Home > Peoples Southern Bank > Net charge- offs to loans
Peoples Southern Bank, Net charge- offs to loans
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1161% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 4,576 |
| Percentage Net Loans Charged-off:Construction & development | -0.0844% | 4,637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 4,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 4,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9562% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9562% | 721 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0236% | 2,396 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 4,480 |
| Percentage Net Loans Charged-off:Construction & development | -0.0638% | 4,655 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 4,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 4,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2065% | 2,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2065% | 1,995 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0337% | 1,835 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 4,700 |
| Percentage Net Loans Charged-off:Construction & development | -0.0683% | 4,758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0213% | 4,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0226% | 4,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2362% | 1,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2362% | 1,721 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0413% | 2,958 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0265% | 4,937 |
| Percentage Net Loans Charged-off:Construction & development | -0.2171% | 4,914 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0563% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0331% | 5,009 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1053% | 4,053 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0291% | 4,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0212% | 4,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2786% | 2,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2786% | 2,259 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0826% | 5,323 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1747% | 5,504 |
| Percentage Net Loans Charged-off:Construction & development | -0.2849% | 5,011 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3049% | 5,539 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1429% | 4,117 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3137% | 5,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0286% | 4,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1562% | 2,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1562% | 2,543 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0914% | 5,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2197% | 5,583 |
| Percentage Net Loans Charged-off:Construction & development | -0.3224% | 5,043 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3921% | 5,608 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2178% | 4,160 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4016% | 5,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0430% | 4,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3817% | 1,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3817% | 1,657 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0884% | 5,409 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0588% | 5,346 |
| Percentage Net Loans Charged-off:Construction & development | -0.3589% | 5,148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5289% | 5,440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5289% | 5,400 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0495% | 3,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1152% | 5,555 |
| Percentage Net Loans Charged-off:Construction & development | -0.7061% | 5,275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0641% | 1,710 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6010% | 4,357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1051% | 1,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4405% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6108% | 1,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6108% | 1,429 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7025% | 574 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0852% | 5,517 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1306% | 5,625 |
| Percentage Net Loans Charged-off:Construction & development | -0.8660% | 5,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1097% | 1,151 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6491% | 4,390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1583% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1597% | 5,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1596% | 5,298 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7029% | 488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3829% | 5,917 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5121% | 5,922 |
| Percentage Net Loans Charged-off:Construction & development | -2.9066% | 5,496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1907% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5921% | 4,421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2410% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2429% | 5,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2429% | 5,387 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7199% | 446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7364% | 6,025 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9563% | 6,014 |
| Percentage Net Loans Charged-off:Construction & development | -5.6015% | 5,529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4292% | 327 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4075% | 4,424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4813% | 295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2431% | 5,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2431% | 5,299 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4205% | 450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1008% | 2,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 2,849 |
| Percentage Net Loans Charged-off:Construction & development | -0.2634% | 5,249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1247% | 1,548 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5695% | 4,543 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1711% | 1,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3560% | 1,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2663% | 2,396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2663% | 2,250 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4024% | 656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 4,096 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0423% | 5,508 |
| Percentage Net Loans Charged-off:Construction & development | -0.2279% | 5,280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0318% | 5,534 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4960% | 4,563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4393% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2106% | 5,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2106% | 5,544 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2899% | 677 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1412% | 5,916 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0370% | 5,494 |
| Percentage Net Loans Charged-off:Construction & development | -0.2186% | 5,319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0239% | 5,508 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5493% | 4,598 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0128% | 2,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2489% | 5,947 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1902% | 5,530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1902% | 5,482 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1509% | 745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0920% | 5,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0533% | 5,700 |
| Percentage Net Loans Charged-off:Construction & development | -0.2795% | 5,459 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0476% | 5,724 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3714% | 4,597 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0254% | 5,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3185% | 5,709 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4488% | 5,823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4488% | 5,778 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2583% | 513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0945% | 3,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0586% | 2,878 |
| Percentage Net Loans Charged-off:Construction & development | -0.0722% | 5,219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1420% | 1,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0306% | 3,168 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4422% | 4,734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0658% | 2,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0711% | 5,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3250% | 2,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3250% | 2,189 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2274% | 842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 3,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0956% | 2,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1855% | 1,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0576% | 2,572 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4615% | 4,774 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0976% | 2,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0455% | 2,121 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1623% | 5,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1625% | 5,704 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1439% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0081% | 4,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0532% | 2,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1254% | 1,848 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3424% | 4,784 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1624% | 1,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1959% | 5,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2848% | 5,936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2848% | 5,887 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2123% | 700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2837% | 6,472 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2759% | 6,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6631% | 6,553 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6817% | 4,849 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6616% | 6,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2499% | 5,811 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5832% | 6,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5832% | 6,138 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1349% | 667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 5,848 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0780% | 6,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0732% | 6,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1207% | 6,462 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1949% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2265% | 6,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0881% | 5,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4294% | 2,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4294% | 2,142 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3101% | 806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0178% | 6,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 3,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0675% | 3,082 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7186% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0637% | 6,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1961% | 5,907 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3986% | 6,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3986% | 6,280 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2435% | 800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0824% | 6,447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0290% | 6,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0752% | 6,419 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1723% | 4,905 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0676% | 6,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1764% | 5,864 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6077% | 6,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6077% | 6,421 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1769% | 807 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1699% | 6,642 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0284% | 6,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0747% | 6,433 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3442% | 4,974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0537% | 6,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2365% | 6,025 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4096% | 6,700 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4096% | 6,660 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1795% | 3,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1255% | 3,798 |
| Percentage Net Loans Charged-off:Construction & development | 1.4518% | 1,286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0906% | 6,772 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1442% | 5,091 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0857% | 6,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1685% | 6,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6022% | 2,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6022% | 1,940 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5688% | 727 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1226% | 4,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 4,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.4886% | 1,669 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0800% | 6,820 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1866% | 5,145 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0701% | 6,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1485% | 6,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8393% | 1,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8393% | 1,357 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5606% | 658 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 4,576 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0294% | 6,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0733% | 6,826 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1376% | 5,128 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0670% | 6,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1741% | 6,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5735% | 1,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5735% | 1,749 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6103% | 585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1381% | 3,271 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0295% | 6,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0730% | 6,822 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2750% | 5,196 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0534% | 6,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2545% | 6,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3967% | 849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3967% | 764 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6932% | 436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3295% | 3,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2675% | 3,562 |
| Percentage Net Loans Charged-off:Construction & development | 2.0114% | 1,693 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1075% | 7,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1886% | 3,502 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1982% | 5,345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2293% | 3,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8335% | 2,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3905% | 3,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3675% | 2,979 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4951% | 811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4319% | 2,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3609% | 2,881 |
| Percentage Net Loans Charged-off:Construction & development | 2.5822% | 1,364 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1415% | 7,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2711% | 2,766 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2623% | 5,379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3283% | 2,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1126% | 1,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4385% | 2,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4064% | 2,575 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6187% | 682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0371% | 5,331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0477% | 7,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0442% | 7,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0768% | 7,142 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2591% | 5,400 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0568% | 7,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1783% | 6,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5722% | 2,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5185% | 2,035 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4661% | 700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,107 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0472% | 7,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0446% | 7,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0764% | 7,151 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2529% | 5,407 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0567% | 7,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1220% | 6,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1482% | 3,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1289% | 2,809 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4752% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3235% | 4,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2976% | 3,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.6321% | 2,748 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1089% | 7,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6540% | 1,919 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4737% | 645 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5652% | 2,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3032% | 7,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9897% | 2,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4300% | 1,134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4850% | 3,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4151% | 2,975 |
| Percentage Net Loans Charged-off:Construction & development | 0.8161% | 2,370 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0329% | 7,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8053% | 1,501 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1326% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6639% | 1,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5440% | 1,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4071% | 1,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1622% | 4,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 4,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0367% | 7,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1984% | 2,808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2192% | 2,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9866% | 1,941 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3533% | 961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2025% | 3,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1412% | 3,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0491% | 7,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4142% | 1,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4564% | 1,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0240% | 1,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1944% | 5,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0833% | 4,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0161% | 3,460 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0253% | 7,637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2398% | 3,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2675% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5378% | 3,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3180% | 4,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8688% | 1,040 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1439% | 5,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1218% | 4,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0225% | 3,063 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0169% | 7,651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3335% | 2,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3735% | 2,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0234% | 7,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7888% | 939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0716% | 7,903 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 7,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0368% | 2,605 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 7,704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0250% | 7,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0280% | 7,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0919% | 7,913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7323% | 851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1589% | 7,981 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0192% | 7,770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0498% | 7,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0558% | 7,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4573% | 7,939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1128% | 1,052 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1532% | 4,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 4,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.2157% | 2,379 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0502% | 7,876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 3,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5291% | 683 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0288% | 7,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0400% | 7,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7449% | 2,919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8945% | 818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2216% | 3,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1289% | 2,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.2629% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0333% | 7,887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2592% | 1,466 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4937% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1068% | 2,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0512% | 7,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7702% | 2,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8108% | 718 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1288% | 3,459 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0223% | 7,945 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 7,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0519% | 8,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0584% | 8,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0727% | 7,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0186% | 1,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6852% | 698 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0262% | 4,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0179% | 7,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0512% | 8,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0575% | 8,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1371% | 7,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2966% | 3,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3187% | 714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2754% | 1,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1162% | 1,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3338% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0335% | 2,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0379% | 2,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2631% | 2,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6447% | 2,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8102% | 447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1690% | 2,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1609% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4404% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0637% | 1,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0725% | 1,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0425% | 7,132 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2233% | 7,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8432% | 389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1362% | 2,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1462% | 941 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4968% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0279% | 7,945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0319% | 7,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0322% | 6,988 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4025% | 7,951 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1063% | 345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1158% | 2,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3129% | 400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9474% | 109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0626% | 7,200 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9359% | 8,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0706% | 8,303 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0642% | 8,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1118% | 8,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0441% | 8,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0509% | 8,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0618% | 7,359 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0308% | 7,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7673% | 7,498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0986% | 8,343 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0803% | 8,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1440% | 8,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0494% | 8,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0571% | 8,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0828% | 7,377 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1029% | 7,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9185% | 7,547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1546% | 8,425 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1175% | 8,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2288% | 8,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0452% | 8,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0524% | 8,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1232% | 7,472 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2523% | 7,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0221% | 7,535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0085% | 6,806 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 7,940 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0306% | 8,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0356% | 8,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2561% | 2,905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5671% | 7,523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2856% | 1,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3497% | 354 |
| Percentage Net Loans Charged-off:Construction & development | 0.1138% | 379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5197% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2714% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9049% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1636% | 1,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0821% | 3,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0304% | 6,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4697% | 462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2847% | 1,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4038% | 282 |
| Percentage Net Loans Charged-off:Construction & development | 0.1540% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6987% | 204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1891% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2218% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0362% | 3,176 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1198% | 7,886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1451% | 493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2687% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5617% | 192 |
| Percentage Net Loans Charged-off:Construction & development | 0.2404% | 170 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1212% | 128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0677% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0795% | 1,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0532% | 7,206 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6839% | 8,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0697% | 8,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0915% | 880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0581% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1739% | 683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2058% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0523% | 7,188 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8295% | 8,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0681% | 4,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0625% | 1,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0713% | 8,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0829% | 8,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1693% | 7,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6148% | 3,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4226% | 875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0176% | 7,965 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0326% | 8,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0834% | 8,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0967% | 8,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2060% | 7,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2142% | 4,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5662% | 672 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,017 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0492% | 8,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1277% | 8,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1474% | 8,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3153% | 8,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4930% | 3,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8740% | 488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1340% | 2,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8555% | 2,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1085% | 4,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0528% | 2,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1371% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1543% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3129% | 3,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1204% | 6,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0842% | 4,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 2,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0337% | 2,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 2,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2949% | 2,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1593% | 5,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1803% | 2,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0505% | 1,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1320% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1480% | 1,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4850% | 1,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4075% | 3,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1524% | 2,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1594% | 823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4206% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4696% | 369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2961% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1115% | 4,936 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 8,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0373% | 8,766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0403% | 8,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5620% | 2,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1951% | 6,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1258% | 4,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 1,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0408% | 705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1991% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2085% | 889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3887% | 4,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0821% | 5,006 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1765% | 3,532 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8591% | 742 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6857% | 1,007 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6444% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0260% | 656 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7466% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3849% | 3,440 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7065% | 3,101 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |