Home > Peoples National Bank of Commerce, Miami > Income and Expense
Peoples National Bank of Commerce, Miami, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 7,390 |
| Total interest expense | $1,299,000 | 7,677 |
| Net interest income | $1,816,000 | 7,016 |
| Provision for loan and lease losses | $806,000 | 1,171 |
| Total noninterest income | $792,000 | 3,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $705,000 | 1,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,959 |
| Total noninterest expense | $5,226,000 | 2,491 |
| Salaries and employee benefits | $1,263,000 | 4,877 |
| Premises and equipment expense | $933,000 | 2,087 |
| Additional noninterest expense | $3,030,000 | 1,436 |
| Pre-tax net operating income | $-3,424,000 | 10,434 |
| Securities gains (losses) | $-11,000 | 10,204 |
| Applicable income taxes | $-68,000 | 10,168 |
| Income before extraordinary items | $-3,367,000 | 10,433 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-3,367,000 | 10,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,079,000 | 712 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $540,000 | 547 |
| Net operating income | $-3,356,220 | 10,419 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 6,643 |
| Total interest expense | $1,986,000 | 6,294 |
| Net interest income | $2,040,000 | 6,833 |
| Provision for loan and lease losses | $2,381,000 | 509 |
| Total noninterest income | $722,000 | 3,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $515,000 | 2,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 4,872 |
| Total noninterest expense | $4,386,000 | 2,889 |
| Salaries and employee benefits | $1,514,000 | 4,223 |
| Premises and equipment expense | $929,000 | 2,119 |
| Additional noninterest expense | $1,943,000 | 2,156 |
| Pre-tax net operating income | $-4,005,000 | 10,919 |
| Securities gains (losses) | $-69,000 | 10,705 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-4,074,000 | 10,905 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-4,074,000 | 10,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,543,000 | 595 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $4,398,000 | 232 |
| Net operating income | $-4,005,000 | 10,899 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,793,000 | 6,120 |
| Total interest expense | $2,358,000 | 5,737 |
| Net interest income | $2,435,000 | 6,310 |
| Provision for loan and lease losses | $77,000 | 5,672 |
| Total noninterest income | $849,000 | 3,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $604,000 | 2,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 4,593 |
| Total noninterest expense | $3,801,000 | 3,497 |
| Salaries and employee benefits | $1,504,000 | 4,293 |
| Premises and equipment expense | $693,000 | 2,832 |
| Additional noninterest expense | $1,604,000 | 2,950 |
| Pre-tax net operating income | $-594,000 | 11,276 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-597,000 | 11,295 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-597,000 | 11,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,484 |
| Cash dividends | $61,000 | 7,334 |
| Sale, conversion, retirement of capital stock, net | $1,655,000 | 322 |
| Net operating income | $-594,000 | 11,272 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 8,537 |
| Total interest expense | $1,301,000 | 8,276 |
| Net interest income | $1,467,000 | 8,633 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $564,000 | 4,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $353,000 | 3,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 4,973 |
| Total noninterest expense | $1,920,000 | 6,178 |
| Salaries and employee benefits | $816,000 | 7,016 |
| Premises and equipment expense | $341,000 | 5,122 |
| Additional noninterest expense | $763,000 | 5,450 |
| Pre-tax net operating income | $111,000 | 11,021 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $111,000 | 10,833 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $111,000 | 10,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $111,000 | 10,806 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 9,768 |
| Total interest expense | $901,000 | 9,125 |
| Net interest income | $1,119,000 | 10,006 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $499,000 | 5,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,824 |
| Total noninterest expense | $1,472,000 | 7,685 |
| Salaries and employee benefits | $619,000 | 8,491 |
| Premises and equipment expense | $173,000 | 8,008 |
| Additional noninterest expense | $680,000 | 6,470 |
| Pre-tax net operating income | $146,000 | 11,305 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $146,000 | 10,866 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $146,000 | 10,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $-81,000 | 12,501 |
| Net operating income | $146,000 | 10,921 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 10,717 |
| Total interest expense | $690,000 | 10,642 |
| Net interest income | $1,054,000 | 10,584 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $417,000 | 6,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $358,000 | 3,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $1,273,000 | 8,609 |
| Salaries and employee benefits | $638,000 | 8,492 |
| Premises and equipment expense | $131,000 | 9,437 |
| Additional noninterest expense | $504,000 | 8,173 |
| Pre-tax net operating income | $198,000 | 11,058 |
| Securities gains (losses) | $145,000 | 2,015 |
| Applicable income taxes | $62,000 | 10,653 |
| Income before extraordinary items | $281,000 | 9,680 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $281,000 | 9,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 11,843 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $162,100 | 10,850 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,465,000 | 12,047 |
| Total interest expense | $621,000 | 12,199 |
| Net interest income | $844,000 | 11,731 |
| Provision for loan and lease losses | $171,000 | 5,723 |
| Total noninterest income | $364,000 | 6,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $338,000 | 4,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $1,036,000 | 9,826 |
| Salaries and employee benefits | $567,000 | 9,108 |
| Premises and equipment expense | $109,000 | 10,409 |
| Additional noninterest expense | $360,000 | 10,069 |
| Pre-tax net operating income | $1,000 | 12,686 |
| Securities gains (losses) | $166,000 | 2,275 |
| Applicable income taxes | $43,000 | 11,451 |
| Income before extraordinary items | $124,000 | 11,632 |
| Extraordinary gains, net | $43,000 | 1,034 |
| Net income | $167,000 | 11,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 5,790 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-316,000 | 13,854 |
| Net operating income | $1,160 | 12,656 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.