Home > Peoples State Bank > Assets and Liabilities
Peoples State Bank, Assets and Liabilities
| 2010-12-31 | Rank | |
| # of Employees: | 111 | 1,355 |
| Assets and Liabilities | ||
| Total Assets: | $390,524,000 | 1,687 |
| Cash and due from depository institutions | $15,538,000 | 1,355 |
| Interest-bearing balances | $8,378,000 | 3,063 |
| Securities | $44,300,000 | 2,677 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $302,437,000 | 1,452 |
| Loan loss allowance | $16,618,000 | 524 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $14,625,000 | 800 |
| Other real estate owned | $8,154,000 | 1,355 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $5,470,000 | 3,032 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $390,524,000 | 1,687 |
| Total liabilities | $391,697,000 | 1,529 |
| Total deposits | $389,868,000 | 1,414 |
| Interest-bearing deposits | $330,405,000 | 1,425 |
| Deposits held in domestic offices | $389,868,000 | 1,412 |
| % insured | 97.62% | 858 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $342,000 | 4,704 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,487,000 | 2,482 |
| Total equity capital | $-1,173,000 | 7,660 |
| Total bank equity capital | $-1,173,000 | 7,660 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,049,000 | 2,485 |
| Surplus | $34,667,000 | 992 |
| Undivided profits | $-36,889,000 | 7,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $52,325,000 | 350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,953,000 | 1,539 |
| Earning assets | $355,115,000 | 1,689 |
| Long-term assets (5+ years) | $64,316,000 | 2,037 |
| Average Assets, year-to-date | $437,200,400 | 1,527 |
| Average Assets, quarterly | $410,147,000 | 1,617 |
| Volatile liabilities | $88,036,000 | 1,533 |
| Insider loans | $2,017,000 | 2,832 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $19,927,000 | 2,553 |
| Tier 1 (core) risk-based capital | $-1,058,000 | 7,660 |
| Tier 2 risk-based capital | $0 | 7,578 |
| Total risk weighted assets | $305,149,000 | 1,494 |
| Total unused commitments | $19,927,000 | 2,554 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 111 | 1,354 |
| Assets and Liabilities | ||
| Total Assets: | $429,770,000 | 1,576 |
| Cash and due from depository institutions | $30,127,000 | 1,354 |
| Interest-bearing balances | $23,021,000 | 1,523 |
| Securities | $51,297,000 | 2,326 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $320,341,000 | 1,376 |
| Loan loss allowance | $13,853,000 | 615 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $14,837,000 | 788 |
| Other real estate owned | $6,565,000 | 1,354 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $6,603,000 | 2,699 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $429,770,000 | 1,576 |
| Total liabilities | $421,157,000 | 1,457 |
| Total deposits | $419,353,000 | 1,318 |
| Interest-bearing deposits | $360,261,000 | 1,316 |
| Deposits held in domestic offices | $419,353,000 | 1,317 |
| % insured | 92.27% | 2,649 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $103,000 | 4,958 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,701,000 | 2,488 |
| Total equity capital | $8,613,000 | 5,627 |
| Total bank equity capital | $8,613,000 | 5,626 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,049,000 | 2,533 |
| Surplus | $34,667,000 | 971 |
| Undivided profits | $-27,103,000 | 7,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $42,779,000 | 442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,102,000 | 1,524 |
| Earning assets | $394,659,000 | 1,566 |
| Long-term assets (5+ years) | $71,945,000 | 1,811 |
| Average Assets, year-to-date | $448,869,500 | 1,507 |
| Average Assets, quarterly | $437,652,000 | 1,555 |
| Volatile liabilities | $91,200,000 | 1,517 |
| Insider loans | $2,017,000 | 2,882 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $485,000 | 1,498 |
| Unused loan commitments | $24,739,000 | 2,220 |
| Tier 1 (core) risk-based capital | $7,925,000 | 5,692 |
| Tier 2 risk-based capital | $4,206,000 | 1,336 |
| Total risk weighted assets | $326,858,000 | 1,419 |
| Total unused commitments | $24,739,000 | 2,224 |
| Derivatives | $1,171,000 | 1,028 |
| 2010-06-30 | Rank | |
| # of Employees: | 119 | 1,287 |
| Assets and Liabilities | ||
| Total Assets: | $445,534,000 | 1,546 |
| Cash and due from depository institutions | $42,567,000 | 1,287 |
| Interest-bearing balances | $34,205,000 | 1,004 |
| Securities | $38,395,000 | 2,922 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $336,213,000 | 1,340 |
| Loan loss allowance | $8,061,000 | 1,042 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $15,055,000 | 781 |
| Other real estate owned | $7,148,000 | 1,287 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $6,156,000 | 2,880 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $445,534,000 | 1,546 |
| Total liabilities | $428,620,000 | 1,453 |
| Total deposits | $425,803,000 | 1,301 |
| Interest-bearing deposits | $367,459,000 | 1,310 |
| Deposits held in domestic offices | $425,803,000 | 1,300 |
| % insured | 92.82% | 2,531 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $927,000 | 4,663 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,890,000 | 2,207 |
| Total equity capital | $16,914,000 | 3,696 |
| Total bank equity capital | $16,914,000 | 3,696 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,049,000 | 2,560 |
| Surplus | $34,871,000 | 962 |
| Undivided profits | $-19,006,000 | 7,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $42,013,000 | 447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,109,000 | 1,473 |
| Earning assets | $408,813,000 | 1,527 |
| Long-term assets (5+ years) | $59,508,000 | 2,083 |
| Average Assets, year-to-date | $455,236,000 | 1,498 |
| Average Assets, quarterly | $451,848,500 | 1,517 |
| Volatile liabilities | $90,547,000 | 1,583 |
| Insider loans | $2,022,000 | 2,951 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $794,000 | 1,140 |
| Unused loan commitments | $29,521,000 | 1,986 |
| Tier 1 (core) risk-based capital | $16,537,000 | 3,573 |
| Tier 2 risk-based capital | $4,358,000 | 1,311 |
| Total risk weighted assets | $344,905,000 | 1,366 |
| Total unused commitments | $29,521,000 | 1,988 |
| Derivatives | $1,532,000 | 901 |
| 2010-03-31 | Rank | |
| # of Employees: | 124 | 1,252 |
| Assets and Liabilities | ||
| Total Assets: | $458,163,000 | 1,538 |
| Cash and due from depository institutions | $19,309,000 | 1,252 |
| Interest-bearing balances | $11,898,000 | 2,379 |
| Securities | $66,515,000 | 1,884 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $343,760,000 | 1,350 |
| Loan loss allowance | $9,037,000 | 949 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $15,723,000 | 762 |
| Other real estate owned | $6,329,000 | 1,252 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $6,527,000 | 2,825 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $458,163,000 | 1,538 |
| Total liabilities | $440,593,000 | 1,447 |
| Total deposits | $438,651,000 | 1,286 |
| Interest-bearing deposits | $381,258,000 | 1,297 |
| Deposits held in domestic offices | $438,651,000 | 1,285 |
| % insured | 90.45% | 3,536 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $86,000 | 5,171 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,856,000 | 2,227 |
| Total equity capital | $17,570,000 | 3,588 |
| Total bank equity capital | $17,570,000 | 3,588 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,049,000 | 2,608 |
| Surplus | $34,835,000 | 985 |
| Undivided profits | $-18,314,000 | 7,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $42,212,000 | 475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,423,000 | 1,296 |
| Earning assets | $422,173,000 | 1,515 |
| Long-term assets (5+ years) | $88,532,000 | 1,536 |
| Average Assets, year-to-date | $460,087,000 | 1,528 |
| Average Assets, quarterly | $460,087,000 | 1,528 |
| Volatile liabilities | $90,103,000 | 1,628 |
| Insider loans | $1,242,000 | 3,863 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $428,000 | 1,272 |
| Unused loan commitments | $28,953,000 | 2,091 |
| Tier 1 (core) risk-based capital | $17,255,000 | 3,485 |
| Tier 2 risk-based capital | $4,455,000 | 1,326 |
| Total risk weighted assets | $351,791,000 | 1,388 |
| Total unused commitments | $28,953,000 | 2,096 |
| Derivatives | $3,891,000 | 697 |
| 2009-12-31 | Rank | |
| # of Employees: | 129 | 1,224 |
| Assets and Liabilities | ||
| Total Assets: | $462,011,000 | 1,529 |
| Cash and due from depository institutions | $29,260,000 | 1,224 |
| Interest-bearing balances | $21,102,000 | 1,334 |
| Securities | $58,498,000 | 2,098 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $345,568,000 | 1,364 |
| Loan loss allowance | $9,469,000 | 922 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $15,905,000 | 764 |
| Other real estate owned | $6,235,000 | 1,224 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $6,545,000 | 2,869 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $462,011,000 | 1,529 |
| Total liabilities | $444,623,000 | 1,431 |
| Total deposits | $442,537,000 | 1,272 |
| Interest-bearing deposits | $387,608,000 | 1,277 |
| Deposits held in domestic offices | $442,537,000 | 1,269 |
| % insured | 89.25% | 4,003 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $226,000 | 5,157 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,860,000 | 2,261 |
| Total equity capital | $17,388,000 | 3,587 |
| Total bank equity capital | $17,388,000 | 3,587 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,049,000 | 2,648 |
| Surplus | $34,810,000 | 984 |
| Undivided profits | $-18,471,000 | 7,807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $38,034,000 | 511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,244,000 | 1,475 |
| Earning assets | $425,168,000 | 1,515 |
| Long-term assets (5+ years) | $73,652,000 | 1,755 |
| Average Assets, year-to-date | $473,396,600 | 1,469 |
| Average Assets, quarterly | $468,153,000 | 1,503 |
| Volatile liabilities | $93,582,000 | 1,604 |
| Insider loans | $1,287,000 | 3,841 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $774,000 | 1,114 |
| Unused loan commitments | $28,543,000 | 2,128 |
| Tier 1 (core) risk-based capital | $17,254,000 | 3,472 |
| Tier 2 risk-based capital | $4,501,000 | 1,330 |
| Total risk weighted assets | $355,111,000 | 1,409 |
| Total unused commitments | $28,543,000 | 2,131 |
| Derivatives | $3,446,000 | 687 |
| 2009-09-30 | Rank | |
| # of Employees: | 125 | 1,279 |
| Assets and Liabilities | ||
| Total Assets: | $474,295,000 | 1,497 |
| Cash and due from depository institutions | $19,698,000 | 1,279 |
| Interest-bearing balances | $12,350,000 | 1,773 |
| Securities | $68,085,000 | 1,827 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $358,115,000 | 1,341 |
| Loan loss allowance | $7,326,000 | 1,095 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $16,104,000 | 754 |
| Other real estate owned | $6,993,000 | 1,279 |
| Goodwill and other intangibles | $20,000 | 3,007 |
| All other assets | $5,280,000 | 3,002 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $474,295,000 | 1,497 |
| Total liabilities | $447,556,000 | 1,427 |
| Total deposits | $439,927,000 | 1,279 |
| Interest-bearing deposits | $384,754,000 | 1,286 |
| Deposits held in domestic offices | $439,927,000 | 1,276 |
| % insured | 89.82% | 4,006 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $5,700,000 | 3,640 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,929,000 | 2,417 |
| Total equity capital | $26,739,000 | 2,527 |
| Total bank equity capital | $26,739,000 | 2,526 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,049,000 | 2,680 |
| Surplus | $34,745,000 | 977 |
| Undivided profits | $-9,055,000 | 7,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $34,304,000 | 553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,473,000 | 1,426 |
| Earning assets | $438,550,000 | 1,482 |
| Long-term assets (5+ years) | $85,188,000 | 1,568 |
| Average Assets, year-to-date | $476,243,000 | 1,469 |
| Average Assets, quarterly | $481,987,000 | 1,471 |
| Volatile liabilities | $111,070,000 | 1,378 |
| Insider loans | $1,349,000 | 3,765 |
| FHLB advances | $5,500,000 | 3,524 |
| Loans and leases held for sale | $1,733,000 | 710 |
| Unused loan commitments | $32,266,000 | 2,035 |
| Tier 1 (core) risk-based capital | $26,170,000 | 2,432 |
| Tier 2 risk-based capital | $4,602,000 | 1,313 |
| Total risk weighted assets | $365,463,000 | 1,396 |
| Total unused commitments | $32,266,000 | 2,037 |
| Derivatives | $4,721,000 | 669 |
| 2009-06-30 | Rank | |
| # of Employees: | 128 | 1,287 |
| Assets and Liabilities | ||
| Total Assets: | $489,679,000 | 1,460 |
| Cash and due from depository institutions | $15,091,000 | 1,287 |
| Interest-bearing balances | $7,192,000 | 2,236 |
| Securities | $78,934,000 | 1,584 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $365,061,000 | 1,337 |
| Loan loss allowance | $7,044,000 | 1,106 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $16,339,000 | 765 |
| Other real estate owned | $8,042,000 | 1,287 |
| Goodwill and other intangibles | $28,000 | 2,984 |
| All other assets | $6,184,000 | 2,686 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $489,679,000 | 1,460 |
| Total liabilities | $462,958,000 | 1,397 |
| Total deposits | $445,100,000 | 1,276 |
| Interest-bearing deposits | $389,212,000 | 1,271 |
| Deposits held in domestic offices | $445,100,000 | 1,272 |
| % insured | 78.30% | 4,243 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $15,290,000 | 2,353 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,568,000 | 1,953 |
| Total equity capital | $26,721,000 | 2,512 |
| Total bank equity capital | $26,721,000 | 2,511 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,049,000 | 2,717 |
| Surplus | $34,652,000 | 989 |
| Undivided profits | $-8,980,000 | 7,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $22,480,000 | 757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,770,000 | 1,210 |
| Earning assets | $451,187,000 | 1,448 |
| Long-term assets (5+ years) | $111,860,000 | 1,221 |
| Average Assets, year-to-date | $476,892,330 | 1,491 |
| Average Assets, quarterly | $485,136,000 | 1,471 |
| Volatile liabilities | $127,490,000 | 1,205 |
| Insider loans | $1,400,000 | 3,733 |
| FHLB advances | $15,000,000 | 2,240 |
| Loans and leases held for sale | $2,525,000 | 801 |
| Unused loan commitments | $32,163,000 | 2,107 |
| Tier 1 (core) risk-based capital | $26,705,000 | 2,405 |
| Tier 2 risk-based capital | $4,681,000 | 1,303 |
| Total risk weighted assets | $372,183,000 | 1,407 |
| Total unused commitments | $32,163,000 | 2,110 |
| Derivatives | $8,217,000 | 609 |
| 2009-03-31 | Rank | |
| # of Employees: | 129 | 1,284 |
| Assets and Liabilities | ||
| Total Assets: | $480,593,000 | 1,499 |
| Cash and due from depository institutions | $10,428,000 | 1,284 |
| Interest-bearing balances | $2,573,000 | 3,403 |
| Securities | $78,856,000 | 1,578 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $363,286,000 | 1,365 |
| Loan loss allowance | $7,768,000 | 971 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $13,776,000 | 927 |
| Other real estate owned | $8,291,000 | 1,284 |
| Goodwill and other intangibles | $37,000 | 2,970 |
| All other assets | $5,919,000 | 2,778 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $480,593,000 | 1,499 |
| Total liabilities | $451,579,000 | 1,443 |
| Total deposits | $434,163,000 | 1,303 |
| Interest-bearing deposits | $379,969,000 | 1,303 |
| Deposits held in domestic offices | $434,163,000 | 1,299 |
| % insured | 76.93% | 4,626 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $15,386,000 | 2,398 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,030,000 | 2,291 |
| Total equity capital | $29,014,000 | 2,352 |
| Total bank equity capital | $29,014,000 | 2,351 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,049,000 | 2,737 |
| Surplus | $34,559,000 | 989 |
| Undivided profits | $-6,594,000 | 7,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $19,564,000 | 758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,327,000 | 1,502 |
| Earning assets | $444,715,000 | 1,482 |
| Long-term assets (5+ years) | $103,154,000 | 1,283 |
| Average Assets, year-to-date | $470,499,000 | 1,523 |
| Average Assets, quarterly | $470,499,000 | 1,523 |
| Volatile liabilities | $120,314,000 | 1,290 |
| Insider loans | $2,016,000 | 3,115 |
| FHLB advances | $15,000,000 | 2,300 |
| Loans and leases held for sale | $1,255,000 | 1,003 |
| Unused loan commitments | $32,761,000 | 2,156 |
| Tier 1 (core) risk-based capital | $27,974,000 | 2,318 |
| Tier 2 risk-based capital | $4,689,000 | 1,284 |
| Total risk weighted assets | $372,033,000 | 1,411 |
| Total unused commitments | $32,761,000 | 2,157 |
| Derivatives | $3,277,000 | 826 |
| 2008-12-31 | Rank | |
| # of Employees: | 146 | 1,124 |
| Assets and Liabilities | ||
| Total Assets: | $460,405,000 | 1,543 |
| Cash and due from depository institutions | $12,268,000 | 1,124 |
| Interest-bearing balances | $31,000 | 6,397 |
| Securities | $50,722,000 | 2,283 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $368,775,000 | 1,338 |
| Loan loss allowance | $7,116,000 | 999 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $14,040,000 | 910 |
| Other real estate owned | $8,459,000 | 1,124 |
| Goodwill and other intangibles | $44,000 | 2,950 |
| All other assets | $6,097,000 | 2,746 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $460,405,000 | 1,543 |
| Total liabilities | $429,879,000 | 1,490 |
| Total deposits | $411,791,000 | 1,332 |
| Interest-bearing deposits | $361,387,000 | 1,331 |
| Deposits held in domestic offices | $411,791,000 | 1,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $15,961,000 | 2,536 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,127,000 | 2,181 |
| Total equity capital | $30,526,000 | 2,219 |
| Total bank equity capital | $30,526,000 | 2,219 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,049,000 | 2,755 |
| Surplus | $34,491,000 | 955 |
| Undivided profits | $-5,014,000 | 7,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,530,000 | 934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,159,000 | 1,711 |
| Earning assets | $419,528,000 | 1,535 |
| Long-term assets (5+ years) | $91,396,000 | 1,414 |
| Average Assets, year-to-date | $478,011,400 | 1,438 |
| Average Assets, quarterly | $465,431,500 | 1,514 |
| Volatile liabilities | $103,796,000 | 1,468 |
| Insider loans | $1,975,000 | 3,177 |
| FHLB advances | $15,000,000 | 2,496 |
| Loans and leases held for sale | $1,082,000 | 843 |
| Unused loan commitments | $34,231,000 | 2,150 |
| Tier 1 (core) risk-based capital | $29,518,000 | 2,183 |
| Tier 2 risk-based capital | $4,718,000 | 1,254 |
| Total risk weighted assets | $375,015,000 | 1,405 |
| Total unused commitments | $34,231,000 | 2,151 |
| Derivatives | $3,980,000 | 706 |
| 2008-09-30 | Rank | |
| # of Employees: | 148 | 1,117 |
| Assets and Liabilities | ||
| Total Assets: | $470,458,000 | 1,496 |
| Cash and due from depository institutions | $11,170,000 | 1,117 |
| Interest-bearing balances | $37,000 | 5,894 |
| Securities | $50,533,000 | 2,220 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $376,713,000 | 1,302 |
| Loan loss allowance | $6,807,000 | 932 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $12,562,000 | 1,000 |
| Other real estate owned | $5,853,000 | 1,117 |
| Goodwill and other intangibles | $4,512,000 | 965 |
| All other assets | $9,115,000 | 2,046 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $470,458,000 | 1,496 |
| Total liabilities | $431,761,000 | 1,465 |
| Total deposits | $395,336,000 | 1,370 |
| Interest-bearing deposits | $343,257,000 | 1,368 |
| Deposits held in domestic offices | $395,336,000 | 1,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $850,000 | 2,936 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $33,677,000 | 1,573 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,898,000 | 2,425 |
| Total equity capital | $38,697,000 | 1,763 |
| Total bank equity capital | $38,697,000 | 1,763 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,049,000 | 2,780 |
| Surplus | $34,281,000 | 941 |
| Undivided profits | $3,367,000 | 5,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,351,000 | 719 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,020,000 | 1,956 |
| Earning assets | $427,283,000 | 1,499 |
| Long-term assets (5+ years) | $100,481,000 | 1,264 |
| Average Assets, year-to-date | $482,413,000 | 1,423 |
| Average Assets, quarterly | $475,525,500 | 1,477 |
| Volatile liabilities | $113,901,000 | 1,303 |
| Insider loans | $1,975,000 | 3,178 |
| FHLB advances | $25,000,000 | 1,829 |
| Loans and leases held for sale | $644,000 | 937 |
| Unused loan commitments | $43,523,000 | 1,889 |
| Tier 1 (core) risk-based capital | $34,429,000 | 1,906 |
| Tier 2 risk-based capital | $4,811,000 | 1,195 |
| Total risk weighted assets | $382,845,000 | 1,364 |
| Total unused commitments | $43,523,000 | 1,889 |
| Derivatives | $1,570,000 | 775 |
| 2008-06-30 | Rank | |
| # of Employees: | 154 | 1,083 |
| Assets and Liabilities | ||
| Total Assets: | $480,593,000 | 1,466 |
| Cash and due from depository institutions | $13,529,000 | 1,083 |
| Interest-bearing balances | $22,000 | 6,137 |
| Securities | $50,587,000 | 2,289 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $382,898,000 | 1,275 |
| Loan loss allowance | $5,974,000 | 1,007 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,735,000 | 980 |
| Other real estate owned | $8,025,000 | 1,083 |
| Goodwill and other intangibles | $4,520,000 | 978 |
| All other assets | $8,299,000 | 2,148 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $480,593,000 | 1,466 |
| Total liabilities | $441,626,000 | 1,430 |
| Total deposits | $403,304,000 | 1,328 |
| Interest-bearing deposits | $346,394,000 | 1,343 |
| Deposits held in domestic offices | $403,304,000 | 1,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,525,000 | 1,294 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $26,158,000 | 1,798 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,639,000 | 2,695 |
| Total equity capital | $38,967,000 | 1,760 |
| Total bank equity capital | $38,967,000 | 1,760 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,049,000 | 2,802 |
| Surplus | $33,394,000 | 951 |
| Undivided profits | $4,524,000 | 4,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,742,000 | 665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,042,000 | 1,866 |
| Earning assets | $433,507,000 | 1,477 |
| Long-term assets (5+ years) | $102,654,000 | 1,227 |
| Average Assets, year-to-date | $486,398,000 | 1,401 |
| Average Assets, quarterly | $483,493,000 | 1,438 |
| Volatile liabilities | $121,392,000 | 1,229 |
| Insider loans | $2,075,000 | 3,053 |
| FHLB advances | $25,000,000 | 1,764 |
| Loans and leases held for sale | $1,710,000 | 691 |
| Unused loan commitments | $43,813,000 | 1,934 |
| Tier 1 (core) risk-based capital | $35,543,000 | 1,840 |
| Tier 2 risk-based capital | $4,898,000 | 1,135 |
| Total risk weighted assets | $390,803,000 | 1,328 |
| Total unused commitments | $43,813,000 | 1,935 |
| Derivatives | $3,289,000 | 638 |
| 2008-03-31 | Rank | |
| # of Employees: | 160 | 1,041 |
| Assets and Liabilities | ||
| Total Assets: | $486,393,000 | 1,418 |
| Cash and due from depository institutions | $11,763,000 | 1,041 |
| Interest-bearing balances | $28,000 | 5,962 |
| Securities | $60,231,000 | 1,955 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $380,260,000 | 1,264 |
| Loan loss allowance | $5,204,000 | 1,090 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $13,042,000 | 955 |
| Other real estate owned | $8,953,000 | 1,041 |
| Goodwill and other intangibles | $4,530,000 | 988 |
| All other assets | $7,614,000 | 2,240 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $486,393,000 | 1,418 |
| Total liabilities | $445,774,000 | 1,385 |
| Total deposits | $425,163,000 | 1,247 |
| Interest-bearing deposits | $362,060,000 | 1,283 |
| Deposits held in domestic offices | $425,163,000 | 1,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,595,000 | 1,883 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $15,449,000 | 2,307 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,567,000 | 2,980 |
| Total equity capital | $40,619,000 | 1,736 |
| Total bank equity capital | $40,619,000 | 1,736 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,049,000 | 2,810 |
| Surplus | $33,318,000 | 957 |
| Undivided profits | $6,252,000 | 4,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,027,000 | 561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,277,000 | 1,687 |
| Earning assets | $440,519,000 | 1,448 |
| Long-term assets (5+ years) | $108,171,000 | 1,141 |
| Average Assets, year-to-date | $489,300,500 | 1,376 |
| Average Assets, quarterly | $489,300,500 | 1,376 |
| Volatile liabilities | $108,125,000 | 1,331 |
| Insider loans | $2,142,000 | 2,944 |
| FHLB advances | $15,000,000 | 2,246 |
| Loans and leases held for sale | $2,390,000 | 608 |
| Unused loan commitments | $51,120,000 | 1,726 |
| Tier 1 (core) risk-based capital | $36,037,000 | 1,811 |
| Tier 2 risk-based capital | $4,902,000 | 1,101 |
| Total risk weighted assets | $391,847,000 | 1,296 |
| Total unused commitments | $51,120,000 | 1,727 |
| Derivatives | $9,009,000 | 530 |
| 2007-12-31 | Rank | |
| # of Employees: | 163 | 1,032 |
| Assets and Liabilities | ||
| Total Assets: | $492,208,000 | 1,364 |
| Cash and due from depository institutions | $11,141,000 | 1,032 |
| Interest-bearing balances | $20,000 | 5,975 |
| Securities | $62,583,000 | 1,871 |
| Federal funds sold & reverse repurchase agreements | $1,621,000 | 4,448 |
| Net loans & leases | $385,010,000 | 1,238 |
| Loan loss allowance | $5,184,000 | 1,045 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $13,256,000 | 939 |
| Other real estate owned | $5,996,000 | 1,032 |
| Goodwill and other intangibles | $4,544,000 | 985 |
| All other assets | $8,057,000 | 2,161 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $492,208,000 | 1,364 |
| Total liabilities | $451,109,000 | 1,338 |
| Total deposits | $438,015,000 | 1,193 |
| Interest-bearing deposits | $378,068,000 | 1,213 |
| Deposits held in domestic offices | $438,015,000 | 1,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,682,000 | 2,643 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,412,000 | 2,125 |
| Total equity capital | $41,099,000 | 1,704 |
| Total bank equity capital | $41,099,000 | 1,704 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,049,000 | 2,814 |
| Surplus | $32,541,000 | 950 |
| Undivided profits | $7,509,000 | 3,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,525,000 | 341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,344,000 | 1,781 |
| Earning assets | $449,234,000 | 1,371 |
| Long-term assets (5+ years) | $121,792,000 | 972 |
| Average Assets, year-to-date | $500,997,200 | 1,294 |
| Average Assets, quarterly | $497,745,500 | 1,331 |
| Volatile liabilities | $124,350,000 | 1,173 |
| Insider loans | $2,142,000 | 2,928 |
| FHLB advances | $10,000,000 | 2,603 |
| Loans and leases held for sale | $882,000 | 978 |
| Unused loan commitments | $51,630,000 | 1,726 |
| Tier 1 (core) risk-based capital | $36,709,000 | 1,777 |
| Tier 2 risk-based capital | $4,949,000 | 1,070 |
| Total risk weighted assets | $395,682,000 | 1,279 |
| Total unused commitments | $51,630,000 | 1,726 |
| Derivatives | $2,874,000 | 669 |
| 2007-09-30 | Rank | |
| # of Employees: | 160 | 1,054 |
| Assets and Liabilities | ||
| Total Assets: | $503,283,000 | 1,319 |
| Cash and due from depository institutions | $11,043,000 | 1,054 |
| Interest-bearing balances | $21,000 | 5,887 |
| Securities | $49,033,000 | 2,334 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $416,830,000 | 1,111 |
| Loan loss allowance | $4,076,000 | 1,301 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $13,392,000 | 896 |
| Other real estate owned | $919,000 | 1,054 |
| Goodwill and other intangibles | $4,458,000 | 968 |
| All other assets | $7,608,000 | 2,243 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $503,283,000 | 1,319 |
| Total liabilities | $460,928,000 | 1,295 |
| Total deposits | $435,396,000 | 1,183 |
| Interest-bearing deposits | $375,593,000 | 1,212 |
| Deposits held in domestic offices | $435,396,000 | 1,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,825,000 | 2,105 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $21,261,000 | 1,699 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,446,000 | 3,197 |
| Total equity capital | $42,355,000 | 1,610 |
| Total bank equity capital | $42,355,000 | 1,610 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,049,000 | 2,791 |
| Surplus | $32,467,000 | 930 |
| Undivided profits | $8,839,000 | 3,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,506,000 | 250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,547,000 | 1,749 |
| Earning assets | $465,884,000 | 1,303 |
| Long-term assets (5+ years) | $132,683,000 | 876 |
| Average Assets, year-to-date | $503,194,500 | 1,283 |
| Average Assets, quarterly | $505,369,000 | 1,299 |
| Volatile liabilities | $137,830,000 | 1,043 |
| Insider loans | $2,137,000 | 2,881 |
| FHLB advances | $20,000,000 | 1,648 |
| Loans and leases held for sale | $2,486,000 | 530 |
| Unused loan commitments | $56,748,000 | 1,624 |
| Tier 1 (core) risk-based capital | $38,393,000 | 1,679 |
| Tier 2 risk-based capital | $4,076,000 | 1,286 |
| Total risk weighted assets | $415,274,000 | 1,192 |
| Total unused commitments | $56,748,000 | 1,624 |
| Derivatives | $8,993,000 | 491 |
| 2007-06-30 | Rank | |
| # of Employees: | 170 | 997 |
| Assets and Liabilities | ||
| Total Assets: | $507,455,000 | 1,314 |
| Cash and due from depository institutions | $12,150,000 | 997 |
| Interest-bearing balances | $61,000 | 5,217 |
| Securities | $59,462,000 | 1,932 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $412,295,000 | 1,131 |
| Loan loss allowance | $5,865,000 | 895 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $12,508,000 | 951 |
| Other real estate owned | $550,000 | 997 |
| Goodwill and other intangibles | $4,458,000 | 971 |
| All other assets | $6,032,000 | 2,653 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $507,455,000 | 1,314 |
| Total liabilities | $463,734,000 | 1,297 |
| Total deposits | $453,452,000 | 1,151 |
| Interest-bearing deposits | $384,248,000 | 1,177 |
| Deposits held in domestic offices | $453,452,000 | 1,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,980,000 | 1,265 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $745,000 | 4,950 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $557,000 | 5,302 |
| Total equity capital | $43,721,000 | 1,567 |
| Total bank equity capital | $43,721,000 | 1,567 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,049,000 | 2,793 |
| Surplus | $32,397,000 | 943 |
| Undivided profits | $10,275,000 | 3,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,185,000 | 320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,753,000 | 1,471 |
| Earning assets | $471,818,000 | 1,296 |
| Long-term assets (5+ years) | $142,636,000 | 809 |
| Average Assets, year-to-date | $503,165,000 | 1,304 |
| Average Assets, quarterly | $506,131,000 | 1,310 |
| Volatile liabilities | $119,168,000 | 1,185 |
| Insider loans | $2,137,000 | 2,889 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $864,000 | 1,050 |
| Unused loan commitments | $62,193,000 | 1,547 |
| Tier 1 (core) risk-based capital | $40,303,000 | 1,607 |
| Tier 2 risk-based capital | $5,158,000 | 1,024 |
| Total risk weighted assets | $411,966,000 | 1,208 |
| Total unused commitments | $62,193,000 | 1,549 |
| Derivatives | $2,233,000 | 749 |
| 2007-03-31 | Rank | |
| # of Employees: | 171 | 978 |
| Assets and Liabilities | ||
| Total Assets: | $504,807,000 | 1,322 |
| Cash and due from depository institutions | $13,787,000 | 978 |
| Interest-bearing balances | $45,000 | 5,530 |
| Securities | $61,576,000 | 1,896 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $406,338,000 | 1,127 |
| Loan loss allowance | $4,232,000 | 1,232 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,386,000 | 939 |
| Other real estate owned | $581,000 | 978 |
| Goodwill and other intangibles | $4,458,000 | 954 |
| All other assets | $5,681,000 | 2,724 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $504,807,000 | 1,322 |
| Total liabilities | $459,736,000 | 1,301 |
| Total deposits | $449,787,000 | 1,166 |
| Interest-bearing deposits | $388,073,000 | 1,159 |
| Deposits held in domestic offices | $449,787,000 | 1,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,000,000 | 1,272 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $577,000 | 4,978 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,372,000 | 3,199 |
| Total equity capital | $45,071,000 | 1,514 |
| Total bank equity capital | $45,071,000 | 1,514 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,049,000 | 2,787 |
| Surplus | $32,326,000 | 922 |
| Undivided profits | $11,696,000 | 2,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,843,000 | 425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,706,000 | 1,454 |
| Earning assets | $467,959,000 | 1,302 |
| Long-term assets (5+ years) | $136,531,000 | 820 |
| Average Assets, year-to-date | $501,020,000 | 1,317 |
| Average Assets, quarterly | $501,020,000 | 1,317 |
| Volatile liabilities | $108,191,000 | 1,268 |
| Insider loans | $1,682,000 | 3,294 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $1,324,000 | 862 |
| Unused loan commitments | $84,169,000 | 1,233 |
| Tier 1 (core) risk-based capital | $41,024,000 | 1,557 |
| Tier 2 risk-based capital | $4,232,000 | 1,225 |
| Total risk weighted assets | $405,117,000 | 1,204 |
| Total unused commitments | $84,169,000 | 1,233 |
| Derivatives | $2,833,000 | 711 |
| 2006-12-31 | Rank | |
| # of Employees: | 187 | 892 |
| Assets and Liabilities | ||
| Total Assets: | $497,233,000 | 1,326 |
| Cash and due from depository institutions | $13,950,000 | 892 |
| Interest-bearing balances | $25,000 | 5,887 |
| Securities | $62,216,000 | 1,900 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $397,780,000 | 1,129 |
| Loan loss allowance | $4,257,000 | 1,205 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $12,473,000 | 907 |
| Other real estate owned | $325,000 | 892 |
| Goodwill and other intangibles | $4,458,000 | 938 |
| All other assets | $6,031,000 | 2,608 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $497,233,000 | 1,326 |
| Total liabilities | $452,805,000 | 1,307 |
| Total deposits | $433,855,000 | 1,178 |
| Interest-bearing deposits | $371,758,000 | 1,182 |
| Deposits held in domestic offices | $433,855,000 | 1,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,875,000 | 914 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $828,000 | 5,027 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,247,000 | 3,341 |
| Total equity capital | $44,428,000 | 1,492 |
| Total bank equity capital | $44,428,000 | 1,492 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,049,000 | 2,786 |
| Surplus | $30,078,000 | 966 |
| Undivided profits | $13,301,000 | 2,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,217,000 | 460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,776,000 | 1,449 |
| Earning assets | $460,021,000 | 1,308 |
| Long-term assets (5+ years) | $110,669,000 | 990 |
| Average Assets, year-to-date | $497,028,200 | 1,263 |
| Average Assets, quarterly | $496,850,000 | 1,311 |
| Volatile liabilities | $107,810,000 | 1,389 |
| Insider loans | $2,006,000 | 2,965 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $3,693,000 | 472 |
| Unused loan commitments | $76,470,000 | 1,289 |
| Tier 1 (core) risk-based capital | $40,501,000 | 1,563 |
| Tier 2 risk-based capital | $4,257,000 | 1,203 |
| Total risk weighted assets | $395,278,000 | 1,214 |
| Total unused commitments | $76,470,000 | 1,289 |
| Derivatives | $2,442,000 | 712 |
| 2006-09-30 | Rank | |
| # of Employees: | 186 | 913 |
| Assets and Liabilities | ||
| Total Assets: | $496,467,000 | 1,323 |
| Cash and due from depository institutions | $14,945,000 | 913 |
| Interest-bearing balances | $57,000 | 5,368 |
| Securities | $70,085,000 | 1,718 |
| Federal funds sold & reverse repurchase agreements | $3,426,000 | 3,057 |
| Net loans & leases | $385,280,000 | 1,155 |
| Loan loss allowance | $3,969,000 | 1,303 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,877,000 | 958 |
| Other real estate owned | $251,000 | 913 |
| Goodwill and other intangibles | $4,458,000 | 936 |
| All other assets | $6,145,000 | 2,570 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $496,467,000 | 1,323 |
| Total liabilities | $452,724,000 | 1,298 |
| Total deposits | $449,248,000 | 1,119 |
| Interest-bearing deposits | $387,976,000 | 1,113 |
| Deposits held in domestic offices | $449,248,000 | 1,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,807 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,073,000 | 5,064 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,403,000 | 3,055 |
| Total equity capital | $43,743,000 | 1,495 |
| Total bank equity capital | $43,743,000 | 1,495 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,049,000 | 2,801 |
| Surplus | $30,067,000 | 966 |
| Undivided profits | $12,627,000 | 2,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,998,000 | 440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,546,000 | 1,585 |
| Earning assets | $458,848,000 | 1,304 |
| Long-term assets (5+ years) | $101,349,000 | 1,066 |
| Average Assets, year-to-date | $496,977,000 | 1,277 |
| Average Assets, quarterly | $498,630,000 | 1,306 |
| Volatile liabilities | $91,249,000 | 1,616 |
| Insider loans | $1,234,000 | 3,834 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $2,538,000 | 580 |
| Unused loan commitments | $59,642,000 | 1,618 |
| Tier 1 (core) risk-based capital | $40,188,000 | 1,569 |
| Tier 2 risk-based capital | $3,969,000 | 1,296 |
| Total risk weighted assets | $383,544,000 | 1,242 |
| Total unused commitments | $59,642,000 | 1,619 |
| Derivatives | $3,464,000 | 675 |
| 2006-06-30 | Rank | |
| # of Employees: | 189 | 899 |
| Assets and Liabilities | ||
| Total Assets: | $500,793,000 | 1,297 |
| Cash and due from depository institutions | $12,317,000 | 899 |
| Interest-bearing balances | $37,000 | 5,726 |
| Securities | $87,502,000 | 1,381 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $378,675,000 | 1,162 |
| Loan loss allowance | $3,807,000 | 1,351 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $11,549,000 | 976 |
| Other real estate owned | $114,000 | 899 |
| Goodwill and other intangibles | $4,458,000 | 924 |
| All other assets | $6,178,000 | 2,530 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $500,793,000 | 1,297 |
| Total liabilities | $457,699,000 | 1,273 |
| Total deposits | $447,617,000 | 1,108 |
| Interest-bearing deposits | $388,286,000 | 1,094 |
| Deposits held in domestic offices | $447,617,000 | 1,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,225,000 | 1,354 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $397,000 | 5,443 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,460,000 | 2,751 |
| Total equity capital | $43,094,000 | 1,456 |
| Total bank equity capital | $43,094,000 | 1,456 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,049,000 | 2,790 |
| Surplus | $30,011,000 | 954 |
| Undivided profits | $12,034,000 | 2,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,056,000 | 540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,580,000 | 1,386 |
| Earning assets | $466,214,000 | 1,268 |
| Long-term assets (5+ years) | $94,510,000 | 1,106 |
| Average Assets, year-to-date | $497,147,000 | 1,272 |
| Average Assets, quarterly | $498,109,500 | 1,285 |
| Volatile liabilities | $90,249,000 | 1,612 |
| Insider loans | $1,261,000 | 3,796 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $1,644,000 | 749 |
| Unused loan commitments | $69,351,000 | 1,425 |
| Tier 1 (core) risk-based capital | $40,010,000 | 1,536 |
| Tier 2 risk-based capital | $3,807,000 | 1,335 |
| Total risk weighted assets | $381,770,000 | 1,222 |
| Total unused commitments | $69,351,000 | 1,427 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 192 | 852 |
| Assets and Liabilities | ||
| Total Assets: | $495,426,000 | 1,282 |
| Cash and due from depository institutions | $11,920,000 | 852 |
| Interest-bearing balances | $30,000 | 5,905 |
| Securities | $91,584,000 | 1,349 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $369,255,000 | 1,165 |
| Loan loss allowance | $3,753,000 | 1,347 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,989,000 | 890 |
| Other real estate owned | $306,000 | 852 |
| Goodwill and other intangibles | $4,458,000 | 899 |
| All other assets | $5,914,000 | 2,549 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $495,426,000 | 1,282 |
| Total liabilities | $452,132,000 | 1,259 |
| Total deposits | $437,448,000 | 1,112 |
| Interest-bearing deposits | $378,381,000 | 1,102 |
| Deposits held in domestic offices | $437,448,000 | 1,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,455,000 | 1,246 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,330,000 | 3,468 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $899,000 | 3,781 |
| Total equity capital | $43,294,000 | 1,429 |
| Total bank equity capital | $43,294,000 | 1,429 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,049,000 | 2,777 |
| Surplus | $30,000,000 | 922 |
| Undivided profits | $12,245,000 | 2,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,812,000 | 567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,423,000 | 1,391 |
| Earning assets | $460,869,000 | 1,257 |
| Long-term assets (5+ years) | $95,514,000 | 1,083 |
| Average Assets, year-to-date | $495,324,000 | 1,268 |
| Average Assets, quarterly | $495,324,000 | 1,268 |
| Volatile liabilities | $81,088,000 | 1,675 |
| Insider loans | $1,288,000 | 3,691 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $1,637,000 | 667 |
| Unused loan commitments | $63,761,000 | 1,516 |
| Tier 1 (core) risk-based capital | $39,654,000 | 1,506 |
| Tier 2 risk-based capital | $3,753,000 | 1,324 |
| Total risk weighted assets | $372,519,000 | 1,219 |
| Total unused commitments | $63,761,000 | 1,516 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 200 | 812 |
| Assets and Liabilities | ||
| Total Assets: | $495,222,000 | 1,261 |
| Cash and due from depository institutions | $12,261,000 | 812 |
| Interest-bearing balances | $15,000 | 6,282 |
| Securities | $91,910,000 | 1,346 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $367,632,000 | 1,154 |
| Loan loss allowance | $3,696,000 | 1,346 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $12,339,000 | 837 |
| Other real estate owned | $332,000 | 812 |
| Goodwill and other intangibles | $4,458,000 | 877 |
| All other assets | $6,290,000 | 2,421 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $495,222,000 | 1,261 |
| Total liabilities | $452,014,000 | 1,248 |
| Total deposits | $424,895,000 | 1,130 |
| Interest-bearing deposits | $368,074,000 | 1,105 |
| Deposits held in domestic offices | $424,895,000 | 1,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,940,000 | 1,308 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,128,000 | 1,865 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,051,000 | 3,371 |
| Total equity capital | $43,208,000 | 1,402 |
| Total bank equity capital | $43,208,000 | 1,402 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,049,000 | 2,775 |
| Surplus | $30,000,000 | 903 |
| Undivided profits | $12,159,000 | 2,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,694,000 | 711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,407,000 | 1,419 |
| Earning assets | $459,557,000 | 1,245 |
| Long-term assets (5+ years) | $96,474,000 | 1,051 |
| Average Assets, year-to-date | $483,538,200 | 1,234 |
| Average Assets, quarterly | $496,316,000 | 1,248 |
| Volatile liabilities | $88,303,000 | 1,533 |
| Insider loans | $1,317,000 | 3,660 |
| FHLB advances | $17,500,000 | 1,792 |
| Loans and leases held for sale | $6,472,000 | 315 |
| Unused loan commitments | $66,594,000 | 1,414 |
| Tier 1 (core) risk-based capital | $39,548,000 | 1,479 |
| Tier 2 risk-based capital | $3,696,000 | 1,321 |
| Total risk weighted assets | $366,390,000 | 1,216 |
| Total unused commitments | $66,594,000 | 1,414 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 195 | 817 |
| Assets and Liabilities | ||
| Total Assets: | $497,410,000 | 1,229 |
| Cash and due from depository institutions | $13,181,000 | 817 |
| Interest-bearing balances | $7,000 | 6,560 |
| Securities | $102,441,000 | 1,213 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $359,315,000 | 1,152 |
| Loan loss allowance | $3,611,000 | 1,355 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $12,345,000 | 823 |
| Other real estate owned | $234,000 | 817 |
| Goodwill and other intangibles | $4,365,000 | 863 |
| All other assets | $5,529,000 | 2,628 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $497,410,000 | 1,229 |
| Total liabilities | $454,110,000 | 1,206 |
| Total deposits | $425,872,000 | 1,096 |
| Interest-bearing deposits | $359,063,000 | 1,101 |
| Deposits held in domestic offices | $425,872,000 | 1,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,710,000 | 756 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,980,000 | 3,471 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,548,000 | 2,529 |
| Total equity capital | $43,300,000 | 1,378 |
| Total bank equity capital | $43,300,000 | 1,378 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,049,000 | 2,758 |
| Surplus | $30,000,000 | 868 |
| Undivided profits | $12,251,000 | 2,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,722,000 | 1,505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,102,000 | 1,577 |
| Earning assets | $461,763,000 | 1,212 |
| Long-term assets (5+ years) | $86,453,000 | 1,127 |
| Average Assets, year-to-date | $480,617,250 | 1,227 |
| Average Assets, quarterly | $491,613,000 | 1,230 |
| Volatile liabilities | $85,399,000 | 1,517 |
| Insider loans | $1,345,000 | 3,548 |
| FHLB advances | $5,000,000 | 3,503 |
| Loans and leases held for sale | $12,163,000 | 242 |
| Unused loan commitments | $63,630,000 | 1,443 |
| Tier 1 (core) risk-based capital | $39,406,000 | 1,449 |
| Tier 2 risk-based capital | $3,611,000 | 1,327 |
| Total risk weighted assets | $359,544,000 | 1,211 |
| Total unused commitments | $63,630,000 | 1,443 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 187 | 858 |
| Assets and Liabilities | ||
| Total Assets: | $485,816,000 | 1,228 |
| Cash and due from depository institutions | $11,303,000 | 858 |
| Interest-bearing balances | $29,000 | 5,986 |
| Securities | $105,350,000 | 1,190 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $347,227,000 | 1,162 |
| Loan loss allowance | $3,675,000 | 1,319 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,581,000 | 863 |
| Other real estate owned | $460,000 | 858 |
| Goodwill and other intangibles | $4,378,000 | 853 |
| All other assets | $5,517,000 | 2,536 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $485,816,000 | 1,228 |
| Total liabilities | $442,804,000 | 1,213 |
| Total deposits | $423,682,000 | 1,076 |
| Interest-bearing deposits | $361,394,000 | 1,066 |
| Deposits held in domestic offices | $423,682,000 | 1,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,680,000 | 1,056 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,468,000 | 3,511 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,974,000 | 1,985 |
| Total equity capital | $43,012,000 | 1,363 |
| Total bank equity capital | $43,012,000 | 1,363 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,049,000 | 2,737 |
| Surplus | $30,000,000 | 851 |
| Undivided profits | $11,963,000 | 2,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,232,000 | 1,164 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,409,000 | 1,208 |
| Earning assets | $452,606,000 | 1,204 |
| Long-term assets (5+ years) | $69,483,000 | 1,369 |
| Average Assets, year-to-date | $475,019,670 | 1,229 |
| Average Assets, quarterly | $481,860,500 | 1,228 |
| Volatile liabilities | $76,684,000 | 1,621 |
| Insider loans | $1,336,000 | 3,540 |
| FHLB advances | $5,000,000 | 3,449 |
| Loans and leases held for sale | $3,751,000 | 507 |
| Unused loan commitments | $68,214,000 | 1,315 |
| Tier 1 (core) risk-based capital | $38,917,000 | 1,416 |
| Tier 2 risk-based capital | $3,675,000 | 1,282 |
| Total risk weighted assets | $351,444,000 | 1,215 |
| Total unused commitments | $68,214,000 | 1,315 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 172 | 928 |
| Assets and Liabilities | ||
| Total Assets: | $477,905,000 | 1,234 |
| Cash and due from depository institutions | $11,110,000 | 928 |
| Interest-bearing balances | $16,000 | 6,326 |
| Securities | $104,351,000 | 1,211 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $341,214,000 | 1,159 |
| Loan loss allowance | $3,430,000 | 1,395 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,893,000 | 917 |
| Other real estate owned | $563,000 | 928 |
| Goodwill and other intangibles | $4,100,000 | 874 |
| All other assets | $5,674,000 | 2,446 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $477,905,000 | 1,234 |
| Total liabilities | $435,966,000 | 1,218 |
| Total deposits | $419,413,000 | 1,071 |
| Interest-bearing deposits | $360,171,000 | 1,059 |
| Deposits held in domestic offices | $419,413,000 | 1,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,725,000 | 1,181 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,578,000 | 3,359 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,250,000 | 1,779 |
| Total equity capital | $41,939,000 | 1,372 |
| Total bank equity capital | $41,939,000 | 1,372 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,049,000 | 2,747 |
| Surplus | $30,000,000 | 827 |
| Undivided profits | $10,890,000 | 2,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,112,000 | 1,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,228,000 | 1,277 |
| Earning assets | $445,581,000 | 1,206 |
| Long-term assets (5+ years) | $70,521,000 | 1,394 |
| Average Assets, year-to-date | $469,621,500 | 1,245 |
| Average Assets, quarterly | $469,621,500 | 1,245 |
| Volatile liabilities | $72,363,000 | 1,617 |
| Insider loans | $1,366,000 | 3,506 |
| FHLB advances | $5,000,000 | 3,359 |
| Loans and leases held for sale | $3,147,000 | 485 |
| Unused loan commitments | $58,351,000 | 1,451 |
| Tier 1 (core) risk-based capital | $38,433,000 | 1,405 |
| Tier 2 risk-based capital | $3,430,000 | 1,358 |
| Total risk weighted assets | $343,119,000 | 1,213 |
| Total unused commitments | $58,351,000 | 1,451 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 174 | 927 |
| Assets and Liabilities | ||
| Total Assets: | $461,338,000 | 1,273 |
| Cash and due from depository institutions | $11,660,000 | 927 |
| Interest-bearing balances | $45,000 | 5,800 |
| Securities | $89,426,000 | 1,424 |
| Federal funds sold & reverse repurchase agreements | $2,593,000 | 3,488 |
| Net loans & leases | $337,668,000 | 1,157 |
| Loan loss allowance | $3,394,000 | 1,408 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,311,000 | 964 |
| Other real estate owned | $411,000 | 927 |
| Goodwill and other intangibles | $4,100,000 | 865 |
| All other assets | $5,169,000 | 2,588 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $461,338,000 | 1,273 |
| Total liabilities | $419,082,000 | 1,260 |
| Total deposits | $411,056,000 | 1,082 |
| Interest-bearing deposits | $352,495,000 | 1,074 |
| Deposits held in domestic offices | $411,056,000 | 1,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,657,000 | 3,393 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,369,000 | 1,673 |
| Total equity capital | $42,256,000 | 1,356 |
| Total bank equity capital | $42,256,000 | 1,356 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,049,000 | 2,737 |
| Surplus | $22,645,000 | 1,035 |
| Undivided profits | $18,562,000 | 1,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,014,000 | 876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,144,000 | 1,303 |
| Earning assets | $429,732,000 | 1,245 |
| Long-term assets (5+ years) | $59,933,000 | 1,632 |
| Average Assets, year-to-date | $428,760,800 | 1,297 |
| Average Assets, quarterly | $452,322,000 | 1,278 |
| Volatile liabilities | $64,516,000 | 1,723 |
| Insider loans | $1,397,000 | 3,464 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $2,388,000 | 566 |
| Unused loan commitments | $35,120,000 | 2,088 |
| Tier 1 (core) risk-based capital | $38,065,000 | 1,401 |
| Tier 2 risk-based capital | $3,394,000 | 1,363 |
| Total risk weighted assets | $336,267,000 | 1,222 |
| Total unused commitments | $35,120,000 | 2,089 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 170 | 942 |
| Assets and Liabilities | ||
| Total Assets: | $443,306,000 | 1,293 |
| Cash and due from depository institutions | $13,278,000 | 942 |
| Interest-bearing balances | $7,000 | 6,629 |
| Securities | $58,899,000 | 2,086 |
| Federal funds sold & reverse repurchase agreements | $13,121,000 | 861 |
| Net loans & leases | $339,616,000 | 1,119 |
| Loan loss allowance | $3,322,000 | 1,424 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $9,424,000 | 1,030 |
| Other real estate owned | $155,000 | 942 |
| Goodwill and other intangibles | $4,100,000 | 845 |
| All other assets | $4,713,000 | 2,738 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $443,306,000 | 1,293 |
| Total liabilities | $401,464,000 | 1,284 |
| Total deposits | $393,486,000 | 1,114 |
| Interest-bearing deposits | $330,665,000 | 1,150 |
| Deposits held in domestic offices | $393,486,000 | 1,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,494,000 | 3,454 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,484,000 | 1,608 |
| Total equity capital | $41,842,000 | 1,357 |
| Total bank equity capital | $41,842,000 | 1,357 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,049,000 | 2,739 |
| Surplus | $22,645,000 | 1,007 |
| Undivided profits | $18,148,000 | 1,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,131,000 | 892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,741,000 | 1,724 |
| Earning assets | $411,643,000 | 1,272 |
| Long-term assets (5+ years) | $65,925,000 | 1,522 |
| Average Assets, year-to-date | $420,616,500 | 1,323 |
| Average Assets, quarterly | $436,436,500 | 1,296 |
| Volatile liabilities | $64,251,000 | 1,693 |
| Insider loans | $1,429,000 | 3,357 |
| FHLB advances | $5,000,000 | 3,388 |
| Loans and leases held for sale | $3,584,000 | 425 |
| Unused loan commitments | $30,182,000 | 2,280 |
| Tier 1 (core) risk-based capital | $37,398,000 | 1,411 |
| Tier 2 risk-based capital | $3,322,000 | 1,371 |
| Total risk weighted assets | $326,192,000 | 1,236 |
| Total unused commitments | $30,182,000 | 2,285 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 180 | 891 |
| Assets and Liabilities | ||
| Total Assets: | $429,567,000 | 1,315 |
| Cash and due from depository institutions | $13,984,000 | 891 |
| Interest-bearing balances | $14,000 | 6,448 |
| Securities | $53,471,000 | 2,308 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $344,091,000 | 1,070 |
| Loan loss allowance | $3,574,000 | 1,308 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,917,000 | 1,082 |
| Other real estate owned | $329,000 | 891 |
| Goodwill and other intangibles | $4,100,000 | 828 |
| All other assets | $4,675,000 | 2,738 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $429,567,000 | 1,315 |
| Total liabilities | $388,901,000 | 1,314 |
| Total deposits | $366,777,000 | 1,191 |
| Interest-bearing deposits | $299,372,000 | 1,273 |
| Deposits held in domestic offices | $366,777,000 | 1,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,880,000 | 915 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,350,000 | 3,440 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,894,000 | 1,841 |
| Total equity capital | $40,666,000 | 1,349 |
| Total bank equity capital | $40,666,000 | 1,349 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,049,000 | 2,746 |
| Surplus | $22,645,000 | 984 |
| Undivided profits | $16,972,000 | 1,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,690,000 | 777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,699,000 | 1,635 |
| Earning assets | $397,576,000 | 1,294 |
| Long-term assets (5+ years) | $69,390,000 | 1,501 |
| Average Assets, year-to-date | $413,053,330 | 1,351 |
| Average Assets, quarterly | $418,804,500 | 1,340 |
| Volatile liabilities | $76,918,000 | 1,421 |
| Insider loans | $1,462,000 | 3,296 |
| FHLB advances | $5,000,000 | 3,333 |
| Loans and leases held for sale | $1,651,000 | 697 |
| Unused loan commitments | $32,819,000 | 2,140 |
| Tier 1 (core) risk-based capital | $36,651,000 | 1,418 |
| Tier 2 risk-based capital | $3,574,000 | 1,268 |
| Total risk weighted assets | $324,725,000 | 1,209 |
| Total unused commitments | $32,819,000 | 2,145 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 185 | 865 |
| Assets and Liabilities | ||
| Total Assets: | $408,042,000 | 1,380 |
| Cash and due from depository institutions | $12,799,000 | 865 |
| Interest-bearing balances | $20,000 | 6,389 |
| Securities | $35,810,000 | 3,196 |
| Federal funds sold & reverse repurchase agreements | $902,000 | 5,723 |
| Net loans & leases | $340,922,000 | 1,052 |
| Loan loss allowance | $3,612,000 | 1,278 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,789,000 | 1,082 |
| Other real estate owned | $219,000 | 865 |
| Goodwill and other intangibles | $4,100,000 | 812 |
| All other assets | $4,501,000 | 2,712 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $408,042,000 | 1,380 |
| Total liabilities | $367,947,000 | 1,376 |
| Total deposits | $360,483,000 | 1,204 |
| Interest-bearing deposits | $298,465,000 | 1,266 |
| Deposits held in domestic offices | $360,483,000 | 1,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,119,000 | 3,335 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,345,000 | 1,746 |
| Total equity capital | $40,095,000 | 1,392 |
| Total bank equity capital | $40,095,000 | 1,392 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,049,000 | 2,745 |
| Surplus | $22,645,000 | 969 |
| Undivided profits | $16,401,000 | 1,997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,445,000 | 1,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,628,000 | 1,710 |
| Earning assets | $377,654,000 | 1,365 |
| Long-term assets (5+ years) | $63,239,000 | 1,589 |
| Average Assets, year-to-date | $404,796,500 | 1,371 |
| Average Assets, quarterly | $404,796,500 | 1,371 |
| Volatile liabilities | $62,410,000 | 1,612 |
| Insider loans | $1,032,000 | 3,949 |
| FHLB advances | $5,000,000 | 3,195 |
| Loans and leases held for sale | $3,798,000 | 474 |
| Unused loan commitments | $43,285,000 | 1,696 |
| Tier 1 (core) risk-based capital | $35,650,000 | 1,435 |
| Tier 2 risk-based capital | $3,612,000 | 1,240 |
| Total risk weighted assets | $314,551,000 | 1,211 |
| Total unused commitments | $43,285,000 | 1,700 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 174 | 926 |
| Assets and Liabilities | ||
| Total Assets: | $401,551,000 | 1,400 |
| Cash and due from depository institutions | $14,308,000 | 926 |
| Interest-bearing balances | $26,000 | 6,242 |
| Securities | $45,995,000 | 2,653 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $323,002,000 | 1,110 |
| Loan loss allowance | $3,887,000 | 1,184 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,963,000 | 1,051 |
| Other real estate owned | $969,000 | 926 |
| Goodwill and other intangibles | $4,100,000 | 811 |
| All other assets | $4,214,000 | 2,847 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $401,551,000 | 1,400 |
| Total liabilities | $362,362,000 | 1,407 |
| Total deposits | $352,515,000 | 1,229 |
| Interest-bearing deposits | $293,489,000 | 1,277 |
| Deposits held in domestic offices | $352,515,000 | 1,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,420,000 | 2,126 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,228,000 | 3,297 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,199,000 | 1,736 |
| Total equity capital | $39,189,000 | 1,393 |
| Total bank equity capital | $39,189,000 | 1,393 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,049,000 | 2,767 |
| Surplus | $22,645,000 | 948 |
| Undivided profits | $15,495,000 | 2,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,688,000 | 1,149 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,525,000 | 1,922 |
| Earning assets | $369,023,000 | 1,397 |
| Long-term assets (5+ years) | $56,433,000 | 1,746 |
| Average Assets, year-to-date | $406,640,400 | 1,333 |
| Average Assets, quarterly | $405,174,000 | 1,373 |
| Volatile liabilities | $61,725,000 | 1,634 |
| Insider loans | $1,028,000 | 3,958 |
| FHLB advances | $5,000,000 | 3,183 |
| Loans and leases held for sale | $627,000 | 1,055 |
| Unused loan commitments | $33,146,000 | 2,010 |
| Tier 1 (core) risk-based capital | $34,742,000 | 1,468 |
| Tier 2 risk-based capital | $3,803,000 | 1,156 |
| Total risk weighted assets | $304,134,000 | 1,254 |
| Total unused commitments | $33,146,000 | 2,012 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 191 | 854 |
| Assets and Liabilities | ||
| Total Assets: | $408,797,000 | 1,379 |
| Cash and due from depository institutions | $13,903,000 | 854 |
| Interest-bearing balances | $33,000 | 6,174 |
| Securities | $63,798,000 | 1,979 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $312,506,000 | 1,135 |
| Loan loss allowance | $4,073,000 | 1,143 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,102,000 | 1,024 |
| Other real estate owned | $969,000 | 854 |
| Goodwill and other intangibles | $4,100,000 | 803 |
| All other assets | $4,419,000 | 2,752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $408,797,000 | 1,379 |
| Total liabilities | $370,582,000 | 1,362 |
| Total deposits | $357,749,000 | 1,220 |
| Interest-bearing deposits | $290,998,000 | 1,318 |
| Deposits held in domestic offices | $357,749,000 | 1,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,275,000 | 1,517 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,224,000 | 3,246 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,334,000 | 1,700 |
| Total equity capital | $38,215,000 | 1,442 |
| Total bank equity capital | $38,215,000 | 1,442 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,049,000 | 2,785 |
| Surplus | $22,645,000 | 948 |
| Undivided profits | $14,521,000 | 2,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,034,000 | 1,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,917,000 | 1,564 |
| Earning assets | $376,337,000 | 1,369 |
| Long-term assets (5+ years) | $64,271,000 | 1,578 |
| Average Assets, year-to-date | $407,912,750 | 1,341 |
| Average Assets, quarterly | $412,850,500 | 1,354 |
| Volatile liabilities | $63,077,000 | 1,575 |
| Insider loans | $1,835,000 | 2,770 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $3,621,000 | 639 |
| Unused loan commitments | $40,217,000 | 1,744 |
| Tier 1 (core) risk-based capital | $33,524,000 | 1,531 |
| Tier 2 risk-based capital | $3,725,000 | 1,175 |
| Total risk weighted assets | $297,671,000 | 1,278 |
| Total unused commitments | $40,217,000 | 1,747 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 187 | 888 |
| Assets and Liabilities | ||
| Total Assets: | $416,904,000 | 1,330 |
| Cash and due from depository institutions | $18,184,000 | 888 |
| Interest-bearing balances | $29,000 | 6,275 |
| Securities | $61,952,000 | 1,999 |
| Federal funds sold & reverse repurchase agreements | $12,079,000 | 1,301 |
| Net loans & leases | $306,232,000 | 1,148 |
| Loan loss allowance | $4,259,000 | 1,077 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,214,000 | 982 |
| Other real estate owned | $974,000 | 888 |
| Goodwill and other intangibles | $4,100,000 | 775 |
| All other assets | $4,169,000 | 2,774 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $416,904,000 | 1,330 |
| Total liabilities | $370,550,000 | 1,349 |
| Total deposits | $362,079,000 | 1,186 |
| Interest-bearing deposits | $293,423,000 | 1,286 |
| Deposits held in domestic offices | $362,079,000 | 1,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,278,000 | 2,973 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,193,000 | 1,876 |
| Total equity capital | $46,354,000 | 1,175 |
| Total bank equity capital | $46,354,000 | 1,175 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,049,000 | 2,785 |
| Surplus | $22,645,000 | 927 |
| Undivided profits | $22,660,000 | 1,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,865,000 | 1,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,904,000 | 1,498 |
| Earning assets | $380,292,000 | 1,331 |
| Long-term assets (5+ years) | $70,967,000 | 1,395 |
| Average Assets, year-to-date | $407,618,000 | 1,333 |
| Average Assets, quarterly | $410,000,500 | 1,334 |
| Volatile liabilities | $61,114,000 | 1,603 |
| Insider loans | $1,837,000 | 2,746 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $6,573,000 | 606 |
| Unused loan commitments | $40,158,000 | 1,697 |
| Tier 1 (core) risk-based capital | $41,453,000 | 1,199 |
| Tier 2 risk-based capital | $3,701,000 | 1,144 |
| Total risk weighted assets | $295,548,000 | 1,265 |
| Total unused commitments | $40,158,000 | 1,707 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 188 | 870 |
| Assets and Liabilities | ||
| Total Assets: | $403,097,000 | 1,357 |
| Cash and due from depository institutions | $13,441,000 | 870 |
| Interest-bearing balances | $16,000 | 6,490 |
| Securities | $74,576,000 | 1,653 |
| Federal funds sold & reverse repurchase agreements | $4,658,000 | 3,355 |
| Net loans & leases | $291,654,000 | 1,196 |
| Loan loss allowance | $4,393,000 | 1,035 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $9,184,000 | 979 |
| Other real estate owned | $974,000 | 870 |
| Goodwill and other intangibles | $4,100,000 | 768 |
| All other assets | $4,510,000 | 2,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $403,097,000 | 1,357 |
| Total liabilities | $357,212,000 | 1,370 |
| Total deposits | $349,577,000 | 1,219 |
| Interest-bearing deposits | $290,586,000 | 1,290 |
| Deposits held in domestic offices | $349,577,000 | 1,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,254,000 | 3,136 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,381,000 | 1,800 |
| Total equity capital | $45,885,000 | 1,168 |
| Total bank equity capital | $45,885,000 | 1,168 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,049,000 | 2,795 |
| Surplus | $22,645,000 | 915 |
| Undivided profits | $22,191,000 | 1,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,842,000 | 1,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,170,000 | 1,324 |
| Earning assets | $370,904,000 | 1,345 |
| Long-term assets (5+ years) | $67,349,000 | 1,413 |
| Average Assets, year-to-date | $402,975,000 | 1,346 |
| Average Assets, quarterly | $402,975,000 | 1,346 |
| Volatile liabilities | $57,826,000 | 1,628 |
| Insider loans | $2,545,000 | 2,090 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $4,154,000 | 698 |
| Unused loan commitments | $33,218,000 | 1,870 |
| Tier 1 (core) risk-based capital | $41,036,000 | 1,192 |
| Tier 2 risk-based capital | $3,556,000 | 1,160 |
| Total risk weighted assets | $283,648,000 | 1,295 |
| Total unused commitments | $33,218,000 | 1,881 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 182 | 898 |
| Assets and Liabilities | ||
| Total Assets: | $402,853,000 | 1,334 |
| Cash and due from depository institutions | $14,158,000 | 898 |
| Interest-bearing balances | $46,000 | 5,853 |
| Securities | $85,934,000 | 1,431 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $284,596,000 | 1,213 |
| Loan loss allowance | $4,632,000 | 959 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,314,000 | 948 |
| Other real estate owned | $224,000 | 898 |
| Goodwill and other intangibles | $4,100,000 | 754 |
| All other assets | $4,527,000 | 2,522 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $402,853,000 | 1,334 |
| Total liabilities | $357,380,000 | 1,349 |
| Total deposits | $339,506,000 | 1,233 |
| Interest-bearing deposits | $289,566,000 | 1,267 |
| Deposits held in domestic offices | $339,506,000 | 1,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,210,000 | 1,080 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,274,000 | 2,901 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,390,000 | 1,772 |
| Total equity capital | $45,473,000 | 1,151 |
| Total bank equity capital | $45,473,000 | 1,151 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,049,000 | 2,798 |
| Surplus | $22,645,000 | 895 |
| Undivided profits | $21,779,000 | 1,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,190,000 | 989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,061,000 | 1,464 |
| Earning assets | $370,576,000 | 1,325 |
| Long-term assets (5+ years) | $70,191,000 | 1,321 |
| Average Assets, year-to-date | $398,269,400 | 1,275 |
| Average Assets, quarterly | $398,515,000 | 1,332 |
| Volatile liabilities | $68,710,000 | 1,411 |
| Insider loans | $2,519,000 | 2,072 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $3,626,000 | 805 |
| Unused loan commitments | $28,357,000 | 2,050 |
| Tier 1 (core) risk-based capital | $40,455,000 | 1,182 |
| Tier 2 risk-based capital | $3,539,000 | 1,162 |
| Total risk weighted assets | $282,257,000 | 1,270 |
| Total unused commitments | $28,357,000 | 2,053 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 182 | 889 |
| Assets and Liabilities | ||
| Total Assets: | $394,994,000 | 1,291 |
| Cash and due from depository institutions | $16,334,000 | 889 |
| Interest-bearing balances | $30,000 | 6,041 |
| Securities | $67,699,000 | 1,657 |
| Federal funds sold & reverse repurchase agreements | $21,642,000 | 647 |
| Net loans & leases | $271,333,000 | 1,219 |
| Loan loss allowance | $5,585,000 | 774 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $8,956,000 | 955 |
| Other real estate owned | $0 | 889 |
| Goodwill and other intangibles | $4,100,000 | 713 |
| All other assets | $4,930,000 | 2,236 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $394,994,000 | 1,291 |
| Total liabilities | $352,772,000 | 1,304 |
| Total deposits | $344,202,000 | 1,162 |
| Interest-bearing deposits | $297,152,000 | 1,159 |
| Deposits held in domestic offices | $344,202,000 | 1,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,352,000 | 2,715 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,218,000 | 1,845 |
| Total equity capital | $42,222,000 | 1,162 |
| Total bank equity capital | $42,222,000 | 1,162 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $954,000 | 3,288 |
| Surplus | $18,832,000 | 1,007 |
| Undivided profits | $22,436,000 | 1,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $883,000 | 2,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,200,000 | 1,469 |
| Earning assets | $360,704,000 | 1,298 |
| Long-term assets (5+ years) | $94,512,000 | 998 |
| Average Assets, year-to-date | $398,972,800 | 1,217 |
| Average Assets, quarterly | $394,357,000 | 1,278 |
| Volatile liabilities | $69,867,000 | 1,342 |
| Insider loans | $224,000 | 6,809 |
| FHLB advances | $5,000,000 | 2,803 |
| Loans and leases held for sale | $5,719,000 | 537 |
| Unused loan commitments | $20,729,000 | 2,431 |
| Tier 1 (core) risk-based capital | $37,331,000 | 1,226 |
| Tier 2 risk-based capital | $3,415,000 | 1,134 |
| Total risk weighted assets | $271,027,000 | 1,260 |
| Total unused commitments | $20,729,000 | 2,437 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 169 | 935 |
| Assets and Liabilities | ||
| Total Assets: | $406,129,000 | 1,197 |
| Cash and due from depository institutions | $15,190,000 | 935 |
| Interest-bearing balances | $22,000 | 5,926 |
| Securities | $67,748,000 | 1,609 |
| Federal funds sold & reverse repurchase agreements | $6,300,000 | 1,914 |
| Net loans & leases | $298,975,000 | 1,075 |
| Loan loss allowance | $10,891,000 | 433 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $9,638,000 | 828 |
| Other real estate owned | $155,000 | 935 |
| Goodwill and other intangibles | $1,286,000 | 1,307 |
| All other assets | $6,837,000 | 1,386 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $406,129,000 | 1,197 |
| Total liabilities | $371,285,000 | 1,187 |
| Total deposits | $367,352,000 | 1,046 |
| Interest-bearing deposits | $319,224,000 | 1,040 |
| Deposits held in domestic offices | $367,352,000 | 1,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,255,000 | 4,407 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,678,000 | 1,624 |
| Total equity capital | $34,844,000 | 1,322 |
| Total bank equity capital | $34,844,000 | 1,322 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $854,000 | 3,530 |
| Surplus | $16,032,000 | 1,102 |
| Undivided profits | $17,958,000 | 1,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,270,000 | 1,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,507,000 | 1,735 |
| Earning assets | $373,045,000 | 1,189 |
| Long-term assets (5+ years) | $131,581,000 | 704 |
| Average Assets, year-to-date | $400,648,600 | 1,155 |
| Average Assets, quarterly | $407,287,000 | 1,180 |
| Volatile liabilities | $82,817,000 | 1,146 |
| Insider loans | $463,000 | 5,602 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $2,519,000 | 462 |
| Unused loan commitments | $14,895,000 | 2,889 |
| Tier 1 (core) risk-based capital | $33,654,100 | 1,295 |
| Tier 2 risk-based capital | $3,737,810 | 1,020 |
| Total risk weighted assets | $291,871,610 | 1,127 |
| Total unused commitments | $14,895,000 | 2,890 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 203 | 820 |
| Assets and Liabilities | ||
| Total Assets: | $386,522,000 | 1,225 |
| Cash and due from depository institutions | $16,208,000 | 820 |
| Interest-bearing balances | $50,000 | 5,427 |
| Securities | $84,594,000 | 1,365 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $267,641,000 | 1,161 |
| Loan loss allowance | $13,547,000 | 369 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,912,000 | 800 |
| Other real estate owned | $1,214,000 | 820 |
| Goodwill and other intangibles | $510,000 | 1,871 |
| All other assets | $6,443,000 | 1,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $386,522,000 | 1,225 |
| Total liabilities | $354,600,000 | 1,213 |
| Total deposits | $335,924,000 | 1,102 |
| Interest-bearing deposits | $297,704,000 | 1,085 |
| Deposits held in domestic offices | $335,924,000 | 1,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,300,000 | 1,642 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,273,000 | 1,868 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,103,000 | 1,807 |
| Total equity capital | $31,922,000 | 1,388 |
| Total bank equity capital | $31,922,000 | 1,388 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $854,000 | 3,618 |
| Surplus | $16,032,000 | 1,094 |
| Undivided profits | $15,036,000 | 1,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,248,000 | 731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,226,000 | 1,808 |
| Earning assets | $352,285,000 | 1,229 |
| Long-term assets (5+ years) | $153,814,000 | 664 |
| Average Assets, year-to-date | $372,523,000 | 1,215 |
| Average Assets, quarterly | $383,149,500 | 1,224 |
| Volatile liabilities | $85,841,000 | 1,084 |
| Insider loans | $769,000 | 4,342 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $18,031,000 | 2,555 |
| Tier 1 (core) risk-based capital | $30,945,000 | 1,398 |
| Tier 2 risk-based capital | $3,429,180 | 1,059 |
| Total risk weighted assets | $264,216,780 | 1,195 |
| Total unused commitments | $18,031,000 | 2,558 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 187 | 893 |
| Assets and Liabilities | ||
| Total Assets: | $362,498,000 | 1,261 |
| Cash and due from depository institutions | $11,747,000 | 893 |
| Interest-bearing balances | $77,000 | 5,291 |
| Securities | $108,342,000 | 1,065 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 6,831 |
| Net loans & leases | $222,337,000 | 1,262 |
| Loan loss allowance | $14,002,000 | 362 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $10,376,000 | 702 |
| Other real estate owned | $565,000 | 893 |
| Goodwill and other intangibles | $445,000 | 1,921 |
| All other assets | $7,536,000 | 1,110 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $362,498,000 | 1,261 |
| Total liabilities | $332,552,000 | 1,247 |
| Total deposits | $330,123,000 | 1,114 |
| Interest-bearing deposits | $294,470,000 | 1,085 |
| Deposits held in domestic offices | $330,123,000 | 1,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $59,000 | 4,911 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,370,000 | 1,721 |
| Total equity capital | $29,946,000 | 1,491 |
| Total bank equity capital | $29,946,000 | 1,491 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $836,000 | 3,664 |
| Surplus | $15,229,000 | 1,086 |
| Undivided profits | $13,881,000 | 1,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,013,000 | 492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $944,000 | 2,386 |
| Earning assets | $331,906,000 | 1,262 |
| Long-term assets (5+ years) | $129,851,000 | 696 |
| Average Assets, year-to-date | $303,718,400 | 1,423 |
| Average Assets, quarterly | $367,837,000 | 1,220 |
| Volatile liabilities | $62,063,000 | 1,174 |
| Insider loans | $688,000 | 4,474 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $40,791,000 | 1,311 |
| Tier 1 (core) risk-based capital | $29,260,000 | 1,440 |
| Tier 2 risk-based capital | $3,198,740 | 1,070 |
| Total risk weighted assets | $245,095,840 | 1,179 |
| Total unused commitments | $40,791,000 | 1,317 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 86 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $193,506,000 | 2,336 |
| Cash and due from depository institutions | $5,844,000 | 2,062 |
| Interest-bearing balances | $37,000 | 5,520 |
| Securities | $65,738,000 | 1,740 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 4,212 |
| Net loans & leases | $113,796,000 | 2,436 |
| Loan loss allowance | $1,401,000 | 2,480 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,540,000 | 2,224 |
| Other real estate owned | $0 | 2,062 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,888,000 | 3,688 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,506,000 | 2,336 |
| Total liabilities | $167,148,000 | 2,431 |
| Total deposits | $165,226,000 | 2,270 |
| Interest-bearing deposits | $150,919,000 | 2,141 |
| Deposits held in domestic offices | $165,226,000 | 2,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $987,000 | 3,588 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $935,000 | 3,758 |
| Total equity capital | $26,358,000 | 1,694 |
| Total bank equity capital | $26,358,000 | 1,694 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $775,000 | 3,936 |
| Surplus | $12,500,000 | 1,269 |
| Undivided profits | $13,083,000 | 2,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,000 | 7,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $476,000 | 4,939 |
| Earning assets | $182,271,000 | 2,291 |
| Long-term assets (5+ years) | $80,641,000 | 929 |
| Average Assets, year-to-date | $182,441,600 | 2,352 |
| Average Assets, quarterly | $190,515,500 | 2,335 |
| Volatile liabilities | $24,403,000 | 2,524 |
| Insider loans | $1,285,000 | 2,950 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,697,000 | 3,301 |
| Tier 1 (core) risk-based capital | $26,237,000 | 1,619 |
| Tier 2 risk-based capital | $1,362,130 | 2,198 |
| Total risk weighted assets | $108,931,430 | 2,566 |
| Total unused commitments | $10,697,000 | 3,303 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 70 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $174,789,000 | 2,643 |
| Cash and due from depository institutions | $4,785,000 | 2,699 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $72,634,000 | 1,668 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 5,738 |
| Net loans & leases | $91,926,000 | 2,990 |
| Loan loss allowance | $1,152,000 | 3,109 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,448,000 | 3,154 |
| Other real estate owned | $23,000 | 2,699 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,573,000 | 4,418 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,789,000 | 2,643 |
| Total liabilities | $146,385,000 | 2,845 |
| Total deposits | $145,259,000 | 2,658 |
| Interest-bearing deposits | $134,069,000 | 2,487 |
| Deposits held in domestic offices | $145,259,000 | 2,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $370,000 | 4,169 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $756,000 | 4,393 |
| Total equity capital | $28,404,000 | 1,598 |
| Total bank equity capital | $28,404,000 | 1,598 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $775,000 | 4,196 |
| Surplus | $7,225,000 | 2,131 |
| Undivided profits | $20,404,000 | 1,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 8,935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $361,000 | 6,111 |
| Earning assets | $165,960,000 | 2,568 |
| Long-term assets (5+ years) | $55,395,000 | 1,184 |
| Average Assets, year-to-date | $166,641,600 | 2,663 |
| Average Assets, quarterly | $171,998,000 | 2,661 |
| Volatile liabilities | $14,320,000 | 3,743 |
| Insider loans | $1,357,000 | 2,879 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,798,000 | 3,438 |
| Tier 1 (core) risk-based capital | $28,313,000 | 1,518 |
| Tier 2 risk-based capital | $1,067,160 | 2,800 |
| Total risk weighted assets | $85,287,960 | 3,230 |
| Total unused commitments | $9,798,000 | 3,451 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 63 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $161,138,000 | 2,866 |
| Cash and due from depository institutions | $4,108,000 | 3,096 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $73,145,000 | 1,740 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 2,765 |
| Net loans & leases | $74,689,000 | 3,528 |
| Loan loss allowance | $1,102,000 | 3,236 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,455,000 | 3,071 |
| Other real estate owned | $0 | 3,096 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,541,000 | 4,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,138,000 | 2,866 |
| Total liabilities | $132,190,000 | 3,122 |
| Total deposits | $131,262,000 | 2,943 |
| Interest-bearing deposits | $119,326,000 | 2,810 |
| Deposits held in domestic offices | $131,262,000 | 2,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $96,000 | 4,400 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $832,000 | 4,245 |
| Total equity capital | $28,948,000 | 1,566 |
| Total bank equity capital | $28,948,000 | 1,566 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $800,000 | 4,268 |
| Surplus | $7,200,000 | 2,137 |
| Undivided profits | $20,948,000 | 1,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 8,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $319,000 | 6,844 |
| Earning assets | $153,034,000 | 2,769 |
| Long-term assets (5+ years) | $47,620,000 | 1,235 |
| Average Assets, year-to-date | $151,504,000 | 2,903 |
| Average Assets, quarterly | $158,337,000 | 2,871 |
| Volatile liabilities | $6,904,000 | 5,830 |
| Insider loans | $696,000 | 4,708 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,534,000 | 3,939 |
| Tier 1 (core) risk-based capital | $28,513,000 | 1,516 |
| Tier 2 risk-based capital | $936,490 | 3,098 |
| Total risk weighted assets | $74,753,590 | 3,526 |
| Total unused commitments | $7,534,000 | 3,952 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 59 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $142,449,000 | 3,161 |
| Cash and due from depository institutions | $3,987,000 | 3,421 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $65,825,000 | 1,992 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,035 |
| Net loans & leases | $64,892,000 | 3,922 |
| Loan loss allowance | $1,104,000 | 3,279 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,334,000 | 5,048 |
| Other real estate owned | $79,000 | 3,421 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,932,000 | 3,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,449,000 | 3,161 |
| Total liabilities | $113,817,000 | 3,548 |
| Total deposits | $112,887,000 | 3,377 |
| Interest-bearing deposits | $102,895,000 | 3,168 |
| Deposits held in domestic offices | $112,887,000 | 3,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $314,000 | 4,110 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $616,000 | 4,474 |
| Total equity capital | $28,632,000 | 1,443 |
| Total bank equity capital | $28,632,000 | 1,443 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $800,000 | 4,461 |
| Surplus | $4,200,000 | 3,183 |
| Undivided profits | $23,632,000 | 987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $106,000 | 8,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $271,000 | 7,069 |
| Earning assets | $135,117,000 | 3,047 |
| Long-term assets (5+ years) | $38,340,000 | 1,483 |
| Average Assets, year-to-date | $139,959,600 | 3,127 |
| Average Assets, quarterly | $141,092,000 | 3,156 |
| Volatile liabilities | $6,676,000 | 5,728 |
| Insider loans | $765,000 | 4,418 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,045,000 | 5,517 |
| Tier 1 (core) risk-based capital | $29,502,000 | 1,402 |
| Tier 2 risk-based capital | $816,140 | 3,507 |
| Total risk weighted assets | $65,003,040 | 3,938 |
| Total unused commitments | $4,045,000 | 5,524 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 57 | 3,651 |
| Assets and Liabilities | ||
| Total Assets: | $138,743,000 | 3,302 |
| Cash and due from depository institutions | $4,030,000 | 3,651 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $78,229,000 | 1,789 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,323 |
| Net loans & leases | $48,114,000 | 4,952 |
| Loan loss allowance | $1,087,000 | 3,443 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $604,000 | 8,089 |
| Other real estate owned | $41,000 | 3,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,725,000 | 3,931 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,743,000 | 3,302 |
| Total liabilities | $109,878,000 | 3,741 |
| Total deposits | $108,068,000 | 3,617 |
| Interest-bearing deposits | $97,344,000 | 3,477 |
| Deposits held in domestic offices | $108,068,000 | 3,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,250,000 | 2,509 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $560,000 | 4,937 |
| Total equity capital | $28,865,000 | 1,423 |
| Total bank equity capital | $28,865,000 | 1,423 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $800,000 | 4,638 |
| Surplus | $4,200,000 | 3,132 |
| Undivided profits | $23,865,000 | 974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $436,000 | 5,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $229,000 | 7,456 |
| Earning assets | $132,343,000 | 3,180 |
| Long-term assets (5+ years) | $36,154,000 | 1,597 |
| Average Assets, year-to-date | $138,101,000 | 3,221 |
| Average Assets, quarterly | $137,828,500 | 3,297 |
| Volatile liabilities | $4,358,000 | 7,015 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,753,000 | 6,650 |
| Tier 1 (core) risk-based capital | $28,572,000 | 1,396 |
| Tier 2 risk-based capital | $644,490 | 4,241 |
| Total risk weighted assets | $51,116,490 | 4,786 |
| Total unused commitments | $2,753,000 | 6,671 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 56 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $139,880,000 | 3,329 |
| Cash and due from depository institutions | $4,681,000 | 3,791 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $80,039,000 | 1,686 |
| Federal funds sold & reverse repurchase agreements | $9,150,000 | 1,812 |
| Net loans & leases | $43,094,000 | 5,429 |
| Loan loss allowance | $1,071,000 | 3,508 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $545,000 | 8,596 |
| Other real estate owned | $38,000 | 3,791 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,333,000 | 3,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,880,000 | 3,329 |
| Total liabilities | $112,509,000 | 3,769 |
| Total deposits | $110,458,000 | 3,663 |
| Interest-bearing deposits | $98,738,000 | 3,574 |
| Deposits held in domestic offices | $110,458,000 | 3,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,096,000 | 2,427 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $955,000 | 3,424 |
| Total equity capital | $27,371,000 | 1,425 |
| Total bank equity capital | $27,371,000 | 1,425 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $800,000 | 4,868 |
| Surplus | $4,200,000 | 3,015 |
| Undivided profits | $22,371,000 | 958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $885,000 | 4,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $261,000 | 7,297 |
| Earning assets | $132,283,000 | 3,215 |
| Long-term assets (5+ years) | $16,612,000 | 2,992 |
| Average Assets, year-to-date | $138,280,600 | 3,288 |
| Average Assets, quarterly | $138,019,000 | 3,362 |
| Volatile liabilities | $3,673,000 | 7,780 |
| Insider loans | $1,000 | 9,424 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $677,000 | 10,019 |
| Tier 1 (core) risk-based capital | $27,371,000 | 1,383 |
| Tier 2 risk-based capital | $541,470 | 4,896 |
| Total risk weighted assets | $42,788,270 | 5,648 |
| Total unused commitments | $677,000 | 10,045 |
| Derivatives | $0 | 651 |