Home > Peoples Savings Bank > Income and Expense
Peoples Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,395,000 | 2,660 |
| Total interest expense | $5,431,000 | 2,285 |
| Net interest income | $5,964,000 | 3,011 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $794,000 | 3,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $794,000 | 2,150 |
| Total noninterest expense | $3,936,000 | 3,480 |
| Salaries and employee benefits | $2,002,000 | 3,279 |
| Premises and equipment expense | $552,000 | 3,506 |
| Additional noninterest expense | $1,382,000 | 3,574 |
| Pre-tax net operating income | $2,702,000 | 2,620 |
| Securities gains (losses) | $57,000 | 1,075 |
| Applicable income taxes | $942,000 | 2,366 |
| Income before extraordinary items | $1,817,000 | 2,670 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,817,000 | 2,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,779,380 | 2,740 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,992,000 | 2,820 |
| Total interest expense | $5,902,000 | 2,198 |
| Net interest income | $5,090,000 | 3,512 |
| Provision for loan and lease losses | $460,000 | 2,221 |
| Total noninterest income | $652,000 | 4,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $652,000 | 2,724 |
| Total noninterest expense | $3,430,000 | 3,983 |
| Salaries and employee benefits | $1,634,000 | 3,952 |
| Premises and equipment expense | $584,000 | 3,414 |
| Additional noninterest expense | $1,212,000 | 4,158 |
| Pre-tax net operating income | $1,852,000 | 3,576 |
| Securities gains (losses) | $294,000 | 1,320 |
| Applicable income taxes | $761,000 | 2,867 |
| Income before extraordinary items | $1,385,000 | 3,489 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,385,000 | 3,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,560 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $10,679,000 | 117 |
| Net operating income | $1,193,900 | 3,831 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,795,000 | 2,749 |
| Total interest expense | $7,800,000 | 2,184 |
| Net interest income | $4,995,000 | 3,637 |
| Provision for loan and lease losses | $234,000 | 4,813 |
| Total noninterest income | $491,000 | 5,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $491,000 | 3,237 |
| Total noninterest expense | $3,205,000 | 4,257 |
| Salaries and employee benefits | $1,452,000 | 4,349 |
| Premises and equipment expense | $578,000 | 3,487 |
| Additional noninterest expense | $1,175,000 | 4,425 |
| Pre-tax net operating income | $2,047,000 | 3,040 |
| Securities gains (losses) | $164,000 | 2,298 |
| Applicable income taxes | $872,000 | 2,388 |
| Income before extraordinary items | $1,339,000 | 3,424 |
| Extraordinary gains, net | $-496,000 | 13,821 |
| Net income | $843,000 | 5,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 7,980 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,234,040 | 3,436 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.