Home > Peoples National Bank > Income and Expense
Peoples National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,825,000 | 3,588 |
| Total interest expense | $4,457,000 | 3,265 |
| Net interest income | $4,368,000 | 3,880 |
| Provision for loan and lease losses | $-75,000 | 10,077 |
| Total noninterest income | $712,000 | 3,945 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $587,000 | 2,279 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $125,000 | 6,074 |
| Total noninterest expense | $2,824,000 | 4,434 |
| Salaries and employee benefits | $1,435,000 | 4,502 |
| Premises and equipment expense | $363,000 | 4,845 |
| Additional noninterest expense | $1,026,000 | 3,934 |
| Pre-tax net operating income | $2,331,000 | 2,957 |
| Securities gains (losses) | $-56,000 | 9,815 |
| Applicable income taxes | $792,000 | 2,666 |
| Income before extraordinary items | $1,483,000 | 3,274 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,483,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 9,869 |
| Cash dividends | $2,000,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,519,400 | 3,173 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,031,000 | 4,986 |
| Total interest expense | $2,986,000 | 4,749 |
| Net interest income | $3,045,000 | 5,084 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $448,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $361,000 | 3,424 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $87,000 | 6,959 |
| Total noninterest expense | $2,062,000 | 5,488 |
| Salaries and employee benefits | $1,090,000 | 5,441 |
| Premises and equipment expense | $310,000 | 5,291 |
| Additional noninterest expense | $662,000 | 5,380 |
| Pre-tax net operating income | $1,431,000 | 4,337 |
| Securities gains (losses) | $53,000 | 1,685 |
| Applicable income taxes | $253,000 | 5,623 |
| Income before extraordinary items | $1,231,000 | 3,850 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,231,000 | 3,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,735 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,187,010 | 3,874 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,269,000 | 5,582 |
| Total interest expense | $2,579,000 | 5,298 |
| Net interest income | $2,690,000 | 5,776 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $422,000 | 5,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 3,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,977 |
| Total noninterest expense | $1,855,000 | 5,960 |
| Salaries and employee benefits | $1,012,000 | 5,807 |
| Premises and equipment expense | $302,000 | 5,432 |
| Additional noninterest expense | $541,000 | 6,187 |
| Pre-tax net operating income | $1,257,000 | 5,085 |
| Securities gains (losses) | $102,000 | 973 |
| Applicable income taxes | $374,000 | 5,099 |
| Income before extraordinary items | $985,000 | 4,757 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $985,000 | 4,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-284,000 | 10,850 |
| Cash dividends | $412,000 | 3,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $911,560 | 4,948 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,078,000 | 5,869 |
| Total interest expense | $2,588,000 | 5,370 |
| Net interest income | $2,490,000 | 6,211 |
| Provision for loan and lease losses | $-145,000 | 11,302 |
| Total noninterest income | $419,000 | 5,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 4,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,886 |
| Total noninterest expense | $1,823,000 | 6,329 |
| Salaries and employee benefits | $960,000 | 6,174 |
| Premises and equipment expense | $303,000 | 5,560 |
| Additional noninterest expense | $560,000 | 6,611 |
| Pre-tax net operating income | $1,231,000 | 5,033 |
| Securities gains (losses) | $28,000 | 1,737 |
| Applicable income taxes | $363,000 | 5,207 |
| Income before extraordinary items | $896,000 | 4,887 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $896,000 | 4,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 11,064 |
| Cash dividends | $548,000 | 3,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $876,120 | 4,915 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,006,000 | 5,980 |
| Total interest expense | $2,610,000 | 5,378 |
| Net interest income | $2,396,000 | 6,488 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $385,000 | 6,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,639 |
| Total noninterest expense | $1,760,000 | 6,572 |
| Salaries and employee benefits | $894,000 | 6,584 |
| Premises and equipment expense | $309,000 | 5,504 |
| Additional noninterest expense | $557,000 | 6,796 |
| Pre-tax net operating income | $971,000 | 6,117 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $269,000 | 6,377 |
| Income before extraordinary items | $694,000 | 6,037 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $694,000 | 6,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,162 |
| Cash dividends | $539,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $699,760 | 5,979 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,988,000 | 8,069 |
| Total interest expense | $1,439,000 | 7,076 |
| Net interest income | $1,549,000 | 8,738 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $303,000 | 7,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,027 |
| Total noninterest expense | $1,110,000 | 8,947 |
| Salaries and employee benefits | $582,000 | 8,744 |
| Premises and equipment expense | $143,000 | 8,743 |
| Additional noninterest expense | $385,000 | 8,974 |
| Pre-tax net operating income | $697,000 | 7,399 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $214,000 | 7,113 |
| Income before extraordinary items | $482,000 | 7,448 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $482,000 | 7,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,828 |
| Cash dividends | $265,000 | 4,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $482,690 | 7,486 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,771,000 | 6,013 |
| Total interest expense | $2,232,000 | 5,309 |
| Net interest income | $2,539,000 | 6,469 |
| Provision for loan and lease losses | $-25,000 | 12,616 |
| Total noninterest income | $390,000 | 6,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 4,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,494 |
| Total noninterest expense | $1,979,000 | 6,390 |
| Salaries and employee benefits | $855,000 | 6,994 |
| Premises and equipment expense | $173,000 | 8,305 |
| Additional noninterest expense | $951,000 | 5,140 |
| Pre-tax net operating income | $975,000 | 5,993 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $149,000 | 8,674 |
| Income before extraordinary items | $838,000 | 5,371 |
| Extraordinary gains, net | $124,000 | 1,400 |
| Net income | $962,000 | 4,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 6,315 |
| Cash dividends | $2,370,000 | 880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $827,800 | 5,179 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,490,000 | 5,905 |
| Total interest expense | $2,791,000 | 5,491 |
| Net interest income | $2,699,000 | 6,213 |
| Provision for loan and lease losses | $-100,000 | 13,702 |
| Total noninterest income | $-9,000 | 13,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 4,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-326,000 | 13,954 |
| Total noninterest expense | $1,729,000 | 7,186 |
| Salaries and employee benefits | $912,000 | 6,550 |
| Premises and equipment expense | $216,000 | 7,482 |
| Additional noninterest expense | $601,000 | 7,506 |
| Pre-tax net operating income | $1,061,000 | 5,390 |
| Securities gains (losses) | $67,000 | 3,651 |
| Applicable income taxes | $259,000 | 6,530 |
| Income before extraordinary items | $869,000 | 5,044 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $869,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-97,000 | 13,712 |
| Cash dividends | $1,800,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $817,410 | 4,977 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.