Home > Peoples Savings Bank > Income and Expense
Peoples Savings Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,378,000 | 7,317 |
| Total interest expense | $1,679,000 | 6,931 |
| Net interest income | $1,699,000 | 7,555 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $41,000 | 10,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 9,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $1,029,000 | 8,248 |
| Salaries and employee benefits | $563,000 | 8,166 |
| Premises and equipment expense | $45,000 | 10,318 |
| Additional noninterest expense | $421,000 | 7,185 |
| Pre-tax net operating income | $681,000 | 7,048 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $305,000 | 5,683 |
| Income before extraordinary items | $376,000 | 7,806 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $376,000 | 7,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $376,000 | 7,750 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,458,000 | 7,447 |
| Total interest expense | $1,734,000 | 7,000 |
| Net interest income | $1,724,000 | 7,719 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $47,000 | 10,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 9,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $1,243,000 | 7,850 |
| Salaries and employee benefits | $470,000 | 9,105 |
| Premises and equipment expense | $47,000 | 10,725 |
| Additional noninterest expense | $726,000 | 5,593 |
| Pre-tax net operating income | $504,000 | 7,915 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $132,000 | 8,174 |
| Income before extraordinary items | $372,000 | 7,846 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $372,000 | 7,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $372,000 | 7,785 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,370,000 | 7,718 |
| Total interest expense | $1,715,000 | 7,102 |
| Net interest income | $1,655,000 | 8,131 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $55,000 | 11,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 9,888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,336 |
| Total noninterest expense | $1,049,000 | 8,764 |
| Salaries and employee benefits | $536,000 | 8,808 |
| Premises and equipment expense | $45,000 | 11,233 |
| Additional noninterest expense | $468,000 | 7,537 |
| Pre-tax net operating income | $637,000 | 7,666 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $175,000 | 7,838 |
| Income before extraordinary items | $462,000 | 7,537 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $462,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $462,000 | 7,510 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,113,000 | 7,867 |
| Total interest expense | $1,611,000 | 6,577 |
| Net interest income | $1,502,000 | 8,881 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $97,000 | 10,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 10,462 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,528 |
| Total noninterest expense | $1,039,000 | 9,212 |
| Salaries and employee benefits | $488,000 | 9,505 |
| Premises and equipment expense | $156,000 | 8,394 |
| Additional noninterest expense | $395,000 | 8,875 |
| Pre-tax net operating income | $536,000 | 8,412 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $133,000 | 8,646 |
| Income before extraordinary items | $403,000 | 8,176 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $403,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $2,840,000 | 250 |
| Net operating income | $403,000 | 8,219 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,033,000 | 8,277 |
| Total interest expense | $1,694,000 | 6,641 |
| Net interest income | $1,339,000 | 9,611 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $179,000 | 9,625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 10,888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,477 |
| Total noninterest expense | $944,000 | 10,000 |
| Salaries and employee benefits | $379,000 | 10,848 |
| Premises and equipment expense | $159,000 | 8,674 |
| Additional noninterest expense | $406,000 | 9,204 |
| Pre-tax net operating income | $548,000 | 8,314 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $144,000 | 8,778 |
| Income before extraordinary items | $404,000 | 8,390 |
| Extraordinary gains, net | $52,000 | 2,136 |
| Net income | $456,000 | 8,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,927 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $404,000 | 8,111 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,537,000 | 8,130 |
| Total interest expense | $2,162,000 | 6,720 |
| Net interest income | $1,375,000 | 9,719 |
| Provision for loan and lease losses | $-16,000 | 13,510 |
| Total noninterest income | $105,000 | 11,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $105,000 | 7,891 |
| Total noninterest expense | $894,000 | 10,519 |
| Salaries and employee benefits | $416,000 | 10,675 |
| Premises and equipment expense | $227,000 | 7,234 |
| Additional noninterest expense | $252,000 | 11,503 |
| Pre-tax net operating income | $601,000 | 7,710 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $340,000 | 5,466 |
| Income before extraordinary items | $262,000 | 9,753 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $262,000 | 9,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $262,000 | 9,388 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.