Home > Peoples State Bank > Net charge- offs to loans
Peoples State Bank, Net charge- offs to loans
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5482% | 398 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3554% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 10.7167% | 521 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8218% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.3095% | 184 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3397% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 7.5642% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6844% | 463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7422% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.8520% | 177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5079% | 673 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2817% | 721 |
| Percentage Net Loans Charged-off:Construction & development | 11.2264% | 453 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8316% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.7476% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6064% | 779 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8216% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4182% | 895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4704% | 665 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8422% | 446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1380% | 843 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8163% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 10.6051% | 456 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0977% | 930 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.2299% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5169% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4475% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2226% | 982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2000% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8516% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9245% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9327% | 1,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.2822% | 1,804 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8249% | 853 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.9228% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6543% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3709% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2437% | 2,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2885% | 2,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3058% | 451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7553% | 487 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6955% | 451 |
| Percentage Net Loans Charged-off:Construction & development | 0.6668% | 2,802 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6784% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.0747% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.5803% | 104 |
| Percentage Net Loans Charged-off: Home equity loans | 7.7105% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 6.3800% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4299% | 876 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1940% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2159% | 868 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1978% | 748 |
| Percentage Net Loans Charged-off:Construction & development | 0.6108% | 2,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3347% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0002% | 247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.6442% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6546% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0077% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4351% | 1,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0246% | 1,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5897% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5090% | 579 |
| Percentage Net Loans Charged-off:Construction & development | 0.1123% | 2,502 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6701% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4622% | 144 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.9915% | 159 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9478% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 5.3783% | 149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5222% | 805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5604% | 1,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6751% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7795% | 646 |
| Percentage Net Loans Charged-off:Construction & development | 0.3336% | 1,580 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7913% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7007% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9344% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0590% | 5,866 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3287% | 348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7221% | 1,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7891% | 1,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0853% | 510 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0535% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 7.5376% | 294 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2389% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5412% | 352 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9043% | 167 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5153% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9842% | 174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3809% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4950% | 1,482 |
| Percentage Net Loans Charged-off: Credit card loans | 34.9794% | 23 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4962% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4193% | 427 |
| Percentage Net Loans Charged-off:Construction & development | 5.9901% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6750% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2001% | 173 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4468% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3573% | 160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9937% | 750 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2455% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | 37.3086% | 17 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4560% | 432 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4166% | 337 |
| Percentage Net Loans Charged-off:Construction & development | 8.0974% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2722% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4375% | 150 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7716% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5832% | 136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7114% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1344% | 1,512 |
| Percentage Net Loans Charged-off: Credit card loans | 43.2099% | 17 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1071% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9066% | 174 |
| Percentage Net Loans Charged-off:Construction & development | 7.6589% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4647% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9899% | 63 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8404% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2392% | 55 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7570% | 357 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2419% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | 39.5062% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6495% | 244 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5938% | 134 |
| Percentage Net Loans Charged-off:Construction & development | 8.7230% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8094% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0070% | 245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1689% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4655% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7217% | 143 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1926% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5066% | 206 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4614% | 89 |
| Percentage Net Loans Charged-off:Construction & development | 6.9385% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8187% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0854% | 163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2504% | 144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5830% | 643 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6621% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8455% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1716% | 1,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1860% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0717% | 575 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0499% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5009% | 368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5753% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6288% | 2,024 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9188% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1428% | 1,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1019% | 867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0941% | 315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0860% | 351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1406% | 772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1613% | 669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1705% | 1,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3419% | 930 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6030% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3331% | 1,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0721% | 1,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0152% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1880% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2116% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9814% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5072% | 2,848 |
| Percentage Net Loans Charged-off: Credit card loans | 11.7807% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2853% | 1,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0416% | 1,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0207% | 875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0877% | 1,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0986% | 1,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7630% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6427% | 2,081 |
| Percentage Net Loans Charged-off: Credit card loans | 10.8725% | 52 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1960% | 1,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0432% | 1,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0312% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0741% | 1,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0834% | 1,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1790% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2380% | 3,460 |
| Percentage Net Loans Charged-off: Credit card loans | 11.9617% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1408% | 1,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0635% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1355% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1522% | 594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3997% | 937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6405% | 1,842 |
| Percentage Net Loans Charged-off: Credit card loans | 16.9611% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3535% | 1,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1548% | 890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3881% | 410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4297% | 387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0231% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2845% | 521 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6899% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3719% | 1,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1826% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4489% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4958% | 298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9700% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1999% | 515 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2064% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1551% | 2,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2195% | 573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5337% | 266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5896% | 251 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6087% | 8,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0825% | 1,423 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7076% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4293% | 809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4239% | 265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0186% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1215% | 134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0268% | 6,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7184% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5676% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4970% | 1,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1070% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2383% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2602% | 762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5618% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7612% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5592% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5423% | 873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0659% | 1,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1442% | 1,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1570% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1770% | 568 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4032% | 527 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6579% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4610% | 1,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 2,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0561% | 1,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0610% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3044% | 846 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2833% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | 13.0318% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4349% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1533% | 752 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2758% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5906% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2420% | 2,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0757% | 2,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1470% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1556% | 1,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5875% | 8,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5032% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1843% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2459% | 2,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1034% | 1,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1964% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2066% | 914 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7093% | 8,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6182% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4673% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2498% | 2,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1580% | 1,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2945% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3088% | 616 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8640% | 8,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6472% | 318 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8092% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3267% | 1,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3017% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5547% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5794% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9370% | 8,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5825% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | 18.4211% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 6,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 3,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0278% | 2,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0287% | 2,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0753% | 8,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1544% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | 13.7184% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3130% | 489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 3,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 3,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 3,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0622% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8948% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0548% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3526% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0215% | 241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0349% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4977% | 10,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1602% | 1,464 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0942% | 1,547 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6379% | 183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.5213% | 12 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3631% | 117 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6577% | 1,289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0496% | 6,757 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 8,770 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0304% | 10,611 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0362% | 11,538 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4694% | 4,486 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |