Home > Peoples Loan & Trust Bank > Income and Expense
Peoples Loan & Trust Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,929,000 | 2,187 |
| Total interest expense | $7,114,000 | 2,095 |
| Net interest income | $7,815,000 | 2,252 |
| Provision for loan and lease losses | $360,000 | 2,275 |
| Total noninterest income | $798,000 | 3,624 |
| Gross Fiduciary activities income | $134,000 | 945 |
| Service charges on deposit accounts | $433,000 | 2,995 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $231,000 | 4,611 |
| Total noninterest expense | $4,730,000 | 2,857 |
| Salaries and employee benefits | $2,332,000 | 2,998 |
| Premises and equipment expense | $808,000 | 2,514 |
| Additional noninterest expense | $1,590,000 | 2,726 |
| Pre-tax net operating income | $3,523,000 | 2,077 |
| Securities gains (losses) | $11,000 | 1,705 |
| Applicable income taxes | $1,400,000 | 1,686 |
| Income before extraordinary items | $2,134,000 | 2,441 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,134,000 | 2,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,020 |
| Cash dividends | $974,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,126,960 | 2,405 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,915,000 | 2,530 |
| Total interest expense | $5,833,000 | 2,597 |
| Net interest income | $7,082,000 | 2,401 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $1,012,000 | 3,049 |
| Gross Fiduciary activities income | $129,000 | 963 |
| Service charges on deposit accounts | $418,000 | 3,012 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $465,000 | 3,113 |
| Total noninterest expense | $4,639,000 | 2,799 |
| Salaries and employee benefits | $2,173,000 | 3,087 |
| Premises and equipment expense | $792,000 | 2,478 |
| Additional noninterest expense | $1,674,000 | 2,489 |
| Pre-tax net operating income | $3,215,000 | 2,227 |
| Securities gains (losses) | $77,000 | 1,445 |
| Applicable income taxes | $1,266,000 | 1,893 |
| Income before extraordinary items | $2,026,000 | 2,515 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,026,000 | 2,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,864 |
| Cash dividends | $1,023,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,976,720 | 2,506 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,224,000 | 2,678 |
| Total interest expense | $5,532,000 | 2,704 |
| Net interest income | $6,692,000 | 2,596 |
| Provision for loan and lease losses | $645,000 | 1,421 |
| Total noninterest income | $721,000 | 3,893 |
| Gross Fiduciary activities income | $124,000 | 1,004 |
| Service charges on deposit accounts | $423,000 | 3,079 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $174,000 | 5,301 |
| Total noninterest expense | $4,310,000 | 2,949 |
| Salaries and employee benefits | $2,097,000 | 3,162 |
| Premises and equipment expense | $800,000 | 2,429 |
| Additional noninterest expense | $1,413,000 | 2,893 |
| Pre-tax net operating income | $2,458,000 | 2,957 |
| Securities gains (losses) | $-17,000 | 10,300 |
| Applicable income taxes | $1,023,000 | 2,388 |
| Income before extraordinary items | $1,418,000 | 3,526 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,418,000 | 3,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $648,000 | 1,086 |
| Cash dividends | $840,000 | 2,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,428,880 | 3,419 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,187,000 | 2,951 |
| Total interest expense | $5,217,000 | 2,893 |
| Net interest income | $5,970,000 | 2,963 |
| Provision for loan and lease losses | $665,000 | 1,379 |
| Total noninterest income | $816,000 | 3,651 |
| Gross Fiduciary activities income | $204,000 | 960 |
| Service charges on deposit accounts | $383,000 | 3,464 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $229,000 | 4,804 |
| Total noninterest expense | $4,005,000 | 3,343 |
| Salaries and employee benefits | $2,141,000 | 3,125 |
| Premises and equipment expense | $723,000 | 2,701 |
| Additional noninterest expense | $1,141,000 | 3,939 |
| Pre-tax net operating income | $2,116,000 | 3,260 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $847,000 | 2,706 |
| Income before extraordinary items | $1,269,000 | 3,693 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,269,000 | 3,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 1,837 |
| Cash dividends | $446,000 | 3,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,269,000 | 3,641 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,136,000 | 3,244 |
| Total interest expense | $4,888,000 | 3,080 |
| Net interest income | $5,248,000 | 3,377 |
| Provision for loan and lease losses | $251,000 | 2,547 |
| Total noninterest income | $931,000 | 3,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $359,000 | 3,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $572,000 | 2,620 |
| Total noninterest expense | $4,360,000 | 3,078 |
| Salaries and employee benefits | $2,220,000 | 2,997 |
| Premises and equipment expense | $703,000 | 2,793 |
| Additional noninterest expense | $1,437,000 | 3,199 |
| Pre-tax net operating income | $1,568,000 | 4,299 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $646,000 | 3,465 |
| Income before extraordinary items | $922,000 | 4,897 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $922,000 | 4,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $810,000 | 1,018 |
| Cash dividends | $263,000 | 4,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $922,000 | 4,890 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,861,000 | 4,971 |
| Total interest expense | $2,391,000 | 4,824 |
| Net interest income | $3,470,000 | 4,979 |
| Provision for loan and lease losses | $94,000 | 4,709 |
| Total noninterest income | $759,000 | 3,882 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $305,000 | 4,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $454,000 | 3,149 |
| Total noninterest expense | $3,736,000 | 3,635 |
| Salaries and employee benefits | $1,821,000 | 3,580 |
| Premises and equipment expense | $662,000 | 2,978 |
| Additional noninterest expense | $1,253,000 | 3,903 |
| Pre-tax net operating income | $399,000 | 9,381 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $230,000 | 6,840 |
| Income before extraordinary items | $169,000 | 10,619 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $169,000 | 10,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 12,031 |
| Cash dividends | $102,000 | 6,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $169,000 | 10,659 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,800,000 | 5,108 |
| Total interest expense | $2,726,000 | 4,477 |
| Net interest income | $3,074,000 | 5,553 |
| Provision for loan and lease losses | $245,000 | 3,439 |
| Total noninterest income | $826,000 | 3,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $559,000 | 3,020 |
| Total noninterest expense | $3,348,000 | 4,079 |
| Salaries and employee benefits | $1,629,000 | 3,961 |
| Premises and equipment expense | $673,000 | 2,991 |
| Additional noninterest expense | $1,046,000 | 4,735 |
| Pre-tax net operating income | $307,000 | 10,181 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $72,000 | 10,417 |
| Income before extraordinary items | $238,000 | 10,176 |
| Extraordinary gains, net | $42,000 | 2,278 |
| Net income | $280,000 | 9,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 12,723 |
| Cash dividends | $161,000 | 5,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $235,690 | 9,972 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,826,000 | 4,931 |
| Total interest expense | $3,596,000 | 4,450 |
| Net interest income | $3,230,000 | 5,363 |
| Provision for loan and lease losses | $465,000 | 3,162 |
| Total noninterest income | $740,000 | 4,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $518,000 | 3,116 |
| Total noninterest expense | $3,108,000 | 4,379 |
| Salaries and employee benefits | $1,380,000 | 4,558 |
| Premises and equipment expense | $614,000 | 3,284 |
| Additional noninterest expense | $1,114,000 | 4,638 |
| Pre-tax net operating income | $397,000 | 9,270 |
| Securities gains (losses) | $52,000 | 4,050 |
| Applicable income taxes | $108,000 | 9,686 |
| Income before extraordinary items | $341,000 | 8,811 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $341,000 | 8,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $534,000 | 2,362 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $301,480 | 8,931 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.