Home > Peoples Savings Bank > Income and Expense
Peoples Savings Bank, Income and Expense
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 4,108 |
| Total interest expense | $544,000 | 3,201 |
| Net interest income | $1,519,000 | 4,252 |
| Provision for loan and lease losses | $75,000 | 2,429 |
| Total noninterest income | $50,000 | 4,893 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $25,000 | 4,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 4,823 |
| Total noninterest expense | $948,000 | 4,538 |
| Salaries and employee benefits | $511,000 | 4,554 |
| Premises and equipment expense | $212,000 | 3,416 |
| Additional noninterest expense | $225,000 | 4,802 |
| Pre-tax net operating income | $546,000 | 3,877 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $31,000 | 3,289 |
| Income before extraordinary items | $515,000 | 3,835 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $515,000 | 3,834 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $515,000 | 3,834 |
| Net charge-offs | $45,000 | 1,906 |
| Cash dividends | $685,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $515,000 | 3,809 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 4,142 |
| Total interest expense | $273,000 | 3,176 |
| Net interest income | $747,000 | 4,308 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $27,000 | 4,898 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $12,000 | 4,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,752 |
| Total noninterest expense | $419,000 | 4,707 |
| Salaries and employee benefits | $254,000 | 4,607 |
| Premises and equipment expense | $56,000 | 4,382 |
| Additional noninterest expense | $109,000 | 4,869 |
| Pre-tax net operating income | $355,000 | 3,560 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $18,000 | 3,195 |
| Income before extraordinary items | $337,000 | 3,459 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $337,000 | 3,458 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $337,000 | 3,458 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $554,000 | 1,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $337,000 | 3,450 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,846,000 | 4,189 |
| Total interest expense | $775,000 | 3,307 |
| Net interest income | $3,071,000 | 4,268 |
| Provision for loan and lease losses | $40,000 | 3,585 |
| Total noninterest income | $122,000 | 4,924 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $67,000 | 4,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 4,869 |
| Total noninterest expense | $1,537,000 | 4,829 |
| Salaries and employee benefits | $980,000 | 4,680 |
| Premises and equipment expense | $212,000 | 4,465 |
| Additional noninterest expense | $345,000 | 5,066 |
| Pre-tax net operating income | $1,616,000 | 3,426 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $76,000 | 3,218 |
| Income before extraordinary items | $1,540,000 | 3,335 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,540,000 | 3,333 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,540,000 | 3,334 |
| Net charge-offs | $-3,000 | 4,310 |
| Cash dividends | $685,000 | 2,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,540,000 | 3,338 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,825,000 | 4,249 |
| Total interest expense | $546,000 | 3,345 |
| Net interest income | $2,279,000 | 4,330 |
| Provision for loan and lease losses | $40,000 | 3,338 |
| Total noninterest income | $95,000 | 4,972 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $50,000 | 4,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 4,902 |
| Total noninterest expense | $1,150,000 | 4,863 |
| Salaries and employee benefits | $732,000 | 4,717 |
| Premises and equipment expense | $159,000 | 4,504 |
| Additional noninterest expense | $259,000 | 5,112 |
| Pre-tax net operating income | $1,184,000 | 3,521 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $59,000 | 3,256 |
| Income before extraordinary items | $1,125,000 | 3,415 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,125,000 | 3,414 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,125,000 | 3,414 |
| Net charge-offs | $-3,000 | 4,190 |
| Cash dividends | $435,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,125,000 | 3,414 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 4,296 |
| Total interest expense | $342,000 | 3,356 |
| Net interest income | $1,497,000 | 4,383 |
| Provision for loan and lease losses | $40,000 | 2,973 |
| Total noninterest income | $59,000 | 5,070 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $30,000 | 4,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 4,959 |
| Total noninterest expense | $777,000 | 4,904 |
| Salaries and employee benefits | $490,000 | 4,759 |
| Premises and equipment expense | $107,000 | 4,534 |
| Additional noninterest expense | $180,000 | 5,139 |
| Pre-tax net operating income | $739,000 | 3,613 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $37,000 | 3,280 |
| Income before extraordinary items | $702,000 | 3,499 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $702,000 | 3,498 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $702,000 | 3,498 |
| Net charge-offs | $-3,000 | 4,144 |
| Cash dividends | $280,000 | 2,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $702,000 | 3,496 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $897,000 | 4,362 |
| Total interest expense | $153,000 | 3,484 |
| Net interest income | $744,000 | 4,429 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $30,000 | 5,105 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $14,000 | 4,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 4,942 |
| Total noninterest expense | $384,000 | 4,965 |
| Salaries and employee benefits | $247,000 | 4,806 |
| Premises and equipment expense | $55,000 | 4,557 |
| Additional noninterest expense | $82,000 | 5,253 |
| Pre-tax net operating income | $360,000 | 3,594 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $18,000 | 3,283 |
| Income before extraordinary items | $342,000 | 3,495 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $342,000 | 3,494 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $342,000 | 3,495 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $125,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $342,000 | 3,494 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,426,000 | 4,406 |
| Total interest expense | $526,000 | 3,595 |
| Net interest income | $2,900,000 | 4,462 |
| Provision for loan and lease losses | $120,000 | 2,846 |
| Total noninterest income | $162,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $71,000 | 4,703 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 4,838 |
| Total noninterest expense | $1,506,000 | 5,053 |
| Salaries and employee benefits | $943,000 | 4,897 |
| Premises and equipment expense | $206,000 | 4,683 |
| Additional noninterest expense | $357,000 | 5,259 |
| Pre-tax net operating income | $1,436,000 | 3,586 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $75,000 | 3,403 |
| Income before extraordinary items | $1,361,000 | 3,293 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,361,000 | 3,291 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,361,000 | 3,293 |
| Net charge-offs | $-6,000 | 4,696 |
| Cash dividends | $686,000 | 2,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,361,000 | 3,265 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,540,000 | 4,462 |
| Total interest expense | $378,000 | 3,667 |
| Net interest income | $2,162,000 | 4,519 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $135,000 | 4,984 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $52,000 | 4,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 4,776 |
| Total noninterest expense | $1,125,000 | 5,095 |
| Salaries and employee benefits | $704,000 | 4,944 |
| Premises and equipment expense | $153,000 | 4,727 |
| Additional noninterest expense | $268,000 | 5,306 |
| Pre-tax net operating income | $1,082,000 | 3,636 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $54,000 | 3,431 |
| Income before extraordinary items | $1,028,000 | 3,496 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,028,000 | 3,496 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,028,000 | 3,496 |
| Net charge-offs | $-5,000 | 4,560 |
| Cash dividends | $430,000 | 2,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,028,000 | 3,468 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 4,500 |
| Total interest expense | $241,000 | 3,722 |
| Net interest income | $1,431,000 | 4,541 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $101,000 | 4,917 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $33,000 | 4,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 4,638 |
| Total noninterest expense | $760,000 | 5,121 |
| Salaries and employee benefits | $471,000 | 4,981 |
| Premises and equipment expense | $100,000 | 4,789 |
| Additional noninterest expense | $189,000 | 5,306 |
| Pre-tax net operating income | $712,000 | 3,633 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $36,000 | 3,441 |
| Income before extraordinary items | $676,000 | 3,465 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $676,000 | 3,464 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $676,000 | 3,465 |
| Net charge-offs | $-4,000 | 4,493 |
| Cash dividends | $280,000 | 2,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $676,000 | 3,442 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $816,000 | 4,561 |
| Total interest expense | $115,000 | 3,801 |
| Net interest income | $701,000 | 4,607 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $47,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $17,000 | 4,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,774 |
| Total noninterest expense | $382,000 | 5,157 |
| Salaries and employee benefits | $237,000 | 5,026 |
| Premises and equipment expense | $55,000 | 4,709 |
| Additional noninterest expense | $90,000 | 5,412 |
| Pre-tax net operating income | $336,000 | 3,685 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $17,000 | 3,423 |
| Income before extraordinary items | $319,000 | 3,514 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $319,000 | 3,513 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $319,000 | 3,514 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $125,000 | 2,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $319,000 | 3,483 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,151,000 | 4,643 |
| Total interest expense | $459,000 | 3,799 |
| Net interest income | $2,692,000 | 4,697 |
| Provision for loan and lease losses | $40,000 | 3,765 |
| Total noninterest income | $97,000 | 5,504 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $67,000 | 4,952 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $30,000 | 5,502 |
| Total noninterest expense | $1,435,000 | 5,292 |
| Salaries and employee benefits | $904,000 | 5,129 |
| Premises and equipment expense | $183,000 | 5,005 |
| Additional noninterest expense | $348,000 | 5,513 |
| Pre-tax net operating income | $1,314,000 | 3,688 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $66,000 | 3,494 |
| Income before extraordinary items | $1,248,000 | 3,572 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,248,000 | 3,570 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,248,000 | 3,571 |
| Net charge-offs | $176,000 | 2,061 |
| Cash dividends | $933,000 | 2,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,248,000 | 3,503 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 4,691 |
| Total interest expense | $346,000 | 3,814 |
| Net interest income | $2,009,000 | 4,749 |
| Provision for loan and lease losses | $10,000 | 4,002 |
| Total noninterest income | $68,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $48,000 | 5,041 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $20,000 | 5,581 |
| Total noninterest expense | $1,070,000 | 5,334 |
| Salaries and employee benefits | $671,000 | 5,158 |
| Premises and equipment expense | $142,000 | 4,980 |
| Additional noninterest expense | $257,000 | 5,563 |
| Pre-tax net operating income | $997,000 | 3,720 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $50,000 | 3,571 |
| Income before extraordinary items | $947,000 | 3,581 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $947,000 | 3,579 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $947,000 | 3,581 |
| Net charge-offs | $170,000 | 1,588 |
| Cash dividends | $683,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $947,000 | 3,520 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 4,721 |
| Total interest expense | $232,000 | 3,819 |
| Net interest income | $1,346,000 | 4,778 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $37,000 | 5,735 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $27,000 | 5,202 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $10,000 | 5,725 |
| Total noninterest expense | $717,000 | 5,391 |
| Salaries and employee benefits | $448,000 | 5,216 |
| Premises and equipment expense | $97,000 | 4,997 |
| Additional noninterest expense | $172,000 | 5,635 |
| Pre-tax net operating income | $666,000 | 3,732 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $33,000 | 3,595 |
| Income before extraordinary items | $633,000 | 3,587 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $633,000 | 3,583 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $633,000 | 3,585 |
| Net charge-offs | $14,000 | 2,949 |
| Cash dividends | $532,000 | 1,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $633,000 | 3,515 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $772,000 | 4,785 |
| Total interest expense | $117,000 | 3,824 |
| Net interest income | $655,000 | 4,858 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $4,000 | 6,024 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $13,000 | 5,249 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-9,000 | 6,076 |
| Total noninterest expense | $360,000 | 5,426 |
| Salaries and employee benefits | $223,000 | 5,255 |
| Premises and equipment expense | $50,000 | 4,997 |
| Additional noninterest expense | $87,000 | 5,679 |
| Pre-tax net operating income | $299,000 | 3,864 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $15,000 | 3,602 |
| Income before extraordinary items | $284,000 | 3,718 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $284,000 | 3,715 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $284,000 | 3,716 |
| Net charge-offs | $15,000 | 2,144 |
| Cash dividends | $380,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $284,000 | 3,659 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 4,852 |
| Total interest expense | $458,000 | 3,885 |
| Net interest income | $2,529,000 | 4,913 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $128,000 | 5,542 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $70,000 | 5,109 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $58,000 | 5,429 |
| Total noninterest expense | $1,414,000 | 5,489 |
| Salaries and employee benefits | $828,000 | 5,426 |
| Premises and equipment expense | $174,000 | 5,250 |
| Additional noninterest expense | $412,000 | 5,598 |
| Pre-tax net operating income | $1,243,000 | 3,793 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $58,000 | 3,575 |
| Income before extraordinary items | $1,185,000 | 3,650 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,185,000 | 3,649 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,185,000 | 3,651 |
| Net charge-offs | $34,000 | 3,503 |
| Cash dividends | $604,000 | 2,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,185,000 | 3,598 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 4,930 |
| Total interest expense | $341,000 | 3,962 |
| Net interest income | $1,868,000 | 4,985 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $89,000 | 5,666 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $50,000 | 5,202 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 5,559 |
| Total noninterest expense | $1,025,000 | 5,587 |
| Salaries and employee benefits | $605,000 | 5,490 |
| Premises and equipment expense | $133,000 | 5,289 |
| Additional noninterest expense | $287,000 | 5,737 |
| Pre-tax net operating income | $932,000 | 3,850 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $46,000 | 3,665 |
| Income before extraordinary items | $886,000 | 3,708 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $886,000 | 3,707 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $886,000 | 3,708 |
| Net charge-offs | $24,000 | 3,264 |
| Cash dividends | $378,000 | 2,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $886,000 | 3,664 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 4,989 |
| Total interest expense | $227,000 | 4,001 |
| Net interest income | $1,226,000 | 5,045 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $53,000 | 5,797 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $30,000 | 5,328 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 5,663 |
| Total noninterest expense | $677,000 | 5,660 |
| Salaries and employee benefits | $392,000 | 5,574 |
| Premises and equipment expense | $92,000 | 5,294 |
| Additional noninterest expense | $193,000 | 5,776 |
| Pre-tax net operating income | $602,000 | 3,889 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $30,000 | 3,682 |
| Income before extraordinary items | $572,000 | 3,746 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $572,000 | 3,748 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $572,000 | 3,749 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $247,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $572,000 | 3,688 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $723,000 | 5,032 |
| Total interest expense | $114,000 | 4,033 |
| Net interest income | $609,000 | 5,083 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $24,000 | 5,881 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $13,000 | 5,482 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $11,000 | 5,740 |
| Total noninterest expense | $327,000 | 5,751 |
| Salaries and employee benefits | $196,000 | 5,624 |
| Premises and equipment expense | $48,000 | 5,287 |
| Additional noninterest expense | $83,000 | 5,955 |
| Pre-tax net operating income | $306,000 | 3,839 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $15,000 | 3,667 |
| Income before extraordinary items | $291,000 | 3,705 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $291,000 | 3,707 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $291,000 | 3,708 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $121,000 | 2,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $291,000 | 3,613 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 5,140 |
| Total interest expense | $470,000 | 4,146 |
| Net interest income | $2,347,000 | 5,202 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $100,000 | 5,971 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $64,000 | 5,482 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $36,000 | 5,873 |
| Total noninterest expense | $1,287,000 | 5,853 |
| Salaries and employee benefits | $749,000 | 5,770 |
| Premises and equipment expense | $188,000 | 5,430 |
| Additional noninterest expense | $350,000 | 6,008 |
| Pre-tax net operating income | $1,160,000 | 3,911 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $53,000 | 3,685 |
| Income before extraordinary items | $1,107,000 | 3,778 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,107,000 | 3,778 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,107,000 | 3,780 |
| Net charge-offs | $2,000 | 4,861 |
| Cash dividends | $851,000 | 2,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,107,000 | 3,728 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 5,208 |
| Total interest expense | $354,000 | 4,192 |
| Net interest income | $1,751,000 | 5,281 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $70,000 | 6,103 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $48,000 | 5,544 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $22,000 | 6,019 |
| Total noninterest expense | $958,000 | 5,914 |
| Salaries and employee benefits | $562,000 | 5,820 |
| Premises and equipment expense | $144,000 | 5,457 |
| Additional noninterest expense | $252,000 | 6,095 |
| Pre-tax net operating income | $863,000 | 4,002 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $43,000 | 3,723 |
| Income before extraordinary items | $820,000 | 3,862 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $820,000 | 3,864 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $820,000 | 3,865 |
| Net charge-offs | $2,000 | 4,524 |
| Cash dividends | $374,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $820,000 | 3,820 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 5,248 |
| Total interest expense | $237,000 | 4,216 |
| Net interest income | $1,160,000 | 5,316 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $44,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $29,000 | 5,661 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $15,000 | 6,065 |
| Total noninterest expense | $646,000 | 5,949 |
| Salaries and employee benefits | $379,000 | 5,849 |
| Premises and equipment expense | $99,000 | 5,458 |
| Additional noninterest expense | $168,000 | 6,137 |
| Pre-tax net operating income | $558,000 | 3,990 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $28,000 | 3,717 |
| Income before extraordinary items | $530,000 | 3,841 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $530,000 | 3,846 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $530,000 | 3,847 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $248,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $530,000 | 3,789 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $694,000 | 5,308 |
| Total interest expense | $119,000 | 4,278 |
| Net interest income | $575,000 | 5,378 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $25,000 | 6,111 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $15,000 | 5,639 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $10,000 | 5,976 |
| Total noninterest expense | $325,000 | 6,015 |
| Salaries and employee benefits | $194,000 | 5,877 |
| Premises and equipment expense | $51,000 | 5,463 |
| Additional noninterest expense | $80,000 | 6,261 |
| Pre-tax net operating income | $275,000 | 3,961 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $14,000 | 3,682 |
| Income before extraordinary items | $261,000 | 3,782 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $261,000 | 3,785 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $261,000 | 3,785 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $122,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $261,000 | 3,736 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,788,000 | 5,349 |
| Total interest expense | $540,000 | 4,299 |
| Net interest income | $2,248,000 | 5,450 |
| Provision for loan and lease losses | $66,000 | 4,034 |
| Total noninterest income | $108,000 | 6,155 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $68,000 | 5,700 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $40,000 | 5,981 |
| Total noninterest expense | $1,230,000 | 6,151 |
| Salaries and employee benefits | $726,000 | 6,042 |
| Premises and equipment expense | $189,000 | 5,633 |
| Additional noninterest expense | $315,000 | 6,307 |
| Pre-tax net operating income | $1,060,000 | 3,987 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $49,000 | 3,766 |
| Income before extraordinary items | $1,011,000 | 3,880 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,011,000 | 3,883 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,011,000 | 3,884 |
| Net charge-offs | $-42,000 | 6,389 |
| Cash dividends | $967,000 | 1,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,011,000 | 3,820 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 5,409 |
| Total interest expense | $414,000 | 4,337 |
| Net interest income | $1,677,000 | 5,511 |
| Provision for loan and lease losses | $66,000 | 3,761 |
| Total noninterest income | $83,000 | 6,219 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $49,000 | 5,796 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $34,000 | 5,988 |
| Total noninterest expense | $905,000 | 6,201 |
| Salaries and employee benefits | $543,000 | 6,075 |
| Premises and equipment expense | $143,000 | 5,664 |
| Additional noninterest expense | $219,000 | 6,433 |
| Pre-tax net operating income | $789,000 | 4,079 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $39,000 | 3,831 |
| Income before extraordinary items | $750,000 | 3,935 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $750,000 | 3,938 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $750,000 | 3,938 |
| Net charge-offs | $-50,000 | 6,466 |
| Cash dividends | $487,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $750,000 | 3,865 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 5,463 |
| Total interest expense | $282,000 | 4,350 |
| Net interest income | $1,086,000 | 5,581 |
| Provision for loan and lease losses | $56,000 | 3,534 |
| Total noninterest income | $50,000 | 6,313 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $30,000 | 5,892 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $20,000 | 6,098 |
| Total noninterest expense | $607,000 | 6,235 |
| Salaries and employee benefits | $366,000 | 6,096 |
| Premises and equipment expense | $95,000 | 5,690 |
| Additional noninterest expense | $146,000 | 6,459 |
| Pre-tax net operating income | $473,000 | 4,241 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $23,000 | 3,887 |
| Income before extraordinary items | $450,000 | 4,118 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $450,000 | 4,121 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $450,000 | 4,121 |
| Net charge-offs | $-20,000 | 6,329 |
| Cash dividends | $357,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $450,000 | 4,015 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $681,000 | 5,511 |
| Total interest expense | $150,000 | 4,312 |
| Net interest income | $531,000 | 5,666 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $24,000 | 6,366 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $15,000 | 5,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,201 |
| Total noninterest expense | $304,000 | 6,306 |
| Salaries and employee benefits | $187,000 | 6,106 |
| Premises and equipment expense | $45,000 | 5,811 |
| Additional noninterest expense | $72,000 | 6,557 |
| Pre-tax net operating income | $221,000 | 4,317 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $11,000 | 3,890 |
| Income before extraordinary items | $210,000 | 4,186 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $210,000 | 4,188 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $210,000 | 4,188 |
| Net charge-offs | $-14,000 | 6,319 |
| Cash dividends | $227,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $210,000 | 4,087 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 5,477 |
| Total interest expense | $705,000 | 4,390 |
| Net interest income | $2,292,000 | 5,629 |
| Provision for loan and lease losses | $90,000 | 4,771 |
| Total noninterest income | $100,000 | 6,287 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $70,000 | 5,898 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $30,000 | 6,119 |
| Total noninterest expense | $1,221,000 | 6,387 |
| Salaries and employee benefits | $707,000 | 6,267 |
| Premises and equipment expense | $158,000 | 6,048 |
| Additional noninterest expense | $356,000 | 6,478 |
| Pre-tax net operating income | $1,081,000 | 3,892 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $51,000 | 3,891 |
| Income before extraordinary items | $1,030,000 | 3,853 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,030,000 | 3,853 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,030,000 | 3,855 |
| Net charge-offs | $79,000 | 4,605 |
| Cash dividends | $899,000 | 2,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,030,000 | 3,696 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 5,542 |
| Total interest expense | $544,000 | 4,447 |
| Net interest income | $1,739,000 | 5,695 |
| Provision for loan and lease losses | $164,000 | 3,772 |
| Total noninterest income | $71,000 | 6,430 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $49,000 | 6,056 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,000 | 6,267 |
| Total noninterest expense | $895,000 | 6,470 |
| Salaries and employee benefits | $527,000 | 6,321 |
| Premises and equipment expense | $121,000 | 6,091 |
| Additional noninterest expense | $247,000 | 6,624 |
| Pre-tax net operating income | $751,000 | 4,123 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $37,000 | 3,929 |
| Income before extraordinary items | $714,000 | 4,069 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $714,000 | 4,069 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $714,000 | 4,070 |
| Net charge-offs | $73,000 | 4,263 |
| Cash dividends | $467,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $714,000 | 3,892 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 5,562 |
| Total interest expense | $372,000 | 4,494 |
| Net interest income | $1,165,000 | 5,711 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $64,000 | 6,233 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $32,000 | 6,095 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 5,840 |
| Total noninterest expense | $599,000 | 6,510 |
| Salaries and employee benefits | $355,000 | 6,346 |
| Premises and equipment expense | $79,000 | 6,157 |
| Additional noninterest expense | $165,000 | 6,674 |
| Pre-tax net operating income | $510,000 | 4,088 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $25,000 | 3,915 |
| Income before extraordinary items | $485,000 | 4,037 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $485,000 | 4,040 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $485,000 | 4,041 |
| Net charge-offs | $48,000 | 4,072 |
| Cash dividends | $334,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $485,000 | 3,843 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $778,000 | 5,591 |
| Total interest expense | $192,000 | 4,540 |
| Net interest income | $586,000 | 5,741 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $34,000 | 6,241 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $16,000 | 6,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 5,812 |
| Total noninterest expense | $304,000 | 6,558 |
| Salaries and employee benefits | $183,000 | 6,353 |
| Premises and equipment expense | $39,000 | 6,220 |
| Additional noninterest expense | $82,000 | 6,720 |
| Pre-tax net operating income | $256,000 | 4,126 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $13,000 | 3,884 |
| Income before extraordinary items | $243,000 | 4,037 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $243,000 | 4,040 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $243,000 | 4,040 |
| Net charge-offs | $62,000 | 2,855 |
| Cash dividends | $202,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $243,000 | 3,879 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,233,000 | 5,608 |
| Total interest expense | $898,000 | 4,650 |
| Net interest income | $2,335,000 | 5,789 |
| Provision for loan and lease losses | $190,000 | 4,674 |
| Total noninterest income | $63,000 | 6,709 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $72,000 | 5,943 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-9,000 | 6,744 |
| Total noninterest expense | $1,147,000 | 6,681 |
| Salaries and employee benefits | $671,000 | 6,538 |
| Premises and equipment expense | $149,000 | 6,427 |
| Additional noninterest expense | $327,000 | 6,774 |
| Pre-tax net operating income | $1,061,000 | 3,610 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $49,000 | 3,769 |
| Income before extraordinary items | $1,012,000 | 3,543 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,012,000 | 3,544 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,012,000 | 3,546 |
| Net charge-offs | $95,000 | 5,024 |
| Cash dividends | $731,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,012,000 | 3,428 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 5,652 |
| Total interest expense | $689,000 | 4,711 |
| Net interest income | $1,753,000 | 5,837 |
| Provision for loan and lease losses | $130,000 | 4,688 |
| Total noninterest income | $41,000 | 6,869 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $56,000 | 5,923 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-15,000 | 6,937 |
| Total noninterest expense | $869,000 | 6,707 |
| Salaries and employee benefits | $501,000 | 6,569 |
| Premises and equipment expense | $119,000 | 6,382 |
| Additional noninterest expense | $249,000 | 6,799 |
| Pre-tax net operating income | $795,000 | 3,733 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $40,000 | 3,740 |
| Income before extraordinary items | $755,000 | 3,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $755,000 | 3,616 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $755,000 | 3,616 |
| Net charge-offs | $78,000 | 4,643 |
| Cash dividends | $414,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $755,000 | 3,510 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,629,000 | 5,705 |
| Total interest expense | $464,000 | 4,809 |
| Net interest income | $1,165,000 | 5,879 |
| Provision for loan and lease losses | $80,000 | 4,642 |
| Total noninterest income | $11,000 | 7,114 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $36,000 | 5,964 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-25,000 | 7,082 |
| Total noninterest expense | $599,000 | 6,739 |
| Salaries and employee benefits | $343,000 | 6,586 |
| Premises and equipment expense | $77,000 | 6,468 |
| Additional noninterest expense | $179,000 | 6,787 |
| Pre-tax net operating income | $497,000 | 3,835 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $25,000 | 3,735 |
| Income before extraordinary items | $472,000 | 3,696 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $472,000 | 3,696 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $472,000 | 3,697 |
| Net charge-offs | $42,000 | 4,587 |
| Cash dividends | $297,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $472,000 | 3,587 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $805,000 | 5,764 |
| Total interest expense | $230,000 | 4,940 |
| Net interest income | $575,000 | 5,918 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $26,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $15,000 | 6,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 6,315 |
| Total noninterest expense | $312,000 | 6,721 |
| Salaries and employee benefits | $180,000 | 6,558 |
| Premises and equipment expense | $42,000 | 6,408 |
| Additional noninterest expense | $90,000 | 6,851 |
| Pre-tax net operating income | $229,000 | 3,999 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $12,000 | 3,703 |
| Income before extraordinary items | $217,000 | 3,840 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $217,000 | 3,838 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $217,000 | 3,840 |
| Net charge-offs | $43,000 | 3,481 |
| Cash dividends | $148,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $217,000 | 3,787 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,263,000 | 5,875 |
| Total interest expense | $1,019,000 | 5,176 |
| Net interest income | $2,244,000 | 6,009 |
| Provision for loan and lease losses | $240,000 | 5,139 |
| Total noninterest income | $140,000 | 6,368 |
| Gross Fiduciary activities income | $3,000 | 1,259 |
| Service charges on deposit accounts | $81,000 | 5,752 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $56,000 | 6,010 |
| Total noninterest expense | $1,177,000 | 6,888 |
| Salaries and employee benefits | $667,000 | 6,762 |
| Premises and equipment expense | $153,000 | 6,603 |
| Additional noninterest expense | $357,000 | 6,931 |
| Pre-tax net operating income | $967,000 | 3,429 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $46,000 | 3,673 |
| Income before extraordinary items | $921,000 | 3,363 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $921,000 | 3,360 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $921,000 | 3,363 |
| Net charge-offs | $241,000 | 4,566 |
| Cash dividends | $962,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $921,000 | 3,237 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,450,000 | 5,970 |
| Total interest expense | $779,000 | 5,285 |
| Net interest income | $1,671,000 | 6,122 |
| Provision for loan and lease losses | $180,000 | 5,003 |
| Total noninterest income | $93,000 | 6,620 |
| Gross Fiduciary activities income | $3,000 | 1,206 |
| Service charges on deposit accounts | $59,000 | 5,877 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $31,000 | 6,404 |
| Total noninterest expense | $886,000 | 6,956 |
| Salaries and employee benefits | $506,000 | 6,802 |
| Premises and equipment expense | $121,000 | 6,620 |
| Additional noninterest expense | $259,000 | 7,030 |
| Pre-tax net operating income | $698,000 | 3,727 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $34,000 | 3,776 |
| Income before extraordinary items | $664,000 | 3,595 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $664,000 | 3,593 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $664,000 | 3,595 |
| Net charge-offs | $198,000 | 4,238 |
| Cash dividends | $350,000 | 2,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $664,000 | 3,464 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 6,028 |
| Total interest expense | $527,000 | 5,358 |
| Net interest income | $1,101,000 | 6,177 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $53,000 | 6,807 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $40,000 | 5,874 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 6,724 |
| Total noninterest expense | $589,000 | 7,007 |
| Salaries and employee benefits | $339,000 | 6,838 |
| Premises and equipment expense | $80,000 | 6,663 |
| Additional noninterest expense | $170,000 | 7,092 |
| Pre-tax net operating income | $445,000 | 3,818 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $22,000 | 3,744 |
| Income before extraordinary items | $423,000 | 3,688 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $423,000 | 3,686 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $423,000 | 3,687 |
| Net charge-offs | $44,000 | 4,991 |
| Cash dividends | $232,000 | 2,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $423,000 | 3,587 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $815,000 | 6,100 |
| Total interest expense | $265,000 | 5,483 |
| Net interest income | $550,000 | 6,207 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $25,000 | 6,913 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $21,000 | 5,847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $302,000 | 7,070 |
| Salaries and employee benefits | $175,000 | 6,867 |
| Premises and equipment expense | $43,000 | 6,642 |
| Additional noninterest expense | $84,000 | 7,202 |
| Pre-tax net operating income | $213,000 | 3,955 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $10,000 | 3,808 |
| Income before extraordinary items | $203,000 | 3,855 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $203,000 | 3,852 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $203,000 | 3,854 |
| Net charge-offs | $45,000 | 3,811 |
| Cash dividends | $115,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $203,000 | 3,737 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,311,000 | 6,144 |
| Total interest expense | $1,204,000 | 5,664 |
| Net interest income | $2,107,000 | 6,244 |
| Provision for loan and lease losses | $270,000 | 5,431 |
| Total noninterest income | $162,000 | 6,486 |
| Gross Fiduciary activities income | $9,000 | 1,197 |
| Service charges on deposit accounts | $106,000 | 5,668 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $47,000 | 6,428 |
| Total noninterest expense | $1,166,000 | 7,197 |
| Salaries and employee benefits | $650,000 | 7,089 |
| Premises and equipment expense | $124,000 | 7,154 |
| Additional noninterest expense | $392,000 | 7,116 |
| Pre-tax net operating income | $833,000 | 3,273 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $45,000 | 3,312 |
| Income before extraordinary items | $788,000 | 3,175 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $788,000 | 3,175 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $788,000 | 3,175 |
| Net charge-offs | $256,000 | 4,696 |
| Cash dividends | $460,000 | 2,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $788,000 | 3,106 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,510,000 | 6,183 |
| Total interest expense | $923,000 | 5,749 |
| Net interest income | $1,587,000 | 6,245 |
| Provision for loan and lease losses | $165,000 | 5,403 |
| Total noninterest income | $125,000 | 6,577 |
| Gross Fiduciary activities income | $9,000 | 1,132 |
| Service charges on deposit accounts | $79,000 | 5,721 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $37,000 | 6,539 |
| Total noninterest expense | $899,000 | 7,190 |
| Salaries and employee benefits | $497,000 | 7,089 |
| Premises and equipment expense | $99,000 | 7,138 |
| Additional noninterest expense | $303,000 | 7,111 |
| Pre-tax net operating income | $648,000 | 3,461 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $32,000 | 3,575 |
| Income before extraordinary items | $616,000 | 3,339 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $616,000 | 3,337 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $616,000 | 3,339 |
| Net charge-offs | $181,000 | 4,361 |
| Cash dividends | $345,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $616,000 | 3,246 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 6,221 |
| Total interest expense | $628,000 | 5,828 |
| Net interest income | $1,068,000 | 6,250 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $88,000 | 6,571 |
| Gross Fiduciary activities income | $9,000 | 1,092 |
| Service charges on deposit accounts | $49,000 | 5,826 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $30,000 | 6,402 |
| Total noninterest expense | $578,000 | 7,313 |
| Salaries and employee benefits | $334,000 | 7,150 |
| Premises and equipment expense | $62,000 | 7,283 |
| Additional noninterest expense | $182,000 | 7,300 |
| Pre-tax net operating income | $518,000 | 3,242 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $25,000 | 3,592 |
| Income before extraordinary items | $493,000 | 3,119 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $493,000 | 3,116 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $493,000 | 3,118 |
| Net charge-offs | $57,000 | 4,802 |
| Cash dividends | $227,000 | 2,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $493,000 | 3,018 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $860,000 | 6,229 |
| Total interest expense | $317,000 | 5,901 |
| Net interest income | $543,000 | 6,217 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $43,000 | 6,571 |
| Gross Fiduciary activities income | $9,000 | 1,001 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $272,000 | 7,417 |
| Salaries and employee benefits | $170,000 | 7,164 |
| Premises and equipment expense | $32,000 | 7,281 |
| Additional noninterest expense | $70,000 | 7,541 |
| Pre-tax net operating income | $284,000 | 3,419 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $14,000 | 3,806 |
| Income before extraordinary items | $270,000 | 3,311 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $270,000 | 3,311 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $270,000 | 3,312 |
| Net charge-offs | $15,000 | 4,515 |
| Cash dividends | $110,000 | 2,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $270,000 | 3,169 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,636,000 | 6,240 |
| Total interest expense | $1,545,000 | 5,920 |
| Net interest income | $2,091,000 | 6,328 |
| Provision for loan and lease losses | $195,000 | 5,240 |
| Total noninterest income | $172,000 | 6,697 |
| Gross Fiduciary activities income | $2,000 | 1,351 |
| Service charges on deposit accounts | $133,000 | 5,513 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $37,000 | 7,038 |
| Total noninterest expense | $1,062,000 | 7,464 |
| Salaries and employee benefits | $646,000 | 7,292 |
| Premises and equipment expense | $114,000 | 7,482 |
| Additional noninterest expense | $302,000 | 7,450 |
| Pre-tax net operating income | $1,006,000 | 3,744 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $53,000 | 3,826 |
| Income before extraordinary items | $953,000 | 3,374 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $953,000 | 3,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 4,380 |
| Cash dividends | $570,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $953,000 | 3,518 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 6,283 |
| Total interest expense | $1,197,000 | 5,971 |
| Net interest income | $1,559,000 | 6,383 |
| Provision for loan and lease losses | $165,000 | 4,493 |
| Total noninterest income | $119,000 | 6,918 |
| Gross Fiduciary activities income | $1,000 | 1,339 |
| Service charges on deposit accounts | $97,000 | 5,586 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $21,000 | 7,390 |
| Total noninterest expense | $769,000 | 7,524 |
| Salaries and employee benefits | $468,000 | 7,360 |
| Premises and equipment expense | $95,000 | 7,412 |
| Additional noninterest expense | $206,000 | 7,584 |
| Pre-tax net operating income | $744,000 | 4,227 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $37,000 | 4,286 |
| Income before extraordinary items | $707,000 | 3,796 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $707,000 | 3,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,252 |
| Cash dividends | $452,000 | 2,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $707,000 | 3,935 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 6,325 |
| Total interest expense | $812,000 | 6,079 |
| Net interest income | $1,035,000 | 6,399 |
| Provision for loan and lease losses | $35,000 | 5,494 |
| Total noninterest income | $78,000 | 6,990 |
| Gross Fiduciary activities income | $1,000 | 1,327 |
| Service charges on deposit accounts | $62,000 | 5,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $15,000 | 7,431 |
| Total noninterest expense | $519,000 | 7,565 |
| Salaries and employee benefits | $316,000 | 7,411 |
| Premises and equipment expense | $63,000 | 7,456 |
| Additional noninterest expense | $140,000 | 7,611 |
| Pre-tax net operating income | $559,000 | 4,165 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $28,000 | 4,472 |
| Income before extraordinary items | $531,000 | 3,899 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $531,000 | 3,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,637 |
| Cash dividends | $333,000 | 2,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $531,000 | 3,841 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $941,000 | 6,368 |
| Total interest expense | $422,000 | 6,139 |
| Net interest income | $519,000 | 6,421 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $38,000 | 7,035 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $32,000 | 5,589 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $259,000 | 7,599 |
| Salaries and employee benefits | $160,000 | 7,423 |
| Premises and equipment expense | $29,000 | 7,567 |
| Additional noninterest expense | $70,000 | 7,608 |
| Pre-tax net operating income | $283,000 | 4,276 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $14,000 | 4,601 |
| Income before extraordinary items | $269,000 | 4,048 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $269,000 | 4,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $130,000 | 2,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $269,000 | 3,959 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,857,000 | 6,299 |
| Total interest expense | $1,815,000 | 6,040 |
| Net interest income | $2,042,000 | 6,452 |
| Provision for loan and lease losses | $95,000 | 4,990 |
| Total noninterest income | $155,000 | 7,085 |
| Gross Fiduciary activities income | $1,000 | 1,439 |
| Service charges on deposit accounts | $120,000 | 5,764 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $34,000 | 7,445 |
| Total noninterest expense | $1,011,000 | 7,641 |
| Salaries and employee benefits | $538,000 | 7,701 |
| Premises and equipment expense | $168,000 | 7,064 |
| Additional noninterest expense | $305,000 | 7,511 |
| Pre-tax net operating income | $1,091,000 | 4,570 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $52,000 | 4,914 |
| Income before extraordinary items | $1,039,000 | 4,231 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,039,000 | 4,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,494 |
| Cash dividends | $738,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,039,000 | 4,227 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 6,348 |
| Total interest expense | $1,363,000 | 6,070 |
| Net interest income | $1,517,000 | 6,505 |
| Provision for loan and lease losses | $80,000 | 4,491 |
| Total noninterest income | $116,000 | 7,133 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $88,000 | 5,825 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 7,429 |
| Total noninterest expense | $761,000 | 7,609 |
| Salaries and employee benefits | $380,000 | 7,764 |
| Premises and equipment expense | $183,000 | 6,296 |
| Additional noninterest expense | $198,000 | 7,686 |
| Pre-tax net operating income | $792,000 | 4,855 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $39,000 | 5,110 |
| Income before extraordinary items | $753,000 | 4,477 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $753,000 | 4,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,576 |
| Cash dividends | $450,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $753,000 | 4,470 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 6,414 |
| Total interest expense | $890,000 | 6,133 |
| Net interest income | $1,009,000 | 6,561 |
| Provision for loan and lease losses | $65,000 | 3,914 |
| Total noninterest income | $64,000 | 7,407 |
| Gross Fiduciary activities income | $1,000 | 1,345 |
| Service charges on deposit accounts | $52,000 | 6,036 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,000 | 7,835 |
| Total noninterest expense | $518,000 | 7,631 |
| Salaries and employee benefits | $255,000 | 7,809 |
| Premises and equipment expense | $126,000 | 6,246 |
| Additional noninterest expense | $137,000 | 7,689 |
| Pre-tax net operating income | $490,000 | 5,076 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $24,000 | 5,246 |
| Income before extraordinary items | $466,000 | 4,714 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $466,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 1,832 |
| Cash dividends | $280,000 | 3,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $466,000 | 4,709 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $930,000 | 6,470 |
| Total interest expense | $438,000 | 6,187 |
| Net interest income | $492,000 | 6,650 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $30,000 | 7,460 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $274,000 | 7,590 |
| Salaries and employee benefits | $131,000 | 7,818 |
| Premises and equipment expense | $71,000 | 5,997 |
| Additional noninterest expense | $72,000 | 7,643 |
| Pre-tax net operating income | $233,000 | 5,198 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $12,000 | 5,224 |
| Income before extraordinary items | $221,000 | 4,834 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $221,000 | 4,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $215,000 | 2,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $221,000 | 4,805 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,361,000 | 6,515 |
| Total interest expense | $1,528,000 | 6,079 |
| Net interest income | $1,833,000 | 6,767 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $134,000 | 7,439 |
| Gross Fiduciary activities income | $2,000 | 1,427 |
| Service charges on deposit accounts | $78,000 | 6,470 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $54,000 | 7,164 |
| Total noninterest expense | $979,000 | 7,745 |
| Salaries and employee benefits | $528,000 | 7,793 |
| Premises and equipment expense | $150,000 | 7,258 |
| Additional noninterest expense | $301,000 | 7,583 |
| Pre-tax net operating income | $988,000 | 5,228 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $33,000 | 5,706 |
| Income before extraordinary items | $955,000 | 4,813 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $955,000 | 4,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,967 |
| Cash dividends | $975,000 | 2,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $955,000 | 4,797 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 6,574 |
| Total interest expense | $1,115,000 | 6,089 |
| Net interest income | $1,365,000 | 6,853 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $109,000 | 7,404 |
| Gross Fiduciary activities income | $2,000 | 1,362 |
| Service charges on deposit accounts | $56,000 | 6,588 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $51,000 | 6,906 |
| Total noninterest expense | $659,000 | 7,903 |
| Salaries and employee benefits | $352,000 | 7,956 |
| Premises and equipment expense | $118,000 | 7,197 |
| Additional noninterest expense | $189,000 | 7,857 |
| Pre-tax net operating income | $815,000 | 5,194 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $41,000 | 5,554 |
| Income before extraordinary items | $774,000 | 4,774 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $774,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $890,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $774,000 | 4,772 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 6,582 |
| Total interest expense | $726,000 | 6,056 |
| Net interest income | $917,000 | 6,865 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $70,000 | 7,509 |
| Gross Fiduciary activities income | $2,000 | 1,334 |
| Service charges on deposit accounts | $35,000 | 6,693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,000 | 6,993 |
| Total noninterest expense | $440,000 | 7,933 |
| Salaries and employee benefits | $238,000 | 7,969 |
| Premises and equipment expense | $72,000 | 7,368 |
| Additional noninterest expense | $130,000 | 7,838 |
| Pre-tax net operating income | $547,000 | 5,216 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $27,000 | 5,631 |
| Income before extraordinary items | $520,000 | 4,785 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $520,000 | 4,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $505,000 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $520,000 | 4,775 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $813,000 | 6,602 |
| Total interest expense | $354,000 | 6,008 |
| Net interest income | $459,000 | 6,897 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $48,000 | 7,014 |
| Gross Fiduciary activities income | $2,000 | 1,247 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,131 |
| Total noninterest expense | $229,000 | 7,885 |
| Salaries and employee benefits | $122,000 | 7,958 |
| Premises and equipment expense | $38,000 | 7,293 |
| Additional noninterest expense | $69,000 | 7,754 |
| Pre-tax net operating income | $278,000 | 5,128 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $14,000 | 5,578 |
| Income before extraordinary items | $264,000 | 4,735 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $264,000 | 4,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $70,000 | 3,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $264,000 | 4,715 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,536,000 | 5,462 |
| Total interest expense | $2,031,000 | 4,383 |
| Net interest income | $2,505,000 | 6,040 |
| Provision for loan and lease losses | $45,000 | 5,862 |
| Total noninterest income | $4,026,000 | 1,271 |
| Gross Fiduciary activities income | $1,000 | 1,485 |
| Service charges on deposit accounts | $155,000 | 5,561 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,870,000 | 825 |
| Total noninterest expense | $1,919,000 | 6,244 |
| Salaries and employee benefits | $927,000 | 6,553 |
| Premises and equipment expense | $274,000 | 5,971 |
| Additional noninterest expense | $718,000 | 5,507 |
| Pre-tax net operating income | $4,567,000 | 2,000 |
| Securities gains (losses) | $-87,000 | 8,381 |
| Applicable income taxes | $1,821,000 | 1,469 |
| Income before extraordinary items | $2,659,000 | 2,478 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,659,000 | 2,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,650 |
| Cash dividends | $5,575,000 | 606 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,714,680 | 2,408 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,555,000 | 5,300 |
| Total interest expense | $1,603,000 | 4,112 |
| Net interest income | $1,952,000 | 5,957 |
| Provision for loan and lease losses | $40,000 | 5,540 |
| Total noninterest income | $174,000 | 6,847 |
| Gross Fiduciary activities income | $1,000 | 1,428 |
| Service charges on deposit accounts | $130,000 | 5,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 7,245 |
| Total noninterest expense | $1,203,000 | 6,711 |
| Salaries and employee benefits | $670,000 | 6,659 |
| Premises and equipment expense | $214,000 | 5,869 |
| Additional noninterest expense | $319,000 | 6,968 |
| Pre-tax net operating income | $883,000 | 5,072 |
| Securities gains (losses) | $-87,000 | 8,605 |
| Applicable income taxes | $279,000 | 3,919 |
| Income before extraordinary items | $517,000 | 5,821 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $517,000 | 5,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $175,000 | 4,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $573,550 | 5,536 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 5,250 |
| Total interest expense | $1,045,000 | 4,012 |
| Net interest income | $1,308,000 | 5,936 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $113,000 | 6,881 |
| Gross Fiduciary activities income | $2,000 | 1,342 |
| Service charges on deposit accounts | $81,000 | 5,458 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $30,000 | 7,186 |
| Total noninterest expense | $759,000 | 6,872 |
| Salaries and employee benefits | $441,000 | 6,697 |
| Premises and equipment expense | $134,000 | 6,022 |
| Additional noninterest expense | $184,000 | 7,251 |
| Pre-tax net operating income | $637,000 | 4,862 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $224,000 | 3,597 |
| Income before extraordinary items | $413,000 | 5,366 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $413,000 | 5,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,591 |
| Cash dividends | $175,000 | 3,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $413,000 | 5,325 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 5,274 |
| Total interest expense | $508,000 | 3,983 |
| Net interest income | $657,000 | 5,935 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $54,000 | 6,948 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $34,000 | 5,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $387,000 | 6,856 |
| Salaries and employee benefits | $223,000 | 6,711 |
| Premises and equipment expense | $64,000 | 6,186 |
| Additional noninterest expense | $100,000 | 7,144 |
| Pre-tax net operating income | $314,000 | 4,880 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $110,000 | 3,619 |
| Income before extraordinary items | $204,000 | 5,370 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $204,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $204,000 | 5,338 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,530,000 | 5,159 |
| Total interest expense | $2,066,000 | 3,549 |
| Net interest income | $2,464,000 | 6,055 |
| Provision for loan and lease losses | $115,000 | 4,787 |
| Total noninterest income | $250,000 | 6,777 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $177,000 | 5,480 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $73,000 | 6,924 |
| Total noninterest expense | $1,730,000 | 6,486 |
| Salaries and employee benefits | $952,000 | 6,439 |
| Premises and equipment expense | $284,000 | 5,831 |
| Additional noninterest expense | $494,000 | 6,573 |
| Pre-tax net operating income | $869,000 | 5,585 |
| Securities gains (losses) | $483,000 | 465 |
| Applicable income taxes | $523,000 | 3,277 |
| Income before extraordinary items | $829,000 | 5,179 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $829,000 | 5,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,108 |
| Cash dividends | $40,000 | 5,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $519,880 | 6,215 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 5,181 |
| Total interest expense | $1,557,000 | 3,504 |
| Net interest income | $1,795,000 | 6,148 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $178,000 | 6,905 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $136,000 | 5,469 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $42,000 | 7,283 |
| Total noninterest expense | $1,120,000 | 6,872 |
| Salaries and employee benefits | $673,000 | 6,574 |
| Premises and equipment expense | $197,000 | 6,027 |
| Additional noninterest expense | $250,000 | 7,495 |
| Pre-tax net operating income | $753,000 | 5,344 |
| Securities gains (losses) | $483,000 | 434 |
| Applicable income taxes | $445,000 | 3,105 |
| Income before extraordinary items | $791,000 | 4,657 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $791,000 | 4,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,770 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $481,880 | 5,828 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 5,215 |
| Total interest expense | $1,018,000 | 3,545 |
| Net interest income | $1,198,000 | 6,151 |
| Provision for loan and lease losses | $85,000 | 3,829 |
| Total noninterest income | $113,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $88,000 | 5,534 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,479 |
| Total noninterest expense | $744,000 | 6,916 |
| Salaries and employee benefits | $442,000 | 6,673 |
| Premises and equipment expense | $133,000 | 6,029 |
| Additional noninterest expense | $169,000 | 7,496 |
| Pre-tax net operating income | $482,000 | 5,399 |
| Securities gains (losses) | $480,000 | 366 |
| Applicable income taxes | $351,000 | 2,795 |
| Income before extraordinary items | $611,000 | 4,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $611,000 | 4,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,165 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $303,800 | 5,936 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 5,287 |
| Total interest expense | $511,000 | 3,575 |
| Net interest income | $584,000 | 6,241 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $58,000 | 6,943 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $43,000 | 5,527 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $381,000 | 6,892 |
| Salaries and employee benefits | $226,000 | 6,645 |
| Premises and equipment expense | $64,000 | 6,144 |
| Additional noninterest expense | $91,000 | 7,355 |
| Pre-tax net operating income | $186,000 | 5,992 |
| Securities gains (losses) | $480,000 | 272 |
| Applicable income taxes | $247,000 | 2,223 |
| Income before extraordinary items | $419,000 | 3,381 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $419,000 | 3,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,329 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $111,800 | 6,561 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,741,000 | 5,076 |
| Total interest expense | $2,215,000 | 3,690 |
| Net interest income | $2,526,000 | 5,871 |
| Provision for loan and lease losses | $25,000 | 6,896 |
| Total noninterest income | $306,000 | 6,553 |
| Gross Fiduciary activities income | $2,000 | 1,536 |
| Service charges on deposit accounts | $174,000 | 5,561 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $130,000 | 6,086 |
| Total noninterest expense | $1,695,000 | 6,533 |
| Salaries and employee benefits | $1,034,000 | 6,149 |
| Premises and equipment expense | $261,000 | 6,058 |
| Additional noninterest expense | $400,000 | 7,159 |
| Pre-tax net operating income | $1,112,000 | 4,883 |
| Securities gains (losses) | $124,000 | 1,699 |
| Applicable income taxes | $421,000 | 3,679 |
| Income before extraordinary items | $815,000 | 5,195 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $815,000 | 5,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 3,008 |
| Cash dividends | $120,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $733,160 | 5,308 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,554,000 | 5,143 |
| Total interest expense | $1,694,000 | 3,745 |
| Net interest income | $1,860,000 | 5,961 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $212,000 | 6,753 |
| Gross Fiduciary activities income | $2,000 | 1,482 |
| Service charges on deposit accounts | $127,000 | 5,671 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $83,000 | 6,408 |
| Total noninterest expense | $1,242,000 | 6,588 |
| Salaries and employee benefits | $736,000 | 6,314 |
| Premises and equipment expense | $213,000 | 5,819 |
| Additional noninterest expense | $293,000 | 7,201 |
| Pre-tax net operating income | $810,000 | 5,086 |
| Securities gains (losses) | $124,000 | 1,559 |
| Applicable income taxes | $335,000 | 3,725 |
| Income before extraordinary items | $599,000 | 5,398 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $599,000 | 5,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,652 |
| Cash dividends | $120,000 | 4,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $519,640 | 5,584 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,365,000 | 5,175 |
| Total interest expense | $1,131,000 | 3,860 |
| Net interest income | $1,234,000 | 5,982 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $148,000 | 6,675 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $83,000 | 5,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $64,000 | 6,138 |
| Total noninterest expense | $827,000 | 6,603 |
| Salaries and employee benefits | $495,000 | 6,299 |
| Premises and equipment expense | $140,000 | 5,867 |
| Additional noninterest expense | $192,000 | 7,250 |
| Pre-tax net operating income | $555,000 | 5,050 |
| Securities gains (losses) | $11,000 | 2,898 |
| Applicable income taxes | $204,000 | 3,932 |
| Income before extraordinary items | $362,000 | 5,650 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $362,000 | 5,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,218 |
| Cash dividends | $120,000 | 4,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $354,960 | 5,490 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 5,267 |
| Total interest expense | $567,000 | 3,946 |
| Net interest income | $592,000 | 6,092 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $64,000 | 6,903 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $410,000 | 6,633 |
| Salaries and employee benefits | $244,000 | 6,341 |
| Premises and equipment expense | $74,000 | 5,683 |
| Additional noninterest expense | $92,000 | 7,360 |
| Pre-tax net operating income | $246,000 | 5,322 |
| Securities gains (losses) | $11,000 | 2,147 |
| Applicable income taxes | $92,000 | 4,095 |
| Income before extraordinary items | $165,000 | 5,798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $165,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,460 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $157,960 | 5,714 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,108,000 | 5,105 |
| Total interest expense | $2,647,000 | 3,920 |
| Net interest income | $2,461,000 | 5,956 |
| Provision for loan and lease losses | $91,000 | 5,867 |
| Total noninterest income | $249,000 | 6,869 |
| Gross Fiduciary activities income | $1,000 | 1,652 |
| Service charges on deposit accounts | $180,000 | 5,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $68,000 | 7,131 |
| Total noninterest expense | $1,512,000 | 6,815 |
| Salaries and employee benefits | $911,000 | 6,477 |
| Premises and equipment expense | $236,000 | 6,316 |
| Additional noninterest expense | $365,000 | 7,377 |
| Pre-tax net operating income | $1,107,000 | 4,932 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $305,000 | 4,416 |
| Income before extraordinary items | $802,000 | 5,206 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $802,000 | 5,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,572 |
| Cash dividends | $240,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $802,000 | 5,059 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,876,000 | 5,713 |
| Total interest expense | $3,137,000 | 4,566 |
| Net interest income | $1,739,000 | 6,910 |
| Provision for loan and lease losses | $340,000 | 2,959 |
| Total noninterest income | $204,000 | 7,271 |
| Gross Fiduciary activities income | $1,000 | 1,678 |
| Service charges on deposit accounts | $142,000 | 5,910 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $61,000 | 7,372 |
| Total noninterest expense | $1,239,000 | 7,359 |
| Salaries and employee benefits | $714,000 | 7,146 |
| Premises and equipment expense | $146,000 | 7,591 |
| Additional noninterest expense | $379,000 | 7,308 |
| Pre-tax net operating income | $364,000 | 7,138 |
| Securities gains (losses) | $138,000 | 1,470 |
| Applicable income taxes | $254,000 | 4,586 |
| Income before extraordinary items | $248,000 | 7,445 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $248,000 | 7,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,402 |
| Cash dividends | $160,000 | 5,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $159,680 | 7,856 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 6,557 |
| Total interest expense | $2,532,000 | 5,513 |
| Net interest income | $1,377,000 | 7,697 |
| Provision for loan and lease losses | $130,000 | 4,683 |
| Total noninterest income | $96,000 | 8,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 6,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,368 |
| Total noninterest expense | $1,080,000 | 7,802 |
| Salaries and employee benefits | $611,000 | 7,637 |
| Premises and equipment expense | $167,000 | 7,292 |
| Additional noninterest expense | $302,000 | 7,928 |
| Pre-tax net operating income | $263,000 | 8,062 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $83,000 | 6,747 |
| Income before extraordinary items | $173,000 | 8,258 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $173,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,922 |
| Cash dividends | $120,000 | 5,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $177,760 | 8,226 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,926,000 | 7,464 |
| Total interest expense | $1,662,000 | 6,612 |
| Net interest income | $1,264,000 | 8,071 |
| Provision for loan and lease losses | $42,000 | 6,798 |
| Total noninterest income | $79,000 | 9,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $651,000 | 9,167 |
| Salaries and employee benefits | $347,000 | 9,210 |
| Premises and equipment expense | $77,000 | 9,082 |
| Additional noninterest expense | $227,000 | 8,772 |
| Pre-tax net operating income | $650,000 | 6,521 |
| Securities gains (losses) | $-12,000 | 9,370 |
| Applicable income taxes | $227,000 | 5,434 |
| Income before extraordinary items | $411,000 | 6,928 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $411,000 | 6,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,500 |
| Cash dividends | $225,000 | 5,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $418,680 | 6,860 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,848,000 | 7,698 |
| Total interest expense | $1,667,000 | 6,841 |
| Net interest income | $1,181,000 | 8,368 |
| Provision for loan and lease losses | $74,000 | 5,769 |
| Total noninterest income | $95,000 | 9,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,387 |
| Total noninterest expense | $591,000 | 9,469 |
| Salaries and employee benefits | $346,000 | 9,318 |
| Premises and equipment expense | $65,000 | 9,470 |
| Additional noninterest expense | $180,000 | 9,337 |
| Pre-tax net operating income | $611,000 | 6,849 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $216,000 | 6,009 |
| Income before extraordinary items | $394,000 | 7,257 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $394,000 | 7,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,807 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $394,650 | 7,162 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,720,000 | 8,106 |
| Total interest expense | $1,572,000 | 7,174 |
| Net interest income | $1,148,000 | 8,813 |
| Provision for loan and lease losses | $145,000 | 4,221 |
| Total noninterest income | $110,000 | 9,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,993 |
| Total noninterest expense | $582,000 | 9,820 |
| Salaries and employee benefits | $325,000 | 9,778 |
| Premises and equipment expense | $72,000 | 9,646 |
| Additional noninterest expense | $185,000 | 9,600 |
| Pre-tax net operating income | $531,000 | 7,758 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $188,000 | 7,057 |
| Income before extraordinary items | $345,000 | 8,033 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $345,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,729 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $343,700 | 8,004 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 8,673 |
| Total interest expense | $1,435,000 | 7,743 |
| Net interest income | $1,084,000 | 9,327 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $81,000 | 10,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,919 |
| Total noninterest expense | $563,000 | 10,344 |
| Salaries and employee benefits | $320,000 | 10,183 |
| Premises and equipment expense | $104,000 | 9,176 |
| Additional noninterest expense | $139,000 | 10,687 |
| Pre-tax net operating income | $572,000 | 7,562 |
| Securities gains (losses) | $-12,000 | 10,370 |
| Applicable income taxes | $199,000 | 7,154 |
| Income before extraordinary items | $361,000 | 7,920 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $361,000 | 7,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,676 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $368,680 | 7,808 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 9,126 |
| Total interest expense | $1,443,000 | 7,844 |
| Net interest income | $953,000 | 10,069 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $103,000 | 10,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $493,000 | 11,044 |
| Salaries and employee benefits | $301,000 | 10,741 |
| Premises and equipment expense | $98,000 | 9,671 |
| Additional noninterest expense | $94,000 | 11,664 |
| Pre-tax net operating income | $533,000 | 8,259 |
| Securities gains (losses) | $-14,000 | 10,322 |
| Applicable income taxes | $170,000 | 7,922 |
| Income before extraordinary items | $349,000 | 8,490 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $349,000 | 8,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $205,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $358,380 | 8,387 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,991,000 | 9,816 |
| Total interest expense | $1,039,000 | 8,522 |
| Net interest income | $952,000 | 10,548 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $133,000 | 10,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 8,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,142 |
| Total noninterest expense | $616,000 | 11,046 |
| Salaries and employee benefits | $292,000 | 11,282 |
| Premises and equipment expense | $73,000 | 10,875 |
| Additional noninterest expense | $251,000 | 10,511 |
| Pre-tax net operating income | $461,000 | 8,913 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $166,000 | 8,002 |
| Income before extraordinary items | $295,000 | 9,201 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $295,000 | 9,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $155,000 | 6,003 |
| Sale, conversion, retirement of capital stock, net | $-85,000 | 12,507 |
| Net operating income | $295,000 | 9,267 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 10,522 |
| Total interest expense | $906,000 | 9,523 |
| Net interest income | $928,000 | 11,043 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $104,000 | 11,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,310 |
| Total noninterest expense | $584,000 | 11,726 |
| Salaries and employee benefits | $287,000 | 11,793 |
| Premises and equipment expense | $69,000 | 11,541 |
| Additional noninterest expense | $228,000 | 11,358 |
| Pre-tax net operating income | $438,000 | 9,111 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $156,000 | 8,496 |
| Income before extraordinary items | $282,000 | 9,667 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $282,000 | 9,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $240,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $282,000 | 9,406 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 10,927 |
| Total interest expense | $1,093,000 | 10,004 |
| Net interest income | $888,000 | 11,571 |
| Provision for loan and lease losses | $14,000 | 10,934 |
| Total noninterest income | $102,000 | 11,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $594,000 | 12,095 |
| Salaries and employee benefits | $277,000 | 12,279 |
| Premises and equipment expense | $93,000 | 10,996 |
| Additional noninterest expense | $224,000 | 11,899 |
| Pre-tax net operating income | $382,000 | 9,406 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $158,000 | 8,431 |
| Income before extraordinary items | $245,000 | 9,987 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $245,000 | 10,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $231,560 | 9,805 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.