Home > Peoples National Bank of Commerce, Miami > Assets and Liabilities
Peoples National Bank of Commerce, Miami, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 30 | 5,321 |
| Assets and Liabilities | ||
| Total Assets: | $38,293,000 | 7,918 |
| Cash and due from depository institutions | $2,272,000 | 5,321 |
| Interest-bearing balances | $31,000 | 5,813 |
| Securities | $8,597,000 | 7,521 |
| Federal funds sold & reverse repurchase agreements | $6,194,000 | 2,805 |
| Net loans & leases | $17,450,000 | 8,335 |
| Loan loss allowance | $852,000 | 3,805 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,286,000 | 2,468 |
| Other real estate owned | $68,000 | 5,321 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $426,000 | 8,600 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,293,000 | 7,918 |
| Total liabilities | $37,614,000 | 7,571 |
| Total deposits | $37,077,000 | 7,451 |
| Interest-bearing deposits | $30,945,000 | 7,507 |
| Deposits held in domestic offices | $37,077,000 | 7,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $537,000 | 5,523 |
| Total equity capital | $679,000 | 10,410 |
| Total bank equity capital | $679,000 | 10,410 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,000,000 | 1,210 |
| Surplus | $5,326,000 | 2,684 |
| Undivided profits | $-7,647,000 | 10,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,762,000 | 1,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $433,000 | 342 |
| Income earned, not collected on loans | $194,000 | 7,997 |
| Earning assets | $32,272,000 | 8,155 |
| Long-term assets (5+ years) | $8,234,000 | 5,184 |
| Average Assets, year-to-date | $43,441,800 | 7,272 |
| Average Assets, quarterly | $38,605,500 | 7,819 |
| Volatile liabilities | $4,403,000 | 7,355 |
| Insider loans | $346,000 | 6,151 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $465,000 | 9,386 |
| Tier 1 (core) risk-based capital | $802,000 | 10,375 |
| Tier 2 risk-based capital | $280,070 | 7,231 |
| Total risk weighted assets | $21,833,470 | 7,973 |
| Total unused commitments | $465,000 | 9,391 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 32 | 5,269 |
| Assets and Liabilities | ||
| Total Assets: | $53,093,000 | 6,825 |
| Cash and due from depository institutions | $2,680,000 | 5,269 |
| Interest-bearing balances | $15,000 | 5,985 |
| Securities | $15,359,000 | 5,910 |
| Federal funds sold & reverse repurchase agreements | $188,000 | 7,842 |
| Net loans & leases | $27,172,000 | 7,228 |
| Loan loss allowance | $1,125,000 | 3,029 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,547,000 | 2,219 |
| Other real estate owned | $113,000 | 5,269 |
| Goodwill and other intangibles | $899,000 | 1,417 |
| All other assets | $3,135,000 | 2,299 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,093,000 | 6,825 |
| Total liabilities | $49,555,000 | 6,652 |
| Total deposits | $48,757,000 | 6,501 |
| Interest-bearing deposits | $40,297,000 | 6,638 |
| Deposits held in domestic offices | $48,757,000 | 6,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $798,000 | 4,268 |
| Total equity capital | $3,538,000 | 8,483 |
| Total bank equity capital | $3,538,000 | 8,483 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,000,000 | 1,195 |
| Surplus | $4,786,000 | 2,899 |
| Undivided profits | $-4,248,000 | 10,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,197,000 | 1,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $383,000 | 373 |
| Income earned, not collected on loans | $513,000 | 4,615 |
| Earning assets | $42,734,000 | 7,325 |
| Long-term assets (5+ years) | $8,088,000 | 4,851 |
| Average Assets, year-to-date | $57,895,600 | 6,303 |
| Average Assets, quarterly | $53,829,500 | 6,709 |
| Volatile liabilities | $10,580,000 | 4,817 |
| Insider loans | $335,000 | 6,408 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $818,000 | 9,072 |
| Tier 1 (core) risk-based capital | $2,730,000 | 9,206 |
| Tier 2 risk-based capital | $432,340 | 5,715 |
| Total risk weighted assets | $33,894,440 | 6,544 |
| Total unused commitments | $818,000 | 9,084 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 43 | 4,297 |
| Assets and Liabilities | ||
| Total Assets: | $65,611,000 | 6,157 |
| Cash and due from depository institutions | $3,279,000 | 4,297 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $23,397,000 | 4,739 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $31,297,000 | 6,797 |
| Loan loss allowance | $287,000 | 8,022 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,857,000 | 2,055 |
| Other real estate owned | $113,000 | 4,297 |
| Goodwill and other intangibles | $522,000 | 1,657 |
| All other assets | $3,146,000 | 2,372 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,611,000 | 6,157 |
| Total liabilities | $62,507,000 | 5,896 |
| Total deposits | $56,741,000 | 6,083 |
| Interest-bearing deposits | $49,442,000 | 6,007 |
| Deposits held in domestic offices | $56,741,000 | 6,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,285,000 | 1,545 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $481,000 | 6,109 |
| Total equity capital | $3,104,000 | 9,141 |
| Total bank equity capital | $3,104,000 | 9,141 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,001,000 | 1,253 |
| Surplus | $386,000 | 9,690 |
| Undivided profits | $-283,000 | 11,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $958,000 | 2,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $59,000 | 1,191 |
| Income earned, not collected on loans | $794,000 | 2,873 |
| Earning assets | $54,694,000 | 6,546 |
| Long-term assets (5+ years) | $6,970,000 | 5,072 |
| Average Assets, year-to-date | $63,197,200 | 6,130 |
| Average Assets, quarterly | $65,256,000 | 6,117 |
| Volatile liabilities | $19,910,000 | 2,921 |
| Insider loans | $909,000 | 3,888 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $49,000 | 10,814 |
| Tier 1 (core) risk-based capital | $2,783,000 | 9,425 |
| Tier 2 risk-based capital | $287,000 | 7,399 |
| Total risk weighted assets | $39,733,200 | 6,013 |
| Total unused commitments | $49,000 | 10,816 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 29 | 6,154 |
| Assets and Liabilities | ||
| Total Assets: | $41,823,000 | 8,184 |
| Cash and due from depository institutions | $1,512,000 | 6,154 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $19,797,000 | 5,585 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $17,495,000 | 9,058 |
| Loan loss allowance | $325,000 | 7,780 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,649,000 | 4,352 |
| Other real estate owned | $0 | 6,154 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,370,000 | 5,043 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,823,000 | 8,184 |
| Total liabilities | $39,639,000 | 7,938 |
| Total deposits | $36,804,000 | 8,083 |
| Interest-bearing deposits | $30,909,000 | 8,164 |
| Deposits held in domestic offices | $36,804,000 | 8,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,391,000 | 2,058 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $444,000 | 6,710 |
| Total equity capital | $2,184,000 | 10,475 |
| Total bank equity capital | $2,184,000 | 10,475 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,424,000 | 2,774 |
| Surplus | $403,000 | 9,917 |
| Undivided profits | $357,000 | 10,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 6,742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $275,000 | 7,493 |
| Earning assets | $37,292,000 | 8,275 |
| Long-term assets (5+ years) | $9,625,000 | 4,123 |
| Average Assets, year-to-date | $40,332,200 | 8,168 |
| Average Assets, quarterly | $42,217,000 | 8,086 |
| Volatile liabilities | $12,606,000 | 3,844 |
| Insider loans | $678,000 | 4,777 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $920,000 | 9,129 |
| Tier 1 (core) risk-based capital | $2,300,000 | 10,275 |
| Tier 2 risk-based capital | $273,000 | 7,718 |
| Total risk weighted assets | $21,787,900 | 8,466 |
| Total unused commitments | $920,000 | 9,139 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 22 | 7,672 |
| Assets and Liabilities | ||
| Total Assets: | $34,738,000 | 9,190 |
| Cash and due from depository institutions | $1,380,000 | 7,672 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $21,819,000 | 5,529 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $9,413,000 | 11,163 |
| Loan loss allowance | $347,000 | 7,795 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,460,000 | 4,739 |
| Other real estate owned | $0 | 7,672 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $666,000 | 8,470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,738,000 | 9,190 |
| Total liabilities | $33,595,000 | 8,860 |
| Total deposits | $31,366,000 | 8,978 |
| Interest-bearing deposits | $23,148,000 | 9,580 |
| Deposits held in domestic offices | $31,366,000 | 8,973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,895,000 | 2,710 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $334,000 | 6,854 |
| Total equity capital | $1,143,000 | 12,061 |
| Total bank equity capital | $1,143,000 | 12,061 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,424,000 | 2,877 |
| Surplus | $403,000 | 10,333 |
| Undivided profits | $-684,000 | 12,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 8,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $92,000 | 11,079 |
| Earning assets | $31,232,000 | 9,219 |
| Long-term assets (5+ years) | $7,674,000 | 4,824 |
| Average Assets, year-to-date | $35,626,600 | 8,977 |
| Average Assets, quarterly | $37,371,000 | 8,849 |
| Volatile liabilities | $4,986,000 | 6,755 |
| Insider loans | $177,000 | 8,421 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $280,000 | 10,925 |
| Tier 1 (core) risk-based capital | $2,290,000 | 10,582 |
| Tier 2 risk-based capital | $169,730 | 9,723 |
| Total risk weighted assets | $13,401,130 | 10,451 |
| Total unused commitments | $280,000 | 10,928 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $33,689,000 | 9,654 |
| Cash and due from depository institutions | $882,000 | 9,167 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $23,186,000 | 5,519 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $8,008,000 | 11,932 |
| Loan loss allowance | $364,000 | 7,829 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $991,000 | 6,170 |
| Other real estate owned | $150,000 | 9,167 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $472,000 | 9,595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,689,000 | 9,654 |
| Total liabilities | $31,464,000 | 9,494 |
| Total deposits | $30,674,000 | 9,461 |
| Interest-bearing deposits | $23,929,000 | 9,843 |
| Deposits held in domestic offices | $30,674,000 | 9,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $460,000 | 3,309 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $330,000 | 7,121 |
| Total equity capital | $2,225,000 | 10,970 |
| Total bank equity capital | $2,225,000 | 10,970 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,424,000 | 2,953 |
| Surplus | $481,000 | 10,515 |
| Undivided profits | $320,000 | 11,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $150,000 | 8,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $58,000 | 12,235 |
| Earning assets | $31,194,000 | 9,591 |
| Long-term assets (5+ years) | $7,925,000 | 5,046 |
| Average Assets, year-to-date | $28,853,800 | 10,209 |
| Average Assets, quarterly | $34,779,000 | 9,444 |
| Volatile liabilities | $4,213,000 | 7,137 |
| Insider loans | $21,000 | 11,229 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,264,000 | 6,132 |
| Tier 1 (core) risk-based capital | $2,225,000 | 10,927 |
| Tier 2 risk-based capital | $150,440 | 10,450 |
| Total risk weighted assets | $11,821,840 | 11,199 |
| Total unused commitments | $3,264,000 | 6,152 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 17 | 9,428 |
| Assets and Liabilities | ||
| Total Assets: | $22,385,000 | 11,623 |
| Cash and due from depository institutions | $1,187,000 | 9,428 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,075,000 | 9,993 |
| Federal funds sold & reverse repurchase agreements | $4,486,000 | 3,615 |
| Net loans & leases | $7,581,000 | 12,441 |
| Loan loss allowance | $352,000 | 8,059 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $525,000 | 8,735 |
| Other real estate owned | $346,000 | 9,428 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $185,000 | 12,979 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,385,000 | 11,623 |
| Total liabilities | $20,444,000 | 11,579 |
| Total deposits | $20,219,000 | 11,508 |
| Interest-bearing deposits | $15,101,000 | 11,970 |
| Deposits held in domestic offices | $20,219,000 | 11,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $225,000 | 9,486 |
| Total equity capital | $1,941,000 | 11,591 |
| Total bank equity capital | $1,941,000 | 11,591 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,419,000 | 3,067 |
| Surplus | $481,000 | 10,825 |
| Undivided profits | $41,000 | 12,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $310,000 | 7,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $40,000 | 13,217 |
| Earning assets | $20,142,000 | 11,635 |
| Long-term assets (5+ years) | $3,283,000 | 7,748 |
| Average Assets, year-to-date | $22,725,800 | 11,446 |
| Average Assets, quarterly | $24,949,000 | 11,161 |
| Volatile liabilities | $2,095,000 | 9,874 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $1,941,000 | 11,551 |
| Tier 2 risk-based capital | $136,130 | 11,015 |
| Total risk weighted assets | $10,674,530 | 11,884 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |