Home > Peoples National Bank > Income and Expense
Peoples National Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,324,000 | 4,810 |
| Total interest expense | $2,554,000 | 5,284 |
| Net interest income | $3,770,000 | 4,326 |
| Provision for loan and lease losses | $76,000 | 5,693 |
| Total noninterest income | $2,522,000 | 1,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 3,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,187,000 | 1,093 |
| Total noninterest expense | $4,265,000 | 3,046 |
| Salaries and employee benefits | $2,714,000 | 2,488 |
| Premises and equipment expense | $500,000 | 3,697 |
| Additional noninterest expense | $1,051,000 | 3,780 |
| Pre-tax net operating income | $1,951,000 | 3,403 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $565,000 | 3,555 |
| Income before extraordinary items | $1,386,000 | 3,468 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,386,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,584 |
| Cash dividends | $425,000 | 3,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,386,000 | 3,372 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,942,000 | 5,850 |
| Total interest expense | $1,984,000 | 6,300 |
| Net interest income | $2,958,000 | 5,356 |
| Provision for loan and lease losses | $179,000 | 3,765 |
| Total noninterest income | $1,448,000 | 2,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 3,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,137,000 | 1,615 |
| Total noninterest expense | $2,820,000 | 4,310 |
| Salaries and employee benefits | $1,778,000 | 3,686 |
| Premises and equipment expense | $323,000 | 5,191 |
| Additional noninterest expense | $719,000 | 5,115 |
| Pre-tax net operating income | $1,407,000 | 4,714 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $527,000 | 4,061 |
| Income before extraordinary items | $880,000 | 5,122 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $880,000 | 5,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,606 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $880,000 | 5,075 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,177,000 | 9,131 |
| Total interest expense | $843,000 | 9,502 |
| Net interest income | $1,334,000 | 8,680 |
| Provision for loan and lease losses | $80,000 | 5,594 |
| Total noninterest income | $635,000 | 4,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $483,000 | 2,996 |
| Total noninterest expense | $1,304,000 | 7,651 |
| Salaries and employee benefits | $783,000 | 7,064 |
| Premises and equipment expense | $140,000 | 8,281 |
| Additional noninterest expense | $381,000 | 8,040 |
| Pre-tax net operating income | $585,000 | 7,504 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $220,000 | 6,838 |
| Income before extraordinary items | $365,000 | 7,893 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $365,000 | 7,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $270,000 | 4,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $365,000 | 7,834 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.