Home > Peoples Savings Bank & Trust > Net charge- offs to loans
Peoples Savings Bank & Trust, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3747% | 2,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2505% | 202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2683% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2743% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 41.1585% | 3 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3733% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9333% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1833% | 4,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1794% | 345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9695% | 134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1666% | 252 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0754% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1449% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3489% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6572% | 615 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2550% | 3,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2381% | 360 |
| Percentage Net Loans Charged-off:Construction & development | 7.3921% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0433% | 172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1454% | 310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1493% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3646% | 198 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3233% | 3,979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2389% | 519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0428% | 152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2134% | 306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5809% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2040% | 320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9664% | 35 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2047% | 7,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1720% | 797 |
| Percentage Net Loans Charged-off:Construction & development | -0.1678% | 1,456 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9371% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1656% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4258% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1596% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9270% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |