Home > Peoples Savings Bank & Trust > Assets and Liabilities
Peoples Savings Bank & Trust, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 127 | 1,476 |
| Assets and Liabilities | ||
| Total Assets: | $483,522,000 | 1,014 |
| Cash and due from depository institutions | $5,113,000 | 1,476 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $202,925,000 | 633 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,827 |
| Net loans & leases | $259,234,000 | 1,165 |
| Loan loss allowance | $1,577,000 | 2,326 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,136,000 | 3,598 |
| Other real estate owned | $223,000 | 1,476 |
| Goodwill and other intangibles | $3,006,000 | 729 |
| All other assets | $6,385,000 | 1,310 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $483,522,000 | 1,014 |
| Total liabilities | $438,931,000 | 1,011 |
| Total deposits | $361,433,000 | 1,087 |
| Interest-bearing deposits | $352,418,000 | 956 |
| Deposits held in domestic offices | $361,433,000 | 1,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,500,000 | 785 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $52,924,000 | 569 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,074,000 | 1,443 |
| Total equity capital | $44,591,000 | 1,027 |
| Total bank equity capital | $44,591,000 | 1,027 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,444,000 | 1,603 |
| Surplus | $21,033,000 | 879 |
| Undivided profits | $21,114,000 | 1,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,549,000 | 1,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,406,000 | 1,545 |
| Earning assets | $466,659,000 | 966 |
| Long-term assets (5+ years) | $200,843,000 | 417 |
| Average Assets, year-to-date | $439,848,600 | 1,069 |
| Average Assets, quarterly | $472,311,000 | 1,030 |
| Volatile liabilities | $84,515,000 | 976 |
| Insider loans | $2,338,000 | 1,827 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,143,000 | 718 |
| Unused loan commitments | $16,125,000 | 2,400 |
| Tier 1 (core) risk-based capital | $40,928,000 | 1,056 |
| Tier 2 risk-based capital | $1,577,000 | 1,955 |
| Total risk weighted assets | $225,995,900 | 1,285 |
| Total unused commitments | $16,125,000 | 2,412 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 122 | 1,582 |
| Assets and Liabilities | ||
| Total Assets: | $410,121,000 | 1,182 |
| Cash and due from depository institutions | $6,816,000 | 1,582 |
| Interest-bearing balances | $483,000 | 3,379 |
| Securities | $133,968,000 | 949 |
| Federal funds sold & reverse repurchase agreements | $19,610,000 | 728 |
| Net loans & leases | $237,719,000 | 1,241 |
| Loan loss allowance | $1,578,000 | 2,376 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,370,000 | 3,174 |
| Other real estate owned | $178,000 | 1,582 |
| Goodwill and other intangibles | $3,300,000 | 668 |
| All other assets | $6,160,000 | 1,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $410,121,000 | 1,182 |
| Total liabilities | $369,347,000 | 1,200 |
| Total deposits | $343,781,000 | 1,158 |
| Interest-bearing deposits | $336,265,000 | 1,035 |
| Deposits held in domestic offices | $343,781,000 | 1,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $23,276,000 | 803 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,290,000 | 1,887 |
| Total equity capital | $40,774,000 | 1,140 |
| Total bank equity capital | $40,774,000 | 1,140 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,444,000 | 1,641 |
| Surplus | $21,033,000 | 882 |
| Undivided profits | $17,297,000 | 1,531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $721,000 | 3,360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,376,000 | 1,628 |
| Earning assets | $391,780,000 | 1,148 |
| Long-term assets (5+ years) | $129,081,000 | 559 |
| Average Assets, year-to-date | $404,339,200 | 1,167 |
| Average Assets, quarterly | $406,580,000 | 1,179 |
| Volatile liabilities | $41,083,000 | 1,488 |
| Insider loans | $2,358,000 | 1,843 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $927,000 | 842 |
| Unused loan commitments | $12,377,000 | 2,802 |
| Tier 1 (core) risk-based capital | $37,278,000 | 1,166 |
| Tier 2 risk-based capital | $1,578,000 | 1,948 |
| Total risk weighted assets | $208,028,900 | 1,375 |
| Total unused commitments | $12,377,000 | 2,813 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 112 | 1,775 |
| Assets and Liabilities | ||
| Total Assets: | $402,089,000 | 1,190 |
| Cash and due from depository institutions | $9,538,000 | 1,775 |
| Interest-bearing balances | $1,344,000 | 2,057 |
| Securities | $136,292,000 | 969 |
| Federal funds sold & reverse repurchase agreements | $9,876,000 | 950 |
| Net loans & leases | $226,042,000 | 1,257 |
| Loan loss allowance | $1,791,000 | 2,173 |
| Trading account assets | $5,461,000 | 132 |
| Bank premises and fixed assets | $2,410,000 | 3,063 |
| Other real estate owned | $910,000 | 1,775 |
| Goodwill and other intangibles | $3,745,000 | 555 |
| All other assets | $7,815,000 | 1,165 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $402,089,000 | 1,190 |
| Total liabilities | $362,246,000 | 1,199 |
| Total deposits | $325,020,000 | 1,181 |
| Interest-bearing deposits | $319,402,000 | 1,053 |
| Deposits held in domestic offices | $325,020,000 | 1,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $35,277,000 | 665 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,949,000 | 1,834 |
| Total equity capital | $39,843,000 | 1,049 |
| Total bank equity capital | $39,843,000 | 1,049 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,444,000 | 1,682 |
| Surplus | $21,033,000 | 822 |
| Undivided profits | $16,366,000 | 1,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000,000 | 2,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,156,000 | 1,698 |
| Earning assets | $379,015,000 | 1,155 |
| Long-term assets (5+ years) | $130,684,000 | 541 |
| Average Assets, year-to-date | $382,572,000 | 1,208 |
| Average Assets, quarterly | $395,992,000 | 1,202 |
| Volatile liabilities | $33,912,000 | 1,658 |
| Insider loans | $2,519,000 | 1,663 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,801,000 | 3,160 |
| Tier 1 (core) risk-based capital | $37,806,000 | 1,092 |
| Tier 2 risk-based capital | $1,791,000 | 1,750 |
| Total risk weighted assets | $196,012,400 | 1,421 |
| Total unused commitments | $9,801,000 | 3,171 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 86 | 2,442 |
| Assets and Liabilities | ||
| Total Assets: | $354,572,000 | 1,340 |
| Cash and due from depository institutions | $7,306,000 | 2,442 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $116,135,000 | 1,190 |
| Federal funds sold & reverse repurchase agreements | $4,701,000 | 2,971 |
| Net loans & leases | $212,173,000 | 1,309 |
| Loan loss allowance | $2,223,000 | 1,897 |
| Trading account assets | $5,537,000 | 156 |
| Bank premises and fixed assets | $1,733,000 | 4,133 |
| Other real estate owned | $2,061,000 | 2,442 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,926,000 | 1,597 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $354,572,000 | 1,340 |
| Total liabilities | $312,737,000 | 1,382 |
| Total deposits | $302,424,000 | 1,314 |
| Interest-bearing deposits | $298,235,000 | 1,157 |
| Deposits held in domestic offices | $302,424,000 | 1,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $8,598,000 | 1,167 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,715,000 | 2,058 |
| Total equity capital | $41,835,000 | 1,002 |
| Total bank equity capital | $41,835,000 | 1,002 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,444,000 | 1,703 |
| Surplus | $21,033,000 | 782 |
| Undivided profits | $18,358,000 | 1,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,622,000 | 2,240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,110,000 | 1,556 |
| Earning assets | $338,546,000 | 1,301 |
| Long-term assets (5+ years) | $118,615,000 | 587 |
| Average Assets, year-to-date | $345,684,600 | 1,342 |
| Average Assets, quarterly | $351,489,500 | 1,339 |
| Volatile liabilities | $22,419,000 | 2,188 |
| Insider loans | $2,794,000 | 1,489 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $391,000 | 1,296 |
| Unused loan commitments | $6,909,000 | 3,994 |
| Tier 1 (core) risk-based capital | $41,405,000 | 974 |
| Tier 2 risk-based capital | $2,223,000 | 1,426 |
| Total risk weighted assets | $186,068,900 | 1,481 |
| Total unused commitments | $6,909,000 | 4,018 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 84 | 2,581 |
| Assets and Liabilities | ||
| Total Assets: | $335,233,000 | 1,468 |
| Cash and due from depository institutions | $7,181,000 | 2,581 |
| Interest-bearing balances | $586,000 | 4,673 |
| Securities | $69,941,000 | 1,927 |
| Federal funds sold & reverse repurchase agreements | $12,297,000 | 1,356 |
| Net loans & leases | $231,282,000 | 1,245 |
| Loan loss allowance | $1,945,000 | 2,179 |
| Trading account assets | $6,348,000 | 154 |
| Bank premises and fixed assets | $1,727,000 | 4,133 |
| Other real estate owned | $2,446,000 | 2,581 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,011,000 | 1,967 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $335,233,000 | 1,468 |
| Total liabilities | $295,321,000 | 1,518 |
| Total deposits | $286,483,000 | 1,471 |
| Interest-bearing deposits | $282,830,000 | 1,303 |
| Deposits held in domestic offices | $286,483,000 | 1,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,612,000 | 1,094 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,226,000 | 2,786 |
| Total equity capital | $39,912,000 | 988 |
| Total bank equity capital | $39,912,000 | 988 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,444,000 | 1,755 |
| Surplus | $21,033,000 | 760 |
| Undivided profits | $16,435,000 | 1,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,251,000 | 2,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,351,000 | 1,414 |
| Earning assets | $320,454,000 | 1,399 |
| Long-term assets (5+ years) | $126,957,000 | 501 |
| Average Assets, year-to-date | $316,243,000 | 1,508 |
| Average Assets, quarterly | $328,474,500 | 1,482 |
| Volatile liabilities | $19,706,000 | 2,389 |
| Insider loans | $203,000 | 3,888 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,665,000 | 3,854 |
| Tier 1 (core) risk-based capital | $39,912,000 | 953 |
| Tier 2 risk-based capital | $1,945,000 | 1,636 |
| Total risk weighted assets | $176,092,700 | 1,612 |
| Total unused commitments | $6,665,000 | 3,874 |
| Derivatives | $0 | 651 |