Home > Peoples National Bank , N.A. > Net charge- offs to loans
Peoples National Bank , N.A., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1142% | 208 |
| Percentage Net Loans Charged-off:Construction & development | -0.0229% | 4,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2109% | 178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1868% | 81 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0763% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 429 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0801% | 4,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0796% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0796% | 556 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1032% | 768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1543% | 122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2861% | 109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2198% | 71 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2400% | 14 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0967% | 4,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1862% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1862% | 472 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0041% | 3,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0801% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 260 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0603% | 4,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7538% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7538% | 720 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0094% | 3,831 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 4,326 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0792% | 4,587 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 4,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0733% | 4,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6575% | 814 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6575% | 745 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1234% | 628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0498% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 0.1420% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1774% | 112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2938% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1475% | 131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4865% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7084% | 754 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7084% | 699 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0002% | 3,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2600% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4110% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2196% | 83 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0382% | 3,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5424% | 862 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5424% | 792 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0176% | 3,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1523% | 121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6298% | 22 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1679% | 4,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1656% | 1,546 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1656% | 1,472 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0410% | 4,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1288% | 106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5336% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 260 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2916% | 4,347 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0829% | 4,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0829% | 3,975 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1965% | 497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2699% | 129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2045% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5142% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2573% | 109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7073% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1316% | 213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0388% | 1,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2513% | 1,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2513% | 1,292 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0577% | 4,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 4,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1155% | 209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9437% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1180% | 4,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2867% | 4,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1121% | 1,742 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1121% | 1,633 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0366% | 4,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 4,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0895% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1775% | 15 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2166% | 4,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1755% | 4,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2133% | 1,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2133% | 1,142 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0281% | 4,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 4,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0674% | 4,533 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6196% | 11 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5348% | 4,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0784% | 4,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3968% | 436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0433% | 1,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0248% | 277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0282% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2397% | 202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0587% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2944% | 158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8692% | 446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3932% | 1,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3932% | 1,348 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2866% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0734% | 669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6293% | 46 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0831% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7972% | 28 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0574% | 328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3831% | 1,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3831% | 1,287 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0169% | 2,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 4,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2101% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1413% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2328% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 3,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5642% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5642% | 1,031 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0150% | 2,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 4,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1093% | 342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2937% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0449% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0023% | 1,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6664% | 1,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6664% | 969 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4906% | 383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0984% | 731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0119% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1697% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1665% | 443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0724% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2001% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4083% | 363 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2085% | 644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2085% | 575 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0984% | 1,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 1,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0451% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1953% | 341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1089% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2265% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0583% | 4,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7673% | 995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7673% | 905 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1192% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0299% | 1,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2600% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0271% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3447% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0793% | 4,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0572% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0572% | 632 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 3,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1477% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0535% | 3,773 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2244% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1156% | 4,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1661% | 657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1661% | 586 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3401% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0988% | 759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0465% | 295 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1466% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2293% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1322% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2700% | 285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2484% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6808% | 410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6808% | 356 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1357% | 1,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 1,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0597% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0183% | 727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1301% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1069% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1401% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4879% | 704 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6200% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6200% | 353 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1868% | 838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0852% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1476% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1662% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1394% | 485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7009% | 505 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8273% | 337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8273% | 295 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0428% | 1,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 723 |
| Percentage Net Loans Charged-off:Construction & development | 0.1642% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0647% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0331% | 3,830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 822 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0019% | 3,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6286% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6286% | 410 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2458% | 1,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0582% | 1,381 |
| Percentage Net Loans Charged-off:Construction & development | -0.7546% | 5,105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0374% | 988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9310% | 74 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5866% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0895% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9959% | 628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7947% | 1,145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7947% | 1,036 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0779% | 2,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0576% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | -1.0145% | 5,168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0290% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1455% | 54 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6871% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3557% | 41 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1997% | 1,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5757% | 1,430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5757% | 1,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0352% | 5,026 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0570% | 5,246 |
| Percentage Net Loans Charged-off:Construction & development | -1.5502% | 5,228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0181% | 709 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6869% | 128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0796% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9603% | 87 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0019% | 1,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6143% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6143% | 1,167 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1831% | 5,603 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2948% | 5,687 |
| Percentage Net Loans Charged-off:Construction & development | -3.1268% | 5,293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0405% | 398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 4,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1574% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0913% | 5,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0059% | 1,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0556% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0556% | 707 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0832% | 2,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0959% | 1,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.2300% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1176% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0970% | 1,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1234% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0850% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1192% | 1,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0088% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0088% | 838 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0475% | 5,159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0720% | 2,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1202% | 933 |
| Percentage Net Loans Charged-off:Construction & development | 0.3217% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1593% | 550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0402% | 1,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0585% | 1,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0007% | 2,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7233% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7231% | 1,063 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0531% | 5,195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1079% | 1,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1810% | 679 |
| Percentage Net Loans Charged-off:Construction & development | 0.5349% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2382% | 398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0510% | 1,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0740% | 1,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0020% | 1,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7507% | 1,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7507% | 974 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0727% | 5,271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0407% | 2,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0762% | 984 |
| Percentage Net Loans Charged-off:Construction & development | 1.1381% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0310% | 5,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0449% | 5,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0188% | 4,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0667% | 758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0667% | 681 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0597% | 5,269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1147% | 2,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0756% | 1,912 |
| Percentage Net Loans Charged-off:Construction & development | -0.0272% | 4,809 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1028% | 1,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2011% | 1,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1173% | 644 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2376% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1873% | 1,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7072% | 1,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7072% | 1,081 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1542% | 915 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0618% | 2,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1047% | 1,444 |
| Percentage Net Loans Charged-off:Construction & development | -0.0384% | 4,936 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1430% | 761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2751% | 725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1778% | 499 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3170% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0199% | 4,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7593% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7593% | 914 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0309% | 5,289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 2,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1250% | 1,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2350% | 535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0700% | 1,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0997% | 1,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0168% | 4,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7909% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7909% | 829 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0347% | 5,341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1819% | 1,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2710% | 611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4721% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2709% | 693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3848% | 522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0164% | 4,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8661% | 842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8661% | 763 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0509% | 775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2607% | 1,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2927% | 1,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0329% | 1,055 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5932% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 3,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3812% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1533% | 6,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3558% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9032% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9032% | 942 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0376% | 5,490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1368% | 2,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2089% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0916% | 827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4192% | 689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 5,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6993% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2929% | 6,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0121% | 4,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0950% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0948% | 708 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0071% | 5,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0934% | 2,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1426% | 1,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.1463% | 676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3042% | 787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1027% | 6,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9316% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5356% | 6,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0453% | 5,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1095% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1095% | 710 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0272% | 1,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0513% | 5,819 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0944% | 6,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 5,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6192% | 6,547 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0384% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | -1.3235% | 6,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0205% | 1,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0721% | 2,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0721% | 2,456 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0248% | 877 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3019% | 2,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3283% | 1,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0276% | 1,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4382% | 1,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7047% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2066% | 1,045 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9266% | 552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4012% | 1,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9566% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9566% | 1,101 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0176% | 5,566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2564% | 2,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3296% | 1,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3520% | 1,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8811% | 575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0535% | 1,176 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2537% | 364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1356% | 2,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9212% | 1,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9210% | 1,026 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0134% | 1,339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3010% | 1,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4107% | 1,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5233% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0516% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0796% | 991 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4877% | 328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1068% | 1,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5614% | 1,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5614% | 1,538 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0216% | 5,641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4080% | 1,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5969% | 873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6514% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6004% | 305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3260% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0587% | 5,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6695% | 1,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6695% | 1,230 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0649% | 830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9209% | 1,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3327% | 2,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0805% | 2,225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3939% | 1,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6930% | 1,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0237% | 872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8762% | 589 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3401% | 1,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3401% | 923 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0457% | 537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8962% | 1,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3725% | 2,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.1110% | 2,011 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3853% | 1,575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9196% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3637% | 619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4167% | 656 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3618% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3618% | 854 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3276% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9124% | 1,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2351% | 2,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.1682% | 1,753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3788% | 1,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1475% | 2,873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2195% | 2,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7092% | 605 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6659% | 775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6659% | 708 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6714% | 356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4325% | 2,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3934% | 1,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6484% | 860 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2970% | 1,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4434% | 1,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7076% | 1,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9498% | 1,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9498% | 1,067 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1752% | 693 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8630% | 2,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2445% | 1,282 |
| Percentage Net Loans Charged-off:Construction & development | 5.0322% | 976 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8114% | 1,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4615% | 206 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6607% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6919% | 1,064 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1313% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0500% | 3,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4097% | 3,096 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3711% | 2,962 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2240% | 1,094 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9909% | 1,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4177% | 992 |
| Percentage Net Loans Charged-off:Construction & development | 6.4840% | 687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7581% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.2040% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7399% | 613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7794% | 882 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2032% | 466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1204% | 3,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3871% | 2,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3422% | 2,815 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2203% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7384% | 2,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0779% | 1,309 |
| Percentage Net Loans Charged-off:Construction & development | 5.8496% | 716 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3820% | 1,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.6475% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6627% | 1,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9798% | 1,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3502% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2979% | 2,743 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1704% | 972 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8092% | 1,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2007% | 1,038 |
| Percentage Net Loans Charged-off:Construction & development | 11.1863% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2215% | 1,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3340% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9723% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0736% | 6,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5112% | 2,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4039% | 1,970 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1664% | 739 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7960% | 2,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8746% | 2,118 |
| Percentage Net Loans Charged-off:Construction & development | 7.4641% | 846 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2656% | 2,609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1603% | 3,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1097% | 1,768 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1828% | 3,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6730% | 3,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4811% | 3,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5905% | 1,020 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5704% | 3,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6415% | 2,374 |
| Percentage Net Loans Charged-off:Construction & development | 4.4515% | 1,228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3543% | 2,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1639% | 3,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1470% | 1,520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1712% | 3,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5778% | 2,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5518% | 3,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1787% | 1,306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1218% | 4,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2282% | 3,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3911% | 1,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1913% | 2,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2215% | 1,200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1784% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3538% | 7,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7908% | 2,262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1394% | 1,189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2979% | 3,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3932% | 2,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7259% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1974% | 2,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4425% | 747 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0937% | 2,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0147% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6325% | 2,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1432% | 953 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6067% | 3,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6658% | 2,497 |
| Percentage Net Loans Charged-off:Construction & development | 3.3675% | 1,624 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6516% | 1,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3916% | 2,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2853% | 1,488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4340% | 2,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4657% | 3,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0253% | 2,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4115% | 1,343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5312% | 3,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5683% | 2,280 |
| Percentage Net Loans Charged-off:Construction & development | 1.6098% | 1,885 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8438% | 961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1268% | 3,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2813% | 1,263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0658% | 3,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3929% | 3,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0281% | 2,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4536% | 1,134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6731% | 2,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7810% | 1,632 |
| Percentage Net Loans Charged-off:Construction & development | 2.3200% | 1,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1935% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1058% | 2,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3858% | 931 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 7,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3273% | 2,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5399% | 3,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5526% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0066% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1890% | 902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3742% | 222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2152% | 1,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7775% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6229% | 1,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0665% | 1,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3807% | 821 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5108% | 2,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1862% | 2,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.1271% | 2,544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1336% | 1,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2927% | 1,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3623% | 828 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2702% | 1,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5123% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0414% | 2,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7614% | 874 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4134% | 1,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1415% | 2,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1786% | 1,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2701% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5023% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1983% | 1,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3110% | 1,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6657% | 2,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5161% | 875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4431% | 1,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1483% | 2,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2728% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0857% | 2,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0667% | 815 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0912% | 1,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5207% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1876% | 4,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4260% | 836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3261% | 1,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2387% | 1,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4133% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1701% | 1,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1382% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1788% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6016% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2462% | 3,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4105% | 667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1881% | 2,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 2,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0543% | 1,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0731% | 2,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0391% | 848 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0814% | 1,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5844% | 1,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5777% | 2,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4874% | 876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1522% | 2,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0588% | 1,959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0664% | 825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1058% | 1,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0841% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1110% | 1,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2677% | 1,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5698% | 2,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5275% | 749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0899% | 2,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 2,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 7,843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 1,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 1,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1569% | 1,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3328% | 3,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5398% | 684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1266% | 1,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0186% | 8,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0448% | 1,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0240% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0495% | 1,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3301% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3814% | 2,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6466% | 495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1632% | 2,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0596% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1559% | 636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0518% | 8,210 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 5,989 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0621% | 8,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5137% | 1,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4925% | 2,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3749% | 883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0088% | 5,283 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0524% | 8,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0748% | 8,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0684% | 8,267 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0086% | 5,985 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0819% | 8,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0161% | 2,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2638% | 3,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4175% | 743 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 5,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0584% | 8,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0594% | 8,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1169% | 8,375 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0130% | 5,970 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1404% | 8,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0327% | 2,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0804% | 4,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3923% | 682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0460% | 7,687 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0722% | 8,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1404% | 8,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0390% | 8,206 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0258% | 5,971 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0420% | 8,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0674% | 7,171 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3845% | 7,780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2412% | 663 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2272% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1685% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1793% | 599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3219% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1562% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3609% | 465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3398% | 2,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7925% | 2,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4326% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1836% | 2,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1224% | 983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1455% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2259% | 637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0786% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2605% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3163% | 1,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6020% | 2,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4147% | 775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1911% | 1,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1364% | 830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2062% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1871% | 727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1184% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2031% | 689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3266% | 1,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9626% | 1,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3050% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2184% | 1,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1985% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2819% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3039% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0790% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3564% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3865% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9349% | 1,611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0123% | 7,060 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0822% | 4,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0778% | 1,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 1,496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2539% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0415% | 6,021 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3206% | 624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1276% | 3,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3919% | 4,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0162% | 7,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0967% | 3,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0985% | 1,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0298% | 1,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2893% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1121% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3291% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0986% | 3,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5920% | 3,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0221% | 7,126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1284% | 2,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1324% | 1,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0720% | 698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3419% | 502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0998% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3957% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1510% | 2,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5296% | 3,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0277% | 7,167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1010% | 2,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0814% | 1,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0215% | 8,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2907% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0292% | 5,917 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3615% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2436% | 1,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4608% | 3,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0578% | 7,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3201% | 2,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3136% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5578% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3324% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2686% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3449% | 706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4868% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0304% | 2,284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0029% | 7,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2823% | 2,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2236% | 836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1716% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4645% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3760% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4813% | 432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6445% | 1,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2535% | 1,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0038% | 7,227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3539% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2330% | 761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1632% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4896% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7537% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4409% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9659% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9832% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3168% | 1,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1129% | 1,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1259% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1857% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2188% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2347% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8720% | 973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0553% | 918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5567% | 1,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6258% | 335 |
| Percentage Net Loans Charged-off:Construction & development | 0.9236% | 245 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1769% | 242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4899% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8921% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4328% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4792% | 2,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2994% | 1,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0747% | 1,702 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2859% | 2,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2527% | 778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4276% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3594% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4625% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3499% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1650% | 3,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0921% | 757 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0409% | 7,827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2172% | 2,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1042% | 234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1390% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1297% | 195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4525% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1008% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4876% | 457 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1595% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8081% | 546 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2454% | 2,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1209% | 227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2515% | 109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1143% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1256% | 228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4033% | 452 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2771% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9779% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3878% | 1,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3350% | 2,460 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1565% | 4,733 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2479% | 3,303 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 7,683 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 6,513 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5913% | 3,673 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |