Home > Peoples State Bank > Income and Expense
Peoples State Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,657,000 | 1,496 |
| Total interest expense | $4,713,000 | 1,731 |
| Net interest income | $15,944,000 | 1,400 |
| Provision for loan and lease losses | $19,251,000 | 381 |
| Total noninterest income | $2,703,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,490,000 | 596 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $213,000 | 4,497 |
| Total noninterest expense | $17,722,000 | 1,127 |
| Salaries and employee benefits | $6,940,000 | 1,422 |
| Premises and equipment expense | $2,743,000 | 934 |
| Additional noninterest expense | $8,039,000 | 913 |
| Pre-tax net operating income | $-18,326,000 | 7,506 |
| Securities gains (losses) | $163,000 | 1,764 |
| Applicable income taxes | $5,000 | 4,343 |
| Income before extraordinary items | $-18,168,000 | 7,508 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-18,168,000 | 7,508 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-18,168,000 | 7,508 |
| Net charge-offs | $12,102,000 | 520 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $-143,000 | 7,602 |
| Net operating income | $-18,331,000 | 7,505 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,230,000 | 1,447 |
| Total interest expense | $3,750,000 | 1,707 |
| Net interest income | $12,480,000 | 1,359 |
| Provision for loan and lease losses | $10,903,000 | 465 |
| Total noninterest income | $2,499,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,876,000 | 602 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $623,000 | 2,428 |
| Total noninterest expense | $13,294,000 | 1,107 |
| Salaries and employee benefits | $5,271,000 | 1,406 |
| Premises and equipment expense | $2,121,000 | 910 |
| Additional noninterest expense | $5,902,000 | 898 |
| Pre-tax net operating income | $-9,218,000 | 7,532 |
| Securities gains (losses) | $177,000 | 1,472 |
| Applicable income taxes | $144,000 | 2,826 |
| Income before extraordinary items | $-9,185,000 | 7,569 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-9,185,000 | 7,569 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-9,185,000 | 7,569 |
| Net charge-offs | $6,519,000 | 655 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $-144,000 | 7,712 |
| Net operating income | $-9,362,000 | 7,559 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,142,000 | 1,416 |
| Total interest expense | $2,612,000 | 1,716 |
| Net interest income | $8,530,000 | 1,338 |
| Provision for loan and lease losses | $2,341,000 | 1,140 |
| Total noninterest income | $1,993,000 | 1,233 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,235,000 | 617 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $758,000 | 1,581 |
| Total noninterest expense | $9,041,000 | 1,088 |
| Salaries and employee benefits | $3,716,000 | 1,329 |
| Premises and equipment expense | $1,462,000 | 899 |
| Additional noninterest expense | $3,863,000 | 914 |
| Pre-tax net operating income | $-859,000 | 6,937 |
| Securities gains (losses) | $226,000 | 874 |
| Applicable income taxes | $144,000 | 2,443 |
| Income before extraordinary items | $-777,000 | 6,997 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-777,000 | 6,997 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-777,000 | 6,997 |
| Net charge-offs | $3,749,000 | 692 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 603 |
| Net operating income | $-1,003,000 | 7,069 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,629,000 | 1,438 |
| Total interest expense | $1,389,000 | 1,697 |
| Net interest income | $4,240,000 | 1,354 |
| Provision for loan and lease losses | $386,000 | 2,110 |
| Total noninterest income | $901,000 | 1,338 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $623,000 | 612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $278,000 | 1,931 |
| Total noninterest expense | $4,638,000 | 1,073 |
| Salaries and employee benefits | $1,782,000 | 1,403 |
| Premises and equipment expense | $733,000 | 928 |
| Additional noninterest expense | $2,123,000 | 842 |
| Pre-tax net operating income | $117,000 | 4,871 |
| Securities gains (losses) | $4,000 | 1,944 |
| Applicable income taxes | $144,000 | 1,778 |
| Income before extraordinary items | $-23,000 | 6,511 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-23,000 | 6,513 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-23,000 | 6,512 |
| Net charge-offs | $818,000 | 1,180 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 623 |
| Net operating income | $-25,560 | 6,444 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $24,542,000 | 1,402 |
| Total interest expense | $8,719,000 | 1,378 |
| Net interest income | $15,823,000 | 1,403 |
| Provision for loan and lease losses | $16,169,000 | 574 |
| Total noninterest income | $2,337,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,575,000 | 649 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-238,000 | 7,708 |
| Total noninterest expense | $18,020,000 | 1,154 |
| Salaries and employee benefits | $8,105,000 | 1,214 |
| Premises and equipment expense | $3,129,000 | 862 |
| Additional noninterest expense | $6,786,000 | 1,149 |
| Pre-tax net operating income | $-16,029,000 | 7,649 |
| Securities gains (losses) | $2,147,000 | 259 |
| Applicable income taxes | $-1,298,000 | 7,373 |
| Income before extraordinary items | $-12,584,000 | 7,624 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-12,584,000 | 7,624 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-12,584,000 | 7,624 |
| Net charge-offs | $13,816,000 | 530 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $320,000 | 621 |
| Net operating income | $-14,537,770 | 7,670 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $18,873,000 | 1,385 |
| Total interest expense | $6,916,000 | 1,356 |
| Net interest income | $11,957,000 | 1,391 |
| Provision for loan and lease losses | $6,378,000 | 881 |
| Total noninterest income | $2,166,000 | 1,684 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,901,000 | 659 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $265,000 | 3,811 |
| Total noninterest expense | $13,319,000 | 1,151 |
| Salaries and employee benefits | $6,130,000 | 1,222 |
| Premises and equipment expense | $2,317,000 | 882 |
| Additional noninterest expense | $4,872,000 | 1,156 |
| Pre-tax net operating income | $-5,574,000 | 7,540 |
| Securities gains (losses) | $1,974,000 | 215 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $-3,602,000 | 7,441 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,602,000 | 7,441 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,602,000 | 7,441 |
| Net charge-offs | $6,168,000 | 704 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $254,000 | 536 |
| Net operating income | $-5,576,000 | 7,630 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,978,000 | 1,377 |
| Total interest expense | $4,691,000 | 1,414 |
| Net interest income | $8,287,000 | 1,345 |
| Provision for loan and lease losses | $4,758,000 | 772 |
| Total noninterest income | $1,358,000 | 1,769 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,213,000 | 689 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $145,000 | 4,192 |
| Total noninterest expense | $8,967,000 | 1,164 |
| Salaries and employee benefits | $4,196,000 | 1,205 |
| Premises and equipment expense | $1,542,000 | 910 |
| Additional noninterest expense | $3,229,000 | 1,184 |
| Pre-tax net operating income | $-4,080,000 | 7,673 |
| Securities gains (losses) | $1,108,000 | 262 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $-2,974,000 | 7,633 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,974,000 | 7,632 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,974,000 | 7,632 |
| Net charge-offs | $4,830,000 | 592 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $162,000 | 509 |
| Net operating income | $-4,082,000 | 7,747 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,586,000 | 1,375 |
| Total interest expense | $2,393,000 | 1,446 |
| Net interest income | $4,193,000 | 1,319 |
| Provision for loan and lease losses | $2,217,000 | 699 |
| Total noninterest income | $489,000 | 2,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $590,000 | 683 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-101,000 | 8,119 |
| Total noninterest expense | $4,336,000 | 1,158 |
| Salaries and employee benefits | $2,171,000 | 1,177 |
| Premises and equipment expense | $757,000 | 946 |
| Additional noninterest expense | $1,408,000 | 1,176 |
| Pre-tax net operating income | $-1,871,000 | 7,808 |
| Securities gains (losses) | $261,000 | 560 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $-1,612,000 | 7,850 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,612,000 | 7,851 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,612,000 | 7,851 |
| Net charge-offs | $1,564,000 | 714 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 432 |
| Net operating income | $-1,873,000 | 7,884 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $28,994,000 | 1,336 |
| Total interest expense | $10,434,000 | 1,551 |
| Net interest income | $18,560,000 | 1,194 |
| Provision for loan and lease losses | $9,956,000 | 597 |
| Total noninterest income | $-9,000 | 8,157 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,409,000 | 718 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-2,418,000 | 8,284 |
| Total noninterest expense | $22,486,000 | 886 |
| Salaries and employee benefits | $9,563,000 | 1,044 |
| Premises and equipment expense | $3,645,000 | 765 |
| Additional noninterest expense | $9,278,000 | 724 |
| Pre-tax net operating income | $-13,891,000 | 8,046 |
| Securities gains (losses) | $187,000 | 749 |
| Applicable income taxes | $-104,000 | 7,084 |
| Income before extraordinary items | $-13,600,000 | 8,047 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-13,600,000 | 8,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,024,000 | 482 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $567,000 | 527 |
| Net operating income | $-13,785,130 | 8,074 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $22,114,000 | 1,339 |
| Total interest expense | $7,948,000 | 1,587 |
| Net interest income | $14,166,000 | 1,197 |
| Provision for loan and lease losses | $5,966,000 | 572 |
| Total noninterest income | $2,651,000 | 1,439 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,783,000 | 737 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $868,000 | 2,009 |
| Total noninterest expense | $17,220,000 | 853 |
| Salaries and employee benefits | $7,375,000 | 1,038 |
| Premises and equipment expense | $2,909,000 | 715 |
| Additional noninterest expense | $6,936,000 | 686 |
| Pre-tax net operating income | $-6,369,000 | 8,168 |
| Securities gains (losses) | $187,000 | 657 |
| Applicable income taxes | $-2,162,000 | 8,194 |
| Income before extraordinary items | $-4,020,000 | 8,087 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-4,020,000 | 8,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,343,000 | 493 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $357,000 | 457 |
| Net operating income | $-4,141,550 | 8,141 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,922,000 | 1,344 |
| Total interest expense | $5,602,000 | 1,561 |
| Net interest income | $9,320,000 | 1,202 |
| Provision for loan and lease losses | $3,616,000 | 533 |
| Total noninterest income | $1,941,000 | 1,358 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,154,000 | 753 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $787,000 | 1,651 |
| Total noninterest expense | $10,959,000 | 896 |
| Salaries and employee benefits | $5,074,000 | 1,018 |
| Premises and equipment expense | $1,810,000 | 765 |
| Additional noninterest expense | $4,075,000 | 739 |
| Pre-tax net operating income | $-3,314,000 | 8,242 |
| Securities gains (losses) | $187,000 | 646 |
| Applicable income taxes | $-1,108,000 | 8,279 |
| Income before extraordinary items | $-2,019,000 | 8,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,019,000 | 8,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,826,000 | 437 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $270,000 | 362 |
| Net operating income | $-2,140,550 | 8,217 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,597,000 | 1,354 |
| Total interest expense | $3,129,000 | 1,504 |
| Net interest income | $4,468,000 | 1,241 |
| Provision for loan and lease losses | $2,063,000 | 398 |
| Total noninterest income | $1,000,000 | 1,334 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $558,000 | 774 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $442,000 | 1,530 |
| Total noninterest expense | $5,829,000 | 820 |
| Salaries and employee benefits | $2,653,000 | 987 |
| Premises and equipment expense | $906,000 | 771 |
| Additional noninterest expense | $2,270,000 | 645 |
| Pre-tax net operating income | $-2,424,000 | 8,387 |
| Securities gains (losses) | $187,000 | 465 |
| Applicable income taxes | $-788,000 | 8,387 |
| Income before extraordinary items | $-1,449,000 | 8,359 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,449,000 | 8,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,043,000 | 286 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 216 |
| Net operating income | $-1,570,550 | 8,357 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $33,408,000 | 1,263 |
| Total interest expense | $14,818,000 | 1,350 |
| Net interest income | $18,590,000 | 1,199 |
| Provision for loan and lease losses | $7,663,000 | 305 |
| Total noninterest income | $3,750,000 | 1,366 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,407,000 | 740 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,343,000 | 1,812 |
| Total noninterest expense | $18,883,000 | 985 |
| Salaries and employee benefits | $9,930,000 | 1,015 |
| Premises and equipment expense | $3,945,000 | 675 |
| Additional noninterest expense | $5,008,000 | 1,124 |
| Pre-tax net operating income | $-4,206,000 | 8,427 |
| Securities gains (losses) | $-41,000 | 7,967 |
| Applicable income taxes | $-1,737,000 | 8,451 |
| Income before extraordinary items | $-2,510,000 | 8,374 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,510,000 | 8,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,736,000 | 242 |
| Cash dividends | $1,560,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $253,000 | 681 |
| Net operating income | $-2,483,760 | 8,360 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $25,096,000 | 1,262 |
| Total interest expense | $11,047,000 | 1,362 |
| Net interest income | $14,049,000 | 1,198 |
| Provision for loan and lease losses | $4,485,000 | 273 |
| Total noninterest income | $2,808,000 | 1,375 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,813,000 | 719 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $995,000 | 1,845 |
| Total noninterest expense | $13,863,000 | 1,004 |
| Salaries and employee benefits | $7,445,000 | 1,007 |
| Premises and equipment expense | $2,953,000 | 669 |
| Additional noninterest expense | $3,465,000 | 1,185 |
| Pre-tax net operating income | $-1,491,000 | 8,384 |
| Securities gains (losses) | $-32,000 | 8,083 |
| Applicable income taxes | $-771,000 | 8,479 |
| Income before extraordinary items | $-752,000 | 8,248 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-752,000 | 8,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,666,000 | 201 |
| Cash dividends | $1,560,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $179,000 | 616 |
| Net operating income | $-731,520 | 8,235 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,998,000 | 1,257 |
| Total interest expense | $7,225,000 | 1,391 |
| Net interest income | $9,773,000 | 1,160 |
| Provision for loan and lease losses | $1,960,000 | 333 |
| Total noninterest income | $2,063,000 | 1,299 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,210,000 | 720 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $853,000 | 1,555 |
| Total noninterest expense | $9,123,000 | 1,033 |
| Salaries and employee benefits | $4,894,000 | 1,038 |
| Premises and equipment expense | $1,951,000 | 704 |
| Additional noninterest expense | $2,278,000 | 1,217 |
| Pre-tax net operating income | $753,000 | 4,151 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $78,000 | 4,370 |
| Income before extraordinary items | $675,000 | 3,906 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $675,000 | 3,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $352,000 | 918 |
| Cash dividends | $1,000,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 592 |
| Net operating income | $675,000 | 3,896 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,518,000 | 1,244 |
| Total interest expense | $3,531,000 | 1,410 |
| Net interest income | $4,987,000 | 1,116 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $989,000 | 1,323 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $584,000 | 723 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $405,000 | 1,575 |
| Total noninterest expense | $4,579,000 | 1,029 |
| Salaries and employee benefits | $2,395,000 | 1,074 |
| Premises and equipment expense | $995,000 | 682 |
| Additional noninterest expense | $1,189,000 | 1,148 |
| Pre-tax net operating income | $1,277,000 | 1,783 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $342,000 | 1,703 |
| Income before extraordinary items | $935,000 | 1,825 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $935,000 | 1,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 916 |
| Cash dividends | $450,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 547 |
| Net operating income | $935,000 | 1,814 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $33,102,000 | 1,187 |
| Total interest expense | $13,191,000 | 1,284 |
| Net interest income | $19,911,000 | 1,112 |
| Provision for loan and lease losses | $1,839,000 | 600 |
| Total noninterest income | $4,064,000 | 1,281 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,368,000 | 747 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,696,000 | 1,518 |
| Total noninterest expense | $17,910,000 | 1,002 |
| Salaries and employee benefits | $9,413,000 | 1,024 |
| Premises and equipment expense | $3,811,000 | 677 |
| Additional noninterest expense | $4,686,000 | 1,144 |
| Pre-tax net operating income | $4,226,000 | 2,167 |
| Securities gains (losses) | $-221,000 | 8,398 |
| Applicable income taxes | $970,000 | 2,244 |
| Income before extraordinary items | $3,035,000 | 2,259 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,035,000 | 2,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,278,000 | 559 |
| Cash dividends | $2,150,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 932 |
| Net operating income | $3,202,960 | 2,145 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $24,641,000 | 1,204 |
| Total interest expense | $9,755,000 | 1,264 |
| Net interest income | $14,886,000 | 1,134 |
| Provision for loan and lease losses | $1,084,000 | 708 |
| Total noninterest income | $3,206,000 | 1,251 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,761,000 | 762 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,445,000 | 1,391 |
| Total noninterest expense | $13,525,000 | 998 |
| Salaries and employee benefits | $7,154,000 | 1,018 |
| Premises and equipment expense | $2,864,000 | 695 |
| Additional noninterest expense | $3,507,000 | 1,153 |
| Pre-tax net operating income | $3,483,000 | 2,074 |
| Securities gains (losses) | $-108,000 | 8,429 |
| Applicable income taxes | $842,000 | 2,128 |
| Income before extraordinary items | $2,533,000 | 2,127 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,533,000 | 2,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $811,000 | 555 |
| Cash dividends | $1,950,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 774 |
| Net operating income | $2,614,000 | 2,069 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $16,097,000 | 1,211 |
| Total interest expense | $6,287,000 | 1,246 |
| Net interest income | $9,810,000 | 1,153 |
| Provision for loan and lease losses | $479,000 | 1,021 |
| Total noninterest income | $2,147,000 | 1,248 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,169,000 | 749 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $978,000 | 1,371 |
| Total noninterest expense | $9,084,000 | 995 |
| Salaries and employee benefits | $4,752,000 | 1,037 |
| Premises and equipment expense | $1,964,000 | 677 |
| Additional noninterest expense | $2,368,000 | 1,140 |
| Pre-tax net operating income | $2,394,000 | 2,030 |
| Securities gains (losses) | $-53,000 | 8,380 |
| Applicable income taxes | $585,000 | 2,095 |
| Income before extraordinary items | $1,756,000 | 2,053 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,756,000 | 2,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 719 |
| Cash dividends | $1,300,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 789 |
| Net operating income | $1,795,750 | 2,001 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,929,000 | 1,205 |
| Total interest expense | $3,019,000 | 1,230 |
| Net interest income | $4,910,000 | 1,146 |
| Provision for loan and lease losses | $188,000 | 1,205 |
| Total noninterest income | $1,043,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $567,000 | 745 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $476,000 | 1,392 |
| Total noninterest expense | $4,719,000 | 947 |
| Salaries and employee benefits | $2,467,000 | 997 |
| Premises and equipment expense | $1,007,000 | 649 |
| Additional noninterest expense | $1,245,000 | 1,075 |
| Pre-tax net operating income | $1,046,000 | 2,203 |
| Securities gains (losses) | $-53,000 | 8,579 |
| Applicable income taxes | $232,000 | 2,389 |
| Income before extraordinary items | $761,000 | 2,293 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $761,000 | 2,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 798 |
| Cash dividends | $650,000 | 1,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $801,810 | 2,163 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $29,112,000 | 1,133 |
| Total interest expense | $9,369,000 | 1,202 |
| Net interest income | $19,743,000 | 1,097 |
| Provision for loan and lease losses | $1,554,000 | 685 |
| Total noninterest income | $4,713,000 | 1,135 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,475,000 | 706 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,238,000 | 1,252 |
| Total noninterest expense | $17,030,000 | 997 |
| Salaries and employee benefits | $9,276,000 | 986 |
| Premises and equipment expense | $3,327,000 | 728 |
| Additional noninterest expense | $4,427,000 | 1,148 |
| Pre-tax net operating income | $5,872,000 | 1,604 |
| Securities gains (losses) | $-16,000 | 7,722 |
| Applicable income taxes | $1,700,000 | 1,546 |
| Income before extraordinary items | $4,156,000 | 1,692 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,156,000 | 1,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,252,000 | 571 |
| Cash dividends | $2,300,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,167,360 | 1,661 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $21,327,000 | 1,129 |
| Total interest expense | $6,574,000 | 1,206 |
| Net interest income | $14,753,000 | 1,082 |
| Provision for loan and lease losses | $1,193,000 | 642 |
| Total noninterest income | $3,472,000 | 1,151 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,844,000 | 705 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,628,000 | 1,276 |
| Total noninterest expense | $12,367,000 | 1,025 |
| Salaries and employee benefits | $6,634,000 | 1,030 |
| Premises and equipment expense | $2,428,000 | 743 |
| Additional noninterest expense | $3,305,000 | 1,144 |
| Pre-tax net operating income | $4,665,000 | 1,534 |
| Securities gains (losses) | $31,000 | 1,052 |
| Applicable income taxes | $1,390,000 | 1,463 |
| Income before extraordinary items | $3,306,000 | 1,591 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,306,000 | 1,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $976,000 | 501 |
| Cash dividends | $1,700,000 | 1,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,284,300 | 1,569 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,793,000 | 1,135 |
| Total interest expense | $4,086,000 | 1,219 |
| Net interest income | $9,707,000 | 1,080 |
| Provision for loan and lease losses | $549,000 | 903 |
| Total noninterest income | $2,215,000 | 1,175 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,196,000 | 702 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,019,000 | 1,326 |
| Total noninterest expense | $8,203,000 | 1,019 |
| Salaries and employee benefits | $4,388,000 | 1,032 |
| Premises and equipment expense | $1,608,000 | 745 |
| Additional noninterest expense | $2,207,000 | 1,126 |
| Pre-tax net operating income | $3,170,000 | 1,474 |
| Securities gains (losses) | $24,000 | 1,040 |
| Applicable income taxes | $958,000 | 1,415 |
| Income before extraordinary items | $2,236,000 | 1,541 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,236,000 | 1,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 973 |
| Cash dividends | $1,100,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,219,200 | 1,529 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,617,000 | 1,161 |
| Total interest expense | $1,901,000 | 1,249 |
| Net interest income | $4,716,000 | 1,111 |
| Provision for loan and lease losses | $404,000 | 588 |
| Total noninterest income | $1,100,000 | 1,162 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $586,000 | 696 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $514,000 | 1,316 |
| Total noninterest expense | $4,139,000 | 1,007 |
| Salaries and employee benefits | $2,248,000 | 990 |
| Premises and equipment expense | $834,000 | 717 |
| Additional noninterest expense | $1,057,000 | 1,160 |
| Pre-tax net operating income | $1,273,000 | 1,784 |
| Securities gains (losses) | $24,000 | 734 |
| Applicable income taxes | $379,000 | 1,673 |
| Income before extraordinary items | $918,000 | 1,844 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $918,000 | 1,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 443 |
| Cash dividends | $550,000 | 1,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $900,960 | 1,842 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $23,920,000 | 1,179 |
| Total interest expense | $5,831,000 | 1,411 |
| Net interest income | $18,089,000 | 1,107 |
| Provision for loan and lease losses | $1,200,000 | 884 |
| Total noninterest income | $4,528,000 | 1,166 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,507,000 | 699 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,021,000 | 1,310 |
| Total noninterest expense | $15,411,000 | 1,046 |
| Salaries and employee benefits | $8,267,000 | 1,043 |
| Premises and equipment expense | $2,961,000 | 766 |
| Additional noninterest expense | $4,183,000 | 1,178 |
| Pre-tax net operating income | $6,006,000 | 1,432 |
| Securities gains (losses) | $9,000 | 2,866 |
| Applicable income taxes | $1,642,000 | 1,504 |
| Income before extraordinary items | $4,373,000 | 1,471 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,373,000 | 1,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,693,000 | 525 |
| Cash dividends | $1,050,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,366,430 | 1,425 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $17,475,000 | 1,193 |
| Total interest expense | $4,141,000 | 1,461 |
| Net interest income | $13,334,000 | 1,114 |
| Provision for loan and lease losses | $820,000 | 938 |
| Total noninterest income | $3,340,000 | 1,198 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,852,000 | 714 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,488,000 | 1,339 |
| Total noninterest expense | $11,383,000 | 1,061 |
| Salaries and employee benefits | $6,017,000 | 1,071 |
| Premises and equipment expense | $2,229,000 | 766 |
| Additional noninterest expense | $3,137,000 | 1,166 |
| Pre-tax net operating income | $4,471,000 | 1,455 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $1,322,000 | 1,434 |
| Income before extraordinary items | $3,155,000 | 1,538 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,155,000 | 1,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,385,000 | 452 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,150,800 | 1,495 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,393,000 | 1,205 |
| Total interest expense | $2,716,000 | 1,463 |
| Net interest income | $8,677,000 | 1,135 |
| Provision for loan and lease losses | $470,000 | 1,064 |
| Total noninterest income | $2,196,000 | 1,195 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,152,000 | 755 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,044,000 | 1,281 |
| Total noninterest expense | $7,704,000 | 1,038 |
| Salaries and employee benefits | $4,121,000 | 1,036 |
| Premises and equipment expense | $1,472,000 | 774 |
| Additional noninterest expense | $2,111,000 | 1,158 |
| Pre-tax net operating income | $2,699,000 | 1,567 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $797,000 | 1,531 |
| Income before extraordinary items | $1,908,000 | 1,680 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,908,000 | 1,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $783,000 | 519 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,903,740 | 1,625 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,606,000 | 1,234 |
| Total interest expense | $1,355,000 | 1,474 |
| Net interest income | $4,251,000 | 1,163 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $1,154,000 | 1,123 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $551,000 | 769 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $603,000 | 1,139 |
| Total noninterest expense | $4,037,000 | 1,012 |
| Salaries and employee benefits | $2,254,000 | 956 |
| Premises and equipment expense | $749,000 | 775 |
| Additional noninterest expense | $1,034,000 | 1,163 |
| Pre-tax net operating income | $1,278,000 | 1,628 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $377,000 | 1,646 |
| Income before extraordinary items | $907,000 | 1,731 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $907,000 | 1,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 532 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $902,740 | 1,655 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $23,080,000 | 1,238 |
| Total interest expense | $5,463,000 | 1,656 |
| Net interest income | $17,617,000 | 1,096 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $4,884,000 | 1,154 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,356,000 | 721 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,528,000 | 1,212 |
| Total noninterest expense | $16,814,000 | 972 |
| Salaries and employee benefits | $9,550,000 | 886 |
| Premises and equipment expense | $2,693,000 | 834 |
| Additional noninterest expense | $4,571,000 | 1,107 |
| Pre-tax net operating income | $5,687,000 | 1,450 |
| Securities gains (losses) | $163,000 | 1,484 |
| Applicable income taxes | $1,518,000 | 1,606 |
| Income before extraordinary items | $4,332,000 | 1,449 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,332,000 | 1,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $745,000 | 1,163 |
| Cash dividends | $10,045,000 | 372 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,211,380 | 1,422 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $17,463,000 | 1,255 |
| Total interest expense | $4,093,000 | 1,719 |
| Net interest income | $13,370,000 | 1,092 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $3,789,000 | 1,143 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,751,000 | 735 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,038,000 | 1,216 |
| Total noninterest expense | $12,854,000 | 958 |
| Salaries and employee benefits | $7,357,000 | 880 |
| Premises and equipment expense | $2,018,000 | 848 |
| Additional noninterest expense | $3,479,000 | 1,106 |
| Pre-tax net operating income | $4,305,000 | 1,481 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,191,000 | 1,627 |
| Income before extraordinary items | $3,114,000 | 1,553 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,114,000 | 1,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $559,000 | 1,073 |
| Cash dividends | $10,045,000 | 302 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,114,000 | 1,481 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,727,000 | 1,259 |
| Total interest expense | $2,754,000 | 1,757 |
| Net interest income | $8,973,000 | 1,087 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $2,418,000 | 1,182 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,150,000 | 742 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,268,000 | 1,279 |
| Total noninterest expense | $8,581,000 | 954 |
| Salaries and employee benefits | $4,921,000 | 877 |
| Premises and equipment expense | $1,337,000 | 852 |
| Additional noninterest expense | $2,323,000 | 1,093 |
| Pre-tax net operating income | $2,810,000 | 1,496 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $768,000 | 1,681 |
| Income before extraordinary items | $2,042,000 | 1,589 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,042,000 | 1,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 1,045 |
| Cash dividends | $1,044,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,042,000 | 1,486 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,985,000 | 1,240 |
| Total interest expense | $1,386,000 | 1,792 |
| Net interest income | $4,599,000 | 1,060 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $1,134,000 | 1,217 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $572,000 | 727 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $562,000 | 1,366 |
| Total noninterest expense | $4,285,000 | 950 |
| Salaries and employee benefits | $2,559,000 | 842 |
| Premises and equipment expense | $707,000 | 815 |
| Additional noninterest expense | $1,019,000 | 1,200 |
| Pre-tax net operating income | $1,448,000 | 1,471 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $396,000 | 1,637 |
| Income before extraordinary items | $1,052,000 | 1,532 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,052,000 | 1,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 837 |
| Cash dividends | $472,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,052,000 | 1,437 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $25,622,000 | 1,194 |
| Total interest expense | $6,817,000 | 1,677 |
| Net interest income | $18,805,000 | 1,029 |
| Provision for loan and lease losses | $-800,000 | 9,338 |
| Total noninterest income | $3,750,000 | 1,320 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,597,000 | 1,003 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,153,000 | 1,241 |
| Total noninterest expense | $16,092,000 | 974 |
| Salaries and employee benefits | $9,533,000 | 843 |
| Premises and equipment expense | $2,353,000 | 931 |
| Additional noninterest expense | $4,206,000 | 1,162 |
| Pre-tax net operating income | $7,263,000 | 1,158 |
| Securities gains (losses) | $76,000 | 2,019 |
| Applicable income taxes | $2,050,000 | 1,263 |
| Income before extraordinary items | $5,289,000 | 1,184 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,289,000 | 1,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,476 |
| Cash dividends | $2,164,000 | 1,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,234,280 | 1,147 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $29,345,000 | 1,157 |
| Total interest expense | $11,592,000 | 1,398 |
| Net interest income | $17,753,000 | 1,024 |
| Provision for loan and lease losses | $-1,500,000 | 9,599 |
| Total noninterest income | $4,946,000 | 1,007 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,291,000 | 1,143 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,655,000 | 829 |
| Total noninterest expense | $16,145,000 | 920 |
| Salaries and employee benefits | $9,100,000 | 811 |
| Premises and equipment expense | $2,398,000 | 876 |
| Additional noninterest expense | $4,647,000 | 1,034 |
| Pre-tax net operating income | $8,054,000 | 935 |
| Securities gains (losses) | $18,000 | 3,221 |
| Applicable income taxes | $2,252,000 | 1,066 |
| Income before extraordinary items | $5,820,000 | 945 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,820,000 | 946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,806,000 | 374 |
| Cash dividends | $2,149,000 | 1,246 |
| Sale, conversion, retirement of capital stock, net | $2,900,000 | 264 |
| Net operating income | $5,807,040 | 908 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $31,552,000 | 1,116 |
| Total interest expense | $14,428,000 | 1,202 |
| Net interest income | $17,124,000 | 1,025 |
| Provision for loan and lease losses | $-1,600,000 | 9,890 |
| Total noninterest income | $3,104,000 | 1,316 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,173,000 | 1,155 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,931,000 | 1,160 |
| Total noninterest expense | $16,123,000 | 878 |
| Salaries and employee benefits | $9,031,000 | 773 |
| Premises and equipment expense | $2,460,000 | 813 |
| Additional noninterest expense | $4,632,000 | 1,016 |
| Pre-tax net operating income | $5,705,000 | 1,290 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,584,000 | 1,443 |
| Income before extraordinary items | $4,121,000 | 1,269 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,121,000 | 1,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,056,000 | 718 |
| Cash dividends | $1,537,000 | 1,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,121,000 | 1,265 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $27,953,000 | 1,164 |
| Total interest expense | $11,898,000 | 1,270 |
| Net interest income | $16,055,000 | 1,095 |
| Provision for loan and lease losses | $-1,750,000 | 10,207 |
| Total noninterest income | $1,669,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $973,000 | 1,345 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $696,000 | 2,389 |
| Total noninterest expense | $14,868,000 | 948 |
| Salaries and employee benefits | $8,122,000 | 844 |
| Premises and equipment expense | $2,252,000 | 889 |
| Additional noninterest expense | $4,494,000 | 1,049 |
| Pre-tax net operating income | $4,606,000 | 1,631 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $1,326,000 | 1,755 |
| Income before extraordinary items | $3,288,000 | 1,620 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,288,000 | 1,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,295,000 | 10,210 |
| Cash dividends | $1,537,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $821,000 | 543 |
| Net operating income | $3,282,320 | 1,593 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $23,271,000 | 1,388 |
| Total interest expense | $10,489,000 | 1,456 |
| Net interest income | $12,782,000 | 1,330 |
| Provision for loan and lease losses | $140,000 | 4,320 |
| Total noninterest income | $1,390,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $807,000 | 1,571 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $583,000 | 2,688 |
| Total noninterest expense | $11,323,000 | 1,159 |
| Salaries and employee benefits | $6,138,000 | 1,064 |
| Premises and equipment expense | $1,756,000 | 1,100 |
| Additional noninterest expense | $3,429,000 | 1,293 |
| Pre-tax net operating income | $2,710,000 | 2,598 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $585,000 | 3,473 |
| Income before extraordinary items | $2,125,000 | 2,423 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,125,000 | 2,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,935,000 | 282 |
| Cash dividends | $1,447,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $2,789,000 | 347 |
| Net operating income | $2,125,000 | 2,342 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,871,000 | 2,553 |
| Total interest expense | $5,578,000 | 2,677 |
| Net interest income | $7,293,000 | 2,389 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $555,000 | 4,662 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $185,000 | 5,584 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $370,000 | 3,454 |
| Total noninterest expense | $4,734,000 | 2,706 |
| Salaries and employee benefits | $2,862,000 | 2,308 |
| Premises and equipment expense | $659,000 | 2,899 |
| Additional noninterest expense | $1,213,000 | 3,324 |
| Pre-tax net operating income | $2,814,000 | 2,627 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $699,000 | 3,240 |
| Income before extraordinary items | $2,111,000 | 2,461 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,111,000 | 2,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,092 |
| Cash dividends | $4,187,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,114,000 | 2,399 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,114,000 | 2,962 |
| Total interest expense | $4,713,000 | 3,168 |
| Net interest income | $6,401,000 | 2,759 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $340,000 | 6,513 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $160,000 | 6,291 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $180,000 | 5,465 |
| Total noninterest expense | $3,652,000 | 3,629 |
| Salaries and employee benefits | $2,326,000 | 2,875 |
| Premises and equipment expense | $452,000 | 4,097 |
| Additional noninterest expense | $874,000 | 4,856 |
| Pre-tax net operating income | $3,039,000 | 2,350 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $835,000 | 2,739 |
| Income before extraordinary items | $2,202,000 | 2,243 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,202,000 | 2,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $1,418,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $-984,000 | 11,425 |
| Net operating income | $2,203,460 | 2,187 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,937,000 | 3,298 |
| Total interest expense | $3,885,000 | 3,768 |
| Net interest income | $6,052,000 | 2,942 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $408,000 | 5,914 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $145,000 | 6,775 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $263,000 | 4,353 |
| Total noninterest expense | $3,593,000 | 3,647 |
| Salaries and employee benefits | $2,188,000 | 3,046 |
| Premises and equipment expense | $447,000 | 4,138 |
| Additional noninterest expense | $958,000 | 4,517 |
| Pre-tax net operating income | $2,867,000 | 2,517 |
| Securities gains (losses) | $-14,000 | 10,322 |
| Applicable income taxes | $802,000 | 2,869 |
| Income before extraordinary items | $2,051,000 | 2,451 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,051,000 | 2,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $3,040,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,061,080 | 2,410 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,446,000 | 3,550 |
| Total interest expense | $2,725,000 | 4,304 |
| Net interest income | $5,721,000 | 3,135 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,045,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $120,000 | 7,593 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $925,000 | 1,933 |
| Total noninterest expense | $3,227,000 | 4,141 |
| Salaries and employee benefits | $1,872,000 | 3,488 |
| Premises and equipment expense | $312,000 | 5,537 |
| Additional noninterest expense | $1,043,000 | 4,551 |
| Pre-tax net operating income | $3,539,000 | 2,019 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $1,179,000 | 1,904 |
| Income before extraordinary items | $2,370,000 | 2,064 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,370,000 | 2,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 11,157 |
| Cash dividends | $1,440,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,363,300 | 2,086 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,719,000 | 3,534 |
| Total interest expense | $2,989,000 | 4,127 |
| Net interest income | $5,730,000 | 3,160 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,774,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $116,000 | 7,947 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,658,000 | 1,436 |
| Total noninterest expense | $3,731,000 | 3,716 |
| Salaries and employee benefits | $1,800,000 | 3,613 |
| Premises and equipment expense | $294,000 | 5,963 |
| Additional noninterest expense | $1,637,000 | 3,249 |
| Pre-tax net operating income | $3,773,000 | 1,828 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,292,000 | 1,810 |
| Income before extraordinary items | $2,481,000 | 2,021 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,481,000 | 2,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 12,001 |
| Cash dividends | $1,280,000 | 1,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,481,000 | 1,897 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,324,000 | 3,386 |
| Total interest expense | $3,853,000 | 4,205 |
| Net interest income | $6,471,000 | 2,832 |
| Provision for loan and lease losses | $340,000 | 3,839 |
| Total noninterest income | $886,000 | 3,664 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $115,000 | 8,077 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $771,000 | 2,355 |
| Total noninterest expense | $3,438,000 | 3,990 |
| Salaries and employee benefits | $1,614,000 | 3,965 |
| Premises and equipment expense | $234,000 | 7,098 |
| Additional noninterest expense | $1,590,000 | 3,417 |
| Pre-tax net operating income | $3,579,000 | 1,727 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,107,000 | 1,921 |
| Income before extraordinary items | $2,472,000 | 1,844 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,472,000 | 1,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 4,110 |
| Cash dividends | $1,279,000 | 1,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,472,000 | 1,695 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.