Home > Peoples National Bank > Income and Expense
Peoples National Bank, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,111,000 | 1,780 |
| Total interest expense | $5,088,000 | 1,611 |
| Net interest income | $11,023,000 | 1,832 |
| Provision for loan and lease losses | $-80,000 | 8,773 |
| Total noninterest income | $3,614,000 | 1,386 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,344,000 | 749 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,270,000 | 1,837 |
| Total noninterest expense | $8,860,000 | 1,826 |
| Salaries and employee benefits | $2,976,000 | 2,862 |
| Premises and equipment expense | $655,000 | 3,299 |
| Additional noninterest expense | $5,229,000 | 961 |
| Pre-tax net operating income | $5,857,000 | 1,469 |
| Securities gains (losses) | $-73,000 | 8,673 |
| Applicable income taxes | $226,000 | 4,593 |
| Income before extraordinary items | $5,558,000 | 1,180 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,558,000 | 1,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-332,000 | 8,920 |
| Cash dividends | $3,250,000 | 911 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,628,080 | 1,134 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,744,000 | 1,807 |
| Total interest expense | $3,723,000 | 1,623 |
| Net interest income | $8,021,000 | 1,878 |
| Provision for loan and lease losses | $420,000 | 1,701 |
| Total noninterest income | $2,663,000 | 1,416 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,778,000 | 744 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $885,000 | 1,940 |
| Total noninterest expense | $6,576,000 | 1,835 |
| Salaries and employee benefits | $2,223,000 | 2,837 |
| Premises and equipment expense | $487,000 | 3,327 |
| Additional noninterest expense | $3,866,000 | 968 |
| Pre-tax net operating income | $3,688,000 | 1,737 |
| Securities gains (losses) | $-73,000 | 8,861 |
| Applicable income taxes | $148,000 | 4,870 |
| Income before extraordinary items | $3,467,000 | 1,421 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,467,000 | 1,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-103,000 | 8,814 |
| Cash dividends | $3,250,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,537,080 | 1,341 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,416,000 | 1,886 |
| Total interest expense | $2,444,000 | 1,626 |
| Net interest income | $4,972,000 | 2,005 |
| Provision for loan and lease losses | $290,000 | 1,635 |
| Total noninterest income | $1,763,000 | 1,412 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,173,000 | 746 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $590,000 | 1,945 |
| Total noninterest expense | $4,380,000 | 1,822 |
| Salaries and employee benefits | $1,469,000 | 2,888 |
| Premises and equipment expense | $314,000 | 3,420 |
| Additional noninterest expense | $2,597,000 | 960 |
| Pre-tax net operating income | $2,065,000 | 1,990 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $70,000 | 5,279 |
| Income before extraordinary items | $1,995,000 | 1,608 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,995,000 | 1,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-169,000 | 8,967 |
| Cash dividends | $2,750,000 | 534 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,995,000 | 1,547 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,589,000 | 1,953 |
| Total interest expense | $1,214,000 | 1,660 |
| Net interest income | $2,375,000 | 2,120 |
| Provision for loan and lease losses | $170,000 | 1,314 |
| Total noninterest income | $829,000 | 1,453 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $571,000 | 746 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $258,000 | 2,082 |
| Total noninterest expense | $2,225,000 | 1,809 |
| Salaries and employee benefits | $755,000 | 2,834 |
| Premises and equipment expense | $173,000 | 3,191 |
| Additional noninterest expense | $1,297,000 | 956 |
| Pre-tax net operating income | $809,000 | 2,409 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-8,000 | 8,847 |
| Income before extraordinary items | $817,000 | 1,914 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $817,000 | 1,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-109,000 | 8,978 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $817,000 | 1,826 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,684,000 | 1,814 |
| Total interest expense | $4,577,000 | 1,954 |
| Net interest income | $11,107,000 | 1,750 |
| Provision for loan and lease losses | $-43,000 | 8,975 |
| Total noninterest income | $3,034,000 | 1,670 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,375,000 | 715 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $659,000 | 3,082 |
| Total noninterest expense | $9,239,000 | 1,727 |
| Salaries and employee benefits | $2,879,000 | 2,867 |
| Premises and equipment expense | $685,000 | 3,134 |
| Additional noninterest expense | $5,675,000 | 898 |
| Pre-tax net operating income | $4,945,000 | 1,645 |
| Securities gains (losses) | $125,000 | 1,696 |
| Applicable income taxes | $277,000 | 4,399 |
| Income before extraordinary items | $4,793,000 | 1,329 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,793,000 | 1,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-97,000 | 9,034 |
| Cash dividends | $4,750,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,674,250 | 1,290 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,944,000 | 1,814 |
| Total interest expense | $3,557,000 | 1,959 |
| Net interest income | $8,387,000 | 1,748 |
| Provision for loan and lease losses | $467,000 | 1,758 |
| Total noninterest income | $2,276,000 | 1,715 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,734,000 | 744 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $542,000 | 2,987 |
| Total noninterest expense | $6,687,000 | 1,786 |
| Salaries and employee benefits | $2,210,000 | 2,822 |
| Premises and equipment expense | $518,000 | 3,127 |
| Additional noninterest expense | $3,959,000 | 966 |
| Pre-tax net operating income | $3,509,000 | 1,786 |
| Securities gains (losses) | $188,000 | 1,267 |
| Applicable income taxes | $198,000 | 4,665 |
| Income before extraordinary items | $3,499,000 | 1,421 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,499,000 | 1,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-653,000 | 9,221 |
| Cash dividends | $4,000,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,320,400 | 1,400 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,075,000 | 1,801 |
| Total interest expense | $2,507,000 | 1,918 |
| Net interest income | $5,568,000 | 1,747 |
| Provision for loan and lease losses | $400,000 | 1,388 |
| Total noninterest income | $1,478,000 | 1,734 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,118,000 | 764 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $360,000 | 2,963 |
| Total noninterest expense | $4,247,000 | 1,862 |
| Salaries and employee benefits | $1,483,000 | 2,806 |
| Premises and equipment expense | $347,000 | 3,096 |
| Additional noninterest expense | $2,417,000 | 1,052 |
| Pre-tax net operating income | $2,399,000 | 1,746 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $120,000 | 4,860 |
| Income before extraordinary items | $2,279,000 | 1,441 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,279,000 | 1,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-124,000 | 9,150 |
| Cash dividends | $1,000,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,279,000 | 1,347 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 1,854 |
| Total interest expense | $1,292,000 | 1,906 |
| Net interest income | $2,674,000 | 1,827 |
| Provision for loan and lease losses | $199,000 | 1,386 |
| Total noninterest income | $648,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $467,000 | 877 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $181,000 | 2,891 |
| Total noninterest expense | $2,167,000 | 1,817 |
| Salaries and employee benefits | $746,000 | 2,787 |
| Premises and equipment expense | $211,000 | 2,633 |
| Additional noninterest expense | $1,210,000 | 1,016 |
| Pre-tax net operating income | $956,000 | 2,122 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $72,000 | 4,550 |
| Income before extraordinary items | $884,000 | 1,795 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $884,000 | 1,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 9,034 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $884,000 | 1,679 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,274,000 | 1,794 |
| Total interest expense | $5,806,000 | 1,955 |
| Net interest income | $11,468,000 | 1,694 |
| Provision for loan and lease losses | $1,105,000 | 1,232 |
| Total noninterest income | $2,654,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,955,000 | 818 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $699,000 | 2,712 |
| Total noninterest expense | $8,910,000 | 1,703 |
| Salaries and employee benefits | $3,894,000 | 2,055 |
| Premises and equipment expense | $1,104,000 | 1,992 |
| Additional noninterest expense | $3,912,000 | 1,231 |
| Pre-tax net operating income | $4,107,000 | 1,946 |
| Securities gains (losses) | $568,000 | 616 |
| Applicable income taxes | $305,000 | 4,416 |
| Income before extraordinary items | $4,370,000 | 1,424 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,370,000 | 1,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $917,000 | 1,048 |
| Cash dividends | $2,950,000 | 943 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,841,760 | 1,525 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $635,000 | 9,359 |
| Total interest expense | $265,000 | 9,323 |
| Net interest income | $370,000 | 9,332 |
| Provision for loan and lease losses | $169,000 | 4,556 |
| Total noninterest income | $73,000 | 8,870 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $69,000 | 7,188 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,000 | 9,354 |
| Total noninterest expense | $262,000 | 9,523 |
| Salaries and employee benefits | $173,000 | 9,453 |
| Premises and equipment expense | $34,000 | 9,367 |
| Additional noninterest expense | $55,000 | 9,545 |
| Pre-tax net operating income | $12,000 | 8,675 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $12,000 | 8,768 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $12,000 | 8,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $594,000 | 1,381 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $-68,000 | 9,488 |
| Net operating income | $12,000 | 8,681 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,325,000 | 2,158 |
| Total interest expense | $7,195,000 | 2,348 |
| Net interest income | $9,130,000 | 1,935 |
| Provision for loan and lease losses | $513,000 | 1,830 |
| Total noninterest income | $2,082,000 | 1,814 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,565,000 | 861 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $517,000 | 2,899 |
| Total noninterest expense | $5,721,000 | 2,391 |
| Salaries and employee benefits | $3,215,000 | 2,223 |
| Premises and equipment expense | $781,000 | 2,635 |
| Additional noninterest expense | $1,725,000 | 2,490 |
| Pre-tax net operating income | $4,978,000 | 1,486 |
| Securities gains (losses) | $5,000 | 1,371 |
| Applicable income taxes | $1,757,000 | 1,307 |
| Income before extraordinary items | $3,226,000 | 1,632 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,226,000 | 1,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 1,793 |
| Cash dividends | $605,000 | 3,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,222,750 | 1,623 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,242,000 | 2,476 |
| Total interest expense | $5,668,000 | 2,600 |
| Net interest income | $7,574,000 | 2,331 |
| Provision for loan and lease losses | $330,000 | 2,465 |
| Total noninterest income | $1,983,000 | 1,869 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,415,000 | 936 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $568,000 | 2,718 |
| Total noninterest expense | $5,097,000 | 2,646 |
| Salaries and employee benefits | $2,937,000 | 2,384 |
| Premises and equipment expense | $655,000 | 3,040 |
| Additional noninterest expense | $1,505,000 | 2,855 |
| Pre-tax net operating income | $4,130,000 | 1,795 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $1,494,000 | 1,610 |
| Income before extraordinary items | $2,639,000 | 2,004 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,639,000 | 2,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,985 |
| Cash dividends | $543,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,637,080 | 1,973 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,321,000 | 2,850 |
| Total interest expense | $4,771,000 | 3,135 |
| Net interest income | $6,550,000 | 2,609 |
| Provision for loan and lease losses | $330,000 | 2,400 |
| Total noninterest income | $1,925,000 | 1,890 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,289,000 | 955 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $636,000 | 2,550 |
| Total noninterest expense | $4,508,000 | 2,886 |
| Salaries and employee benefits | $2,549,000 | 2,656 |
| Premises and equipment expense | $634,000 | 3,016 |
| Additional noninterest expense | $1,325,000 | 3,085 |
| Pre-tax net operating income | $3,637,000 | 1,990 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,326,000 | 1,822 |
| Income before extraordinary items | $2,311,000 | 2,248 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,311,000 | 2,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,845 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,311,000 | 2,176 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,574,000 | 3,373 |
| Total interest expense | $3,814,000 | 3,852 |
| Net interest income | $5,760,000 | 3,027 |
| Provision for loan and lease losses | $165,000 | 3,914 |
| Total noninterest income | $1,305,000 | 2,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,034,000 | 1,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 4,163 |
| Total noninterest expense | $3,949,000 | 3,208 |
| Salaries and employee benefits | $2,138,000 | 3,094 |
| Premises and equipment expense | $565,000 | 3,333 |
| Additional noninterest expense | $1,246,000 | 3,244 |
| Pre-tax net operating income | $2,951,000 | 2,526 |
| Securities gains (losses) | $-9,000 | 9,978 |
| Applicable income taxes | $1,078,000 | 2,284 |
| Income before extraordinary items | $1,864,000 | 2,744 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,864,000 | 2,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,485 |
| Cash dividends | $84,000 | 6,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,869,760 | 2,683 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,333,000 | 4,389 |
| Total interest expense | $2,968,000 | 4,835 |
| Net interest income | $4,365,000 | 3,988 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $959,000 | 3,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $758,000 | 1,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,145 |
| Total noninterest expense | $2,853,000 | 4,475 |
| Salaries and employee benefits | $1,603,000 | 4,061 |
| Premises and equipment expense | $302,000 | 5,569 |
| Additional noninterest expense | $948,000 | 4,600 |
| Pre-tax net operating income | $2,471,000 | 2,792 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $917,000 | 2,537 |
| Income before extraordinary items | $1,554,000 | 3,092 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,554,000 | 3,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $43,000 | 7,669 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 374 |
| Net operating income | $1,554,000 | 3,051 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,828,000 | 6,147 |
| Total interest expense | $1,914,000 | 6,660 |
| Net interest income | $2,914,000 | 5,630 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $639,000 | 4,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $517,000 | 2,621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,598 |
| Total noninterest expense | $2,214,000 | 5,528 |
| Salaries and employee benefits | $1,117,000 | 5,541 |
| Premises and equipment expense | $258,000 | 6,220 |
| Additional noninterest expense | $839,000 | 5,053 |
| Pre-tax net operating income | $1,339,000 | 4,848 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $496,000 | 4,219 |
| Income before extraordinary items | $838,000 | 5,267 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $838,000 | 5,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,436 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 455 |
| Net operating income | $841,200 | 5,237 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,371,000 | 7,523 |
| Total interest expense | $1,176,000 | 8,000 |
| Net interest income | $2,195,000 | 7,103 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $470,000 | 5,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $391,000 | 3,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,286 |
| Total noninterest expense | $1,983,000 | 6,252 |
| Salaries and employee benefits | $938,000 | 6,424 |
| Premises and equipment expense | $326,000 | 5,358 |
| Additional noninterest expense | $719,000 | 6,190 |
| Pre-tax net operating income | $682,000 | 7,507 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $269,000 | 6,265 |
| Income before extraordinary items | $413,000 | 8,082 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $413,000 | 8,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,693 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $950,000 | 447 |
| Net operating income | $413,000 | 8,107 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $532,000 | 13,023 |
| Total interest expense | $196,000 | 13,008 |
| Net interest income | $336,000 | 12,942 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $75,000 | 11,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,687 |
| Total noninterest expense | $441,000 | 12,465 |
| Salaries and employee benefits | $191,000 | 12,709 |
| Premises and equipment expense | $78,000 | 11,231 |
| Additional noninterest expense | $172,000 | 12,128 |
| Pre-tax net operating income | $-30,000 | 12,504 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-27,000 | 12,585 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-27,000 | 12,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 12,611 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-30,000 | 12,473 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 9,140 |
| Total interest expense | $1,172,000 | 9,708 |
| Net interest income | $1,736,000 | 8,540 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $406,000 | 6,492 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 4,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,855 |
| Total noninterest expense | $1,966,000 | 6,470 |
| Salaries and employee benefits | $709,000 | 7,918 |
| Premises and equipment expense | $350,000 | 5,369 |
| Additional noninterest expense | $907,000 | 5,487 |
| Pre-tax net operating income | $136,000 | 11,659 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $30,000 | 11,811 |
| Income before extraordinary items | $106,000 | 11,864 |
| Extraordinary gains, net | $30,000 | 1,127 |
| Net income | $136,000 | 11,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 2,526 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $106,000 | 11,566 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.