Home > Peoples National Bank Leadville > Income and Expense
Peoples National Bank Leadville, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $374,000 | 6,380 |
| Total interest expense | $40,000 | 6,364 |
| Net interest income | $334,000 | 6,336 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $98,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $47,000 | 4,201 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $51,000 | 4,683 |
| Total noninterest expense | $338,000 | 6,169 |
| Salaries and employee benefits | $158,000 | 6,320 |
| Premises and equipment expense | $30,000 | 6,257 |
| Additional noninterest expense | $150,000 | 5,670 |
| Pre-tax net operating income | $94,000 | 5,383 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $30,000 | 3,355 |
| Income before extraordinary items | $64,000 | 5,668 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $64,000 | 5,670 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $64,000 | 5,670 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $64,000 | 5,567 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 6,444 |
| Total interest expense | $187,000 | 6,456 |
| Net interest income | $1,363,000 | 6,385 |
| Provision for loan and lease losses | $-19,000 | 6,827 |
| Total noninterest income | $389,000 | 4,860 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $194,000 | 4,319 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $195,000 | 4,628 |
| Total noninterest expense | $1,428,000 | 6,182 |
| Salaries and employee benefits | $684,000 | 6,303 |
| Premises and equipment expense | $107,000 | 6,462 |
| Additional noninterest expense | $637,000 | 5,707 |
| Pre-tax net operating income | $343,000 | 5,304 |
| Securities gains (losses) | $100,000 | 2,271 |
| Applicable income taxes | $144,000 | 3,247 |
| Income before extraordinary items | $299,000 | 5,474 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $299,000 | 5,471 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $299,000 | 5,472 |
| Net charge-offs | $9,000 | 5,634 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $232,000 | 5,503 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 6,546 |
| Total interest expense | $144,000 | 6,569 |
| Net interest income | $1,022,000 | 6,489 |
| Provision for loan and lease losses | $-19,000 | 6,958 |
| Total noninterest income | $292,000 | 4,909 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $139,000 | 4,475 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $153,000 | 4,607 |
| Total noninterest expense | $1,030,000 | 6,294 |
| Salaries and employee benefits | $494,000 | 6,404 |
| Premises and equipment expense | $79,000 | 6,561 |
| Additional noninterest expense | $457,000 | 5,851 |
| Pre-tax net operating income | $303,000 | 5,296 |
| Securities gains (losses) | $100,000 | 1,984 |
| Applicable income taxes | $133,000 | 3,167 |
| Income before extraordinary items | $270,000 | 5,449 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $270,000 | 5,448 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $270,000 | 5,448 |
| Net charge-offs | $10,000 | 5,305 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $203,000 | 5,530 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $762,000 | 6,621 |
| Total interest expense | $94,000 | 6,671 |
| Net interest income | $668,000 | 6,563 |
| Provision for loan and lease losses | $-10,000 | 7,030 |
| Total noninterest income | $192,000 | 4,930 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $88,000 | 4,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $104,000 | 4,607 |
| Total noninterest expense | $675,000 | 6,365 |
| Salaries and employee benefits | $323,000 | 6,487 |
| Premises and equipment expense | $53,000 | 6,590 |
| Additional noninterest expense | $299,000 | 5,914 |
| Pre-tax net operating income | $195,000 | 5,332 |
| Securities gains (losses) | $100,000 | 1,601 |
| Applicable income taxes | $98,000 | 3,068 |
| Income before extraordinary items | $197,000 | 5,354 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $197,000 | 5,353 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $197,000 | 5,353 |
| Net charge-offs | $11,000 | 4,911 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $130,000 | 5,572 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $382,000 | 6,676 |
| Total interest expense | $49,000 | 6,722 |
| Net interest income | $333,000 | 6,616 |
| Provision for loan and lease losses | $-10,000 | 7,113 |
| Total noninterest income | $99,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $41,000 | 4,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 4,488 |
| Total noninterest expense | $335,000 | 6,423 |
| Salaries and employee benefits | $151,000 | 6,616 |
| Premises and equipment expense | $30,000 | 6,501 |
| Additional noninterest expense | $154,000 | 5,887 |
| Pre-tax net operating income | $107,000 | 5,320 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $35,000 | 3,327 |
| Income before extraordinary items | $72,000 | 5,721 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $72,000 | 5,721 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $72,000 | 5,721 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $72,000 | 5,571 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 6,914 |
| Total interest expense | $209,000 | 6,875 |
| Net interest income | $1,080,000 | 6,872 |
| Provision for loan and lease losses | $-119,000 | 7,267 |
| Total noninterest income | $341,000 | 5,010 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $162,000 | 4,756 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $179,000 | 4,607 |
| Total noninterest expense | $1,222,000 | 6,613 |
| Salaries and employee benefits | $584,000 | 6,738 |
| Premises and equipment expense | $122,000 | 6,648 |
| Additional noninterest expense | $516,000 | 6,234 |
| Pre-tax net operating income | $318,000 | 5,191 |
| Securities gains (losses) | $179,000 | 1,545 |
| Applicable income taxes | $132,000 | 3,197 |
| Income before extraordinary items | $365,000 | 5,041 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $365,000 | 5,043 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $365,000 | 5,043 |
| Net charge-offs | $21,000 | 5,893 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $234,330 | 5,330 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $918,000 | 7,020 |
| Total interest expense | $155,000 | 6,979 |
| Net interest income | $763,000 | 6,990 |
| Provision for loan and lease losses | $-118,000 | 7,352 |
| Total noninterest income | $253,000 | 5,093 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $118,000 | 4,831 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $135,000 | 4,689 |
| Total noninterest expense | $919,000 | 6,635 |
| Salaries and employee benefits | $450,000 | 6,727 |
| Premises and equipment expense | $93,000 | 6,666 |
| Additional noninterest expense | $376,000 | 6,317 |
| Pre-tax net operating income | $215,000 | 5,410 |
| Securities gains (losses) | $127,000 | 1,576 |
| Applicable income taxes | $76,000 | 3,401 |
| Income before extraordinary items | $266,000 | 5,207 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $266,000 | 5,209 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $266,000 | 5,209 |
| Net charge-offs | $18,000 | 5,586 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $166,940 | 5,501 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $570,000 | 7,137 |
| Total interest expense | $102,000 | 7,072 |
| Net interest income | $468,000 | 7,109 |
| Provision for loan and lease losses | $-89,000 | 7,422 |
| Total noninterest income | $169,000 | 5,104 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $79,000 | 4,805 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 4,703 |
| Total noninterest expense | $600,000 | 6,736 |
| Salaries and employee benefits | $294,000 | 6,818 |
| Premises and equipment expense | $63,000 | 6,708 |
| Additional noninterest expense | $243,000 | 6,423 |
| Pre-tax net operating income | $126,000 | 5,539 |
| Securities gains (losses) | $84,000 | 1,260 |
| Applicable income taxes | $81,000 | 3,015 |
| Income before extraordinary items | $129,000 | 5,499 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $129,000 | 5,498 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $129,000 | 5,499 |
| Net charge-offs | $18,000 | 5,106 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $75,240 | 5,778 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $281,000 | 7,199 |
| Total interest expense | $51,000 | 7,150 |
| Net interest income | $230,000 | 7,167 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $74,000 | 5,393 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $33,000 | 5,074 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $41,000 | 4,959 |
| Total noninterest expense | $319,000 | 6,694 |
| Salaries and employee benefits | $149,000 | 6,842 |
| Premises and equipment expense | $35,000 | 6,632 |
| Additional noninterest expense | $135,000 | 6,330 |
| Pre-tax net operating income | $-15,000 | 6,428 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-6,000 | 6,967 |
| Income before extraordinary items | $-9,000 | 6,434 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-9,000 | 6,434 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-9,000 | 6,434 |
| Net charge-offs | $18,000 | 4,096 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-9,000 | 6,412 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 7,181 |
| Total interest expense | $384,000 | 6,837 |
| Net interest income | $925,000 | 7,234 |
| Provision for loan and lease losses | $79,000 | 6,196 |
| Total noninterest income | $354,000 | 5,146 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $172,000 | 4,681 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $182,000 | 4,718 |
| Total noninterest expense | $1,320,000 | 6,723 |
| Salaries and employee benefits | $566,000 | 6,996 |
| Premises and equipment expense | $131,000 | 6,790 |
| Additional noninterest expense | $623,000 | 6,144 |
| Pre-tax net operating income | $-120,000 | 5,961 |
| Securities gains (losses) | $201,000 | 1,586 |
| Applicable income taxes | $84,000 | 3,350 |
| Income before extraordinary items | $-3,000 | 5,965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,000 | 5,965 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,000 | 5,965 |
| Net charge-offs | $94,000 | 5,466 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-131,640 | 6,035 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $998,000 | 7,278 |
| Total interest expense | $314,000 | 6,882 |
| Net interest income | $684,000 | 7,340 |
| Provision for loan and lease losses | $79,000 | 5,930 |
| Total noninterest income | $254,000 | 5,305 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $125,000 | 4,809 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $129,000 | 4,876 |
| Total noninterest expense | $997,000 | 6,770 |
| Salaries and employee benefits | $428,000 | 7,050 |
| Premises and equipment expense | $99,000 | 6,849 |
| Additional noninterest expense | $470,000 | 6,174 |
| Pre-tax net operating income | $-138,000 | 6,217 |
| Securities gains (losses) | $46,000 | 2,464 |
| Applicable income taxes | $-19,000 | 6,885 |
| Income before extraordinary items | $-73,000 | 6,270 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-73,000 | 6,271 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-73,000 | 6,271 |
| Net charge-offs | $80,000 | 5,129 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-109,340 | 6,226 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $661,000 | 7,344 |
| Total interest expense | $214,000 | 6,947 |
| Net interest income | $447,000 | 7,412 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $173,000 | 5,267 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $81,000 | 4,856 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $92,000 | 4,756 |
| Total noninterest expense | $676,000 | 6,793 |
| Salaries and employee benefits | $281,000 | 7,129 |
| Premises and equipment expense | $71,000 | 6,826 |
| Additional noninterest expense | $324,000 | 6,125 |
| Pre-tax net operating income | $-156,000 | 6,370 |
| Securities gains (losses) | $46,000 | 1,939 |
| Applicable income taxes | $-31,000 | 7,013 |
| Income before extraordinary items | $-79,000 | 6,375 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-79,000 | 6,377 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-79,000 | 6,375 |
| Net charge-offs | $81,000 | 4,465 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-112,120 | 6,367 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $318,000 | 7,475 |
| Total interest expense | $107,000 | 7,057 |
| Net interest income | $211,000 | 7,532 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $87,000 | 5,274 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $40,000 | 4,876 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $47,000 | 4,792 |
| Total noninterest expense | $345,000 | 6,855 |
| Salaries and employee benefits | $142,000 | 7,209 |
| Premises and equipment expense | $37,000 | 6,851 |
| Additional noninterest expense | $166,000 | 6,123 |
| Pre-tax net operating income | $-47,000 | 6,484 |
| Securities gains (losses) | $46,000 | 1,182 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,000 | 6,400 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,000 | 6,402 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,000 | 6,401 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-47,000 | 6,532 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,641,000 | 7,325 |
| Total interest expense | $473,000 | 7,192 |
| Net interest income | $1,168,000 | 7,270 |
| Provision for loan and lease losses | $79,000 | 6,603 |
| Total noninterest income | $321,000 | 5,504 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $157,000 | 5,084 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $164,000 | 4,963 |
| Total noninterest expense | $1,575,000 | 6,697 |
| Salaries and employee benefits | $673,000 | 7,035 |
| Premises and equipment expense | $168,000 | 6,768 |
| Additional noninterest expense | $734,000 | 6,021 |
| Pre-tax net operating income | $-165,000 | 5,667 |
| Securities gains (losses) | $351,000 | 1,101 |
| Applicable income taxes | $-301,000 | 6,869 |
| Income before extraordinary items | $487,000 | 3,905 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $487,000 | 3,904 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $487,000 | 3,904 |
| Net charge-offs | $-64,000 | 7,966 |
| Cash dividends | $200,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $136,000 | 4,971 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 7,325 |
| Total interest expense | $365,000 | 7,275 |
| Net interest income | $940,000 | 7,239 |
| Provision for loan and lease losses | $23,000 | 6,901 |
| Total noninterest income | $233,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $113,000 | 5,192 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $120,000 | 5,129 |
| Total noninterest expense | $1,188,000 | 6,710 |
| Salaries and employee benefits | $527,000 | 6,993 |
| Premises and equipment expense | $128,000 | 6,790 |
| Additional noninterest expense | $533,000 | 6,105 |
| Pre-tax net operating income | $-38,000 | 5,765 |
| Securities gains (losses) | $316,000 | 962 |
| Applicable income taxes | $-248,000 | 7,151 |
| Income before extraordinary items | $526,000 | 3,607 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $526,000 | 3,605 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $526,000 | 3,607 |
| Net charge-offs | $-92,000 | 8,050 |
| Cash dividends | $200,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $210,000 | 4,733 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $896,000 | 7,354 |
| Total interest expense | $250,000 | 7,345 |
| Net interest income | $646,000 | 7,237 |
| Provision for loan and lease losses | $-200,000 | 8,175 |
| Total noninterest income | $132,000 | 5,937 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $66,000 | 5,389 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $66,000 | 5,442 |
| Total noninterest expense | $797,000 | 6,764 |
| Salaries and employee benefits | $360,000 | 7,027 |
| Premises and equipment expense | $93,000 | 6,717 |
| Additional noninterest expense | $344,000 | 6,202 |
| Pre-tax net operating income | $181,000 | 4,755 |
| Securities gains (losses) | $139,000 | 1,246 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $320,000 | 3,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $320,000 | 3,860 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $320,000 | 3,860 |
| Net charge-offs | $-91,000 | 8,141 |
| Cash dividends | $200,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $181,000 | 4,569 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 7,364 |
| Total interest expense | $131,000 | 7,387 |
| Net interest income | $332,000 | 7,203 |
| Provision for loan and lease losses | $-200,000 | 8,225 |
| Total noninterest income | $86,000 | 5,461 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $32,000 | 5,411 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $54,000 | 4,691 |
| Total noninterest expense | $412,000 | 6,686 |
| Salaries and employee benefits | $186,000 | 6,995 |
| Premises and equipment expense | $53,000 | 6,520 |
| Additional noninterest expense | $173,000 | 5,964 |
| Pre-tax net operating income | $206,000 | 3,990 |
| Securities gains (losses) | $74,000 | 1,129 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $280,000 | 3,246 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $280,000 | 3,246 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $280,000 | 3,246 |
| Net charge-offs | $-154,000 | 8,213 |
| Cash dividends | $200,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $206,000 | 3,660 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,075,000 | 7,283 |
| Total interest expense | $620,000 | 7,469 |
| Net interest income | $1,455,000 | 7,065 |
| Provision for loan and lease losses | $255,000 | 4,874 |
| Total noninterest income | $365,000 | 5,453 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $126,000 | 5,593 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $239,000 | 4,528 |
| Total noninterest expense | $1,747,000 | 6,555 |
| Salaries and employee benefits | $793,000 | 6,925 |
| Premises and equipment expense | $215,000 | 6,546 |
| Additional noninterest expense | $739,000 | 5,685 |
| Pre-tax net operating income | $-182,000 | 6,538 |
| Securities gains (losses) | $233,000 | 651 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $51,000 | 6,032 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $51,000 | 6,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 3,999 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-182,000 | 6,611 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 7,328 |
| Total interest expense | $465,000 | 7,587 |
| Net interest income | $1,130,000 | 7,047 |
| Provision for loan and lease losses | $193,000 | 4,276 |
| Total noninterest income | $282,000 | 5,485 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $95,000 | 5,613 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $187,000 | 4,551 |
| Total noninterest expense | $1,331,000 | 6,535 |
| Salaries and employee benefits | $640,000 | 6,781 |
| Premises and equipment expense | $156,000 | 6,637 |
| Additional noninterest expense | $535,000 | 5,721 |
| Pre-tax net operating income | $-112,000 | 6,923 |
| Securities gains (losses) | $192,000 | 643 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $80,000 | 6,277 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $80,000 | 6,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 3,048 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-112,000 | 6,975 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 7,372 |
| Total interest expense | $321,000 | 7,648 |
| Net interest income | $757,000 | 7,063 |
| Provision for loan and lease losses | $193,000 | 3,216 |
| Total noninterest income | $190,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $60,000 | 5,699 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $130,000 | 4,555 |
| Total noninterest expense | $921,000 | 6,477 |
| Salaries and employee benefits | $435,000 | 6,788 |
| Premises and equipment expense | $96,000 | 6,823 |
| Additional noninterest expense | $390,000 | 5,488 |
| Pre-tax net operating income | $-167,000 | 7,285 |
| Securities gains (losses) | $191,000 | 638 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $24,000 | 6,860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,000 | 6,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,205 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-167,000 | 7,331 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $555,000 | 7,398 |
| Total interest expense | $170,000 | 7,691 |
| Net interest income | $385,000 | 7,079 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $100,000 | 5,420 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $29,000 | 5,728 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $71,000 | 4,403 |
| Total noninterest expense | $471,000 | 6,460 |
| Salaries and employee benefits | $222,000 | 6,780 |
| Premises and equipment expense | $48,000 | 6,848 |
| Additional noninterest expense | $201,000 | 5,362 |
| Pre-tax net operating income | $14,000 | 7,019 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $14,000 | 7,092 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $14,000 | 7,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,828 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $14,000 | 7,008 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,221,000 | 3,728 |
| Total interest expense | $2,858,000 | 4,926 |
| Net interest income | $7,363,000 | 2,964 |
| Provision for loan and lease losses | $-100,000 | 8,371 |
| Total noninterest income | $4,617,000 | 1,168 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $342,000 | 3,825 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,275,000 | 789 |
| Total noninterest expense | $7,288,000 | 2,494 |
| Salaries and employee benefits | $3,267,000 | 3,014 |
| Premises and equipment expense | $875,000 | 2,869 |
| Additional noninterest expense | $3,146,000 | 1,754 |
| Pre-tax net operating income | $4,792,000 | 1,708 |
| Securities gains (losses) | $-112,000 | 8,173 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $4,680,000 | 1,378 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,680,000 | 1,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-195,000 | 8,443 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $-14,410,000 | 8,532 |
| Net operating income | $4,792,000 | 1,326 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,881,000 | 3,322 |
| Total interest expense | $2,488,000 | 4,496 |
| Net interest income | $6,393,000 | 2,589 |
| Provision for loan and lease losses | $-100,000 | 8,418 |
| Total noninterest income | $4,470,000 | 946 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $289,000 | 3,587 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,181,000 | 627 |
| Total noninterest expense | $6,378,000 | 2,134 |
| Salaries and employee benefits | $2,808,000 | 2,631 |
| Premises and equipment expense | $744,000 | 2,582 |
| Additional noninterest expense | $2,826,000 | 1,431 |
| Pre-tax net operating income | $4,585,000 | 1,478 |
| Securities gains (losses) | $-112,000 | 8,308 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $4,473,000 | 1,161 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,473,000 | 1,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-147,000 | 8,430 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,585,000 | 1,122 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,185,000 | 3,210 |
| Total interest expense | $1,782,000 | 4,318 |
| Net interest income | $4,403,000 | 2,537 |
| Provision for loan and lease losses | $-100,000 | 8,472 |
| Total noninterest income | $4,205,000 | 737 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $211,000 | 3,413 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,994,000 | 504 |
| Total noninterest expense | $4,163,000 | 2,208 |
| Salaries and employee benefits | $1,924,000 | 2,604 |
| Premises and equipment expense | $494,000 | 2,613 |
| Additional noninterest expense | $1,745,000 | 1,550 |
| Pre-tax net operating income | $4,545,000 | 1,053 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $4,545,000 | 799 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,545,000 | 798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-369,000 | 8,565 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,545,000 | 787 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,525,000 | 2,849 |
| Total interest expense | $1,029,000 | 3,945 |
| Net interest income | $2,496,000 | 2,299 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $3,926,000 | 460 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $122,000 | 3,030 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,804,000 | 325 |
| Total noninterest expense | $2,318,000 | 1,994 |
| Salaries and employee benefits | $1,068,000 | 2,399 |
| Premises and equipment expense | $276,000 | 2,364 |
| Additional noninterest expense | $974,000 | 1,378 |
| Pre-tax net operating income | $4,104,000 | 606 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $4,104,000 | 480 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,104,000 | 479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-369,000 | 8,610 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $4,104,000 | 471 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,577,000 | 2,611 |
| Total interest expense | $4,218,000 | 3,466 |
| Net interest income | $10,359,000 | 2,230 |
| Provision for loan and lease losses | $1,078,000 | 986 |
| Total noninterest income | $1,889,000 | 2,323 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $611,000 | 2,651 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,278,000 | 1,874 |
| Total noninterest expense | $8,928,000 | 1,977 |
| Salaries and employee benefits | $3,828,000 | 2,533 |
| Premises and equipment expense | $935,000 | 2,631 |
| Additional noninterest expense | $4,165,000 | 1,284 |
| Pre-tax net operating income | $2,242,000 | 3,392 |
| Securities gains (losses) | $-134,000 | 8,286 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,108,000 | 2,983 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,108,000 | 2,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $724,000 | 887 |
| Cash dividends | $2,000,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,242,000 | 2,842 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,972,000 | 2,597 |
| Total interest expense | $3,085,000 | 3,434 |
| Net interest income | $7,887,000 | 2,215 |
| Provision for loan and lease losses | $434,000 | 1,591 |
| Total noninterest income | $1,518,000 | 2,206 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $466,000 | 2,619 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,052,000 | 1,754 |
| Total noninterest expense | $6,727,000 | 1,961 |
| Salaries and employee benefits | $2,956,000 | 2,467 |
| Premises and equipment expense | $694,000 | 2,661 |
| Additional noninterest expense | $3,077,000 | 1,302 |
| Pre-tax net operating income | $2,244,000 | 2,877 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,244,000 | 2,359 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,244,000 | 2,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 1,488 |
| Cash dividends | $2,000,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,244,000 | 2,347 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,280,000 | 2,574 |
| Total interest expense | $1,988,000 | 3,398 |
| Net interest income | $5,292,000 | 2,204 |
| Provision for loan and lease losses | $131,000 | 2,873 |
| Total noninterest income | $903,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $338,000 | 2,422 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $565,000 | 2,042 |
| Total noninterest expense | $4,501,000 | 1,968 |
| Salaries and employee benefits | $1,958,000 | 2,479 |
| Premises and equipment expense | $461,000 | 2,658 |
| Additional noninterest expense | $2,082,000 | 1,290 |
| Pre-tax net operating income | $1,563,000 | 2,803 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,563,000 | 2,269 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,563,000 | 2,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 8,508 |
| Cash dividends | $2,000,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,563,000 | 2,252 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,617,000 | 2,548 |
| Total interest expense | $963,000 | 3,351 |
| Net interest income | $2,654,000 | 2,201 |
| Provision for loan and lease losses | $175,000 | 1,259 |
| Total noninterest income | $759,000 | 1,584 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $163,000 | 2,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $596,000 | 1,175 |
| Total noninterest expense | $2,136,000 | 2,067 |
| Salaries and employee benefits | $894,000 | 2,696 |
| Premises and equipment expense | $233,000 | 2,641 |
| Additional noninterest expense | $1,009,000 | 1,308 |
| Pre-tax net operating income | $1,102,000 | 2,113 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,102,000 | 1,626 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,102,000 | 1,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,367 |
| Cash dividends | $2,000,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,102,000 | 1,607 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,465,000 | 2,150 |
| Total interest expense | $3,225,000 | 3,139 |
| Net interest income | $12,240,000 | 1,787 |
| Provision for loan and lease losses | $-306,000 | 8,725 |
| Total noninterest income | $4,524,000 | 1,163 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $854,000 | 1,999 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,670,000 | 871 |
| Total noninterest expense | $9,689,000 | 1,755 |
| Salaries and employee benefits | $4,123,000 | 2,223 |
| Premises and equipment expense | $1,088,000 | 2,200 |
| Additional noninterest expense | $4,478,000 | 1,138 |
| Pre-tax net operating income | $7,381,000 | 1,296 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $7,381,000 | 979 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,381,000 | 979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,047,000 | 387 |
| Cash dividends | $8,090,000 | 446 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,381,000 | 964 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,716,000 | 2,083 |
| Total interest expense | $2,381,000 | 3,042 |
| Net interest income | $9,335,000 | 1,750 |
| Provision for loan and lease losses | $-811,000 | 8,799 |
| Total noninterest income | $286,000 | 5,869 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $675,000 | 1,904 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-389,000 | 8,867 |
| Total noninterest expense | $7,255,000 | 1,730 |
| Salaries and employee benefits | $3,124,000 | 2,181 |
| Premises and equipment expense | $851,000 | 2,096 |
| Additional noninterest expense | $3,280,000 | 1,151 |
| Pre-tax net operating income | $3,177,000 | 2,134 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $3,177,000 | 1,656 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,177,000 | 1,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,485,000 | 375 |
| Cash dividends | $1,090,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,177,000 | 1,618 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,749,000 | 2,042 |
| Total interest expense | $1,537,000 | 2,990 |
| Net interest income | $6,212,000 | 1,731 |
| Provision for loan and lease losses | $546,000 | 906 |
| Total noninterest income | $1,028,000 | 2,136 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $445,000 | 1,883 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $583,000 | 1,968 |
| Total noninterest expense | $4,789,000 | 1,740 |
| Salaries and employee benefits | $1,959,000 | 2,305 |
| Premises and equipment expense | $571,000 | 2,067 |
| Additional noninterest expense | $2,259,000 | 1,105 |
| Pre-tax net operating income | $1,905,000 | 2,266 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,905,000 | 1,791 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,905,000 | 1,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,036,000 | 351 |
| Cash dividends | $700,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,905,000 | 1,757 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 2,015 |
| Total interest expense | $708,000 | 3,085 |
| Net interest income | $3,159,000 | 1,696 |
| Provision for loan and lease losses | $117,000 | 1,831 |
| Total noninterest income | $544,000 | 2,018 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $225,000 | 1,799 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $319,000 | 1,821 |
| Total noninterest expense | $2,311,000 | 1,808 |
| Salaries and employee benefits | $988,000 | 2,306 |
| Premises and equipment expense | $288,000 | 2,071 |
| Additional noninterest expense | $1,035,000 | 1,196 |
| Pre-tax net operating income | $1,275,000 | 1,782 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,275,000 | 1,356 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,275,000 | 1,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 416 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,275,000 | 1,324 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,354,000 | 1,864 |
| Total interest expense | $2,555,000 | 2,998 |
| Net interest income | $12,799,000 | 1,593 |
| Provision for loan and lease losses | $1,916,000 | 572 |
| Total noninterest income | $1,879,000 | 2,293 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $963,000 | 1,824 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $916,000 | 2,277 |
| Total noninterest expense | $9,731,000 | 1,671 |
| Salaries and employee benefits | $4,162,000 | 2,096 |
| Premises and equipment expense | $1,138,000 | 2,022 |
| Additional noninterest expense | $4,431,000 | 1,106 |
| Pre-tax net operating income | $3,031,000 | 2,566 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,031,000 | 2,056 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,031,000 | 2,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $418,000 | 1,547 |
| Cash dividends | $3,350,000 | 893 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,031,000 | 2,010 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,655,000 | 1,825 |
| Total interest expense | $1,893,000 | 2,977 |
| Net interest income | $9,762,000 | 1,545 |
| Provision for loan and lease losses | $1,125,000 | 694 |
| Total noninterest income | $1,419,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $748,000 | 1,769 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $671,000 | 2,327 |
| Total noninterest expense | $7,262,000 | 1,661 |
| Salaries and employee benefits | $3,107,000 | 2,104 |
| Premises and equipment expense | $838,000 | 2,067 |
| Additional noninterest expense | $3,317,000 | 1,104 |
| Pre-tax net operating income | $2,794,000 | 2,191 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,794,000 | 1,736 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,794,000 | 1,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 1,641 |
| Cash dividends | $2,150,000 | 911 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,794,000 | 1,686 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,754,000 | 1,810 |
| Total interest expense | $1,255,000 | 2,976 |
| Net interest income | $6,499,000 | 1,528 |
| Provision for loan and lease losses | $195,000 | 2,252 |
| Total noninterest income | $892,000 | 2,390 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $490,000 | 1,785 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $402,000 | 2,500 |
| Total noninterest expense | $5,166,000 | 1,571 |
| Salaries and employee benefits | $2,075,000 | 2,108 |
| Premises and equipment expense | $565,000 | 2,036 |
| Additional noninterest expense | $2,526,000 | 981 |
| Pre-tax net operating income | $2,030,000 | 2,026 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $2,030,000 | 1,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,030,000 | 1,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 1,252 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,030,000 | 1,523 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,827,000 | 1,838 |
| Total interest expense | $627,000 | 3,015 |
| Net interest income | $3,200,000 | 1,560 |
| Provision for loan and lease losses | $110,000 | 1,956 |
| Total noninterest income | $439,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $235,000 | 1,811 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $204,000 | 2,451 |
| Total noninterest expense | $2,567,000 | 1,586 |
| Salaries and employee benefits | $1,073,000 | 2,048 |
| Premises and equipment expense | $292,000 | 1,980 |
| Additional noninterest expense | $1,202,000 | 1,025 |
| Pre-tax net operating income | $962,000 | 2,082 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $962,000 | 1,647 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $962,000 | 1,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 874 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $962,000 | 1,561 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,306,000 | 1,977 |
| Total interest expense | $2,850,000 | 2,996 |
| Net interest income | $11,456,000 | 1,694 |
| Provision for loan and lease losses | $802,000 | 1,443 |
| Total noninterest income | $1,870,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $969,000 | 1,782 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $901,000 | 2,545 |
| Total noninterest expense | $8,199,000 | 1,942 |
| Salaries and employee benefits | $3,717,000 | 2,286 |
| Premises and equipment expense | $992,000 | 2,278 |
| Additional noninterest expense | $3,490,000 | 1,400 |
| Pre-tax net operating income | $4,325,000 | 1,865 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $4,325,000 | 1,453 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,325,000 | 1,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $628,000 | 1,338 |
| Cash dividends | $3,952,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,325,000 | 1,391 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,479,000 | 2,067 |
| Total interest expense | $2,136,000 | 3,105 |
| Net interest income | $8,343,000 | 1,756 |
| Provision for loan and lease losses | $437,000 | 1,901 |
| Total noninterest income | $1,347,000 | 2,550 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $719,000 | 1,801 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $628,000 | 2,754 |
| Total noninterest expense | $5,820,000 | 2,039 |
| Salaries and employee benefits | $2,627,000 | 2,415 |
| Premises and equipment expense | $715,000 | 2,359 |
| Additional noninterest expense | $2,478,000 | 1,482 |
| Pre-tax net operating income | $3,433,000 | 1,820 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $3,433,000 | 1,435 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,433,000 | 1,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,993 |
| Cash dividends | $3,152,000 | 706 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,433,000 | 1,358 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,718,000 | 2,162 |
| Total interest expense | $1,297,000 | 3,449 |
| Net interest income | $5,421,000 | 1,793 |
| Provision for loan and lease losses | $255,000 | 2,092 |
| Total noninterest income | $829,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $461,000 | 1,835 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $368,000 | 2,930 |
| Total noninterest expense | $3,635,000 | 2,161 |
| Salaries and employee benefits | $1,618,000 | 2,595 |
| Premises and equipment expense | $459,000 | 2,425 |
| Additional noninterest expense | $1,558,000 | 1,554 |
| Pre-tax net operating income | $2,360,000 | 1,769 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $2,360,000 | 1,393 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,360,000 | 1,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 1,610 |
| Cash dividends | $2,265,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,360,000 | 1,304 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 2,565 |
| Total interest expense | $572,000 | 3,910 |
| Net interest income | $2,281,000 | 2,143 |
| Provision for loan and lease losses | $200,000 | 1,357 |
| Total noninterest income | $322,000 | 3,091 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $206,000 | 1,975 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $116,000 | 3,667 |
| Total noninterest expense | $1,445,000 | 2,676 |
| Salaries and employee benefits | $689,000 | 2,997 |
| Premises and equipment expense | $146,000 | 3,559 |
| Additional noninterest expense | $610,000 | 1,929 |
| Pre-tax net operating income | $958,000 | 2,119 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $958,000 | 1,679 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $958,000 | 1,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 1,159 |
| Cash dividends | $1,465,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $958,000 | 1,574 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,600,000 | 4,248 |
| Total interest expense | $1,559,000 | 5,604 |
| Net interest income | $5,041,000 | 3,651 |
| Provision for loan and lease losses | $275,000 | 3,639 |
| Total noninterest income | $547,000 | 4,974 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $364,000 | 3,765 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $183,000 | 5,205 |
| Total noninterest expense | $3,313,000 | 4,137 |
| Salaries and employee benefits | $1,505,000 | 4,686 |
| Premises and equipment expense | $410,000 | 4,561 |
| Additional noninterest expense | $1,398,000 | 3,134 |
| Pre-tax net operating income | $2,000,000 | 3,428 |
| Securities gains (losses) | $125,000 | 1,551 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,125,000 | 2,676 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,125,000 | 2,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,694 |
| Cash dividends | $2,901,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,000,000 | 2,720 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,757,000 | 4,125 |
| Total interest expense | $2,884,000 | 4,873 |
| Net interest income | $4,873,000 | 3,507 |
| Provision for loan and lease losses | $661,000 | 1,751 |
| Total noninterest income | $707,000 | 4,162 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $479,000 | 2,936 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $228,000 | 4,664 |
| Total noninterest expense | $2,950,000 | 4,388 |
| Salaries and employee benefits | $1,408,000 | 4,735 |
| Premises and equipment expense | $386,000 | 4,702 |
| Additional noninterest expense | $1,156,000 | 3,618 |
| Pre-tax net operating income | $1,969,000 | 3,200 |
| Securities gains (losses) | $54,000 | 2,273 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,023,000 | 2,508 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,023,000 | 2,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 2,205 |
| Cash dividends | $1,666,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,969,000 | 2,492 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,407,000 | 4,376 |
| Total interest expense | $2,872,000 | 5,091 |
| Net interest income | $4,535,000 | 3,766 |
| Provision for loan and lease losses | $109,000 | 5,137 |
| Total noninterest income | $439,000 | 5,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 4,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 4,696 |
| Total noninterest expense | $2,517,000 | 4,831 |
| Salaries and employee benefits | $1,357,000 | 4,730 |
| Premises and equipment expense | $275,000 | 5,711 |
| Additional noninterest expense | $885,000 | 4,398 |
| Pre-tax net operating income | $2,348,000 | 2,928 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $2,345,000 | 2,208 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,345,000 | 2,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,007 |
| Cash dividends | $2,550,000 | 1,102 |
| Sale, conversion, retirement of capital stock, net | $865,000 | 478 |
| Net operating income | $2,348,000 | 2,212 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,366,000 | 4,763 |
| Total interest expense | $2,697,000 | 4,974 |
| Net interest income | $3,669,000 | 4,497 |
| Provision for loan and lease losses | $234,000 | 3,240 |
| Total noninterest income | $438,000 | 5,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,627 |
| Total noninterest expense | $2,208,000 | 5,313 |
| Salaries and employee benefits | $1,125,000 | 5,414 |
| Premises and equipment expense | $279,000 | 5,696 |
| Additional noninterest expense | $804,000 | 4,772 |
| Pre-tax net operating income | $1,665,000 | 3,817 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,665,000 | 2,988 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,665,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,665,000 | 2,951 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,122,000 | 5,591 |
| Total interest expense | $2,261,000 | 5,728 |
| Net interest income | $2,861,000 | 5,317 |
| Provision for loan and lease losses | $175,000 | 3,848 |
| Total noninterest income | $496,000 | 4,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 5,536 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $323,000 | 3,863 |
| Total noninterest expense | $1,769,000 | 6,069 |
| Salaries and employee benefits | $893,000 | 6,239 |
| Premises and equipment expense | $248,000 | 5,992 |
| Additional noninterest expense | $628,000 | 5,570 |
| Pre-tax net operating income | $1,413,000 | 4,371 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,413,000 | 3,412 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,413,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,991 |
| Cash dividends | $505,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,413,000 | 3,321 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 8,003 |
| Total interest expense | $867,000 | 9,059 |
| Net interest income | $1,937,000 | 7,049 |
| Provision for loan and lease losses | $18,000 | 7,986 |
| Total noninterest income | $347,000 | 6,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 4,805 |
| Total noninterest expense | $1,281,000 | 7,407 |
| Salaries and employee benefits | $673,000 | 7,476 |
| Premises and equipment expense | $188,000 | 7,059 |
| Additional noninterest expense | $420,000 | 7,190 |
| Pre-tax net operating income | $985,000 | 5,875 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $71,000 | 8,891 |
| Income before extraordinary items | $915,000 | 4,997 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $915,000 | 4,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $155,000 | 5,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $914,070 | 4,942 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,496,000 | 8,700 |
| Total interest expense | $716,000 | 9,924 |
| Net interest income | $1,780,000 | 7,598 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $316,000 | 6,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,422 |
| Total noninterest expense | $1,018,000 | 8,613 |
| Salaries and employee benefits | $503,000 | 8,873 |
| Premises and equipment expense | $140,000 | 8,281 |
| Additional noninterest expense | $375,000 | 8,108 |
| Pre-tax net operating income | $1,048,000 | 5,569 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $386,000 | 5,000 |
| Income before extraordinary items | $663,000 | 5,924 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $663,000 | 5,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,349 |
| Cash dividends | $1,400,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $662,360 | 5,870 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,078,000 | 9,598 |
| Total interest expense | $625,000 | 10,583 |
| Net interest income | $1,453,000 | 8,663 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $308,000 | 6,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,456 |
| Total noninterest expense | $846,000 | 9,574 |
| Salaries and employee benefits | $425,000 | 9,740 |
| Premises and equipment expense | $121,000 | 9,014 |
| Additional noninterest expense | $300,000 | 9,239 |
| Pre-tax net operating income | $905,000 | 6,392 |
| Securities gains (losses) | $-20,000 | 10,553 |
| Applicable income taxes | $271,000 | 6,353 |
| Income before extraordinary items | $614,000 | 6,536 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $614,000 | 6,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,757 |
| Cash dividends | $63,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $627,800 | 6,433 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 10,133 |
| Total interest expense | $554,000 | 10,834 |
| Net interest income | $1,262,000 | 9,584 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $285,000 | 7,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,902 |
| Total noninterest expense | $816,000 | 10,166 |
| Salaries and employee benefits | $428,000 | 10,020 |
| Premises and equipment expense | $119,000 | 9,419 |
| Additional noninterest expense | $272,000 | 10,279 |
| Pre-tax net operating income | $706,000 | 7,361 |
| Securities gains (losses) | $37,000 | 1,338 |
| Applicable income taxes | $284,000 | 6,074 |
| Income before extraordinary items | $459,000 | 7,624 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $459,000 | 7,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $45,000 | 8,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $435,320 | 7,900 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,731,000 | 10,743 |
| Total interest expense | $574,000 | 11,293 |
| Net interest income | $1,157,000 | 10,208 |
| Provision for loan and lease losses | $-23,000 | 12,601 |
| Total noninterest income | $335,000 | 7,208 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 8,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 5,331 |
| Total noninterest expense | $833,000 | 10,506 |
| Salaries and employee benefits | $407,000 | 10,563 |
| Premises and equipment expense | $110,000 | 10,124 |
| Additional noninterest expense | $316,000 | 10,242 |
| Pre-tax net operating income | $682,000 | 7,463 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $236,000 | 7,003 |
| Income before extraordinary items | $446,000 | 8,006 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $446,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 12,031 |
| Cash dividends | $590,000 | 2,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $446,000 | 7,742 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 11,053 |
| Total interest expense | $702,000 | 11,798 |
| Net interest income | $1,218,000 | 10,266 |
| Provision for loan and lease losses | $-45,000 | 13,597 |
| Total noninterest income | $308,000 | 7,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,558 |
| Total noninterest expense | $699,000 | 11,523 |
| Salaries and employee benefits | $371,000 | 11,211 |
| Premises and equipment expense | $108,000 | 10,453 |
| Additional noninterest expense | $220,000 | 11,961 |
| Pre-tax net operating income | $872,000 | 6,237 |
| Securities gains (losses) | $38,000 | 4,584 |
| Applicable income taxes | $327,000 | 5,607 |
| Income before extraordinary items | $583,000 | 6,679 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $583,000 | 6,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 13,212 |
| Cash dividends | $950,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $558,680 | 6,499 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.