Home > Peoples National Bank , N.A. > Income and Expense

Peoples National Bank , N.A., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$82,926,000621
Total interest expense$28,116,000618
Net interest income$54,810,000623
Provision for loan and lease losses$1,154,000767
Total noninterest income$12,615,000636
Gross Fiduciary activities income$7,000878
Service charges on deposit accounts$2,414,000474
Trading account gains and fees$0123
Additional Noninterest Income$10,194,000533
Total noninterest expense$46,043,000612
Salaries and employee benefits$27,523,000568
Premises and equipment expense$6,914,000418
Additional noninterest expense$10,194,000533
Pre-tax net operating income$20,228,000686
Securities gains (losses)$0988
Applicable income taxes$170,0002,532
Income before extraordinary items$20,058,000584
Extraordinary gains, net$054
Net income$20,058,000592
Minority interest net income$088
Net income of bank and minority interests.$20,058,000587
Net charge-offs$1,094,000509
Cash dividends$12,871,000416
Sale, conversion, retirement of capital stock, net$0540
Net operating income$20,058,000601
2023-09-30 (YTD Data)Rank
Total interest income$60,745,000625
Total interest expense$19,814,000612
Net interest income$40,931,000631
Provision for loan and lease losses$1,427,000538
Total noninterest income$9,933,000623
Gross Fiduciary activities income$4,000865
Service charges on deposit accounts$1,777,000479
Trading account gains and fees$0125
Additional Noninterest Income$8,152,000516
Total noninterest expense$34,061,000619
Salaries and employee benefits$20,168,000579
Premises and equipment expense$5,063,000428
Additional noninterest expense$8,152,000516
Pre-tax net operating income$15,376,000696
Securities gains (losses)$0849
Applicable income taxes$121,0002,600
Income before extraordinary items$15,255,000591
Extraordinary gains, net$052
Net income$15,255,000595
Minority interest net income$081
Net income of bank and minority interests.$15,255,000591
Net charge-offs$1,097,000391
Cash dividends$9,537,000386
Sale, conversion, retirement of capital stock, net$0507
Net operating income$15,255,000599
2023-06-30 (YTD Data)Rank
Total interest income$38,906,000619
Total interest expense$12,051,000590
Net interest income$26,855,000641
Provision for loan and lease losses$291,0001,085
Total noninterest income$4,758,000760
Gross Fiduciary activities income$3,000856
Service charges on deposit accounts$1,136,000482
Trading account gains and fees$0112
Additional Noninterest Income$3,619,000661
Total noninterest expense$22,315,000617
Salaries and employee benefits$13,422,000572
Premises and equipment expense$3,238,000438
Additional noninterest expense$3,619,000661
Pre-tax net operating income$9,007,000763
Securities gains (losses)$0938
Applicable income taxes$64,0002,762
Income before extraordinary items$8,943,000652
Extraordinary gains, net$051
Net income$8,943,000663
Minority interest net income$081
Net income of bank and minority interests.$8,943,000652
Net charge-offs$-29,0004,204
Cash dividends$8,180,000314
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,943,000658
2023-03-31 (YTD Data)Rank
Total interest income$18,565,000643
Total interest expense$5,404,000568
Net interest income$13,161,000662
Provision for loan and lease losses$138,0001,114
Total noninterest income$2,774,000689
Gross Fiduciary activities income$3,000843
Service charges on deposit accounts$561,000497
Trading account gains and fees$097
Additional Noninterest Income$2,210,000575
Total noninterest expense$11,368,000616
Salaries and employee benefits$6,862,000585
Premises and equipment expense$1,643,000444
Additional noninterest expense$2,210,000575
Pre-tax net operating income$4,429,000809
Securities gains (losses)$0950
Applicable income taxes$18,0002,996
Income before extraordinary items$4,411,000685
Extraordinary gains, net$04
Net income$4,411,000684
Minority interest net income$048
Net income of bank and minority interests.$4,411,000684
Net charge-offs$-33,0004,335
Cash dividends$3,716,000326
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,411,000697
2022-12-31 (YTD Data)Rank
Total interest income$60,456,000639
Total interest expense$8,002,000542
Net interest income$52,454,000649
Provision for loan and lease losses$600,0001,102
Total noninterest income$12,371,000668
Gross Fiduciary activities income$7,000913
Service charges on deposit accounts$2,141,000536
Trading account gains and fees$0116
Additional Noninterest Income$10,223,000552
Total noninterest expense$44,499,000602
Salaries and employee benefits$26,685,000580
Premises and equipment expense$6,735,000429
Additional noninterest expense$10,223,000552
Pre-tax net operating income$19,726,000759
Securities gains (losses)$-15,0003,522
Applicable income taxes$206,0002,624
Income before extraordinary items$19,505,000659
Extraordinary gains, net$05
Net income$19,505,000660
Minority interest net income$063
Net income of bank and minority interests.$19,505,000660
Net charge-offs$1,570,000321
Cash dividends$11,746,000421
Sale, conversion, retirement of capital stock, net$0568
Net operating income$19,519,850666
2022-09-30 (YTD Data)Rank
Total interest income$42,983,000639
Total interest expense$3,741,000605
Net interest income$39,242,000639
Provision for loan and lease losses$450,0001,008
Total noninterest income$9,762,000655
Gross Fiduciary activities income$6,000893
Service charges on deposit accounts$1,575,000552
Trading account gains and fees$0111
Additional Noninterest Income$8,181,000545
Total noninterest expense$33,810,000596
Salaries and employee benefits$20,413,000560
Premises and equipment expense$4,982,000432
Additional noninterest expense$8,181,000545
Pre-tax net operating income$14,744,000761
Securities gains (losses)$0740
Applicable income taxes$149,0002,650
Income before extraordinary items$14,595,000658
Extraordinary gains, net$04
Net income$14,595,000658
Minority interest net income$057
Net income of bank and minority interests.$14,595,000658
Net charge-offs$-2,0003,205
Cash dividends$8,949,000398
Sale, conversion, retirement of capital stock, net$0519
Net operating income$14,595,000664
2022-06-30 (YTD Data)Rank
Total interest income$27,681,000626
Total interest expense$1,555,000743
Net interest income$26,126,000621
Provision for loan and lease losses$300,000908
Total noninterest income$7,168,000605
Gross Fiduciary activities income$5,000838
Service charges on deposit accounts$1,019,000564
Trading account gains and fees$0108
Additional Noninterest Income$6,144,000511
Total noninterest expense$22,109,000597
Salaries and employee benefits$13,692,000551
Premises and equipment expense$3,278,000429
Additional noninterest expense$5,139,000750
Pre-tax net operating income$10,885,000665
Securities gains (losses)$0687
Applicable income taxes$103,0002,556
Income before extraordinary items$10,782,000577
Extraordinary gains, net$04
Net income$10,782,000576
Minority interest net income$060
Net income of bank and minority interests.$10,782,000577
Net charge-offs$-107,0004,401
Cash dividends$6,069,000378
Sale, conversion, retirement of capital stock, net$0494
Net operating income$10,782,000587
2022-03-31 (YTD Data)Rank
Total interest income$13,364,000623
Total interest expense$668,000817
Net interest income$12,696,000611
Provision for loan and lease losses$150,000763
Total noninterest income$3,795,000593
Gross Fiduciary activities income$4,000812
Service charges on deposit accounts$499,000567
Trading account gains and fees$0103
Additional Noninterest Income$3,292,000503
Total noninterest expense$11,007,000598
Salaries and employee benefits$6,815,000553
Premises and equipment expense$1,613,000434
Additional noninterest expense$2,579,000748
Pre-tax net operating income$5,334,000660
Securities gains (losses)$0623
Applicable income taxes$36,0002,668
Income before extraordinary items$5,298,000564
Extraordinary gains, net$04
Net income$5,298,000564
Minority interest net income$050
Net income of bank and minority interests.$5,298,000564
Net charge-offs$-123,0004,602
Cash dividends$2,054,000446
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,298,000570
2021-12-31 (YTD Data)Rank
Total interest income$51,139,000663
Total interest expense$3,451,000799
Net interest income$47,688,000657
Provision for loan and lease losses$5,300,000102
Total noninterest income$22,400,000487
Gross Fiduciary activities income$46,000774
Service charges on deposit accounts$1,761,000595
Trading account gains and fees$0132
Additional Noninterest Income$20,593,000412
Total noninterest expense$43,753,000599
Salaries and employee benefits$26,741,000551
Premises and equipment expense$6,756,000414
Additional noninterest expense$10,256,000762
Pre-tax net operating income$21,035,000708
Securities gains (losses)$46,0001,163
Applicable income taxes$217,0002,665
Income before extraordinary items$20,864,000627
Extraordinary gains, net$010
Net income$20,864,000627
Minority interest net income$074
Net income of bank and minority interests.$20,864,000628
Net charge-offs$2,364,000260
Cash dividends$15,284,000356
Sale, conversion, retirement of capital stock, net$0582
Net operating income$20,818,460618
2021-09-30 (YTD Data)Rank
Total interest income$38,002,000690
Total interest expense$2,681,000819
Net interest income$35,321,000674
Provision for loan and lease losses$1,350,000322
Total noninterest income$17,552,000476
Gross Fiduciary activities income$46,000745
Service charges on deposit accounts$1,252,000614
Trading account gains and fees$0132
Additional Noninterest Income$16,254,000407
Total noninterest expense$34,664,000571
Salaries and employee benefits$21,401,000516
Premises and equipment expense$5,033,000423
Additional noninterest expense$8,230,000720
Pre-tax net operating income$16,859,000694
Securities gains (losses)$02,015
Applicable income taxes$167,0002,673
Income before extraordinary items$16,692,000612
Extraordinary gains, net$08
Net income$16,692,000612
Minority interest net income$069
Net income of bank and minority interests.$16,692,000612
Net charge-offs$-521,0004,813
Cash dividends$12,389,000317
Sale, conversion, retirement of capital stock, net$0543
Net operating income$16,692,000609
2021-06-30 (YTD Data)Rank
Total interest income$25,261,000681
Total interest expense$1,911,000805
Net interest income$23,350,000672
Provision for loan and lease losses$900,000344
Total noninterest income$11,330,000488
Gross Fiduciary activities income$42,000733
Service charges on deposit accounts$764,000642
Trading account gains and fees$0133
Additional Noninterest Income$10,524,000422
Total noninterest expense$23,616,000555
Salaries and employee benefits$14,669,000510
Premises and equipment expense$3,285,000430
Additional noninterest expense$5,662,000685
Pre-tax net operating income$10,164,000752
Securities gains (losses)$01,818
Applicable income taxes$86,0002,801
Income before extraordinary items$10,078,000655
Extraordinary gains, net$06
Net income$10,078,000655
Minority interest net income$067
Net income of bank and minority interests.$10,078,000655
Net charge-offs$-221,0004,766
Cash dividends$5,980,000399
Sale, conversion, retirement of capital stock, net$0517
Net operating income$10,078,000644
2021-03-31 (YTD Data)Rank
Total interest income$12,693,000673
Total interest expense$1,052,000760
Net interest income$11,641,000666
Provision for loan and lease losses$450,000401
Total noninterest income$5,584,000497
Gross Fiduciary activities income$10,000793
Service charges on deposit accounts$363,000659
Trading account gains and fees$0127
Additional Noninterest Income$5,211,000436
Total noninterest expense$11,789,000553
Salaries and employee benefits$7,454,000499
Premises and equipment expense$1,627,000433
Additional noninterest expense$2,708,000699
Pre-tax net operating income$4,986,000766
Securities gains (losses)$01,392
Applicable income taxes$24,0003,006
Income before extraordinary items$4,962,000670
Extraordinary gains, net$03
Net income$4,962,000670
Minority interest net income$055
Net income of bank and minority interests.$4,962,000670
Net charge-offs$-85,0004,735
Cash dividends$2,235,000430
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,962,000653
2020-12-31 (YTD Data)Rank
Total interest income$53,086,000643
Total interest expense$6,607,000720
Net interest income$46,479,000634
Provision for loan and lease losses$6,250,000486
Total noninterest income$18,251,000529
Gross Fiduciary activities income$51,000775
Service charges on deposit accounts$1,768,000577
Trading account gains and fees$0133
Additional Noninterest Income$16,432,000463
Total noninterest expense$43,174,000582
Salaries and employee benefits$26,734,000535
Premises and equipment expense$6,225,000436
Additional noninterest expense$10,215,000726
Pre-tax net operating income$15,306,000731
Securities gains (losses)$02,675
Applicable income taxes$176,0002,629
Income before extraordinary items$15,130,000660
Extraordinary gains, net$04
Net income$15,130,000660
Minority interest net income$072
Net income of bank and minority interests.$15,130,000660
Net charge-offs$4,533,000236
Cash dividends$7,981,000551
Sale, conversion, retirement of capital stock, net$0566
Net operating income$15,130,000633
2020-09-30 (YTD Data)Rank
Total interest income$40,015,000639
Total interest expense$5,307,000726
Net interest income$34,708,000627
Provision for loan and lease losses$3,900,000596
Total noninterest income$12,735,000540
Gross Fiduciary activities income$36,000762
Service charges on deposit accounts$1,299,000584
Trading account gains and fees$0125
Additional Noninterest Income$11,400,000471
Total noninterest expense$32,828,000568
Salaries and employee benefits$20,529,000501
Premises and equipment expense$4,541,000447
Additional noninterest expense$7,758,000704
Pre-tax net operating income$10,715,000747
Securities gains (losses)$02,494
Applicable income taxes$122,0002,678
Income before extraordinary items$10,593,000672
Extraordinary gains, net$04
Net income$10,593,000671
Minority interest net income$065
Net income of bank and minority interests.$10,593,000672
Net charge-offs$2,420,000288
Cash dividends$6,918,000469
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,593,000639
2020-06-30 (YTD Data)Rank
Total interest income$26,616,000643
Total interest expense$3,834,000724
Net interest income$22,782,000639
Provision for loan and lease losses$1,200,000969
Total noninterest income$7,431,000558
Gross Fiduciary activities income$30,000754
Service charges on deposit accounts$875,000582
Trading account gains and fees$0123
Additional Noninterest Income$6,526,000485
Total noninterest expense$21,389,000577
Salaries and employee benefits$13,295,000514
Premises and equipment expense$2,984,000451
Additional noninterest expense$5,110,000700
Pre-tax net operating income$7,624,000652
Securities gains (losses)$02,249
Applicable income taxes$84,0002,636
Income before extraordinary items$7,540,000578
Extraordinary gains, net$04
Net income$7,540,000577
Minority interest net income$065
Net income of bank and minority interests.$7,540,000578
Net charge-offs$92,0001,402
Cash dividends$5,212,000412
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,540,000550
2020-03-31 (YTD Data)Rank
Total interest income$13,627,000630
Total interest expense$2,149,000738
Net interest income$11,478,000616
Provision for loan and lease losses$450,000941
Total noninterest income$2,851,000633
Gross Fiduciary activities income$21,000742
Service charges on deposit accounts$588,000523
Trading account gains and fees$0106
Additional Noninterest Income$2,242,000545
Total noninterest expense$10,519,000578
Salaries and employee benefits$6,357,000539
Premises and equipment expense$1,510,000449
Additional noninterest expense$2,652,000678
Pre-tax net operating income$3,360,000663
Securities gains (losses)$01,705
Applicable income taxes$33,0002,648
Income before extraordinary items$3,327,000588
Extraordinary gains, net$04
Net income$3,327,000589
Minority interest net income$056
Net income of bank and minority interests.$3,327,000588
Net charge-offs$39,0001,301
Cash dividends$2,116,000501
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,327,000569
2019-12-31 (YTD Data)Rank
Total interest income$56,438,000618
Total interest expense$10,310,000663
Net interest income$46,128,000605
Provision for loan and lease losses$4,860,000264
Total noninterest income$10,409,000676
Gross Fiduciary activities income$38,000820
Service charges on deposit accounts$2,471,000510
Trading account gains and fees$0135
Additional Noninterest Income$7,900,000616
Total noninterest expense$40,203,000584
Salaries and employee benefits$23,711,000560
Premises and equipment expense$6,424,000415
Additional noninterest expense$10,068,000699
Pre-tax net operating income$11,474,000946
Securities gains (losses)$02,379
Applicable income taxes$140,0002,842
Income before extraordinary items$11,334,000847
Extraordinary gains, net$011
Net income$11,334,000848
Minority interest net income$076
Net income of bank and minority interests.$11,334,000848
Net charge-offs$5,147,000211
Cash dividends$9,863,000486
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,334,000823
2019-09-30 (YTD Data)Rank
Total interest income$42,271,000624
Total interest expense$7,881,000664
Net interest income$34,390,000612
Provision for loan and lease losses$1,350,000540
Total noninterest income$7,907,000664
Gross Fiduciary activities income$33,000792
Service charges on deposit accounts$1,810,000519
Trading account gains and fees$0129
Additional Noninterest Income$6,064,000599
Total noninterest expense$30,161,000584
Salaries and employee benefits$17,546,000562
Premises and equipment expense$4,863,000414
Additional noninterest expense$7,752,000679
Pre-tax net operating income$10,786,000795
Securities gains (losses)$02,167
Applicable income taxes$136,0002,761
Income before extraordinary items$10,650,000705
Extraordinary gains, net$011
Net income$10,650,000707
Minority interest net income$072
Net income of bank and minority interests.$10,650,000706
Net charge-offs$775,000580
Cash dividends$8,168,000425
Sale, conversion, retirement of capital stock, net$0590
Net operating income$10,650,000695
2019-06-30 (YTD Data)Rank
Total interest income$28,103,000623
Total interest expense$5,239,000656
Net interest income$22,864,000615
Provision for loan and lease losses$900,000526
Total noninterest income$4,944,000688
Gross Fiduciary activities income$29,000777
Service charges on deposit accounts$1,150,000539
Trading account gains and fees$0131
Additional Noninterest Income$3,765,000621
Total noninterest expense$20,005,000584
Salaries and employee benefits$11,508,000566
Premises and equipment expense$3,279,000410
Additional noninterest expense$5,218,000681
Pre-tax net operating income$6,903,000800
Securities gains (losses)$01,702
Applicable income taxes$89,0002,758
Income before extraordinary items$6,814,000708
Extraordinary gains, net$011
Net income$6,814,000708
Minority interest net income$069
Net income of bank and minority interests.$6,814,000708
Net charge-offs$626,000494
Cash dividends$5,973,000394
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,814,000696
2019-03-31 (YTD Data)Rank
Total interest income$13,983,000623
Total interest expense$2,567,000652
Net interest income$11,416,000617
Provision for loan and lease losses$450,000501
Total noninterest income$2,265,000706
Gross Fiduciary activities income$10,000806
Service charges on deposit accounts$568,000537
Trading account gains and fees$0126
Additional Noninterest Income$1,687,000638
Total noninterest expense$9,624,000602
Salaries and employee benefits$5,671,000574
Premises and equipment expense$1,587,000429
Additional noninterest expense$2,366,000732
Pre-tax net operating income$3,607,000750
Securities gains (losses)$01,087
Applicable income taxes$50,0002,639
Income before extraordinary items$3,557,000675
Extraordinary gains, net$05
Net income$3,557,000675
Minority interest net income$052
Net income of bank and minority interests.$3,557,000674
Net charge-offs$-12,0004,722
Cash dividends$2,678,000413
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,557,000664
2018-12-31 (YTD Data)Rank
Total interest income$52,594,000613
Total interest expense$8,017,000635
Net interest income$44,577,000616
Provision for loan and lease losses$3,800,000318
Total noninterest income$9,047,000737
Gross Fiduciary activities income$39,000854
Service charges on deposit accounts$2,454,000521
Trading account gains and fees$0126
Additional Noninterest Income$6,554,000681
Total noninterest expense$38,528,000590
Salaries and employee benefits$21,848,000575
Premises and equipment expense$6,560,000404
Additional noninterest expense$10,120,000698
Pre-tax net operating income$11,296,000945
Securities gains (losses)$01,125
Applicable income taxes$141,0002,898
Income before extraordinary items$11,155,000835
Extraordinary gains, net$06
Net income$11,155,000833
Minority interest net income$072
Net income of bank and minority interests.$11,155,000834
Net charge-offs$3,534,000253
Cash dividends$9,470,000445
Sale, conversion, retirement of capital stock, net$2,500,000148
Net operating income$11,155,000833
2018-09-30 (YTD Data)Rank
Total interest income$38,581,000619
Total interest expense$5,667,000634
Net interest income$32,914,000623
Provision for loan and lease losses$1,350,000513
Total noninterest income$6,857,000736
Gross Fiduciary activities income$37,000810
Service charges on deposit accounts$1,810,000532
Trading account gains and fees$0138
Additional Noninterest Income$5,010,000682
Total noninterest expense$29,168,000570
Salaries and employee benefits$16,380,000572
Premises and equipment expense$4,976,000407
Additional noninterest expense$7,812,000664
Pre-tax net operating income$9,253,000886
Securities gains (losses)$01,118
Applicable income taxes$108,0002,956
Income before extraordinary items$9,145,000775
Extraordinary gains, net$05
Net income$9,145,000774
Minority interest net income$066
Net income of bank and minority interests.$9,145,000774
Net charge-offs$1,051,000419
Cash dividends$7,689,000391
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,145,000771
2018-06-30 (YTD Data)Rank
Total interest income$25,151,000623
Total interest expense$3,502,000631
Net interest income$21,649,000627
Provision for loan and lease losses$900,000507
Total noninterest income$4,433,000756
Gross Fiduciary activities income$31,000801
Service charges on deposit accounts$1,164,000548
Trading account gains and fees$0130
Additional Noninterest Income$3,238,000698
Total noninterest expense$19,219,000581
Salaries and employee benefits$10,833,000578
Premises and equipment expense$3,236,000413
Additional noninterest expense$5,150,000669
Pre-tax net operating income$5,963,000901
Securities gains (losses)$0961
Applicable income taxes$69,0002,963
Income before extraordinary items$5,894,000781
Extraordinary gains, net$06
Net income$5,894,000780
Minority interest net income$065
Net income of bank and minority interests.$5,894,000780
Net charge-offs$958,000342
Cash dividends$5,543,000355
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,894,000777
2018-03-31 (YTD Data)Rank
Total interest income$12,548,000619
Total interest expense$1,594,000646
Net interest income$10,954,000608
Provision for loan and lease losses$450,000507
Total noninterest income$2,023,000782
Gross Fiduciary activities income$12,000824
Service charges on deposit accounts$560,000572
Trading account gains and fees$0123
Additional Noninterest Income$1,451,000721
Total noninterest expense$9,713,000574
Salaries and employee benefits$5,497,000582
Premises and equipment expense$1,636,000416
Additional noninterest expense$2,580,000652
Pre-tax net operating income$2,814,000911
Securities gains (losses)$0735
Applicable income taxes$31,0003,004
Income before extraordinary items$2,783,000797
Extraordinary gains, net$07
Net income$2,783,000797
Minority interest net income$052
Net income of bank and minority interests.$2,783,000797
Net charge-offs$109,000807
Cash dividends$2,534,000346
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,783,000788
2017-12-31 (YTD Data)Rank
Total interest income$47,996,000598
Total interest expense$5,041,000675
Net interest income$42,955,000587
Provision for loan and lease losses$1,800,000560
Total noninterest income$8,364,000780
Gross Fiduciary activities income$40,000868
Service charges on deposit accounts$2,380,000541
Trading account gains and fees$0151
Additional Noninterest Income$5,944,000736
Total noninterest expense$36,979,000585
Salaries and employee benefits$20,438,000586
Premises and equipment expense$6,319,000419
Additional noninterest expense$10,222,000664
Pre-tax net operating income$12,540,000812
Securities gains (losses)$1,0002,108
Applicable income taxes$157,0003,089
Income before extraordinary items$12,384,000617
Extraordinary gains, net$09
Net income$12,384,000617
Minority interest net income$076
Net income of bank and minority interests.$12,384,000617
Net charge-offs$2,443,000341
Cash dividends$12,767,000309
Sale, conversion, retirement of capital stock, net$0711
Net operating income$12,383,010614
2017-09-30 (YTD Data)Rank
Total interest income$35,629,000597
Total interest expense$3,586,000689
Net interest income$32,043,000585
Provision for loan and lease losses$1,350,000550
Total noninterest income$6,228,000799
Gross Fiduciary activities income$34,000848
Service charges on deposit accounts$1,765,000549
Trading account gains and fees$0145
Additional Noninterest Income$4,429,000749
Total noninterest expense$26,802,000612
Salaries and employee benefits$14,865,000608
Premises and equipment expense$4,633,000426
Additional noninterest expense$7,304,000696
Pre-tax net operating income$10,119,000759
Securities gains (losses)$1,0002,145
Applicable income taxes$128,0003,034
Income before extraordinary items$9,992,000625
Extraordinary gains, net$09
Net income$9,992,000625
Minority interest net income$071
Net income of bank and minority interests.$9,992,000625
Net charge-offs$577,000720
Cash dividends$11,353,000266
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,991,010616
2017-06-30 (YTD Data)Rank
Total interest income$23,455,000592
Total interest expense$2,210,000723
Net interest income$21,245,000582
Provision for loan and lease losses$900,000532
Total noninterest income$4,138,000791
Gross Fiduciary activities income$32,000832
Service charges on deposit accounts$1,167,000546
Trading account gains and fees$0139
Additional Noninterest Income$2,939,000749
Total noninterest expense$17,935,000607
Salaries and employee benefits$10,077,000602
Premises and equipment expense$3,048,000428
Additional noninterest expense$4,810,000706
Pre-tax net operating income$6,548,000765
Securities gains (losses)$1,0001,756
Applicable income taxes$85,0003,024
Income before extraordinary items$6,464,000628
Extraordinary gains, net$011
Net income$6,464,000628
Minority interest net income$071
Net income of bank and minority interests.$6,464,000628
Net charge-offs$-173,0005,556
Cash dividends$5,765,000320
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,463,010617
2017-03-31 (YTD Data)Rank
Total interest income$11,722,000590
Total interest expense$1,016,000767
Net interest income$10,706,000579
Provision for loan and lease losses$450,000486
Total noninterest income$2,041,000796
Gross Fiduciary activities income$12,000854
Service charges on deposit accounts$602,000525
Trading account gains and fees$0142
Additional Noninterest Income$1,427,000744
Total noninterest expense$8,918,000622
Salaries and employee benefits$5,054,000612
Premises and equipment expense$1,560,000437
Additional noninterest expense$2,304,000718
Pre-tax net operating income$3,379,000735
Securities gains (losses)$01,153
Applicable income taxes$47,0002,929
Income before extraordinary items$3,332,000609
Extraordinary gains, net$08
Net income$3,332,000609
Minority interest net income$055
Net income of bank and minority interests.$3,332,000609
Net charge-offs$-449,0005,805
Cash dividends$2,178,000376
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,332,000596
2016-12-31 (YTD Data)Rank
Total interest income$45,184,000598
Total interest expense$3,421,000858
Net interest income$41,763,000579
Provision for loan and lease losses$1,800,000564
Total noninterest income$8,594,000776
Gross Fiduciary activities income$45,000878
Service charges on deposit accounts$2,725,000490
Trading account gains and fees$0170
Additional Noninterest Income$5,824,000751
Total noninterest expense$35,186,000614
Salaries and employee benefits$19,042,000612
Premises and equipment expense$6,482,000408
Additional noninterest expense$9,662,000702
Pre-tax net operating income$13,371,000714
Securities gains (losses)$327,000618
Applicable income taxes$167,0003,046
Income before extraordinary items$13,531,000569
Extraordinary gains, net$05
Net income$13,531,000568
Minority interest net income$082
Net income of bank and minority interests.$13,531,000568
Net charge-offs$781,000799
Cash dividends$8,606,000442
Sale, conversion, retirement of capital stock, net$6,900,00076
Net operating income$13,207,270575
2016-09-30 (YTD Data)Rank
Total interest income$33,357,000605
Total interest expense$2,472,000882
Net interest income$30,885,000581
Provision for loan and lease losses$1,350,000551
Total noninterest income$6,294,000790
Gross Fiduciary activities income$38,000861
Service charges on deposit accounts$1,993,000496
Trading account gains and fees$0169
Additional Noninterest Income$4,263,000768
Total noninterest expense$26,527,000612
Salaries and employee benefits$14,704,000598
Premises and equipment expense$4,781,000420
Additional noninterest expense$7,042,000711
Pre-tax net operating income$9,302,000761
Securities gains (losses)$333,000566
Applicable income taxes$121,0003,113
Income before extraordinary items$9,514,000621
Extraordinary gains, net$05
Net income$9,514,000621
Minority interest net income$071
Net income of bank and minority interests.$9,514,000621
Net charge-offs$501,000797
Cash dividends$7,243,000378
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,184,330620
2016-06-30 (YTD Data)Rank
Total interest income$22,076,000610
Total interest expense$1,575,000917
Net interest income$20,501,000583
Provision for loan and lease losses$900,000547
Total noninterest income$4,178,000788
Gross Fiduciary activities income$33,000854
Service charges on deposit accounts$1,259,000511
Trading account gains and fees$0157
Additional Noninterest Income$2,886,000754
Total noninterest expense$17,727,000610
Salaries and employee benefits$9,845,000600
Premises and equipment expense$3,279,000407
Additional noninterest expense$4,603,000727
Pre-tax net operating income$6,052,000771
Securities gains (losses)$332,000397
Applicable income taxes$82,0003,114
Income before extraordinary items$6,302,000613
Extraordinary gains, net$016
Net income$6,302,000611
Minority interest net income$071
Net income of bank and minority interests.$6,302,000612
Net charge-offs$496,000601
Cash dividends$5,344,000345
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,973,320628
2016-03-31 (YTD Data)Rank
Total interest income$10,948,000612
Total interest expense$767,000945
Net interest income$10,181,000587
Provision for loan and lease losses$450,000504
Total noninterest income$1,915,000812
Gross Fiduciary activities income$26,000814
Service charges on deposit accounts$605,000527
Trading account gains and fees$0142
Additional Noninterest Income$1,284,000788
Total noninterest expense$8,887,000607
Salaries and employee benefits$4,980,000593
Premises and equipment expense$1,613,000420
Additional noninterest expense$2,294,000726
Pre-tax net operating income$2,759,000821
Securities gains (losses)$332,000193
Applicable income taxes$43,0003,067
Income before extraordinary items$3,048,000606
Extraordinary gains, net$012
Net income$3,048,000603
Minority interest net income$062
Net income of bank and minority interests.$3,048,000606
Net charge-offs$93,0001,061
Cash dividends$2,305,000383
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,719,320658
2015-12-31 (YTD Data)Rank
Total interest income$42,983,000592
Total interest expense$2,646,0001,066
Net interest income$40,337,000565
Provision for loan and lease losses$1,800,000494
Total noninterest income$8,167,000782
Gross Fiduciary activities income$44,000906
Service charges on deposit accounts$2,460,000542
Trading account gains and fees$0159
Additional Noninterest Income$5,663,000747
Total noninterest expense$33,218,000628
Salaries and employee benefits$18,402,000623
Premises and equipment expense$6,193,000427
Additional noninterest expense$8,623,000763
Pre-tax net operating income$13,486,000673
Securities gains (losses)$03,216
Applicable income taxes$163,0003,060
Income before extraordinary items$13,323,000553
Extraordinary gains, net$023
Net income$13,323,000552
Minority interest net income$081
Net income of bank and minority interests.$13,323,000554
Net charge-offs$998,000696
Cash dividends$7,790,000465
Sale, conversion, retirement of capital stock, net$0804
Net operating income$13,323,000546
2015-09-30 (YTD Data)Rank
Total interest income$31,861,000602
Total interest expense$1,925,0001,108
Net interest income$29,936,000572
Provision for loan and lease losses$1,650,000389
Total noninterest income$6,097,000803
Gross Fiduciary activities income$37,000894
Service charges on deposit accounts$1,763,000565
Trading account gains and fees$0153
Additional Noninterest Income$4,297,000742
Total noninterest expense$24,955,000636
Salaries and employee benefits$13,725,000633
Premises and equipment expense$4,652,000428
Additional noninterest expense$6,578,000753
Pre-tax net operating income$9,428,000733
Securities gains (losses)$03,031
Applicable income taxes$116,0003,180
Income before extraordinary items$9,312,000602
Extraordinary gains, net$021
Net income$9,312,000601
Minority interest net income$078
Net income of bank and minority interests.$9,312,000602
Net charge-offs$397,0001,009
Cash dividends$6,278,000397
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,312,000590
2015-06-30 (YTD Data)Rank
Total interest income$20,822,000610
Total interest expense$1,260,0001,127
Net interest income$19,562,000583
Provision for loan and lease losses$900,000466
Total noninterest income$3,803,000853
Gross Fiduciary activities income$32,000888
Service charges on deposit accounts$1,060,000608
Trading account gains and fees$0157
Additional Noninterest Income$2,711,000776
Total noninterest expense$16,418,000652
Salaries and employee benefits$8,959,000644
Premises and equipment expense$3,074,000434
Additional noninterest expense$4,385,000760
Pre-tax net operating income$6,047,000761
Securities gains (losses)$02,636
Applicable income taxes$76,0003,192
Income before extraordinary items$5,971,000620
Extraordinary gains, net$022
Net income$5,971,000618
Minority interest net income$075
Net income of bank and minority interests.$5,971,000620
Net charge-offs$317,000875
Cash dividends$4,714,000365
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,971,000607
2015-03-31 (YTD Data)Rank
Total interest income$10,195,000615
Total interest expense$620,0001,144
Net interest income$9,575,000592
Provision for loan and lease losses$450,000443
Total noninterest income$1,695,000891
Gross Fiduciary activities income$25,000844
Service charges on deposit accounts$496,000633
Trading account gains and fees$0152
Additional Noninterest Income$1,174,000820
Total noninterest expense$7,962,000662
Salaries and employee benefits$4,420,000657
Premises and equipment expense$1,564,000429
Additional noninterest expense$1,978,000822
Pre-tax net operating income$2,858,000777
Securities gains (losses)$02,027
Applicable income taxes$37,0003,210
Income before extraordinary items$2,821,000637
Extraordinary gains, net$013
Net income$2,821,000635
Minority interest net income$064
Net income of bank and minority interests.$2,821,000637
Net charge-offs$377,000453
Cash dividends$1,886,000390
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,821,000620
2014-12-31 (YTD Data)Rank
Total interest income$40,305,000615
Total interest expense$2,258,0001,284
Net interest income$38,047,000586
Provision for loan and lease losses$2,550,000392
Total noninterest income$7,507,000812
Gross Fiduciary activities income$46,000940
Service charges on deposit accounts$2,500,000543
Trading account gains and fees$0180
Additional Noninterest Income$4,961,000759
Total noninterest expense$29,940,000681
Salaries and employee benefits$16,260,000678
Premises and equipment expense$5,916,000441
Additional noninterest expense$7,764,000837
Pre-tax net operating income$13,064,000649
Securities gains (losses)$87,0001,360
Applicable income taxes$126,0003,263
Income before extraordinary items$13,025,000525
Extraordinary gains, net$017
Net income$13,025,000521
Minority interest net income$084
Net income of bank and minority interests.$13,025,000525
Net charge-offs$2,047,000504
Cash dividends$5,828,000536
Sale, conversion, retirement of capital stock, net$0862
Net operating income$12,938,870515
2014-09-30 (YTD Data)Rank
Total interest income$29,709,000628
Total interest expense$1,630,0001,356
Net interest income$28,079,000593
Provision for loan and lease losses$1,050,000637
Total noninterest income$5,518,000830
Gross Fiduciary activities income$37,000921
Service charges on deposit accounts$1,872,000546
Trading account gains and fees$0174
Additional Noninterest Income$3,609,000780
Total noninterest expense$22,620,000675
Salaries and employee benefits$12,269,000676
Premises and equipment expense$4,410,000444
Additional noninterest expense$5,941,000820
Pre-tax net operating income$9,927,000637
Securities gains (losses)$87,0001,088
Applicable income taxes$127,0003,143
Income before extraordinary items$9,887,000512
Extraordinary gains, net$015
Net income$9,887,000510
Minority interest net income$081
Net income of bank and minority interests.$9,887,000512
Net charge-offs$796,000805
Cash dividends$4,972,000455
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,800,870507
2014-06-30 (YTD Data)Rank
Total interest income$19,431,000637
Total interest expense$1,062,0001,403
Net interest income$18,369,000599
Provision for loan and lease losses$600,000713
Total noninterest income$3,535,000839
Gross Fiduciary activities income$32,000909
Service charges on deposit accounts$1,211,000553
Trading account gains and fees$0172
Additional Noninterest Income$2,292,000792
Total noninterest expense$14,860,000683
Salaries and employee benefits$8,043,000689
Premises and equipment expense$2,883,000452
Additional noninterest expense$3,934,000821
Pre-tax net operating income$6,444,000644
Securities gains (losses)$87,000865
Applicable income taxes$74,0003,230
Income before extraordinary items$6,457,000510
Extraordinary gains, net$020
Net income$6,457,000509
Minority interest net income$080
Net income of bank and minority interests.$6,457,000510
Net charge-offs$355,0001,139
Cash dividends$3,501,000413
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,370,870512
2014-03-31 (YTD Data)Rank
Total interest income$9,560,000649
Total interest expense$534,0001,417
Net interest income$9,026,000612
Provision for loan and lease losses$150,0001,189
Total noninterest income$1,638,000847
Gross Fiduciary activities income$26,000869
Service charges on deposit accounts$536,000617
Trading account gains and fees$0147
Additional Noninterest Income$1,076,000791
Total noninterest expense$7,295,000702
Salaries and employee benefits$4,014,000697
Premises and equipment expense$1,424,000464
Additional noninterest expense$1,857,000856
Pre-tax net operating income$3,219,000627
Securities gains (losses)$01,715
Applicable income taxes$25,0003,376
Income before extraordinary items$3,194,000501
Extraordinary gains, net$016
Net income$3,194,000501
Minority interest net income$066
Net income of bank and minority interests.$3,194,000502
Net charge-offs$-96,0006,460
Cash dividends$1,300,000481
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,194,000496
2013-12-31 (YTD Data)Rank
Total interest income$37,745,000651
Total interest expense$2,767,0001,225
Net interest income$34,978,000611
Provision for loan and lease losses$3,150,000419
Total noninterest income$7,617,000828
Gross Fiduciary activities income$66,000919
Service charges on deposit accounts$2,276,000610
Trading account gains and fees$0184
Additional Noninterest Income$5,275,000771
Total noninterest expense$29,203,000693
Salaries and employee benefits$15,270,000722
Premises and equipment expense$5,518,000456
Additional noninterest expense$8,415,000811
Pre-tax net operating income$10,242,000761
Securities gains (losses)$1,0003,056
Applicable income taxes$142,0003,202
Income before extraordinary items$10,101,000639
Extraordinary gains, net$029
Net income$10,101,000642
Minority interest net income$090
Net income of bank and minority interests.$10,101,000641
Net charge-offs$2,168,000701
Cash dividends$4,802,000591
Sale, conversion, retirement of capital stock, net$0924
Net operating income$10,100,010622
2013-09-30 (YTD Data)Rank
Total interest income$28,149,000654
Total interest expense$2,182,0001,202
Net interest income$25,967,000614
Provision for loan and lease losses$2,550,000392
Total noninterest income$6,131,000799
Gross Fiduciary activities income$56,000898
Service charges on deposit accounts$1,661,000626
Trading account gains and fees$0180
Additional Noninterest Income$4,414,000727
Total noninterest expense$22,071,000697
Salaries and employee benefits$11,586,000712
Premises and equipment expense$4,092,000461
Additional noninterest expense$6,393,000803
Pre-tax net operating income$7,477,000790
Securities gains (losses)$1,0002,916
Applicable income taxes$112,0003,234
Income before extraordinary items$7,366,000665
Extraordinary gains, net$025
Net income$7,366,000666
Minority interest net income$084
Net income of bank and minority interests.$7,366,000667
Net charge-offs$1,360,000798
Cash dividends$3,952,000515
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,365,010634
2013-06-30 (YTD Data)Rank
Total interest income$18,581,000663
Total interest expense$1,555,0001,155
Net interest income$17,026,000615
Provision for loan and lease losses$2,100,000338
Total noninterest income$4,386,000766
Gross Fiduciary activities income$53,000862
Service charges on deposit accounts$1,042,000650
Trading account gains and fees$0157
Additional Noninterest Income$3,291,000672
Total noninterest expense$14,813,000694
Salaries and employee benefits$7,804,000707
Premises and equipment expense$2,726,000456
Additional noninterest expense$4,283,000789
Pre-tax net operating income$4,499,000854
Securities gains (losses)$1,0002,688
Applicable income taxes$67,0003,297
Income before extraordinary items$4,433,000726
Extraordinary gains, net$022
Net income$4,433,000727
Minority interest net income$082
Net income of bank and minority interests.$4,433,000728
Net charge-offs$1,059,000736
Cash dividends$3,052,000441
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,432,010698
2013-03-31 (YTD Data)Rank
Total interest income$9,226,000674
Total interest expense$833,0001,105
Net interest income$8,393,000628
Provision for loan and lease losses$1,350,000296
Total noninterest income$2,009,000824
Gross Fiduciary activities income$17,000919
Service charges on deposit accounts$489,000693
Trading account gains and fees$0148
Additional Noninterest Income$1,503,000747
Total noninterest expense$7,080,000724
Salaries and employee benefits$3,809,000723
Premises and equipment expense$1,324,000472
Additional noninterest expense$1,947,000867
Pre-tax net operating income$1,972,000947
Securities gains (losses)$01,966
Applicable income taxes$30,0003,355
Income before extraordinary items$1,942,000796
Extraordinary gains, net$010
Net income$1,942,000797
Minority interest net income$076
Net income of bank and minority interests.$1,942,000798
Net charge-offs$710,000608
Cash dividends$1,001,000524
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,942,000758
2012-12-31 (YTD Data)Rank
Total interest income$37,168,000703
Total interest expense$4,517,0001,007
Net interest income$32,651,000658
Provision for loan and lease losses$6,590,000403
Total noninterest income$6,938,000897
Gross Fiduciary activities income$39,000993
Service charges on deposit accounts$2,448,000583
Trading account gains and fees$0166
Additional Noninterest Income$4,451,000890
Total noninterest expense$28,185,000720
Salaries and employee benefits$14,090,000742
Premises and equipment expense$5,042,000475
Additional noninterest expense$9,053,000769
Pre-tax net operating income$4,814,0001,422
Securities gains (losses)$1,838,000296
Applicable income taxes$-17,0006,554
Income before extraordinary items$6,669,000905
Extraordinary gains, net$029
Net income$6,669,000905
Minority interest net income$093
Net income of bank and minority interests.$6,669,000905
Net charge-offs$6,047,000497
Cash dividends$5,351,000536
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,831,0001,160
2012-09-30 (YTD Data)Rank
Total interest income$27,593,000724
Total interest expense$3,555,0001,001
Net interest income$24,038,000679
Provision for loan and lease losses$4,960,000407
Total noninterest income$4,720,000968
Gross Fiduciary activities income$34,000971
Service charges on deposit accounts$1,850,000586
Trading account gains and fees$0157
Additional Noninterest Income$2,836,000977
Total noninterest expense$20,325,000739
Salaries and employee benefits$10,615,000736
Premises and equipment expense$3,666,000492
Additional noninterest expense$6,044,000867
Pre-tax net operating income$3,473,0001,506
Securities gains (losses)$1,682,000244
Applicable income taxes$130,0003,185
Income before extraordinary items$5,025,000914
Extraordinary gains, net$020
Net income$5,025,000914
Minority interest net income$086
Net income of bank and minority interests.$5,025,000914
Net charge-offs$4,330,000518
Cash dividends$4,000,000429
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,393,4601,257
2012-06-30 (YTD Data)Rank
Total interest income$18,208,000740
Total interest expense$2,540,000967
Net interest income$15,668,000693
Provision for loan and lease losses$2,460,000550
Total noninterest income$2,972,000994
Gross Fiduciary activities income$28,000958
Service charges on deposit accounts$1,223,000583
Trading account gains and fees$0153
Additional Noninterest Income$1,721,0001,031
Total noninterest expense$13,737,000729
Salaries and employee benefits$7,068,000735
Premises and equipment expense$2,405,000497
Additional noninterest expense$4,264,000818
Pre-tax net operating income$2,443,0001,419
Securities gains (losses)$1,060,000267
Applicable income taxes$79,0003,246
Income before extraordinary items$3,424,000884
Extraordinary gains, net$019
Net income$3,424,000883
Minority interest net income$084
Net income of bank and minority interests.$3,424,000884
Net charge-offs$2,894,000526
Cash dividends$2,600,000419
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,385,2001,178
2012-03-31 (YTD Data)Rank
Total interest income$9,051,000751
Total interest expense$1,351,000942
Net interest income$7,700,000709
Provision for loan and lease losses$1,110,000560
Total noninterest income$986,0001,337
Gross Fiduciary activities income$21,000913
Service charges on deposit accounts$603,000588
Trading account gains and fees$0148
Additional Noninterest Income$362,0001,880
Total noninterest expense$6,836,000727
Salaries and employee benefits$3,542,000736
Premises and equipment expense$1,181,000507
Additional noninterest expense$2,113,000805
Pre-tax net operating income$740,0002,162
Securities gains (losses)$1,038,000135
Applicable income taxes$55,0002,978
Income before extraordinary items$1,723,000870
Extraordinary gains, net$019
Net income$1,723,000870
Minority interest net income$078
Net income of bank and minority interests.$1,723,000871
Net charge-offs$678,000889
Cash dividends$1,350,000373
Sale, conversion, retirement of capital stock, net$0861
Net operating income$716,1401,873
2011-12-31 (YTD Data)Rank
Total interest income$37,358,000757
Total interest expense$6,858,000877
Net interest income$30,500,000707
Provision for loan and lease losses$4,749,000818
Total noninterest income$5,822,000923
Gross Fiduciary activities income$49,000924
Service charges on deposit accounts$2,673,000556
Trading account gains and fees$0146
Additional Noninterest Income$3,100,0001,017
Total noninterest expense$26,238,000752
Salaries and employee benefits$12,641,000780
Premises and equipment expense$4,829,000515
Additional noninterest expense$8,768,000817
Pre-tax net operating income$5,335,0001,114
Securities gains (losses)$1,073,000416
Applicable income taxes$228,0002,778
Income before extraordinary items$6,180,000798
Extraordinary gains, net$029
Net income$6,180,000795
Minority interest net income$096
Net income of bank and minority interests.$6,180,000798
Net charge-offs$5,445,000746
Cash dividends$6,661,000327
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,149,920941
2011-09-30 (YTD Data)Rank
Total interest income$28,069,000773
Total interest expense$5,284,000889
Net interest income$22,785,000724
Provision for loan and lease losses$3,730,000780
Total noninterest income$4,436,000922
Gross Fiduciary activities income$35,000907
Service charges on deposit accounts$1,989,000562
Trading account gains and fees$0145
Additional Noninterest Income$2,412,000980
Total noninterest expense$19,382,000768
Salaries and employee benefits$9,276,000806
Premises and equipment expense$3,621,000523
Additional noninterest expense$6,485,000826
Pre-tax net operating income$4,109,0001,122
Securities gains (losses)$1,073,000330
Applicable income taxes$136,0002,982
Income before extraordinary items$5,046,000765
Extraordinary gains, net$021
Net income$5,046,000764
Minority interest net income$087
Net income of bank and minority interests.$5,046,000765
Net charge-offs$4,685,000659
Cash dividends$6,211,000235
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,005,190913
2011-06-30 (YTD Data)Rank
Total interest income$18,577,000791
Total interest expense$3,664,000889
Net interest income$14,913,000744
Provision for loan and lease losses$1,711,0001,021
Total noninterest income$3,274,000856
Gross Fiduciary activities income$27,000914
Service charges on deposit accounts$1,265,000586
Trading account gains and fees$0153
Additional Noninterest Income$1,982,000843
Total noninterest expense$13,238,000755
Salaries and employee benefits$6,487,000770
Premises and equipment expense$2,396,000531
Additional noninterest expense$4,355,000832
Pre-tax net operating income$3,238,000941
Securities gains (losses)$570,000321
Applicable income taxes$90,0002,938
Income before extraordinary items$3,718,000701
Extraordinary gains, net$015
Net income$3,718,000700
Minority interest net income$089
Net income of bank and minority interests.$3,718,000701
Net charge-offs$2,336,000818
Cash dividends$4,113,000228
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,159,400759
2011-03-31 (YTD Data)Rank
Total interest income$9,149,000803
Total interest expense$1,962,000861
Net interest income$7,187,000777
Provision for loan and lease losses$801,0001,012
Total noninterest income$1,857,000782
Gross Fiduciary activities income$16,000907
Service charges on deposit accounts$586,000610
Trading account gains and fees$0158
Additional Noninterest Income$1,255,000707
Total noninterest expense$6,428,000783
Salaries and employee benefits$3,137,000811
Premises and equipment expense$1,207,000535
Additional noninterest expense$2,084,000858
Pre-tax net operating income$1,815,000837
Securities gains (losses)$01,772
Applicable income taxes$42,0002,965
Income before extraordinary items$1,773,000730
Extraordinary gains, net$09
Net income$1,773,000730
Minority interest net income$086
Net income of bank and minority interests.$1,773,000730
Net charge-offs$1,278,000717
Cash dividends$2,147,000197
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,773,000712
2010-12-31 (YTD Data)Rank
Total interest income$37,356,000809
Total interest expense$8,327,0001,006
Net interest income$29,029,000762
Provision for loan and lease losses$4,859,0001,171
Total noninterest income$8,353,000720
Gross Fiduciary activities income$62,000940
Service charges on deposit accounts$2,773,000544
Trading account gains and fees$0175
Additional Noninterest Income$5,518,000688
Total noninterest expense$25,029,000800
Salaries and employee benefits$12,564,000777
Premises and equipment expense$4,679,000542
Additional noninterest expense$7,786,000948
Pre-tax net operating income$7,494,000720
Securities gains (losses)$1,121,000446
Applicable income taxes$236,0002,580
Income before extraordinary items$8,379,000541
Extraordinary gains, net$029
Net income$8,379,000540
Minority interest net income$0111
Net income of bank and minority interests.$8,379,000542
Net charge-offs$5,010,0001,013
Cash dividends$4,772,000355
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,291,630584
2010-09-30 (YTD Data)Rank
Total interest income$27,867,000821
Total interest expense$6,356,0001,021
Net interest income$21,511,000765
Provision for loan and lease losses$2,340,0001,497
Total noninterest income$5,433,000791
Gross Fiduciary activities income$43,000934
Service charges on deposit accounts$2,030,000565
Trading account gains and fees$0165
Additional Noninterest Income$3,360,000762
Total noninterest expense$18,614,000794
Salaries and employee benefits$9,190,000793
Premises and equipment expense$3,450,000556
Additional noninterest expense$5,974,000889
Pre-tax net operating income$5,990,000705
Securities gains (losses)$-3,0007,132
Applicable income taxes$171,0002,700
Income before extraordinary items$5,816,000594
Extraordinary gains, net$023
Net income$5,816,000593
Minority interest net income$0110
Net income of bank and minority interests.$5,816,000594
Net charge-offs$2,674,0001,247
Cash dividends$4,222,000264
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,818,910567
2010-06-30 (YTD Data)Rank
Total interest income$18,443,000839
Total interest expense$4,410,0001,017
Net interest income$14,033,000784
Provision for loan and lease losses$1,371,0001,614
Total noninterest income$3,415,000807
Gross Fiduciary activities income$37,000916
Service charges on deposit accounts$1,312,000587
Trading account gains and fees$0152
Additional Noninterest Income$2,066,000789
Total noninterest expense$12,246,000801
Salaries and employee benefits$6,079,000799
Premises and equipment expense$2,302,000559
Additional noninterest expense$3,865,000913
Pre-tax net operating income$3,831,000722
Securities gains (losses)$-3,0007,233
Applicable income taxes$145,0002,434
Income before extraordinary items$3,683,000606
Extraordinary gains, net$019
Net income$3,683,000606
Minority interest net income$0105
Net income of bank and minority interests.$3,683,000607
Net charge-offs$379,0002,768
Cash dividends$2,818,000249
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,685,880583
2010-03-31 (YTD Data)Rank
Total interest income$8,988,000877
Total interest expense$2,319,0001,012
Net interest income$6,669,000824
Provision for loan and lease losses$561,0001,716
Total noninterest income$1,481,000895
Gross Fiduciary activities income$23,000894
Service charges on deposit accounts$604,000641
Trading account gains and fees$0175
Additional Noninterest Income$854,000900
Total noninterest expense$6,119,000807
Salaries and employee benefits$2,995,000822
Premises and equipment expense$1,142,000584
Additional noninterest expense$1,982,000893
Pre-tax net operating income$1,470,000909
Securities gains (losses)$02,284
Applicable income taxes$77,0002,378
Income before extraordinary items$1,393,000792
Extraordinary gains, net$016
Net income$1,393,000794
Minority interest net income$091
Net income of bank and minority interests.$1,393,000796
Net charge-offs$458,0001,642
Cash dividends$1,750,000198
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,393,000762
2009-12-31 (YTD Data)Rank
Total interest income$39,096,000857
Total interest expense$11,441,0001,036
Net interest income$27,655,000777
Provision for loan and lease losses$5,837,0001,270
Total noninterest income$8,248,000750
Gross Fiduciary activities income$69,000917
Service charges on deposit accounts$3,377,000500
Trading account gains and fees$0211
Additional Noninterest Income$4,802,000740
Total noninterest expense$25,030,000842
Salaries and employee benefits$11,845,000819
Premises and equipment expense$4,207,000633
Additional noninterest expense$8,978,000882
Pre-tax net operating income$5,036,000835
Securities gains (losses)$1,536,000340
Applicable income taxes$44,0003,325
Income before extraordinary items$6,528,000527
Extraordinary gains, net$034
Net income$6,528,000525
Minority interest net income$0115
Net income of bank and minority interests.$6,528,000528
Net charge-offs$3,790,0001,388
Cash dividends$4,691,000373
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,007,360682
2009-09-30 (YTD Data)Rank
Total interest income$29,916,000859
Total interest expense$8,987,0001,042
Net interest income$20,929,000772
Provision for loan and lease losses$3,394,0001,368
Total noninterest income$6,134,000748
Gross Fiduciary activities income$58,000889
Service charges on deposit accounts$2,586,000486
Trading account gains and fees$0212
Additional Noninterest Income$3,490,000768
Total noninterest expense$18,864,000830
Salaries and employee benefits$8,949,000830
Premises and equipment expense$3,067,000667
Additional noninterest expense$6,848,000824
Pre-tax net operating income$4,805,000698
Securities gains (losses)$1,084,000352
Applicable income taxes$127,0002,702
Income before extraordinary items$5,762,000455
Extraordinary gains, net$027
Net income$5,762,000453
Minority interest net income$0118
Net income of bank and minority interests.$5,762,000455
Net charge-offs$2,492,0001,323
Cash dividends$2,885,000437
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,699,680571
2009-06-30 (YTD Data)Rank
Total interest income$20,195,000865
Total interest expense$6,340,0001,045
Net interest income$13,855,000775
Provision for loan and lease losses$1,538,0001,629
Total noninterest income$4,010,000772
Gross Fiduciary activities income$38,000908
Service charges on deposit accounts$1,664,000503
Trading account gains and fees$0193
Additional Noninterest Income$2,308,000786
Total noninterest expense$12,792,000838
Salaries and employee benefits$6,135,000827
Premises and equipment expense$2,025,000689
Additional noninterest expense$4,632,000833
Pre-tax net operating income$3,535,000649
Securities gains (losses)$473,000526
Applicable income taxes$68,0002,938
Income before extraordinary items$3,940,000446
Extraordinary gains, net$021
Net income$3,940,000444
Minority interest net income$0112
Net income of bank and minority interests.$3,940,000446
Net charge-offs$2,114,0001,085
Cash dividends$1,550,000572
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,476,460491
2009-03-31 (YTD Data)Rank
Total interest income$10,301,000850
Total interest expense$3,356,0001,024
Net interest income$6,945,000765
Provision for loan and lease losses$765,0001,378
Total noninterest income$1,910,000771
Gross Fiduciary activities income$21,000900
Service charges on deposit accounts$748,000538
Trading account gains and fees$0171
Additional Noninterest Income$1,141,000762
Total noninterest expense$6,090,000835
Salaries and employee benefits$3,053,000835
Premises and equipment expense$1,003,000711
Additional noninterest expense$2,034,000813
Pre-tax net operating income$2,000,000611
Securities gains (losses)$132,000865
Applicable income taxes$18,0003,642
Income before extraordinary items$2,114,000462
Extraordinary gains, net$015
Net income$2,114,000463
Minority interest net income$0102
Net income of bank and minority interests.$2,114,000464
Net charge-offs$1,594,000706
Cash dividends$800,000562
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,983,320468
2008-12-31 (YTD Data)Rank
Total interest income$48,563,000766
Total interest expense$19,424,000818
Net interest income$29,139,000747
Provision for loan and lease losses$4,429,0001,093
Total noninterest income$9,617,000616
Gross Fiduciary activities income$60,000950
Service charges on deposit accounts$3,566,000484
Trading account gains and fees$0154
Additional Noninterest Income$5,991,000562
Total noninterest expense$25,070,000793
Salaries and employee benefits$12,416,000796
Premises and equipment expense$4,318,000643
Additional noninterest expense$8,336,000791
Pre-tax net operating income$9,257,000595
Securities gains (losses)$746,000273
Applicable income taxes$122,0003,230
Income before extraordinary items$9,881,000388
Extraordinary gains, net$039
Net income$9,881,000388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,333,000929
Cash dividends$4,386,000634
Sale, conversion, retirement of capital stock, net$4,000,000241
Net operating income$9,142,460443
2008-09-30 (YTD Data)Rank
Total interest income$37,302,000773
Total interest expense$15,335,000801
Net interest income$21,967,000760
Provision for loan and lease losses$2,581,000996
Total noninterest income$6,025,000743
Gross Fiduciary activities income$41,000962
Service charges on deposit accounts$2,685,000489
Trading account gains and fees$0148
Additional Noninterest Income$3,299,000772
Total noninterest expense$18,644,000784
Salaries and employee benefits$9,309,000820
Premises and equipment expense$3,251,000646
Additional noninterest expense$6,084,000769
Pre-tax net operating income$6,767,000742
Securities gains (losses)$224,000575
Applicable income taxes$66,0003,921
Income before extraordinary items$6,925,000528
Extraordinary gains, net$031
Net income$6,925,000527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,026,000818
Cash dividends$3,186,000681
Sale, conversion, retirement of capital stock, net$4,000,000166
Net operating income$6,703,240570
2008-06-30 (YTD Data)Rank
Total interest income$25,215,000774
Total interest expense$10,694,000798
Net interest income$14,521,000759
Provision for loan and lease losses$1,983,000802
Total noninterest income$4,024,000760
Gross Fiduciary activities income$26,000984
Service charges on deposit accounts$1,719,000494
Trading account gains and fees$0149
Additional Noninterest Income$2,279,000772
Total noninterest expense$12,311,000789
Salaries and employee benefits$6,238,000829
Premises and equipment expense$2,088,000669
Additional noninterest expense$3,985,000758
Pre-tax net operating income$4,251,000835
Securities gains (losses)$221,000576
Applicable income taxes$53,0004,020
Income before extraordinary items$4,419,000624
Extraordinary gains, net$021
Net income$4,419,000623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,429,000686
Cash dividends$1,837,000846
Sale, conversion, retirement of capital stock, net$4,000,000117
Net operating income$4,200,210630
2008-03-31 (YTD Data)Rank
Total interest income$12,708,000792
Total interest expense$5,688,000800
Net interest income$7,020,000780
Provision for loan and lease losses$736,000771
Total noninterest income$1,894,000786
Gross Fiduciary activities income$17,000964
Service charges on deposit accounts$803,000523
Trading account gains and fees$0158
Additional Noninterest Income$1,074,000811
Total noninterest expense$5,873,000816
Salaries and employee benefits$3,070,000852
Premises and equipment expense$954,000733
Additional noninterest expense$1,849,000781
Pre-tax net operating income$2,305,000833
Securities gains (losses)$170,000501
Applicable income taxes$-11,0007,849
Income before extraordinary items$2,486,000609
Extraordinary gains, net$015
Net income$2,486,000610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$516,000694
Cash dividends$666,0001,066
Sale, conversion, retirement of capital stock, net$4,000,00062
Net operating income$2,316,000638
2007-12-31 (YTD Data)Rank
Total interest income$48,176,000872
Total interest expense$23,173,000853
Net interest income$25,003,000883
Provision for loan and lease losses$1,816,000909
Total noninterest income$7,508,000785
Gross Fiduciary activities income$38,0001,056
Service charges on deposit accounts$3,095,000563
Trading account gains and fees$0178
Additional Noninterest Income$4,375,000774
Total noninterest expense$21,628,000858
Salaries and employee benefits$11,403,000869
Premises and equipment expense$3,505,000763
Additional noninterest expense$6,720,000843
Pre-tax net operating income$9,067,000939
Securities gains (losses)$3,0001,730
Applicable income taxes$127,0004,283
Income before extraordinary items$8,943,000731
Extraordinary gains, net$039
Net income$8,943,000729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,062,000977
Cash dividends$5,280,000706
Sale, conversion, retirement of capital stock, net$5,000,000268
Net operating income$8,940,030722
2007-09-30 (YTD Data)Rank
Total interest income$35,409,000890
Total interest expense$17,196,000859
Net interest income$18,213,000913
Provision for loan and lease losses$1,229,000756
Total noninterest income$5,494,000799
Gross Fiduciary activities income$31,0001,025
Service charges on deposit accounts$2,247,000578
Trading account gains and fees$0184
Additional Noninterest Income$3,216,000790
Total noninterest expense$15,623,000880
Salaries and employee benefits$8,265,000894
Premises and equipment expense$2,621,000760
Additional noninterest expense$4,737,000867
Pre-tax net operating income$6,855,0001,006
Securities gains (losses)$01,655
Applicable income taxes$98,0004,459
Income before extraordinary items$6,757,000783
Extraordinary gains, net$033
Net income$6,757,000781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$630,000900
Cash dividends$4,393,000639
Sale, conversion, retirement of capital stock, net$5,000,000191
Net operating income$6,757,000772
2007-06-30 (YTD Data)Rank
Total interest income$22,788,000933
Total interest expense$11,117,000888
Net interest income$11,671,000966
Provision for loan and lease losses$792,000709
Total noninterest income$3,599,000834
Gross Fiduciary activities income$25,0001,018
Service charges on deposit accounts$1,459,000594
Trading account gains and fees$0168
Additional Noninterest Income$2,115,000822
Total noninterest expense$10,109,000934
Salaries and employee benefits$5,416,000936
Premises and equipment expense$1,702,000800
Additional noninterest expense$2,991,000922
Pre-tax net operating income$4,369,0001,093
Securities gains (losses)$01,444
Applicable income taxes$65,0004,536
Income before extraordinary items$4,304,000846
Extraordinary gains, net$029
Net income$4,304,000845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0001,179
Cash dividends$3,015,000635
Sale, conversion, retirement of capital stock, net$5,000,000142
Net operating income$4,304,000837
2007-03-31 (YTD Data)Rank
Total interest income$11,024,000959
Total interest expense$5,409,000903
Net interest income$5,615,000994
Provision for loan and lease losses$360,000682
Total noninterest income$1,701,000856
Gross Fiduciary activities income$20,000971
Service charges on deposit accounts$666,000628
Trading account gains and fees$0195
Additional Noninterest Income$1,015,000826
Total noninterest expense$4,861,000967
Salaries and employee benefits$2,614,000975
Premises and equipment expense$837,000804
Additional noninterest expense$1,410,000964
Pre-tax net operating income$2,095,0001,115
Securities gains (losses)$01,187
Applicable income taxes$35,0004,487
Income before extraordinary items$2,060,000863
Extraordinary gains, net$022
Net income$2,060,000862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,000836
Cash dividends$811,000960
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,060,000855
2006-12-31 (YTD Data)Rank
Total interest income$36,775,0001,073
Total interest expense$16,439,0001,008
Net interest income$20,336,0001,089
Provision for loan and lease losses$1,263,000829
Total noninterest income$5,885,000956
Gross Fiduciary activities income$40,0001,054
Service charges on deposit accounts$2,601,000674
Trading account gains and fees$0130
Additional Noninterest Income$3,244,000941
Total noninterest expense$17,689,0001,017
Salaries and employee benefits$9,611,0001,004
Premises and equipment expense$3,133,000796
Additional noninterest expense$4,945,0001,080
Pre-tax net operating income$7,269,0001,352
Securities gains (losses)$10,0001,097
Applicable income taxes$27,0005,813
Income before extraordinary items$7,252,0001,029
Extraordinary gains, net$051
Net income$7,252,0001,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$725,000886
Cash dividends$2,441,0001,323
Sale, conversion, retirement of capital stock, net$7,000,000266
Net operating income$7,242,0001,016
2006-09-30 (YTD Data)Rank
Total interest income$26,316,0001,127
Total interest expense$11,440,0001,068
Net interest income$14,876,0001,136
Provision for loan and lease losses$1,015,000747
Total noninterest income$4,173,0001,016
Gross Fiduciary activities income$32,0001,040
Service charges on deposit accounts$1,905,000703
Trading account gains and fees$0126
Additional Noninterest Income$2,236,0001,015
Total noninterest expense$12,763,0001,061
Salaries and employee benefits$6,931,0001,053
Premises and equipment expense$2,314,000827
Additional noninterest expense$3,518,0001,147
Pre-tax net operating income$5,271,0001,446
Securities gains (losses)$10,000904
Applicable income taxes$10,0006,224
Income before extraordinary items$5,271,0001,096
Extraordinary gains, net$045
Net income$5,271,0001,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,885
Cash dividends$2,441,000984
Sale, conversion, retirement of capital stock, net$3,000,000277
Net operating income$5,261,0001,087
2006-06-30 (YTD Data)Rank
Total interest income$16,646,0001,169
Total interest expense$6,955,0001,117
Net interest income$9,691,0001,167
Provision for loan and lease losses$647,000767
Total noninterest income$2,765,0001,016
Gross Fiduciary activities income$22,0001,057
Service charges on deposit accounts$1,223,000719
Trading account gains and fees$0126
Additional Noninterest Income$1,520,0001,005
Total noninterest expense$8,367,0001,081
Salaries and employee benefits$4,606,0001,062
Premises and equipment expense$1,453,000876
Additional noninterest expense$2,308,0001,175
Pre-tax net operating income$3,442,0001,466
Securities gains (losses)$01,185
Applicable income taxes$-22,0008,523
Income before extraordinary items$3,464,0001,111
Extraordinary gains, net$039
Net income$3,464,0001,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$2,441,000698
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,464,0001,092
2006-03-31 (YTD Data)Rank
Total interest income$7,931,0001,204
Total interest expense$3,260,0001,126
Net interest income$4,671,0001,215
Provision for loan and lease losses$278,000850
Total noninterest income$1,277,0001,064
Gross Fiduciary activities income$15,0001,020
Service charges on deposit accounts$561,000756
Trading account gains and fees$0115
Additional Noninterest Income$701,0001,039
Total noninterest expense$3,992,0001,136
Salaries and employee benefits$2,244,0001,104
Premises and equipment expense$699,000906
Additional noninterest expense$1,049,0001,268
Pre-tax net operating income$1,678,0001,470
Securities gains (losses)$0955
Applicable income taxes$-53,0008,653
Income before extraordinary items$1,731,0001,087
Extraordinary gains, net$021
Net income$1,731,0001,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,0008,478
Cash dividends$764,000940
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,731,0001,074
2005-12-31 (YTD Data)Rank
Total interest income$28,957,0001,140
Total interest expense$10,784,0001,035
Net interest income$18,173,0001,185
Provision for loan and lease losses$1,080,000980
Total noninterest income$5,409,0001,024
Gross Fiduciary activities income$39,0001,077
Service charges on deposit accounts$2,630,000656
Trading account gains and fees$0138
Additional Noninterest Income$2,740,0001,082
Total noninterest expense$15,949,0001,068
Salaries and employee benefits$8,506,0001,084
Premises and equipment expense$2,684,000889
Additional noninterest expense$4,759,0001,076
Pre-tax net operating income$6,553,0001,455
Securities gains (losses)$64,000854
Applicable income taxes$60,0005,741
Income before extraordinary items$6,557,0001,110
Extraordinary gains, net$046
Net income$6,557,0001,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$892,000743
Cash dividends$2,999,0001,040
Sale, conversion, retirement of capital stock, net$1,750,000416
Net operating income$6,493,6401,096
2005-09-30 (YTD Data)Rank
Total interest income$21,005,0001,148
Total interest expense$7,654,0001,029
Net interest income$13,351,0001,197
Provision for loan and lease losses$810,000932
Total noninterest income$4,107,0001,025
Gross Fiduciary activities income$23,0001,096
Service charges on deposit accounts$1,972,000652
Trading account gains and fees$0126
Additional Noninterest Income$2,112,0001,076
Total noninterest expense$11,843,0001,060
Salaries and employee benefits$6,274,0001,097
Premises and equipment expense$1,995,000883
Additional noninterest expense$3,574,0001,058
Pre-tax net operating income$4,805,0001,489
Securities gains (losses)$64,000807
Applicable income taxes$42,0005,906
Income before extraordinary items$4,827,0001,123
Extraordinary gains, net$035
Net income$4,827,0001,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$536,000793
Cash dividends$2,690,000823
Sale, conversion, retirement of capital stock, net$1,750,000306
Net operating income$4,763,6401,121
2005-06-30 (YTD Data)Rank
Total interest income$13,470,0001,165
Total interest expense$4,777,0001,039
Net interest income$8,693,0001,218
Provision for loan and lease losses$540,000917
Total noninterest income$2,769,000993
Gross Fiduciary activities income$19,0001,071
Service charges on deposit accounts$1,251,000675
Trading account gains and fees$0116
Additional Noninterest Income$1,499,0001,011
Total noninterest expense$7,757,0001,077
Salaries and employee benefits$4,138,0001,100
Premises and equipment expense$1,275,000914
Additional noninterest expense$2,344,0001,073
Pre-tax net operating income$3,165,0001,480
Securities gains (losses)$38,000887
Applicable income taxes$23,0006,019
Income before extraordinary items$3,180,0001,103
Extraordinary gains, net$030
Net income$3,180,0001,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$367,000768
Cash dividends$1,833,000795
Sale, conversion, retirement of capital stock, net$1,750,000208
Net operating income$3,142,3801,095
2005-03-31 (YTD Data)Rank
Total interest income$6,482,0001,184
Total interest expense$2,256,0001,040
Net interest income$4,226,0001,255
Provision for loan and lease losses$270,000858
Total noninterest income$1,382,000972
Gross Fiduciary activities income$15,0001,020
Service charges on deposit accounts$576,000709
Trading account gains and fees$0115
Additional Noninterest Income$791,000959
Total noninterest expense$3,814,0001,092
Salaries and employee benefits$2,040,0001,118
Premises and equipment expense$603,000985
Additional noninterest expense$1,171,0001,054
Pre-tax net operating income$1,524,0001,494
Securities gains (losses)$36,000634
Applicable income taxes$20,0005,658
Income before extraordinary items$1,540,0001,119
Extraordinary gains, net$024
Net income$1,540,0001,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,000664
Cash dividends$568,0001,097
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,504,3601,126
2004-12-31 (YTD Data)Rank
Total interest income$23,370,0001,212
Total interest expense$7,584,0001,066
Net interest income$15,786,0001,278
Provision for loan and lease losses$715,0001,437
Total noninterest income$4,591,0001,153
Gross Fiduciary activities income$38,0001,105
Service charges on deposit accounts$2,042,000847
Trading account gains and fees$0138
Additional Noninterest Income$2,511,0001,125
Total noninterest expense$15,573,0001,035
Salaries and employee benefits$8,238,0001,048
Premises and equipment expense$2,107,0001,093
Additional noninterest expense$5,228,000962
Pre-tax net operating income$4,089,0002,028
Securities gains (losses)$129,0001,077
Applicable income taxes$63,0005,889
Income before extraordinary items$4,155,0001,552
Extraordinary gains, net$034
Net income$4,155,0001,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0002,041
Cash dividends$2,035,0001,326
Sale, conversion, retirement of capital stock, net$2,000,000339
Net operating income$4,027,2901,561
2004-09-30 (YTD Data)Rank
Total interest income$17,131,0001,219
Total interest expense$5,447,0001,094
Net interest income$11,684,0001,284
Provision for loan and lease losses$810,000946
Total noninterest income$3,375,0001,186
Gross Fiduciary activities income$28,0001,098
Service charges on deposit accounts$1,486,000877
Trading account gains and fees$0134
Additional Noninterest Income$1,861,0001,141
Total noninterest expense$11,590,0001,049
Salaries and employee benefits$6,215,0001,032
Premises and equipment expense$1,502,0001,148
Additional noninterest expense$3,873,000965
Pre-tax net operating income$2,659,0002,266
Securities gains (losses)$118,0001,072
Applicable income taxes$26,0006,375
Income before extraordinary items$2,751,0001,757
Extraordinary gains, net$026
Net income$2,751,0001,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0001,623
Cash dividends$2,035,000962
Sale, conversion, retirement of capital stock, net$2,000,000251
Net operating income$2,634,1801,773
2004-06-30 (YTD Data)Rank
Total interest income$11,138,0001,236
Total interest expense$3,512,0001,122
Net interest income$7,626,0001,300
Provision for loan and lease losses$540,000919
Total noninterest income$2,171,0001,211
Gross Fiduciary activities income$24,0001,070
Service charges on deposit accounts$959,000895
Trading account gains and fees$0130
Additional Noninterest Income$1,188,0001,183
Total noninterest expense$7,579,0001,057
Salaries and employee benefits$4,309,000993
Premises and equipment expense$982,0001,182
Additional noninterest expense$2,288,0001,073
Pre-tax net operating income$1,678,0002,361
Securities gains (losses)$99,0001,032
Applicable income taxes$5,0006,869
Income before extraordinary items$1,772,0001,790
Extraordinary gains, net$021
Net income$1,772,0001,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0001,307
Cash dividends$872,0001,439
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,673,0001,832
2004-03-31 (YTD Data)Rank
Total interest income$5,593,0001,236
Total interest expense$1,783,0001,121
Net interest income$3,810,0001,311
Provision for loan and lease losses$270,000895
Total noninterest income$1,005,0001,250
Gross Fiduciary activities income$20,000996
Service charges on deposit accounts$442,000953
Trading account gains and fees$0121
Additional Noninterest Income$543,0001,220
Total noninterest expense$3,830,0001,059
Salaries and employee benefits$2,223,000970
Premises and equipment expense$479,0001,220
Additional noninterest expense$1,128,0001,081
Pre-tax net operating income$715,0002,662
Securities gains (losses)$72,000986
Applicable income taxes$8,0006,367
Income before extraordinary items$779,0001,996
Extraordinary gains, net$016
Net income$779,0001,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0001,482
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$707,7202,074
2003-12-31 (YTD Data)Rank
Total interest income$22,936,0001,243
Total interest expense$7,782,0001,155
Net interest income$15,154,0001,285
Provision for loan and lease losses$990,0001,199
Total noninterest income$5,031,0001,128
Gross Fiduciary activities income$30,0001,177
Service charges on deposit accounts$2,047,000837
Trading account gains and fees$0160
Additional Noninterest Income$2,954,0001,105
Total noninterest expense$14,802,0001,097
Salaries and employee benefits$7,691,0001,097
Premises and equipment expense$1,816,0001,244
Additional noninterest expense$5,295,000961
Pre-tax net operating income$4,393,0001,836
Securities gains (losses)$277,0001,103
Applicable income taxes$54,0006,222
Income before extraordinary items$4,616,0001,374
Extraordinary gains, net$054
Net income$4,616,0001,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,001,000928
Cash dividends$1,832,0001,489
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,341,7701,386
2003-09-30 (YTD Data)Rank
Total interest income$17,230,0001,267
Total interest expense$5,938,0001,177
Net interest income$11,292,0001,299
Provision for loan and lease losses$656,0001,307
Total noninterest income$4,154,0001,084
Gross Fiduciary activities income$22,0001,169
Service charges on deposit accounts$1,544,000839
Trading account gains and fees$0153
Additional Noninterest Income$2,588,0001,025
Total noninterest expense$10,900,0001,120
Salaries and employee benefits$5,673,0001,115
Premises and equipment expense$1,330,0001,287
Additional noninterest expense$3,897,000987
Pre-tax net operating income$3,890,0001,627
Securities gains (losses)$69,0002,046
Applicable income taxes$44,0006,324
Income before extraordinary items$3,915,0001,253
Extraordinary gains, net$040
Net income$3,915,0001,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$654,000955
Cash dividends$1,780,0001,118
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,846,6901,208
2003-06-30 (YTD Data)Rank
Total interest income$11,594,0001,273
Total interest expense$4,104,0001,171
Net interest income$7,490,0001,307
Provision for loan and lease losses$460,0001,230
Total noninterest income$2,859,0001,038
Gross Fiduciary activities income$15,0001,166
Service charges on deposit accounts$1,002,000843
Trading account gains and fees$0150
Additional Noninterest Income$1,842,000972
Total noninterest expense$6,993,0001,167
Salaries and employee benefits$3,611,0001,188
Premises and equipment expense$893,0001,282
Additional noninterest expense$2,489,0001,024
Pre-tax net operating income$2,896,0001,463
Securities gains (losses)$33,0002,302
Applicable income taxes$29,0006,363
Income before extraordinary items$2,900,0001,161
Extraordinary gains, net$030
Net income$2,900,0001,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$543,000810
Cash dividends$1,160,0001,169
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,867,3301,086
2003-03-31 (YTD Data)Rank
Total interest income$5,771,0001,283
Total interest expense$2,123,0001,156
Net interest income$3,648,0001,344
Provision for loan and lease losses$195,0001,399
Total noninterest income$1,351,0001,054
Gross Fiduciary activities income$10,0001,125
Service charges on deposit accounts$468,000876
Trading account gains and fees$0134
Additional Noninterest Income$873,000981
Total noninterest expense$3,363,0001,197
Salaries and employee benefits$1,725,0001,245
Premises and equipment expense$445,0001,300
Additional noninterest expense$1,193,0001,034
Pre-tax net operating income$1,447,0001,472
Securities gains (losses)$02,891
Applicable income taxes$12,0006,453
Income before extraordinary items$1,435,0001,164
Extraordinary gains, net$021
Net income$1,435,0001,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,000828
Cash dividends$541,0001,127
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,435,0001,075
2002-12-31 (YTD Data)Rank
Total interest income$23,966,0001,284
Total interest expense$9,336,0001,207
Net interest income$14,630,0001,325
Provision for loan and lease losses$1,754,000834
Total noninterest income$4,743,0001,104
Gross Fiduciary activities income$26,0001,229
Service charges on deposit accounts$1,891,000851
Trading account gains and fees$0153
Additional Noninterest Income$2,826,0001,035
Total noninterest expense$12,456,0001,231
Salaries and employee benefits$6,355,0001,278
Premises and equipment expense$1,645,0001,334
Additional noninterest expense$4,456,0001,114
Pre-tax net operating income$5,163,0001,585
Securities gains (losses)$932,000443
Applicable income taxes$49,0006,546
Income before extraordinary items$6,046,0001,037
Extraordinary gains, net$070
Net income$6,046,0001,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,644,000631
Cash dividends$2,173,0001,230
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,123,3201,173
2001-12-31 (YTD Data)Rank
Total interest income$25,031,0001,357
Total interest expense$12,072,0001,350
Net interest income$12,959,0001,373
Provision for loan and lease losses$1,011,0001,233
Total noninterest income$3,809,0001,232
Gross Fiduciary activities income$22,0001,291
Service charges on deposit accounts$1,697,000863
Trading account gains and fees$0177
Additional Noninterest Income$2,090,0001,208
Total noninterest expense$10,869,0001,347
Salaries and employee benefits$5,489,0001,368
Premises and equipment expense$1,828,0001,166
Additional noninterest expense$3,552,0001,315
Pre-tax net operating income$4,888,0001,473
Securities gains (losses)$78,0001,967
Applicable income taxes$784,0002,469
Income before extraordinary items$4,182,0001,303
Extraordinary gains, net$0105
Net income$4,182,0001,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$741,0001,161
Cash dividends$1,672,0001,528
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,116,4801,268
2000-12-31 (YTD Data)Rank
Total interest income$25,492,0001,374
Total interest expense$13,299,0001,308
Net interest income$12,193,0001,439
Provision for loan and lease losses$960,0001,104
Total noninterest income$2,821,0001,426
Gross Fiduciary activities income$20,0001,156
Service charges on deposit accounts$1,653,000825
Trading account gains and fees$0180
Additional Noninterest Income$1,148,0001,692
Total noninterest expense$9,761,0001,425
Salaries and employee benefits$4,637,0001,531
Premises and equipment expense$1,728,0001,162
Additional noninterest expense$3,396,0001,337
Pre-tax net operating income$4,293,0001,707
Securities gains (losses)$3,0001,519
Applicable income taxes$1,398,0001,601
Income before extraordinary items$2,898,0001,801
Extraordinary gains, net$038
Net income$2,898,0001,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$527,0001,202
Cash dividends$728,0002,844
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,895,9901,802
1999-12-31 (YTD Data)Rank
Total interest income$22,285,0001,462
Total interest expense$10,844,0001,380
Net interest income$11,441,0001,526
Provision for loan and lease losses$720,0001,277
Total noninterest income$2,708,0001,472
Gross Fiduciary activities income$18,0001,215
Service charges on deposit accounts$1,576,000841
Trading account gains and fees$0173
Additional Noninterest Income$1,114,0001,737
Total noninterest expense$9,329,0001,492
Salaries and employee benefits$4,128,0001,665
Premises and equipment expense$1,748,0001,146
Additional noninterest expense$3,453,0001,339
Pre-tax net operating income$4,100,0001,806
Securities gains (losses)$14,0001,577
Applicable income taxes$1,435,0001,654
Income before extraordinary items$2,679,0001,977
Extraordinary gains, net$035
Net income$2,679,0001,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$539,0001,147
Cash dividends$800,0002,646
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,669,9001,948
1998-12-31 (YTD Data)Rank
Total interest income$20,264,0001,603
Total interest expense$10,113,0001,510
Net interest income$10,151,0001,681
Provision for loan and lease losses$1,189,000841
Total noninterest income$2,576,0001,509
Gross Fiduciary activities income$18,0001,226
Service charges on deposit accounts$1,464,000844
Trading account gains and fees$0224
Additional Noninterest Income$1,094,0001,740
Total noninterest expense$8,089,0001,635
Salaries and employee benefits$3,880,0001,708
Premises and equipment expense$1,331,0001,474
Additional noninterest expense$2,878,0001,499
Pre-tax net operating income$3,449,0002,097
Securities gains (losses)$241,000827
Applicable income taxes$1,139,0002,082
Income before extraordinary items$2,551,0002,049
Extraordinary gains, net$032
Net income$2,551,0002,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$768,000912
Cash dividends$738,0002,759
Sale, conversion, retirement of capital stock, net$700,000510
Net operating income$2,384,7102,119
1997-12-31 (YTD Data)Rank
Total interest income$17,825,0001,853
Total interest expense$8,767,0001,765
Net interest income$9,058,0001,915
Provision for loan and lease losses$669,0001,373
Total noninterest income$1,795,0001,933
Gross Fiduciary activities income$16,0001,302
Service charges on deposit accounts$973,0001,325
Trading account gains and fees$0239
Additional Noninterest Income$806,0002,019
Total noninterest expense$7,259,0001,789
Salaries and employee benefits$3,413,0001,927
Premises and equipment expense$1,141,0001,722
Additional noninterest expense$2,705,0001,588
Pre-tax net operating income$2,925,0002,544
Securities gains (losses)$54,0001,299
Applicable income taxes$841,0002,819
Income before extraordinary items$2,138,0002,430
Extraordinary gains, net$044
Net income$2,138,0002,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$566,0001,223
Cash dividends$609,0003,030
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,099,1202,419
1996-12-31 (YTD Data)Rank
Total interest income$15,959,0002,110
Total interest expense$7,848,0002,001
Net interest income$8,111,0002,217
Provision for loan and lease losses$90,0005,326
Total noninterest income$1,454,0002,353
Gross Fiduciary activities income$11,0001,397
Service charges on deposit accounts$808,0001,647
Trading account gains and fees$0262
Additional Noninterest Income$635,0002,468
Total noninterest expense$6,016,0002,284
Salaries and employee benefits$2,987,0002,233
Premises and equipment expense$831,0002,365
Additional noninterest expense$2,198,0002,255
Pre-tax net operating income$3,459,0002,072
Securities gains (losses)$-23,00010,703
Applicable income taxes$1,031,0002,292
Income before extraordinary items$2,405,0002,069
Extraordinary gains, net$053
Net income$2,405,0002,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,448
Cash dividends$516,0003,319
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,421,1002,006
1995-12-31 (YTD Data)Rank
Total interest income$13,227,0002,526
Total interest expense$6,481,0002,397
Net interest income$6,746,0002,642
Provision for loan and lease losses$144,0003,734
Total noninterest income$916,0003,323
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$556,0002,429
Trading account gains and feesNANA
Additional Noninterest Income$360,0003,539
Total noninterest expense$5,459,0002,494
Salaries and employee benefits$2,590,0002,581
Premises and equipment expense$648,0003,013
Additional noninterest expense$2,221,0002,210
Pre-tax net operating income$2,059,0003,394
Securities gains (losses)$41,0001,437
Applicable income taxes$567,0003,807
Income before extraordinary items$1,533,0003,184
Extraordinary gains, net$065
Net income$1,533,0003,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0002,006
Cash dividends$341,0004,252
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,503,0703,218
1994-12-31 (YTD Data)Rank
Total interest income$6,973,0004,229
Total interest expense$3,066,0003,886
Net interest income$3,907,0004,482
Provision for loan and lease losses$170,0003,353
Total noninterest income$635,0004,458
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$447,0003,066
Trading account gains and feesNANA
Additional Noninterest Income$188,0005,477
Total noninterest expense$2,577,0005,018
Salaries and employee benefits$1,187,0005,289
Premises and equipment expense$275,0006,081
Additional noninterest expense$1,115,0004,315
Pre-tax net operating income$1,795,0003,752
Securities gains (losses)$22,0001,687
Applicable income taxes$615,0003,442
Income before extraordinary items$1,202,0003,857
Extraordinary gains, net$0249
Net income$1,202,0003,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,622
Cash dividends$361,0003,989
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,187,4803,930
1993-12-31 (YTD Data)Rank
Total interest income$6,241,0004,786
Total interest expense$2,757,0004,437
Net interest income$3,484,0004,978
Provision for loan and lease losses$160,0004,468
Total noninterest income$487,0005,711
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$303,0004,381
Trading account gains and feesNANA
Additional Noninterest Income$184,0005,928
Total noninterest expense$2,190,0005,884
Salaries and employee benefits$1,045,0005,903
Premises and equipment expense$238,0006,929
Additional noninterest expense$907,0005,330
Pre-tax net operating income$1,621,0004,042
Securities gains (losses)$51,0003,368
Applicable income taxes$567,0003,766
Income before extraordinary items$1,105,0004,305
Extraordinary gains, net$03,149
Net income$1,105,0004,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0005,209
Cash dividends$186,0005,634
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,071,3404,196
1992-12-31 (YTD Data)Rank
Total interest income$6,397,0005,212
Total interest expense$3,154,0004,943
Net interest income$3,243,0005,348
Provision for loan and lease losses$416,0003,376
Total noninterest income$377,0006,765
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$234,0005,368
Trading account gains and feesNANA
Additional Noninterest Income$143,0006,812
Total noninterest expense$1,966,0006,470
Salaries and employee benefits$881,0006,730
Premises and equipment expense$218,0007,441
Additional noninterest expense$867,0005,692
Pre-tax net operating income$1,238,0004,799
Securities gains (losses)$609,000923
Applicable income taxes$639,0003,262
Income before extraordinary items$1,208,0003,780
Extraordinary gains, net$01,422
Net income$1,208,0003,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0003,319
Cash dividends$130,0006,040
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$812,1504,998

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.