Home > Peoples National Bank > Income and Expense
Peoples National Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,069,000 | 2,970 |
| Total interest expense | $4,640,000 | 3,223 |
| Net interest income | $6,429,000 | 2,750 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $750,000 | 3,877 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $478,000 | 2,829 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $272,000 | 4,317 |
| Total noninterest expense | $3,624,000 | 3,663 |
| Salaries and employee benefits | $1,938,000 | 3,433 |
| Premises and equipment expense | $389,000 | 4,641 |
| Additional noninterest expense | $1,297,000 | 3,537 |
| Pre-tax net operating income | $3,405,000 | 2,099 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $1,236,000 | 1,944 |
| Income before extraordinary items | $2,181,000 | 2,264 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,181,000 | 2,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,285 |
| Cash dividends | $880,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,173,320 | 2,222 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,858,000 | 3,322 |
| Total interest expense | $4,036,000 | 3,652 |
| Net interest income | $5,822,000 | 3,057 |
| Provision for loan and lease losses | $144,000 | 3,734 |
| Total noninterest income | $778,000 | 3,758 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $470,000 | 2,888 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $308,000 | 3,935 |
| Total noninterest expense | $3,765,000 | 3,506 |
| Salaries and employee benefits | $2,093,000 | 3,164 |
| Premises and equipment expense | $388,000 | 4,661 |
| Additional noninterest expense | $1,284,000 | 3,535 |
| Pre-tax net operating income | $2,691,000 | 2,667 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $941,000 | 2,510 |
| Income before extraordinary items | $1,759,000 | 2,803 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,759,000 | 2,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,551 |
| Cash dividends | $565,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,753,150 | 2,775 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,409,000 | 3,567 |
| Total interest expense | $3,109,000 | 3,833 |
| Net interest income | $5,300,000 | 3,379 |
| Provision for loan and lease losses | $143,000 | 3,723 |
| Total noninterest income | $674,000 | 4,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $386,000 | 3,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 4,207 |
| Total noninterest expense | $3,270,000 | 4,093 |
| Salaries and employee benefits | $1,784,000 | 3,649 |
| Premises and equipment expense | $360,000 | 4,994 |
| Additional noninterest expense | $1,126,000 | 4,283 |
| Pre-tax net operating income | $2,561,000 | 2,760 |
| Securities gains (losses) | $-90,000 | 11,462 |
| Applicable income taxes | $833,000 | 2,678 |
| Income before extraordinary items | $1,638,000 | 2,936 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,638,000 | 2,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,055 |
| Cash dividends | $1,915,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,697,400 | 2,867 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,335,000 | 3,666 |
| Total interest expense | $3,292,000 | 3,789 |
| Net interest income | $5,043,000 | 3,547 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $661,000 | 4,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $311,000 | 4,371 |
| Total noninterest expense | $3,396,000 | 4,024 |
| Salaries and employee benefits | $1,742,000 | 3,738 |
| Premises and equipment expense | $295,000 | 5,946 |
| Additional noninterest expense | $1,359,000 | 3,799 |
| Pre-tax net operating income | $2,068,000 | 3,204 |
| Securities gains (losses) | $59,000 | 3,175 |
| Applicable income taxes | $710,000 | 3,070 |
| Income before extraordinary items | $1,417,000 | 3,411 |
| Extraordinary gains, net | $81,000 | 1,772 |
| Net income | $1,498,000 | 3,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,512 |
| Cash dividends | $1,700,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,377,470 | 3,311 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,664,000 | 3,990 |
| Total interest expense | $3,883,000 | 4,184 |
| Net interest income | $4,781,000 | 3,800 |
| Provision for loan and lease losses | $328,000 | 3,931 |
| Total noninterest income | $496,000 | 5,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,558 |
| Total noninterest expense | $3,175,000 | 4,293 |
| Salaries and employee benefits | $1,652,000 | 3,885 |
| Premises and equipment expense | $278,000 | 6,313 |
| Additional noninterest expense | $1,245,000 | 4,208 |
| Pre-tax net operating income | $1,774,000 | 3,483 |
| Securities gains (losses) | $-14,000 | 13,390 |
| Applicable income taxes | $545,000 | 3,721 |
| Income before extraordinary items | $1,215,000 | 3,761 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,215,000 | 3,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 4,385 |
| Cash dividends | $585,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,224,660 | 3,464 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.