Home > Peoples State Bank > Income and Expense

Peoples State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$32,234,0001,321
Total interest expense$9,372,0001,355
Net interest income$22,862,0001,303
Provision for loan and lease losses$-1,221,0004,512
Total noninterest income$2,978,0001,642
Gross Fiduciary activities income$0981
Service charges on deposit accounts$524,0001,594
Trading account gains and feesNANA
Additional Noninterest Income$2,454,0001,433
Total noninterest expense$21,491,0001,142
Salaries and employee benefits$13,758,0001,028
Premises and equipment expense$1,517,0001,527
Additional noninterest expense$2,454,0001,433
Pre-tax net operating income$5,570,0001,809
Securities gains (losses)$24,000616
Applicable income taxes$12,0003,274
Income before extraordinary items$5,582,0001,603
Extraordinary gains, net$054
Net income$5,582,0001,623
Minority interest net income$088
Net income of bank and minority interests.$5,582,0001,606
Net charge-offs$294,000978
Cash dividends$1,812,0001,625
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,558,0001,637
2023-09-30 (YTD Data)Rank
Total interest income$23,306,0001,326
Total interest expense$6,342,0001,352
Net interest income$16,964,0001,317
Provision for loan and lease losses$-621,0004,520
Total noninterest income$2,153,0001,673
Gross Fiduciary activities income$0950
Service charges on deposit accounts$393,0001,597
Trading account gains and feesNANA
Additional Noninterest Income$1,760,0001,462
Total noninterest expense$16,204,0001,135
Salaries and employee benefits$10,293,0001,038
Premises and equipment expense$1,159,0001,499
Additional noninterest expense$1,760,0001,462
Pre-tax net operating income$3,534,0002,037
Securities gains (losses)$-12,0003,519
Applicable income taxes$10,0003,296
Income before extraordinary items$3,512,0001,866
Extraordinary gains, net$052
Net income$3,512,0001,883
Minority interest net income$081
Net income of bank and minority interests.$3,512,0001,866
Net charge-offs$228,000838
Cash dividends$1,359,0001,447
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,524,0001,889
2023-06-30 (YTD Data)Rank
Total interest income$14,920,0001,342
Total interest expense$3,700,0001,359
Net interest income$11,220,0001,330
Provision for loan and lease losses$-500,0004,554
Total noninterest income$1,369,0001,647
Gross Fiduciary activities income$0931
Service charges on deposit accounts$257,0001,602
Trading account gains and feesNANA
Additional Noninterest Income$1,112,0001,440
Total noninterest expense$10,834,0001,121
Salaries and employee benefits$6,871,0001,027
Premises and equipment expense$788,0001,472
Additional noninterest expense$1,112,0001,439
Pre-tax net operating income$2,255,0002,095
Securities gains (losses)$-21,0003,916
Applicable income taxes$7,0003,332
Income before extraordinary items$2,227,0001,920
Extraordinary gains, net$051
Net income$2,227,0001,944
Minority interest net income$081
Net income of bank and minority interests.$2,227,0001,920
Net charge-offs$-16,0004,052
Cash dividends$906,0001,463
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,248,0001,914
2023-03-31 (YTD Data)Rank
Total interest income$7,104,0001,370
Total interest expense$1,647,0001,343
Net interest income$5,457,0001,357
Provision for loan and lease losses$02,612
Total noninterest income$697,0001,623
Gross Fiduciary activities income$0913
Service charges on deposit accounts$125,0001,643
Trading account gains and feesNANA
Additional Noninterest Income$572,0001,405
Total noninterest expense$5,408,0001,140
Salaries and employee benefits$3,432,0001,048
Premises and equipment expense$403,0001,480
Additional noninterest expense$572,0001,405
Pre-tax net operating income$746,0002,635
Securities gains (losses)$-16,0004,086
Applicable income taxes$5,0003,258
Income before extraordinary items$725,0002,486
Extraordinary gains, net$04
Net income$725,0002,487
Minority interest net income$048
Net income of bank and minority interests.$725,0002,486
Net charge-offs$-8,0003,980
Cash dividends$453,0001,306
Sale, conversion, retirement of capital stock, net$0430
Net operating income$740,8402,486
2022-12-31 (YTD Data)Rank
Total interest income$26,872,0001,249
Total interest expense$2,021,0001,584
Net interest income$24,851,0001,203
Provision for loan and lease losses$-79,0004,342
Total noninterest income$2,921,0001,660
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$533,0001,610
Trading account gains and feesNANA
Additional Noninterest Income$2,388,0001,465
Total noninterest expense$21,115,0001,140
Salaries and employee benefits$13,327,0001,060
Premises and equipment expense$1,592,0001,467
Additional noninterest expense$2,388,0001,465
Pre-tax net operating income$6,736,0001,695
Securities gains (losses)$-118,0003,957
Applicable income taxes$75,0003,111
Income before extraordinary items$6,543,0001,535
Extraordinary gains, net$05
Net income$6,543,0001,533
Minority interest net income$063
Net income of bank and minority interests.$6,543,0001,534
Net charge-offs$-74,0004,205
Cash dividends$1,810,0001,592
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,659,8201,538
2022-06-30 (YTD Data)Rank
Total interest income$12,811,0001,204
Total interest expense$744,0001,440
Net interest income$12,067,0001,178
Provision for loan and lease losses$-36,0004,412
Total noninterest income$1,418,0001,710
Gross Fiduciary activities income$0925
Service charges on deposit accounts$258,0001,657
Trading account gains and feesNANA
Additional Noninterest Income$1,160,0001,530
Total noninterest expense$10,527,0001,128
Salaries and employee benefits$6,563,0001,064
Premises and equipment expense$818,0001,442
Additional noninterest expense$3,146,0001,113
Pre-tax net operating income$2,994,0001,740
Securities gains (losses)$-29,0004,154
Applicable income taxes$30,0003,139
Income before extraordinary items$2,935,0001,541
Extraordinary gains, net$04
Net income$2,935,0001,540
Minority interest net income$060
Net income of bank and minority interests.$2,935,0001,541
Net charge-offs$-58,0004,231
Cash dividends$900,0001,427
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,963,7101,567
2022-03-31 (YTD Data)Rank
Total interest income$6,144,0001,210
Total interest expense$396,0001,320
Net interest income$5,748,0001,194
Provision for loan and lease losses$02,285
Total noninterest income$711,0001,704
Gross Fiduciary activities income$0892
Service charges on deposit accounts$122,0001,700
Trading account gains and feesNANA
Additional Noninterest Income$589,0001,526
Total noninterest expense$5,228,0001,135
Salaries and employee benefits$3,261,0001,070
Premises and equipment expense$412,0001,431
Additional noninterest expense$1,555,0001,111
Pre-tax net operating income$1,231,0001,889
Securities gains (losses)$-10,0004,260
Applicable income taxes$03,450
Income before extraordinary items$1,221,0001,678
Extraordinary gains, net$04
Net income$1,221,0001,679
Minority interest net income$050
Net income of bank and minority interests.$1,221,0001,678
Net charge-offs$-4,0003,570
Cash dividends$450,0001,241
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,231,0001,690
2021-12-31 (YTD Data)Rank
Total interest income$28,855,0001,095
Total interest expense$2,544,0001,062
Net interest income$26,311,0001,083
Provision for loan and lease losses$501,0001,034
Total noninterest income$3,008,0001,795
Gross Fiduciary activities income$0994
Service charges on deposit accounts$480,0001,643
Trading account gains and feesNANA
Additional Noninterest Income$2,528,0001,666
Total noninterest expense$20,321,0001,150
Salaries and employee benefits$12,239,0001,107
Premises and equipment expense$1,579,0001,455
Additional noninterest expense$6,503,0001,081
Pre-tax net operating income$8,497,0001,416
Securities gains (losses)$1,258,000182
Applicable income taxes$66,0003,208
Income before extraordinary items$9,689,0001,171
Extraordinary gains, net$010
Net income$9,689,0001,171
Minority interest net income$074
Net income of bank and minority interests.$9,689,0001,171
Net charge-offs$1,083,000399
Cash dividends$2,813,0001,233
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,443,5801,276
2021-09-30 (YTD Data)Rank
Total interest income$21,308,0001,135
Total interest expense$2,047,0001,057
Net interest income$19,261,0001,120
Provision for loan and lease losses$800,000547
Total noninterest income$2,210,0001,871
Gross Fiduciary activities income$0957
Service charges on deposit accounts$356,0001,653
Trading account gains and feesNANA
Additional Noninterest Income$1,854,0001,747
Total noninterest expense$14,502,0001,199
Salaries and employee benefits$9,053,0001,128
Premises and equipment expense$1,168,0001,494
Additional noninterest expense$4,281,0001,183
Pre-tax net operating income$6,169,0001,517
Securities gains (losses)$1,241,000170
Applicable income taxes$46,0003,213
Income before extraordinary items$7,364,0001,208
Extraordinary gains, net$08
Net income$7,364,0001,208
Minority interest net income$069
Net income of bank and minority interests.$7,364,0001,208
Net charge-offs$525,000486
Cash dividends$2,288,0001,058
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,135,4101,357
2021-06-30 (YTD Data)Rank
Total interest income$14,099,0001,133
Total interest expense$1,473,0001,028
Net interest income$12,626,0001,130
Provision for loan and lease losses$600,000497
Total noninterest income$1,530,0001,785
Gross Fiduciary activities income$0951
Service charges on deposit accounts$229,0001,640
Trading account gains and feesNANA
Additional Noninterest Income$1,301,0001,646
Total noninterest expense$9,438,0001,207
Salaries and employee benefits$5,970,0001,124
Premises and equipment expense$761,0001,526
Additional noninterest expense$2,707,0001,228
Pre-tax net operating income$4,118,0001,491
Securities gains (losses)$1,228,000138
Applicable income taxes$26,0003,256
Income before extraordinary items$5,320,0001,130
Extraordinary gains, net$06
Net income$5,320,0001,131
Minority interest net income$067
Net income of bank and minority interests.$5,320,0001,131
Net charge-offs$-2,0003,249
Cash dividends$1,313,0001,156
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,092,0001,343
2021-03-31 (YTD Data)Rank
Total interest income$6,916,0001,148
Total interest expense$793,000997
Net interest income$6,123,0001,155
Provision for loan and lease losses$350,000490
Total noninterest income$721,0001,841
Gross Fiduciary activities income$0922
Service charges on deposit accounts$116,0001,636
Trading account gains and feesNANA
Additional Noninterest Income$605,0001,720
Total noninterest expense$4,680,0001,200
Salaries and employee benefits$2,966,0001,127
Premises and equipment expense$386,0001,522
Additional noninterest expense$1,328,0001,230
Pre-tax net operating income$1,814,0001,635
Securities gains (losses)$685,000147
Applicable income taxes$7,0003,348
Income before extraordinary items$2,492,0001,195
Extraordinary gains, net$03
Net income$2,492,0001,195
Minority interest net income$055
Net income of bank and minority interests.$2,492,0001,195
Net charge-offs$01,930
Cash dividends$638,0001,026
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,807,0001,461
2020-12-31 (YTD Data)Rank
Total interest income$30,343,0001,039
Total interest expense$5,063,000941
Net interest income$25,280,0001,062
Provision for loan and lease losses$2,050,0001,027
Total noninterest income$2,719,0001,818
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$611,0001,395
Trading account gains and feesNANA
Additional Noninterest Income$2,108,0001,741
Total noninterest expense$17,738,0001,216
Salaries and employee benefits$11,260,0001,132
Premises and equipment expense$1,501,0001,515
Additional noninterest expense$4,977,0001,286
Pre-tax net operating income$8,211,0001,235
Securities gains (losses)$573,000554
Applicable income taxes$45,0003,212
Income before extraordinary items$8,739,0001,077
Extraordinary gains, net$04
Net income$8,739,0001,076
Minority interest net income$072
Net income of bank and minority interests.$8,739,0001,077
Net charge-offs$1,950,000422
Cash dividends$2,652,0001,240
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,171,7301,094
2020-09-30 (YTD Data)Rank
Total interest income$22,542,0001,048
Total interest expense$4,115,000928
Net interest income$18,427,0001,074
Provision for loan and lease losses$1,300,0001,161
Total noninterest income$1,999,0001,793
Gross Fiduciary activities income$0981
Service charges on deposit accounts$467,0001,354
Trading account gains and feesNANA
Additional Noninterest Income$1,532,0001,717
Total noninterest expense$13,198,0001,207
Salaries and employee benefits$8,399,0001,124
Premises and equipment expense$1,143,0001,500
Additional noninterest expense$3,656,0001,290
Pre-tax net operating income$5,928,0001,224
Securities gains (losses)$501,000490
Applicable income taxes$28,0003,277
Income before extraordinary items$6,401,0001,051
Extraordinary gains, net$04
Net income$6,401,0001,051
Minority interest net income$065
Net income of bank and minority interests.$6,401,0001,051
Net charge-offs$1,891,000336
Cash dividends$1,274,0001,476
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,900,0001,083
2020-06-30 (YTD Data)Rank
Total interest income$15,038,0001,063
Total interest expense$2,987,000931
Net interest income$12,051,0001,095
Provision for loan and lease losses$550,0001,545
Total noninterest income$1,247,0001,798
Gross Fiduciary activities income$0970
Service charges on deposit accounts$325,0001,316
Trading account gains and feesNANA
Additional Noninterest Income$922,0001,750
Total noninterest expense$8,500,0001,231
Salaries and employee benefits$5,611,0001,110
Premises and equipment expense$725,0001,551
Additional noninterest expense$2,164,0001,408
Pre-tax net operating income$4,248,0001,118
Securities gains (losses)$350,000477
Applicable income taxes$11,0003,349
Income before extraordinary items$4,587,000926
Extraordinary gains, net$04
Net income$4,587,000926
Minority interest net income$065
Net income of bank and minority interests.$4,587,000926
Net charge-offs$1,852,000263
Cash dividends$824,0001,503
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,237,000969
2020-03-31 (YTD Data)Rank
Total interest income$7,724,0001,048
Total interest expense$1,607,000952
Net interest income$6,117,0001,064
Provision for loan and lease losses$100,0001,942
Total noninterest income$691,0001,622
Gross Fiduciary activities income$0941
Service charges on deposit accounts$217,0001,224
Trading account gains and feesNANA
Additional Noninterest Income$474,0001,571
Total noninterest expense$4,313,0001,231
Salaries and employee benefits$2,800,0001,130
Premises and equipment expense$373,0001,526
Additional noninterest expense$1,140,0001,371
Pre-tax net operating income$2,395,000917
Securities gains (losses)$284,000298
Applicable income taxes$03,513
Income before extraordinary items$2,679,000720
Extraordinary gains, net$04
Net income$2,679,000720
Minority interest net income$056
Net income of bank and minority interests.$2,679,000720
Net charge-offs$4,0002,167
Cash dividends$405,0001,434
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,395,000785
2019-12-31 (YTD Data)Rank
Total interest income$31,572,0001,043
Total interest expense$6,591,000982
Net interest income$24,981,0001,049
Provision for loan and lease losses$3,450,000338
Total noninterest income$2,805,0001,641
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$970,0001,159
Trading account gains and feesNANA
Additional Noninterest Income$1,835,0001,619
Total noninterest expense$16,871,0001,228
Salaries and employee benefits$11,102,0001,112
Premises and equipment expense$1,453,0001,540
Additional noninterest expense$4,316,0001,420
Pre-tax net operating income$7,465,0001,292
Securities gains (losses)$14,0001,775
Applicable income taxes$110,0002,976
Income before extraordinary items$7,369,0001,192
Extraordinary gains, net$011
Net income$7,369,0001,193
Minority interest net income$076
Net income of bank and minority interests.$7,369,0001,194
Net charge-offs$2,445,000357
Cash dividends$2,701,0001,284
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,355,1401,176
2019-09-30 (YTD Data)Rank
Total interest income$23,667,0001,049
Total interest expense$4,936,000991
Net interest income$18,731,0001,055
Provision for loan and lease losses$3,150,000287
Total noninterest income$2,050,0001,653
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$731,0001,161
Trading account gains and feesNANA
Additional Noninterest Income$1,319,0001,644
Total noninterest expense$12,839,0001,228
Salaries and employee benefits$8,387,0001,108
Premises and equipment expense$1,096,0001,548
Additional noninterest expense$3,356,0001,379
Pre-tax net operating income$4,792,0001,493
Securities gains (losses)$14,0001,557
Applicable income taxes$81,0003,049
Income before extraordinary items$4,725,0001,359
Extraordinary gains, net$011
Net income$4,725,0001,360
Minority interest net income$072
Net income of bank and minority interests.$4,725,0001,361
Net charge-offs$2,405,000273
Cash dividends$2,422,0001,032
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,711,2801,332
2019-06-30 (YTD Data)Rank
Total interest income$15,557,0001,053
Total interest expense$3,270,000981
Net interest income$12,287,0001,070
Provision for loan and lease losses$1,850,000311
Total noninterest income$1,320,0001,651
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$473,0001,176
Trading account gains and feesNANA
Additional Noninterest Income$847,0001,653
Total noninterest expense$8,556,0001,231
Salaries and employee benefits$5,555,0001,110
Premises and equipment expense$754,0001,514
Additional noninterest expense$2,247,0001,388
Pre-tax net operating income$3,201,0001,464
Securities gains (losses)$2,0001,537
Applicable income taxes$52,0003,073
Income before extraordinary items$3,151,0001,337
Extraordinary gains, net$011
Net income$3,151,0001,337
Minority interest net income$069
Net income of bank and minority interests.$3,151,0001,337
Net charge-offs$2,423,000209
Cash dividends$2,010,000854
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,149,0401,318
2019-03-31 (YTD Data)Rank
Total interest income$8,167,000998
Total interest expense$1,612,000964
Net interest income$6,555,0001,010
Provision for loan and lease losses$450,000501
Total noninterest income$615,0001,703
Gross Fiduciary activities income$0972
Service charges on deposit accounts$235,0001,177
Trading account gains and feesNANA
Additional Noninterest Income$380,0001,713
Total noninterest expense$4,295,0001,217
Salaries and employee benefits$2,807,0001,097
Premises and equipment expense$390,0001,490
Additional noninterest expense$1,098,0001,403
Pre-tax net operating income$2,425,0001,049
Securities gains (losses)$01,087
Applicable income taxes$23,0003,098
Income before extraordinary items$2,402,000936
Extraordinary gains, net$05
Net income$2,402,000934
Minority interest net income$052
Net income of bank and minority interests.$2,402,000935
Net charge-offs$73,0001,035
Cash dividends$1,095,000771
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,402,000917
2018-12-31 (YTD Data)Rank
Total interest income$30,492,0001,001
Total interest expense$5,679,000827
Net interest income$24,813,0001,041
Provision for loan and lease losses$4,100,000296
Total noninterest income$2,555,0001,728
Gross Fiduciary activities income$1,0001,056
Service charges on deposit accounts$1,008,0001,168
Trading account gains and feesNANA
Additional Noninterest Income$1,546,0001,760
Total noninterest expense$15,739,0001,289
Salaries and employee benefits$10,326,0001,143
Premises and equipment expense$1,407,0001,591
Additional noninterest expense$4,006,0001,501
Pre-tax net operating income$7,529,0001,278
Securities gains (losses)$-449,0005,248
Applicable income taxes$77,0003,217
Income before extraordinary items$7,003,0001,218
Extraordinary gains, net$06
Net income$7,003,0001,217
Minority interest net income$072
Net income of bank and minority interests.$7,003,0001,217
Net charge-offs$50,0002,633
Cash dividends$4,283,000827
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,447,5101,151
2018-09-30 (YTD Data)Rank
Total interest income$22,749,0001,003
Total interest expense$4,093,000814
Net interest income$18,656,0001,032
Provision for loan and lease losses$3,100,000290
Total noninterest income$1,864,0001,766
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$748,0001,171
Trading account gains and feesNANA
Additional Noninterest Income$1,116,0001,819
Total noninterest expense$11,650,0001,299
Salaries and employee benefits$7,630,0001,159
Premises and equipment expense$1,072,0001,579
Additional noninterest expense$2,948,0001,537
Pre-tax net operating income$5,770,0001,266
Securities gains (losses)$-69,0005,179
Applicable income taxes$60,0003,249
Income before extraordinary items$5,641,0001,149
Extraordinary gains, net$05
Net income$5,641,0001,148
Minority interest net income$066
Net income of bank and minority interests.$5,641,0001,148
Net charge-offs$28,0002,530
Cash dividends$3,383,000729
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,709,3101,128
2018-06-30 (YTD Data)Rank
Total interest income$14,943,0001,004
Total interest expense$2,500,000828
Net interest income$12,443,0001,034
Provision for loan and lease losses$400,000972
Total noninterest income$1,233,0001,769
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$492,0001,181
Trading account gains and feesNANA
Additional Noninterest Income$741,0001,817
Total noninterest expense$7,714,0001,314
Salaries and employee benefits$5,045,0001,171
Premises and equipment expense$729,0001,563
Additional noninterest expense$1,940,0001,550
Pre-tax net operating income$5,562,000949
Securities gains (losses)$0961
Applicable income taxes$41,0003,239
Income before extraordinary items$5,521,000826
Extraordinary gains, net$06
Net income$5,521,000824
Minority interest net income$065
Net income of bank and minority interests.$5,521,000825
Net charge-offs$35,0001,952
Cash dividends$2,325,000676
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,521,000820
2018-03-31 (YTD Data)Rank
Total interest income$7,304,0001,013
Total interest expense$1,104,000866
Net interest income$6,200,0001,035
Provision for loan and lease losses$150,0001,106
Total noninterest income$604,0001,790
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$244,0001,193
Trading account gains and feesNANA
Additional Noninterest Income$360,0001,822
Total noninterest expense$3,811,0001,338
Salaries and employee benefits$2,489,0001,182
Premises and equipment expense$375,0001,551
Additional noninterest expense$947,0001,587
Pre-tax net operating income$2,843,000902
Securities gains (losses)$0735
Applicable income taxes$24,0003,143
Income before extraordinary items$2,819,000790
Extraordinary gains, net$07
Net income$2,819,000790
Minority interest net income$052
Net income of bank and minority interests.$2,819,000790
Net charge-offs$-3,0004,242
Cash dividends$1,200,000627
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,819,000781
2017-12-31 (YTD Data)Rank
Total interest income$27,934,0001,023
Total interest expense$3,845,000867
Net interest income$24,089,0001,038
Provision for loan and lease losses$170,0002,549
Total noninterest income$2,695,0001,698
Gross Fiduciary activities income$1,0001,092
Service charges on deposit accounts$1,012,0001,181
Trading account gains and feesNANA
Additional Noninterest Income$1,682,0001,696
Total noninterest expense$14,513,0001,380
Salaries and employee benefits$9,352,0001,223
Premises and equipment expense$1,368,0001,646
Additional noninterest expense$3,793,0001,589
Pre-tax net operating income$12,101,000851
Securities gains (losses)$4,0001,851
Applicable income taxes$91,0003,331
Income before extraordinary items$12,014,000638
Extraordinary gains, net$09
Net income$12,014,000638
Minority interest net income$076
Net income of bank and minority interests.$12,014,000638
Net charge-offs$44,0003,036
Cash dividends$5,175,000658
Sale, conversion, retirement of capital stock, net$0711
Net operating income$12,010,040634
2017-09-30 (YTD Data)Rank
Total interest income$20,835,0001,031
Total interest expense$2,827,000863
Net interest income$18,008,0001,038
Provision for loan and lease losses$110,0002,569
Total noninterest income$2,021,0001,711
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$767,0001,179
Trading account gains and feesNANA
Additional Noninterest Income$1,254,0001,713
Total noninterest expense$10,848,0001,367
Salaries and employee benefits$7,000,0001,232
Premises and equipment expense$1,019,0001,666
Additional noninterest expense$2,829,0001,584
Pre-tax net operating income$9,071,000854
Securities gains (losses)$4,0001,878
Applicable income taxes$51,0003,457
Income before extraordinary items$9,024,000690
Extraordinary gains, net$09
Net income$9,024,000690
Minority interest net income$071
Net income of bank and minority interests.$9,024,000690
Net charge-offs$43,0002,568
Cash dividends$3,225,000724
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,020,040672
2017-06-30 (YTD Data)Rank
Total interest income$13,792,0001,027
Total interest expense$1,841,000858
Net interest income$11,951,0001,041
Provision for loan and lease losses$60,0002,608
Total noninterest income$1,377,0001,680
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$497,0001,194
Trading account gains and feesNANA
Additional Noninterest Income$880,0001,667
Total noninterest expense$7,162,0001,389
Salaries and employee benefits$4,656,0001,236
Premises and equipment expense$659,0001,722
Additional noninterest expense$1,847,0001,615
Pre-tax net operating income$6,106,000830
Securities gains (losses)$4,0001,497
Applicable income taxes$32,0003,489
Income before extraordinary items$6,078,000672
Extraordinary gains, net$011
Net income$6,078,000672
Minority interest net income$071
Net income of bank and minority interests.$6,078,000672
Net charge-offs$46,0002,051
Cash dividends$2,025,000749
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,074,040659
2017-03-31 (YTD Data)Rank
Total interest income$6,768,0001,036
Total interest expense$898,000846
Net interest income$5,870,0001,054
Provision for loan and lease losses$30,0002,408
Total noninterest income$587,0001,852
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$235,0001,250
Trading account gains and feesNANA
Additional Noninterest Income$352,0001,886
Total noninterest expense$3,597,0001,395
Salaries and employee benefits$2,316,0001,254
Premises and equipment expense$333,0001,716
Additional noninterest expense$948,0001,581
Pre-tax net operating income$2,830,000860
Securities gains (losses)$4,000846
Applicable income taxes$12,0003,531
Income before extraordinary items$2,822,000696
Extraordinary gains, net$08
Net income$2,822,000696
Minority interest net income$055
Net income of bank and minority interests.$2,822,000696
Net charge-offs$-1,0003,990
Cash dividends$975,000760
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,818,000684
2016-12-31 (YTD Data)Rank
Total interest income$25,370,0001,061
Total interest expense$3,523,000832
Net interest income$21,847,0001,082
Provision for loan and lease losses$04,332
Total noninterest income$2,351,0001,920
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$964,0001,242
Trading account gains and fees$0170
Additional Noninterest Income$1,387,0001,982
Total noninterest expense$14,007,0001,395
Salaries and employee benefits$8,775,0001,272
Premises and equipment expense$1,276,0001,762
Additional noninterest expense$3,956,0001,549
Pre-tax net operating income$10,191,000916
Securities gains (losses)$03,212
Applicable income taxes$78,0003,424
Income before extraordinary items$10,113,000758
Extraordinary gains, net$05
Net income$10,113,000757
Minority interest net income$082
Net income of bank and minority interests.$10,113,000757
Net charge-offs$17,0003,697
Cash dividends$4,800,000694
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,113,000741
2016-09-30 (YTD Data)Rank
Total interest income$18,908,0001,067
Total interest expense$2,628,000831
Net interest income$16,280,0001,093
Provision for loan and lease losses$04,186
Total noninterest income$1,664,0001,989
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$704,0001,272
Trading account gains and fees$0169
Additional Noninterest Income$960,0002,094
Total noninterest expense$10,445,0001,401
Salaries and employee benefits$6,443,0001,296
Premises and equipment expense$886,0001,895
Additional noninterest expense$3,116,0001,486
Pre-tax net operating income$7,499,000943
Securities gains (losses)$03,160
Applicable income taxes$58,0003,503
Income before extraordinary items$7,441,000768
Extraordinary gains, net$05
Net income$7,441,000769
Minority interest net income$071
Net income of bank and minority interests.$7,441,000768
Net charge-offs$2,0003,786
Cash dividends$3,825,000628
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,441,000747
2016-06-30 (YTD Data)Rank
Total interest income$12,308,0001,090
Total interest expense$1,698,000857
Net interest income$10,610,0001,117
Provision for loan and lease losses$04,017
Total noninterest income$1,062,0002,024
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$438,0001,339
Trading account gains and fees$0157
Additional Noninterest Income$624,0002,086
Total noninterest expense$6,534,0001,508
Salaries and employee benefits$4,274,0001,310
Premises and equipment expense$560,0001,959
Additional noninterest expense$1,700,0001,777
Pre-tax net operating income$5,138,000912
Securities gains (losses)$02,835
Applicable income taxes$38,0003,527
Income before extraordinary items$5,100,000743
Extraordinary gains, net$016
Net income$5,100,000741
Minority interest net income$071
Net income of bank and minority interests.$5,100,000742
Net charge-offs$-2,0004,474
Cash dividends$2,774,000599
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,100,000719
2016-03-31 (YTD Data)Rank
Total interest income$6,117,0001,092
Total interest expense$843,000861
Net interest income$5,274,0001,121
Provision for loan and lease losses$03,656
Total noninterest income$546,0001,959
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$216,0001,342
Trading account gains and fees$0142
Additional Noninterest Income$330,0001,980
Total noninterest expense$3,310,0001,479
Salaries and employee benefits$2,215,0001,276
Premises and equipment expense$273,0002,017
Additional noninterest expense$822,0001,803
Pre-tax net operating income$2,510,000901
Securities gains (losses)$02,077
Applicable income taxes$17,0003,549
Income before extraordinary items$2,493,000736
Extraordinary gains, net$012
Net income$2,493,000735
Minority interest net income$062
Net income of bank and minority interests.$2,493,000735
Net charge-offs$4,0002,652
Cash dividends$1,425,000565
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,493,000712
2015-12-31 (YTD Data)Rank
Total interest income$24,112,0001,074
Total interest expense$3,583,000786
Net interest income$20,529,0001,111
Provision for loan and lease losses$04,380
Total noninterest income$2,087,0002,063
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$888,0001,356
Trading account gains and fees$0159
Additional Noninterest Income$1,199,0002,136
Total noninterest expense$12,511,0001,549
Salaries and employee benefits$8,352,0001,303
Premises and equipment expense$1,140,0001,966
Additional noninterest expense$3,019,0001,995
Pre-tax net operating income$10,105,000884
Securities gains (losses)$23,0002,161
Applicable income taxes$92,0003,359
Income before extraordinary items$10,036,000734
Extraordinary gains, net$023
Net income$10,036,000734
Minority interest net income$081
Net income of bank and minority interests.$10,036,000734
Net charge-offs$109,0002,567
Cash dividends$5,325,000627
Sale, conversion, retirement of capital stock, net$0804
Net operating income$10,013,230721
2015-09-30 (YTD Data)Rank
Total interest income$17,928,0001,088
Total interest expense$2,735,000772
Net interest income$15,193,0001,129
Provision for loan and lease losses$140,0002,325
Total noninterest income$1,514,0002,122
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$650,0001,399
Trading account gains and fees$0153
Additional Noninterest Income$864,0002,207
Total noninterest expense$9,226,0001,581
Salaries and employee benefits$6,105,0001,339
Premises and equipment expense$906,0001,896
Additional noninterest expense$2,215,0002,022
Pre-tax net operating income$7,341,000919
Securities gains (losses)$9,0002,412
Applicable income taxes$57,0003,578
Income before extraordinary items$7,293,000758
Extraordinary gains, net$021
Net income$7,293,000756
Minority interest net income$078
Net income of bank and minority interests.$7,293,000758
Net charge-offs$-5,0004,976
Cash dividends$3,975,000582
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,284,090741
2015-06-30 (YTD Data)Rank
Total interest income$11,768,0001,098
Total interest expense$1,836,000761
Net interest income$9,932,0001,145
Provision for loan and lease losses$120,0002,009
Total noninterest income$951,0002,203
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$410,0001,438
Trading account gains and fees$0157
Additional Noninterest Income$541,0002,328
Total noninterest expense$5,953,0001,628
Salaries and employee benefits$3,957,0001,381
Premises and equipment expense$580,0001,974
Additional noninterest expense$1,416,0002,099
Pre-tax net operating income$4,810,000925
Securities gains (losses)$02,636
Applicable income taxes$42,0003,543
Income before extraordinary items$4,768,000775
Extraordinary gains, net$022
Net income$4,768,000774
Minority interest net income$075
Net income of bank and minority interests.$4,768,000775
Net charge-offs$-14,0005,360
Cash dividends$2,700,000554
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,768,000752
2015-03-31 (YTD Data)Rank
Total interest income$5,850,0001,105
Total interest expense$928,000756
Net interest income$4,922,0001,156
Provision for loan and lease losses$60,0001,893
Total noninterest income$464,0002,202
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$186,0001,535
Trading account gains and fees$0152
Additional Noninterest Income$278,0002,220
Total noninterest expense$2,839,0001,699
Salaries and employee benefits$1,866,0001,444
Premises and equipment expense$296,0001,961
Additional noninterest expense$677,0002,160
Pre-tax net operating income$2,487,000870
Securities gains (losses)$02,027
Applicable income taxes$28,0003,378
Income before extraordinary items$2,459,000725
Extraordinary gains, net$013
Net income$2,459,000723
Minority interest net income$064
Net income of bank and minority interests.$2,459,000725
Net charge-offs$-14,0005,558
Cash dividends$1,425,000495
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,459,000701
2014-12-31 (YTD Data)Rank
Total interest income$23,038,0001,112
Total interest expense$3,956,000741
Net interest income$19,082,0001,185
Provision for loan and lease losses$04,603
Total noninterest income$1,829,0002,243
Gross Fiduciary activities income$2,0001,172
Service charges on deposit accounts$760,0001,640
Trading account gains and fees$0180
Additional Noninterest Income$1,067,0002,246
Total noninterest expense$11,799,0001,626
Salaries and employee benefits$7,880,0001,344
Premises and equipment expense$1,067,0002,134
Additional noninterest expense$2,852,0002,124
Pre-tax net operating income$9,112,000912
Securities gains (losses)$03,259
Applicable income taxes$83,0003,489
Income before extraordinary items$9,029,000752
Extraordinary gains, net$017
Net income$9,029,000751
Minority interest net income$084
Net income of bank and minority interests.$9,029,000751
Net charge-offs$163,0002,696
Cash dividends$4,650,000642
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,029,000737
2014-09-30 (YTD Data)Rank
Total interest income$17,055,0001,138
Total interest expense$2,981,000739
Net interest income$14,074,0001,205
Provision for loan and lease losses$04,401
Total noninterest income$1,430,0002,179
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$568,0001,657
Trading account gains and fees$0174
Additional Noninterest Income$862,0002,147
Total noninterest expense$8,668,0001,664
Salaries and employee benefits$5,695,0001,395
Premises and equipment expense$781,0002,187
Additional noninterest expense$2,192,0002,077
Pre-tax net operating income$6,836,000926
Securities gains (losses)$02,980
Applicable income taxes$62,0003,561
Income before extraordinary items$6,774,000748
Extraordinary gains, net$015
Net income$6,774,000747
Minority interest net income$081
Net income of bank and minority interests.$6,774,000747
Net charge-offs$148,0002,304
Cash dividends$3,450,000607
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,774,000735
2014-06-30 (YTD Data)Rank
Total interest income$11,139,0001,152
Total interest expense$1,971,000750
Net interest income$9,168,0001,221
Provision for loan and lease losses$04,196
Total noninterest income$920,0002,195
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$355,0001,731
Trading account gains and fees$0172
Additional Noninterest Income$565,0002,149
Total noninterest expense$5,601,0001,698
Salaries and employee benefits$3,631,0001,443
Premises and equipment expense$492,0002,309
Additional noninterest expense$1,478,0002,044
Pre-tax net operating income$4,487,000912
Securities gains (losses)$02,580
Applicable income taxes$41,0003,544
Income before extraordinary items$4,446,000739
Extraordinary gains, net$020
Net income$4,446,000738
Minority interest net income$080
Net income of bank and minority interests.$4,446,000739
Net charge-offs$62,0002,595
Cash dividends$2,700,000511
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,446,000720
2014-03-31 (YTD Data)Rank
Total interest income$5,517,0001,160
Total interest expense$995,000755
Net interest income$4,522,0001,240
Provision for loan and lease losses$03,817
Total noninterest income$478,0002,104
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$176,0001,725
Trading account gains and fees$0147
Additional Noninterest Income$302,0001,994
Total noninterest expense$2,750,0001,737
Salaries and employee benefits$1,799,0001,463
Premises and equipment expense$249,0002,326
Additional noninterest expense$702,0002,141
Pre-tax net operating income$2,250,000881
Securities gains (losses)$01,715
Applicable income taxes$21,0003,473
Income before extraordinary items$2,229,000700
Extraordinary gains, net$016
Net income$2,229,000701
Minority interest net income$066
Net income of bank and minority interests.$2,229,000702
Net charge-offs$19,0002,514
Cash dividends$1,350,000468
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,229,000690
2013-12-31 (YTD Data)Rank
Total interest income$22,938,0001,115
Total interest expense$4,445,000747
Net interest income$18,493,0001,188
Provision for loan and lease losses$375,0002,178
Total noninterest income$1,561,0002,519
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$746,0001,746
Trading account gains and fees$0184
Additional Noninterest Income$815,0002,651
Total noninterest expense$10,368,0001,836
Salaries and employee benefits$6,765,0001,532
Premises and equipment expense$951,0002,345
Additional noninterest expense$2,652,0002,330
Pre-tax net operating income$9,311,000822
Securities gains (losses)$-59,0006,473
Applicable income taxes$181,0003,018
Income before extraordinary items$9,071,000709
Extraordinary gains, net$029
Net income$9,071,000710
Minority interest net income$090
Net income of bank and minority interests.$9,071,000710
Net charge-offs$221,0002,904
Cash dividends$5,250,000541
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,128,820684
2013-09-30 (YTD Data)Rank
Total interest income$17,260,0001,117
Total interest expense$3,391,000765
Net interest income$13,869,0001,191
Provision for loan and lease losses$375,0001,842
Total noninterest income$1,162,0002,586
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$539,0001,797
Trading account gains and fees$0180
Additional Noninterest Income$623,0002,678
Total noninterest expense$7,667,0001,863
Salaries and employee benefits$5,014,0001,558
Premises and equipment expense$714,0002,372
Additional noninterest expense$1,939,0002,370
Pre-tax net operating income$6,989,000845
Securities gains (losses)$03,040
Applicable income taxes$127,0003,136
Income before extraordinary items$6,862,000706
Extraordinary gains, net$025
Net income$6,862,000707
Minority interest net income$084
Net income of bank and minority interests.$6,862,000708
Net charge-offs$166,0002,763
Cash dividends$3,375,000579
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,862,000685
2013-06-30 (YTD Data)Rank
Total interest income$11,515,0001,106
Total interest expense$2,301,000778
Net interest income$9,214,0001,179
Provision for loan and lease losses$375,0001,435
Total noninterest income$781,0002,582
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$335,0001,876
Trading account gains and fees$0157
Additional Noninterest Income$446,0002,642
Total noninterest expense$5,120,0001,863
Salaries and employee benefits$3,320,0001,572
Premises and equipment expense$469,0002,404
Additional noninterest expense$1,331,0002,300
Pre-tax net operating income$4,500,000853
Securities gains (losses)$02,791
Applicable income taxes$72,0003,244
Income before extraordinary items$4,428,000727
Extraordinary gains, net$022
Net income$4,428,000728
Minority interest net income$082
Net income of bank and minority interests.$4,428,000729
Net charge-offs$64,0003,148
Cash dividends$2,250,000569
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,428,000699
2013-03-31 (YTD Data)Rank
Total interest income$5,778,0001,109
Total interest expense$1,187,000785
Net interest income$4,591,0001,183
Provision for loan and lease losses$225,0001,230
Total noninterest income$395,0002,571
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$160,0001,937
Trading account gains and fees$0148
Additional Noninterest Income$235,0002,543
Total noninterest expense$2,549,0001,884
Salaries and employee benefits$1,666,0001,583
Premises and equipment expense$236,0002,413
Additional noninterest expense$647,0002,379
Pre-tax net operating income$2,212,000845
Securities gains (losses)$01,966
Applicable income taxes$25,0003,473
Income before extraordinary items$2,187,000719
Extraordinary gains, net$010
Net income$2,187,000719
Minority interest net income$076
Net income of bank and minority interests.$2,187,000720
Net charge-offs$32,0002,752
Cash dividends$1,200,000455
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,187,000689
2012-12-31 (YTD Data)Rank
Total interest income$23,770,0001,125
Total interest expense$5,476,000816
Net interest income$18,294,0001,210
Provision for loan and lease losses$825,0002,024
Total noninterest income$1,642,0002,482
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$743,0001,795
Trading account gains and fees$0166
Additional Noninterest Income$899,0002,516
Total noninterest expense$9,965,0001,919
Salaries and employee benefits$6,625,0001,530
Premises and equipment expense$969,0002,333
Additional noninterest expense$2,371,0002,683
Pre-tax net operating income$9,146,000793
Securities gains (losses)$03,810
Applicable income taxes$100,0003,509
Income before extraordinary items$9,046,000671
Extraordinary gains, net$029
Net income$9,046,000671
Minority interest net income$093
Net income of bank and minority interests.$9,046,000671
Net charge-offs$1,017,0001,798
Cash dividends$6,620,000449
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,046,000640
2012-09-30 (YTD Data)Rank
Total interest income$17,870,0001,140
Total interest expense$4,195,000835
Net interest income$13,675,0001,224
Provision for loan and lease losses$675,0001,891
Total noninterest income$1,203,0002,502
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$552,0001,835
Trading account gains and fees$0157
Additional Noninterest Income$651,0002,561
Total noninterest expense$7,377,0001,938
Salaries and employee benefits$4,869,0001,550
Premises and equipment expense$752,0002,299
Additional noninterest expense$1,756,0002,732
Pre-tax net operating income$6,826,000823
Securities gains (losses)$03,575
Applicable income taxes$75,0003,555
Income before extraordinary items$6,751,000690
Extraordinary gains, net$020
Net income$6,751,000689
Minority interest net income$086
Net income of bank and minority interests.$6,751,000690
Net charge-offs$707,0001,800
Cash dividends$5,120,000356
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,751,000660
2012-06-30 (YTD Data)Rank
Total interest income$12,012,0001,139
Total interest expense$2,875,000851
Net interest income$9,137,0001,225
Provision for loan and lease losses$450,0001,913
Total noninterest income$781,0002,515
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$352,0001,893
Trading account gains and fees$0153
Additional Noninterest Income$429,0002,550
Total noninterest expense$4,927,0001,955
Salaries and employee benefits$3,234,0001,556
Premises and equipment expense$503,0002,277
Additional noninterest expense$1,190,0002,708
Pre-tax net operating income$4,541,000812
Securities gains (losses)$03,178
Applicable income taxes$55,0003,486
Income before extraordinary items$4,486,000680
Extraordinary gains, net$019
Net income$4,486,000679
Minority interest net income$084
Net income of bank and minority interests.$4,486,000680
Net charge-offs$350,0002,146
Cash dividends$3,920,000317
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,486,000651
2012-03-31 (YTD Data)Rank
Total interest income$5,946,0001,154
Total interest expense$1,481,000859
Net interest income$4,465,0001,245
Provision for loan and lease losses$225,0001,839
Total noninterest income$390,0002,515
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$166,0001,976
Trading account gains and fees$0148
Additional Noninterest Income$224,0002,500
Total noninterest expense$2,438,0001,976
Salaries and employee benefits$1,602,0001,575
Premises and equipment expense$259,0002,236
Additional noninterest expense$577,0002,741
Pre-tax net operating income$2,192,000826
Securities gains (losses)$02,210
Applicable income taxes$45,0003,152
Income before extraordinary items$2,147,000708
Extraordinary gains, net$019
Net income$2,147,000709
Minority interest net income$078
Net income of bank and minority interests.$2,147,000709
Net charge-offs$-2,0006,038
Cash dividends$2,720,000205
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,147,000675
2011-12-31 (YTD Data)Rank
Total interest income$24,022,0001,188
Total interest expense$6,775,000893
Net interest income$17,247,0001,286
Provision for loan and lease losses$895,0002,589
Total noninterest income$1,571,0002,374
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$811,0001,770
Trading account gains and fees$0146
Additional Noninterest Income$760,0002,526
Total noninterest expense$9,810,0001,942
Salaries and employee benefits$6,040,0001,625
Premises and equipment expense$950,0002,518
Additional noninterest expense$2,820,0002,326
Pre-tax net operating income$8,113,000753
Securities gains (losses)$03,838
Applicable income taxes$94,0003,413
Income before extraordinary items$8,019,000642
Extraordinary gains, net$029
Net income$8,019,000640
Minority interest net income$096
Net income of bank and minority interests.$8,019,000642
Net charge-offs$117,0004,844
Cash dividends$3,711,000557
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$8,019,000620
2011-09-30 (YTD Data)Rank
Total interest income$18,095,0001,197
Total interest expense$5,209,000911
Net interest income$12,886,0001,300
Provision for loan and lease losses$745,0002,368
Total noninterest income$1,123,0002,448
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$623,0001,746
Trading account gains and fees$0145
Additional Noninterest Income$500,0002,709
Total noninterest expense$7,303,0001,970
Salaries and employee benefits$4,426,0001,665
Premises and equipment expense$703,0002,564
Additional noninterest expense$2,174,0002,275
Pre-tax net operating income$5,961,000790
Securities gains (losses)$03,555
Applicable income taxes$94,0003,249
Income before extraordinary items$5,867,000683
Extraordinary gains, net$021
Net income$5,867,000682
Minority interest net income$087
Net income of bank and minority interests.$5,867,000683
Net charge-offs$24,0005,453
Cash dividends$2,211,000591
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,867,000658
2011-06-30 (YTD Data)Rank
Total interest income$10,028,0001,450
Total interest expense$2,920,0001,116
Net interest income$7,108,0001,585
Provision for loan and lease losses$450,0002,433
Total noninterest income$688,0002,572
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$332,0002,064
Trading account gains and fees$0153
Additional Noninterest Income$356,0002,618
Total noninterest expense$4,032,0002,388
Salaries and employee benefits$2,520,0001,934
Premises and equipment expense$388,0003,023
Additional noninterest expense$1,124,0002,893
Pre-tax net operating income$3,314,000908
Securities gains (losses)$02,914
Applicable income taxes$39,0003,510
Income before extraordinary items$3,275,000772
Extraordinary gains, net$015
Net income$3,275,000771
Minority interest net income$089
Net income of bank and minority interests.$3,275,000772
Net charge-offs$6,0005,501
Cash dividends$1,305,000646
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,275,000740
2011-03-31 (YTD Data)Rank
Total interest income$4,980,0001,471
Total interest expense$1,471,0001,140
Net interest income$3,509,0001,594
Provision for loan and lease losses$225,0002,264
Total noninterest income$344,0002,597
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$173,0001,965
Trading account gains and fees$0158
Additional Noninterest Income$171,0002,702
Total noninterest expense$1,958,0002,460
Salaries and employee benefits$1,226,0001,998
Premises and equipment expense$193,0003,080
Additional noninterest expense$539,0002,996
Pre-tax net operating income$1,670,000906
Securities gains (losses)$01,772
Applicable income taxes$39,0003,012
Income before extraordinary items$1,631,000773
Extraordinary gains, net$09
Net income$1,631,000772
Minority interest net income$086
Net income of bank and minority interests.$1,631,000773
Net charge-offs$-3,0006,584
Cash dividends$765,000503
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,631,000763
2010-12-31 (YTD Data)Rank
Total interest income$19,158,0001,600
Total interest expense$6,610,0001,245
Net interest income$12,548,0001,769
Provision for loan and lease losses$1,375,0002,582
Total noninterest income$1,391,0002,651
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$716,0002,003
Trading account gains and fees$0175
Additional Noninterest Income$675,0002,742
Total noninterest expense$7,202,0002,676
Salaries and employee benefits$4,331,0002,228
Premises and equipment expense$693,0003,325
Additional noninterest expense$2,178,0003,015
Pre-tax net operating income$5,362,000969
Securities gains (losses)$03,793
Applicable income taxes$53,0003,602
Income before extraordinary items$5,309,000832
Extraordinary gains, net$029
Net income$5,309,000832
Minority interest net income$0111
Net income of bank and minority interests.$5,309,000833
Net charge-offs$347,0004,126
Cash dividends$4,695,000360
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,309,000798
2010-09-30 (YTD Data)Rank
Total interest income$14,306,0001,633
Total interest expense$5,007,0001,287
Net interest income$9,299,0001,809
Provision for loan and lease losses$1,125,0002,350
Total noninterest income$1,044,0002,651
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$543,0002,045
Trading account gains and fees$0165
Additional Noninterest Income$501,0002,753
Total noninterest expense$5,221,0002,740
Salaries and employee benefits$3,226,0002,246
Premises and equipment expense$520,0003,366
Additional noninterest expense$1,475,0003,274
Pre-tax net operating income$3,997,0001,023
Securities gains (losses)$03,651
Applicable income taxes$33,0003,791
Income before extraordinary items$3,964,000875
Extraordinary gains, net$023
Net income$3,964,000876
Minority interest net income$0110
Net income of bank and minority interests.$3,964,000876
Net charge-offs$494,0003,099
Cash dividends$1,560,000691
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,964,000832
2010-06-30 (YTD Data)Rank
Total interest income$9,473,0001,670
Total interest expense$3,342,0001,341
Net interest income$6,131,0001,826
Provision for loan and lease losses$750,0002,275
Total noninterest income$692,0002,603
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$352,0002,089
Trading account gains and fees$0152
Additional Noninterest Income$340,0002,653
Total noninterest expense$3,482,0002,741
Salaries and employee benefits$2,133,0002,278
Premises and equipment expense$345,0003,419
Additional noninterest expense$1,004,0003,196
Pre-tax net operating income$2,591,0001,036
Securities gains (losses)$03,184
Applicable income taxes$22,0003,744
Income before extraordinary items$2,569,000866
Extraordinary gains, net$019
Net income$2,569,000866
Minority interest net income$0105
Net income of bank and minority interests.$2,569,000867
Net charge-offs$323,0002,961
Cash dividends$997,000739
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,569,000834
2010-03-31 (YTD Data)Rank
Total interest income$4,635,0001,736
Total interest expense$1,679,0001,405
Net interest income$2,956,0001,921
Provision for loan and lease losses$375,0002,136
Total noninterest income$365,0002,526
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$179,0002,055
Trading account gains and fees$0175
Additional Noninterest Income$186,0002,505
Total noninterest expense$1,691,0002,845
Salaries and employee benefits$1,024,0002,417
Premises and equipment expense$170,0003,538
Additional noninterest expense$497,0003,204
Pre-tax net operating income$1,255,0001,054
Securities gains (losses)$02,284
Applicable income taxes$11,0003,764
Income before extraordinary items$1,244,000881
Extraordinary gains, net$016
Net income$1,244,000883
Minority interest net income$091
Net income of bank and minority interests.$1,244,000885
Net charge-offs$254,0002,210
Cash dividends$510,000646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,244,000852
2009-12-31 (YTD Data)Rank
Total interest income$19,291,0001,771
Total interest expense$7,336,0001,611
Net interest income$11,955,0001,850
Provision for loan and lease losses$1,536,0002,858
Total noninterest income$1,518,0002,535
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$761,0002,118
Trading account gains and fees$0211
Additional Noninterest Income$757,0002,549
Total noninterest expense$6,850,0002,847
Salaries and employee benefits$4,100,0002,388
Premises and equipment expense$699,0003,458
Additional noninterest expense$2,051,0003,250
Pre-tax net operating income$5,087,000830
Securities gains (losses)$03,754
Applicable income taxes$22,0003,625
Income before extraordinary items$5,065,000676
Extraordinary gains, net$034
Net income$5,065,000676
Minority interest net income$0115
Net income of bank and minority interests.$5,065,000676
Net charge-offs$1,364,0002,495
Cash dividends$1,965,000940
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,065,000673
2009-09-30 (YTD Data)Rank
Total interest income$14,472,0001,793
Total interest expense$5,581,0001,659
Net interest income$8,891,0001,862
Provision for loan and lease losses$975,0002,819
Total noninterest income$1,017,0002,783
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$546,0002,195
Trading account gains and fees$0212
Additional Noninterest Income$471,0002,910
Total noninterest expense$5,127,0002,844
Salaries and employee benefits$3,045,0002,447
Premises and equipment expense$521,0003,519
Additional noninterest expense$1,561,0003,181
Pre-tax net operating income$3,806,000886
Securities gains (losses)$03,497
Applicable income taxes$15,0003,904
Income before extraordinary items$3,791,000711
Extraordinary gains, net$027
Net income$3,791,000711
Minority interest net income$0118
Net income of bank and minority interests.$3,791,000712
Net charge-offs$345,0003,523
Cash dividends$1,725,000743
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,791,000706
2009-06-30 (YTD Data)Rank
Total interest income$9,562,0001,848
Total interest expense$3,823,0001,696
Net interest income$5,739,0001,913
Provision for loan and lease losses$480,0003,018
Total noninterest income$653,0002,870
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$340,0002,287
Trading account gains and fees$0193
Additional Noninterest Income$313,0002,929
Total noninterest expense$3,346,0002,926
Salaries and employee benefits$2,018,0002,494
Premises and equipment expense$345,0003,561
Additional noninterest expense$983,0003,330
Pre-tax net operating income$2,566,000890
Securities gains (losses)$03,136
Applicable income taxes$8,0004,086
Income before extraordinary items$2,558,000721
Extraordinary gains, net$021
Net income$2,558,000717
Minority interest net income$0112
Net income of bank and minority interests.$2,558,000722
Net charge-offs$-21,0008,009
Cash dividends$1,050,000851
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,558,000701
2009-03-31 (YTD Data)Rank
Total interest income$4,682,0001,903
Total interest expense$2,011,0001,683
Net interest income$2,671,0002,048
Provision for loan and lease losses$225,0002,683
Total noninterest income$336,0002,814
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$170,0002,235
Trading account gains and fees$0171
Additional Noninterest Income$166,0002,791
Total noninterest expense$1,598,0002,970
Salaries and employee benefits$1,002,0002,542
Premises and equipment expense$181,0003,488
Additional noninterest expense$415,0003,474
Pre-tax net operating income$1,184,0001,078
Securities gains (losses)$02,434
Applicable income taxes$1,0004,679
Income before extraordinary items$1,183,000896
Extraordinary gains, net$015
Net income$1,183,000896
Minority interest net income$0102
Net income of bank and minority interests.$1,183,000898
Net charge-offs$-16,0007,951
Cash dividends$375,0001,165
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,183,000833
2008-12-31 (YTD Data)Rank
Total interest income$20,134,0001,897
Total interest expense$9,441,0001,712
Net interest income$10,693,0002,069
Provision for loan and lease losses$1,250,0002,400
Total noninterest income$1,383,0002,782
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$734,0002,262
Trading account gains and fees$0154
Additional Noninterest Income$649,0002,771
Total noninterest expense$6,431,0002,886
Salaries and employee benefits$4,045,0002,483
Premises and equipment expense$721,0003,435
Additional noninterest expense$1,665,0003,350
Pre-tax net operating income$4,395,0001,245
Securities gains (losses)$03,220
Applicable income taxes$25,0004,181
Income before extraordinary items$4,370,000937
Extraordinary gains, net$039
Net income$4,370,000936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$565,0002,631
Cash dividends$6,135,000461
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,370,0001,010
2008-09-30 (YTD Data)Rank
Total interest income$15,286,0001,919
Total interest expense$7,293,0001,736
Net interest income$7,993,0002,096
Provision for loan and lease losses$355,0003,276
Total noninterest income$1,052,0002,802
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$549,0002,284
Trading account gains and fees$0148
Additional Noninterest Income$503,0002,803
Total noninterest expense$4,816,0002,857
Salaries and employee benefits$3,076,0002,481
Premises and equipment expense$544,0003,441
Additional noninterest expense$1,196,0003,400
Pre-tax net operating income$3,874,0001,285
Securities gains (losses)$03,106
Applicable income taxes$25,0004,501
Income before extraordinary items$3,849,000952
Extraordinary gains, net$031
Net income$3,849,000951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,427
Cash dividends$1,635,0001,216
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,849,0001,011
2008-06-30 (YTD Data)Rank
Total interest income$10,336,0001,918
Total interest expense$5,028,0001,757
Net interest income$5,308,0002,097
Provision for loan and lease losses$210,0003,064
Total noninterest income$679,0002,913
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$365,0002,272
Trading account gains and fees$0149
Additional Noninterest Income$314,0002,953
Total noninterest expense$3,147,0002,925
Salaries and employee benefits$2,034,0002,540
Premises and equipment expense$367,0003,441
Additional noninterest expense$746,0003,533
Pre-tax net operating income$2,630,0001,320
Securities gains (losses)$03,233
Applicable income taxes$19,0004,702
Income before extraordinary items$2,611,0001,052
Extraordinary gains, net$021
Net income$2,611,0001,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0007,966
Cash dividends$1,110,0001,296
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,611,0001,039
2008-03-31 (YTD Data)Rank
Total interest income$5,177,0001,966
Total interest expense$2,639,0001,786
Net interest income$2,538,0002,181
Provision for loan and lease losses$105,0002,634
Total noninterest income$336,0002,897
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$184,0002,232
Trading account gains and fees$0158
Additional Noninterest Income$152,0003,010
Total noninterest expense$1,559,0002,943
Salaries and employee benefits$1,013,0002,560
Premises and equipment expense$183,0003,457
Additional noninterest expense$363,0003,562
Pre-tax net operating income$1,210,0001,516
Securities gains (losses)$02,688
Applicable income taxes$3,0005,279
Income before extraordinary items$1,207,0001,244
Extraordinary gains, net$015
Net income$1,207,0001,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,993
Cash dividends$630,0001,119
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,207,0001,206
2007-12-31 (YTD Data)Rank
Total interest income$21,128,0001,995
Total interest expense$11,435,0001,751
Net interest income$9,693,0002,305
Provision for loan and lease losses$420,0002,620
Total noninterest income$1,427,0002,802
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$692,0002,388
Trading account gains and fees$0178
Additional Noninterest Income$735,0002,689
Total noninterest expense$5,836,0003,043
Salaries and employee benefits$3,592,0002,736
Premises and equipment expense$723,0003,358
Additional noninterest expense$1,521,0003,373
Pre-tax net operating income$4,864,0001,688
Securities gains (losses)$-13,0007,627
Applicable income taxes$38,0005,080
Income before extraordinary items$4,813,0001,332
Extraordinary gains, net$039
Net income$4,813,0001,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,999
Cash dividends$2,025,0001,581
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,825,8701,316
2007-09-30 (YTD Data)Rank
Total interest income$15,785,0002,005
Total interest expense$8,730,0001,715
Net interest income$7,055,0002,380
Provision for loan and lease losses$315,0002,230
Total noninterest income$1,064,0002,790
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$512,0002,395
Trading account gains and fees$0184
Additional Noninterest Income$552,0002,685
Total noninterest expense$4,173,0003,132
Salaries and employee benefits$2,558,0002,852
Premises and equipment expense$535,0003,367
Additional noninterest expense$1,080,0003,484
Pre-tax net operating income$3,631,0001,803
Securities gains (losses)$-13,0007,843
Applicable income taxes$28,0005,296
Income before extraordinary items$3,590,0001,425
Extraordinary gains, net$033
Net income$3,590,0001,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,396
Cash dividends$1,575,0001,446
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,602,8701,403
2007-06-30 (YTD Data)Rank
Total interest income$10,492,0002,022
Total interest expense$5,789,0001,733
Net interest income$4,703,0002,406
Provision for loan and lease losses$210,0002,072
Total noninterest income$697,0002,844
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$339,0002,409
Trading account gains and fees$0168
Additional Noninterest Income$358,0002,734
Total noninterest expense$2,760,0003,183
Salaries and employee benefits$1,691,0002,920
Premises and equipment expense$360,0003,355
Additional noninterest expense$709,0003,525
Pre-tax net operating income$2,430,0001,854
Securities gains (losses)$-13,0008,051
Applicable income taxes$19,0005,371
Income before extraordinary items$2,398,0001,459
Extraordinary gains, net$029
Net income$2,398,0001,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0007,897
Cash dividends$1,095,0001,431
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,410,8701,436
2007-03-31 (YTD Data)Rank
Total interest income$5,177,0002,047
Total interest expense$2,871,0001,739
Net interest income$2,306,0002,455
Provision for loan and lease losses$105,0001,929
Total noninterest income$345,0002,837
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$167,0002,392
Trading account gains and fees$0195
Additional Noninterest Income$178,0002,727
Total noninterest expense$1,354,0003,236
Salaries and employee benefits$823,0003,009
Premises and equipment expense$183,0003,346
Additional noninterest expense$348,0003,547
Pre-tax net operating income$1,192,0001,878
Securities gains (losses)$-7,0008,210
Applicable income taxes$18,0004,999
Income before extraordinary items$1,167,0001,480
Extraordinary gains, net$022
Net income$1,167,0001,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,074
Cash dividends$645,0001,157
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,173,8601,467
2006-12-31 (YTD Data)Rank
Total interest income$18,600,0002,122
Total interest expense$9,778,0001,715
Net interest income$8,822,0002,562
Provision for loan and lease losses$420,0002,183
Total noninterest income$1,313,0002,950
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$763,0002,202
Trading account gains and fees$0130
Additional Noninterest Income$550,0003,179
Total noninterest expense$4,936,0003,388
Salaries and employee benefits$2,884,0003,247
Premises and equipment expense$804,0002,996
Additional noninterest expense$1,248,0003,823
Pre-tax net operating income$4,779,0001,970
Securities gains (losses)$01,687
Applicable income taxes$10,0006,155
Income before extraordinary items$4,769,0001,521
Extraordinary gains, net$051
Net income$4,769,0001,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0001,501
Cash dividends$1,875,0001,636
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,769,0001,506
2006-09-30 (YTD Data)Rank
Total interest income$13,659,0002,149
Total interest expense$7,103,0001,720
Net interest income$6,556,0002,606
Provision for loan and lease losses$315,0002,065
Total noninterest income$979,0002,968
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$600,0002,119
Trading account gains and fees$0126
Additional Noninterest Income$379,0003,299
Total noninterest expense$3,559,0003,484
Salaries and employee benefits$2,038,0003,391
Premises and equipment expense$603,0002,990
Additional noninterest expense$918,0003,863
Pre-tax net operating income$3,661,0001,986
Securities gains (losses)$01,388
Applicable income taxes$1,0006,574
Income before extraordinary items$3,660,0001,530
Extraordinary gains, net$045
Net income$3,660,0001,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,550
Cash dividends$1,425,0001,506
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,660,0001,510
2006-06-30 (YTD Data)Rank
Total interest income$8,926,0002,147
Total interest expense$4,563,0001,700
Net interest income$4,363,0002,610
Provision for loan and lease losses$210,0002,022
Total noninterest income$649,0002,977
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$386,0002,162
Trading account gains and fees$0126
Additional Noninterest Income$263,0003,241
Total noninterest expense$2,344,0003,523
Salaries and employee benefits$1,347,0003,439
Premises and equipment expense$404,0002,978
Additional noninterest expense$593,0003,951
Pre-tax net operating income$2,458,0001,978
Securities gains (losses)$01,185
Applicable income taxes$-8,0008,481
Income before extraordinary items$2,466,0001,505
Extraordinary gains, net$039
Net income$2,466,0001,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$938,0001,529
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,466,0001,484
2006-03-31 (YTD Data)Rank
Total interest income$4,380,0002,142
Total interest expense$2,218,0001,667
Net interest income$2,162,0002,618
Provision for loan and lease losses$105,0001,911
Total noninterest income$326,0002,918
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$179,0002,233
Trading account gains and fees$0115
Additional Noninterest Income$147,0003,003
Total noninterest expense$1,186,0003,506
Salaries and employee benefits$669,0003,463
Premises and equipment expense$202,0002,999
Additional noninterest expense$315,0003,762
Pre-tax net operating income$1,197,0001,974
Securities gains (losses)$0955
Applicable income taxes$-18,0008,568
Income before extraordinary items$1,215,0001,490
Extraordinary gains, net$021
Net income$1,215,0001,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,562
Cash dividends$450,0001,479
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,215,0001,470
2005-12-31 (YTD Data)Rank
Total interest income$15,199,0002,187
Total interest expense$7,050,0001,620
Net interest income$8,149,0002,653
Provision for loan and lease losses$420,0002,180
Total noninterest income$1,267,0003,016
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$696,0002,361
Trading account gains and fees$0138
Additional Noninterest Income$571,0003,147
Total noninterest expense$4,877,0003,304
Salaries and employee benefits$2,683,0003,281
Premises and equipment expense$828,0002,807
Additional noninterest expense$1,366,0003,485
Pre-tax net operating income$4,119,0002,179
Securities gains (losses)$57,000876
Applicable income taxes$33,0006,099
Income before extraordinary items$4,143,0001,697
Extraordinary gains, net$046
Net income$4,143,0001,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0003,613
Cash dividends$1,695,0001,677
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,086,5701,688
2005-09-30 (YTD Data)Rank
Total interest income$11,154,0002,176
Total interest expense$5,075,0001,585
Net interest income$6,079,0002,642
Provision for loan and lease losses$315,0002,100
Total noninterest income$950,0003,011
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$536,0002,306
Trading account gains and fees$0126
Additional Noninterest Income$414,0003,218
Total noninterest expense$3,562,0003,355
Salaries and employee benefits$1,932,0003,379
Premises and equipment expense$601,0002,878
Additional noninterest expense$1,029,0003,428
Pre-tax net operating income$3,152,0002,151
Securities gains (losses)$57,000829
Applicable income taxes$17,0006,363
Income before extraordinary items$3,192,0001,647
Extraordinary gains, net$035
Net income$3,192,0001,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,476
Cash dividends$1,155,0001,618
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,135,5701,653
2005-06-30 (YTD Data)Rank
Total interest income$7,146,0002,209
Total interest expense$3,232,0001,556
Net interest income$3,914,0002,717
Provision for loan and lease losses$210,0002,058
Total noninterest income$629,0002,990
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$358,0002,261
Trading account gains and fees$0116
Additional Noninterest Income$271,0003,253
Total noninterest expense$2,345,0003,364
Salaries and employee benefits$1,280,0003,384
Premises and equipment expense$405,0002,812
Additional noninterest expense$660,0003,512
Pre-tax net operating income$1,988,0002,201
Securities gains (losses)$57,000742
Applicable income taxes$9,0006,449
Income before extraordinary items$2,036,0001,677
Extraordinary gains, net$030
Net income$2,036,0001,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,630
Cash dividends$690,0001,776
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,979,0001,704
2005-03-31 (YTD Data)Rank
Total interest income$3,448,0002,238
Total interest expense$1,558,0001,527
Net interest income$1,890,0002,785
Provision for loan and lease losses$105,0001,941
Total noninterest income$307,0003,013
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$172,0002,285
Trading account gains and fees$0115
Additional Noninterest Income$135,0003,174
Total noninterest expense$1,152,0003,433
Salaries and employee benefits$626,0003,448
Premises and equipment expense$199,0002,893
Additional noninterest expense$327,0003,548
Pre-tax net operating income$940,0002,275
Securities gains (losses)$52,000535
Applicable income taxes$06,892
Income before extraordinary items$992,0001,689
Extraordinary gains, net$024
Net income$992,0001,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,866
Cash dividends$240,0002,024
Sale, conversion, retirement of capital stock, net$0491
Net operating income$940,0001,752
2004-12-31 (YTD Data)Rank
Total interest income$13,226,0002,174
Total interest expense$5,754,0001,431
Net interest income$7,472,0002,708
Provision for loan and lease losses$215,0003,572
Total noninterest income$1,282,0002,993
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$714,0002,333
Trading account gains and fees$0138
Additional Noninterest Income$568,0003,074
Total noninterest expense$4,870,0003,191
Salaries and employee benefits$2,834,0002,989
Premises and equipment expense$784,0002,837
Additional noninterest expense$1,252,0003,623
Pre-tax net operating income$3,669,0002,196
Securities gains (losses)$4,0003,277
Applicable income taxes$53,0006,005
Income before extraordinary items$3,620,0001,757
Extraordinary gains, net$034
Net income$3,620,0001,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0002,413
Cash dividends$2,055,0001,309
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,616,0401,714
2004-09-30 (YTD Data)Rank
Total interest income$9,915,0002,149
Total interest expense$4,304,0001,405
Net interest income$5,611,0002,675
Provision for loan and lease losses$210,0002,903
Total noninterest income$956,0003,030
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$540,0002,340
Trading account gains and fees$0134
Additional Noninterest Income$416,0003,129
Total noninterest expense$3,483,0003,311
Salaries and employee benefits$1,989,0003,144
Premises and equipment expense$564,0002,936
Additional noninterest expense$930,0003,615
Pre-tax net operating income$2,874,0002,142
Securities gains (losses)$4,0003,145
Applicable income taxes$28,0006,342
Income before extraordinary items$2,850,0001,704
Extraordinary gains, net$026
Net income$2,850,0001,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0002,426
Cash dividends$1,530,0001,222
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,846,0401,660
2004-06-30 (YTD Data)Rank
Total interest income$6,565,0002,135
Total interest expense$2,835,0001,402
Net interest income$3,730,0002,662
Provision for loan and lease losses$210,0002,090
Total noninterest income$690,0002,861
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$349,0002,397
Trading account gains and fees$0130
Additional Noninterest Income$341,0002,775
Total noninterest expense$2,321,0003,329
Salaries and employee benefits$1,322,0003,173
Premises and equipment expense$369,0002,991
Additional noninterest expense$630,0003,599
Pre-tax net operating income$1,889,0002,144
Securities gains (losses)$4,0002,826
Applicable income taxes$15,0006,460
Income before extraordinary items$1,878,0001,704
Extraordinary gains, net$021
Net income$1,878,0001,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,069
Cash dividends$1,028,0001,220
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,874,0401,643
2004-03-31 (YTD Data)Rank
Total interest income$3,322,0002,103
Total interest expense$1,428,0001,399
Net interest income$1,894,0002,615
Provision for loan and lease losses$105,0002,016
Total noninterest income$334,0002,887
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$182,0002,264
Trading account gains and fees$0121
Additional Noninterest Income$152,0002,923
Total noninterest expense$1,149,0003,342
Salaries and employee benefits$648,0003,231
Premises and equipment expense$175,0003,162
Additional noninterest expense$326,0003,506
Pre-tax net operating income$974,0002,050
Securities gains (losses)$02,934
Applicable income taxes$2,0006,854
Income before extraordinary items$972,0001,633
Extraordinary gains, net$016
Net income$972,0001,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$525,0001,139
Sale, conversion, retirement of capital stock, net$0464
Net operating income$972,0001,544
2003-12-31 (YTD Data)Rank
Total interest income$13,283,0002,143
Total interest expense$5,833,0001,528
Net interest income$7,450,0002,594
Provision for loan and lease losses$420,0002,478
Total noninterest income$1,424,0002,951
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$749,0002,240
Trading account gains and fees$0160
Additional Noninterest Income$675,0003,040
Total noninterest expense$4,584,0003,303
Salaries and employee benefits$2,611,0003,151
Premises and equipment expense$751,0002,901
Additional noninterest expense$1,222,0003,675
Pre-tax net operating income$3,870,0002,028
Securities gains (losses)$04,500
Applicable income taxes$47,0006,333
Income before extraordinary items$3,823,0001,624
Extraordinary gains, net$054
Net income$3,823,0001,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0004,437
Cash dividends$2,070,0001,340
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,823,0001,556
2003-09-30 (YTD Data)Rank
Total interest income$10,106,0002,142
Total interest expense$4,405,0001,585
Net interest income$5,701,0002,553
Provision for loan and lease losses$315,0002,407
Total noninterest income$930,0003,283
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$557,0002,263
Trading account gains and fees$0153
Additional Noninterest Income$373,0003,660
Total noninterest expense$3,210,0003,497
Salaries and employee benefits$1,779,0003,394
Premises and equipment expense$555,0002,946
Additional noninterest expense$876,0003,785
Pre-tax net operating income$3,106,0001,993
Securities gains (losses)$04,204
Applicable income taxes$31,0006,549
Income before extraordinary items$3,075,0001,580
Extraordinary gains, net$040
Net income$3,075,0001,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,535
Cash dividends$1,500,0001,256
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,075,0001,509
2003-06-30 (YTD Data)Rank
Total interest income$6,739,0002,155
Total interest expense$2,970,0001,631
Net interest income$3,769,0002,569
Provision for loan and lease losses$210,0002,412
Total noninterest income$703,0003,008
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$353,0002,325
Trading account gains and fees$0150
Additional Noninterest Income$350,0003,018
Total noninterest expense$2,132,0003,492
Salaries and employee benefits$1,175,0003,424
Premises and equipment expense$376,0002,917
Additional noninterest expense$581,0003,793
Pre-tax net operating income$2,130,0001,928
Securities gains (losses)$03,782
Applicable income taxes$16,0006,732
Income before extraordinary items$2,114,0001,542
Extraordinary gains, net$030
Net income$2,114,0001,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,737
Cash dividends$975,0001,342
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,114,0001,441
2003-03-31 (YTD Data)Rank
Total interest income$3,320,0002,211
Total interest expense$1,507,0001,647
Net interest income$1,813,0002,666
Provision for loan and lease losses$105,0002,265
Total noninterest income$329,0003,046
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$166,0002,386
Trading account gains and fees$0134
Additional Noninterest Income$163,0003,060
Total noninterest expense$1,035,0003,553
Salaries and employee benefits$568,0003,519
Premises and equipment expense$195,0002,816
Additional noninterest expense$272,0003,952
Pre-tax net operating income$1,002,0002,038
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$1,002,0001,605
Extraordinary gains, net$021
Net income$1,002,0001,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,770
Cash dividends$450,0001,323
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,002,0001,506
2002-12-31 (YTD Data)Rank
Total interest income$14,476,0002,118
Total interest expense$6,272,0001,819
Net interest income$8,204,0002,347
Provision for loan and lease losses$475,0002,480
Total noninterest income$1,055,0003,359
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$703,0002,239
Trading account gains and fees$0153
Additional Noninterest Income$352,0003,931
Total noninterest expense$4,134,0003,477
Salaries and employee benefits$2,368,0003,263
Premises and equipment expense$673,0003,107
Additional noninterest expense$1,093,0003,907
Pre-tax net operating income$4,650,0001,746
Securities gains (losses)$-22,0009,003
Applicable income taxes$85,0006,110
Income before extraordinary items$4,543,0001,369
Extraordinary gains, net$070
Net income$4,543,0001,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$385,0001,999
Cash dividends$2,168,0001,232
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,564,5601,317
2001-12-31 (YTD Data)Rank
Total interest income$15,551,0002,205
Total interest expense$8,855,0001,824
Net interest income$6,696,0002,668
Provision for loan and lease losses$450,0002,395
Total noninterest income$707,0004,162
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$568,0002,549
Trading account gains and fees$0177
Additional Noninterest Income$139,0005,688
Total noninterest expense$3,588,0003,749
Salaries and employee benefits$2,054,0003,523
Premises and equipment expense$598,0003,361
Additional noninterest expense$936,0004,284
Pre-tax net operating income$3,365,0002,043
Securities gains (losses)$71,0002,041
Applicable income taxes$116,0005,821
Income before extraordinary items$3,320,0001,594
Extraordinary gains, net$0105
Net income$3,320,0001,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0004,101
Cash dividends$853,0002,526
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,251,1301,562
2000-12-31 (YTD Data)Rank
Total interest income$14,033,0002,469
Total interest expense$8,396,0002,048
Net interest income$5,637,0003,124
Provision for loan and lease losses$414,0002,219
Total noninterest income$618,0004,339
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$463,0002,895
Trading account gains and fees$0180
Additional Noninterest Income$155,0005,391
Total noninterest expense$3,265,0003,943
Salaries and employee benefits$1,915,0003,604
Premises and equipment expense$545,0003,543
Additional noninterest expense$805,0004,722
Pre-tax net operating income$2,576,0002,696
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$2,576,0002,027
Extraordinary gains, net$038
Net income$2,576,0002,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0002,496
Cash dividends$2,333,0001,183
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,576,0002,032
1999-12-31 (YTD Data)Rank
Total interest income$11,401,0002,835
Total interest expense$6,123,0002,405
Net interest income$5,278,0003,290
Provision for loan and lease losses$453,0001,904
Total noninterest income$478,0005,089
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$342,0003,619
Trading account gains and fees$0173
Additional Noninterest Income$136,0005,845
Total noninterest expense$2,855,0004,392
Salaries and employee benefits$1,638,0004,042
Premises and equipment expense$479,0003,912
Additional noninterest expense$738,0005,064
Pre-tax net operating income$2,448,0002,840
Securities gains (losses)$-1,0008,592
Applicable income taxes$351,0004,459
Income before extraordinary items$2,096,0002,473
Extraordinary gains, net$035
Net income$2,096,0002,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,975
Cash dividends$90,0006,196
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,096,8602,435
1998-12-31 (YTD Data)Rank
Total interest income$10,347,0003,126
Total interest expense$5,896,0002,567
Net interest income$4,451,0003,763
Provision for loan and lease losses$288,0002,721
Total noninterest income$415,0005,496
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$311,0003,830
Trading account gains and fees$0224
Additional Noninterest Income$104,0006,546
Total noninterest expense$2,404,0004,901
Salaries and employee benefits$1,334,0004,667
Premises and equipment expense$345,0004,929
Additional noninterest expense$725,0005,028
Pre-tax net operating income$2,174,0003,110
Securities gains (losses)$13,0002,771
Applicable income taxes$780,0002,798
Income before extraordinary items$1,407,0003,424
Extraordinary gains, net$032
Net income$1,407,0003,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,860
Cash dividends$90,0006,382
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,398,6803,349
1997-12-31 (YTD Data)Rank
Total interest income$9,204,0003,509
Total interest expense$5,320,0002,811
Net interest income$3,884,0004,350
Provision for loan and lease losses$200,0003,424
Total noninterest income$411,0005,639
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$295,0004,136
Trading account gains and fees$0239
Additional Noninterest Income$116,0006,369
Total noninterest expense$2,190,0005,309
Salaries and employee benefits$1,227,0004,996
Premises and equipment expense$331,0005,100
Additional noninterest expense$632,0005,609
Pre-tax net operating income$1,905,0003,697
Securities gains (losses)$-6,0009,765
Applicable income taxes$571,0003,825
Income before extraordinary items$1,328,0003,729
Extraordinary gains, net$044
Net income$1,328,0003,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,034
Cash dividends$90,0006,641
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,332,2003,640
1996-12-31 (YTD Data)Rank
Total interest income$7,957,0004,058
Total interest expense$4,346,0003,436
Net interest income$3,611,0004,701
Provision for loan and lease losses$197,0003,466
Total noninterest income$398,0005,963
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$286,0004,373
Trading account gains and feesNANA
Additional Noninterest Income$112,0006,807
Total noninterest expense$2,102,0005,735
Salaries and employee benefits$1,217,0005,134
Premises and equipment expense$312,0005,425
Additional noninterest expense$573,0006,529
Pre-tax net operating income$1,710,0003,895
Securities gains (losses)$-25,00010,754
Applicable income taxes$518,0004,039
Income before extraordinary items$1,167,0003,959
Extraordinary gains, net$053
Net income$1,167,0003,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,357
Cash dividends$90,0006,879
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,184,2503,872
1995-12-31 (YTD Data)Rank
Total interest income$7,115,0004,490
Total interest expense$3,728,0003,930
Net interest income$3,387,0004,995
Provision for loan and lease losses$99,0004,670
Total noninterest income$362,0006,344
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$277,0004,586
Trading account gains and feesNANA
Additional Noninterest Income$85,0007,757
Total noninterest expense$2,030,0005,921
Salaries and employee benefits$1,081,0005,675
Premises and equipment expense$288,0005,805
Additional noninterest expense$661,0006,113
Pre-tax net operating income$1,620,0004,184
Securities gains (losses)$03,831
Applicable income taxes$522,0004,060
Income before extraordinary items$1,098,0004,267
Extraordinary gains, net$065
Net income$1,098,0004,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,709
Cash dividends$68,0007,430
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,098,0004,243
1994-12-31 (YTD Data)Rank
Total interest income$5,826,0004,998
Total interest expense$2,525,0004,608
Net interest income$3,301,0005,199
Provision for loan and lease losses$93,0004,720
Total noninterest income$401,0006,145
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$280,0004,611
Trading account gains and feesNANA
Additional Noninterest Income$121,0006,901
Total noninterest expense$1,940,0006,366
Salaries and employee benefits$1,060,0005,800
Premises and equipment expense$304,0005,659
Additional noninterest expense$576,0007,207
Pre-tax net operating income$1,669,0004,022
Securities gains (losses)$03,600
Applicable income taxes$540,0003,821
Income before extraordinary items$1,129,0004,084
Extraordinary gains, net$0249
Net income$1,129,0004,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,238
Cash dividends$709,0002,501
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,129,0004,119
1993-12-31 (YTD Data)Rank
Total interest income$5,534,0005,307
Total interest expense$2,387,0005,015
Net interest income$3,147,0005,452
Provision for loan and lease losses$42,0007,871
Total noninterest income$350,0007,025
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$280,0004,691
Trading account gains and feesNANA
Additional Noninterest Income$70,0009,084
Total noninterest expense$1,899,0006,625
Salaries and employee benefits$1,002,0006,126
Premises and equipment expense$305,0005,763
Additional noninterest expense$592,0007,410
Pre-tax net operating income$1,556,0004,175
Securities gains (losses)$70,0002,977
Applicable income taxes$542,0003,908
Income before extraordinary items$1,084,0004,376
Extraordinary gains, net$03,149
Net income$1,084,0004,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00010,864
Cash dividends$45,0008,091
Sale, conversion, retirement of capital stock, net$-2,00013,141
Net operating income$1,037,1004,318
1992-12-31 (YTD Data)Rank
Total interest income$5,735,0005,705
Total interest expense$2,801,0005,475
Net interest income$2,934,0005,819
Provision for loan and lease losses$60,0008,535
Total noninterest income$356,0007,033
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$267,0004,878
Trading account gains and feesNANA
Additional Noninterest Income$89,0008,478
Total noninterest expense$1,789,0006,981
Salaries and employee benefits$956,0006,290
Premises and equipment expense$280,0006,282
Additional noninterest expense$553,0007,954
Pre-tax net operating income$1,441,0004,193
Securities gains (losses)$-5,00013,085
Applicable income taxes$528,0003,816
Income before extraordinary items$908,0004,900
Extraordinary gains, net$01,422
Net income$908,0004,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,00013,490
Cash dividends$45,0007,841
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$911,2004,562

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.