Home > Peoples Southern Bank > Income and Expense
Peoples Southern Bank, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,150,000 | 3,596 |
| Total interest expense | $348,000 | 3,967 |
| Net interest income | $3,802,000 | 3,507 |
| Provision for loan and lease losses | $13,000 | 3,729 |
| Total noninterest income | $1,161,000 | 2,306 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $652,000 | 1,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $509,000 | 2,730 |
| Total noninterest expense | $3,128,000 | 3,412 |
| Salaries and employee benefits | $1,782,000 | 3,364 |
| Premises and equipment expense | $226,000 | 4,057 |
| Additional noninterest expense | $1,120,000 | 3,192 |
| Pre-tax net operating income | $1,822,000 | 2,885 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $77,000 | 3,144 |
| Income before extraordinary items | $1,745,000 | 2,752 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,745,000 | 2,751 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,745,000 | 2,751 |
| Net charge-offs | $51,000 | 2,192 |
| Cash dividends | $1,088,000 | 1,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,745,000 | 2,736 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 3,623 |
| Total interest expense | $198,000 | 4,144 |
| Net interest income | $2,518,000 | 3,521 |
| Provision for loan and lease losses | $9,000 | 3,596 |
| Total noninterest income | $766,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $424,000 | 1,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 2,736 |
| Total noninterest expense | $2,098,000 | 3,419 |
| Salaries and employee benefits | $1,190,000 | 3,387 |
| Premises and equipment expense | $154,000 | 4,043 |
| Additional noninterest expense | $754,000 | 3,172 |
| Pre-tax net operating income | $1,177,000 | 2,901 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $39,000 | 3,253 |
| Income before extraordinary items | $1,138,000 | 2,750 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,138,000 | 2,749 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,138,000 | 2,749 |
| Net charge-offs | $7,000 | 2,719 |
| Cash dividends | $578,000 | 1,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,138,000 | 2,739 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 3,671 |
| Total interest expense | $87,000 | 4,282 |
| Net interest income | $1,240,000 | 3,566 |
| Provision for loan and lease losses | $5,000 | 3,326 |
| Total noninterest income | $389,000 | 2,292 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $221,000 | 1,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 2,690 |
| Total noninterest expense | $1,052,000 | 3,445 |
| Salaries and employee benefits | $596,000 | 3,420 |
| Premises and equipment expense | $78,000 | 4,081 |
| Additional noninterest expense | $378,000 | 3,190 |
| Pre-tax net operating income | $572,000 | 2,900 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $20,000 | 3,243 |
| Income before extraordinary items | $552,000 | 2,749 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $552,000 | 2,749 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $552,000 | 2,749 |
| Net charge-offs | $5,000 | 2,201 |
| Cash dividends | $105,000 | 2,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $552,000 | 2,739 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,915,000 | 3,779 |
| Total interest expense | $332,000 | 4,272 |
| Net interest income | $4,583,000 | 3,692 |
| Provision for loan and lease losses | $17,000 | 4,004 |
| Total noninterest income | $1,534,000 | 2,369 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $818,000 | 1,394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $716,000 | 2,693 |
| Total noninterest expense | $4,162,000 | 3,479 |
| Salaries and employee benefits | $2,403,000 | 3,405 |
| Premises and equipment expense | $293,000 | 4,217 |
| Additional noninterest expense | $1,466,000 | 3,281 |
| Pre-tax net operating income | $1,938,000 | 3,168 |
| Securities gains (losses) | $13,000 | 1,489 |
| Applicable income taxes | $78,000 | 3,391 |
| Income before extraordinary items | $1,873,000 | 2,799 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,873,000 | 2,798 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,873,000 | 2,799 |
| Net charge-offs | $23,000 | 3,366 |
| Cash dividends | $1,196,000 | 1,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,860,520 | 2,786 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,630,000 | 3,840 |
| Total interest expense | $249,000 | 4,292 |
| Net interest income | $3,381,000 | 3,753 |
| Provision for loan and lease losses | $13,000 | 3,845 |
| Total noninterest income | $1,124,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $604,000 | 1,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $520,000 | 2,766 |
| Total noninterest expense | $3,117,000 | 3,495 |
| Salaries and employee benefits | $1,771,000 | 3,446 |
| Premises and equipment expense | $219,000 | 4,242 |
| Additional noninterest expense | $1,127,000 | 3,232 |
| Pre-tax net operating income | $1,375,000 | 3,319 |
| Securities gains (losses) | $8,000 | 1,697 |
| Applicable income taxes | $54,000 | 3,431 |
| Income before extraordinary items | $1,329,000 | 3,044 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,329,000 | 3,043 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,329,000 | 3,044 |
| Net charge-offs | $-34,000 | 5,068 |
| Cash dividends | $793,000 | 1,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,321,320 | 3,036 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,386,000 | 3,864 |
| Total interest expense | $166,000 | 4,284 |
| Net interest income | $2,220,000 | 3,787 |
| Provision for loan and lease losses | $9,000 | 3,675 |
| Total noninterest income | $739,000 | 2,442 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $398,000 | 1,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 2,787 |
| Total noninterest expense | $2,072,000 | 3,521 |
| Salaries and employee benefits | $1,181,000 | 3,474 |
| Premises and equipment expense | $138,000 | 4,347 |
| Additional noninterest expense | $753,000 | 3,236 |
| Pre-tax net operating income | $878,000 | 3,337 |
| Securities gains (losses) | $6,000 | 1,397 |
| Applicable income taxes | $36,000 | 3,441 |
| Income before extraordinary items | $848,000 | 3,082 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $848,000 | 3,081 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $848,000 | 3,082 |
| Net charge-offs | $-25,000 | 5,078 |
| Cash dividends | $541,000 | 1,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $842,240 | 3,078 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 3,912 |
| Total interest expense | $80,000 | 4,341 |
| Net interest income | $1,092,000 | 3,833 |
| Provision for loan and lease losses | $5,000 | 3,362 |
| Total noninterest income | $364,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $210,000 | 1,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 2,898 |
| Total noninterest expense | $1,022,000 | 3,567 |
| Salaries and employee benefits | $587,000 | 3,526 |
| Premises and equipment expense | $68,000 | 4,413 |
| Additional noninterest expense | $367,000 | 3,288 |
| Pre-tax net operating income | $429,000 | 3,332 |
| Securities gains (losses) | $5,000 | 811 |
| Applicable income taxes | $18,000 | 3,402 |
| Income before extraordinary items | $416,000 | 3,071 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $416,000 | 3,071 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $416,000 | 3,071 |
| Net charge-offs | $-12,000 | 5,065 |
| Cash dividends | $140,000 | 2,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $411,200 | 3,074 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,632,000 | 3,943 |
| Total interest expense | $327,000 | 4,342 |
| Net interest income | $4,305,000 | 3,873 |
| Provision for loan and lease losses | $-77,000 | 5,568 |
| Total noninterest income | $1,567,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $903,000 | 1,317 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $664,000 | 2,911 |
| Total noninterest expense | $4,118,000 | 3,594 |
| Salaries and employee benefits | $2,306,000 | 3,557 |
| Premises and equipment expense | $281,000 | 4,416 |
| Additional noninterest expense | $1,531,000 | 3,297 |
| Pre-tax net operating income | $1,831,000 | 3,204 |
| Securities gains (losses) | $31,000 | 2,135 |
| Applicable income taxes | $71,000 | 3,466 |
| Income before extraordinary items | $1,791,000 | 2,978 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,791,000 | 2,977 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,791,000 | 2,977 |
| Net charge-offs | $27,000 | 3,503 |
| Cash dividends | $1,638,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,761,240 | 2,954 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,470,000 | 3,973 |
| Total interest expense | $247,000 | 4,368 |
| Net interest income | $3,223,000 | 3,899 |
| Provision for loan and lease losses | $-81,000 | 5,719 |
| Total noninterest income | $1,161,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $673,000 | 1,322 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $488,000 | 2,925 |
| Total noninterest expense | $3,103,000 | 3,588 |
| Salaries and employee benefits | $1,698,000 | 3,595 |
| Premises and equipment expense | $205,000 | 4,483 |
| Additional noninterest expense | $1,200,000 | 3,220 |
| Pre-tax net operating income | $1,362,000 | 3,264 |
| Securities gains (losses) | $31,000 | 2,082 |
| Applicable income taxes | $47,000 | 3,590 |
| Income before extraordinary items | $1,346,000 | 2,991 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,346,000 | 2,991 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,346,000 | 2,991 |
| Net charge-offs | $-35,000 | 5,267 |
| Cash dividends | $1,385,000 | 1,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,315,930 | 2,986 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,295,000 | 4,021 |
| Total interest expense | $160,000 | 4,431 |
| Net interest income | $2,135,000 | 3,937 |
| Provision for loan and lease losses | $-71,000 | 5,829 |
| Total noninterest income | $775,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $448,000 | 1,312 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $327,000 | 2,913 |
| Total noninterest expense | $2,063,000 | 3,622 |
| Salaries and employee benefits | $1,140,000 | 3,618 |
| Premises and equipment expense | $126,000 | 4,661 |
| Additional noninterest expense | $797,000 | 3,241 |
| Pre-tax net operating income | $918,000 | 3,229 |
| Securities gains (losses) | $28,000 | 1,776 |
| Applicable income taxes | $32,000 | 3,611 |
| Income before extraordinary items | $914,000 | 2,948 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $914,000 | 2,946 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $914,000 | 2,947 |
| Net charge-offs | $-104,000 | 5,712 |
| Cash dividends | $1,132,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $886,840 | 2,935 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 4,052 |
| Total interest expense | $80,000 | 4,464 |
| Net interest income | $1,058,000 | 3,968 |
| Provision for loan and lease losses | $-31,000 | 5,929 |
| Total noninterest income | $379,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $223,000 | 1,308 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $156,000 | 2,936 |
| Total noninterest expense | $1,028,000 | 3,648 |
| Salaries and employee benefits | $574,000 | 3,622 |
| Premises and equipment expense | $67,000 | 4,588 |
| Additional noninterest expense | $387,000 | 3,302 |
| Pre-tax net operating income | $440,000 | 3,249 |
| Securities gains (losses) | $28,000 | 1,083 |
| Applicable income taxes | $16,000 | 3,578 |
| Income before extraordinary items | $452,000 | 2,915 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $452,000 | 2,914 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $452,000 | 2,915 |
| Net charge-offs | $-99,000 | 5,879 |
| Cash dividends | $490,000 | 1,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $424,840 | 2,961 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,548,000 | 4,057 |
| Total interest expense | $299,000 | 4,619 |
| Net interest income | $4,249,000 | 3,948 |
| Provision for loan and lease losses | $18,000 | 4,094 |
| Total noninterest income | $1,531,000 | 2,453 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $894,000 | 1,345 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $637,000 | 2,961 |
| Total noninterest expense | $4,062,000 | 3,679 |
| Salaries and employee benefits | $2,347,000 | 3,564 |
| Premises and equipment expense | $283,000 | 4,567 |
| Additional noninterest expense | $1,432,000 | 3,508 |
| Pre-tax net operating income | $1,700,000 | 3,288 |
| Securities gains (losses) | $19,000 | 2,264 |
| Applicable income taxes | $63,000 | 3,545 |
| Income before extraordinary items | $1,656,000 | 3,055 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,656,000 | 3,056 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,656,000 | 3,057 |
| Net charge-offs | $53,000 | 3,199 |
| Cash dividends | $1,285,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,637,760 | 3,033 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,399,000 | 4,112 |
| Total interest expense | $227,000 | 4,663 |
| Net interest income | $3,172,000 | 3,995 |
| Provision for loan and lease losses | $14,000 | 3,951 |
| Total noninterest income | $1,111,000 | 2,519 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $650,000 | 1,399 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $461,000 | 3,018 |
| Total noninterest expense | $3,016,000 | 3,719 |
| Salaries and employee benefits | $1,724,000 | 3,628 |
| Premises and equipment expense | $214,000 | 4,602 |
| Additional noninterest expense | $1,078,000 | 3,509 |
| Pre-tax net operating income | $1,253,000 | 3,380 |
| Securities gains (losses) | $3,000 | 2,757 |
| Applicable income taxes | $41,000 | 3,709 |
| Income before extraordinary items | $1,215,000 | 3,156 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,215,000 | 3,155 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,215,000 | 3,156 |
| Net charge-offs | $1,000 | 4,077 |
| Cash dividends | $867,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,212,090 | 3,101 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 4,145 |
| Total interest expense | $152,000 | 4,703 |
| Net interest income | $2,095,000 | 4,030 |
| Provision for loan and lease losses | $9,000 | 3,821 |
| Total noninterest income | $739,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $421,000 | 1,405 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $318,000 | 2,996 |
| Total noninterest expense | $1,981,000 | 3,790 |
| Salaries and employee benefits | $1,127,000 | 3,696 |
| Premises and equipment expense | $140,000 | 4,683 |
| Additional noninterest expense | $714,000 | 3,534 |
| Pre-tax net operating income | $844,000 | 3,357 |
| Securities gains (losses) | $4,000 | 2,295 |
| Applicable income taxes | $28,000 | 3,718 |
| Income before extraordinary items | $820,000 | 3,116 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $820,000 | 3,116 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $820,000 | 3,117 |
| Net charge-offs | $-37,000 | 5,662 |
| Cash dividends | $637,000 | 1,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $816,120 | 3,063 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 4,188 |
| Total interest expense | $76,000 | 4,755 |
| Net interest income | $1,033,000 | 4,082 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $343,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $201,000 | 1,441 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $142,000 | 3,106 |
| Total noninterest expense | $988,000 | 3,820 |
| Salaries and employee benefits | $573,000 | 3,694 |
| Premises and equipment expense | $67,000 | 4,781 |
| Additional noninterest expense | $348,000 | 3,603 |
| Pre-tax net operating income | $388,000 | 3,422 |
| Securities gains (losses) | $4,000 | 1,704 |
| Applicable income taxes | $14,000 | 3,696 |
| Income before extraordinary items | $378,000 | 3,237 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $378,000 | 3,240 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $378,000 | 3,240 |
| Net charge-offs | $-12,000 | 5,499 |
| Cash dividends | $126,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $374,160 | 3,172 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,379,000 | 4,268 |
| Total interest expense | $308,000 | 4,906 |
| Net interest income | $4,071,000 | 4,151 |
| Provision for loan and lease losses | $-15,000 | 5,901 |
| Total noninterest income | $1,513,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $791,000 | 1,598 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $722,000 | 2,767 |
| Total noninterest expense | $3,949,000 | 3,868 |
| Salaries and employee benefits | $2,250,000 | 3,743 |
| Premises and equipment expense | $279,000 | 4,803 |
| Additional noninterest expense | $1,420,000 | 3,659 |
| Pre-tax net operating income | $1,650,000 | 3,311 |
| Securities gains (losses) | $5,000 | 2,877 |
| Applicable income taxes | $57,000 | 3,659 |
| Income before extraordinary items | $1,598,000 | 3,138 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,598,000 | 3,138 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,598,000 | 3,139 |
| Net charge-offs | $47,000 | 3,811 |
| Cash dividends | $1,295,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,593,150 | 3,090 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,272,000 | 4,314 |
| Total interest expense | $230,000 | 4,989 |
| Net interest income | $3,042,000 | 4,200 |
| Provision for loan and lease losses | $-15,000 | 6,088 |
| Total noninterest income | $1,171,000 | 2,482 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $588,000 | 1,621 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $583,000 | 2,685 |
| Total noninterest expense | $2,925,000 | 3,907 |
| Salaries and employee benefits | $1,650,000 | 3,802 |
| Premises and equipment expense | $205,000 | 4,892 |
| Additional noninterest expense | $1,070,000 | 3,675 |
| Pre-tax net operating income | $1,303,000 | 3,281 |
| Securities gains (losses) | $6,000 | 2,508 |
| Applicable income taxes | $36,000 | 3,784 |
| Income before extraordinary items | $1,273,000 | 3,032 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,273,000 | 3,032 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,273,000 | 3,033 |
| Net charge-offs | $24,000 | 3,745 |
| Cash dividends | $1,041,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,267,180 | 2,991 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 4,336 |
| Total interest expense | $152,000 | 5,049 |
| Net interest income | $2,022,000 | 4,211 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $804,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $378,000 | 1,639 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $426,000 | 2,536 |
| Total noninterest expense | $1,927,000 | 3,964 |
| Salaries and employee benefits | $1,080,000 | 3,857 |
| Premises and equipment expense | $136,000 | 4,932 |
| Additional noninterest expense | $711,000 | 3,707 |
| Pre-tax net operating income | $899,000 | 3,156 |
| Securities gains (losses) | $5,000 | 2,165 |
| Applicable income taxes | $24,000 | 3,770 |
| Income before extraordinary items | $880,000 | 2,898 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $880,000 | 2,904 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $880,000 | 2,904 |
| Net charge-offs | $2,000 | 4,144 |
| Cash dividends | $788,000 | 1,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $875,150 | 2,852 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 4,388 |
| Total interest expense | $76,000 | 5,122 |
| Net interest income | $1,001,000 | 4,246 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $334,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $192,000 | 1,603 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $142,000 | 3,049 |
| Total noninterest expense | $970,000 | 3,973 |
| Salaries and employee benefits | $549,000 | 3,864 |
| Premises and equipment expense | $70,000 | 4,941 |
| Additional noninterest expense | $351,000 | 3,716 |
| Pre-tax net operating income | $365,000 | 3,462 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $12,000 | 3,740 |
| Income before extraordinary items | $353,000 | 3,233 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $353,000 | 3,236 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $353,000 | 3,236 |
| Net charge-offs | $-35,000 | 6,209 |
| Cash dividends | $105,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $353,000 | 3,197 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,361,000 | 4,415 |
| Total interest expense | $316,000 | 5,301 |
| Net interest income | $4,045,000 | 4,251 |
| Provision for loan and lease losses | $-6,000 | 6,251 |
| Total noninterest income | $1,386,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $836,000 | 1,595 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $550,000 | 3,236 |
| Total noninterest expense | $3,894,000 | 3,987 |
| Salaries and employee benefits | $2,222,000 | 3,842 |
| Premises and equipment expense | $278,000 | 5,004 |
| Additional noninterest expense | $1,394,000 | 3,828 |
| Pre-tax net operating income | $1,543,000 | 3,349 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $43,000 | 3,825 |
| Income before extraordinary items | $1,503,000 | 3,157 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,503,000 | 3,159 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,503,000 | 3,160 |
| Net charge-offs | $-1,000 | 5,856 |
| Cash dividends | $1,110,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,500,090 | 3,104 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,272,000 | 4,463 |
| Total interest expense | $240,000 | 5,380 |
| Net interest income | $3,032,000 | 4,281 |
| Provision for loan and lease losses | $39,000 | 4,178 |
| Total noninterest income | $1,041,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $631,000 | 1,587 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $410,000 | 3,311 |
| Total noninterest expense | $2,860,000 | 4,056 |
| Salaries and employee benefits | $1,633,000 | 3,889 |
| Premises and equipment expense | $193,000 | 5,164 |
| Additional noninterest expense | $1,034,000 | 3,862 |
| Pre-tax net operating income | $1,174,000 | 3,398 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $45,000 | 3,766 |
| Income before extraordinary items | $1,129,000 | 3,186 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,129,000 | 3,189 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,129,000 | 3,190 |
| Net charge-offs | $-7,000 | 6,043 |
| Cash dividends | $770,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,129,000 | 3,118 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,196,000 | 4,460 |
| Total interest expense | $159,000 | 5,448 |
| Net interest income | $2,037,000 | 4,264 |
| Provision for loan and lease losses | $39,000 | 3,834 |
| Total noninterest income | $692,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $419,000 | 1,563 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $273,000 | 3,345 |
| Total noninterest expense | $1,916,000 | 4,060 |
| Salaries and employee benefits | $1,094,000 | 3,900 |
| Premises and equipment expense | $122,000 | 5,275 |
| Additional noninterest expense | $700,000 | 3,836 |
| Pre-tax net operating income | $774,000 | 3,396 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $30,000 | 3,766 |
| Income before extraordinary items | $744,000 | 3,205 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $744,000 | 3,207 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $744,000 | 3,208 |
| Net charge-offs | $-22,000 | 6,352 |
| Cash dividends | $508,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $744,000 | 3,103 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 4,512 |
| Total interest expense | $81,000 | 5,506 |
| Net interest income | $1,008,000 | 4,299 |
| Provision for loan and lease losses | $19,000 | 3,641 |
| Total noninterest income | $335,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $207,000 | 1,580 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $128,000 | 3,397 |
| Total noninterest expense | $938,000 | 4,151 |
| Salaries and employee benefits | $545,000 | 3,951 |
| Premises and equipment expense | $61,000 | 5,302 |
| Additional noninterest expense | $332,000 | 3,978 |
| Pre-tax net operating income | $386,000 | 3,354 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $15,000 | 3,753 |
| Income before extraordinary items | $371,000 | 3,164 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $371,000 | 3,164 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $371,000 | 3,166 |
| Net charge-offs | $-23,000 | 6,491 |
| Cash dividends | $125,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $371,000 | 3,068 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,494,000 | 4,572 |
| Total interest expense | $393,000 | 5,575 |
| Net interest income | $4,101,000 | 4,345 |
| Provision for loan and lease losses | $69,000 | 4,995 |
| Total noninterest income | $1,458,000 | 2,655 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $935,000 | 1,503 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $523,000 | 3,287 |
| Total noninterest expense | $3,872,000 | 4,117 |
| Salaries and employee benefits | $2,236,000 | 3,856 |
| Premises and equipment expense | $243,000 | 5,405 |
| Additional noninterest expense | $1,393,000 | 3,971 |
| Pre-tax net operating income | $1,618,000 | 3,198 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $57,000 | 3,833 |
| Income before extraordinary items | $1,561,000 | 3,043 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,561,000 | 3,042 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,561,000 | 3,043 |
| Net charge-offs | $96,000 | 4,461 |
| Cash dividends | $2,405,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,561,000 | 2,926 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,362,000 | 4,657 |
| Total interest expense | $307,000 | 5,638 |
| Net interest income | $3,055,000 | 4,430 |
| Provision for loan and lease losses | $56,000 | 4,869 |
| Total noninterest income | $1,073,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $689,000 | 1,529 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $384,000 | 3,334 |
| Total noninterest expense | $2,884,000 | 4,162 |
| Salaries and employee benefits | $1,654,000 | 3,893 |
| Premises and equipment expense | $182,000 | 5,452 |
| Additional noninterest expense | $1,048,000 | 3,987 |
| Pre-tax net operating income | $1,188,000 | 3,339 |
| Securities gains (losses) | $2,000 | 3,410 |
| Applicable income taxes | $47,000 | 3,820 |
| Income before extraordinary items | $1,143,000 | 3,172 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,143,000 | 3,171 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,143,000 | 3,170 |
| Net charge-offs | $49,000 | 4,528 |
| Cash dividends | $770,000 | 1,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,141,080 | 3,026 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,232,000 | 4,712 |
| Total interest expense | $212,000 | 5,667 |
| Net interest income | $2,020,000 | 4,458 |
| Provision for loan and lease losses | $37,000 | 4,773 |
| Total noninterest income | $723,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $446,000 | 1,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $277,000 | 3,177 |
| Total noninterest expense | $1,911,000 | 4,188 |
| Salaries and employee benefits | $1,121,000 | 3,868 |
| Premises and equipment expense | $115,000 | 5,572 |
| Additional noninterest expense | $675,000 | 4,091 |
| Pre-tax net operating income | $795,000 | 3,288 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $32,000 | 3,794 |
| Income before extraordinary items | $764,000 | 3,146 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $764,000 | 3,145 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $764,000 | 3,146 |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $508,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $763,040 | 2,989 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 4,771 |
| Total interest expense | $114,000 | 5,633 |
| Net interest income | $997,000 | 4,536 |
| Provision for loan and lease losses | $17,000 | 4,567 |
| Total noninterest income | $352,000 | 2,678 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $218,000 | 1,583 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $134,000 | 3,238 |
| Total noninterest expense | $961,000 | 4,197 |
| Salaries and employee benefits | $564,000 | 3,879 |
| Premises and equipment expense | $56,000 | 5,641 |
| Additional noninterest expense | $341,000 | 4,046 |
| Pre-tax net operating income | $371,000 | 3,444 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $17,000 | 3,745 |
| Income before extraordinary items | $355,000 | 3,323 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $355,000 | 3,327 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $355,000 | 3,327 |
| Net charge-offs | $18,000 | 3,743 |
| Cash dividends | $90,000 | 2,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $354,050 | 3,159 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,803,000 | 4,671 |
| Total interest expense | $606,000 | 5,499 |
| Net interest income | $4,197,000 | 4,405 |
| Provision for loan and lease losses | $53,000 | 5,804 |
| Total noninterest income | $1,435,000 | 2,518 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $913,000 | 1,598 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $522,000 | 3,056 |
| Total noninterest expense | $3,810,000 | 4,256 |
| Salaries and employee benefits | $2,214,000 | 3,890 |
| Premises and equipment expense | $290,000 | 5,309 |
| Additional noninterest expense | $1,306,000 | 4,226 |
| Pre-tax net operating income | $1,769,000 | 2,741 |
| Securities gains (losses) | $37,000 | 2,774 |
| Applicable income taxes | $65,000 | 3,621 |
| Income before extraordinary items | $1,741,000 | 2,504 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,741,000 | 2,504 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,741,000 | 2,505 |
| Net charge-offs | $176,000 | 4,451 |
| Cash dividends | $1,011,000 | 1,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,705,480 | 2,460 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,629,000 | 4,705 |
| Total interest expense | $476,000 | 5,518 |
| Net interest income | $3,153,000 | 4,426 |
| Provision for loan and lease losses | $50,000 | 5,512 |
| Total noninterest income | $1,079,000 | 2,509 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $678,000 | 1,617 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $401,000 | 3,040 |
| Total noninterest expense | $2,895,000 | 4,214 |
| Salaries and employee benefits | $1,622,000 | 3,951 |
| Premises and equipment expense | $218,000 | 5,350 |
| Additional noninterest expense | $1,055,000 | 4,027 |
| Pre-tax net operating income | $1,287,000 | 2,870 |
| Securities gains (losses) | $20,000 | 2,810 |
| Applicable income taxes | $45,000 | 3,682 |
| Income before extraordinary items | $1,262,000 | 2,624 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,262,000 | 2,626 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,262,000 | 2,626 |
| Net charge-offs | $174,000 | 3,869 |
| Cash dividends | $749,000 | 1,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,242,600 | 2,563 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,450,000 | 4,709 |
| Total interest expense | $333,000 | 5,524 |
| Net interest income | $2,117,000 | 4,420 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $694,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $440,000 | 1,638 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $254,000 | 3,141 |
| Total noninterest expense | $1,949,000 | 4,234 |
| Salaries and employee benefits | $1,085,000 | 3,981 |
| Premises and equipment expense | $142,000 | 5,428 |
| Additional noninterest expense | $722,000 | 4,012 |
| Pre-tax net operating income | $832,000 | 2,866 |
| Securities gains (losses) | $18,000 | 2,133 |
| Applicable income taxes | $28,000 | 3,676 |
| Income before extraordinary items | $822,000 | 2,628 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $822,000 | 2,628 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $822,000 | 2,628 |
| Net charge-offs | $10,000 | 5,333 |
| Cash dividends | $523,000 | 1,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $804,540 | 2,579 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 4,727 |
| Total interest expense | $176,000 | 5,514 |
| Net interest income | $1,055,000 | 4,414 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $337,000 | 2,627 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $215,000 | 1,640 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $122,000 | 3,234 |
| Total noninterest expense | $982,000 | 4,225 |
| Salaries and employee benefits | $547,000 | 3,984 |
| Premises and equipment expense | $70,000 | 5,511 |
| Additional noninterest expense | $365,000 | 3,971 |
| Pre-tax net operating income | $380,000 | 3,075 |
| Securities gains (losses) | $11,000 | 1,280 |
| Applicable income taxes | $14,000 | 3,619 |
| Income before extraordinary items | $377,000 | 2,789 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $377,000 | 2,788 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $377,000 | 2,789 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $262,000 | 1,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $366,440 | 2,791 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,395,000 | 4,610 |
| Total interest expense | $978,000 | 5,275 |
| Net interest income | $4,417,000 | 4,297 |
| Provision for loan and lease losses | $355,000 | 4,617 |
| Total noninterest income | $1,366,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $936,000 | 1,588 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $430,000 | 3,399 |
| Total noninterest expense | $3,953,000 | 4,246 |
| Salaries and employee benefits | $2,243,000 | 3,905 |
| Premises and equipment expense | $340,000 | 5,130 |
| Additional noninterest expense | $1,370,000 | 4,247 |
| Pre-tax net operating income | $1,475,000 | 2,749 |
| Securities gains (losses) | $9,000 | 3,335 |
| Applicable income taxes | $58,000 | 3,557 |
| Income before extraordinary items | $1,426,000 | 2,597 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,426,000 | 2,593 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,426,000 | 2,599 |
| Net charge-offs | $187,000 | 4,830 |
| Cash dividends | $980,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,417,360 | 2,503 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,105,000 | 4,661 |
| Total interest expense | $765,000 | 5,340 |
| Net interest income | $3,340,000 | 4,331 |
| Provision for loan and lease losses | $288,000 | 4,380 |
| Total noninterest income | $1,025,000 | 2,686 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $697,000 | 1,660 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $328,000 | 3,409 |
| Total noninterest expense | $2,974,000 | 4,263 |
| Salaries and employee benefits | $1,660,000 | 3,980 |
| Premises and equipment expense | $253,000 | 5,213 |
| Additional noninterest expense | $1,061,000 | 4,145 |
| Pre-tax net operating income | $1,103,000 | 2,924 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $63,000 | 3,431 |
| Income before extraordinary items | $1,043,000 | 2,813 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,043,000 | 2,807 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,043,000 | 2,812 |
| Net charge-offs | $213,000 | 4,158 |
| Cash dividends | $754,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,040,180 | 2,685 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,765,000 | 4,672 |
| Total interest expense | $526,000 | 5,364 |
| Net interest income | $2,239,000 | 4,317 |
| Provision for loan and lease losses | $163,000 | 4,512 |
| Total noninterest income | $685,000 | 2,615 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $458,000 | 1,674 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $227,000 | 3,292 |
| Total noninterest expense | $2,015,000 | 4,205 |
| Salaries and employee benefits | $1,122,000 | 3,954 |
| Premises and equipment expense | $171,000 | 5,228 |
| Additional noninterest expense | $722,000 | 4,056 |
| Pre-tax net operating income | $746,000 | 2,915 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $42,000 | 3,401 |
| Income before extraordinary items | $706,000 | 2,750 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $706,000 | 2,745 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $706,000 | 2,749 |
| Net charge-offs | $48,000 | 4,928 |
| Cash dividends | $492,000 | 1,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $704,120 | 2,660 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 4,726 |
| Total interest expense | $277,000 | 5,376 |
| Net interest income | $1,106,000 | 4,375 |
| Provision for loan and lease losses | $35,000 | 5,220 |
| Total noninterest income | $339,000 | 2,635 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $227,000 | 1,684 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $112,000 | 3,298 |
| Total noninterest expense | $1,018,000 | 4,229 |
| Salaries and employee benefits | $557,000 | 4,031 |
| Premises and equipment expense | $89,000 | 5,215 |
| Additional noninterest expense | $372,000 | 3,982 |
| Pre-tax net operating income | $392,000 | 2,871 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $21,000 | 3,422 |
| Income before extraordinary items | $373,000 | 2,681 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $373,000 | 2,679 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $373,000 | 2,682 |
| Net charge-offs | $30,000 | 4,145 |
| Cash dividends | $105,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $371,100 | 2,588 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,903,000 | 4,671 |
| Total interest expense | $1,467,000 | 5,212 |
| Net interest income | $4,436,000 | 4,271 |
| Provision for loan and lease losses | $196,000 | 5,816 |
| Total noninterest income | $1,447,000 | 2,614 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,007,000 | 1,677 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $440,000 | 3,406 |
| Total noninterest expense | $3,980,000 | 4,357 |
| Salaries and employee benefits | $2,203,000 | 4,065 |
| Premises and equipment expense | $425,000 | 4,826 |
| Additional noninterest expense | $1,352,000 | 4,381 |
| Pre-tax net operating income | $1,707,000 | 2,171 |
| Securities gains (losses) | $54,000 | 2,574 |
| Applicable income taxes | $70,000 | 3,081 |
| Income before extraordinary items | $1,691,000 | 1,922 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,691,000 | 1,919 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,691,000 | 1,921 |
| Net charge-offs | $111,000 | 5,603 |
| Cash dividends | $1,258,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,639,160 | 1,931 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 4,698 |
| Total interest expense | $1,156,000 | 5,244 |
| Net interest income | $3,308,000 | 4,295 |
| Provision for loan and lease losses | $30,000 | 6,781 |
| Total noninterest income | $1,104,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $761,000 | 1,663 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $343,000 | 3,419 |
| Total noninterest expense | $2,950,000 | 4,399 |
| Salaries and employee benefits | $1,632,000 | 4,129 |
| Premises and equipment expense | $304,000 | 4,997 |
| Additional noninterest expense | $1,014,000 | 4,342 |
| Pre-tax net operating income | $1,432,000 | 2,123 |
| Securities gains (losses) | $27,000 | 2,619 |
| Applicable income taxes | $86,000 | 2,989 |
| Income before extraordinary items | $1,373,000 | 1,939 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,373,000 | 1,938 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,373,000 | 1,939 |
| Net charge-offs | $61,000 | 5,524 |
| Cash dividends | $797,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,347,620 | 1,932 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,979,000 | 4,728 |
| Total interest expense | $797,000 | 5,288 |
| Net interest income | $2,182,000 | 4,329 |
| Provision for loan and lease losses | $15,000 | 6,783 |
| Total noninterest income | $740,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $506,000 | 1,641 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $234,000 | 3,404 |
| Total noninterest expense | $1,962,000 | 4,434 |
| Salaries and employee benefits | $1,092,000 | 4,165 |
| Premises and equipment expense | $196,000 | 5,130 |
| Additional noninterest expense | $674,000 | 4,369 |
| Pre-tax net operating income | $945,000 | 2,218 |
| Securities gains (losses) | $27,000 | 2,212 |
| Applicable income taxes | $57,000 | 3,064 |
| Income before extraordinary items | $915,000 | 2,000 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $915,000 | 1,998 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $915,000 | 1,999 |
| Net charge-offs | $-20,000 | 8,002 |
| Cash dividends | $566,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $889,620 | 1,983 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,486,000 | 4,787 |
| Total interest expense | $414,000 | 5,307 |
| Net interest income | $1,072,000 | 4,366 |
| Provision for loan and lease losses | $8,000 | 6,409 |
| Total noninterest income | $361,000 | 2,678 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $242,000 | 1,666 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $119,000 | 3,373 |
| Total noninterest expense | $970,000 | 4,397 |
| Salaries and employee benefits | $547,000 | 4,175 |
| Premises and equipment expense | $97,000 | 5,192 |
| Additional noninterest expense | $326,000 | 4,152 |
| Pre-tax net operating income | $455,000 | 2,548 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $28,000 | 3,336 |
| Income before extraordinary items | $431,000 | 2,409 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $431,000 | 2,409 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $431,000 | 2,411 |
| Net charge-offs | $-22,000 | 8,016 |
| Cash dividends | $105,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $427,240 | 2,289 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,788,000 | 4,574 |
| Total interest expense | $2,170,000 | 5,107 |
| Net interest income | $4,618,000 | 4,163 |
| Provision for loan and lease losses | $363,000 | 4,295 |
| Total noninterest income | $1,529,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,099,000 | 1,619 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $430,000 | 3,458 |
| Total noninterest expense | $3,833,000 | 4,375 |
| Salaries and employee benefits | $2,177,000 | 4,178 |
| Premises and equipment expense | $414,000 | 4,992 |
| Additional noninterest expense | $1,242,000 | 4,177 |
| Pre-tax net operating income | $1,951,000 | 2,499 |
| Securities gains (losses) | $41,000 | 1,735 |
| Applicable income taxes | $112,000 | 3,302 |
| Income before extraordinary items | $1,880,000 | 2,117 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,880,000 | 2,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 5,088 |
| Cash dividends | $1,594,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,841,460 | 2,267 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,195,000 | 4,595 |
| Total interest expense | $1,697,000 | 5,136 |
| Net interest income | $3,498,000 | 4,161 |
| Provision for loan and lease losses | $263,000 | 3,771 |
| Total noninterest income | $1,166,000 | 2,628 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $819,000 | 1,638 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $347,000 | 3,430 |
| Total noninterest expense | $2,836,000 | 4,400 |
| Salaries and employee benefits | $1,607,000 | 4,247 |
| Premises and equipment expense | $308,000 | 5,029 |
| Additional noninterest expense | $921,000 | 4,140 |
| Pre-tax net operating income | $1,565,000 | 2,755 |
| Securities gains (losses) | $27,000 | 1,827 |
| Applicable income taxes | $90,000 | 3,674 |
| Income before extraordinary items | $1,502,000 | 2,327 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,502,000 | 2,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,971 |
| Cash dividends | $1,253,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,476,620 | 2,466 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 4,597 |
| Total interest expense | $1,185,000 | 5,164 |
| Net interest income | $2,351,000 | 4,134 |
| Provision for loan and lease losses | $95,000 | 4,331 |
| Total noninterest income | $766,000 | 2,679 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $534,000 | 1,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $232,000 | 3,481 |
| Total noninterest expense | $1,898,000 | 4,407 |
| Salaries and employee benefits | $1,071,000 | 4,291 |
| Premises and equipment expense | $204,000 | 5,087 |
| Additional noninterest expense | $623,000 | 4,065 |
| Pre-tax net operating income | $1,124,000 | 2,711 |
| Securities gains (losses) | $27,000 | 1,861 |
| Applicable income taxes | $59,000 | 3,925 |
| Income before extraordinary items | $1,092,000 | 2,391 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,092,000 | 2,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,038 |
| Cash dividends | $836,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,066,350 | 2,391 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 4,560 |
| Total interest expense | $624,000 | 5,175 |
| Net interest income | $1,220,000 | 4,064 |
| Provision for loan and lease losses | $57,000 | 3,660 |
| Total noninterest income | $368,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $262,000 | 1,655 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $106,000 | 3,660 |
| Total noninterest expense | $956,000 | 4,379 |
| Salaries and employee benefits | $539,000 | 4,284 |
| Premises and equipment expense | $100,000 | 5,157 |
| Additional noninterest expense | $317,000 | 3,957 |
| Pre-tax net operating income | $575,000 | 2,800 |
| Securities gains (losses) | $26,000 | 1,452 |
| Applicable income taxes | $29,000 | 4,079 |
| Income before extraordinary items | $572,000 | 2,407 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $572,000 | 2,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $420,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $547,300 | 2,425 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,463,000 | 4,566 |
| Total interest expense | $2,427,000 | 5,343 |
| Net interest income | $5,036,000 | 3,978 |
| Provision for loan and lease losses | $362,000 | 2,856 |
| Total noninterest income | $1,541,000 | 2,662 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,037,000 | 1,713 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $504,000 | 3,302 |
| Total noninterest expense | $3,684,000 | 4,365 |
| Salaries and employee benefits | $2,136,000 | 4,171 |
| Premises and equipment expense | $409,000 | 4,960 |
| Additional noninterest expense | $1,139,000 | 4,220 |
| Pre-tax net operating income | $2,531,000 | 2,797 |
| Securities gains (losses) | $38,000 | 889 |
| Applicable income taxes | $142,000 | 4,181 |
| Income before extraordinary items | $2,427,000 | 2,445 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,427,000 | 2,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 3,137 |
| Cash dividends | $3,552,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,391,280 | 2,462 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,520,000 | 4,614 |
| Total interest expense | $1,780,000 | 5,416 |
| Net interest income | $3,740,000 | 4,018 |
| Provision for loan and lease losses | $207,000 | 2,951 |
| Total noninterest income | $1,145,000 | 2,676 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $748,000 | 1,747 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $397,000 | 3,220 |
| Total noninterest expense | $2,707,000 | 4,410 |
| Salaries and employee benefits | $1,539,000 | 4,297 |
| Premises and equipment expense | $310,000 | 4,913 |
| Additional noninterest expense | $858,000 | 4,163 |
| Pre-tax net operating income | $1,971,000 | 2,871 |
| Securities gains (losses) | $18,000 | 854 |
| Applicable income taxes | $79,000 | 4,632 |
| Income before extraordinary items | $1,910,000 | 2,472 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,910,000 | 2,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,232 |
| Cash dividends | $2,860,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,892,720 | 2,464 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 4,701 |
| Total interest expense | $1,119,000 | 5,578 |
| Net interest income | $2,456,000 | 4,087 |
| Provision for loan and lease losses | $144,000 | 2,724 |
| Total noninterest income | $751,000 | 2,699 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $480,000 | 1,813 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $271,000 | 3,183 |
| Total noninterest expense | $1,767,000 | 4,494 |
| Salaries and employee benefits | $1,022,000 | 4,350 |
| Premises and equipment expense | $206,000 | 4,941 |
| Additional noninterest expense | $539,000 | 4,335 |
| Pre-tax net operating income | $1,296,000 | 2,953 |
| Securities gains (losses) | $18,000 | 734 |
| Applicable income taxes | $53,000 | 4,712 |
| Income before extraordinary items | $1,261,000 | 2,537 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,261,000 | 2,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,125 |
| Cash dividends | $1,385,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,243,720 | 2,546 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 4,823 |
| Total interest expense | $526,000 | 5,736 |
| Net interest income | $1,186,000 | 4,201 |
| Provision for loan and lease losses | $62,000 | 2,721 |
| Total noninterest income | $357,000 | 2,774 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $225,000 | 1,865 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $132,000 | 3,238 |
| Total noninterest expense | $885,000 | 4,485 |
| Salaries and employee benefits | $510,000 | 4,376 |
| Premises and equipment expense | $132,000 | 4,228 |
| Additional noninterest expense | $243,000 | 4,627 |
| Pre-tax net operating income | $596,000 | 3,134 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $28,000 | 4,668 |
| Income before extraordinary items | $568,000 | 2,755 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $568,000 | 2,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,733 |
| Cash dividends | $340,000 | 1,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $568,000 | 2,742 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,282,000 | 4,860 |
| Total interest expense | $1,824,000 | 5,654 |
| Net interest income | $4,458,000 | 4,370 |
| Provision for loan and lease losses | $35,000 | 5,927 |
| Total noninterest income | $1,275,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $791,000 | 2,128 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $484,000 | 3,393 |
| Total noninterest expense | $3,536,000 | 4,383 |
| Salaries and employee benefits | $2,130,000 | 4,081 |
| Premises and equipment expense | $582,000 | 3,858 |
| Additional noninterest expense | $824,000 | 5,144 |
| Pre-tax net operating income | $2,162,000 | 3,473 |
| Securities gains (losses) | $4,000 | 1,309 |
| Applicable income taxes | $101,000 | 4,954 |
| Income before extraordinary items | $2,065,000 | 3,032 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,065,000 | 3,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,284 |
| Cash dividends | $1,520,000 | 1,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,061,200 | 3,027 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,661,000 | 4,878 |
| Total interest expense | $1,340,000 | 5,631 |
| Net interest income | $3,321,000 | 4,424 |
| Provision for loan and lease losses | $35,000 | 5,538 |
| Total noninterest income | $978,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $597,000 | 2,131 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $381,000 | 3,291 |
| Total noninterest expense | $2,628,000 | 4,378 |
| Salaries and employee benefits | $1,573,000 | 4,105 |
| Premises and equipment expense | $426,000 | 3,932 |
| Additional noninterest expense | $629,000 | 5,058 |
| Pre-tax net operating income | $1,636,000 | 3,586 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $77,000 | 5,153 |
| Income before extraordinary items | $1,563,000 | 3,113 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,563,000 | 3,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,259 |
| Cash dividends | $1,102,000 | 1,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,559,200 | 3,115 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,035,000 | 4,916 |
| Total interest expense | $859,000 | 5,625 |
| Net interest income | $2,176,000 | 4,480 |
| Provision for loan and lease losses | $28,000 | 5,259 |
| Total noninterest income | $658,000 | 2,947 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $402,000 | 2,095 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $256,000 | 3,285 |
| Total noninterest expense | $1,749,000 | 4,402 |
| Salaries and employee benefits | $1,052,000 | 4,116 |
| Premises and equipment expense | $277,000 | 4,017 |
| Additional noninterest expense | $420,000 | 5,041 |
| Pre-tax net operating income | $1,057,000 | 3,670 |
| Securities gains (losses) | $4,000 | 883 |
| Applicable income taxes | $51,000 | 5,214 |
| Income before extraordinary items | $1,010,000 | 3,183 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,010,000 | 3,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,323 |
| Cash dividends | $762,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,006,200 | 3,185 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 4,946 |
| Total interest expense | $399,000 | 5,703 |
| Net interest income | $1,075,000 | 4,490 |
| Provision for loan and lease losses | $14,000 | 5,063 |
| Total noninterest income | $331,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $197,000 | 2,069 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $134,000 | 3,182 |
| Total noninterest expense | $870,000 | 4,422 |
| Salaries and employee benefits | $526,000 | 4,145 |
| Premises and equipment expense | $139,000 | 4,008 |
| Additional noninterest expense | $205,000 | 5,106 |
| Pre-tax net operating income | $522,000 | 3,633 |
| Securities gains (losses) | $4,000 | 719 |
| Applicable income taxes | $26,000 | 5,161 |
| Income before extraordinary items | $500,000 | 3,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $500,000 | 3,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $187,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $496,200 | 3,157 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,622,000 | 4,787 |
| Total interest expense | $1,296,000 | 5,626 |
| Net interest income | $4,326,000 | 4,389 |
| Provision for loan and lease losses | $-10,000 | 8,495 |
| Total noninterest income | $1,257,000 | 3,037 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $857,000 | 1,993 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $400,000 | 3,781 |
| Total noninterest expense | $3,500,000 | 4,294 |
| Salaries and employee benefits | $2,090,000 | 4,000 |
| Premises and equipment expense | $609,000 | 3,613 |
| Additional noninterest expense | $801,000 | 5,167 |
| Pre-tax net operating income | $2,093,000 | 3,581 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $79,000 | 5,551 |
| Income before extraordinary items | $2,019,000 | 3,076 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,019,000 | 3,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,889 |
| Cash dividends | $1,185,000 | 2,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,014,200 | 3,044 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,172,000 | 4,786 |
| Total interest expense | $935,000 | 5,625 |
| Net interest income | $3,237,000 | 4,407 |
| Provision for loan and lease losses | $-10,000 | 8,595 |
| Total noninterest income | $936,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $629,000 | 2,031 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $307,000 | 3,755 |
| Total noninterest expense | $2,617,000 | 4,268 |
| Salaries and employee benefits | $1,544,000 | 4,000 |
| Premises and equipment expense | $466,000 | 3,538 |
| Additional noninterest expense | $607,000 | 5,084 |
| Pre-tax net operating income | $1,566,000 | 3,630 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $58,000 | 5,689 |
| Income before extraordinary items | $1,513,000 | 3,106 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,513,000 | 3,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,563 |
| Cash dividends | $950,000 | 1,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,508,200 | 3,077 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 4,766 |
| Total interest expense | $594,000 | 5,590 |
| Net interest income | $2,169,000 | 4,358 |
| Provision for loan and lease losses | $-10,000 | 8,628 |
| Total noninterest income | $617,000 | 3,028 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $396,000 | 2,087 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $221,000 | 3,595 |
| Total noninterest expense | $1,741,000 | 4,252 |
| Salaries and employee benefits | $1,031,000 | 3,980 |
| Premises and equipment expense | $304,000 | 3,587 |
| Additional noninterest expense | $406,000 | 5,039 |
| Pre-tax net operating income | $1,055,000 | 3,577 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $37,000 | 5,738 |
| Income before extraordinary items | $1,018,000 | 3,045 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,018,000 | 3,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,464 |
| Cash dividends | $680,000 | 1,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,018,000 | 3,001 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,356,000 | 4,798 |
| Total interest expense | $282,000 | 5,648 |
| Net interest income | $1,074,000 | 4,394 |
| Provision for loan and lease losses | $-10,000 | 8,723 |
| Total noninterest income | $303,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $183,000 | 2,172 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $120,000 | 3,395 |
| Total noninterest expense | $867,000 | 4,283 |
| Salaries and employee benefits | $515,000 | 4,003 |
| Premises and equipment expense | $153,000 | 3,594 |
| Additional noninterest expense | $199,000 | 5,090 |
| Pre-tax net operating income | $520,000 | 3,572 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $16,000 | 5,817 |
| Income before extraordinary items | $504,000 | 3,029 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $504,000 | 3,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $105,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $504,000 | 2,988 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,294,000 | 4,659 |
| Total interest expense | $995,000 | 5,667 |
| Net interest income | $4,299,000 | 4,263 |
| Provision for loan and lease losses | $-45,000 | 8,736 |
| Total noninterest income | $1,154,000 | 3,208 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $765,000 | 2,222 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $389,000 | 3,771 |
| Total noninterest expense | $3,438,000 | 4,240 |
| Salaries and employee benefits | $2,055,000 | 3,906 |
| Premises and equipment expense | $571,000 | 3,684 |
| Additional noninterest expense | $812,000 | 5,046 |
| Pre-tax net operating income | $2,060,000 | 3,433 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $78,000 | 5,743 |
| Income before extraordinary items | $1,985,000 | 2,938 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,985,000 | 2,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $1,438,000 | 1,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,982,120 | 2,882 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,962,000 | 4,642 |
| Total interest expense | $735,000 | 5,689 |
| Net interest income | $3,227,000 | 4,255 |
| Provision for loan and lease losses | $-20,000 | 8,796 |
| Total noninterest income | $877,000 | 3,201 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $577,000 | 2,232 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $300,000 | 3,725 |
| Total noninterest expense | $2,573,000 | 4,217 |
| Salaries and employee benefits | $1,519,000 | 3,913 |
| Premises and equipment expense | $440,000 | 3,605 |
| Additional noninterest expense | $614,000 | 4,981 |
| Pre-tax net operating income | $1,551,000 | 3,493 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $72,000 | 5,681 |
| Income before extraordinary items | $1,484,000 | 2,979 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,484,000 | 2,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,006 |
| Cash dividends | $1,019,000 | 1,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,479,250 | 2,908 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,641,000 | 4,650 |
| Total interest expense | $489,000 | 5,711 |
| Net interest income | $2,152,000 | 4,258 |
| Provision for loan and lease losses | $-20,000 | 8,885 |
| Total noninterest income | $587,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $377,000 | 2,255 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $210,000 | 3,644 |
| Total noninterest expense | $1,681,000 | 4,301 |
| Salaries and employee benefits | $1,016,000 | 3,928 |
| Premises and equipment expense | $242,000 | 4,170 |
| Additional noninterest expense | $423,000 | 4,868 |
| Pre-tax net operating income | $1,078,000 | 3,359 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $48,000 | 5,678 |
| Income before extraordinary items | $1,035,000 | 2,845 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,035,000 | 2,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $680,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,030,200 | 2,784 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 4,685 |
| Total interest expense | $250,000 | 5,710 |
| Net interest income | $1,064,000 | 4,299 |
| Provision for loan and lease losses | $-10,000 | 8,925 |
| Total noninterest income | $298,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $186,000 | 2,230 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $112,000 | 3,473 |
| Total noninterest expense | $825,000 | 4,386 |
| Salaries and employee benefits | $508,000 | 3,954 |
| Premises and equipment expense | $118,000 | 4,296 |
| Additional noninterest expense | $199,000 | 5,092 |
| Pre-tax net operating income | $547,000 | 3,299 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $24,000 | 5,624 |
| Income before extraordinary items | $523,000 | 2,832 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $523,000 | 2,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $105,000 | 2,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $523,000 | 2,734 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,766,000 | 4,414 |
| Total interest expense | $1,335,000 | 5,247 |
| Net interest income | $4,431,000 | 4,039 |
| Provision for loan and lease losses | $205,000 | 3,973 |
| Total noninterest income | $1,151,000 | 3,394 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $743,000 | 2,249 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $408,000 | 3,941 |
| Total noninterest expense | $3,383,000 | 4,238 |
| Salaries and employee benefits | $2,027,000 | 3,880 |
| Premises and equipment expense | $578,000 | 3,636 |
| Additional noninterest expense | $778,000 | 5,142 |
| Pre-tax net operating income | $1,994,000 | 3,407 |
| Securities gains (losses) | $8,000 | 3,717 |
| Applicable income taxes | $90,000 | 5,823 |
| Income before extraordinary items | $1,912,000 | 2,963 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,912,000 | 2,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,047 |
| Cash dividends | $1,673,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,904,320 | 2,850 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,396,000 | 4,419 |
| Total interest expense | $1,063,000 | 5,200 |
| Net interest income | $3,333,000 | 4,051 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $864,000 | 3,460 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $550,000 | 2,280 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $314,000 | 3,962 |
| Total noninterest expense | $2,513,000 | 4,253 |
| Salaries and employee benefits | $1,496,000 | 3,925 |
| Premises and equipment expense | $422,000 | 3,694 |
| Additional noninterest expense | $595,000 | 5,032 |
| Pre-tax net operating income | $1,459,000 | 3,573 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $81,000 | 5,792 |
| Income before extraordinary items | $1,384,000 | 3,148 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,384,000 | 3,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,943 |
| Cash dividends | $1,216,000 | 1,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,378,360 | 3,007 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,011,000 | 4,378 |
| Total interest expense | $745,000 | 5,152 |
| Net interest income | $2,266,000 | 3,997 |
| Provision for loan and lease losses | $225,000 | 2,308 |
| Total noninterest income | $551,000 | 3,542 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $359,000 | 2,292 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $192,000 | 4,111 |
| Total noninterest expense | $1,672,000 | 4,258 |
| Salaries and employee benefits | $1,003,000 | 3,901 |
| Premises and equipment expense | $276,000 | 3,733 |
| Additional noninterest expense | $393,000 | 5,068 |
| Pre-tax net operating income | $920,000 | 3,702 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $54,000 | 5,837 |
| Income before extraordinary items | $866,000 | 3,304 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $866,000 | 3,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,597 |
| Cash dividends | $876,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $866,000 | 3,133 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 4,396 |
| Total interest expense | $391,000 | 5,105 |
| Net interest income | $1,123,000 | 4,032 |
| Provision for loan and lease losses | $225,000 | 1,208 |
| Total noninterest income | $294,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $187,000 | 2,139 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $107,000 | 3,805 |
| Total noninterest expense | $752,000 | 4,565 |
| Salaries and employee benefits | $500,000 | 3,904 |
| Premises and equipment expense | $135,000 | 3,814 |
| Additional noninterest expense | $117,000 | 6,723 |
| Pre-tax net operating income | $440,000 | 3,811 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $128,000 | 3,508 |
| Income before extraordinary items | $312,000 | 4,123 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $312,000 | 4,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,284 |
| Cash dividends | $301,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $312,000 | 3,933 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,774,000 | 4,161 |
| Total interest expense | $2,026,000 | 4,753 |
| Net interest income | $4,748,000 | 3,823 |
| Provision for loan and lease losses | $160,000 | 4,794 |
| Total noninterest income | $1,094,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $771,000 | 2,069 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $323,000 | 4,093 |
| Total noninterest expense | $3,381,000 | 4,078 |
| Salaries and employee benefits | $2,033,000 | 3,679 |
| Premises and equipment expense | $506,000 | 3,907 |
| Additional noninterest expense | $842,000 | 4,761 |
| Pre-tax net operating income | $2,301,000 | 3,079 |
| Securities gains (losses) | $19,000 | 3,191 |
| Applicable income taxes | $111,000 | 5,860 |
| Income before extraordinary items | $2,209,000 | 2,594 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,209,000 | 2,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,032 |
| Cash dividends | $1,634,000 | 1,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,190,950 | 2,528 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,769,000 | 4,121 |
| Total interest expense | $3,372,000 | 4,327 |
| Net interest income | $4,397,000 | 3,831 |
| Provision for loan and lease losses | $10,000 | 7,930 |
| Total noninterest income | $1,033,000 | 3,266 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $749,000 | 2,021 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $284,000 | 4,234 |
| Total noninterest expense | $3,223,000 | 4,105 |
| Salaries and employee benefits | $1,914,000 | 3,722 |
| Premises and equipment expense | $449,000 | 4,247 |
| Additional noninterest expense | $860,000 | 4,550 |
| Pre-tax net operating income | $2,197,000 | 2,963 |
| Securities gains (losses) | $31,000 | 2,791 |
| Applicable income taxes | $85,000 | 6,194 |
| Income before extraordinary items | $2,143,000 | 2,387 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,143,000 | 2,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,802 |
| Cash dividends | $1,428,000 | 1,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,113,240 | 2,326 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,879,000 | 4,182 |
| Total interest expense | $3,531,000 | 4,354 |
| Net interest income | $4,348,000 | 3,911 |
| Provision for loan and lease losses | $70,000 | 5,970 |
| Total noninterest income | $884,000 | 3,431 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $654,000 | 2,112 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $230,000 | 4,468 |
| Total noninterest expense | $2,949,000 | 4,293 |
| Salaries and employee benefits | $1,789,000 | 3,800 |
| Premises and equipment expense | $336,000 | 5,081 |
| Additional noninterest expense | $824,000 | 4,638 |
| Pre-tax net operating income | $2,213,000 | 3,063 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $80,000 | 6,791 |
| Income before extraordinary items | $2,133,000 | 2,401 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,133,000 | 2,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,170 |
| Cash dividends | $1,921,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,133,000 | 2,404 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,655,000 | 4,091 |
| Total interest expense | $3,260,000 | 4,306 |
| Net interest income | $4,395,000 | 3,862 |
| Provision for loan and lease losses | $75,000 | 5,766 |
| Total noninterest income | $901,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $635,000 | 2,097 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $266,000 | 4,303 |
| Total noninterest expense | $2,836,000 | 4,419 |
| Salaries and employee benefits | $1,722,000 | 3,879 |
| Premises and equipment expense | $315,000 | 5,322 |
| Additional noninterest expense | $799,000 | 4,788 |
| Pre-tax net operating income | $2,385,000 | 2,903 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $95,000 | 6,999 |
| Income before extraordinary items | $2,294,000 | 2,280 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,294,000 | 2,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,975 |
| Cash dividends | $1,145,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,290,160 | 2,258 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,754,000 | 4,052 |
| Total interest expense | $3,459,000 | 4,180 |
| Net interest income | $4,295,000 | 3,883 |
| Provision for loan and lease losses | $310,000 | 2,519 |
| Total noninterest income | $943,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $648,000 | 1,979 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $295,000 | 4,071 |
| Total noninterest expense | $2,839,000 | 4,326 |
| Salaries and employee benefits | $1,687,000 | 3,863 |
| Premises and equipment expense | $291,000 | 5,481 |
| Additional noninterest expense | $861,000 | 4,440 |
| Pre-tax net operating income | $2,089,000 | 3,231 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $84,000 | 7,768 |
| Income before extraordinary items | $2,010,000 | 2,538 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,010,000 | 2,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 1,465 |
| Cash dividends | $1,544,000 | 1,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,005,200 | 2,465 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,728,000 | 4,095 |
| Total interest expense | $3,347,000 | 4,286 |
| Net interest income | $4,381,000 | 3,899 |
| Provision for loan and lease losses | $422,000 | 2,011 |
| Total noninterest income | $894,000 | 3,314 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $627,000 | 2,096 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $267,000 | 4,199 |
| Total noninterest expense | $2,731,000 | 4,438 |
| Salaries and employee benefits | $1,590,000 | 4,033 |
| Premises and equipment expense | $323,000 | 5,191 |
| Additional noninterest expense | $818,000 | 4,644 |
| Pre-tax net operating income | $2,122,000 | 3,349 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $93,000 | 8,518 |
| Income before extraordinary items | $2,033,000 | 2,550 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,033,000 | 2,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 1,865 |
| Cash dividends | $1,321,000 | 1,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,029,160 | 2,500 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,652,000 | 4,201 |
| Total interest expense | $3,534,000 | 4,157 |
| Net interest income | $4,118,000 | 4,216 |
| Provision for loan and lease losses | $372,000 | 2,199 |
| Total noninterest income | $869,000 | 3,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $611,000 | 2,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 4,454 |
| Total noninterest expense | $2,415,000 | 5,156 |
| Salaries and employee benefits | $1,470,000 | 4,395 |
| Premises and equipment expense | $258,000 | 6,136 |
| Additional noninterest expense | $687,000 | 5,812 |
| Pre-tax net operating income | $2,200,000 | 3,161 |
| Securities gains (losses) | $-86,000 | 11,166 |
| Applicable income taxes | $568,000 | 3,748 |
| Income before extraordinary items | $1,546,000 | 3,107 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,546,000 | 3,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 2,130 |
| Cash dividends | $497,000 | 3,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,608,780 | 2,954 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,270,000 | 4,412 |
| Total interest expense | $3,168,000 | 4,525 |
| Net interest income | $4,102,000 | 4,222 |
| Provision for loan and lease losses | $471,000 | 1,659 |
| Total noninterest income | $807,000 | 3,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $588,000 | 2,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 4,857 |
| Total noninterest expense | $2,384,000 | 5,202 |
| Salaries and employee benefits | $1,364,000 | 4,669 |
| Premises and equipment expense | $228,000 | 6,692 |
| Additional noninterest expense | $792,000 | 5,289 |
| Pre-tax net operating income | $2,054,000 | 3,405 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $469,000 | 4,396 |
| Income before extraordinary items | $1,593,000 | 3,072 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,593,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $450,000 | 1,474 |
| Cash dividends | $460,000 | 3,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,586,840 | 3,058 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,561,000 | 4,486 |
| Total interest expense | $2,579,000 | 4,521 |
| Net interest income | $3,982,000 | 4,399 |
| Provision for loan and lease losses | $321,000 | 2,151 |
| Total noninterest income | $817,000 | 3,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $605,000 | 2,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 5,083 |
| Total noninterest expense | $2,409,000 | 5,324 |
| Salaries and employee benefits | $1,361,000 | 4,688 |
| Premises and equipment expense | $218,000 | 7,087 |
| Additional noninterest expense | $830,000 | 5,532 |
| Pre-tax net operating income | $2,069,000 | 3,327 |
| Securities gains (losses) | $26,000 | 1,570 |
| Applicable income taxes | $492,000 | 4,109 |
| Income before extraordinary items | $1,603,000 | 3,006 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,603,000 | 3,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 1,825 |
| Cash dividends | $398,000 | 3,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,582,980 | 3,049 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,515,000 | 4,606 |
| Total interest expense | $2,708,000 | 4,504 |
| Net interest income | $3,807,000 | 4,603 |
| Provision for loan and lease losses | $224,000 | 3,670 |
| Total noninterest income | $854,000 | 3,793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $631,000 | 2,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 5,343 |
| Total noninterest expense | $2,316,000 | 5,630 |
| Salaries and employee benefits | $1,222,000 | 5,152 |
| Premises and equipment expense | $228,000 | 7,133 |
| Additional noninterest expense | $866,000 | 5,546 |
| Pre-tax net operating income | $2,121,000 | 3,132 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $513,000 | 4,094 |
| Income before extraordinary items | $1,609,000 | 3,031 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,609,000 | 3,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 3,502 |
| Cash dividends | $357,000 | 3,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,608,240 | 2,874 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,917,000 | 4,879 |
| Total interest expense | $2,997,000 | 5,171 |
| Net interest income | $3,920,000 | 4,531 |
| Provision for loan and lease losses | $402,000 | 3,445 |
| Total noninterest income | $800,000 | 3,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $626,000 | 2,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 6,145 |
| Total noninterest expense | $2,217,000 | 5,878 |
| Salaries and employee benefits | $1,186,000 | 5,224 |
| Premises and equipment expense | $273,000 | 6,391 |
| Additional noninterest expense | $758,000 | 6,364 |
| Pre-tax net operating income | $2,101,000 | 2,961 |
| Securities gains (losses) | $36,000 | 4,684 |
| Applicable income taxes | $549,000 | 3,689 |
| Income before extraordinary items | $1,588,000 | 2,897 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,588,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 3,389 |
| Cash dividends | $208,000 | 4,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,561,360 | 2,730 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.