Home > Peoples Security Bank > Income and Expense
Peoples Security Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,338,000 | 5,860 |
| Total interest expense | $71,000 | 6,162 |
| Net interest income | $1,267,000 | 5,770 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $313,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $184,000 | 3,619 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $129,000 | 4,762 |
| Total noninterest expense | $1,498,000 | 5,302 |
| Salaries and employee benefits | $773,000 | 5,316 |
| Premises and equipment expense | $193,000 | 4,986 |
| Additional noninterest expense | $532,000 | 5,167 |
| Pre-tax net operating income | $82,000 | 5,936 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $80,000 | 5,936 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $80,000 | 5,935 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $80,000 | 5,936 |
| Net charge-offs | $3,000 | 4,462 |
| Cash dividends | $74,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $80,000 | 5,914 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $893,000 | 5,898 |
| Total interest expense | $47,000 | 6,224 |
| Net interest income | $846,000 | 5,802 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $202,000 | 4,649 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $119,000 | 3,646 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $83,000 | 4,800 |
| Total noninterest expense | $1,024,000 | 5,291 |
| Salaries and employee benefits | $532,000 | 5,317 |
| Premises and equipment expense | $136,000 | 4,932 |
| Additional noninterest expense | $356,000 | 5,190 |
| Pre-tax net operating income | $24,000 | 6,092 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $22,000 | 6,119 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $22,000 | 6,120 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $22,000 | 6,121 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $49,000 | 3,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $22,000 | 6,092 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $451,000 | 5,943 |
| Total interest expense | $24,000 | 6,290 |
| Net interest income | $427,000 | 5,841 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $107,000 | 4,527 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $58,000 | 3,686 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $49,000 | 4,588 |
| Total noninterest expense | $494,000 | 5,425 |
| Salaries and employee benefits | $251,000 | 5,482 |
| Premises and equipment expense | $64,000 | 5,110 |
| Additional noninterest expense | $179,000 | 5,232 |
| Pre-tax net operating income | $40,000 | 5,839 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $39,000 | 5,821 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $39,000 | 5,823 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $39,000 | 5,824 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $24,000 | 2,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $39,000 | 5,786 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 5,921 |
| Total interest expense | $112,000 | 6,359 |
| Net interest income | $1,805,000 | 5,828 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $403,000 | 4,735 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $242,000 | 3,767 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $161,000 | 4,884 |
| Total noninterest expense | $2,043,000 | 5,435 |
| Salaries and employee benefits | $1,071,000 | 5,428 |
| Premises and equipment expense | $226,000 | 5,369 |
| Additional noninterest expense | $746,000 | 5,212 |
| Pre-tax net operating income | $165,000 | 5,800 |
| Securities gains (losses) | $9,000 | 2,663 |
| Applicable income taxes | $6,000 | 4,375 |
| Income before extraordinary items | $168,000 | 5,799 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $168,000 | 5,802 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $168,000 | 5,802 |
| Net charge-offs | $177,000 | 3,159 |
| Cash dividends | $98,000 | 3,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $159,270 | 5,764 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 5,969 |
| Total interest expense | $85,000 | 6,442 |
| Net interest income | $1,381,000 | 5,855 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $280,000 | 4,913 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $176,000 | 3,857 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $104,000 | 5,134 |
| Total noninterest expense | $1,524,000 | 5,454 |
| Salaries and employee benefits | $781,000 | 5,500 |
| Premises and equipment expense | $192,000 | 5,173 |
| Additional noninterest expense | $551,000 | 5,254 |
| Pre-tax net operating income | $137,000 | 5,872 |
| Securities gains (losses) | $4,000 | 2,720 |
| Applicable income taxes | $4,000 | 4,492 |
| Income before extraordinary items | $137,000 | 5,874 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $137,000 | 5,876 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $137,000 | 5,876 |
| Net charge-offs | $174,000 | 2,718 |
| Cash dividends | $74,000 | 3,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $133,120 | 5,824 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $990,000 | 5,990 |
| Total interest expense | $58,000 | 6,485 |
| Net interest income | $932,000 | 5,859 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $182,000 | 4,982 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $111,000 | 3,926 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $71,000 | 5,136 |
| Total noninterest expense | $1,031,000 | 5,456 |
| Salaries and employee benefits | $533,000 | 5,494 |
| Premises and equipment expense | $124,000 | 5,249 |
| Additional noninterest expense | $374,000 | 5,232 |
| Pre-tax net operating income | $83,000 | 5,906 |
| Securities gains (losses) | $-7,000 | 6,634 |
| Applicable income taxes | $3,000 | 4,453 |
| Income before extraordinary items | $73,000 | 6,009 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $73,000 | 6,010 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $73,000 | 6,011 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $49,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $79,720 | 5,881 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $502,000 | 6,013 |
| Total interest expense | $30,000 | 6,548 |
| Net interest income | $472,000 | 5,865 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $89,000 | 5,011 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $49,000 | 4,134 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $40,000 | 4,987 |
| Total noninterest expense | $496,000 | 5,584 |
| Salaries and employee benefits | $249,000 | 5,635 |
| Premises and equipment expense | $67,000 | 5,143 |
| Additional noninterest expense | $180,000 | 5,350 |
| Pre-tax net operating income | $65,000 | 5,673 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,000 | 4,407 |
| Income before extraordinary items | $63,000 | 5,678 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $63,000 | 5,680 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $63,000 | 5,680 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $25,000 | 2,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $63,000 | 5,580 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,117,000 | 6,063 |
| Total interest expense | $175,000 | 6,506 |
| Net interest income | $1,942,000 | 5,907 |
| Provision for loan and lease losses | $91,000 | 4,766 |
| Total noninterest income | $402,000 | 4,815 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $248,000 | 3,868 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $154,000 | 4,906 |
| Total noninterest expense | $2,133,000 | 5,531 |
| Salaries and employee benefits | $1,136,000 | 5,497 |
| Premises and equipment expense | $266,000 | 5,210 |
| Additional noninterest expense | $731,000 | 5,450 |
| Pre-tax net operating income | $120,000 | 5,874 |
| Securities gains (losses) | $-14,000 | 6,756 |
| Applicable income taxes | $-23,000 | 6,583 |
| Income before extraordinary items | $129,000 | 5,978 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $129,000 | 5,974 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $129,000 | 5,977 |
| Net charge-offs | $-106,000 | 6,952 |
| Cash dividends | $136,000 | 3,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $143,000 | 5,792 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 6,145 |
| Total interest expense | $135,000 | 6,621 |
| Net interest income | $1,471,000 | 5,981 |
| Provision for loan and lease losses | $91,000 | 4,441 |
| Total noninterest income | $310,000 | 4,821 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $193,000 | 3,837 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $117,000 | 4,925 |
| Total noninterest expense | $1,590,000 | 5,575 |
| Salaries and employee benefits | $832,000 | 5,573 |
| Premises and equipment expense | $208,000 | 5,191 |
| Additional noninterest expense | $550,000 | 5,497 |
| Pre-tax net operating income | $100,000 | 6,004 |
| Securities gains (losses) | $-12,000 | 6,877 |
| Applicable income taxes | $7,000 | 4,458 |
| Income before extraordinary items | $81,000 | 6,162 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $81,000 | 6,160 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $81,000 | 6,161 |
| Net charge-offs | $-106,000 | 7,044 |
| Cash dividends | $112,000 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $92,040 | 5,998 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 6,143 |
| Total interest expense | $93,000 | 6,681 |
| Net interest income | $1,007,000 | 5,990 |
| Provision for loan and lease losses | $81,000 | 4,098 |
| Total noninterest income | $222,000 | 4,730 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $128,000 | 3,835 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $94,000 | 4,733 |
| Total noninterest expense | $1,081,000 | 5,578 |
| Salaries and employee benefits | $574,000 | 5,559 |
| Premises and equipment expense | $140,000 | 5,184 |
| Additional noninterest expense | $367,000 | 5,531 |
| Pre-tax net operating income | $67,000 | 6,028 |
| Securities gains (losses) | $-95,000 | 7,097 |
| Applicable income taxes | $7,000 | 4,344 |
| Income before extraordinary items | $-35,000 | 6,543 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-35,000 | 6,543 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-35,000 | 6,543 |
| Net charge-offs | $-4,000 | 6,440 |
| Cash dividends | $88,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $60,000 | 6,037 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $546,000 | 6,212 |
| Total interest expense | $50,000 | 6,695 |
| Net interest income | $496,000 | 6,053 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $121,000 | 4,624 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $68,000 | 3,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $53,000 | 4,635 |
| Total noninterest expense | $518,000 | 5,697 |
| Salaries and employee benefits | $265,000 | 5,723 |
| Premises and equipment expense | $66,000 | 5,331 |
| Additional noninterest expense | $187,000 | 5,504 |
| Pre-tax net operating income | $84,000 | 5,582 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $79,000 | 5,622 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $79,000 | 5,622 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $79,000 | 5,622 |
| Net charge-offs | $3,000 | 4,432 |
| Cash dividends | $44,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $79,000 | 5,466 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,332,000 | 6,210 |
| Total interest expense | $286,000 | 6,607 |
| Net interest income | $2,046,000 | 6,037 |
| Provision for loan and lease losses | $60,000 | 5,708 |
| Total noninterest income | $427,000 | 4,660 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $281,000 | 3,729 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $146,000 | 4,875 |
| Total noninterest expense | $2,164,000 | 5,666 |
| Salaries and employee benefits | $1,177,000 | 5,560 |
| Premises and equipment expense | $268,000 | 5,477 |
| Additional noninterest expense | $719,000 | 5,629 |
| Pre-tax net operating income | $249,000 | 5,379 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $3,000 | 4,538 |
| Income before extraordinary items | $246,000 | 5,409 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $246,000 | 5,411 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $246,000 | 5,411 |
| Net charge-offs | $96,000 | 5,012 |
| Cash dividends | $174,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $246,000 | 5,291 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 6,238 |
| Total interest expense | $224,000 | 6,658 |
| Net interest income | $1,571,000 | 6,043 |
| Provision for loan and lease losses | $40,000 | 5,694 |
| Total noninterest income | $304,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $207,000 | 3,781 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $97,000 | 5,129 |
| Total noninterest expense | $1,621,000 | 5,699 |
| Salaries and employee benefits | $858,000 | 5,624 |
| Premises and equipment expense | $209,000 | 5,430 |
| Additional noninterest expense | $554,000 | 5,626 |
| Pre-tax net operating income | $214,000 | 5,414 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $38,000 | 3,761 |
| Income before extraordinary items | $176,000 | 5,584 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $176,000 | 5,585 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $176,000 | 5,585 |
| Net charge-offs | $102,000 | 4,407 |
| Cash dividends | $131,000 | 2,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $176,000 | 5,452 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 6,266 |
| Total interest expense | $156,000 | 6,708 |
| Net interest income | $1,053,000 | 6,070 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $192,000 | 4,931 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $130,000 | 3,877 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 5,221 |
| Total noninterest expense | $1,092,000 | 5,735 |
| Salaries and employee benefits | $579,000 | 5,649 |
| Premises and equipment expense | $138,000 | 5,495 |
| Additional noninterest expense | $375,000 | 5,674 |
| Pre-tax net operating income | $153,000 | 5,382 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $25,000 | 3,735 |
| Income before extraordinary items | $128,000 | 5,506 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $128,000 | 5,505 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $128,000 | 5,506 |
| Net charge-offs | $13,000 | 5,250 |
| Cash dividends | $87,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $128,000 | 5,412 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $591,000 | 6,354 |
| Total interest expense | $80,000 | 6,773 |
| Net interest income | $511,000 | 6,139 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $92,000 | 5,055 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $63,000 | 3,894 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $29,000 | 5,437 |
| Total noninterest expense | $547,000 | 5,764 |
| Salaries and employee benefits | $289,000 | 5,696 |
| Premises and equipment expense | $66,000 | 5,640 |
| Additional noninterest expense | $192,000 | 5,640 |
| Pre-tax net operating income | $56,000 | 5,667 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $8,000 | 3,871 |
| Income before extraordinary items | $48,000 | 5,740 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $48,000 | 5,739 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $48,000 | 5,740 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $44,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $48,000 | 5,701 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,576,000 | 6,323 |
| Total interest expense | $428,000 | 6,714 |
| Net interest income | $2,148,000 | 6,092 |
| Provision for loan and lease losses | $70,000 | 6,273 |
| Total noninterest income | $480,000 | 4,649 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $332,000 | 3,444 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $148,000 | 4,998 |
| Total noninterest expense | $2,233,000 | 5,760 |
| Salaries and employee benefits | $1,205,000 | 5,668 |
| Premises and equipment expense | $290,000 | 5,486 |
| Additional noninterest expense | $738,000 | 5,788 |
| Pre-tax net operating income | $325,000 | 4,828 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $40,000 | 3,733 |
| Income before extraordinary items | $285,000 | 4,994 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $285,000 | 4,997 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $285,000 | 4,997 |
| Net charge-offs | $81,000 | 5,590 |
| Cash dividends | $174,000 | 3,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $285,000 | 4,851 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,966,000 | 6,409 |
| Total interest expense | $320,000 | 6,858 |
| Net interest income | $1,646,000 | 6,147 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $363,000 | 4,709 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $256,000 | 3,458 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $107,000 | 5,127 |
| Total noninterest expense | $1,691,000 | 5,781 |
| Salaries and employee benefits | $912,000 | 5,673 |
| Premises and equipment expense | $217,000 | 5,549 |
| Additional noninterest expense | $562,000 | 5,787 |
| Pre-tax net operating income | $318,000 | 4,788 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $70,000 | 3,354 |
| Income before extraordinary items | $248,000 | 5,103 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $248,000 | 5,105 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $248,000 | 5,106 |
| Net charge-offs | $34,000 | 5,758 |
| Cash dividends | $131,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $248,000 | 4,922 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 6,446 |
| Total interest expense | $218,000 | 6,920 |
| Net interest income | $1,094,000 | 6,189 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $260,000 | 4,528 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $171,000 | 3,452 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $89,000 | 4,810 |
| Total noninterest expense | $1,105,000 | 5,867 |
| Salaries and employee benefits | $591,000 | 5,772 |
| Premises and equipment expense | $141,000 | 5,645 |
| Additional noninterest expense | $373,000 | 5,813 |
| Pre-tax net operating income | $249,000 | 4,654 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $62,000 | 3,153 |
| Income before extraordinary items | $187,000 | 4,975 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $187,000 | 4,976 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $187,000 | 4,975 |
| Net charge-offs | $19,000 | 5,533 |
| Cash dividends | $87,000 | 2,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $187,000 | 4,828 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $644,000 | 6,554 |
| Total interest expense | $110,000 | 7,031 |
| Net interest income | $534,000 | 6,278 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $122,000 | 4,681 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $78,000 | 3,626 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $44,000 | 4,900 |
| Total noninterest expense | $553,000 | 5,931 |
| Salaries and employee benefits | $300,000 | 5,819 |
| Premises and equipment expense | $71,000 | 5,721 |
| Additional noninterest expense | $182,000 | 5,907 |
| Pre-tax net operating income | $103,000 | 5,006 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $18,000 | 3,501 |
| Income before extraordinary items | $85,000 | 5,181 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $85,000 | 5,182 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $85,000 | 5,181 |
| Net charge-offs | $20,000 | 4,422 |
| Cash dividends | $43,000 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $85,000 | 5,062 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 6,501 |
| Total interest expense | $548,000 | 7,027 |
| Net interest income | $2,206,000 | 6,146 |
| Provision for loan and lease losses | $50,000 | 6,827 |
| Total noninterest income | $504,000 | 4,711 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $359,000 | 3,537 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $145,000 | 5,150 |
| Total noninterest expense | $2,225,000 | 5,969 |
| Salaries and employee benefits | $1,180,000 | 5,889 |
| Premises and equipment expense | $266,000 | 5,923 |
| Additional noninterest expense | $779,000 | 5,885 |
| Pre-tax net operating income | $435,000 | 4,150 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $100,000 | 2,879 |
| Income before extraordinary items | $335,000 | 4,364 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $335,000 | 4,364 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $335,000 | 4,365 |
| Net charge-offs | $11,000 | 6,867 |
| Cash dividends | $174,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $335,000 | 4,286 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 6,555 |
| Total interest expense | $423,000 | 7,110 |
| Net interest income | $1,665,000 | 6,137 |
| Provision for loan and lease losses | $50,000 | 6,514 |
| Total noninterest income | $378,000 | 4,782 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $269,000 | 3,544 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $109,000 | 5,257 |
| Total noninterest expense | $1,618,000 | 6,060 |
| Salaries and employee benefits | $863,000 | 5,960 |
| Premises and equipment expense | $197,000 | 5,997 |
| Additional noninterest expense | $558,000 | 5,994 |
| Pre-tax net operating income | $375,000 | 4,274 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $84,000 | 3,004 |
| Income before extraordinary items | $291,000 | 4,465 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $291,000 | 4,463 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $291,000 | 4,465 |
| Net charge-offs | $13,000 | 6,424 |
| Cash dividends | $131,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $291,000 | 4,394 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 6,588 |
| Total interest expense | $291,000 | 7,176 |
| Net interest income | $1,124,000 | 6,120 |
| Provision for loan and lease losses | $34,000 | 6,377 |
| Total noninterest income | $254,000 | 4,776 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $173,000 | 3,598 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $81,000 | 5,140 |
| Total noninterest expense | $1,055,000 | 6,170 |
| Salaries and employee benefits | $567,000 | 6,066 |
| Premises and equipment expense | $130,000 | 6,060 |
| Additional noninterest expense | $358,000 | 6,104 |
| Pre-tax net operating income | $289,000 | 4,190 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $62,000 | 3,008 |
| Income before extraordinary items | $227,000 | 4,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $227,000 | 4,378 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $227,000 | 4,378 |
| Net charge-offs | $24,000 | 5,489 |
| Cash dividends | $87,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $227,000 | 4,270 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $707,000 | 6,639 |
| Total interest expense | $152,000 | 7,213 |
| Net interest income | $555,000 | 6,156 |
| Provision for loan and lease losses | $12,000 | 6,236 |
| Total noninterest income | $125,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $86,000 | 3,560 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $39,000 | 5,236 |
| Total noninterest expense | $536,000 | 6,090 |
| Salaries and employee benefits | $297,000 | 5,998 |
| Premises and equipment expense | $65,000 | 6,116 |
| Additional noninterest expense | $174,000 | 5,951 |
| Pre-tax net operating income | $132,000 | 4,680 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $25,000 | 3,414 |
| Income before extraordinary items | $107,000 | 4,857 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $107,000 | 4,861 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $107,000 | 4,860 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $43,000 | 2,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $107,000 | 4,688 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,015,000 | 6,612 |
| Total interest expense | $809,000 | 7,118 |
| Net interest income | $2,206,000 | 6,199 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $603,000 | 4,460 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $438,000 | 3,276 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $165,000 | 5,151 |
| Total noninterest expense | $2,176,000 | 6,018 |
| Salaries and employee benefits | $1,167,000 | 6,070 |
| Premises and equipment expense | $272,000 | 6,041 |
| Additional noninterest expense | $737,000 | 5,690 |
| Pre-tax net operating income | $633,000 | 4,546 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $166,000 | 2,984 |
| Income before extraordinary items | $467,000 | 4,560 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $467,000 | 4,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,880 |
| Cash dividends | $174,000 | 4,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $467,000 | 4,715 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 6,656 |
| Total interest expense | $632,000 | 7,160 |
| Net interest income | $1,651,000 | 6,245 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $448,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $335,000 | 3,275 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $113,000 | 5,421 |
| Total noninterest expense | $1,632,000 | 5,999 |
| Salaries and employee benefits | $895,000 | 6,002 |
| Premises and equipment expense | $205,000 | 6,032 |
| Additional noninterest expense | $532,000 | 5,746 |
| Pre-tax net operating income | $467,000 | 5,037 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $110,000 | 3,513 |
| Income before extraordinary items | $357,000 | 4,961 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $357,000 | 4,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,938 |
| Cash dividends | $130,000 | 4,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $357,000 | 5,121 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 6,699 |
| Total interest expense | $444,000 | 7,191 |
| Net interest income | $1,093,000 | 6,275 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $315,000 | 4,518 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $227,000 | 3,222 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $88,000 | 5,267 |
| Total noninterest expense | $1,086,000 | 6,051 |
| Salaries and employee benefits | $594,000 | 6,084 |
| Premises and equipment expense | $138,000 | 6,048 |
| Additional noninterest expense | $354,000 | 5,751 |
| Pre-tax net operating income | $322,000 | 5,165 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $77,000 | 3,708 |
| Income before extraordinary items | $245,000 | 5,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $245,000 | 5,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,422 |
| Cash dividends | $87,000 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $245,000 | 5,237 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $778,000 | 6,772 |
| Total interest expense | $232,000 | 7,244 |
| Net interest income | $546,000 | 6,313 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $157,000 | 4,507 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $116,000 | 3,123 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $41,000 | 5,402 |
| Total noninterest expense | $548,000 | 6,062 |
| Salaries and employee benefits | $307,000 | 6,022 |
| Premises and equipment expense | $68,000 | 6,121 |
| Additional noninterest expense | $173,000 | 5,772 |
| Pre-tax net operating income | $155,000 | 5,394 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $31,000 | 4,027 |
| Income before extraordinary items | $124,000 | 5,528 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $124,000 | 5,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $43,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $124,000 | 5,427 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,114,000 | 6,771 |
| Total interest expense | $880,000 | 7,354 |
| Net interest income | $2,234,000 | 6,242 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $498,000 | 5,037 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $351,000 | 3,778 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $147,000 | 5,608 |
| Total noninterest expense | $2,089,000 | 6,105 |
| Salaries and employee benefits | $1,155,000 | 6,081 |
| Premises and equipment expense | $265,000 | 6,088 |
| Additional noninterest expense | $669,000 | 5,853 |
| Pre-tax net operating income | $643,000 | 5,586 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $168,000 | 4,032 |
| Income before extraordinary items | $475,000 | 5,767 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $475,000 | 5,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,663 |
| Cash dividends | $174,000 | 5,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $475,000 | 5,757 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 6,820 |
| Total interest expense | $643,000 | 7,433 |
| Net interest income | $1,672,000 | 6,293 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $363,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $254,000 | 3,848 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $109,000 | 5,656 |
| Total noninterest expense | $1,561,000 | 6,099 |
| Salaries and employee benefits | $868,000 | 6,076 |
| Premises and equipment expense | $203,000 | 6,034 |
| Additional noninterest expense | $490,000 | 5,862 |
| Pre-tax net operating income | $474,000 | 5,871 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $115,000 | 4,309 |
| Income before extraordinary items | $359,000 | 6,019 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $359,000 | 6,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,960 |
| Cash dividends | $131,000 | 4,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $359,000 | 6,004 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 6,876 |
| Total interest expense | $418,000 | 7,499 |
| Net interest income | $1,113,000 | 6,341 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $241,000 | 5,158 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $168,000 | 3,858 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $73,000 | 5,677 |
| Total noninterest expense | $1,028,000 | 6,175 |
| Salaries and employee benefits | $566,000 | 6,187 |
| Premises and equipment expense | $139,000 | 6,004 |
| Additional noninterest expense | $323,000 | 5,917 |
| Pre-tax net operating income | $326,000 | 5,891 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $84,000 | 4,298 |
| Income before extraordinary items | $242,000 | 6,071 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $242,000 | 6,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,113 |
| Cash dividends | $87,000 | 4,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $242,000 | 6,059 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $772,000 | 6,893 |
| Total interest expense | $204,000 | 7,551 |
| Net interest income | $568,000 | 6,307 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $115,000 | 5,218 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $80,000 | 3,905 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $35,000 | 5,742 |
| Total noninterest expense | $523,000 | 6,166 |
| Salaries and employee benefits | $299,000 | 6,063 |
| Premises and equipment expense | $66,000 | 6,178 |
| Additional noninterest expense | $158,000 | 5,975 |
| Pre-tax net operating income | $160,000 | 5,944 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $31,000 | 4,589 |
| Income before extraordinary items | $129,000 | 5,948 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $129,000 | 5,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $43,000 | 3,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $129,000 | 5,931 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 6,769 |
| Total interest expense | $711,000 | 7,496 |
| Net interest income | $2,303,000 | 6,222 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $473,000 | 5,255 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $341,000 | 3,869 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $132,000 | 5,861 |
| Total noninterest expense | $2,084,000 | 6,044 |
| Salaries and employee benefits | $1,137,000 | 6,073 |
| Premises and equipment expense | $260,000 | 6,109 |
| Additional noninterest expense | $687,000 | 5,694 |
| Pre-tax net operating income | $692,000 | 5,938 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $185,000 | 4,374 |
| Income before extraordinary items | $507,000 | 6,140 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $507,000 | 6,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,948 |
| Cash dividends | $174,000 | 5,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $507,000 | 6,135 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 6,828 |
| Total interest expense | $509,000 | 7,564 |
| Net interest income | $1,734,000 | 6,276 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $364,000 | 5,206 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $258,000 | 3,886 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $106,000 | 5,740 |
| Total noninterest expense | $1,565,000 | 6,022 |
| Salaries and employee benefits | $876,000 | 5,970 |
| Premises and equipment expense | $191,000 | 6,199 |
| Additional noninterest expense | $498,000 | 5,788 |
| Pre-tax net operating income | $533,000 | 6,099 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $130,000 | 4,652 |
| Income before extraordinary items | $403,000 | 6,217 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $403,000 | 6,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,158 |
| Cash dividends | $130,000 | 4,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $403,000 | 6,219 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 6,855 |
| Total interest expense | $323,000 | 7,604 |
| Net interest income | $1,150,000 | 6,322 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $243,000 | 5,212 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $167,000 | 3,914 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $76,000 | 5,653 |
| Total noninterest expense | $1,012,000 | 6,132 |
| Salaries and employee benefits | $567,000 | 6,071 |
| Premises and equipment expense | $121,000 | 6,332 |
| Additional noninterest expense | $324,000 | 5,850 |
| Pre-tax net operating income | $381,000 | 5,996 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $92,000 | 4,613 |
| Income before extraordinary items | $289,000 | 6,086 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $289,000 | 6,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,743 |
| Cash dividends | $86,000 | 4,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $289,000 | 6,082 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $720,000 | 6,889 |
| Total interest expense | $157,000 | 7,610 |
| Net interest income | $563,000 | 6,388 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $121,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $81,000 | 3,912 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,532 |
| Total noninterest expense | $541,000 | 5,946 |
| Salaries and employee benefits | $299,000 | 5,941 |
| Premises and equipment expense | $83,000 | 5,536 |
| Additional noninterest expense | $159,000 | 5,891 |
| Pre-tax net operating income | $143,000 | 6,508 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $30,000 | 5,017 |
| Income before extraordinary items | $113,000 | 6,517 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 6,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $43,000 | 3,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $113,000 | 6,515 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 6,728 |
| Total interest expense | $533,000 | 7,522 |
| Net interest income | $2,304,000 | 6,256 |
| Provision for loan and lease losses | $18,000 | 6,565 |
| Total noninterest income | $521,000 | 5,152 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $369,000 | 3,741 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $152,000 | 5,705 |
| Total noninterest expense | $2,088,000 | 5,967 |
| Salaries and employee benefits | $1,126,000 | 5,983 |
| Premises and equipment expense | $271,000 | 5,995 |
| Additional noninterest expense | $691,000 | 5,627 |
| Pre-tax net operating income | $719,000 | 6,103 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $203,000 | 4,650 |
| Income before extraordinary items | $516,000 | 6,302 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $516,000 | 6,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,711 |
| Cash dividends | $174,000 | 5,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $516,000 | 6,275 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,106,000 | 6,752 |
| Total interest expense | $375,000 | 7,575 |
| Net interest income | $1,731,000 | 6,287 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $403,000 | 5,098 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $280,000 | 3,723 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $123,000 | 5,562 |
| Total noninterest expense | $1,567,000 | 5,917 |
| Salaries and employee benefits | $835,000 | 5,978 |
| Premises and equipment expense | $230,000 | 5,668 |
| Additional noninterest expense | $502,000 | 5,685 |
| Pre-tax net operating income | $549,000 | 6,208 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $138,000 | 4,895 |
| Income before extraordinary items | $411,000 | 6,307 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $411,000 | 6,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,195 |
| Cash dividends | $130,000 | 4,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $411,000 | 6,267 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 6,739 |
| Total interest expense | $237,000 | 7,606 |
| Net interest income | $1,148,000 | 6,306 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $269,000 | 5,044 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $183,000 | 3,704 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $86,000 | 5,460 |
| Total noninterest expense | $1,035,000 | 5,945 |
| Salaries and employee benefits | $556,000 | 6,005 |
| Premises and equipment expense | $147,000 | 5,757 |
| Additional noninterest expense | $332,000 | 5,699 |
| Pre-tax net operating income | $364,000 | 6,203 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $90,000 | 4,947 |
| Income before extraordinary items | $274,000 | 6,315 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $274,000 | 6,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,897 |
| Cash dividends | $86,000 | 4,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $274,000 | 6,264 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 6,829 |
| Total interest expense | $111,000 | 7,695 |
| Net interest income | $563,000 | 6,392 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $130,000 | 5,081 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $90,000 | 3,686 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $540,000 | 5,838 |
| Salaries and employee benefits | $294,000 | 5,838 |
| Premises and equipment expense | $74,000 | 5,787 |
| Additional noninterest expense | $172,000 | 5,558 |
| Pre-tax net operating income | $135,000 | 6,753 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $23,000 | 5,547 |
| Income before extraordinary items | $112,000 | 6,693 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $112,000 | 6,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,763 |
| Cash dividends | $43,000 | 3,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $112,000 | 6,661 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,605,000 | 6,803 |
| Total interest expense | $431,000 | 7,565 |
| Net interest income | $2,174,000 | 6,405 |
| Provision for loan and lease losses | $16,000 | 6,840 |
| Total noninterest income | $505,000 | 5,236 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $355,000 | 3,902 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $150,000 | 5,690 |
| Total noninterest expense | $2,050,000 | 5,922 |
| Salaries and employee benefits | $1,085,000 | 6,020 |
| Premises and equipment expense | $261,000 | 6,073 |
| Additional noninterest expense | $704,000 | 5,512 |
| Pre-tax net operating income | $613,000 | 6,354 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $166,000 | 4,972 |
| Income before extraordinary items | $447,000 | 6,564 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $447,000 | 6,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,010 |
| Cash dividends | $174,000 | 5,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $447,000 | 6,502 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,933,000 | 6,841 |
| Total interest expense | $322,000 | 7,591 |
| Net interest income | $1,611,000 | 6,451 |
| Provision for loan and lease losses | $16,000 | 6,508 |
| Total noninterest income | $360,000 | 5,401 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $267,000 | 3,940 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $93,000 | 6,063 |
| Total noninterest expense | $1,498,000 | 5,968 |
| Salaries and employee benefits | $803,000 | 6,011 |
| Premises and equipment expense | $220,000 | 5,708 |
| Additional noninterest expense | $475,000 | 5,789 |
| Pre-tax net operating income | $457,000 | 6,515 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $113,000 | 5,209 |
| Income before extraordinary items | $344,000 | 6,644 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $344,000 | 6,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,426 |
| Cash dividends | $131,000 | 4,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $344,000 | 6,576 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 6,879 |
| Total interest expense | $218,000 | 7,633 |
| Net interest income | $1,068,000 | 6,490 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $227,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $171,000 | 4,036 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $56,000 | 6,240 |
| Total noninterest expense | $1,014,000 | 5,949 |
| Salaries and employee benefits | $545,000 | 5,990 |
| Premises and equipment expense | $147,000 | 5,726 |
| Additional noninterest expense | $322,000 | 5,759 |
| Pre-tax net operating income | $275,000 | 6,663 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $60,000 | 5,433 |
| Income before extraordinary items | $215,000 | 6,751 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $215,000 | 6,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,713 |
| Cash dividends | $87,000 | 4,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $215,000 | 6,669 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $641,000 | 6,916 |
| Total interest expense | $113,000 | 7,644 |
| Net interest income | $528,000 | 6,540 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $109,000 | 5,576 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $84,000 | 4,000 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $489,000 | 6,113 |
| Salaries and employee benefits | $270,000 | 6,082 |
| Premises and equipment expense | $73,000 | 5,767 |
| Additional noninterest expense | $146,000 | 6,092 |
| Pre-tax net operating income | $148,000 | 6,468 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $31,000 | 5,362 |
| Income before extraordinary items | $117,000 | 6,569 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $117,000 | 6,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $44,000 | 3,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $117,000 | 6,453 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,617,000 | 6,915 |
| Total interest expense | $541,000 | 7,606 |
| Net interest income | $2,076,000 | 6,469 |
| Provision for loan and lease losses | $18,000 | 7,137 |
| Total noninterest income | $488,000 | 5,508 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $361,000 | 3,871 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $127,000 | 6,125 |
| Total noninterest expense | $1,936,000 | 6,094 |
| Salaries and employee benefits | $998,000 | 6,275 |
| Premises and equipment expense | $303,000 | 5,636 |
| Additional noninterest expense | $635,000 | 5,801 |
| Pre-tax net operating income | $610,000 | 6,303 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $170,000 | 5,129 |
| Income before extraordinary items | $440,000 | 6,616 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $440,000 | 6,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,879 |
| Cash dividends | $174,000 | 5,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $440,000 | 6,450 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,972,000 | 6,991 |
| Total interest expense | $417,000 | 7,698 |
| Net interest income | $1,555,000 | 6,516 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $342,000 | 5,723 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $270,000 | 3,897 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $72,000 | 6,652 |
| Total noninterest expense | $1,418,000 | 6,131 |
| Salaries and employee benefits | $737,000 | 6,307 |
| Premises and equipment expense | $253,000 | 5,289 |
| Additional noninterest expense | $428,000 | 6,143 |
| Pre-tax net operating income | $461,000 | 6,449 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $113,000 | 5,441 |
| Income before extraordinary items | $348,000 | 6,671 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $348,000 | 6,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,957 |
| Cash dividends | $131,000 | 4,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $348,000 | 6,490 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 7,038 |
| Total interest expense | $288,000 | 7,748 |
| Net interest income | $1,023,000 | 6,577 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $218,000 | 5,812 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $178,000 | 3,893 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $40,000 | 6,937 |
| Total noninterest expense | $947,000 | 6,158 |
| Salaries and employee benefits | $502,000 | 6,245 |
| Premises and equipment expense | $158,000 | 5,480 |
| Additional noninterest expense | $287,000 | 6,111 |
| Pre-tax net operating income | $276,000 | 6,653 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $59,000 | 5,754 |
| Income before extraordinary items | $217,000 | 6,813 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $217,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 9,014 |
| Cash dividends | $87,000 | 4,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $217,000 | 6,611 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $637,000 | 7,162 |
| Total interest expense | $144,000 | 7,833 |
| Net interest income | $493,000 | 6,693 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $111,000 | 5,652 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $81,000 | 4,048 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 6,231 |
| Total noninterest expense | $450,000 | 6,340 |
| Salaries and employee benefits | $235,000 | 6,482 |
| Premises and equipment expense | $79,000 | 5,487 |
| Additional noninterest expense | $136,000 | 6,282 |
| Pre-tax net operating income | $136,000 | 6,673 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $22,000 | 5,997 |
| Income before extraordinary items | $114,000 | 6,644 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $114,000 | 6,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $44,000 | 3,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $114,000 | 6,475 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,697,000 | 7,159 |
| Total interest expense | $729,000 | 7,729 |
| Net interest income | $1,968,000 | 6,675 |
| Provision for loan and lease losses | $193,000 | 4,450 |
| Total noninterest income | $472,000 | 5,374 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $358,000 | 3,808 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 6,167 |
| Total noninterest expense | $1,843,000 | 6,173 |
| Salaries and employee benefits | $971,000 | 6,251 |
| Premises and equipment expense | $298,000 | 5,605 |
| Additional noninterest expense | $574,000 | 6,085 |
| Pre-tax net operating income | $404,000 | 7,146 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $94,000 | 6,020 |
| Income before extraordinary items | $310,000 | 7,272 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $310,000 | 7,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,616 |
| Cash dividends | $174,000 | 5,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $310,000 | 7,164 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,896,000 | 7,367 |
| Total interest expense | $1,118,000 | 7,778 |
| Net interest income | $1,778,000 | 6,830 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $479,000 | 5,181 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $360,000 | 3,689 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $119,000 | 6,018 |
| Total noninterest expense | $1,847,000 | 6,031 |
| Salaries and employee benefits | $940,000 | 6,204 |
| Premises and equipment expense | $319,000 | 5,332 |
| Additional noninterest expense | $588,000 | 5,913 |
| Pre-tax net operating income | $230,000 | 7,741 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $45,000 | 6,794 |
| Income before extraordinary items | $185,000 | 7,834 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $185,000 | 7,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 3,056 |
| Cash dividends | $174,000 | 5,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $185,000 | 7,721 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,100,000 | 7,310 |
| Total interest expense | $1,127,000 | 7,958 |
| Net interest income | $1,973,000 | 6,595 |
| Provision for loan and lease losses | $97,000 | 5,392 |
| Total noninterest income | $497,000 | 4,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 3,779 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,219 |
| Total noninterest expense | $1,696,000 | 6,274 |
| Salaries and employee benefits | $886,000 | 6,361 |
| Premises and equipment expense | $296,000 | 5,466 |
| Additional noninterest expense | $514,000 | 6,321 |
| Pre-tax net operating income | $677,000 | 6,324 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $212,000 | 5,290 |
| Income before extraordinary items | $465,000 | 6,511 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $465,000 | 6,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,226 |
| Cash dividends | $184,000 | 5,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $465,000 | 6,523 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,879,000 | 7,513 |
| Total interest expense | $982,000 | 8,219 |
| Net interest income | $1,897,000 | 6,830 |
| Provision for loan and lease losses | $99,000 | 5,293 |
| Total noninterest income | $493,000 | 4,993 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $332,000 | 3,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,442 |
| Total noninterest expense | $1,665,000 | 6,371 |
| Salaries and employee benefits | $836,000 | 6,590 |
| Premises and equipment expense | $293,000 | 5,535 |
| Additional noninterest expense | $536,000 | 6,250 |
| Pre-tax net operating income | $626,000 | 6,621 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $185,000 | 5,870 |
| Income before extraordinary items | $441,000 | 6,758 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $441,000 | 6,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $184,000 | 5,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $441,000 | 6,735 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,743,000 | 7,822 |
| Total interest expense | $974,000 | 8,488 |
| Net interest income | $1,769,000 | 7,122 |
| Provision for loan and lease losses | $118,000 | 4,801 |
| Total noninterest income | $520,000 | 4,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,440 |
| Total noninterest expense | $1,597,000 | 6,434 |
| Salaries and employee benefits | $827,000 | 6,567 |
| Premises and equipment expense | $281,000 | 5,582 |
| Additional noninterest expense | $489,000 | 6,519 |
| Pre-tax net operating income | $574,000 | 7,047 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $172,000 | 6,555 |
| Income before extraordinary items | $405,000 | 7,179 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $405,000 | 7,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,125 |
| Cash dividends | $124,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $402,900 | 7,109 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,590,000 | 8,258 |
| Total interest expense | $913,000 | 8,923 |
| Net interest income | $1,677,000 | 7,603 |
| Provision for loan and lease losses | $52,000 | 6,573 |
| Total noninterest income | $455,000 | 5,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $340,000 | 3,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,392 |
| Total noninterest expense | $1,518,000 | 6,746 |
| Salaries and employee benefits | $802,000 | 6,767 |
| Premises and equipment expense | $272,000 | 5,770 |
| Additional noninterest expense | $444,000 | 6,977 |
| Pre-tax net operating income | $562,000 | 7,602 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $164,000 | 7,403 |
| Income before extraordinary items | $398,000 | 7,656 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $398,000 | 7,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,544 |
| Cash dividends | $114,000 | 6,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $398,000 | 7,596 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 8,711 |
| Total interest expense | $896,000 | 9,343 |
| Net interest income | $1,590,000 | 8,051 |
| Provision for loan and lease losses | $48,000 | 6,700 |
| Total noninterest income | $413,000 | 5,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 3,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,444 |
| Total noninterest expense | $1,449,000 | 7,255 |
| Salaries and employee benefits | $757,000 | 7,221 |
| Premises and equipment expense | $245,000 | 6,318 |
| Additional noninterest expense | $447,000 | 7,494 |
| Pre-tax net operating income | $506,000 | 7,902 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $146,000 | 7,940 |
| Income before extraordinary items | $360,000 | 7,925 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $360,000 | 7,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,017 |
| Cash dividends | $95,000 | 6,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $360,000 | 7,864 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,447,000 | 9,050 |
| Total interest expense | $877,000 | 9,708 |
| Net interest income | $1,570,000 | 8,336 |
| Provision for loan and lease losses | $63,000 | 5,638 |
| Total noninterest income | $380,000 | 6,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,842 |
| Total noninterest expense | $1,304,000 | 7,850 |
| Salaries and employee benefits | $721,000 | 7,583 |
| Premises and equipment expense | $166,000 | 7,897 |
| Additional noninterest expense | $417,000 | 8,026 |
| Pre-tax net operating income | $583,000 | 7,968 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $163,000 | 8,046 |
| Income before extraordinary items | $420,000 | 7,885 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $420,000 | 7,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,321 |
| Cash dividends | $76,000 | 7,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $420,000 | 7,858 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,163,000 | 9,496 |
| Total interest expense | $707,000 | 10,054 |
| Net interest income | $1,456,000 | 9,000 |
| Provision for loan and lease losses | $69,000 | 5,368 |
| Total noninterest income | $337,000 | 6,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 5,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,774 |
| Total noninterest expense | $1,269,000 | 8,367 |
| Salaries and employee benefits | $695,000 | 7,921 |
| Premises and equipment expense | $152,000 | 8,497 |
| Additional noninterest expense | $422,000 | 8,602 |
| Pre-tax net operating income | $455,000 | 8,962 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $117,000 | 8,983 |
| Income before extraordinary items | $338,000 | 8,745 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $338,000 | 8,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,618 |
| Cash dividends | $191,000 | 5,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $338,000 | 8,806 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,031,000 | 10,115 |
| Total interest expense | $687,000 | 10,661 |
| Net interest income | $1,344,000 | 9,588 |
| Provision for loan and lease losses | $73,000 | 6,535 |
| Total noninterest income | $354,000 | 6,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,444 |
| Total noninterest expense | $1,178,000 | 8,977 |
| Salaries and employee benefits | $650,000 | 8,390 |
| Premises and equipment expense | $143,000 | 9,102 |
| Additional noninterest expense | $385,000 | 9,428 |
| Pre-tax net operating income | $447,000 | 9,051 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $114,000 | 9,431 |
| Income before extraordinary items | $333,000 | 9,102 |
| Extraordinary gains, net | $14,000 | 2,843 |
| Net income | $347,000 | 9,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $92,000 | 7,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $333,000 | 8,847 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,115,000 | 10,667 |
| Total interest expense | $908,000 | 10,830 |
| Net interest income | $1,207,000 | 10,303 |
| Provision for loan and lease losses | $76,000 | 8,040 |
| Total noninterest income | $360,000 | 6,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,290 |
| Total noninterest expense | $1,150,000 | 9,283 |
| Salaries and employee benefits | $634,000 | 8,518 |
| Premises and equipment expense | $128,000 | 9,751 |
| Additional noninterest expense | $388,000 | 9,710 |
| Pre-tax net operating income | $341,000 | 9,768 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $83,000 | 10,366 |
| Income before extraordinary items | $264,000 | 9,736 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $264,000 | 9,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 6,844 |
| Cash dividends | $92,000 | 6,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $259,440 | 9,425 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.