724
2006-09-30 (YTD Data)Rank
Total interest income$22,473,0001,311
Total interest expense$11,267,0001,087
Net interest income$11,206,0001,544
Provision for loan and lease losses$375,0001,792
Total noninterest income$2,873,0001,351
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,033,0001,294
Trading account gains and fees$0126
Additional Noninterest Income$1,840,0001,171
Total noninterest expense$9,183,0001,463
Salaries and employee benefits$5,780,0001,276
Premises and equipment expense$1,374,0001,418
Additional noninterest expense$2,029,0001,927
Pre-tax net operating income$4,521,0001,639
Securities gains (losses)$-472,0008,622
Applicable income taxes$1,203,0001,645
Income before extraordinary items$2,846,0001,918
Extraordinary gains, net$045
Net income$2,846,0001,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0001,609
Cash dividends$4,500,000572
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,176,4001,737
2006-06-30 (YTD Data)Rank
Total interest income$14,789,0001,303
Total interest expense$7,276,0001,054
Net interest income$7,513,0001,532
Provision for loan and lease losses$255,0001,728
Total noninterest income$1,492,0001,652
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$653,0001,351
Trading account gains and fees$0126
Additional Noninterest Income$839,0001,538
Total noninterest expense$6,236,0001,448
Salaries and employee benefits$3,950,0001,259
Premises and equipment expense$925,0001,400
Additional noninterest expense$1,361,0001,922
Pre-tax net operating income$2,514,0001,944
Securities gains (losses)$01,185
Applicable income taxes$720,0001,815
Income before extraordinary items$1,794,0002,013
Extraordinary gains, net$039
Net income$1,794,0002,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0001,015
Cash dividends$4,500,000412
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,794,0002,004
2006-03-31 (YTD Data)Rank
Total interest income$7,233,0001,307
Total interest expense$3,501,0001,038
Net interest income$3,732,0001,536
Provision for loan and lease losses$135,0001,590
Total noninterest income$619,0001,885
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$295,0001,450
Trading account gains and fees$0115
Additional Noninterest Income$324,0001,829
Total noninterest expense$3,084,0001,469
Salaries and employee benefits$1,971,0001,262
Premises and equipment expense$472,0001,375
Additional noninterest expense$641,0002,030
Pre-tax net operating income$1,132,0002,075
Securities gains (losses)$0955
Applicable income taxes$314,0001,961
Income before extraordinary items$818,0002,139
Extraordinary gains, net$021
Net income$818,0002,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,786
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$818,0002,128
2005-12-31 (YTD Data)Rank
Total interest income$25,754,0001,294
Total interest expense$11,430,000977
Net interest income$14,324,0001,533
Provision for loan and lease losses$160,0004,008
Total noninterest income$3,456,0001,436
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,188,0001,474
Trading account gains and fees$0138
Additional Noninterest Income$2,268,0001,238
Total noninterest expense$10,937,0001,568
Salaries and employee benefits$6,610,0001,413
Premises and equipment expense$1,767,0001,393
Additional noninterest expense$2,560,0001,972
Pre-tax net operating income$6,683,0001,432
Securities gains (losses)$6,0001,641
Applicable income taxes$2,146,0001,276
Income before extraordinary items$4,543,0001,543
Extraordinary gains, net$046
Net income$4,543,0001,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0002,857
Cash dividends$1,875,0001,550
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,538,9201,521
2005-09-30 (YTD Data)Rank
Total interest income$18,907,0001,288
Total interest expense$8,186,000967
Net interest income$10,721,0001,510
Provision for loan and lease losses$130,0003,749
Total noninterest income$2,650,0001,426
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$880,0001,475
Trading account gains and fees$0126
Additional Noninterest Income$1,770,0001,202
Total noninterest expense$8,218,0001,554
Salaries and employee benefits$5,014,0001,376
Premises and equipment expense$1,308,0001,394
Additional noninterest expense$1,896,0001,968
Pre-tax net operating income$5,023,0001,427
Securities gains (losses)$6,0001,641
Applicable income taxes$1,622,0001,292
Income before extraordinary items$3,407,0001,551
Extraordinary gains, net$035
Net income$3,407,0001,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0002,746
Cash dividends$675,0002,356
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,402,9201,523
2005-06-30 (YTD Data)Rank
Total interest income$12,304,0001,279
Total interest expense$5,201,000943
Net interest income$7,103,0001,501
Provision for loan and lease losses$180,0002,307
Total noninterest income$1,744,0001,419
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$584,0001,445
Trading account gains and fees$0116
Additional Noninterest Income$1,160,0001,210
Total noninterest expense$5,361,0001,579
Salaries and employee benefits$3,270,0001,408
Premises and equipment expense$872,0001,388
Additional noninterest expense$1,219,0002,016
Pre-tax net operating income$3,306,0001,414
Securities gains (losses)$6,0001,523
Applicable income taxes$1,060,0001,306
Income before extraordinary items$2,252,0001,532
Extraordinary gains, net$030
Net income$2,252,0001,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,414
Cash dividends$675,0001,795
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,247,9201,512
2005-03-31 (YTD Data)Rank
Total interest income$5,964,0001,287
Total interest expense$2,445,000959
Net interest income$3,519,0001,508
Provision for loan and lease losses$150,0001,379
Total noninterest income$797,0001,497
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$260,0001,563
Trading account gains and fees$0115
Additional Noninterest Income$537,0001,264
Total noninterest expense$2,611,0001,624
Salaries and employee benefits$1,629,0001,414
Premises and equipment expense$445,0001,356
Additional noninterest expense$537,0002,271
Pre-tax net operating income$1,555,0001,465
Securities gains (losses)$6,0001,143
Applicable income taxes$503,0001,352
Income before extraordinary items$1,058,0001,586
Extraordinary gains, net$024
Net income$1,058,0001,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,053,9201,571
2004-12-31 (YTD Data)Rank
Total interest income$22,192,0001,272
Total interest expense$8,116,000995
Net interest income$14,076,0001,434
Provision for loan and lease losses$855,0001,208
Total noninterest income$2,647,0001,785
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,234,0001,423
Trading account gains and fees$0138
Additional Noninterest Income$1,413,0001,712
Total noninterest expense$10,476,0001,558
Salaries and employee benefits$6,189,0001,434
Premises and equipment expense$1,609,0001,431
Additional noninterest expense$2,678,0001,820
Pre-tax net operating income$5,392,0001,577
Securities gains (losses)$97,0001,266
Applicable income taxes$1,885,0001,338
Income before extraordinary items$3,604,0001,764
Extraordinary gains, net$034
Net income$3,604,0001,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0002,349
Cash dividends$1,822,0001,472
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,539,9801,747
2004-09-30 (YTD Data)Rank
Total interest income$16,400,0001,275
Total interest expense$5,891,0001,007
Net interest income$10,509,0001,425
Provision for loan and lease losses$675,0001,126
Total noninterest income$1,919,0001,847
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$933,0001,428
Trading account gains and fees$0134
Additional Noninterest Income$986,0001,786
Total noninterest expense$7,927,0001,540
Salaries and employee benefits$4,813,0001,369
Premises and equipment expense$1,107,0001,580
Additional noninterest expense$2,007,0001,788
Pre-tax net operating income$3,826,0001,681
Securities gains (losses)$111,0001,103
Applicable income taxes$1,393,0001,373
Income before extraordinary items$2,544,0001,872
Extraordinary gains, net$026
Net income$2,544,0001,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0002,759
Cash dividends$922,0001,821
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,471,8501,869
2004-06-30 (YTD Data)Rank
Total interest income$10,762,0001,282
Total interest expense$3,773,0001,039
Net interest income$6,989,0001,414
Provision for loan and lease losses$480,0001,034
Total noninterest income$1,484,0001,613
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$613,0001,435
Trading account gains and fees$0130
Additional Noninterest Income$871,0001,463
Total noninterest expense$5,429,0001,500
Salaries and employee benefits$3,095,0001,421
Premises and equipment expense$662,0001,748
Additional noninterest expense$1,672,0001,443
Pre-tax net operating income$2,564,0001,647
Securities gains (losses)$111,000965
Applicable income taxes$882,0001,425
Income before extraordinary items$1,793,0001,778
Extraordinary gains, net$021
Net income$1,793,0001,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0002,047
Cash dividends$922,0001,377
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,718,6301,787
2004-03-31 (YTD Data)Rank
Total interest income$5,304,0001,309
Total interest expense$1,831,0001,086
Net interest income$3,473,0001,428
Provision for loan and lease losses$240,000991
Total noninterest income$629,0001,804
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$291,0001,478
Trading account gains and fees$0121
Additional Noninterest Income$338,0001,732
Total noninterest expense$2,558,0001,591
Salaries and employee benefits$1,548,0001,434
Premises and equipment expense$301,0001,926
Additional noninterest expense$709,0001,678
Pre-tax net operating income$1,304,0001,591
Securities gains (losses)$111,000744
Applicable income taxes$432,0001,462
Income before extraordinary items$983,0001,620
Extraordinary gains, net$016
Net income$983,0001,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0001,540
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$906,4101,648
2003-12-31 (YTD Data)Rank
Total interest income$21,030,0001,356
Total interest expense$7,873,0001,136
Net interest income$13,157,0001,476
Provision for loan and lease losses$835,0001,405
Total noninterest income$4,031,0001,329
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,282,0001,346
Trading account gains and fees$0160
Additional Noninterest Income$2,749,0001,154
Total noninterest expense$9,237,0001,728
Salaries and employee benefits$5,952,0001,438
Premises and equipment expense$1,127,0002,024
Additional noninterest expense$2,158,0002,235
Pre-tax net operating income$7,116,0001,175
Securities gains (losses)$80,0002,097
Applicable income taxes$2,330,0001,132
Income before extraordinary items$4,866,0001,312
Extraordinary gains, net$054
Net income$4,866,0001,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$457,0001,721
Cash dividends$1,361,0001,872
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,811,6001,258
2003-09-30 (YTD Data)Rank
Total interest income$15,792,0001,374
Total interest expense$5,989,0001,171
Net interest income$9,803,0001,499
Provision for loan and lease losses$705,0001,209
Total noninterest income$3,010,0001,365
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$951,0001,374
Trading account gains and fees$0153
Additional Noninterest Income$2,059,0001,202
Total noninterest expense$6,781,0001,764
Salaries and employee benefits$4,343,0001,489
Premises and equipment expense$859,0002,000
Additional noninterest expense$1,579,0002,270
Pre-tax net operating income$5,327,0001,214
Securities gains (losses)$-19,0009,008
Applicable income taxes$1,733,0001,187
Income before extraordinary items$3,575,0001,394
Extraordinary gains, net$040
Net income$3,575,0001,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0002,409
Cash dividends$546,0002,553
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,587,7301,309
2003-06-30 (YTD Data)Rank
Total interest income$10,551,0001,386
Total interest expense$4,054,0001,178
Net interest income$6,497,0001,504
Provision for loan and lease losses$465,0001,222
Total noninterest income$1,848,0001,449
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$628,0001,364
Trading account gains and fees$0150
Additional Noninterest Income$1,220,0001,316
Total noninterest expense$4,460,0001,775
Salaries and employee benefits$2,835,0001,519
Premises and equipment expense$573,0001,995
Additional noninterest expense$1,052,0002,255
Pre-tax net operating income$3,420,0001,245
Securities gains (losses)$03,782
Applicable income taxes$1,089,0001,278
Income before extraordinary items$2,331,0001,417
Extraordinary gains, net$030
Net income$2,331,0001,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0002,411
Cash dividends$546,0002,025
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,331,0001,325
2003-03-31 (YTD Data)Rank
Total interest income$5,293,0001,391
Total interest expense$2,062,0001,193
Net interest income$3,231,0001,503
Provision for loan and lease losses$225,0001,208
Total noninterest income$1,122,0001,227
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$303,0001,371
Trading account gains and fees$0134
Additional Noninterest Income$819,0001,033
Total noninterest expense$2,269,0001,743
Salaries and employee benefits$1,448,0001,478
Premises and equipment expense$288,0001,974
Additional noninterest expense$533,0002,198
Pre-tax net operating income$1,859,0001,164
Securities gains (losses)$02,891
Applicable income taxes$604,0001,181
Income before extraordinary items$1,255,0001,315
Extraordinary gains, net$021
Net income$1,255,0001,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0001,880
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,255,0001,227
2002-12-31 (YTD Data)Rank
Total interest income$21,915,0001,399
Total interest expense$9,276,0001,214
Net interest income$12,639,0001,533
Provision for loan and lease losses$1,110,0001,228
Total noninterest income$3,313,0001,446
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,217,0001,342
Trading account gains and fees$0153
Additional Noninterest Income$2,096,0001,269
Total noninterest expense$8,392,0001,806
Salaries and employee benefits$4,927,0001,634
Premises and equipment expense$1,093,0002,006
Additional noninterest expense$2,372,0001,954
Pre-tax net operating income$6,450,0001,316
Securities gains (losses)$04,537
Applicable income taxes$2,019,0001,283
Income before extraordinary items$4,431,0001,402
Extraordinary gains, net$070
Net income$4,431,0001,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$920,0001,046
Cash dividends$1,750,0001,466
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,431,0001,354
2001-12-31 (YTD Data)Rank
Total interest income$23,434,0001,459
Total interest expense$12,481,0001,310
Net interest income$10,953,0001,626
Provision for loan and lease losses$890,0001,372
Total noninterest income$2,098,0001,940
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$878,0001,731
Trading account gains and fees$0177
Additional Noninterest Income$1,220,0001,776
Total noninterest expense$7,257,0001,979
Salaries and employee benefits$4,308,0001,746
Premises and equipment expense$946,0002,257
Additional noninterest expense$2,003,0002,238
Pre-tax net operating income$4,904,0001,467
Securities gains (losses)$04,612
Applicable income taxes$1,452,0001,534
Income before extraordinary items$3,452,0001,547
Extraordinary gains, net$0105
Net income$3,452,0001,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,0002,101
Cash dividends$1,063,0002,142
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,452,0001,482
2000-12-31 (YTD Data)Rank
Total interest income$21,911,0001,572
Total interest expense$12,547,0001,387
Net interest income$9,364,0001,881
Provision for loan and lease losses$600,0001,605
Total noninterest income$1,432,0002,431
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$755,0001,848
Trading account gains and fees$0180
Additional Noninterest Income$677,0002,424
Total noninterest expense$6,355,0002,165
Salaries and employee benefits$3,776,0001,908
Premises and equipment expense$963,0002,139
Additional noninterest expense$1,616,0002,639
Pre-tax net operating income$3,841,0001,902
Securities gains (losses)$01,956
Applicable income taxes$1,124,0001,926
Income before extraordinary items$2,717,0001,922
Extraordinary gains, net$038
Net income$2,717,0001,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$292,0001,848
Cash dividends$2,268,0001,215
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,717,0001,919
1999-12-31 (YTD Data)Rank
Total interest income$17,724,0001,829
Total interest expense$8,673,0001,713
Net interest income$9,051,0001,956
Provision for loan and lease losses$460,0001,888
Total noninterest income$1,297,0002,542
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$622,0002,132
Trading account gains and fees$0173
Additional Noninterest Income$675,0002,436
Total noninterest expense$6,158,0002,226
Salaries and employee benefits$3,621,0001,933
Premises and equipment expense$882,0002,302
Additional noninterest expense$1,655,0002,608
Pre-tax net operating income$3,730,0001,974
Securities gains (losses)$03,155
Applicable income taxes$1,090,0002,071
Income before extraordinary items$2,640,0002,003
Extraordinary gains, net$035
Net income$2,640,0002,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0001,778
Cash dividends$909,0002,433
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,640,0001,969
1998-12-31 (YTD Data)Rank
Total interest income$16,744,0001,933
Total interest expense$8,722,0001,761
Net interest income$8,022,0002,127
Provision for loan and lease losses$300,0002,562
Total noninterest income$1,370,0002,434
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$640,0002,008
Trading account gains and fees$0224
Additional Noninterest Income$730,0002,315
Total noninterest expense$6,063,0002,148
Salaries and employee benefits$3,737,0001,779
Premises and equipment expense$841,0002,319
Additional noninterest expense$1,485,0002,810
Pre-tax net operating income$3,029,0002,347
Securities gains (losses)$36,0001,984
Applicable income taxes$945,0002,412
Income before extraordinary items$2,120,0002,432
Extraordinary gains, net$032
Net income$2,120,0002,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0002,214
Cash dividends$967,0002,300
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,095,1602,378
1997-12-31 (YTD Data)Rank
Total interest income$15,743,0002,071
Total interest expense$8,246,0001,871
Net interest income$7,497,0002,333
Provision for loan and lease losses$230,0003,146
Total noninterest income$739,0003,803
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$484,0002,710
Trading account gains and fees$0239
Additional Noninterest Income$255,0004,312
Total noninterest expense$4,873,0002,636
Salaries and employee benefits$2,948,0002,248
Premises and equipment expense$719,0002,672
Additional noninterest expense$1,206,0003,345
Pre-tax net operating income$3,133,0002,389
Securities gains (losses)$3,0003,097
Applicable income taxes$991,0002,453
Income before extraordinary items$2,145,0002,420
Extraordinary gains, net$044
Net income$2,145,0002,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0002,079
Cash dividends$1,311,0001,771
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,142,9602,370
1996-12-31 (YTD Data)Rank
Total interest income$14,830,0002,265
Total interest expense$7,763,0002,020
Net interest income$7,067,0002,511
Provision for loan and lease losses$180,0003,640
Total noninterest income$983,0003,169
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$518,0002,636
Trading account gains and fees$0262
Additional Noninterest Income$465,0003,076
Total noninterest expense$4,654,0002,925
Salaries and employee benefits$2,697,0002,471
Premises and equipment expense$696,0002,812
Additional noninterest expense$1,261,0003,627
Pre-tax net operating income$3,216,0002,225
Securities gains (losses)$04,148
Applicable income taxes$1,015,0002,321
Income before extraordinary items$2,201,0002,245
Extraordinary gains, net$053
Net income$2,201,0002,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,885
Cash dividends$1,158,0001,926
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,201,0002,189
1995-12-31 (YTD Data)Rank
Total interest income$13,662,0002,445
Total interest expense$7,055,0002,208
Net interest income$6,607,0002,696
Provision for loan and lease losses$180,0003,223
Total noninterest income$645,0004,343
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$468,0002,903
Trading account gains and fees$0522
Additional Noninterest Income$177,0005,493
Total noninterest expense$4,174,0003,201
Salaries and employee benefits$2,312,0002,881
Premises and equipment expense$517,0003,654
Additional noninterest expense$1,345,0003,387
Pre-tax net operating income$2,898,0002,496
Securities gains (losses)$26,0001,716
Applicable income taxes$895,0002,617
Income before extraordinary items$2,029,0002,479
Extraordinary gains, net$065
Net income$2,029,0002,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,418
Cash dividends$863,0002,297
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,011,0602,481
1994-12-31 (YTD Data)Rank
Total interest income$11,557,0002,616
Total interest expense$4,936,0002,491
Net interest income$6,621,0002,734
Provision for loan and lease losses$300,0002,237
Total noninterest income$682,0004,208
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$502,0002,736
Trading account gains and fees$0475
Additional Noninterest Income$180,0005,611
Total noninterest expense$4,176,0003,298
Salaries and employee benefits$2,285,0002,897
Premises and equipment expense$475,0003,966
Additional noninterest expense$1,416,0003,491
Pre-tax net operating income$2,823,0002,509
Securities gains (losses)$2,0003,070
Applicable income taxes$874,0002,567
Income before extraordinary items$1,951,0002,486
Extraordinary gains, net$0249
Net income$1,951,0002,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,150
Cash dividends$722,0002,463
Sale, conversion, retirement of capital stock, net$66,000878
Net operating income$1,949,6202,505
1993-12-31 (YTD Data)Rank
Total interest income$11,103,0002,793
Total interest expense$4,756,0002,704
Net interest income$6,347,0002,860
Provision for loan and lease losses$350,0002,706
Total noninterest income$627,0004,814
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$508,0002,744
Trading account gains and fees$0532
Additional Noninterest Income$119,0007,333
Total noninterest expense$3,732,0003,714
Salaries and employee benefits$1,896,0003,442
Premises and equipment expense$458,0004,185
Additional noninterest expense$1,378,0003,765
Pre-tax net operating income$2,892,0002,380
Securities gains (losses)$32,0004,013
Applicable income taxes$915,0002,483
Income before extraordinary items$2,009,0002,503
Extraordinary gains, net$91,0001,655
Net income$2,100,0002,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0005,154
Cash dividends$667,0002,473
Sale, conversion, retirement of capital stock, net$254,000735
Net operating income$1,986,9202,383
1992-12-31 (YTD Data)Rank
Total interest income$11,136,0003,155
Total interest expense$5,433,0003,059
Net interest income$5,703,0003,212
Provision for loan and lease losses$300,0004,111
Total noninterest income$586,0005,047
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$462,0003,017
Trading account gains and fees$0504
Additional Noninterest Income$124,0007,335
Total noninterest expense$3,416,0004,018
Salaries and employee benefits$1,716,0003,732
Premises and equipment expense$405,0004,746
Additional noninterest expense$1,295,0004,056
Pre-tax net operating income$2,573,0002,407
Securities gains (losses)$08,369
Applicable income taxes$795,0002,635
Income before extraordinary items$1,778,0002,580
Extraordinary gains, net$01,422
Net income$1,778,0002,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0006,234
Cash dividends$571,0002,509
Sale, conversion, retirement of capital stock, net$8,0001,078
Net operating income$1,778,0002,391

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.