Home > Peoples Savings Bank, Inc., SSB > Income and Expense
Peoples Savings Bank, Inc., SSB, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,839,000 | 4,087 |
| Total interest expense | $3,735,000 | 3,920 |
| Net interest income | $4,104,000 | 4,219 |
| Provision for loan and lease losses | $110,000 | 4,388 |
| Total noninterest income | $1,121,000 | 2,848 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $278,000 | 4,568 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $843,000 | 2,024 |
| Total noninterest expense | $3,280,000 | 3,969 |
| Salaries and employee benefits | $1,591,000 | 4,066 |
| Premises and equipment expense | $288,000 | 5,805 |
| Additional noninterest expense | $1,401,000 | 3,260 |
| Pre-tax net operating income | $1,835,000 | 3,778 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $468,000 | 4,406 |
| Income before extraordinary items | $1,367,000 | 3,529 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,367,000 | 3,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,367,000 | 3,509 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,452,000 | 4,550 |
| Total interest expense | $2,883,000 | 4,102 |
| Net interest income | $3,569,000 | 4,862 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,153,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $241,000 | 5,174 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $912,000 | 1,959 |
| Total noninterest expense | $3,294,000 | 4,065 |
| Salaries and employee benefits | $1,497,000 | 4,283 |
| Premises and equipment expense | $255,000 | 6,434 |
| Additional noninterest expense | $1,542,000 | 3,219 |
| Pre-tax net operating income | $1,428,000 | 4,598 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $296,000 | 5,922 |
| Income before extraordinary items | $1,130,000 | 4,080 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,130,000 | 4,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,131,580 | 4,115 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,032,000 | 4,294 |
| Total interest expense | $3,826,000 | 3,292 |
| Net interest income | $3,206,000 | 5,343 |
| Provision for loan and lease losses | $211,000 | 3,785 |
| Total noninterest income | $937,000 | 3,514 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $225,000 | 5,509 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $712,000 | 2,567 |
| Total noninterest expense | $3,009,000 | 4,496 |
| Salaries and employee benefits | $1,555,000 | 4,146 |
| Premises and equipment expense | $358,000 | 5,144 |
| Additional noninterest expense | $1,096,000 | 4,549 |
| Pre-tax net operating income | $923,000 | 6,241 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $358,000 | 5,405 |
| Income before extraordinary items | $563,000 | 7,053 |
| Extraordinary gains, net | $112,000 | 1,467 |
| Net income | $675,000 | 6,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,924 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $564,280 | 6,788 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,093,000 | 4,247 |
| Total interest expense | $5,077,000 | 3,269 |
| Net interest income | $3,016,000 | 5,689 |
| Provision for loan and lease losses | $254,000 | 4,549 |
| Total noninterest income | $746,000 | 4,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $746,000 | 2,414 |
| Total noninterest expense | $2,838,000 | 4,761 |
| Salaries and employee benefits | $1,441,000 | 4,378 |
| Premises and equipment expense | $618,000 | 3,266 |
| Additional noninterest expense | $779,000 | 6,217 |
| Pre-tax net operating income | $670,000 | 7,272 |
| Securities gains (losses) | $229,000 | 1,827 |
| Applicable income taxes | $406,000 | 4,734 |
| Income before extraordinary items | $493,000 | 7,400 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $493,000 | 7,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $346,440 | 8,393 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.