Home > Peoples Security Bank > Income and Expense
Peoples Security Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $3,317,000 | 7,031 |
Total interest expense | $1,332,000 | 7,335 |
Net interest income | $1,985,000 | 6,679 |
Provision for loan and lease losses | $60,000 | 6,124 |
Total noninterest income | $178,000 | 7,740 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $123,000 | 6,298 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $55,000 | 7,882 |
Total noninterest expense | $1,038,000 | 8,009 |
Salaries and employee benefits | $641,000 | 7,534 |
Premises and equipment expense | $103,000 | 8,572 |
Additional noninterest expense | $294,000 | 8,163 |
Pre-tax net operating income | $1,065,000 | 5,115 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $391,000 | 4,231 |
Income before extraordinary items | $674,000 | 5,578 |
Extraordinary gains, net | $0 | 35 |
Net income | $674,000 | 5,575 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 6,102 |
Cash dividends | $440,000 | 3,755 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $674,000 | 5,539 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $3,152,000 | 7,352 |
Total interest expense | $1,289,000 | 7,701 |
Net interest income | $1,863,000 | 6,917 |
Provision for loan and lease losses | $60,000 | 6,123 |
Total noninterest income | $162,000 | 8,057 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $117,000 | 6,528 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $45,000 | 8,339 |
Total noninterest expense | $945,000 | 8,291 |
Salaries and employee benefits | $589,000 | 7,822 |
Premises and equipment expense | $118,000 | 8,318 |
Additional noninterest expense | $238,000 | 8,712 |
Pre-tax net operating income | $1,020,000 | 5,350 |
Securities gains (losses) | $10,000 | 2,952 |
Applicable income taxes | $344,000 | 4,806 |
Income before extraordinary items | $686,000 | 5,673 |
Extraordinary gains, net | $0 | 32 |
Net income | $686,000 | 5,672 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,100 |
Cash dividends | $467,000 | 3,685 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $679,300 | 5,593 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $3,058,000 | 7,688 |
Total interest expense | $1,272,000 | 7,919 |
Net interest income | $1,786,000 | 7,347 |
Provision for loan and lease losses | $60,000 | 6,153 |
Total noninterest income | $124,000 | 8,990 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $103,000 | 7,134 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $21,000 | 9,798 |
Total noninterest expense | $972,000 | 8,446 |
Salaries and employee benefits | $556,000 | 8,210 |
Premises and equipment expense | $124,000 | 8,390 |
Additional noninterest expense | $292,000 | 8,398 |
Pre-tax net operating income | $878,000 | 6,218 |
Securities gains (losses) | $1,000 | 3,559 |
Applicable income taxes | $316,000 | 5,575 |
Income before extraordinary items | $563,000 | 6,574 |
Extraordinary gains, net | $0 | 44 |
Net income | $563,000 | 6,576 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $47,000 | 5,260 |
Cash dividends | $330,000 | 4,349 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $562,360 | 6,530 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,098,000 | 7,882 |
Total interest expense | $1,215,000 | 8,333 |
Net interest income | $1,883,000 | 7,394 |
Provision for loan and lease losses | $313,000 | 2,488 |
Total noninterest income | $136,000 | 9,243 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $109,000 | 7,313 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $27,000 | 10,012 |
Total noninterest expense | $886,000 | 9,102 |
Salaries and employee benefits | $517,000 | 8,734 |
Premises and equipment expense | $127,000 | 8,603 |
Additional noninterest expense | $242,000 | 9,478 |
Pre-tax net operating income | $820,000 | 6,428 |
Securities gains (losses) | $-9,000 | 10,223 |
Applicable income taxes | $286,000 | 5,990 |
Income before extraordinary items | $525,000 | 6,731 |
Extraordinary gains, net | $0 | 53 |
Net income | $525,000 | 6,734 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $49,000 | 5,357 |
Cash dividends | $303,000 | 4,459 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $530,850 | 6,636 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,806,000 | 8,490 |
Total interest expense | $1,122,000 | 8,837 |
Net interest income | $1,684,000 | 8,061 |
Provision for loan and lease losses | $131,000 | 3,921 |
Total noninterest income | $150,000 | 9,317 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $106,000 | 7,638 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $44,000 | 9,521 |
Total noninterest expense | $823,000 | 9,670 |
Salaries and employee benefits | $493,000 | 9,172 |
Premises and equipment expense | $102,000 | 9,565 |
Additional noninterest expense | $228,000 | 10,088 |
Pre-tax net operating income | $880,000 | 6,514 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $291,000 | 6,120 |
Income before extraordinary items | $589,000 | 6,676 |
Extraordinary gains, net | $0 | 65 |
Net income | $589,000 | 6,674 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 7,475 |
Cash dividends | $440,000 | 3,651 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $589,000 | 6,665 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,236,000 | 9,365 |
Total interest expense | $751,000 | 9,827 |
Net interest income | $1,485,000 | 8,927 |
Provision for loan and lease losses | $30,000 | 7,083 |
Total noninterest income | $135,000 | 10,017 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $100,000 | 8,093 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $35,000 | 10,473 |
Total noninterest expense | $796,000 | 10,265 |
Salaries and employee benefits | $454,000 | 9,795 |
Premises and equipment expense | $110,000 | 9,702 |
Additional noninterest expense | $232,000 | 10,746 |
Pre-tax net operating income | $794,000 | 6,900 |
Securities gains (losses) | $-4,000 | 9,291 |
Applicable income taxes | $269,000 | 6,265 |
Income before extraordinary items | $521,000 | 7,144 |
Extraordinary gains, net | $0 | 249 |
Net income | $521,000 | 7,153 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $46,000 | 5,275 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $523,640 | 7,170 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,066,000 | 10,047 |
Total interest expense | $674,000 | 10,739 |
Net interest income | $1,392,000 | 9,440 |
Provision for loan and lease losses | $22,000 | 8,943 |
Total noninterest income | $118,000 | 10,884 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $91,000 | 8,658 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $27,000 | 11,511 |
Total noninterest expense | $788,000 | 10,723 |
Salaries and employee benefits | $427,000 | 10,359 |
Premises and equipment expense | $115,000 | 9,950 |
Additional noninterest expense | $246,000 | 11,132 |
Pre-tax net operating income | $700,000 | 7,363 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $278,000 | 6,368 |
Income before extraordinary items | $422,000 | 8,213 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $422,000 | 8,379 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 8,470 |
Cash dividends | $748,000 | 2,294 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $422,000 | 7,940 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,215,000 | 10,444 |
Total interest expense | $866,000 | 11,022 |
Net interest income | $1,349,000 | 9,803 |
Provision for loan and lease losses | $24,000 | 10,335 |
Total noninterest income | $110,000 | 11,456 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $83,000 | 9,060 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $27,000 | 12,017 |
Total noninterest expense | $675,000 | 11,648 |
Salaries and employee benefits | $375,000 | 11,152 |
Premises and equipment expense | $94,000 | 10,953 |
Additional noninterest expense | $206,000 | 12,160 |
Pre-tax net operating income | $760,000 | 6,766 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $284,000 | 6,159 |
Income before extraordinary items | $476,000 | 7,536 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $476,000 | 7,638 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 10,608 |
Cash dividends | $220,000 | 4,803 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $476,000 | 7,159 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.