Home > Peoples Savings Bank > Income and Expense
Peoples Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $59,055,000 | 605 |
| Total interest expense | $22,456,000 | 653 |
| Net interest income | $36,599,000 | 559 |
| Provision for loan and lease losses | $1,000,000 | 1,300 |
| Total noninterest income | $4,256,000 | 1,109 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $2,212,000 | 613 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,044,000 | 1,239 |
| Total noninterest expense | $24,680,000 | 715 |
| Salaries and employee benefits | $12,143,000 | 601 |
| Premises and equipment expense | $4,021,000 | 596 |
| Additional noninterest expense | $8,516,000 | 852 |
| Pre-tax net operating income | $15,175,000 | 506 |
| Securities gains (losses) | $3,092,000 | 230 |
| Applicable income taxes | $7,782,000 | 379 |
| Income before extraordinary items | $10,485,000 | 524 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $10,485,000 | 534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $539,000 | 1,690 |
| Cash dividends | $4,400,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $8,506,120 | 572 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $68,981,000 | 592 |
| Total interest expense | $32,763,000 | 621 |
| Net interest income | $36,218,000 | 575 |
| Provision for loan and lease losses | $2,100,000 | 1,116 |
| Total noninterest income | $4,108,000 | 1,118 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $2,213,000 | 619 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,895,000 | 1,289 |
| Total noninterest expense | $26,675,000 | 674 |
| Salaries and employee benefits | $11,911,000 | 617 |
| Premises and equipment expense | $5,391,000 | 487 |
| Additional noninterest expense | $9,373,000 | 813 |
| Pre-tax net operating income | $11,551,000 | 556 |
| Securities gains (losses) | $4,786,000 | 217 |
| Applicable income taxes | $6,974,000 | 361 |
| Income before extraordinary items | $9,363,000 | 517 |
| Extraordinary gains, net | $1,544,000 | 84 |
| Net income | $10,907,000 | 459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,477,000 | 1,206 |
| Cash dividends | $4,000,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,299,960 | 684 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.