Home > Peoples National Bank > Income and Expense
Peoples National Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,654,000 | 2,006 |
| Total interest expense | $6,765,000 | 1,798 |
| Net interest income | $7,889,000 | 2,212 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $704,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $405,000 | 2,932 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $299,000 | 3,734 |
| Total noninterest expense | $6,323,000 | 2,087 |
| Salaries and employee benefits | $3,481,000 | 2,108 |
| Premises and equipment expense | $1,032,000 | 1,832 |
| Additional noninterest expense | $1,810,000 | 2,154 |
| Pre-tax net operating income | $2,180,000 | 2,948 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $645,000 | 2,484 |
| Income before extraordinary items | $1,535,000 | 3,156 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,535,000 | 3,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $1,426,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,535,000 | 3,147 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,745,000 | 1,977 |
| Total interest expense | $4,392,000 | 1,759 |
| Net interest income | $5,353,000 | 2,181 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $451,000 | 3,763 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $394,000 | 2,126 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,166 |
| Total noninterest expense | $4,260,000 | 2,067 |
| Salaries and employee benefits | $2,352,000 | 2,079 |
| Premises and equipment expense | $688,000 | 1,835 |
| Additional noninterest expense | $1,220,000 | 2,138 |
| Pre-tax net operating income | $1,484,000 | 2,898 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $444,000 | 2,469 |
| Income before extraordinary items | $1,040,000 | 3,126 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,040,000 | 3,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,293 |
| Cash dividends | $951,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,040,000 | 3,111 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,799,000 | 1,979 |
| Total interest expense | $2,152,000 | 1,713 |
| Net interest income | $2,647,000 | 2,208 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $251,000 | 3,458 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $84,000 | 3,836 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $167,000 | 2,779 |
| Total noninterest expense | $2,103,000 | 2,103 |
| Salaries and employee benefits | $1,163,000 | 2,120 |
| Premises and equipment expense | $343,000 | 1,838 |
| Additional noninterest expense | $597,000 | 2,164 |
| Pre-tax net operating income | $765,000 | 2,798 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $226,000 | 2,433 |
| Income before extraordinary items | $539,000 | 2,982 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $539,000 | 2,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $476,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $539,000 | 2,963 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,364,000 | 1,935 |
| Total interest expense | $7,385,000 | 1,538 |
| Net interest income | $9,979,000 | 2,220 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $1,119,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $721,000 | 2,289 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $398,000 | 3,787 |
| Total noninterest expense | $8,299,000 | 2,015 |
| Salaries and employee benefits | $4,651,000 | 1,978 |
| Premises and equipment expense | $1,329,000 | 1,811 |
| Additional noninterest expense | $2,319,000 | 2,153 |
| Pre-tax net operating income | $2,679,000 | 3,018 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $660,000 | 2,917 |
| Income before extraordinary items | $2,019,000 | 3,076 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,019,000 | 3,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,574 |
| Cash dividends | $1,900,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,019,000 | 3,037 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,948,000 | 1,898 |
| Total interest expense | $5,443,000 | 1,472 |
| Net interest income | $7,505,000 | 2,192 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $783,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $525,000 | 2,340 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $258,000 | 4,071 |
| Total noninterest expense | $6,115,000 | 2,024 |
| Salaries and employee benefits | $3,427,000 | 1,989 |
| Premises and equipment expense | $958,000 | 1,879 |
| Additional noninterest expense | $1,730,000 | 2,142 |
| Pre-tax net operating income | $2,083,000 | 2,961 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $597,000 | 2,647 |
| Income before extraordinary items | $1,486,000 | 3,157 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,486,000 | 3,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,746 |
| Cash dividends | $1,426,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,486,000 | 3,116 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,593,000 | 1,858 |
| Total interest expense | $3,508,000 | 1,434 |
| Net interest income | $5,085,000 | 2,133 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $528,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $461,000 | 1,816 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $67,000 | 5,953 |
| Total noninterest expense | $4,080,000 | 2,019 |
| Salaries and employee benefits | $2,296,000 | 1,969 |
| Premises and equipment expense | $635,000 | 1,882 |
| Additional noninterest expense | $1,149,000 | 2,140 |
| Pre-tax net operating income | $1,473,000 | 2,798 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $426,000 | 2,512 |
| Income before extraordinary items | $1,047,000 | 2,986 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,047,000 | 2,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $950,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,047,000 | 2,940 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,329,000 | 1,812 |
| Total interest expense | $1,716,000 | 1,400 |
| Net interest income | $2,613,000 | 2,063 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $292,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $257,000 | 1,591 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,892 |
| Total noninterest expense | $2,045,000 | 2,024 |
| Salaries and employee benefits | $1,152,000 | 1,975 |
| Premises and equipment expense | $310,000 | 1,930 |
| Additional noninterest expense | $583,000 | 2,102 |
| Pre-tax net operating income | $830,000 | 2,498 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $245,000 | 2,302 |
| Income before extraordinary items | $585,000 | 2,675 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $585,000 | 2,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,709 |
| Cash dividends | $475,000 | 1,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $585,000 | 2,631 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,741,000 | 1,634 |
| Total interest expense | $6,963,000 | 1,168 |
| Net interest income | $10,778,000 | 1,876 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $1,294,000 | 2,966 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $810,000 | 2,115 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $484,000 | 3,367 |
| Total noninterest expense | $7,841,000 | 2,041 |
| Salaries and employee benefits | $4,463,000 | 1,951 |
| Premises and equipment expense | $1,102,000 | 2,084 |
| Additional noninterest expense | $2,276,000 | 2,136 |
| Pre-tax net operating income | $4,111,000 | 2,018 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,275,000 | 1,826 |
| Income before extraordinary items | $2,836,000 | 2,178 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,836,000 | 2,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,718 |
| Cash dividends | $1,901,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,836,000 | 2,135 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,404,000 | 1,594 |
| Total interest expense | $5,213,000 | 1,146 |
| Net interest income | $8,191,000 | 1,840 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $853,000 | 3,267 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $578,000 | 2,229 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $275,000 | 3,890 |
| Total noninterest expense | $5,598,000 | 2,132 |
| Salaries and employee benefits | $3,240,000 | 2,007 |
| Premises and equipment expense | $737,000 | 2,326 |
| Additional noninterest expense | $1,621,000 | 2,232 |
| Pre-tax net operating income | $3,356,000 | 1,869 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,030,000 | 1,734 |
| Income before extraordinary items | $2,326,000 | 2,017 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,326,000 | 2,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,964 |
| Cash dividends | $1,426,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,326,000 | 1,965 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,933,000 | 1,585 |
| Total interest expense | $3,479,000 | 1,131 |
| Net interest income | $5,454,000 | 1,830 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $587,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $373,000 | 2,275 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $214,000 | 3,611 |
| Total noninterest expense | $3,699,000 | 2,155 |
| Salaries and employee benefits | $2,147,000 | 2,029 |
| Premises and equipment expense | $481,000 | 2,365 |
| Additional noninterest expense | $1,071,000 | 2,253 |
| Pre-tax net operating income | $2,282,000 | 1,838 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $700,000 | 1,711 |
| Income before extraordinary items | $1,582,000 | 1,979 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,582,000 | 1,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,214 |
| Cash dividends | $950,000 | 1,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,582,000 | 1,927 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,393,000 | 1,608 |
| Total interest expense | $1,760,000 | 1,136 |
| Net interest income | $2,633,000 | 1,891 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $306,000 | 3,062 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $169,000 | 2,416 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $137,000 | 3,091 |
| Total noninterest expense | $1,834,000 | 2,179 |
| Salaries and employee benefits | $1,057,000 | 2,083 |
| Premises and equipment expense | $243,000 | 2,373 |
| Additional noninterest expense | $534,000 | 2,224 |
| Pre-tax net operating income | $1,075,000 | 1,895 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $325,000 | 1,818 |
| Income before extraordinary items | $750,000 | 2,048 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $750,000 | 2,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,115 |
| Cash dividends | $475,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $750,000 | 1,969 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,982,000 | 1,513 |
| Total interest expense | $7,935,000 | 1,130 |
| Net interest income | $11,047,000 | 1,771 |
| Provision for loan and lease losses | $821,000 | 1,425 |
| Total noninterest income | $1,118,000 | 3,468 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $800,000 | 2,121 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $318,000 | 4,389 |
| Total noninterest expense | $7,001,000 | 2,255 |
| Salaries and employee benefits | $3,898,000 | 2,180 |
| Premises and equipment expense | $895,000 | 2,495 |
| Additional noninterest expense | $2,208,000 | 2,185 |
| Pre-tax net operating income | $4,343,000 | 1,854 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,374,000 | 1,754 |
| Income before extraordinary items | $2,969,000 | 2,062 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,969,000 | 2,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,544 |
| Cash dividends | $1,771,000 | 1,536 |
| Sale, conversion, retirement of capital stock, net | $-9,000 | 9,062 |
| Net operating income | $2,969,000 | 1,971 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,307,000 | 1,534 |
| Total interest expense | $6,084,000 | 1,153 |
| Net interest income | $8,223,000 | 1,782 |
| Provision for loan and lease losses | $791,000 | 1,096 |
| Total noninterest income | $802,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $556,000 | 2,269 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $246,000 | 4,413 |
| Total noninterest expense | $5,095,000 | 2,320 |
| Salaries and employee benefits | $2,729,000 | 2,323 |
| Premises and equipment expense | $695,000 | 2,420 |
| Additional noninterest expense | $1,671,000 | 2,151 |
| Pre-tax net operating income | $3,139,000 | 1,969 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $995,000 | 1,863 |
| Income before extraordinary items | $2,144,000 | 2,188 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,144,000 | 2,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,808 |
| Cash dividends | $1,296,000 | 1,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,144,000 | 2,077 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,878,000 | 1,496 |
| Total interest expense | $4,136,000 | 1,157 |
| Net interest income | $5,742,000 | 1,697 |
| Provision for loan and lease losses | $738,000 | 843 |
| Total noninterest income | $541,000 | 3,577 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $354,000 | 2,317 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $187,000 | 4,154 |
| Total noninterest expense | $3,373,000 | 2,327 |
| Salaries and employee benefits | $1,777,000 | 2,375 |
| Premises and equipment expense | $477,000 | 2,351 |
| Additional noninterest expense | $1,119,000 | 2,137 |
| Pre-tax net operating income | $2,172,000 | 1,903 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $920,000 | 1,464 |
| Income before extraordinary items | $1,252,000 | 2,475 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,252,000 | 2,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,754 |
| Cash dividends | $864,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,252,000 | 2,339 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,167,000 | 1,427 |
| Total interest expense | $2,110,000 | 1,159 |
| Net interest income | $3,057,000 | 1,600 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $279,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $160,000 | 2,454 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $119,000 | 3,615 |
| Total noninterest expense | $1,692,000 | 2,302 |
| Salaries and employee benefits | $885,000 | 2,378 |
| Premises and equipment expense | $240,000 | 2,320 |
| Additional noninterest expense | $567,000 | 2,078 |
| Pre-tax net operating income | $1,614,000 | 1,322 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $520,000 | 1,325 |
| Income before extraordinary items | $1,094,000 | 1,489 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,094,000 | 1,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $432,000 | 1,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,094,000 | 1,394 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,766,000 | 1,484 |
| Total interest expense | $10,223,000 | 1,093 |
| Net interest income | $10,543,000 | 1,847 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $1,110,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $822,000 | 1,955 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $288,000 | 4,346 |
| Total noninterest expense | $6,573,000 | 2,270 |
| Salaries and employee benefits | $3,564,000 | 2,246 |
| Premises and equipment expense | $752,000 | 2,815 |
| Additional noninterest expense | $2,257,000 | 2,044 |
| Pre-tax net operating income | $4,960,000 | 1,643 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,600,000 | 1,568 |
| Income before extraordinary items | $3,360,000 | 1,780 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,360,000 | 1,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,898 |
| Cash dividends | $1,650,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $-9,000 | 9,209 |
| Net operating income | $3,360,000 | 1,727 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,969,000 | 1,483 |
| Total interest expense | $13,363,000 | 1,207 |
| Net interest income | $9,606,000 | 1,852 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $991,000 | 3,362 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $728,000 | 2,070 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $263,000 | 4,391 |
| Total noninterest expense | $5,511,000 | 2,563 |
| Salaries and employee benefits | $2,893,000 | 2,592 |
| Premises and equipment expense | $549,000 | 3,616 |
| Additional noninterest expense | $2,069,000 | 2,173 |
| Pre-tax net operating income | $5,026,000 | 1,428 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,549,000 | 1,456 |
| Income before extraordinary items | $3,477,000 | 1,538 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,477,000 | 1,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,677 |
| Cash dividends | $1,500,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $-8,000 | 9,443 |
| Net operating income | $3,477,000 | 1,473 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $22,655,000 | 1,526 |
| Total interest expense | $12,784,000 | 1,360 |
| Net interest income | $9,871,000 | 1,777 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $946,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $534,000 | 2,535 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $412,000 | 3,275 |
| Total noninterest expense | $4,624,000 | 2,924 |
| Salaries and employee benefits | $2,243,000 | 3,134 |
| Premises and equipment expense | $368,000 | 4,774 |
| Additional noninterest expense | $2,013,000 | 2,144 |
| Pre-tax net operating income | $6,133,000 | 1,204 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,962,000 | 1,171 |
| Income before extraordinary items | $4,171,000 | 1,255 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,171,000 | 1,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,481 |
| Cash dividends | $1,062,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $-9,000 | 9,737 |
| Net operating income | $4,171,000 | 1,250 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,627,000 | 1,514 |
| Total interest expense | $11,940,000 | 1,264 |
| Net interest income | $9,687,000 | 1,800 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $847,000 | 3,489 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $483,000 | 2,713 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $364,000 | 3,619 |
| Total noninterest expense | $4,296,000 | 3,097 |
| Salaries and employee benefits | $2,100,000 | 3,285 |
| Premises and equipment expense | $327,000 | 5,200 |
| Additional noninterest expense | $1,869,000 | 2,339 |
| Pre-tax net operating income | $6,190,000 | 1,244 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,999,000 | 1,234 |
| Income before extraordinary items | $4,191,000 | 1,293 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,191,000 | 1,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,462 |
| Cash dividends | $909,000 | 2,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,191,000 | 1,273 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,229,000 | 1,453 |
| Total interest expense | $12,643,000 | 1,235 |
| Net interest income | $9,586,000 | 1,780 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $778,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $401,000 | 3,127 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $377,000 | 3,553 |
| Total noninterest expense | $4,153,000 | 3,121 |
| Salaries and employee benefits | $1,960,000 | 3,409 |
| Premises and equipment expense | $236,000 | 6,171 |
| Additional noninterest expense | $1,957,000 | 2,149 |
| Pre-tax net operating income | $6,151,000 | 1,220 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,039,000 | 1,243 |
| Income before extraordinary items | $4,112,000 | 1,292 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,112,000 | 1,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,524 |
| Cash dividends | $909,000 | 2,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,112,000 | 1,243 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $22,046,000 | 1,489 |
| Total interest expense | $12,872,000 | 1,238 |
| Net interest income | $9,174,000 | 1,900 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $772,000 | 3,691 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $401,000 | 3,219 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $371,000 | 3,446 |
| Total noninterest expense | $3,633,000 | 3,491 |
| Salaries and employee benefits | $1,581,000 | 4,058 |
| Premises and equipment expense | $147,000 | 7,862 |
| Additional noninterest expense | $1,905,000 | 2,195 |
| Pre-tax net operating income | $6,193,000 | 1,264 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,057,000 | 1,289 |
| Income before extraordinary items | $4,136,000 | 1,316 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,136,000 | 1,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,246 |
| Cash dividends | $909,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,136,000 | 1,280 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $24,505,000 | 1,396 |
| Total interest expense | $13,607,000 | 1,203 |
| Net interest income | $10,898,000 | 1,627 |
| Provision for loan and lease losses | $420,000 | 2,004 |
| Total noninterest income | $1,993,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $795,000 | 1,684 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,198,000 | 1,601 |
| Total noninterest expense | $4,754,000 | 2,876 |
| Salaries and employee benefits | $2,213,000 | 3,016 |
| Premises and equipment expense | $296,000 | 5,649 |
| Additional noninterest expense | $2,245,000 | 2,218 |
| Pre-tax net operating income | $7,717,000 | 984 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,544,000 | 1,000 |
| Income before extraordinary items | $5,173,000 | 1,014 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,173,000 | 1,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,891 |
| Cash dividends | $1,202,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,173,000 | 995 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,933,000 | 1,375 |
| Total interest expense | $13,081,000 | 1,273 |
| Net interest income | $11,852,000 | 1,520 |
| Provision for loan and lease losses | $243,000 | 2,627 |
| Total noninterest income | $1,671,000 | 2,120 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,179,000 | 1,130 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $492,000 | 2,909 |
| Total noninterest expense | $6,002,000 | 2,269 |
| Salaries and employee benefits | $2,805,000 | 2,363 |
| Premises and equipment expense | $420,000 | 4,345 |
| Additional noninterest expense | $2,777,000 | 1,809 |
| Pre-tax net operating income | $7,278,000 | 1,077 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,375,000 | 1,087 |
| Income before extraordinary items | $4,903,000 | 1,085 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,903,000 | 1,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,506 |
| Cash dividends | $1,276,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,903,000 | 1,069 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,658,000 | 1,498 |
| Total interest expense | $10,684,000 | 1,227 |
| Net interest income | $9,974,000 | 1,816 |
| Provision for loan and lease losses | $418,000 | 1,773 |
| Total noninterest income | $1,800,000 | 1,979 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,229,000 | 1,078 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $571,000 | 2,690 |
| Total noninterest expense | $5,983,000 | 2,350 |
| Salaries and employee benefits | $2,619,000 | 2,547 |
| Premises and equipment expense | $426,000 | 4,353 |
| Additional noninterest expense | $2,938,000 | 1,845 |
| Pre-tax net operating income | $5,373,000 | 1,372 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,728,000 | 1,363 |
| Income before extraordinary items | $3,645,000 | 1,371 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,645,000 | 1,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,111 |
| Cash dividends | $1,181,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,645,000 | 1,383 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,967,000 | 1,741 |
| Total interest expense | $9,986,000 | 1,344 |
| Net interest income | $7,981,000 | 2,255 |
| Provision for loan and lease losses | $343,000 | 2,752 |
| Total noninterest income | $1,732,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,287,000 | 1,027 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $445,000 | 3,518 |
| Total noninterest expense | $5,811,000 | 2,458 |
| Salaries and employee benefits | $2,651,000 | 2,505 |
| Premises and equipment expense | $429,000 | 4,433 |
| Additional noninterest expense | $2,731,000 | 2,059 |
| Pre-tax net operating income | $3,559,000 | 1,915 |
| Securities gains (losses) | $84,000 | 2,738 |
| Applicable income taxes | $1,115,000 | 2,049 |
| Income before extraordinary items | $2,528,000 | 1,977 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,528,000 | 2,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 5,334 |
| Cash dividends | $1,181,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,470,040 | 1,903 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,416,000 | 1,934 |
| Total interest expense | $11,333,000 | 1,543 |
| Net interest income | $7,083,000 | 2,561 |
| Provision for loan and lease losses | $659,000 | 2,474 |
| Total noninterest income | $1,723,000 | 2,148 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,271,000 | 1,024 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $452,000 | 3,421 |
| Total noninterest expense | $6,435,000 | 2,272 |
| Salaries and employee benefits | $2,524,000 | 2,566 |
| Premises and equipment expense | $438,000 | 4,450 |
| Additional noninterest expense | $3,473,000 | 1,763 |
| Pre-tax net operating income | $1,712,000 | 3,597 |
| Securities gains (losses) | $3,040,000 | 307 |
| Applicable income taxes | $1,422,000 | 1,510 |
| Income before extraordinary items | $3,330,000 | 1,391 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,330,000 | 1,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 6,068 |
| Cash dividends | $1,181,000 | 1,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,202,000 | 3,522 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.