Home > Peoples Savings Bank > Assets and Liabilities
Peoples Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 13 | 8,601 |
| Assets and Liabilities | ||
| Total Assets: | $44,515,000 | 7,502 |
| Cash and due from depository institutions | $1,934,000 | 8,601 |
| Interest-bearing balances | $1,816,000 | 1,883 |
| Securities | $9,507,000 | 7,564 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $32,541,000 | 6,575 |
| Loan loss allowance | $256,000 | 8,069 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $57,000 | 10,517 |
| Other real estate owned | $54,000 | 8,601 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $422,000 | 8,944 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,515,000 | 7,502 |
| Total liabilities | $35,977,000 | 7,873 |
| Total deposits | $35,850,000 | 7,715 |
| Interest-bearing deposits | $35,089,000 | 7,175 |
| Deposits held in domestic offices | $35,850,000 | 7,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $127,000 | 9,907 |
| Total equity capital | $8,538,000 | 4,950 |
| Total bank equity capital | $8,538,000 | 4,950 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $10,000 | 9,607 |
| Surplus | $2,830,000 | 4,359 |
| Undivided profits | $5,698,000 | 4,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $736,000 | 3,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $166,000 | 8,769 |
| Earning assets | $43,864,000 | 7,216 |
| Long-term assets (5+ years) | $26,923,000 | 2,259 |
| Average Assets, year-to-date | $44,602,600 | 7,312 |
| Average Assets, quarterly | $44,280,500 | 7,470 |
| Volatile liabilities | $3,812,000 | 7,888 |
| Insider loans | $529,000 | 5,262 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,102,000 | 8,620 |
| Tier 1 (core) risk-based capital | $8,538,000 | 4,800 |
| Tier 2 risk-based capital | $256,000 | 7,607 |
| Total risk weighted assets | $21,927,300 | 8,126 |
| Total unused commitments | $1,102,000 | 8,631 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 14 | 8,770 |
| Assets and Liabilities | ||
| Total Assets: | $44,946,000 | 7,689 |
| Cash and due from depository institutions | $1,034,000 | 8,770 |
| Interest-bearing balances | $919,000 | 2,463 |
| Securities | $11,026,000 | 7,573 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $32,210,000 | 6,682 |
| Loan loss allowance | $239,000 | 8,630 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $59,000 | 10,996 |
| Other real estate owned | $0 | 8,770 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $617,000 | 8,119 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,946,000 | 7,689 |
| Total liabilities | $36,784,000 | 8,045 |
| Total deposits | $35,170,000 | 8,057 |
| Interest-bearing deposits | $34,270,000 | 7,506 |
| Deposits held in domestic offices | $35,170,000 | 8,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,550,000 | 2,952 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $64,000 | 11,055 |
| Total equity capital | $8,162,000 | 5,154 |
| Total bank equity capital | $8,162,000 | 5,154 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $10,000 | 10,071 |
| Surplus | $2,830,000 | 4,428 |
| Undivided profits | $5,322,000 | 4,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $811,000 | 3,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $179,000 | 8,829 |
| Earning assets | $44,155,000 | 7,392 |
| Long-term assets (5+ years) | $26,638,000 | 2,162 |
| Average Assets, year-to-date | $45,159,800 | 7,510 |
| Average Assets, quarterly | $45,446,500 | 7,595 |
| Volatile liabilities | $4,670,000 | 7,292 |
| Insider loans | $793,000 | 4,239 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $419,000 | 9,948 |
| Tier 1 (core) risk-based capital | $8,162,000 | 5,045 |
| Tier 2 risk-based capital | $239,000 | 8,068 |
| Total risk weighted assets | $21,772,200 | 8,343 |
| Total unused commitments | $419,000 | 9,956 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 15 | 8,895 |
| Assets and Liabilities | ||
| Total Assets: | $45,232,000 | 7,853 |
| Cash and due from depository institutions | $1,010,000 | 8,895 |
| Interest-bearing balances | $895,000 | 2,691 |
| Securities | $12,514,000 | 7,426 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $31,117,000 | 6,839 |
| Loan loss allowance | $219,000 | 9,177 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $61,000 | 11,466 |
| Other real estate owned | $2,000 | 8,895 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $528,000 | 8,964 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,232,000 | 7,853 |
| Total liabilities | $37,442,000 | 8,184 |
| Total deposits | $36,793,000 | 8,085 |
| Interest-bearing deposits | $35,935,000 | 7,515 |
| Deposits held in domestic offices | $36,793,000 | 8,080 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $500,000 | 3,419 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $149,000 | 10,448 |
| Total equity capital | $7,790,000 | 5,378 |
| Total bank equity capital | $7,790,000 | 5,378 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $10,000 | 10,536 |
| Surplus | $2,830,000 | 4,400 |
| Undivided profits | $4,950,000 | 4,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $473,000 | 4,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $182,000 | 9,112 |
| Earning assets | $44,526,000 | 7,510 |
| Long-term assets (5+ years) | $23,026,000 | 2,267 |
| Average Assets, year-to-date | $44,413,400 | 7,737 |
| Average Assets, quarterly | $45,252,000 | 7,795 |
| Volatile liabilities | $2,684,000 | 8,882 |
| Insider loans | $131,000 | 8,744 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,140,000 | 8,738 |
| Tier 1 (core) risk-based capital | $7,790,000 | 5,230 |
| Tier 2 risk-based capital | $219,000 | 8,563 |
| Total risk weighted assets | $22,034,800 | 8,420 |
| Total unused commitments | $1,140,000 | 8,750 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 15 | 9,330 |
| Assets and Liabilities | ||
| Total Assets: | $44,092,000 | 8,077 |
| Cash and due from depository institutions | $692,000 | 9,330 |
| Interest-bearing balances | $398,000 | 3,595 |
| Securities | $14,903,000 | 7,147 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $27,961,000 | 7,343 |
| Loan loss allowance | $195,000 | 9,967 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $63,000 | 12,020 |
| Other real estate owned | $76,000 | 9,330 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $397,000 | 10,388 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,092,000 | 8,077 |
| Total liabilities | $36,764,000 | 8,481 |
| Total deposits | $36,589,000 | 8,268 |
| Interest-bearing deposits | $36,589,000 | 7,508 |
| Deposits held in domestic offices | $36,589,000 | 8,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $175,000 | 9,501 |
| Total equity capital | $7,328,000 | 5,292 |
| Total bank equity capital | $7,328,000 | 5,292 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $45,000 | 10,860 |
| Surplus | $2,795,000 | 4,387 |
| Undivided profits | $4,488,000 | 4,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $312,000 | 5,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $170,000 | 9,197 |
| Earning assets | $43,262,000 | 7,730 |
| Long-term assets (5+ years) | $20,574,000 | 2,485 |
| Average Assets, year-to-date | $45,063,000 | 7,863 |
| Average Assets, quarterly | $44,468,500 | 8,004 |
| Volatile liabilities | $1,731,000 | 10,036 |
| Insider loans | $50,000 | 10,267 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $829,000 | 9,538 |
| Tier 1 (core) risk-based capital | $7,328,000 | 5,409 |
| Tier 2 risk-based capital | $195,000 | 9,255 |
| Total risk weighted assets | $21,206,700 | 8,730 |
| Total unused commitments | $829,000 | 9,546 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 15 | 9,718 |
| Assets and Liabilities | ||
| Total Assets: | $45,567,000 | 8,168 |
| Cash and due from depository institutions | $5,313,000 | 9,718 |
| Interest-bearing balances | $5,200,000 | 1,175 |
| Securities | $15,430,000 | 7,263 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $24,126,000 | 8,001 |
| Loan loss allowance | $111,000 | 11,893 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $87,000 | 12,362 |
| Other real estate owned | $91,000 | 9,718 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $520,000 | 9,184 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,567,000 | 8,168 |
| Total liabilities | $41,430,000 | 8,167 |
| Total deposits | $38,187,000 | 8,373 |
| Interest-bearing deposits | $38,187,000 | 7,624 |
| Deposits held in domestic offices | $38,187,000 | 8,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,243,000 | 1,272 |
| Total equity capital | $4,137,000 | 8,219 |
| Total bank equity capital | $4,137,000 | 8,219 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $4,137,000 | 4,997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $330,000 | 6,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $141,000 | 9,744 |
| Earning assets | $44,756,000 | 7,850 |
| Long-term assets (5+ years) | $18,459,000 | 2,834 |
| Average Assets, year-to-date | $42,796,800 | 8,333 |
| Average Assets, quarterly | $43,999,500 | 8,296 |
| Volatile liabilities | $1,791,000 | 10,032 |
| Insider loans | $53,000 | 10,581 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $558,000 | 10,368 |
| Tier 1 (core) risk-based capital | $4,137,000 | 8,133 |
| Tier 2 risk-based capital | $111,000 | 11,340 |
| Total risk weighted assets | $19,648,100 | 9,234 |
| Total unused commitments | $558,000 | 10,386 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $41,403,000 | 8,807 |
| Cash and due from depository institutions | $1,803,000 | 9,734 |
| Interest-bearing balances | $1,694,000 | 2,969 |
| Securities | $15,729,000 | 7,150 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $23,093,000 | 8,269 |
| Loan loss allowance | $178,000 | 10,958 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $100,000 | 12,741 |
| Other real estate owned | $0 | 9,734 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $678,000 | 8,228 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,403,000 | 8,807 |
| Total liabilities | $37,721,000 | 8,808 |
| Total deposits | $37,637,000 | 8,666 |
| Interest-bearing deposits | $37,637,000 | 7,924 |
| Deposits held in domestic offices | $37,637,000 | 8,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $84,000 | 12,719 |
| Total equity capital | $3,682,000 | 8,679 |
| Total bank equity capital | $3,682,000 | 8,679 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $3,682,000 | 5,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $270,000 | 7,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $141,000 | 10,284 |
| Earning assets | $40,516,000 | 8,450 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $42,876,600 | 8,477 |
| Average Assets, quarterly | $41,750,000 | 8,711 |
| Volatile liabilities | $1,182,000 | 11,426 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $748,000 | 9,816 |
| Tier 1 (core) risk-based capital | $3,682,000 | 8,604 |
| Tier 2 risk-based capital | $82,000 | 12,414 |
| Total risk weighted assets | $18,309,000 | 9,739 |
| Total unused commitments | $748,000 | 9,844 |
| Derivatives | $0 | 651 |