Home > Peoples National Bank > Assets and Liabilities
Peoples National Bank, Assets and Liabilities
| 2004-12-31 | Rank | |
| # of Employees: | 70 | 2,465 |
| Assets and Liabilities | ||
| Total Assets: | $369,733,000 | 1,623 |
| Cash and due from depository institutions | $9,341,000 | 2,465 |
| Interest-bearing balances | $90,000 | 5,355 |
| Securities | $101,219,000 | 1,276 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $233,495,000 | 1,690 |
| Loan loss allowance | $2,670,000 | 1,754 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,117,000 | 2,064 |
| Other real estate owned | $4,000 | 2,465 |
| Goodwill and other intangibles | $13,780,000 | 440 |
| All other assets | $6,777,000 | 2,102 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $369,733,000 | 1,623 |
| Total liabilities | $329,409,000 | 1,637 |
| Total deposits | $302,959,000 | 1,555 |
| Interest-bearing deposits | $262,252,000 | 1,516 |
| Deposits held in domestic offices | $302,959,000 | 1,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,455,000 | 863 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $9,400,000 | 2,696 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $595,000 | 4,315 |
| Total equity capital | $40,324,000 | 1,416 |
| Total bank equity capital | $40,324,000 | 1,416 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000 | 7,861 |
| Surplus | $36,324,000 | 687 |
| Undivided profits | $3,990,000 | 5,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $508,000 | 3,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,780,000 | 968 |
| Earning assets | $334,804,000 | 1,635 |
| Long-term assets (5+ years) | $104,625,000 | 1,011 |
| Average Assets, year-to-date | $350,881,600 | 1,623 |
| Average Assets, quarterly | $371,977,000 | 1,595 |
| Volatile liabilities | $47,935,000 | 2,188 |
| Insider loans | $3,696,000 | 1,654 |
| FHLB advances | $5,900,000 | 3,198 |
| Loans and leases held for sale | $266,000 | 1,374 |
| Unused loan commitments | $33,958,000 | 2,141 |
| Tier 1 (core) risk-based capital | $26,337,000 | 2,116 |
| Tier 2 risk-based capital | $2,670,000 | 1,702 |
| Total risk weighted assets | $235,424,000 | 1,750 |
| Total unused commitments | $33,958,000 | 2,141 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 69 | 2,501 |
| Assets and Liabilities | ||
| Total Assets: | $374,221,000 | 1,574 |
| Cash and due from depository institutions | $12,425,000 | 2,501 |
| Interest-bearing balances | $125,000 | 4,898 |
| Securities | $88,640,000 | 1,445 |
| Federal funds sold & reverse repurchase agreements | $12,090,000 | 941 |
| Net loans & leases | $234,566,000 | 1,641 |
| Loan loss allowance | $2,941,000 | 1,577 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,110,000 | 2,032 |
| Other real estate owned | $4,000 | 2,501 |
| Goodwill and other intangibles | $14,220,000 | 428 |
| All other assets | $7,166,000 | 1,963 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $374,221,000 | 1,574 |
| Total liabilities | $335,425,000 | 1,574 |
| Total deposits | $325,234,000 | 1,400 |
| Interest-bearing deposits | $286,807,000 | 1,353 |
| Deposits held in domestic offices | $325,234,000 | 1,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $9,400,000 | 2,681 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $791,000 | 3,740 |
| Total equity capital | $38,796,000 | 1,453 |
| Total bank equity capital | $38,796,000 | 1,453 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $10,000 | 7,904 |
| Surplus | $36,324,000 | 670 |
| Undivided profits | $2,462,000 | 6,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $501,000 | 3,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,781,000 | 987 |
| Earning assets | $335,421,000 | 1,603 |
| Long-term assets (5+ years) | $106,108,000 | 995 |
| Average Assets, year-to-date | $346,168,750 | 1,635 |
| Average Assets, quarterly | $364,622,500 | 1,594 |
| Volatile liabilities | $36,634,000 | 2,667 |
| Insider loans | $3,791,000 | 1,549 |
| FHLB advances | $5,900,000 | 3,204 |
| Loans and leases held for sale | $582,000 | 1,114 |
| Unused loan commitments | $33,301,000 | 2,137 |
| Tier 1 (core) risk-based capital | $23,806,000 | 2,290 |
| Tier 2 risk-based capital | $2,941,000 | 1,530 |
| Total risk weighted assets | $235,945,000 | 1,712 |
| Total unused commitments | $33,301,000 | 2,142 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 68 | 2,551 |
| Assets and Liabilities | ||
| Total Assets: | $355,024,000 | 1,631 |
| Cash and due from depository institutions | $9,754,000 | 2,551 |
| Interest-bearing balances | $80,000 | 5,530 |
| Securities | $99,451,000 | 1,320 |
| Federal funds sold & reverse repurchase agreements | $7,025,000 | 1,503 |
| Net loans & leases | $210,094,000 | 1,779 |
| Loan loss allowance | $2,877,000 | 1,592 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,129,000 | 1,998 |
| Other real estate owned | $184,000 | 2,551 |
| Goodwill and other intangibles | $14,660,000 | 407 |
| All other assets | $8,727,000 | 1,688 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $355,024,000 | 1,631 |
| Total liabilities | $318,424,000 | 1,636 |
| Total deposits | $308,282,000 | 1,471 |
| Interest-bearing deposits | $252,880,000 | 1,543 |
| Deposits held in domestic offices | $308,282,000 | 1,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,400,000 | 2,668 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $742,000 | 3,611 |
| Total equity capital | $36,600,000 | 1,486 |
| Total bank equity capital | $36,600,000 | 1,486 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $10,000 | 7,957 |
| Surplus | $36,324,000 | 662 |
| Undivided profits | $266,000 | 7,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,881,000 | 1,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,342,000 | 1,115 |
| Earning assets | $316,650,000 | 1,671 |
| Long-term assets (5+ years) | $98,705,000 | 1,103 |
| Average Assets, year-to-date | $336,818,000 | 1,666 |
| Average Assets, quarterly | $343,378,500 | 1,663 |
| Volatile liabilities | $33,512,000 | 2,793 |
| Insider loans | $13,000 | 8,019 |
| FHLB advances | $5,900,000 | 3,173 |
| Loans and leases held for sale | $42,000 | 1,794 |
| Unused loan commitments | $28,359,000 | 2,359 |
| Tier 1 (core) risk-based capital | $22,393,000 | 2,381 |
| Tier 2 risk-based capital | $2,659,000 | 1,656 |
| Total risk weighted assets | $212,490,000 | 1,837 |
| Total unused commitments | $28,359,000 | 2,361 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 71 | 2,430 |
| Assets and Liabilities | ||
| Total Assets: | $331,733,000 | 1,723 |
| Cash and due from depository institutions | $12,846,000 | 2,430 |
| Interest-bearing balances | $82,000 | 5,605 |
| Securities | $80,705,000 | 1,608 |
| Federal funds sold & reverse repurchase agreements | $925,000 | 5,699 |
| Net loans & leases | $209,314,000 | 1,752 |
| Loan loss allowance | $2,697,000 | 1,698 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,064,000 | 1,981 |
| Other real estate owned | $15,000 | 2,430 |
| Goodwill and other intangibles | $15,375,000 | 383 |
| All other assets | $7,489,000 | 1,802 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $331,733,000 | 1,723 |
| Total liabilities | $291,317,000 | 1,759 |
| Total deposits | $280,128,000 | 1,617 |
| Interest-bearing deposits | $245,234,000 | 1,574 |
| Deposits held in domestic offices | $280,128,000 | 1,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,400,000 | 2,360 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $789,000 | 3,768 |
| Total equity capital | $40,416,000 | 1,379 |
| Total bank equity capital | $40,416,000 | 1,379 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $10,000 | 7,982 |
| Surplus | $36,599,000 | 644 |
| Undivided profits | $3,807,000 | 5,331 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,937,000 | 1,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,465,000 | 1,054 |
| Earning assets | $291,026,000 | 1,793 |
| Long-term assets (5+ years) | $83,979,000 | 1,223 |
| Average Assets, year-to-date | $327,715,000 | 1,722 |
| Average Assets, quarterly | $327,715,000 | 1,722 |
| Volatile liabilities | $31,476,000 | 2,836 |
| Insider loans | $13,000 | 8,025 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $709,000 | 1,146 |
| Unused loan commitments | $29,850,000 | 2,229 |
| Tier 1 (core) risk-based capital | $23,525,000 | 2,238 |
| Tier 2 risk-based capital | $2,576,000 | 1,677 |
| Total risk weighted assets | $205,988,000 | 1,850 |
| Total unused commitments | $29,850,000 | 2,233 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 68 | 2,558 |
| Assets and Liabilities | ||
| Total Assets: | $323,697,000 | 1,752 |
| Cash and due from depository institutions | $12,672,000 | 2,558 |
| Interest-bearing balances | $7,000 | 6,707 |
| Securities | $77,343,000 | 1,716 |
| Federal funds sold & reverse repurchase agreements | $7,596,000 | 1,561 |
| Net loans & leases | $198,987,000 | 1,816 |
| Loan loss allowance | $2,418,000 | 1,874 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,135,000 | 1,928 |
| Other real estate owned | $0 | 2,558 |
| Goodwill and other intangibles | $15,815,000 | 383 |
| All other assets | $6,149,000 | 2,133 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $323,697,000 | 1,752 |
| Total liabilities | $284,851,000 | 1,791 |
| Total deposits | $273,449,000 | 1,646 |
| Interest-bearing deposits | $238,910,000 | 1,608 |
| Deposits held in domestic offices | $273,449,000 | 1,643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,400,000 | 2,371 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,002,000 | 3,097 |
| Total equity capital | $38,846,000 | 1,408 |
| Total bank equity capital | $38,846,000 | 1,408 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $10,000 | 8,040 |
| Surplus | $36,599,000 | 640 |
| Undivided profits | $2,237,000 | 6,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $707,000 | 3,411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,575,000 | 1,023 |
| Earning assets | $283,933,000 | 1,820 |
| Long-term assets (5+ years) | $77,352,000 | 1,349 |
| Average Assets, year-to-date | $320,475,400 | 1,694 |
| Average Assets, quarterly | $324,414,500 | 1,725 |
| Volatile liabilities | $32,333,000 | 2,779 |
| Insider loans | $11,000 | 8,103 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $1,059,000 | 859 |
| Unused loan commitments | $31,181,000 | 2,095 |
| Tier 1 (core) risk-based capital | $22,269,000 | 2,341 |
| Tier 2 risk-based capital | $2,418,000 | 1,761 |
| Total risk weighted assets | $194,160,000 | 1,936 |
| Total unused commitments | $31,181,000 | 2,098 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 67 | 2,600 |
| Assets and Liabilities | ||
| Total Assets: | $325,132,000 | 1,735 |
| Cash and due from depository institutions | $19,790,000 | 2,600 |
| Interest-bearing balances | $365,000 | 4,131 |
| Securities | $74,686,000 | 1,749 |
| Federal funds sold & reverse repurchase agreements | $14,870,000 | 980 |
| Net loans & leases | $188,323,000 | 1,886 |
| Loan loss allowance | $3,484,000 | 1,337 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,192,000 | 1,889 |
| Other real estate owned | $92,000 | 2,600 |
| Goodwill and other intangibles | $16,466,000 | 379 |
| All other assets | $5,713,000 | 2,248 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $325,132,000 | 1,735 |
| Total liabilities | $286,097,000 | 1,782 |
| Total deposits | $274,544,000 | 1,635 |
| Interest-bearing deposits | $238,587,000 | 1,614 |
| Deposits held in domestic offices | $274,544,000 | 1,633 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,630,000 | 2,284 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $923,000 | 3,399 |
| Total equity capital | $39,035,000 | 1,410 |
| Total bank equity capital | $39,035,000 | 1,410 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $10,000 | 8,092 |
| Surplus | $36,599,000 | 647 |
| Undivided profits | $2,426,000 | 6,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,325,000 | 2,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,768,000 | 988 |
| Earning assets | $278,244,000 | 1,856 |
| Long-term assets (5+ years) | $70,451,000 | 1,475 |
| Average Assets, year-to-date | $319,670,000 | 1,711 |
| Average Assets, quarterly | $322,609,000 | 1,737 |
| Volatile liabilities | $33,725,000 | 2,649 |
| Insider loans | $4,597,000 | 1,174 |
| FHLB advances | $6,900,000 | 2,774 |
| Loans and leases held for sale | $298,000 | 1,600 |
| Unused loan commitments | $33,056,000 | 2,028 |
| Tier 1 (core) risk-based capital | $21,074,000 | 2,456 |
| Tier 2 risk-based capital | $2,345,000 | 1,817 |
| Total risk weighted assets | $186,474,000 | 2,006 |
| Total unused commitments | $33,056,000 | 2,028 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 72 | 2,417 |
| Assets and Liabilities | ||
| Total Assets: | $320,086,000 | 1,749 |
| Cash and due from depository institutions | $15,633,000 | 2,417 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $78,301,000 | 1,604 |
| Federal funds sold & reverse repurchase agreements | $11,870,000 | 1,330 |
| Net loans & leases | $186,796,000 | 1,862 |
| Loan loss allowance | $2,888,000 | 1,569 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,245,000 | 1,839 |
| Other real estate owned | $307,000 | 2,417 |
| Goodwill and other intangibles | $17,119,000 | 354 |
| All other assets | $4,815,000 | 2,478 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $320,086,000 | 1,749 |
| Total liabilities | $278,320,000 | 1,810 |
| Total deposits | $267,994,000 | 1,663 |
| Interest-bearing deposits | $232,347,000 | 1,639 |
| Deposits held in domestic offices | $267,994,000 | 1,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,435,000 | 2,458 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $891,000 | 3,570 |
| Total equity capital | $41,766,000 | 1,295 |
| Total bank equity capital | $41,766,000 | 1,295 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $10,000 | 8,122 |
| Surplus | $36,599,000 | 634 |
| Undivided profits | $5,157,000 | 4,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $463,000 | 4,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,399,000 | 1,136 |
| Earning assets | $276,967,000 | 1,845 |
| Long-term assets (5+ years) | $64,703,000 | 1,489 |
| Average Assets, year-to-date | $317,849,330 | 1,716 |
| Average Assets, quarterly | $322,457,500 | 1,712 |
| Volatile liabilities | $29,961,000 | 2,837 |
| Insider loans | $4,686,000 | 1,130 |
| FHLB advances | $5,500,000 | 2,983 |
| Loans and leases held for sale | $2,598,000 | 1,020 |
| Unused loan commitments | $33,685,000 | 1,940 |
| Tier 1 (core) risk-based capital | $22,201,000 | 2,307 |
| Tier 2 risk-based capital | $2,271,000 | 1,836 |
| Total risk weighted assets | $181,037,000 | 2,024 |
| Total unused commitments | $33,685,000 | 1,950 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 69 | 2,499 |
| Assets and Liabilities | ||
| Total Assets: | $324,829,000 | 1,689 |
| Cash and due from depository institutions | $17,550,000 | 2,499 |
| Interest-bearing balances | $44,000 | 5,948 |
| Securities | $77,802,000 | 1,591 |
| Federal funds sold & reverse repurchase agreements | $12,785,000 | 1,292 |
| Net loans & leases | $189,089,000 | 1,818 |
| Loan loss allowance | $2,598,000 | 1,705 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,366,000 | 1,754 |
| Other real estate owned | $69,000 | 2,499 |
| Goodwill and other intangibles | $17,669,000 | 335 |
| All other assets | $4,499,000 | 2,562 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $324,829,000 | 1,689 |
| Total liabilities | $280,151,000 | 1,761 |
| Total deposits | $272,608,000 | 1,610 |
| Interest-bearing deposits | $235,687,000 | 1,617 |
| Deposits held in domestic offices | $272,608,000 | 1,606 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,500,000 | 2,829 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,043,000 | 3,255 |
| Total equity capital | $44,678,000 | 1,196 |
| Total bank equity capital | $44,678,000 | 1,196 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,000 | 8,162 |
| Surplus | $41,598,000 | 569 |
| Undivided profits | $3,070,000 | 5,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,137,000 | 2,594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,641,000 | 1,055 |
| Earning assets | $279,720,000 | 1,795 |
| Long-term assets (5+ years) | $24,008,000 | 3,021 |
| Average Assets, year-to-date | $316,731,000 | 1,710 |
| Average Assets, quarterly | $316,731,000 | 1,710 |
| Volatile liabilities | $34,383,000 | 2,529 |
| Insider loans | $4,627,000 | 1,127 |
| FHLB advances | $3,000,000 | 3,622 |
| Loans and leases held for sale | $2,083,000 | 991 |
| Unused loan commitments | $22,939,000 | 2,461 |
| Tier 1 (core) risk-based capital | $25,256,000 | 1,987 |
| Tier 2 risk-based capital | $2,357,000 | 1,731 |
| Total risk weighted assets | $188,357,000 | 1,915 |
| Total unused commitments | $22,939,000 | 2,468 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 89 | 1,931 |
| Assets and Liabilities | ||
| Total Assets: | $308,633,000 | 1,743 |
| Cash and due from depository institutions | $15,906,000 | 1,931 |
| Interest-bearing balances | $36,000 | 6,020 |
| Securities | $68,841,000 | 1,777 |
| Federal funds sold & reverse repurchase agreements | $3,715,000 | 3,475 |
| Net loans & leases | $191,865,000 | 1,780 |
| Loan loss allowance | $2,364,000 | 1,814 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,787,000 | 1,605 |
| Other real estate owned | $0 | 1,931 |
| Goodwill and other intangibles | $18,218,000 | 314 |
| All other assets | $4,301,000 | 2,616 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $308,633,000 | 1,743 |
| Total liabilities | $263,759,000 | 1,843 |
| Total deposits | $255,986,000 | 1,696 |
| Interest-bearing deposits | $224,424,000 | 1,659 |
| Deposits held in domestic offices | $255,986,000 | 1,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,500,000 | 2,864 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,273,000 | 2,863 |
| Total equity capital | $44,874,000 | 1,168 |
| Total bank equity capital | $44,874,000 | 1,168 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $10,000 | 8,197 |
| Surplus | $41,599,000 | 553 |
| Undivided profits | $3,265,000 | 5,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,898,000 | 1,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,950,000 | 956 |
| Earning assets | $264,457,000 | 1,854 |
| Long-term assets (5+ years) | $20,534,000 | 3,276 |
| Average Assets, year-to-date | $313,251,800 | 1,616 |
| Average Assets, quarterly | $312,410,500 | 1,703 |
| Volatile liabilities | $31,103,000 | 2,724 |
| Insider loans | $4,516,000 | 1,136 |
| FHLB advances | $3,000,000 | 3,644 |
| Loans and leases held for sale | $1,901,000 | 1,074 |
| Unused loan commitments | $23,089,000 | 2,383 |
| Tier 1 (core) risk-based capital | $24,823,000 | 1,985 |
| Tier 2 risk-based capital | $2,255,000 | 1,761 |
| Total risk weighted assets | $180,324,000 | 1,953 |
| Total unused commitments | $23,089,000 | 2,389 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 96 | 1,750 |
| Assets and Liabilities | ||
| Total Assets: | $315,761,000 | 1,603 |
| Cash and due from depository institutions | $14,074,000 | 1,750 |
| Interest-bearing balances | $22,000 | 6,241 |
| Securities | $66,896,000 | 1,676 |
| Federal funds sold & reverse repurchase agreements | $14,200,000 | 1,027 |
| Net loans & leases | $189,058,000 | 1,743 |
| Loan loss allowance | $2,176,000 | 1,821 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,382,000 | 1,663 |
| Other real estate owned | $0 | 1,750 |
| Goodwill and other intangibles | $21,023,000 | 276 |
| All other assets | $5,128,000 | 2,150 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $315,761,000 | 1,603 |
| Total liabilities | $274,131,000 | 1,679 |
| Total deposits | $265,530,000 | 1,509 |
| Interest-bearing deposits | $227,723,000 | 1,529 |
| Deposits held in domestic offices | $265,530,000 | 1,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,500,000 | 2,519 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,101,000 | 3,236 |
| Total equity capital | $41,630,000 | 1,174 |
| Total bank equity capital | $41,630,000 | 1,174 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $10,000 | 8,417 |
| Surplus | $41,599,000 | 545 |
| Undivided profits | $21,000 | 8,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $681,000 | 3,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,301,000 | 924 |
| Earning assets | $270,176,000 | 1,727 |
| Long-term assets (5+ years) | $29,907,000 | 2,500 |
| Average Assets, year-to-date | $261,032,400 | 1,858 |
| Average Assets, quarterly | $293,307,500 | 1,712 |
| Volatile liabilities | $36,581,000 | 2,290 |
| Insider loans | $2,333,000 | 2,095 |
| FHLB advances | $4,000,000 | 3,115 |
| Loans and leases held for sale | $2,146,000 | 889 |
| Unused loan commitments | $23,235,000 | 2,244 |
| Tier 1 (core) risk-based capital | $20,598,000 | 2,268 |
| Tier 2 risk-based capital | $2,176,000 | 1,703 |
| Total risk weighted assets | $182,791,000 | 1,853 |
| Total unused commitments | $23,235,000 | 2,250 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 87 | 1,932 |
| Assets and Liabilities | ||
| Total Assets: | $224,048,000 | 2,179 |
| Cash and due from depository institutions | $12,238,000 | 1,932 |
| Interest-bearing balances | $59,000 | 5,236 |
| Securities | $38,081,000 | 2,809 |
| Federal funds sold & reverse repurchase agreements | $4,550,000 | 2,567 |
| Net loans & leases | $160,860,000 | 1,982 |
| Loan loss allowance | $2,091,000 | 1,832 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,544,000 | 1,922 |
| Other real estate owned | $142,000 | 1,932 |
| Goodwill and other intangibles | $384,000 | 1,989 |
| All other assets | $3,249,000 | 2,664 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,048,000 | 2,179 |
| Total liabilities | $206,573,000 | 2,119 |
| Total deposits | $202,099,000 | 1,925 |
| Interest-bearing deposits | $170,343,000 | 1,976 |
| Deposits held in domestic offices | $202,099,000 | 1,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,500,000 | 3,329 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $974,000 | 3,672 |
| Total equity capital | $17,475,000 | 2,692 |
| Total bank equity capital | $17,475,000 | 2,692 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $716,000 | 3,858 |
| Surplus | $5,112,000 | 2,964 |
| Undivided profits | $11,647,000 | 2,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $264,000 | 5,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,219,000 | 1,116 |
| Earning assets | $203,550,000 | 2,195 |
| Long-term assets (5+ years) | $19,447,000 | 3,210 |
| Average Assets, year-to-date | $211,911,200 | 2,180 |
| Average Assets, quarterly | $220,180,500 | 2,173 |
| Volatile liabilities | $21,219,000 | 3,518 |
| Insider loans | $1,323,000 | 3,194 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $807,000 | 793 |
| Unused loan commitments | $27,069,000 | 1,877 |
| Tier 1 (core) risk-based capital | $16,988,000 | 2,638 |
| Tier 2 risk-based capital | $1,945,420 | 1,827 |
| Total risk weighted assets | $155,487,820 | 2,059 |
| Total unused commitments | $27,069,000 | 1,879 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 84 | 2,056 |
| Assets and Liabilities | ||
| Total Assets: | $195,952,000 | 2,413 |
| Cash and due from depository institutions | $11,140,000 | 2,056 |
| Interest-bearing balances | $15,000 | 6,171 |
| Securities | $37,063,000 | 2,992 |
| Federal funds sold & reverse repurchase agreements | $5,725,000 | 1,671 |
| Net loans & leases | $134,164,000 | 2,255 |
| Loan loss allowance | $1,885,000 | 1,949 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,454,000 | 1,918 |
| Other real estate owned | $45,000 | 2,056 |
| Goodwill and other intangibles | $433,000 | 1,979 |
| All other assets | $2,928,000 | 2,883 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,952,000 | 2,413 |
| Total liabilities | $181,750,000 | 2,356 |
| Total deposits | $177,528,000 | 2,138 |
| Interest-bearing deposits | $150,339,000 | 2,179 |
| Deposits held in domestic offices | $177,528,000 | 2,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,500,000 | 3,318 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $722,000 | 4,158 |
| Total equity capital | $14,202,000 | 3,110 |
| Total bank equity capital | $14,202,000 | 3,110 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $716,000 | 3,968 |
| Surplus | $5,112,000 | 2,925 |
| Undivided profits | $8,374,000 | 2,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $589,000 | 3,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,596,000 | 1,335 |
| Earning assets | $176,967,000 | 2,458 |
| Long-term assets (5+ years) | $18,784,000 | 3,442 |
| Average Assets, year-to-date | $182,983,400 | 2,471 |
| Average Assets, quarterly | $193,385,500 | 2,410 |
| Volatile liabilities | $21,517,000 | 3,312 |
| Insider loans | $842,000 | 4,154 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $950,000 | 709 |
| Unused loan commitments | $20,086,000 | 2,362 |
| Tier 1 (core) risk-based capital | $14,318,000 | 3,062 |
| Tier 2 risk-based capital | $1,624,500 | 2,038 |
| Total risk weighted assets | $129,699,600 | 2,363 |
| Total unused commitments | $20,086,000 | 2,366 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 77 | 2,264 |
| Assets and Liabilities | ||
| Total Assets: | $165,999,000 | 2,771 |
| Cash and due from depository institutions | $9,268,000 | 2,264 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $22,600,000 | 4,443 |
| Federal funds sold & reverse repurchase agreements | $15,500,000 | 1,051 |
| Net loans & leases | $111,300,000 | 2,489 |
| Loan loss allowance | $1,693,000 | 2,100 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,568,000 | 1,748 |
| Other real estate owned | $103,000 | 2,264 |
| Goodwill and other intangibles | $483,000 | 1,873 |
| All other assets | $2,177,000 | 3,309 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,999,000 | 2,771 |
| Total liabilities | $153,303,000 | 2,715 |
| Total deposits | $152,127,000 | 2,514 |
| Interest-bearing deposits | $125,794,000 | 2,576 |
| Deposits held in domestic offices | $152,127,000 | 2,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $500,000 | 4,176 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $676,000 | 4,719 |
| Total equity capital | $12,696,000 | 3,527 |
| Total bank equity capital | $12,696,000 | 3,527 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $716,000 | 3,997 |
| Surplus | $5,112,000 | 2,773 |
| Undivided profits | $6,868,000 | 3,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $351,000 | 4,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,396 |
| Income earned, not collected on loans | $1,478,000 | 1,429 |
| Earning assets | $149,400,000 | 2,833 |
| Long-term assets (5+ years) | $11,040,000 | 4,496 |
| Average Assets, year-to-date | $148,711,000 | 2,899 |
| Average Assets, quarterly | $160,576,500 | 2,818 |
| Volatile liabilities | $12,060,000 | 4,438 |
| Insider loans | $2,057,000 | 2,076 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,306,000 | 957 |
| Unused loan commitments | $14,394,000 | 2,876 |
| Tier 1 (core) risk-based capital | $12,172,000 | 3,492 |
| Tier 2 risk-based capital | $1,347,720 | 2,318 |
| Total risk weighted assets | $107,472,020 | 2,642 |
| Total unused commitments | $14,394,000 | 2,883 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 71 | 2,536 |
| Assets and Liabilities | ||
| Total Assets: | $133,435,000 | 3,323 |
| Cash and due from depository institutions | $7,135,000 | 2,536 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $13,798,000 | 6,307 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $106,303,000 | 2,604 |
| Loan loss allowance | $1,452,000 | 2,408 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,167,000 | 1,906 |
| Other real estate owned | $0 | 2,536 |
| Goodwill and other intangibles | $532,000 | 1,726 |
| All other assets | $1,500,000 | 4,451 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,435,000 | 3,323 |
| Total liabilities | $123,039,000 | 3,237 |
| Total deposits | $121,227,000 | 3,073 |
| Interest-bearing deposits | $99,553,000 | 3,198 |
| Deposits held in domestic offices | $121,227,000 | 3,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,225,000 | 2,518 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $587,000 | 5,284 |
| Total equity capital | $10,396,000 | 4,152 |
| Total bank equity capital | $10,396,000 | 4,152 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $716,000 | 4,131 |
| Surplus | $5,112,000 | 2,696 |
| Undivided profits | $4,568,000 | 4,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 7,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $14,000 | 1,556 |
| Income earned, not collected on loans | $1,214,000 | 1,842 |
| Earning assets | $120,101,000 | 3,376 |
| Long-term assets (5+ years) | $5,296,000 | 5,853 |
| Average Assets, year-to-date | $122,856,800 | 3,406 |
| Average Assets, quarterly | $131,036,000 | 3,334 |
| Volatile liabilities | $9,949,000 | 5,027 |
| Insider loans | $1,706,000 | 2,351 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,819,000 | 623 |
| Unused loan commitments | $13,485,000 | 2,793 |
| Tier 1 (core) risk-based capital | $9,812,000 | 4,239 |
| Tier 2 risk-based capital | $1,192,750 | 2,489 |
| Total risk weighted assets | $95,160,950 | 2,904 |
| Total unused commitments | $13,485,000 | 2,799 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 66 | 2,873 |
| Assets and Liabilities | ||
| Total Assets: | $112,490,000 | 3,974 |
| Cash and due from depository institutions | $11,117,000 | 2,873 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $14,914,000 | 6,444 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $80,391,000 | 3,386 |
| Loan loss allowance | $1,358,000 | 2,680 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,967,000 | 2,000 |
| Other real estate owned | $0 | 2,873 |
| Goodwill and other intangibles | $581,000 | 1,594 |
| All other assets | $1,520,000 | 4,568 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,490,000 | 3,974 |
| Total liabilities | $103,931,000 | 3,883 |
| Total deposits | $101,394,000 | 3,725 |
| Interest-bearing deposits | $82,109,000 | 3,958 |
| Deposits held in domestic offices | $101,394,000 | 3,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,700,000 | 2,370 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $837,000 | 4,035 |
| Total equity capital | $8,559,000 | 4,954 |
| Total bank equity capital | $8,559,000 | 4,954 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $716,000 | 4,401 |
| Surplus | $5,112,000 | 2,777 |
| Undivided profits | $2,731,000 | 6,344 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 5,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,577 |
| Income earned, not collected on loans | $961,000 | 2,340 |
| Earning assets | $95,305,000 | 4,283 |
| Long-term assets (5+ years) | $2,904,000 | 7,096 |
| Average Assets, year-to-date | $96,488,800 | 4,406 |
| Average Assets, quarterly | $110,645,500 | 3,994 |
| Volatile liabilities | $8,551,000 | 5,377 |
| Insider loans | $1,237,000 | 3,093 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $278,000 | 1,160 |
| Unused loan commitments | $9,067,000 | 3,599 |
| Tier 1 (core) risk-based capital | $7,983,000 | 5,146 |
| Tier 2 risk-based capital | $960,550 | 3,091 |
| Total risk weighted assets | $76,446,450 | 3,557 |
| Total unused commitments | $9,067,000 | 3,613 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $76,378,000 | 5,562 |
| Cash and due from depository institutions | $3,828,000 | 4,916 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $11,255,000 | 7,842 |
| Federal funds sold & reverse repurchase agreements | $5,625,000 | 2,577 |
| Net loans & leases | $52,085,000 | 4,838 |
| Loan loss allowance | $1,369,000 | 2,673 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,984,000 | 3,729 |
| Other real estate owned | $45,000 | 4,916 |
| Goodwill and other intangibles | $630,000 | 1,435 |
| All other assets | $926,000 | 6,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,378,000 | 5,562 |
| Total liabilities | $70,326,000 | 5,442 |
| Total deposits | $69,632,000 | 5,271 |
| Interest-bearing deposits | $57,814,000 | 5,448 |
| Deposits held in domestic offices | $69,632,000 | 5,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $694,000 | 4,907 |
| Total equity capital | $6,052,000 | 6,514 |
| Total bank equity capital | $6,052,000 | 6,514 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $666,000 | 4,760 |
| Surplus | $4,163,000 | 3,323 |
| Undivided profits | $1,223,000 | 8,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 6,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,438 |
| Income earned, not collected on loans | $591,000 | 4,039 |
| Earning assets | $68,965,000 | 5,633 |
| Long-term assets (5+ years) | $2,520,000 | 7,412 |
| Average Assets, year-to-date | $65,440,600 | 6,051 |
| Average Assets, quarterly | $72,812,500 | 5,709 |
| Volatile liabilities | $4,095,000 | 7,581 |
| Insider loans | $279,000 | 7,242 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $963,000 | 826 |
| Unused loan commitments | $4,842,000 | 5,075 |
| Tier 1 (core) risk-based capital | $5,423,000 | 6,875 |
| Tier 2 risk-based capital | $625,140 | 4,416 |
| Total risk weighted assets | $49,267,040 | 5,094 |
| Total unused commitments | $4,842,000 | 5,088 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 33 | 5,756 |
| Assets and Liabilities | ||
| Total Assets: | $57,231,000 | 6,881 |
| Cash and due from depository institutions | $4,921,000 | 5,756 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $9,623,000 | 8,873 |
| Federal funds sold & reverse repurchase agreements | $2,625,000 | 3,108 |
| Net loans & leases | $37,516,000 | 6,049 |
| Loan loss allowance | $1,363,000 | 2,750 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $910,000 | 6,436 |
| Other real estate owned | $0 | 5,756 |
| Goodwill and other intangibles | $680,000 | 1,273 |
| All other assets | $956,000 | 6,926 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,231,000 | 6,881 |
| Total liabilities | $52,338,000 | 6,830 |
| Total deposits | $51,994,000 | 6,615 |
| Interest-bearing deposits | $41,373,000 | 6,939 |
| Deposits held in domestic offices | $51,994,000 | 6,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $344,000 | 6,740 |
| Total equity capital | $4,893,000 | 7,234 |
| Total bank equity capital | $4,893,000 | 7,234 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $634,000 | 5,064 |
| Surplus | $3,945,000 | 3,418 |
| Undivided profits | $314,000 | 10,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $525,000 | 4,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $512,000 | 4,125 |
| Earning assets | $49,764,000 | 7,087 |
| Long-term assets (5+ years) | $2,494,000 | 7,818 |
| Average Assets, year-to-date | $49,214,200 | 7,460 |
| Average Assets, quarterly | $54,844,000 | 7,036 |
| Volatile liabilities | $3,392,000 | 8,072 |
| Insider loans | $359,000 | 6,674 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,161,000 | 5,435 |
| Tier 1 (core) risk-based capital | $4,285,000 | 7,942 |
| Tier 2 risk-based capital | $455,370 | 5,686 |
| Total risk weighted assets | $35,521,970 | 6,455 |
| Total unused commitments | $4,161,000 | 5,442 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $40,836,000 | 8,721 |
| Cash and due from depository institutions | $2,699,000 | 6,588 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $11,447,000 | 8,550 |
| Federal funds sold & reverse repurchase agreements | $1,925,000 | 5,936 |
| Net loans & leases | $22,341,000 | 8,358 |
| Loan loss allowance | $1,399,000 | 2,795 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $763,000 | 7,195 |
| Other real estate owned | $0 | 6,588 |
| Goodwill and other intangibles | $698,000 | 1,171 |
| All other assets | $963,000 | 6,280 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,836,000 | 8,721 |
| Total liabilities | $37,293,000 | 8,667 |
| Total deposits | $37,077,000 | 8,523 |
| Interest-bearing deposits | $30,196,000 | 8,775 |
| Deposits held in domestic offices | $37,077,000 | 8,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $216,000 | 8,931 |
| Total equity capital | $3,543,000 | 8,991 |
| Total bank equity capital | $3,543,000 | 8,991 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $515,000 | 5,892 |
| Surplus | $3,064,000 | 4,021 |
| Undivided profits | $-36,000 | 12,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $701,000 | 4,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,397 |
| Income earned, not collected on loans | $408,000 | 4,581 |
| Earning assets | $35,713,000 | 8,939 |
| Long-term assets (5+ years) | $1,311,000 | 9,552 |
| Average Assets, year-to-date | $34,666,200 | 9,372 |
| Average Assets, quarterly | $37,462,500 | 9,102 |
| Volatile liabilities | $607,000 | 12,123 |
| Insider loans | $377,000 | 6,579 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,324,000 | 7,104 |
| Tier 1 (core) risk-based capital | $2,845,000 | 9,973 |
| Tier 2 risk-based capital | $302,560 | 7,540 |
| Total risk weighted assets | $23,108,460 | 8,506 |
| Total unused commitments | $2,324,000 | 7,129 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 27 | 7,064 |
| Assets and Liabilities | ||
| Total Assets: | $33,110,000 | 9,962 |
| Cash and due from depository institutions | $1,807,000 | 7,064 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,515,000 | 9,786 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 8,972 |
| Net loans & leases | $20,177,000 | 8,882 |
| Loan loss allowance | $570,000 | 5,854 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $745,000 | 7,396 |
| Other real estate owned | $174,000 | 7,064 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $792,000 | 7,446 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,110,000 | 9,962 |
| Total liabilities | $30,836,000 | 9,815 |
| Total deposits | $30,615,000 | 9,715 |
| Interest-bearing deposits | $25,319,000 | 9,868 |
| Deposits held in domestic offices | $30,615,000 | 9,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $221,000 | 9,576 |
| Total equity capital | $2,274,000 | 10,970 |
| Total bank equity capital | $2,274,000 | 10,970 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $515,000 | 6,209 |
| Surplus | $1,267,000 | 7,235 |
| Undivided profits | $492,000 | 11,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $363,000 | 6,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $560,000 | 3,638 |
| Earning assets | $29,592,000 | 10,011 |
| Long-term assets (5+ years) | $2,086,000 | 8,858 |
| Average Assets, year-to-date | $34,934,600 | 9,554 |
| Average Assets, quarterly | $34,043,000 | 9,766 |
| Volatile liabilities | $1,693,000 | 10,475 |
| Insider loans | $230,000 | 3,587 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,196,000 | 8,720 |
| Tier 1 (core) risk-based capital | $2,274,000 | 10,924 |
| Tier 2 risk-based capital | $272,110 | 8,057 |
| Total risk weighted assets | $21,470,910 | 8,985 |
| Total unused commitments | $1,196,000 | 8,746 |
| Derivatives | $0 | 651 |