Home > Peoples National Bank > Assets and Liabilities
Peoples National Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 40 | 4,375 |
| Assets and Liabilities | ||
| Total Assets: | $151,484,000 | 2,949 |
| Cash and due from depository institutions | $9,621,000 | 4,375 |
| Interest-bearing balances | $31,000 | 5,629 |
| Securities | $34,412,000 | 3,235 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $103,325,000 | 2,680 |
| Loan loss allowance | $2,137,000 | 1,683 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,303,000 | 3,390 |
| Other real estate owned | $0 | 4,375 |
| Goodwill and other intangibles | $254,000 | 2,144 |
| All other assets | $1,569,000 | 4,301 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,484,000 | 2,949 |
| Total liabilities | $138,574,000 | 2,908 |
| Total deposits | $94,934,000 | 3,891 |
| Interest-bearing deposits | $84,424,000 | 3,771 |
| Deposits held in domestic offices | $94,934,000 | 3,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,225,000 | 542 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,415,000 | 1,115 |
| Total equity capital | $12,910,000 | 3,427 |
| Total bank equity capital | $12,910,000 | 3,427 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,000,000 | 704 |
| Surplus | $6,000,000 | 2,372 |
| Undivided profits | $1,910,000 | 7,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,769,000 | 1,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $774,000 | 3,003 |
| Earning assets | $137,768,000 | 2,984 |
| Long-term assets (5+ years) | $27,013,000 | 2,251 |
| Average Assets, year-to-date | $151,803,600 | 2,805 |
| Average Assets, quarterly | $150,149,000 | 2,927 |
| Volatile liabilities | $48,484,000 | 1,445 |
| Insider loans | $558,000 | 5,115 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $21,266,000 | 2,008 |
| Tier 1 (core) risk-based capital | $12,883,600 | 3,286 |
| Tier 2 risk-based capital | $1,467,880 | 2,055 |
| Total risk weighted assets | $116,761,480 | 2,391 |
| Total unused commitments | $21,266,000 | 2,013 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 48 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $158,883,000 | 2,889 |
| Cash and due from depository institutions | $3,712,000 | 3,887 |
| Interest-bearing balances | $759,000 | 2,657 |
| Securities | $33,903,000 | 3,557 |
| Federal funds sold & reverse repurchase agreements | $6,070,000 | 2,146 |
| Net loans & leases | $110,624,000 | 2,552 |
| Loan loss allowance | $2,320,000 | 1,664 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,756,000 | 2,822 |
| Other real estate owned | $0 | 3,887 |
| Goodwill and other intangibles | $336,000 | 1,888 |
| All other assets | $1,482,000 | 4,671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,883,000 | 2,889 |
| Total liabilities | $140,741,000 | 2,936 |
| Total deposits | $103,225,000 | 3,670 |
| Interest-bearing deposits | $95,402,000 | 3,425 |
| Deposits held in domestic offices | $103,225,000 | 3,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,280,000 | 754 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $8,836,000 | 1,428 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,400,000 | 944 |
| Total equity capital | $18,142,000 | 2,476 |
| Total bank equity capital | $18,142,000 | 2,476 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,000,000 | 750 |
| Surplus | $6,000,000 | 2,438 |
| Undivided profits | $7,142,000 | 3,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,534,000 | 1,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $864,000 | 2,626 |
| Earning assets | $151,356,000 | 2,778 |
| Long-term assets (5+ years) | $27,196,000 | 2,121 |
| Average Assets, year-to-date | $264,190,000 | 1,688 |
| Average Assets, quarterly | $217,081,000 | 2,115 |
| Volatile liabilities | $45,529,000 | 1,487 |
| Insider loans | $712,000 | 4,533 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $22,419,000 | 1,899 |
| Tier 1 (core) risk-based capital | $18,223,000 | 2,376 |
| Tier 2 risk-based capital | $1,541,090 | 1,987 |
| Total risk weighted assets | $122,508,190 | 2,303 |
| Total unused commitments | $22,419,000 | 1,913 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 105 | 1,843 |
| Assets and Liabilities | ||
| Total Assets: | $314,068,000 | 1,523 |
| Cash and due from depository institutions | $7,673,000 | 1,843 |
| Interest-bearing balances | $2,528,000 | 1,566 |
| Securities | $76,752,000 | 1,648 |
| Federal funds sold & reverse repurchase agreements | $4,675,000 | 3,080 |
| Net loans & leases | $213,279,000 | 1,383 |
| Loan loss allowance | $2,450,000 | 1,632 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,035,000 | 1,917 |
| Other real estate owned | $0 | 1,843 |
| Goodwill and other intangibles | $3,822,000 | 610 |
| All other assets | $3,832,000 | 2,037 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $314,068,000 | 1,523 |
| Total liabilities | $293,317,000 | 1,471 |
| Total deposits | $239,471,000 | 1,628 |
| Interest-bearing deposits | $227,272,000 | 1,505 |
| Deposits held in domestic offices | $239,471,000 | 1,617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,260,000 | 826 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $31,923,000 | 672 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,663,000 | 1,677 |
| Total equity capital | $20,751,000 | 2,146 |
| Total bank equity capital | $20,751,000 | 2,146 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,000,000 | 752 |
| Surplus | $12,000,000 | 1,367 |
| Undivided profits | $3,751,000 | 5,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,305,000 | 1,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,431,000 | 1,569 |
| Earning assets | $297,234,000 | 1,475 |
| Long-term assets (5+ years) | $88,101,000 | 759 |
| Average Assets, year-to-date | $326,855,000 | 1,394 |
| Average Assets, quarterly | $317,946,500 | 1,487 |
| Volatile liabilities | $60,077,000 | 1,136 |
| Insider loans | $442,000 | 6,005 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $23,624,000 | 1,773 |
| Tier 1 (core) risk-based capital | $17,905,000 | 2,388 |
| Tier 2 risk-based capital | $2,375,900 | 1,366 |
| Total risk weighted assets | $189,998,000 | 1,511 |
| Total unused commitments | $23,624,000 | 1,782 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 155 | 1,276 |
| Assets and Liabilities | ||
| Total Assets: | $337,726,000 | 1,376 |
| Cash and due from depository institutions | $4,150,000 | 1,276 |
| Interest-bearing balances | $122,000 | 4,927 |
| Securities | $94,715,000 | 1,363 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $226,199,000 | 1,256 |
| Loan loss allowance | $2,145,000 | 1,859 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,781,000 | 1,984 |
| Other real estate owned | $3,000 | 1,276 |
| Goodwill and other intangibles | $5,153,000 | 453 |
| All other assets | $3,725,000 | 2,185 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $337,726,000 | 1,376 |
| Total liabilities | $310,030,000 | 1,365 |
| Total deposits | $295,181,000 | 1,284 |
| Interest-bearing deposits | $286,395,000 | 1,152 |
| Deposits held in domestic offices | $295,181,000 | 1,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,500,000 | 1,095 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $264,000 | 4,240 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,085,000 | 2,889 |
| Total equity capital | $27,696,000 | 1,482 |
| Total bank equity capital | $27,696,000 | 1,482 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,000,000 | 743 |
| Surplus | $12,000,000 | 1,303 |
| Undivided profits | $10,696,000 | 2,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,346,000 | 2,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,381,000 | 1,401 |
| Earning assets | $321,036,000 | 1,335 |
| Long-term assets (5+ years) | $95,835,000 | 702 |
| Average Assets, year-to-date | $341,614,600 | 1,327 |
| Average Assets, quarterly | $345,693,500 | 1,352 |
| Volatile liabilities | $30,486,000 | 1,802 |
| Insider loans | $380,000 | 6,480 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $18,716,000 | 2,024 |
| Tier 1 (core) risk-based capital | $24,033,000 | 1,717 |
| Tier 2 risk-based capital | $2,145,000 | 1,485 |
| Total risk weighted assets | $202,420,600 | 1,380 |
| Total unused commitments | $18,716,000 | 2,035 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 147 | 1,434 |
| Assets and Liabilities | ||
| Total Assets: | $341,177,000 | 1,383 |
| Cash and due from depository institutions | $8,164,000 | 1,434 |
| Interest-bearing balances | $4,619,000 | 1,316 |
| Securities | $88,624,000 | 1,544 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 683 |
| Net loans & leases | $208,815,000 | 1,335 |
| Loan loss allowance | $2,115,000 | 1,984 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,964,000 | 1,826 |
| Other real estate owned | $15,000 | 1,434 |
| Goodwill and other intangibles | $6,381,000 | 361 |
| All other assets | $5,214,000 | 1,537 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $341,177,000 | 1,383 |
| Total liabilities | $314,524,000 | 1,375 |
| Total deposits | $313,093,000 | 1,268 |
| Interest-bearing deposits | $305,631,000 | 1,137 |
| Deposits held in domestic offices | $313,093,000 | 1,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,431,000 | 2,367 |
| Total equity capital | $26,653,000 | 1,547 |
| Total bank equity capital | $26,653,000 | 1,547 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $16,999,000 | 934 |
| Undivided profits | $9,653,000 | 2,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,835,000 | 2,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,320,000 | 1,288 |
| Earning assets | $322,058,000 | 1,345 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $338,144,600 | 1,370 |
| Average Assets, quarterly | $339,757,500 | 1,385 |
| Volatile liabilities | $25,723,000 | 1,960 |
| Insider loans | $520,000 | 5,579 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,134,000 | 2,307 |
| Tier 1 (core) risk-based capital | $22,783,000 | 1,736 |
| Tier 2 risk-based capital | $2,115,000 | 1,492 |
| Total risk weighted assets | $186,774,000 | 1,477 |
| Total unused commitments | $15,134,000 | 2,325 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 135 | 1,599 |
| Assets and Liabilities | ||
| Total Assets: | $339,170,000 | 1,448 |
| Cash and due from depository institutions | $6,072,000 | 1,599 |
| Interest-bearing balances | $2,125,000 | 2,607 |
| Securities | $75,784,000 | 1,783 |
| Federal funds sold & reverse repurchase agreements | $14,000,000 | 1,186 |
| Net loans & leases | $220,368,000 | 1,324 |
| Loan loss allowance | $2,097,000 | 2,043 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,645,000 | 2,014 |
| Other real estate owned | $3,709,000 | 1,599 |
| Goodwill and other intangibles | $7,465,000 | 329 |
| All other assets | $8,127,000 | 1,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $339,170,000 | 1,448 |
| Total liabilities | $316,949,000 | 1,432 |
| Total deposits | $314,462,000 | 1,330 |
| Interest-bearing deposits | $306,551,000 | 1,197 |
| Deposits held in domestic offices | $314,462,000 | 1,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,487,000 | 1,574 |
| Total equity capital | $22,221,000 | 1,747 |
| Total bank equity capital | $22,221,000 | 1,747 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $16,999,000 | 899 |
| Undivided profits | $5,221,000 | 4,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,546,000 | 1,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,266,000 | 1,521 |
| Earning assets | $312,277,000 | 1,439 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $338,147,600 | 1,432 |
| Average Assets, quarterly | $339,265,000 | 1,439 |
| Volatile liabilities | $21,011,000 | 2,253 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $15,701,000 | 2,139 |
| Tier 1 (core) risk-based capital | $18,073,000 | 2,092 |
| Tier 2 risk-based capital | $2,097,000 | 1,529 |
| Total risk weighted assets | $193,360,000 | 1,493 |
| Total unused commitments | $15,701,000 | 2,155 |
| Derivatives | $0 | 651 |