Home > Peoples National Bank > Income and Expense
Peoples National Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $16,458,000 | 1,621 |
| Total interest expense | $950,000 | 2,634 |
| Net interest income | $15,508,000 | 1,508 |
| Provision for loan and lease losses | $685,000 | 1,165 |
| Total noninterest income | $37,983,000 | 264 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $509,000 | 1,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,474,000 | 200 |
| Total noninterest expense | $40,582,000 | 537 |
| Salaries and employee benefits | $30,862,000 | 408 |
| Premises and equipment expense | $3,060,000 | 813 |
| Additional noninterest expense | $6,660,000 | 978 |
| Pre-tax net operating income | $12,224,000 | 837 |
| Securities gains (losses) | $4,000 | 1,851 |
| Applicable income taxes | $4,684,000 | 694 |
| Income before extraordinary items | $7,544,000 | 952 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,544,000 | 952 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,544,000 | 952 |
| Net charge-offs | $-34,000 | 5,051 |
| Cash dividends | $5,307,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $7,541,440 | 944 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,013,000 | 1,655 |
| Total interest expense | $676,000 | 2,704 |
| Net interest income | $11,337,000 | 1,546 |
| Provision for loan and lease losses | $550,000 | 1,074 |
| Total noninterest income | $28,754,000 | 270 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $383,000 | 2,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,371,000 | 199 |
| Total noninterest expense | $30,771,000 | 537 |
| Salaries and employee benefits | $23,655,000 | 409 |
| Premises and equipment expense | $2,261,000 | 824 |
| Additional noninterest expense | $4,855,000 | 994 |
| Pre-tax net operating income | $8,770,000 | 883 |
| Securities gains (losses) | $4,000 | 1,878 |
| Applicable income taxes | $3,297,000 | 637 |
| Income before extraordinary items | $5,477,000 | 1,083 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,477,000 | 1,082 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,477,000 | 1,083 |
| Net charge-offs | $-25,000 | 4,992 |
| Cash dividends | $2,153,000 | 988 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $5,474,440 | 1,065 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,670,000 | 1,705 |
| Total interest expense | $402,000 | 2,873 |
| Net interest income | $7,268,000 | 1,590 |
| Provision for loan and lease losses | $450,000 | 912 |
| Total noninterest income | $18,710,000 | 272 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $253,000 | 2,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,457,000 | 201 |
| Total noninterest expense | $20,307,000 | 539 |
| Salaries and employee benefits | $15,473,000 | 417 |
| Premises and equipment expense | $1,516,000 | 826 |
| Additional noninterest expense | $3,318,000 | 979 |
| Pre-tax net operating income | $5,221,000 | 958 |
| Securities gains (losses) | $3,000 | 1,556 |
| Applicable income taxes | $1,963,000 | 676 |
| Income before extraordinary items | $3,261,000 | 1,167 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,261,000 | 1,167 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,261,000 | 1,167 |
| Net charge-offs | $-15,000 | 4,915 |
| Cash dividends | $1,645,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,259,080 | 1,150 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,596,000 | 1,800 |
| Total interest expense | $170,000 | 3,150 |
| Net interest income | $3,426,000 | 1,685 |
| Provision for loan and lease losses | $175,000 | 1,028 |
| Total noninterest income | $8,376,000 | 294 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $122,000 | 2,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,254,000 | 217 |
| Total noninterest expense | $9,669,000 | 570 |
| Salaries and employee benefits | $7,181,000 | 448 |
| Premises and equipment expense | $762,000 | 831 |
| Additional noninterest expense | $1,726,000 | 938 |
| Pre-tax net operating income | $1,958,000 | 1,192 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $730,000 | 825 |
| Income before extraordinary items | $1,228,000 | 1,442 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,228,000 | 1,442 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,228,000 | 1,442 |
| Net charge-offs | $-6,000 | 4,769 |
| Cash dividends | $1,337,000 | 566 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,228,000 | 1,423 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,066,000 | 1,803 |
| Total interest expense | $704,000 | 3,045 |
| Net interest income | $13,362,000 | 1,680 |
| Provision for loan and lease losses | $656,000 | 1,231 |
| Total noninterest income | $44,273,000 | 246 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $517,000 | 2,032 |
| Trading account gains and fees | $-81,000 | 5,896 |
| Additional Noninterest Income | $43,837,000 | 180 |
| Total noninterest expense | $42,682,000 | 516 |
| Salaries and employee benefits | $33,321,000 | 383 |
| Premises and equipment expense | $3,192,000 | 777 |
| Additional noninterest expense | $6,169,000 | 1,067 |
| Pre-tax net operating income | $14,297,000 | 668 |
| Securities gains (losses) | $147,000 | 1,069 |
| Applicable income taxes | $5,418,000 | 527 |
| Income before extraordinary items | $9,026,000 | 838 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,026,000 | 838 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $9,026,000 | 837 |
| Net charge-offs | $-23,000 | 5,151 |
| Cash dividends | $2,022,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $8,931,920 | 825 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,148,000 | 1,877 |
| Total interest expense | $493,000 | 3,159 |
| Net interest income | $9,655,000 | 1,749 |
| Provision for loan and lease losses | $456,000 | 1,215 |
| Total noninterest income | $32,401,000 | 251 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $398,000 | 1,987 |
| Trading account gains and fees | $58,000 | 140 |
| Additional Noninterest Income | $31,945,000 | 183 |
| Total noninterest expense | $31,236,000 | 527 |
| Salaries and employee benefits | $24,372,000 | 392 |
| Premises and equipment expense | $2,344,000 | 804 |
| Additional noninterest expense | $4,520,000 | 1,095 |
| Pre-tax net operating income | $10,364,000 | 692 |
| Securities gains (losses) | $147,000 | 997 |
| Applicable income taxes | $3,836,000 | 546 |
| Income before extraordinary items | $6,675,000 | 841 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,675,000 | 841 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,675,000 | 841 |
| Net charge-offs | $-16,000 | 5,038 |
| Cash dividends | $1,271,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $6,580,920 | 827 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,672,000 | 1,894 |
| Total interest expense | $325,000 | 3,181 |
| Net interest income | $6,347,000 | 1,770 |
| Provision for loan and lease losses | $306,000 | 1,213 |
| Total noninterest income | $18,730,000 | 267 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $266,000 | 1,970 |
| Trading account gains and fees | $86,000 | 124 |
| Additional Noninterest Income | $18,378,000 | 200 |
| Total noninterest expense | $19,167,000 | 565 |
| Salaries and employee benefits | $14,781,000 | 427 |
| Premises and equipment expense | $1,524,000 | 824 |
| Additional noninterest expense | $2,862,000 | 1,140 |
| Pre-tax net operating income | $5,604,000 | 838 |
| Securities gains (losses) | $147,000 | 743 |
| Applicable income taxes | $2,082,000 | 631 |
| Income before extraordinary items | $3,669,000 | 1,003 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,669,000 | 1,002 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,669,000 | 1,002 |
| Net charge-offs | $-10,000 | 4,971 |
| Cash dividends | $682,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,574,920 | 1,007 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,229,000 | 1,960 |
| Total interest expense | $155,000 | 3,301 |
| Net interest income | $3,074,000 | 1,829 |
| Provision for loan and lease losses | $116,000 | 1,407 |
| Total noninterest income | $7,731,000 | 293 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $132,000 | 1,968 |
| Trading account gains and fees | $32,000 | 123 |
| Additional Noninterest Income | $7,567,000 | 222 |
| Total noninterest expense | $8,616,000 | 623 |
| Salaries and employee benefits | $6,559,000 | 466 |
| Premises and equipment expense | $747,000 | 849 |
| Additional noninterest expense | $1,310,000 | 1,219 |
| Pre-tax net operating income | $2,073,000 | 1,052 |
| Securities gains (losses) | $77,000 | 637 |
| Applicable income taxes | $834,000 | 718 |
| Income before extraordinary items | $1,316,000 | 1,311 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,316,000 | 1,312 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,316,000 | 1,312 |
| Net charge-offs | $-5,000 | 4,858 |
| Cash dividends | $353,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,266,720 | 1,317 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,559,000 | 2,092 |
| Total interest expense | $468,000 | 3,852 |
| Net interest income | $11,091,000 | 1,951 |
| Provision for loan and lease losses | $165,000 | 2,549 |
| Total noninterest income | $38,874,000 | 259 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $553,000 | 1,971 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $38,321,000 | 188 |
| Total noninterest expense | $37,275,000 | 568 |
| Salaries and employee benefits | $28,722,000 | 417 |
| Premises and equipment expense | $2,954,000 | 838 |
| Additional noninterest expense | $5,599,000 | 1,151 |
| Pre-tax net operating income | $12,525,000 | 718 |
| Securities gains (losses) | $186,000 | 788 |
| Applicable income taxes | $4,605,000 | 560 |
| Income before extraordinary items | $8,106,000 | 877 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,106,000 | 877 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,106,000 | 877 |
| Net charge-offs | $-35,000 | 5,472 |
| Cash dividends | $4,608,000 | 709 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $7,986,960 | 878 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,470,000 | 2,149 |
| Total interest expense | $343,000 | 3,952 |
| Net interest income | $8,127,000 | 2,004 |
| Provision for loan and lease losses | $25,000 | 3,699 |
| Total noninterest income | $30,511,000 | 250 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $410,000 | 1,999 |
| Trading account gains and fees | $-18,000 | 6,236 |
| Additional Noninterest Income | $30,119,000 | 185 |
| Total noninterest expense | $28,268,000 | 562 |
| Salaries and employee benefits | $21,953,000 | 416 |
| Premises and equipment expense | $2,179,000 | 859 |
| Additional noninterest expense | $4,136,000 | 1,170 |
| Pre-tax net operating income | $10,345,000 | 677 |
| Securities gains (losses) | $160,000 | 763 |
| Applicable income taxes | $3,813,000 | 536 |
| Income before extraordinary items | $6,692,000 | 810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,692,000 | 810 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $6,692,000 | 810 |
| Net charge-offs | $-28,000 | 5,435 |
| Cash dividends | $4,065,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $6,589,600 | 801 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,406,000 | 2,233 |
| Total interest expense | $228,000 | 3,990 |
| Net interest income | $5,178,000 | 2,076 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $20,516,000 | 254 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $268,000 | 1,987 |
| Trading account gains and fees | $-52,000 | 6,331 |
| Additional Noninterest Income | $20,300,000 | 184 |
| Total noninterest expense | $18,756,000 | 566 |
| Salaries and employee benefits | $14,539,000 | 425 |
| Premises and equipment expense | $1,456,000 | 852 |
| Additional noninterest expense | $2,761,000 | 1,161 |
| Pre-tax net operating income | $6,938,000 | 683 |
| Securities gains (losses) | $160,000 | 620 |
| Applicable income taxes | $2,575,000 | 546 |
| Income before extraordinary items | $4,523,000 | 812 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,523,000 | 811 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $4,523,000 | 812 |
| Net charge-offs | $-39,000 | 5,680 |
| Cash dividends | $566,000 | 1,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $4,420,600 | 801 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,652,000 | 2,262 |
| Total interest expense | $110,000 | 4,099 |
| Net interest income | $2,542,000 | 2,100 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $8,890,000 | 270 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $135,000 | 1,972 |
| Trading account gains and fees | $-3,000 | 6,384 |
| Additional Noninterest Income | $8,758,000 | 205 |
| Total noninterest expense | $8,738,000 | 608 |
| Salaries and employee benefits | $6,664,000 | 452 |
| Premises and equipment expense | $731,000 | 861 |
| Additional noninterest expense | $1,343,000 | 1,184 |
| Pre-tax net operating income | $2,694,000 | 810 |
| Securities gains (losses) | $160,000 | 429 |
| Applicable income taxes | $1,030,000 | 616 |
| Income before extraordinary items | $1,824,000 | 936 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,824,000 | 937 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,824,000 | 937 |
| Net charge-offs | $-63,000 | 6,016 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,721,600 | 966 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,883,000 | 2,432 |
| Total interest expense | $452,000 | 4,200 |
| Net interest income | $9,431,000 | 2,255 |
| Provision for loan and lease losses | $-50,000 | 5,961 |
| Total noninterest income | $27,724,000 | 297 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $595,000 | 1,982 |
| Trading account gains and fees | $163,000 | 120 |
| Additional Noninterest Income | $26,966,000 | 223 |
| Total noninterest expense | $31,075,000 | 663 |
| Salaries and employee benefits | $22,564,000 | 495 |
| Premises and equipment expense | $2,837,000 | 864 |
| Additional noninterest expense | $5,674,000 | 1,156 |
| Pre-tax net operating income | $6,130,000 | 1,278 |
| Securities gains (losses) | $77,000 | 1,444 |
| Applicable income taxes | $2,234,000 | 901 |
| Income before extraordinary items | $3,973,000 | 1,603 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,973,000 | 1,602 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,973,000 | 1,602 |
| Net charge-offs | $45,000 | 3,853 |
| Cash dividends | $6,883,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,923,720 | 1,586 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,177,000 | 2,519 |
| Total interest expense | $338,000 | 4,265 |
| Net interest income | $6,839,000 | 2,328 |
| Provision for loan and lease losses | $-100,000 | 6,199 |
| Total noninterest income | $20,390,000 | 301 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $447,000 | 1,983 |
| Trading account gains and fees | $159,000 | 106 |
| Additional Noninterest Income | $19,784,000 | 224 |
| Total noninterest expense | $23,069,000 | 665 |
| Salaries and employee benefits | $16,656,000 | 497 |
| Premises and equipment expense | $2,107,000 | 884 |
| Additional noninterest expense | $4,306,000 | 1,149 |
| Pre-tax net operating income | $4,260,000 | 1,389 |
| Securities gains (losses) | $50,000 | 1,449 |
| Applicable income taxes | $1,546,000 | 969 |
| Income before extraordinary items | $2,764,000 | 1,696 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,764,000 | 1,697 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,764,000 | 1,696 |
| Net charge-offs | $-25,000 | 5,846 |
| Cash dividends | $6,342,000 | 362 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,732,000 | 1,681 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,421,000 | 2,698 |
| Total interest expense | $216,000 | 4,409 |
| Net interest income | $4,205,000 | 2,517 |
| Provision for loan and lease losses | $-100,000 | 6,336 |
| Total noninterest income | $13,054,000 | 306 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $291,000 | 1,999 |
| Trading account gains and fees | $125,000 | 109 |
| Additional Noninterest Income | $12,638,000 | 224 |
| Total noninterest expense | $14,744,000 | 686 |
| Salaries and employee benefits | $10,558,000 | 523 |
| Premises and equipment expense | $1,373,000 | 903 |
| Additional noninterest expense | $2,813,000 | 1,159 |
| Pre-tax net operating income | $2,615,000 | 1,440 |
| Securities gains (losses) | $36,000 | 1,362 |
| Applicable income taxes | $947,000 | 1,012 |
| Income before extraordinary items | $1,704,000 | 1,768 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,704,000 | 1,771 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,704,000 | 1,770 |
| Net charge-offs | $-19,000 | 5,867 |
| Cash dividends | $6,000,000 | 257 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,680,960 | 1,745 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 2,829 |
| Total interest expense | $105,000 | 4,530 |
| Net interest income | $1,983,000 | 2,648 |
| Provision for loan and lease losses | $-100,000 | 6,514 |
| Total noninterest income | $5,509,000 | 341 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $142,000 | 2,033 |
| Trading account gains and fees | $47,000 | 116 |
| Additional Noninterest Income | $5,320,000 | 249 |
| Total noninterest expense | $6,814,000 | 754 |
| Salaries and employee benefits | $4,816,000 | 567 |
| Premises and equipment expense | $679,000 | 931 |
| Additional noninterest expense | $1,319,000 | 1,217 |
| Pre-tax net operating income | $778,000 | 2,136 |
| Securities gains (losses) | $14,000 | 1,064 |
| Applicable income taxes | $277,000 | 1,412 |
| Income before extraordinary items | $515,000 | 2,507 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $515,000 | 2,510 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $515,000 | 2,510 |
| Net charge-offs | $-15,000 | 5,922 |
| Cash dividends | $6,000,000 | 139 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $505,900 | 2,499 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,135,000 | 2,639 |
| Total interest expense | $526,000 | 4,354 |
| Net interest income | $8,609,000 | 2,436 |
| Provision for loan and lease losses | $-877,000 | 6,658 |
| Total noninterest income | $32,997,000 | 277 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $705,000 | 1,822 |
| Trading account gains and fees | $124,000 | 135 |
| Additional Noninterest Income | $32,168,000 | 201 |
| Total noninterest expense | $36,542,000 | 564 |
| Salaries and employee benefits | $27,439,000 | 412 |
| Premises and equipment expense | $2,743,000 | 880 |
| Additional noninterest expense | $6,360,000 | 1,063 |
| Pre-tax net operating income | $5,941,000 | 1,235 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $2,172,000 | 851 |
| Income before extraordinary items | $3,769,000 | 1,581 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,769,000 | 1,585 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,769,000 | 1,585 |
| Net charge-offs | $54,000 | 4,289 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,769,000 | 1,541 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,732,000 | 2,695 |
| Total interest expense | $414,000 | 4,337 |
| Net interest income | $6,318,000 | 2,486 |
| Provision for loan and lease losses | $-877,000 | 6,772 |
| Total noninterest income | $27,366,000 | 265 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $529,000 | 1,821 |
| Trading account gains and fees | $96,000 | 130 |
| Additional Noninterest Income | $26,741,000 | 195 |
| Total noninterest expense | $29,296,000 | 536 |
| Salaries and employee benefits | $22,240,000 | 387 |
| Premises and equipment expense | $2,080,000 | 876 |
| Additional noninterest expense | $4,976,000 | 1,023 |
| Pre-tax net operating income | $5,265,000 | 1,092 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,936,000 | 760 |
| Income before extraordinary items | $3,329,000 | 1,363 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,329,000 | 1,365 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,329,000 | 1,365 |
| Net charge-offs | $61,000 | 3,704 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,329,000 | 1,337 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 2,740 |
| Total interest expense | $288,000 | 4,307 |
| Net interest income | $4,113,000 | 2,546 |
| Provision for loan and lease losses | $-135,000 | 6,704 |
| Total noninterest income | $20,030,000 | 255 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $346,000 | 1,828 |
| Trading account gains and fees | $13,000 | 142 |
| Additional Noninterest Income | $19,671,000 | 180 |
| Total noninterest expense | $20,234,000 | 516 |
| Salaries and employee benefits | $15,355,000 | 377 |
| Premises and equipment expense | $1,369,000 | 888 |
| Additional noninterest expense | $3,510,000 | 955 |
| Pre-tax net operating income | $4,044,000 | 938 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,489,000 | 675 |
| Income before extraordinary items | $2,555,000 | 1,194 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,555,000 | 1,196 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,555,000 | 1,197 |
| Net charge-offs | $12,000 | 4,240 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,555,000 | 1,147 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 3,158 |
| Total interest expense | $116,000 | 4,854 |
| Net interest income | $1,745,000 | 2,925 |
| Provision for loan and lease losses | $-20,000 | 6,763 |
| Total noninterest income | $9,682,000 | 252 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $130,000 | 2,279 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,552,000 | 185 |
| Total noninterest expense | $9,844,000 | 540 |
| Salaries and employee benefits | $7,447,000 | 391 |
| Premises and equipment expense | $658,000 | 934 |
| Additional noninterest expense | $1,739,000 | 969 |
| Pre-tax net operating income | $1,603,000 | 1,144 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $594,000 | 784 |
| Income before extraordinary items | $1,009,000 | 1,472 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,009,000 | 1,475 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,009,000 | 1,474 |
| Net charge-offs | $-5,000 | 5,894 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,009,000 | 1,411 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,041,000 | 3,439 |
| Total interest expense | $539,000 | 4,986 |
| Net interest income | $6,502,000 | 3,177 |
| Provision for loan and lease losses | $-52,000 | 6,858 |
| Total noninterest income | $37,566,000 | 270 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $653,000 | 2,008 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $36,913,000 | 199 |
| Total noninterest expense | $36,051,000 | 581 |
| Salaries and employee benefits | $27,054,000 | 405 |
| Premises and equipment expense | $2,397,000 | 997 |
| Additional noninterest expense | $6,600,000 | 1,054 |
| Pre-tax net operating income | $8,069,000 | 881 |
| Securities gains (losses) | $189,000 | 1,755 |
| Applicable income taxes | $3,060,000 | 599 |
| Income before extraordinary items | $5,198,000 | 1,134 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,198,000 | 1,135 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,198,000 | 1,135 |
| Net charge-offs | $370,000 | 3,036 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $5,077,040 | 1,098 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,239,000 | 3,512 |
| Total interest expense | $408,000 | 5,091 |
| Net interest income | $4,831,000 | 3,240 |
| Provision for loan and lease losses | $-177,000 | 7,060 |
| Total noninterest income | $25,841,000 | 288 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $491,000 | 2,032 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $25,350,000 | 213 |
| Total noninterest expense | $25,339,000 | 616 |
| Salaries and employee benefits | $19,020,000 | 425 |
| Premises and equipment expense | $1,732,000 | 1,031 |
| Additional noninterest expense | $4,587,000 | 1,120 |
| Pre-tax net operating income | $5,510,000 | 982 |
| Securities gains (losses) | $189,000 | 1,478 |
| Applicable income taxes | $2,130,000 | 664 |
| Income before extraordinary items | $3,569,000 | 1,264 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,569,000 | 1,266 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,569,000 | 1,265 |
| Net charge-offs | $353,000 | 2,631 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,448,040 | 1,244 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,468,000 | 3,552 |
| Total interest expense | $277,000 | 5,159 |
| Net interest income | $3,191,000 | 3,269 |
| Provision for loan and lease losses | $-242,000 | 7,150 |
| Total noninterest income | $15,295,000 | 305 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $314,000 | 2,073 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,981,000 | 237 |
| Total noninterest expense | $15,657,000 | 659 |
| Salaries and employee benefits | $11,603,000 | 463 |
| Premises and equipment expense | $1,142,000 | 1,035 |
| Additional noninterest expense | $2,912,000 | 1,186 |
| Pre-tax net operating income | $3,071,000 | 1,163 |
| Securities gains (losses) | $189,000 | 1,145 |
| Applicable income taxes | $1,225,000 | 754 |
| Income before extraordinary items | $2,035,000 | 1,459 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,035,000 | 1,459 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,035,000 | 1,459 |
| Net charge-offs | $268,000 | 2,424 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,914,040 | 1,454 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 3,592 |
| Total interest expense | $143,000 | 5,192 |
| Net interest income | $1,587,000 | 3,301 |
| Provision for loan and lease losses | $5,000 | 5,057 |
| Total noninterest income | $6,880,000 | 324 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $152,000 | 2,115 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,728,000 | 246 |
| Total noninterest expense | $7,536,000 | 671 |
| Salaries and employee benefits | $5,575,000 | 471 |
| Premises and equipment expense | $545,000 | 1,095 |
| Additional noninterest expense | $1,416,000 | 1,199 |
| Pre-tax net operating income | $926,000 | 1,795 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $367,000 | 1,141 |
| Income before extraordinary items | $559,000 | 2,389 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $559,000 | 2,391 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $559,000 | 2,392 |
| Net charge-offs | $111,000 | 2,359 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $559,000 | 2,272 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,561,000 | 3,832 |
| Total interest expense | $641,000 | 5,382 |
| Net interest income | $5,920,000 | 3,493 |
| Provision for loan and lease losses | $53,000 | 5,804 |
| Total noninterest income | $20,930,000 | 361 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $578,000 | 2,303 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $20,352,000 | 266 |
| Total noninterest expense | $24,543,000 | 809 |
| Salaries and employee benefits | $17,230,000 | 562 |
| Premises and equipment expense | $1,982,000 | 1,268 |
| Additional noninterest expense | $5,331,000 | 1,302 |
| Pre-tax net operating income | $2,254,000 | 2,290 |
| Securities gains (losses) | $149,000 | 1,717 |
| Applicable income taxes | $651,000 | 1,758 |
| Income before extraordinary items | $1,752,000 | 2,491 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,752,000 | 2,491 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,752,000 | 2,492 |
| Net charge-offs | $164,000 | 4,527 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,643,230 | 2,510 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,766,000 | 3,942 |
| Total interest expense | $485,000 | 5,475 |
| Net interest income | $4,281,000 | 3,608 |
| Provision for loan and lease losses | $7,000 | 6,265 |
| Total noninterest income | $13,859,000 | 393 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $430,000 | 2,330 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $13,429,000 | 293 |
| Total noninterest expense | $16,796,000 | 877 |
| Salaries and employee benefits | $11,504,000 | 635 |
| Premises and equipment expense | $1,436,000 | 1,320 |
| Additional noninterest expense | $3,856,000 | 1,337 |
| Pre-tax net operating income | $1,337,000 | 2,794 |
| Securities gains (losses) | $100,000 | 1,791 |
| Applicable income taxes | $295,000 | 2,283 |
| Income before extraordinary items | $1,142,000 | 2,813 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,142,000 | 2,815 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,142,000 | 2,815 |
| Net charge-offs | $299,000 | 3,252 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,063,000 | 2,844 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,119,000 | 4,031 |
| Total interest expense | $330,000 | 5,551 |
| Net interest income | $2,789,000 | 3,668 |
| Provision for loan and lease losses | $14,000 | 5,874 |
| Total noninterest income | $8,668,000 | 420 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $286,000 | 2,312 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,382,000 | 305 |
| Total noninterest expense | $11,078,000 | 905 |
| Salaries and employee benefits | $6,931,000 | 720 |
| Premises and equipment expense | $929,000 | 1,360 |
| Additional noninterest expense | $3,218,000 | 1,106 |
| Pre-tax net operating income | $365,000 | 4,338 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $237,000 | 2,041 |
| Income before extraordinary items | $128,000 | 5,506 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $128,000 | 5,505 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $128,000 | 5,506 |
| Net charge-offs | $328,000 | 2,590 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $128,000 | 5,412 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 4,189 |
| Total interest expense | $171,000 | 5,576 |
| Net interest income | $1,316,000 | 3,815 |
| Provision for loan and lease losses | $14,000 | 5,282 |
| Total noninterest income | $4,344,000 | 416 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $144,000 | 2,264 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,200,000 | 304 |
| Total noninterest expense | $5,591,000 | 895 |
| Salaries and employee benefits | $3,407,000 | 733 |
| Premises and equipment expense | $468,000 | 1,384 |
| Additional noninterest expense | $1,716,000 | 1,034 |
| Pre-tax net operating income | $55,000 | 5,682 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $25,000 | 3,306 |
| Income before extraordinary items | $30,000 | 5,990 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $30,000 | 5,989 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $30,000 | 5,990 |
| Net charge-offs | $82,000 | 2,935 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $30,000 | 5,963 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,957,000 | 3,919 |
| Total interest expense | $1,503,000 | 4,260 |
| Net interest income | $5,454,000 | 3,729 |
| Provision for loan and lease losses | $1,483,000 | 2,487 |
| Total noninterest income | $16,893,000 | 444 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $696,000 | 2,050 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,197,000 | 322 |
| Total noninterest expense | $22,854,000 | 885 |
| Salaries and employee benefits | $14,195,000 | 683 |
| Premises and equipment expense | $1,703,000 | 1,503 |
| Additional noninterest expense | $6,956,000 | 1,062 |
| Pre-tax net operating income | $-1,990,000 | 6,770 |
| Securities gains (losses) | $219,000 | 1,516 |
| Applicable income taxes | $-999,000 | 7,317 |
| Income before extraordinary items | $-772,000 | 6,495 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-772,000 | 6,497 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-772,000 | 6,497 |
| Net charge-offs | $2,130,000 | 1,790 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-912,160 | 6,516 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,247,000 | 3,984 |
| Total interest expense | $1,228,000 | 4,189 |
| Net interest income | $4,019,000 | 3,825 |
| Provision for loan and lease losses | $1,603,000 | 1,895 |
| Total noninterest income | $10,211,000 | 506 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $554,000 | 2,014 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $9,657,000 | 370 |
| Total noninterest expense | $14,740,000 | 1,002 |
| Salaries and employee benefits | $8,794,000 | 832 |
| Premises and equipment expense | $1,238,000 | 1,568 |
| Additional noninterest expense | $4,708,000 | 1,155 |
| Pre-tax net operating income | $-2,113,000 | 7,086 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-1,111,000 | 7,519 |
| Income before extraordinary items | $-1,002,000 | 6,900 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,002,000 | 6,900 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,002,000 | 6,900 |
| Net charge-offs | $1,891,000 | 1,560 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,002,000 | 6,858 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 3,960 |
| Total interest expense | $827,000 | 4,257 |
| Net interest income | $2,747,000 | 3,764 |
| Provision for loan and lease losses | $1,563,000 | 1,479 |
| Total noninterest income | $4,682,000 | 642 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $365,000 | 2,028 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,317,000 | 468 |
| Total noninterest expense | $8,180,000 | 1,216 |
| Salaries and employee benefits | $4,550,000 | 1,079 |
| Premises and equipment expense | $780,000 | 1,688 |
| Additional noninterest expense | $2,850,000 | 1,249 |
| Pre-tax net operating income | $-2,314,000 | 7,324 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-992,000 | 7,609 |
| Income before extraordinary items | $-1,322,000 | 7,197 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,322,000 | 7,196 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,322,000 | 7,197 |
| Net charge-offs | $1,451,000 | 1,396 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,322,000 | 7,183 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,720,000 | 4,126 |
| Total interest expense | $412,000 | 4,399 |
| Net interest income | $1,308,000 | 3,915 |
| Provision for loan and lease losses | $658,000 | 1,537 |
| Total noninterest income | $1,755,000 | 791 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $173,000 | 2,107 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,582,000 | 568 |
| Total noninterest expense | $4,128,000 | 1,221 |
| Salaries and employee benefits | $2,011,000 | 1,232 |
| Premises and equipment expense | $376,000 | 1,803 |
| Additional noninterest expense | $1,741,000 | 1,004 |
| Pre-tax net operating income | $-1,723,000 | 7,558 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-656,000 | 7,742 |
| Income before extraordinary items | $-1,067,000 | 7,484 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,067,000 | 7,484 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,067,000 | 7,485 |
| Net charge-offs | $475,000 | 1,621 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,067,000 | 7,476 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,441,000 | 3,123 |
| Total interest expense | $1,943,000 | 4,538 |
| Net interest income | $8,498,000 | 2,555 |
| Provision for loan and lease losses | $4,712,000 | 1,486 |
| Total noninterest income | $5,486,000 | 1,017 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $583,000 | 2,593 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,903,000 | 724 |
| Total noninterest expense | $13,767,000 | 1,497 |
| Salaries and employee benefits | $7,661,000 | 1,289 |
| Premises and equipment expense | $1,704,000 | 1,573 |
| Additional noninterest expense | $4,402,000 | 1,683 |
| Pre-tax net operating income | $-4,495,000 | 7,128 |
| Securities gains (losses) | $498,000 | 887 |
| Applicable income taxes | $-1,419,000 | 7,405 |
| Income before extraordinary items | $-2,578,000 | 6,908 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,578,000 | 6,907 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,578,000 | 6,908 |
| Net charge-offs | $3,696,000 | 1,414 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,896,720 | 6,979 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,840,000 | 3,171 |
| Total interest expense | $1,515,000 | 4,571 |
| Net interest income | $6,325,000 | 2,589 |
| Provision for loan and lease losses | $4,512,000 | 1,122 |
| Total noninterest income | $3,764,000 | 1,102 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $405,000 | 2,733 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,359,000 | 796 |
| Total noninterest expense | $9,783,000 | 1,574 |
| Salaries and employee benefits | $5,454,000 | 1,395 |
| Premises and equipment expense | $1,299,000 | 1,583 |
| Additional noninterest expense | $3,030,000 | 1,771 |
| Pre-tax net operating income | $-4,206,000 | 7,432 |
| Securities gains (losses) | $498,000 | 704 |
| Applicable income taxes | $-1,247,000 | 7,618 |
| Income before extraordinary items | $-2,461,000 | 7,286 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,461,000 | 7,285 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,461,000 | 7,286 |
| Net charge-offs | $3,275,000 | 1,123 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,789,680 | 7,331 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,266,000 | 3,170 |
| Total interest expense | $1,049,000 | 4,588 |
| Net interest income | $4,217,000 | 2,567 |
| Provision for loan and lease losses | $2,179,000 | 1,332 |
| Total noninterest income | $2,403,000 | 1,153 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $215,000 | 3,170 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,188,000 | 824 |
| Total noninterest expense | $6,029,000 | 1,707 |
| Salaries and employee benefits | $3,238,000 | 1,584 |
| Premises and equipment expense | $901,000 | 1,547 |
| Additional noninterest expense | $1,890,000 | 1,898 |
| Pre-tax net operating income | $-1,588,000 | 7,268 |
| Securities gains (losses) | $425,000 | 581 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,163,000 | 7,209 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,163,000 | 7,207 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,163,000 | 7,208 |
| Net charge-offs | $1,671,000 | 1,259 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,588,000 | 7,361 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 3,285 |
| Total interest expense | $538,000 | 4,635 |
| Net interest income | $2,021,000 | 2,686 |
| Provision for loan and lease losses | $962,000 | 1,224 |
| Total noninterest income | $1,099,000 | 1,185 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $115,000 | 2,985 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $984,000 | 861 |
| Total noninterest expense | $2,880,000 | 1,721 |
| Salaries and employee benefits | $1,546,000 | 1,672 |
| Premises and equipment expense | $458,000 | 1,555 |
| Additional noninterest expense | $876,000 | 1,837 |
| Pre-tax net operating income | $-722,000 | 7,496 |
| Securities gains (losses) | $178,000 | 717 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-544,000 | 7,487 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-544,000 | 7,487 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-544,000 | 7,488 |
| Net charge-offs | $413,000 | 1,510 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-722,000 | 7,579 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,435,000 | 3,167 |
| Total interest expense | $2,675,000 | 4,564 |
| Net interest income | $8,760,000 | 2,485 |
| Provision for loan and lease losses | $2,972,000 | 1,399 |
| Total noninterest income | $3,811,000 | 1,311 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $467,000 | 3,165 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,344,000 | 888 |
| Total noninterest expense | $11,176,000 | 1,736 |
| Salaries and employee benefits | $6,192,000 | 1,651 |
| Premises and equipment expense | $1,692,000 | 1,629 |
| Additional noninterest expense | $3,292,000 | 1,861 |
| Pre-tax net operating income | $-1,577,000 | 7,235 |
| Securities gains (losses) | $244,000 | 634 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,333,000 | 7,146 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,333,000 | 7,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,864,000 | 1,036 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,577,000 | 7,337 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,637,000 | 3,210 |
| Total interest expense | $2,040,000 | 4,647 |
| Net interest income | $6,597,000 | 2,503 |
| Provision for loan and lease losses | $610,000 | 2,457 |
| Total noninterest income | $3,042,000 | 1,299 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $353,000 | 3,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,689,000 | 884 |
| Total noninterest expense | $8,655,000 | 1,680 |
| Salaries and employee benefits | $4,922,000 | 1,591 |
| Premises and equipment expense | $1,257,000 | 1,657 |
| Additional noninterest expense | $2,476,000 | 1,793 |
| Pre-tax net operating income | $374,000 | 5,360 |
| Securities gains (losses) | $149,000 | 745 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $523,000 | 4,361 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $523,000 | 4,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $627,000 | 1,712 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $374,000 | 5,049 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,935,000 | 3,182 |
| Total interest expense | $1,404,000 | 4,695 |
| Net interest income | $4,531,000 | 2,413 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $2,303,000 | 1,180 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $225,000 | 3,245 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,078,000 | 819 |
| Total noninterest expense | $5,675,000 | 1,703 |
| Salaries and employee benefits | $3,361,000 | 1,566 |
| Premises and equipment expense | $802,000 | 1,719 |
| Additional noninterest expense | $1,512,000 | 1,908 |
| Pre-tax net operating income | $1,159,000 | 2,649 |
| Securities gains (losses) | $149,000 | 739 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,308,000 | 2,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,308,000 | 2,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,994 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,159,000 | 2,224 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,139,000 | 3,095 |
| Total interest expense | $767,000 | 4,623 |
| Net interest income | $2,372,000 | 2,320 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $781,000 | 1,593 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $100,000 | 3,452 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $681,000 | 1,144 |
| Total noninterest expense | $2,932,000 | 1,656 |
| Salaries and employee benefits | $1,661,000 | 1,596 |
| Premises and equipment expense | $399,000 | 1,731 |
| Additional noninterest expense | $872,000 | 1,648 |
| Pre-tax net operating income | $221,000 | 4,768 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $221,000 | 4,459 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $221,000 | 4,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,853 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $221,000 | 4,352 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,353,000 | 4,245 |
| Total interest expense | $2,186,000 | 5,629 |
| Net interest income | $6,167,000 | 3,438 |
| Provision for loan and lease losses | $1,044,000 | 1,378 |
| Total noninterest income | $2,362,000 | 1,967 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $208,000 | 4,831 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,154,000 | 1,309 |
| Total noninterest expense | $7,037,000 | 2,582 |
| Salaries and employee benefits | $3,933,000 | 2,517 |
| Premises and equipment expense | $683,000 | 3,501 |
| Additional noninterest expense | $2,421,000 | 2,231 |
| Pre-tax net operating income | $448,000 | 6,136 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $448,000 | 5,871 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $448,000 | 5,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $993,000 | 1,032 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $-4,077,000 | 8,523 |
| Net operating income | $448,000 | 5,863 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,672,000 | 4,541 |
| Total interest expense | $1,462,000 | 5,916 |
| Net interest income | $4,210,000 | 3,684 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,780,000 | 1,959 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $145,000 | 4,996 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,635,000 | 1,307 |
| Total noninterest expense | $5,012,000 | 2,683 |
| Salaries and employee benefits | $2,764,000 | 2,672 |
| Premises and equipment expense | $379,000 | 4,320 |
| Additional noninterest expense | $1,869,000 | 2,133 |
| Pre-tax net operating income | $978,000 | 4,405 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $978,000 | 3,940 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $978,000 | 3,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,091 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $978,000 | 3,925 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,805,000 | 4,544 |
| Total interest expense | $967,000 | 5,952 |
| Net interest income | $2,838,000 | 3,681 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,211,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $97,000 | 5,000 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,114,000 | 1,307 |
| Total noninterest expense | $3,248,000 | 2,768 |
| Salaries and employee benefits | $1,791,000 | 2,766 |
| Premises and equipment expense | $257,000 | 4,299 |
| Additional noninterest expense | $1,200,000 | 2,204 |
| Pre-tax net operating income | $801,000 | 4,019 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $801,000 | 3,516 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $801,000 | 3,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $801,000 | 3,491 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,863,000 | 4,600 |
| Total interest expense | $486,000 | 5,937 |
| Net interest income | $1,377,000 | 3,765 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $569,000 | 2,030 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $49,000 | 4,927 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $520,000 | 1,321 |
| Total noninterest expense | $1,584,000 | 2,835 |
| Salaries and employee benefits | $875,000 | 2,857 |
| Premises and equipment expense | $133,000 | 4,204 |
| Additional noninterest expense | $576,000 | 2,269 |
| Pre-tax net operating income | $362,000 | 4,236 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $362,000 | 3,737 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $362,000 | 3,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $362,000 | 3,718 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,604,000 | 4,334 |
| Total interest expense | $1,810,000 | 5,678 |
| Net interest income | $5,794,000 | 3,619 |
| Provision for loan and lease losses | $20,000 | 6,291 |
| Total noninterest income | $2,901,000 | 1,688 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $219,000 | 4,798 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,682,000 | 1,082 |
| Total noninterest expense | $6,916,000 | 2,547 |
| Salaries and employee benefits | $3,888,000 | 2,506 |
| Premises and equipment expense | $586,000 | 3,840 |
| Additional noninterest expense | $2,442,000 | 2,144 |
| Pre-tax net operating income | $1,759,000 | 3,942 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,759,000 | 3,405 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,759,000 | 3,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,050 |
| Cash dividends | $895,000 | 2,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,759,000 | 3,393 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,732,000 | 4,303 |
| Total interest expense | $1,308,000 | 5,695 |
| Net interest income | $4,424,000 | 3,583 |
| Provision for loan and lease losses | $20,000 | 5,975 |
| Total noninterest income | $2,208,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $163,000 | 4,855 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,045,000 | 1,081 |
| Total noninterest expense | $5,240,000 | 2,509 |
| Salaries and employee benefits | $2,971,000 | 2,459 |
| Premises and equipment expense | $432,000 | 3,891 |
| Additional noninterest expense | $1,837,000 | 2,125 |
| Pre-tax net operating income | $1,372,000 | 3,985 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,372,000 | 3,395 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,372,000 | 3,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,183 |
| Cash dividends | $895,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,372,000 | 3,390 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,727,000 | 4,321 |
| Total interest expense | $806,000 | 5,788 |
| Net interest income | $2,921,000 | 3,617 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $1,380,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $107,000 | 4,870 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,273,000 | 1,131 |
| Total noninterest expense | $3,431,000 | 2,574 |
| Salaries and employee benefits | $1,914,000 | 2,537 |
| Premises and equipment expense | $285,000 | 3,923 |
| Additional noninterest expense | $1,232,000 | 2,122 |
| Pre-tax net operating income | $850,000 | 4,185 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $850,000 | 3,590 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $850,000 | 3,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,668 |
| Cash dividends | $895,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $850,000 | 3,577 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 4,400 |
| Total interest expense | $372,000 | 5,881 |
| Net interest income | $1,412,000 | 3,707 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $597,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $56,000 | 4,691 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $541,000 | 1,265 |
| Total noninterest expense | $1,615,000 | 2,710 |
| Salaries and employee benefits | $890,000 | 2,709 |
| Premises and equipment expense | $144,000 | 3,911 |
| Additional noninterest expense | $581,000 | 2,224 |
| Pre-tax net operating income | $374,000 | 4,433 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $374,000 | 3,856 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $374,000 | 3,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 925 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $374,000 | 3,838 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,402,000 | 3,986 |
| Total interest expense | $1,220,000 | 5,771 |
| Net interest income | $6,182,000 | 3,342 |
| Provision for loan and lease losses | $-493,000 | 8,748 |
| Total noninterest income | $2,425,000 | 1,917 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $229,000 | 4,765 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,196,000 | 1,270 |
| Total noninterest expense | $6,695,000 | 2,486 |
| Salaries and employee benefits | $3,723,000 | 2,453 |
| Premises and equipment expense | $572,000 | 3,799 |
| Additional noninterest expense | $2,400,000 | 2,095 |
| Pre-tax net operating income | $2,405,000 | 3,238 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,405,000 | 2,677 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,405,000 | 2,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $506,000 | 1,162 |
| Cash dividends | $1,670,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,405,000 | 2,646 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,492,000 | 3,964 |
| Total interest expense | $883,000 | 5,765 |
| Net interest income | $4,609,000 | 3,349 |
| Provision for loan and lease losses | $-507,000 | 8,783 |
| Total noninterest income | $1,562,000 | 2,140 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $175,000 | 4,749 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,387,000 | 1,435 |
| Total noninterest expense | $5,006,000 | 2,470 |
| Salaries and employee benefits | $2,780,000 | 2,424 |
| Premises and equipment expense | $438,000 | 3,721 |
| Additional noninterest expense | $1,788,000 | 2,081 |
| Pre-tax net operating income | $1,672,000 | 3,482 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,672,000 | 2,872 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,672,000 | 2,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 1,325 |
| Cash dividends | $1,050,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,672,000 | 2,832 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,578,000 | 3,975 |
| Total interest expense | $561,000 | 5,744 |
| Net interest income | $3,017,000 | 3,392 |
| Provision for loan and lease losses | $-897,000 | 8,817 |
| Total noninterest income | $603,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $119,000 | 4,670 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $484,000 | 2,235 |
| Total noninterest expense | $3,317,000 | 2,461 |
| Salaries and employee benefits | $1,791,000 | 2,492 |
| Premises and equipment expense | $298,000 | 3,648 |
| Additional noninterest expense | $1,228,000 | 1,998 |
| Pre-tax net operating income | $1,200,000 | 3,248 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,200,000 | 2,653 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,200,000 | 2,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 1,653 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,200,000 | 2,615 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 4,032 |
| Total interest expense | $269,000 | 5,775 |
| Net interest income | $1,468,000 | 3,460 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $781,000 | 1,518 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $59,000 | 4,633 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $722,000 | 1,021 |
| Total noninterest expense | $1,763,000 | 2,346 |
| Salaries and employee benefits | $892,000 | 2,512 |
| Premises and equipment expense | $148,000 | 3,685 |
| Additional noninterest expense | $723,000 | 1,704 |
| Pre-tax net operating income | $441,000 | 4,017 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $441,000 | 3,369 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $441,000 | 3,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $441,000 | 3,334 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,720,000 | 3,933 |
| Total interest expense | $970,000 | 5,758 |
| Net interest income | $5,750,000 | 3,397 |
| Provision for loan and lease losses | $1,529,000 | 711 |
| Total noninterest income | $3,427,000 | 1,440 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $246,000 | 4,777 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,181,000 | 939 |
| Total noninterest expense | $7,511,000 | 2,120 |
| Salaries and employee benefits | $3,875,000 | 2,250 |
| Premises and equipment expense | $655,000 | 3,299 |
| Additional noninterest expense | $2,981,000 | 1,634 |
| Pre-tax net operating income | $137,000 | 7,992 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $137,000 | 7,939 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $137,000 | 7,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,757 |
| Cash dividends | $350,000 | 4,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $137,000 | 7,892 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,808,000 | 4,052 |
| Total interest expense | $727,000 | 5,723 |
| Net interest income | $4,088,000 | 3,538 |
| Provision for loan and lease losses | $556,000 | 1,319 |
| Total noninterest income | $2,718,000 | 1,401 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $189,000 | 4,776 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,529,000 | 910 |
| Total noninterest expense | $5,951,000 | 2,008 |
| Salaries and employee benefits | $2,975,000 | 2,186 |
| Premises and equipment expense | $513,000 | 3,185 |
| Additional noninterest expense | $2,463,000 | 1,492 |
| Pre-tax net operating income | $299,000 | 7,219 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $299,000 | 6,903 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $299,000 | 6,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,250 |
| Cash dividends | $250,000 | 3,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $299,000 | 6,832 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,182,000 | 4,067 |
| Total interest expense | $481,000 | 5,758 |
| Net interest income | $2,701,000 | 3,550 |
| Provision for loan and lease losses | $200,000 | 2,196 |
| Total noninterest income | $1,660,000 | 1,487 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $123,000 | 4,818 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,537,000 | 969 |
| Total noninterest expense | $4,048,000 | 1,970 |
| Salaries and employee benefits | $1,991,000 | 2,182 |
| Premises and equipment expense | $356,000 | 3,082 |
| Additional noninterest expense | $1,701,000 | 1,426 |
| Pre-tax net operating income | $113,000 | 7,816 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $113,000 | 7,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 7,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $113,000 | 7,579 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 4,217 |
| Total interest expense | $240,000 | 5,816 |
| Net interest income | $1,284,000 | 3,688 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $811,000 | 1,474 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $65,000 | 4,595 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $746,000 | 977 |
| Total noninterest expense | $2,089,000 | 1,921 |
| Salaries and employee benefits | $972,000 | 2,255 |
| Premises and equipment expense | $177,000 | 3,127 |
| Additional noninterest expense | $940,000 | 1,275 |
| Pre-tax net operating income | $6,000 | 8,480 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $6,000 | 8,519 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,000 | 8,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $6,000 | 8,459 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,857,000 | 3,497 |
| Total interest expense | $1,190,000 | 5,589 |
| Net interest income | $6,667,000 | 2,882 |
| Provision for loan and lease losses | $435,000 | 2,424 |
| Total noninterest income | $5,016,000 | 1,129 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $313,000 | 4,198 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,703,000 | 800 |
| Total noninterest expense | $8,328,000 | 1,904 |
| Salaries and employee benefits | $4,907,000 | 1,749 |
| Premises and equipment expense | $763,000 | 2,874 |
| Additional noninterest expense | $2,658,000 | 1,813 |
| Pre-tax net operating income | $2,920,000 | 2,566 |
| Securities gains (losses) | $-2,000 | 8,601 |
| Applicable income taxes | $-14,000 | 8,779 |
| Income before extraordinary items | $2,932,000 | 2,076 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,932,000 | 2,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,652 |
| Cash dividends | $2,925,000 | 1,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,934,000 | 1,986 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,262,000 | 3,366 |
| Total interest expense | $932,000 | 5,591 |
| Net interest income | $5,330,000 | 2,736 |
| Provision for loan and lease losses | $283,000 | 2,624 |
| Total noninterest income | $3,608,000 | 1,183 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $253,000 | 4,057 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,355,000 | 852 |
| Total noninterest expense | $6,559,000 | 1,823 |
| Salaries and employee benefits | $3,939,000 | 1,649 |
| Premises and equipment expense | $599,000 | 2,778 |
| Additional noninterest expense | $2,021,000 | 1,790 |
| Pre-tax net operating income | $2,096,000 | 2,747 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,096,000 | 2,233 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,096,000 | 2,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,125 |
| Cash dividends | $2,645,000 | 809 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,096,000 | 2,115 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 3,253 |
| Total interest expense | $668,000 | 5,489 |
| Net interest income | $3,696,000 | 2,630 |
| Provision for loan and lease losses | $258,000 | 2,081 |
| Total noninterest income | $1,959,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $184,000 | 3,809 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,775,000 | 994 |
| Total noninterest expense | $4,251,000 | 1,860 |
| Salaries and employee benefits | $2,476,000 | 1,732 |
| Premises and equipment expense | $404,000 | 2,736 |
| Additional noninterest expense | $1,371,000 | 1,753 |
| Pre-tax net operating income | $1,146,000 | 3,196 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,146,000 | 2,680 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,146,000 | 2,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $1,650,000 | 878 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,146,000 | 2,527 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 2,960 |
| Total interest expense | $418,000 | 4,901 |
| Net interest income | $2,038,000 | 2,382 |
| Provision for loan and lease losses | $135,000 | 1,910 |
| Total noninterest income | $1,002,000 | 1,328 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $116,000 | 3,170 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $886,000 | 973 |
| Total noninterest expense | $2,287,000 | 1,732 |
| Salaries and employee benefits | $1,299,000 | 1,640 |
| Premises and equipment expense | $225,000 | 2,481 |
| Additional noninterest expense | $763,000 | 1,553 |
| Pre-tax net operating income | $618,000 | 3,010 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $618,000 | 2,468 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $618,000 | 2,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $900,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $618,000 | 2,331 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,149,000 | 1,906 |
| Total interest expense | $3,539,000 | 3,061 |
| Net interest income | $12,610,000 | 1,536 |
| Provision for loan and lease losses | $340,000 | 3,182 |
| Total noninterest income | $7,584,000 | 759 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $652,000 | 2,402 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,932,000 | 553 |
| Total noninterest expense | $14,503,000 | 1,075 |
| Salaries and employee benefits | $8,327,000 | 973 |
| Premises and equipment expense | $1,508,000 | 1,468 |
| Additional noninterest expense | $4,668,000 | 1,058 |
| Pre-tax net operating income | $5,351,000 | 1,531 |
| Securities gains (losses) | $68,000 | 2,124 |
| Applicable income taxes | $-16,000 | 8,890 |
| Income before extraordinary items | $5,435,000 | 1,158 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,435,000 | 1,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 1,806 |
| Cash dividends | $6,250,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,367,000 | 1,125 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,106,000 | 2,140 |
| Total interest expense | $5,512,000 | 2,879 |
| Net interest income | $10,594,000 | 1,686 |
| Provision for loan and lease losses | $308,000 | 3,145 |
| Total noninterest income | $10,112,000 | 599 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $708,000 | 2,121 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,404,000 | 432 |
| Total noninterest expense | $14,510,000 | 1,018 |
| Salaries and employee benefits | $8,890,000 | 832 |
| Premises and equipment expense | $1,562,000 | 1,368 |
| Additional noninterest expense | $4,058,000 | 1,178 |
| Pre-tax net operating income | $5,888,000 | 1,266 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $5,888,000 | 934 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,888,000 | 934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $610,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,888,000 | 893 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,321,000 | 2,427 |
| Total interest expense | $5,266,000 | 3,164 |
| Net interest income | $9,055,000 | 1,942 |
| Provision for loan and lease losses | $343,000 | 2,609 |
| Total noninterest income | $4,803,000 | 953 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $606,000 | 2,272 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,197,000 | 699 |
| Total noninterest expense | $9,813,000 | 1,414 |
| Salaries and employee benefits | $5,061,000 | 1,398 |
| Premises and equipment expense | $1,272,000 | 1,632 |
| Additional noninterest expense | $3,480,000 | 1,309 |
| Pre-tax net operating income | $3,702,000 | 1,976 |
| Securities gains (losses) | $-51,000 | 9,209 |
| Applicable income taxes | $-76,000 | 9,546 |
| Income before extraordinary items | $3,727,000 | 1,421 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,727,000 | 1,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,928 |
| Cash dividends | $1,374,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,778,000 | 1,387 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,854,000 | 2,725 |
| Total interest expense | $4,468,000 | 3,260 |
| Net interest income | $7,386,000 | 2,389 |
| Provision for loan and lease losses | $264,000 | 2,955 |
| Total noninterest income | $5,788,000 | 840 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $490,000 | 2,678 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $5,298,000 | 626 |
| Total noninterest expense | $10,400,000 | 1,336 |
| Salaries and employee benefits | $5,700,000 | 1,209 |
| Premises and equipment expense | $1,529,000 | 1,328 |
| Additional noninterest expense | $3,171,000 | 1,453 |
| Pre-tax net operating income | $2,510,000 | 2,786 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $36,000 | 7,887 |
| Income before extraordinary items | $2,474,000 | 2,116 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,474,000 | 2,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,474,000 | 2,085 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,889,000 | 3,264 |
| Total interest expense | $3,919,000 | 3,757 |
| Net interest income | $5,970,000 | 2,888 |
| Provision for loan and lease losses | $112,000 | 4,884 |
| Total noninterest income | $6,651,000 | 768 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $438,000 | 2,899 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $6,213,000 | 566 |
| Total noninterest expense | $10,484,000 | 1,268 |
| Salaries and employee benefits | $5,636,000 | 1,164 |
| Premises and equipment expense | $1,666,000 | 1,149 |
| Additional noninterest expense | $3,182,000 | 1,380 |
| Pre-tax net operating income | $2,025,000 | 3,310 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $37,000 | 8,566 |
| Income before extraordinary items | $1,988,000 | 2,565 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,988,000 | 2,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,207 |
| Cash dividends | $2,520,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,988,000 | 2,495 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,819,000 | 3,002 |
| Total interest expense | $4,390,000 | 3,365 |
| Net interest income | $6,429,000 | 2,705 |
| Provision for loan and lease losses | $512,000 | 1,737 |
| Total noninterest income | $5,290,000 | 890 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $378,000 | 3,381 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,912,000 | 622 |
| Total noninterest expense | $9,352,000 | 1,404 |
| Salaries and employee benefits | $4,803,000 | 1,370 |
| Premises and equipment expense | $1,208,000 | 1,622 |
| Additional noninterest expense | $3,341,000 | 1,315 |
| Pre-tax net operating income | $1,855,000 | 3,765 |
| Securities gains (losses) | $-16,000 | 10,264 |
| Applicable income taxes | $-37,000 | 10,596 |
| Income before extraordinary items | $1,876,000 | 2,732 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,876,000 | 2,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,193 |
| Cash dividends | $1,270,000 | 1,813 |
| Sale, conversion, retirement of capital stock, net | $4,600,000 | 218 |
| Net operating income | $1,892,000 | 2,663 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,031,000 | 6,838 |
| Total interest expense | $1,144,000 | 8,544 |
| Net interest income | $2,887,000 | 5,599 |
| Provision for loan and lease losses | $53,000 | 6,487 |
| Total noninterest income | $4,158,000 | 1,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,877,000 | 752 |
| Total noninterest expense | $5,656,000 | 2,431 |
| Salaries and employee benefits | $3,099,000 | 2,154 |
| Premises and equipment expense | $580,000 | 3,318 |
| Additional noninterest expense | $1,977,000 | 2,484 |
| Pre-tax net operating income | $1,336,000 | 4,745 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $441,000 | 4,568 |
| Income before extraordinary items | $895,000 | 4,893 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $895,000 | 4,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $760,000 | 2,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $895,000 | 4,837 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,305,000 | 7,797 |
| Total interest expense | $947,000 | 9,440 |
| Net interest income | $2,358,000 | 6,561 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $2,266,000 | 1,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,010,000 | 1,126 |
| Total noninterest expense | $3,475,000 | 3,772 |
| Salaries and employee benefits | $2,124,000 | 3,121 |
| Premises and equipment expense | $441,000 | 4,174 |
| Additional noninterest expense | $910,000 | 4,724 |
| Pre-tax net operating income | $1,134,000 | 5,474 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $327,000 | 5,700 |
| Income before extraordinary items | $799,000 | 5,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $799,000 | 5,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $65,000 | 7,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $804,680 | 5,401 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,850,000 | 8,322 |
| Total interest expense | $740,000 | 9,877 |
| Net interest income | $2,110,000 | 7,300 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,824,000 | 1,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,592,000 | 1,317 |
| Total noninterest expense | $3,342,000 | 4,012 |
| Salaries and employee benefits | $2,106,000 | 3,127 |
| Premises and equipment expense | $380,000 | 4,790 |
| Additional noninterest expense | $856,000 | 5,397 |
| Pre-tax net operating income | $592,000 | 8,048 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $252,000 | 6,503 |
| Income before extraordinary items | $340,000 | 8,721 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $340,000 | 8,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $295,000 | 4,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $340,000 | 8,787 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,764,000 | 8,723 |
| Total interest expense | $750,000 | 10,305 |
| Net interest income | $2,014,000 | 7,634 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,987,000 | 1,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,766,000 | 1,372 |
| Total noninterest expense | $2,750,000 | 4,842 |
| Salaries and employee benefits | $1,932,000 | 3,380 |
| Premises and equipment expense | $188,000 | 7,937 |
| Additional noninterest expense | $630,000 | 7,080 |
| Pre-tax net operating income | $1,249,000 | 5,036 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $444,000 | 4,631 |
| Income before extraordinary items | $807,000 | 5,536 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $807,000 | 5,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 12,190 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 593 |
| Net operating income | $805,700 | 5,308 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,390,000 | 10,109 |
| Total interest expense | $826,000 | 11,206 |
| Net interest income | $1,564,000 | 9,062 |
| Provision for loan and lease losses | $7,000 | 11,393 |
| Total noninterest income | $1,597,000 | 2,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,389,000 | 1,592 |
| Total noninterest expense | $1,729,000 | 7,186 |
| Salaries and employee benefits | $1,113,000 | 5,535 |
| Premises and equipment expense | $151,000 | 9,075 |
| Additional noninterest expense | $465,000 | 8,809 |
| Pre-tax net operating income | $1,425,000 | 4,246 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $515,000 | 3,907 |
| Income before extraordinary items | $910,000 | 4,891 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $910,000 | 4,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $750,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $910,000 | 4,569 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.