Peoples National Bank of Central Pennsylvania, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$23,368,0001,334
Total interest expense$7,222,0001,746
Net interest income$16,146,0001,141
Provision for loan and lease losses$125,0003,960
Total noninterest income$2,780,0001,445
Gross Fiduciary activities income$820,000577
Service charges on deposit accounts$970,0001,379
Trading account gains and fees$0475
Additional Noninterest Income$990,0001,846
Total noninterest expense$11,302,0001,304
Salaries and employee benefits$4,465,0001,500
Premises and equipment expense$1,194,0001,732
Additional noninterest expense$5,643,0001,057
Pre-tax net operating income$7,499,0001,019
Securities gains (losses)$03,600
Applicable income taxes$2,390,0001,044
Income before extraordinary items$5,109,000998
Extraordinary gains, net$0249
Net income$5,109,000994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,709
Cash dividends$1,647,0001,304
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,109,0001,008
1993-12-31 (YTD Data)Rank
Total interest income$24,287,0001,299
Total interest expense$8,367,0001,583
Net interest income$15,920,0001,146
Provision for loan and lease losses$201,0003,891
Total noninterest income$2,737,0001,565
Gross Fiduciary activities income$682,000653
Service charges on deposit accounts$920,0001,469
Trading account gains and fees$0532
Additional Noninterest Income$1,135,0001,870
Total noninterest expense$11,544,0001,331
Salaries and employee benefits$4,179,0001,610
Premises and equipment expense$1,146,0001,826
Additional noninterest expense$6,219,0001,062
Pre-tax net operating income$6,912,0001,029
Securities gains (losses)$1,0007,052
Applicable income taxes$2,099,0001,154
Income before extraordinary items$4,814,0001,078
Extraordinary gains, net$609,000367
Net income$5,423,000987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0003,301
Cash dividends$1,320,0001,410
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,813,3001,007
1992-12-31 (YTD Data)Rank
Total interest income$26,511,0001,383
Total interest expense$10,551,0001,638
Net interest income$15,960,0001,175
Provision for loan and lease losses$598,0002,649
Total noninterest income$2,381,0001,716
Gross Fiduciary activities income$641,000682
Service charges on deposit accounts$975,0001,369
Trading account gains and fees$0504
Additional Noninterest Income$765,0002,368
Total noninterest expense$11,389,0001,375
Salaries and employee benefits$4,071,0001,626
Premises and equipment expense$1,068,0001,982
Additional noninterest expense$6,250,0001,104
Pre-tax net operating income$6,354,0001,020
Securities gains (losses)$-18,00013,448
Applicable income taxes$1,708,0001,300
Income before extraordinary items$4,628,0001,028
Extraordinary gains, net$01,422
Net income$4,628,0001,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0004,399
Cash dividends$1,407,0001,159
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,641,140933

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.