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Peoples Independent Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$21,221,000	1,809
Total interest expense	$6,490,000	1,732
Net interest income	$14,731,000	1,836
Provision for loan and lease losses	$370,000	1,494
Total noninterest income	$2,143,000	1,937
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,498,000	737
Trading account gains and fees	$0	123
Additional Noninterest Income	$645,000	2,724
Total noninterest expense	$9,843,000	2,061
Salaries and employee benefits	$6,037,000	1,961
Premises and equipment expense	$722,000	2,454
Additional noninterest expense	$645,000	2,724
Pre-tax net operating income	$6,661,000	1,597
Securities gains (losses)	$-312,000	4,089
Applicable income taxes	$344,000	2,141
Income before extraordinary items	$6,005,000	1,523
Extraordinary gains, net	$0	54
Net income	$6,005,000	1,538
Minority interest net income	$0	88
Net income of bank and minority interests.	$6,005,000	1,526
Net charge-offs	$289,000	987
Cash dividends	$3,200,000	1,132
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$6,301,400	1,498
2023-09-30 (YTD Data)		Rank
Total interest income	$15,411,000	1,819
Total interest expense	$4,463,000	1,714
Net interest income	$10,948,000	1,862
Provision for loan and lease losses	$210,000	1,621
Total noninterest income	$1,653,000	1,909
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,156,000	714
Trading account gains and fees	$0	125
Additional Noninterest Income	$497,000	2,686
Total noninterest expense	$7,208,000	2,087
Salaries and employee benefits	$4,554,000	1,946
Premises and equipment expense	$529,000	2,489
Additional noninterest expense	$497,000	2,685
Pre-tax net operating income	$5,183,000	1,614
Securities gains (losses)	$-124,000	4,057
Applicable income taxes	$329,000	2,047
Income before extraordinary items	$4,730,000	1,520
Extraordinary gains, net	$0	52
Net income	$4,730,000	1,532
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,730,000	1,520
Net charge-offs	$96,000	1,193
Cash dividends	$2,400,000	1,046
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,845,320	1,506
2023-06-30 (YTD Data)		Rank
Total interest income	$9,850,000	1,849
Total interest expense	$2,575,000	1,715
Net interest income	$7,275,000	1,877
Provision for loan and lease losses	$170,000	1,451
Total noninterest income	$1,108,000	1,845
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$759,000	720
Trading account gains and fees	$0	112
Additional Noninterest Income	$349,000	2,604
Total noninterest expense	$4,771,000	2,094
Salaries and employee benefits	$3,067,000	1,927
Premises and equipment expense	$346,000	2,496
Additional noninterest expense	$349,000	2,599
Pre-tax net operating income	$3,442,000	1,609
Securities gains (losses)	$-124,000	4,248
Applicable income taxes	$216,000	2,085
Income before extraordinary items	$3,102,000	1,526
Extraordinary gains, net	$0	51
Net income	$3,102,000	1,544
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,102,000	1,526
Net charge-offs	$-24,000	4,159
Cash dividends	$1,600,000	1,029
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,217,320	1,491
2023-03-31 (YTD Data)		Rank
Total interest income	$4,558,000	1,940
Total interest expense	$912,000	1,940
Net interest income	$3,646,000	1,882
Provision for loan and lease losses	$20,000	2,126
Total noninterest income	$524,000	1,896
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$392,000	705
Trading account gains and fees	$0	97
Additional Noninterest Income	$132,000	2,868
Total noninterest expense	$2,461,000	2,085
Salaries and employee benefits	$1,539,000	1,964
Premises and equipment expense	$178,000	2,505
Additional noninterest expense	$132,000	2,868
Pre-tax net operating income	$1,689,000	1,650
Securities gains (losses)	$-122,000	4,373
Applicable income taxes	$102,000	2,120
Income before extraordinary items	$1,465,000	1,629
Extraordinary gains, net	$0	4
Net income	$1,465,000	1,629
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,465,000	1,629
Net charge-offs	$-25,000	4,279
Cash dividends	$800,000	953
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,578,460	1,563
2022-12-31 (YTD Data)		Rank
Total interest income	$15,017,000	1,961
Total interest expense	$1,266,000	2,125
Net interest income	$13,751,000	1,908
Provision for loan and lease losses	$100,000	2,212
Total noninterest income	$2,374,000	1,867
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,621,000	690
Trading account gains and fees	$0	116
Additional Noninterest Income	$753,000	2,637
Total noninterest expense	$9,427,000	2,086
Salaries and employee benefits	$6,091,000	1,931
Premises and equipment expense	$767,000	2,371
Additional noninterest expense	$753,000	2,637
Pre-tax net operating income	$6,598,000	1,717
Securities gains (losses)	$-843,000	4,424
Applicable income taxes	$327,000	2,341
Income before extraordinary items	$5,428,000	1,727
Extraordinary gains, net	$0	5
Net income	$5,428,000	1,724
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,428,000	1,726
Net charge-offs	$20,000	1,925
Cash dividends	$2,800,000	1,210
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$6,220,420	1,617
2022-09-30 (YTD Data)		Rank
Total interest income	$10,835,000	1,958
Total interest expense	$775,000	2,087
Net interest income	$10,060,000	1,920
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,794,000	1,879
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$1,230,000	689
Trading account gains and fees	$0	111
Additional Noninterest Income	$564,000	2,672
Total noninterest expense	$7,040,000	2,079
Salaries and employee benefits	$4,620,000	1,908
Premises and equipment expense	$566,000	2,405
Additional noninterest expense	$564,000	2,672
Pre-tax net operating income	$4,814,000	1,736
Securities gains (losses)	$-313,000	4,421
Applicable income taxes	$293,000	2,232
Income before extraordinary items	$4,208,000	1,666
Extraordinary gains, net	$0	4
Net income	$4,208,000	1,665
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,208,000	1,665
Net charge-offs	$25,000	1,523
Cash dividends	$2,050,000	1,109
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,499,090	1,641
2022-06-30 (YTD Data)		Rank
Total interest income	$6,889,000	1,972
Total interest expense	$465,000	2,047
Net interest income	$6,424,000	1,943
Provision for loan and lease losses	$0	2,599
Total noninterest income	$1,262,000	1,807
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$819,000	693
Trading account gains and fees	$0	108
Additional Noninterest Income	$443,000	2,515
Total noninterest expense	$4,644,000	2,086
Salaries and employee benefits	$3,082,000	1,900
Premises and equipment expense	$380,000	2,402
Additional noninterest expense	$1,182,000	2,328
Pre-tax net operating income	$3,042,000	1,718
Securities gains (losses)	$4,000	504
Applicable income taxes	$198,000	2,142
Income before extraordinary items	$2,848,000	1,564
Extraordinary gains, net	$0	4
Net income	$2,848,000	1,562
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,848,000	1,564
Net charge-offs	$22,000	1,288
Cash dividends	$1,300,000	1,157
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,844,280	1,594
2022-03-31 (YTD Data)		Rank
Total interest income	$3,377,000	1,943
Total interest expense	$223,000	2,061
Net interest income	$3,154,000	1,914
Provision for loan and lease losses	$0	2,285
Total noninterest income	$702,000	1,715
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$404,000	693
Trading account gains and fees	$0	103
Additional Noninterest Income	$298,000	2,191
Total noninterest expense	$2,380,000	2,044
Salaries and employee benefits	$1,559,000	1,883
Premises and equipment expense	$196,000	2,365
Additional noninterest expense	$625,000	2,235
Pre-tax net operating income	$1,476,000	1,658
Securities gains (losses)	$8,000	410
Applicable income taxes	$96,000	2,084
Income before extraordinary items	$1,388,000	1,537
Extraordinary gains, net	$0	4
Net income	$1,388,000	1,535
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,388,000	1,537
Net charge-offs	$-1,000	3,005
Cash dividends	$700,000	971
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,380,480	1,559
2021-12-31 (YTD Data)		Rank
Total interest income	$13,957,000	1,974
Total interest expense	$936,000	2,310
Net interest income	$13,021,000	1,922
Provision for loan and lease losses	$25,000	2,791
Total noninterest income	$2,856,000	1,862
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,505,000	687
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,351,000	2,333
Total noninterest expense	$9,359,000	2,063
Salaries and employee benefits	$5,989,000	1,935
Premises and equipment expense	$819,000	2,283
Additional noninterest expense	$2,551,000	2,226
Pre-tax net operating income	$6,493,000	1,737
Securities gains (losses)	$713,000	275
Applicable income taxes	$394,000	2,267
Income before extraordinary items	$6,812,000	1,535
Extraordinary gains, net	$0	10
Net income	$6,812,000	1,534
Minority interest net income	$0	74
Net income of bank and minority interests.	$6,812,000	1,535
Net charge-offs	$-4,000	3,440
Cash dividends	$3,300,000	1,095
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$6,134,650	1,612
2021-09-30 (YTD Data)		Rank
Total interest income	$10,695,000	1,983
Total interest expense	$711,000	2,388
Net interest income	$9,984,000	1,924
Provision for loan and lease losses	$0	2,963
Total noninterest income	$2,175,000	1,886
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,089,000	700
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,086,000	2,296
Total noninterest expense	$7,025,000	2,073
Salaries and employee benefits	$4,514,000	1,933
Premises and equipment expense	$612,000	2,313
Additional noninterest expense	$1,899,000	2,235
Pre-tax net operating income	$5,134,000	1,722
Securities gains (losses)	$708,000	250
Applicable income taxes	$380,000	2,158
Income before extraordinary items	$5,462,000	1,520
Extraordinary gains, net	$0	8
Net income	$5,462,000	1,520
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,462,000	1,520
Net charge-offs	$-13,000	3,747
Cash dividends	$2,400,000	1,026
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,803,560	1,631
2021-06-30 (YTD Data)		Rank
Total interest income	$6,717,000	2,050
Total interest expense	$485,000	2,426
Net interest income	$6,232,000	1,993
Provision for loan and lease losses	$0	2,862
Total noninterest income	$1,414,000	1,858
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$690,000	705
Trading account gains and fees	$0	133
Additional Noninterest Income	$724,000	2,268
Total noninterest expense	$4,621,000	2,088
Salaries and employee benefits	$3,005,000	1,927
Premises and equipment expense	$388,000	2,377
Additional noninterest expense	$1,228,000	2,264
Pre-tax net operating income	$3,025,000	1,880
Securities gains (losses)	$706,000	206
Applicable income taxes	$289,000	2,047
Income before extraordinary items	$3,442,000	1,557
Extraordinary gains, net	$0	6
Net income	$3,442,000	1,557
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,442,000	1,557
Net charge-offs	$-14,000	3,929
Cash dividends	$1,800,000	930
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,792,480	1,763
2021-03-31 (YTD Data)		Rank
Total interest income	$3,527,000	1,965
Total interest expense	$248,000	2,457
Net interest income	$3,279,000	1,895
Provision for loan and lease losses	$0	2,741
Total noninterest income	$681,000	1,914
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$338,000	706
Trading account gains and fees	$0	127
Additional Noninterest Income	$343,000	2,311
Total noninterest expense	$2,259,000	2,093
Salaries and employee benefits	$1,480,000	1,934
Premises and equipment expense	$199,000	2,360
Additional noninterest expense	$580,000	2,312
Pre-tax net operating income	$1,701,000	1,705
Securities gains (losses)	$-3,000	4,585
Applicable income taxes	$110,000	2,227
Income before extraordinary items	$1,588,000	1,665
Extraordinary gains, net	$0	3
Net income	$1,588,000	1,665
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,588,000	1,665
Net charge-offs	$-20,000	4,337
Cash dividends	$950,000	795
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,590,820	1,615
2020-12-31 (YTD Data)		Rank
Total interest income	$13,024,000	2,102
Total interest expense	$1,674,000	2,218
Net interest income	$11,350,000	2,038
Provision for loan and lease losses	$330,000	2,592
Total noninterest income	$2,547,000	1,873
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,364,000	739
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,183,000	2,316
Total noninterest expense	$9,046,000	2,098
Salaries and employee benefits	$5,541,000	2,009
Premises and equipment expense	$952,000	2,095
Additional noninterest expense	$2,553,000	2,175
Pre-tax net operating income	$4,521,000	1,913
Securities gains (losses)	$168,000	1,120
Applicable income taxes	$247,000	2,433
Income before extraordinary items	$4,442,000	1,789
Extraordinary gains, net	$0	4
Net income	$4,442,000	1,789
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,442,000	1,789
Net charge-offs	$20,000	2,800
Cash dividends	$3,430,000	1,015
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,282,400	1,782
2020-09-30 (YTD Data)		Rank
Total interest income	$9,314,000	2,190
Total interest expense	$1,374,000	2,164
Net interest income	$7,940,000	2,155
Provision for loan and lease losses	$330,000	2,335
Total noninterest income	$1,876,000	1,857
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,022,000	734
Trading account gains and fees	$0	125
Additional Noninterest Income	$854,000	2,305
Total noninterest expense	$6,941,000	2,040
Salaries and employee benefits	$4,179,000	1,982
Premises and equipment expense	$713,000	2,093
Additional noninterest expense	$2,049,000	2,041
Pre-tax net operating income	$2,545,000	2,264
Securities gains (losses)	$155,000	1,016
Applicable income taxes	$226,000	2,301
Income before extraordinary items	$2,474,000	2,164
Extraordinary gains, net	$0	4
Net income	$2,474,000	2,164
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,474,000	2,164
Net charge-offs	$26,000	2,387
Cash dividends	$2,500,000	915
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,331,400	2,181
2020-06-30 (YTD Data)		Rank
Total interest income	$7,074,000	2,006
Total interest expense	$933,000	2,245
Net interest income	$6,141,000	1,917
Provision for loan and lease losses	$315,000	2,006
Total noninterest income	$1,224,000	1,815
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$681,000	742
Trading account gains and fees	$0	123
Additional Noninterest Income	$543,000	2,304
Total noninterest expense	$4,720,000	2,015
Salaries and employee benefits	$2,781,000	1,985
Premises and equipment expense	$482,000	2,073
Additional noninterest expense	$1,457,000	1,927
Pre-tax net operating income	$2,330,000	1,788
Securities gains (losses)	$100,000	984
Applicable income taxes	$158,000	2,239
Income before extraordinary items	$2,272,000	1,656
Extraordinary gains, net	$0	4
Net income	$2,272,000	1,657
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,272,000	1,657
Net charge-offs	$6,000	2,607
Cash dividends	$2,000,000	793
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,179,000	1,671
2020-03-31 (YTD Data)		Rank
Total interest income	$3,103,000	2,202
Total interest expense	$517,000	2,240
Net interest income	$2,586,000	2,164
Provision for loan and lease losses	$50,000	2,502
Total noninterest income	$660,000	1,662
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$391,000	760
Trading account gains and fees	$0	106
Additional Noninterest Income	$269,000	2,117
Total noninterest expense	$2,226,000	2,108
Salaries and employee benefits	$1,380,000	2,007
Premises and equipment expense	$243,000	2,084
Additional noninterest expense	$603,000	2,248
Pre-tax net operating income	$970,000	1,874
Securities gains (losses)	$12,000	1,271
Applicable income taxes	$64,000	2,242
Income before extraordinary items	$918,000	1,781
Extraordinary gains, net	$0	4
Net income	$918,000	1,781
Minority interest net income	$0	56
Net income of bank and minority interests.	$918,000	1,781
Net charge-offs	$5,000	2,107
Cash dividends	$750,000	993
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$906,840	1,772
2019-12-31 (YTD Data)		Rank
Total interest income	$12,331,000	2,239
Total interest expense	$2,078,000	2,277
Net interest income	$10,253,000	2,192
Provision for loan and lease losses	$280,000	2,039
Total noninterest income	$2,872,000	1,615
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,719,000	721
Trading account gains and fees	$0	135
Additional Noninterest Income	$1,153,000	2,093
Total noninterest expense	$9,400,000	2,015
Salaries and employee benefits	$5,380,000	2,002
Premises and equipment expense	$949,000	2,103
Additional noninterest expense	$3,071,000	1,896
Pre-tax net operating income	$3,445,000	2,258
Securities gains (losses)	$942,000	233
Applicable income taxes	$207,000	2,607
Income before extraordinary items	$4,180,000	1,826
Extraordinary gains, net	$0	11
Net income	$4,180,000	1,828
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,180,000	1,828
Net charge-offs	$163,000	1,853
Cash dividends	$4,050,000	946
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,285,100	2,130
2019-09-30 (YTD Data)		Rank
Total interest income	$9,215,000	2,274
Total interest expense	$1,564,000	2,287
Net interest income	$7,651,000	2,238
Provision for loan and lease losses	$240,000	1,784
Total noninterest income	$2,111,000	1,621
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,284,000	719
Trading account gains and fees	$0	129
Additional Noninterest Income	$827,000	2,129
Total noninterest expense	$7,145,000	1,994
Salaries and employee benefits	$4,117,000	1,978
Premises and equipment expense	$685,000	2,174
Additional noninterest expense	$2,343,000	1,845
Pre-tax net operating income	$2,377,000	2,444
Securities gains (losses)	$926,000	204
Applicable income taxes	$215,000	2,453
Income before extraordinary items	$3,088,000	1,894
Extraordinary gains, net	$0	11
Net income	$3,088,000	1,893
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,088,000	1,895
Net charge-offs	$36,000	2,415
Cash dividends	$2,850,000	916
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,226,820	2,331
2019-06-30 (YTD Data)		Rank
Total interest income	$6,129,000	2,279
Total interest expense	$1,027,000	2,299
Net interest income	$5,102,000	2,240
Provision for loan and lease losses	$150,000	1,792
Total noninterest income	$1,241,000	1,721
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$835,000	734
Trading account gains and fees	$0	131
Additional Noninterest Income	$406,000	2,463
Total noninterest expense	$4,854,000	1,978
Salaries and employee benefits	$2,744,000	1,983
Premises and equipment expense	$451,000	2,197
Additional noninterest expense	$1,659,000	1,775
Pre-tax net operating income	$1,339,000	2,690
Securities gains (losses)	$883,000	161
Applicable income taxes	$144,000	2,445
Income before extraordinary items	$2,078,000	1,849
Extraordinary gains, net	$0	11
Net income	$2,078,000	1,848
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,078,000	1,849
Net charge-offs	$45,000	1,906
Cash dividends	$1,650,000	1,020
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,247,980	2,573
2019-03-31 (YTD Data)		Rank
Total interest income	$3,037,000	2,290
Total interest expense	$506,000	2,283
Net interest income	$2,531,000	2,253
Provision for loan and lease losses	$65,000	1,834
Total noninterest income	$624,000	1,686
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$424,000	717
Trading account gains and fees	$0	126
Additional Noninterest Income	$200,000	2,402
Total noninterest expense	$2,172,000	2,146
Salaries and employee benefits	$1,391,000	1,979
Premises and equipment expense	$226,000	2,224
Additional noninterest expense	$555,000	2,407
Pre-tax net operating income	$918,000	2,166
Securities gains (losses)	$1,000	1,020
Applicable income taxes	$60,000	2,514
Income before extraordinary items	$859,000	2,093
Extraordinary gains, net	$0	5
Net income	$859,000	2,092
Minority interest net income	$0	52
Net income of bank and minority interests.	$859,000	2,092
Net charge-offs	$30,000	1,503
Cash dividends	$650,000	1,116
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$858,070	2,079
2018-12-31 (YTD Data)		Rank
Total interest income	$11,607,000	2,268
Total interest expense	$1,936,000	1,979
Net interest income	$9,671,000	2,303
Provision for loan and lease losses	$347,000	1,827
Total noninterest income	$2,719,000	1,646
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,621,000	770
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,098,000	2,142
Total noninterest expense	$8,711,000	2,111
Salaries and employee benefits	$5,215,000	2,034
Premises and equipment expense	$944,000	2,132
Additional noninterest expense	$2,552,000	2,187
Pre-tax net operating income	$3,332,000	2,354
Securities gains (losses)	$186,000	220
Applicable income taxes	$111,000	3,037
Income before extraordinary items	$3,407,000	2,133
Extraordinary gains, net	$0	6
Net income	$3,407,000	2,131
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,407,000	2,132
Net charge-offs	$163,000	1,800
Cash dividends	$1,650,000	1,628
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,226,580	2,215
2018-09-30 (YTD Data)		Rank
Total interest income	$8,560,000	2,287
Total interest expense	$1,429,000	1,927
Net interest income	$7,131,000	2,342
Provision for loan and lease losses	$247,000	1,773
Total noninterest income	$2,010,000	1,679
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,211,000	764
Trading account gains and fees	$0	138
Additional Noninterest Income	$799,000	2,191
Total noninterest expense	$6,407,000	2,140
Salaries and employee benefits	$3,933,000	2,023
Premises and equipment expense	$718,000	2,117
Additional noninterest expense	$1,756,000	2,323
Pre-tax net operating income	$2,487,000	2,404
Securities gains (losses)	$47,000	430
Applicable income taxes	$165,000	2,686
Income before extraordinary items	$2,369,000	2,257
Extraordinary gains, net	$0	5
Net income	$2,369,000	2,256
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,369,000	2,256
Net charge-offs	$64,000	2,026
Cash dividends	$850,000	1,841
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,325,290	2,286
2018-06-30 (YTD Data)		Rank
Total interest income	$5,584,000	2,313
Total interest expense	$932,000	1,881
Net interest income	$4,652,000	2,374
Provision for loan and lease losses	$227,000	1,407
Total noninterest income	$1,417,000	1,624
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$796,000	770
Trading account gains and fees	$0	130
Additional Noninterest Income	$621,000	2,024
Total noninterest expense	$4,260,000	2,160
Salaries and employee benefits	$2,618,000	2,034
Premises and equipment expense	$473,000	2,159
Additional noninterest expense	$1,169,000	2,344
Pre-tax net operating income	$1,582,000	2,442
Securities gains (losses)	$19,000	488
Applicable income taxes	$104,000	2,702
Income before extraordinary items	$1,497,000	2,314
Extraordinary gains, net	$0	6
Net income	$1,497,000	2,312
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,497,000	2,313
Net charge-offs	$130,000	1,155
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,479,140	2,335
2018-03-31 (YTD Data)		Rank
Total interest income	$2,680,000	2,376
Total interest expense	$456,000	1,833
Net interest income	$2,224,000	2,468
Provision for loan and lease losses	$60,000	1,880
Total noninterest income	$636,000	1,733
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$395,000	783
Trading account gains and fees	$0	123
Additional Noninterest Income	$241,000	2,266
Total noninterest expense	$2,107,000	2,189
Salaries and employee benefits	$1,315,000	2,046
Premises and equipment expense	$245,000	2,141
Additional noninterest expense	$547,000	2,458
Pre-tax net operating income	$693,000	2,606
Securities gains (losses)	$24,000	311
Applicable income taxes	$47,000	2,743
Income before extraordinary items	$670,000	2,436
Extraordinary gains, net	$0	7
Net income	$670,000	2,435
Minority interest net income	$0	52
Net income of bank and minority interests.	$670,000	2,436
Net charge-offs	$-10,000	4,740
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$647,680	2,485
2017-12-31 (YTD Data)		Rank
Total interest income	$10,435,000	2,364
Total interest expense	$1,567,000	1,852
Net interest income	$8,868,000	2,438
Provision for loan and lease losses	$470,000	1,512
Total noninterest income	$2,507,000	1,773
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,502,000	815
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,005,000	2,281
Total noninterest expense	$8,167,000	2,229
Salaries and employee benefits	$4,765,000	2,157
Premises and equipment expense	$843,000	2,365
Additional noninterest expense	$2,559,000	2,229
Pre-tax net operating income	$2,738,000	2,620
Securities gains (losses)	$252,000	344
Applicable income taxes	$50,000	3,526
Income before extraordinary items	$2,940,000	2,088
Extraordinary gains, net	$0	9
Net income	$2,940,000	2,088
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,940,000	2,088
Net charge-offs	$448,000	1,166
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$8,000,000	78
Net operating income	$2,693,040	2,196
2017-09-30 (YTD Data)		Rank
Total interest income	$7,753,000	2,388
Total interest expense	$1,122,000	1,903
Net interest income	$6,631,000	2,453
Provision for loan and lease losses	$105,000	2,606
Total noninterest income	$1,715,000	1,890
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,082,000	852
Trading account gains and fees	$0	145
Additional Noninterest Income	$633,000	2,516
Total noninterest expense	$5,940,000	2,293
Salaries and employee benefits	$3,513,000	2,198
Premises and equipment expense	$616,000	2,425
Additional noninterest expense	$1,811,000	2,316
Pre-tax net operating income	$2,301,000	2,496
Securities gains (losses)	$-18,000	5,483
Applicable income taxes	$148,000	2,944
Income before extraordinary items	$2,135,000	2,294
Extraordinary gains, net	$0	9
Net income	$2,135,000	2,293
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,135,000	2,294
Net charge-offs	$442,000	878
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$8,000,000	62
Net operating income	$2,151,920	2,255
2017-06-30 (YTD Data)		Rank
Total interest income	$4,949,000	2,455
Total interest expense	$688,000	1,995
Net interest income	$4,261,000	2,521
Provision for loan and lease losses	$80,000	2,426
Total noninterest income	$1,045,000	1,998
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$681,000	890
Trading account gains and fees	$0	139
Additional Noninterest Income	$364,000	2,704
Total noninterest expense	$3,676,000	2,437
Salaries and employee benefits	$2,182,000	2,356
Premises and equipment expense	$401,000	2,477
Additional noninterest expense	$1,093,000	2,505
Pre-tax net operating income	$1,550,000	2,438
Securities gains (losses)	$-16,000	5,559
Applicable income taxes	$100,000	2,934
Income before extraordinary items	$1,434,000	2,225
Extraordinary gains, net	$0	11
Net income	$1,434,000	2,226
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,434,000	2,226
Net charge-offs	$-148,000	5,521
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$8,000,000	49
Net operating income	$1,448,880	2,181
2017-03-31 (YTD Data)		Rank
Total interest income	$2,119,000	2,756
Total interest expense	$283,000	2,265
Net interest income	$1,836,000	2,806
Provision for loan and lease losses	$20,000	2,800
Total noninterest income	$410,000	2,310
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$293,000	1,024
Trading account gains and fees	$0	142
Additional Noninterest Income	$117,000	3,252
Total noninterest expense	$1,526,000	2,793
Salaries and employee benefits	$938,000	2,652
Premises and equipment expense	$195,000	2,549
Additional noninterest expense	$393,000	3,147
Pre-tax net operating income	$700,000	2,539
Securities gains (losses)	$2,000	951
Applicable income taxes	$46,000	2,943
Income before extraordinary items	$656,000	2,302
Extraordinary gains, net	$0	8
Net income	$656,000	2,301
Minority interest net income	$0	55
Net income of bank and minority interests.	$656,000	2,302
Net charge-offs	$-32,000	5,390
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$3,000,000	43
Net operating income	$654,140	2,276
2016-12-31 (YTD Data)		Rank
Total interest income	$8,288,000	2,782
Total interest expense	$1,073,000	2,295
Net interest income	$7,215,000	2,816
Provision for loan and lease losses	$210,000	2,378
Total noninterest income	$1,565,000	2,433
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,016,000	1,198
Trading account gains and fees	$0	170
Additional Noninterest Income	$549,000	3,127
Total noninterest expense	$5,901,000	2,880
Salaries and employee benefits	$3,391,000	2,812
Premises and equipment expense	$706,000	2,714
Additional noninterest expense	$1,804,000	2,955
Pre-tax net operating income	$2,669,000	2,571
Securities gains (losses)	$210,000	846
Applicable income taxes	$112,000	3,249
Income before extraordinary items	$2,767,000	2,244
Extraordinary gains, net	$0	5
Net income	$2,767,000	2,242
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,767,000	2,243
Net charge-offs	$60,000	3,000
Cash dividends	$2,450,000	1,188
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,565,400	2,311
2016-09-30 (YTD Data)		Rank
Total interest income	$6,287,000	2,762
Total interest expense	$799,000	2,315
Net interest income	$5,488,000	2,797
Provision for loan and lease losses	$180,000	2,135
Total noninterest income	$1,158,000	2,455
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$733,000	1,226
Trading account gains and fees	$0	169
Additional Noninterest Income	$425,000	3,092
Total noninterest expense	$4,460,000	2,867
Salaries and employee benefits	$2,528,000	2,818
Premises and equipment expense	$546,000	2,664
Additional noninterest expense	$1,386,000	2,905
Pre-tax net operating income	$2,006,000	2,616
Securities gains (losses)	$216,000	759
Applicable income taxes	$144,000	3,021
Income before extraordinary items	$2,078,000	2,279
Extraordinary gains, net	$0	5
Net income	$2,078,000	2,278
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,078,000	2,279
Net charge-offs	$78,000	2,275
Cash dividends	$1,950,000	1,062
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,874,960	2,397
2016-06-30 (YTD Data)		Rank
Total interest income	$4,146,000	2,801
Total interest expense	$529,000	2,331
Net interest income	$3,617,000	2,833
Provision for loan and lease losses	$120,000	2,108
Total noninterest income	$725,000	2,505
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$466,000	1,259
Trading account gains and fees	$0	157
Additional Noninterest Income	$259,000	3,228
Total noninterest expense	$3,013,000	2,858
Salaries and employee benefits	$1,672,000	2,853
Premises and equipment expense	$378,000	2,615
Additional noninterest expense	$963,000	2,828
Pre-tax net operating income	$1,209,000	2,749
Securities gains (losses)	$210,000	580
Applicable income taxes	$92,000	3,051
Income before extraordinary items	$1,327,000	2,324
Extraordinary gains, net	$0	16
Net income	$1,327,000	2,323
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,327,000	2,323
Net charge-offs	$71,000	1,899
Cash dividends	$1,250,000	1,109
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,129,600	2,522
2016-03-31 (YTD Data)		Rank
Total interest income	$2,066,000	2,799
Total interest expense	$263,000	2,363
Net interest income	$1,803,000	2,833
Provision for loan and lease losses	$60,000	1,948
Total noninterest income	$383,000	2,411
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$221,000	1,316
Trading account gains and fees	$0	142
Additional Noninterest Income	$162,000	2,892
Total noninterest expense	$1,517,000	2,846
Salaries and employee benefits	$833,000	2,865
Premises and equipment expense	$197,000	2,567
Additional noninterest expense	$487,000	2,819
Pre-tax net operating income	$609,000	2,716
Securities gains (losses)	$7,000	1,613
Applicable income taxes	$40,000	3,119
Income before extraordinary items	$576,000	2,503
Extraordinary gains, net	$0	12
Net income	$576,000	2,503
Minority interest net income	$0	62
Net income of bank and minority interests.	$576,000	2,503
Net charge-offs	$61,000	1,311
Cash dividends	$500,000	1,173
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$569,420	2,479
2015-12-31 (YTD Data)		Rank
Total interest income	$7,970,000	2,844
Total interest expense	$995,000	2,427
Net interest income	$6,975,000	2,865
Provision for loan and lease losses	$300,000	1,890
Total noninterest income	$1,302,000	2,674
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$913,000	1,313
Trading account gains and fees	$0	159
Additional Noninterest Income	$389,000	3,621
Total noninterest expense	$5,702,000	2,962
Salaries and employee benefits	$3,194,000	2,918
Premises and equipment expense	$647,000	2,953
Additional noninterest expense	$1,861,000	2,942
Pre-tax net operating income	$2,275,000	2,790
Securities gains (losses)	$-36,000	5,995
Applicable income taxes	$87,000	3,392
Income before extraordinary items	$2,152,000	2,592
Extraordinary gains, net	$0	23
Net income	$2,152,000	2,593
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,152,000	2,594
Net charge-offs	$199,000	1,990
Cash dividends	$1,750,000	1,465
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,186,560	2,518
2015-09-30 (YTD Data)		Rank
Total interest income	$5,761,000	2,937
Total interest expense	$744,000	2,463
Net interest income	$5,017,000	2,983
Provision for loan and lease losses	$140,000	2,325
Total noninterest income	$941,000	2,746
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$685,000	1,328
Trading account gains and fees	$0	153
Additional Noninterest Income	$256,000	3,835
Total noninterest expense	$4,152,000	3,046
Salaries and employee benefits	$2,381,000	2,949
Premises and equipment expense	$474,000	3,040
Additional noninterest expense	$1,297,000	3,107
Pre-tax net operating income	$1,666,000	2,893
Securities gains (losses)	$-13,000	6,022
Applicable income taxes	$107,000	3,240
Income before extraordinary items	$1,546,000	2,706
Extraordinary gains, net	$0	21
Net income	$1,546,000	2,706
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,546,000	2,707
Net charge-offs	$95,000	2,217
Cash dividends	$1,100,000	1,506
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,558,220	2,642
2015-06-30 (YTD Data)		Rank
Total interest income	$3,778,000	2,972
Total interest expense	$492,000	2,484
Net interest income	$3,286,000	3,026
Provision for loan and lease losses	$90,000	2,323
Total noninterest income	$625,000	2,773
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$445,000	1,344
Trading account gains and fees	$0	157
Additional Noninterest Income	$180,000	3,793
Total noninterest expense	$2,795,000	3,049
Salaries and employee benefits	$1,603,000	2,933
Premises and equipment expense	$325,000	3,001
Additional noninterest expense	$867,000	3,138
Pre-tax net operating income	$1,026,000	3,019
Securities gains (losses)	$7,000	2,148
Applicable income taxes	$67,000	3,280
Income before extraordinary items	$966,000	2,813
Extraordinary gains, net	$0	22
Net income	$966,000	2,813
Minority interest net income	$0	75
Net income of bank and minority interests.	$966,000	2,815
Net charge-offs	$76,000	1,973
Cash dividends	$650,000	1,647
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$959,420	2,773
2015-03-31 (YTD Data)		Rank
Total interest income	$1,855,000	3,014
Total interest expense	$243,000	2,540
Net interest income	$1,612,000	3,072
Provision for loan and lease losses	$45,000	2,176
Total noninterest income	$327,000	2,669
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$214,000	1,363
Trading account gains and fees	$0	152
Additional Noninterest Income	$113,000	3,409
Total noninterest expense	$1,419,000	3,020
Salaries and employee benefits	$816,000	2,921
Premises and equipment expense	$166,000	2,997
Additional noninterest expense	$437,000	3,095
Pre-tax net operating income	$475,000	3,106
Securities gains (losses)	$1,000	1,909
Applicable income taxes	$31,000	3,307
Income before extraordinary items	$445,000	2,938
Extraordinary gains, net	$0	13
Net income	$445,000	2,941
Minority interest net income	$0	64
Net income of bank and minority interests.	$445,000	2,941
Net charge-offs	$12,000	2,395
Cash dividends	$300,000	1,521
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$444,070	2,863
2014-12-31 (YTD Data)		Rank
Total interest income	$7,942,000	2,900
Total interest expense	$970,000	2,627
Net interest income	$6,972,000	2,900
Provision for loan and lease losses	$210,000	2,410
Total noninterest income	$1,257,000	2,765
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,005,000	1,282
Trading account gains and fees	$0	180
Additional Noninterest Income	$252,000	4,240
Total noninterest expense	$5,451,000	3,133
Salaries and employee benefits	$3,028,000	3,051
Premises and equipment expense	$707,000	2,900
Additional noninterest expense	$1,716,000	3,228
Pre-tax net operating income	$2,568,000	2,531
Securities gains (losses)	$-177,000	6,386
Applicable income taxes	$79,000	3,518
Income before extraordinary items	$2,312,000	2,435
Extraordinary gains, net	$0	17
Net income	$2,312,000	2,435
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,312,000	2,435
Net charge-offs	$419,000	1,666
Cash dividends	$1,700,000	1,429
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,483,690	2,275
2014-09-30 (YTD Data)		Rank
Total interest income	$5,992,000	2,918
Total interest expense	$726,000	2,664
Net interest income	$5,266,000	2,907
Provision for loan and lease losses	$180,000	2,177
Total noninterest income	$985,000	2,714
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$773,000	1,265
Trading account gains and fees	$0	174
Additional Noninterest Income	$212,000	4,127
Total noninterest expense	$4,070,000	3,157
Salaries and employee benefits	$2,288,000	3,060
Premises and equipment expense	$511,000	3,000
Additional noninterest expense	$1,271,000	3,263
Pre-tax net operating income	$2,001,000	2,510
Securities gains (losses)	$-222,000	6,502
Applicable income taxes	$116,000	3,200
Income before extraordinary items	$1,663,000	2,537
Extraordinary gains, net	$0	15
Net income	$1,663,000	2,538
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,663,000	2,537
Net charge-offs	$289,000	1,636
Cash dividends	$1,100,000	1,440
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,869,460	2,280
2014-06-30 (YTD Data)		Rank
Total interest income	$3,994,000	2,922
Total interest expense	$483,000	2,706
Net interest income	$3,511,000	2,908
Provision for loan and lease losses	$150,000	1,864
Total noninterest income	$686,000	2,637
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$505,000	1,270
Trading account gains and fees	$0	172
Additional Noninterest Income	$181,000	3,788
Total noninterest expense	$2,720,000	3,156
Salaries and employee benefits	$1,558,000	3,037
Premises and equipment expense	$344,000	3,011
Additional noninterest expense	$818,000	3,355
Pre-tax net operating income	$1,327,000	2,456
Securities gains (losses)	$-137,000	6,563
Applicable income taxes	$78,000	3,192
Income before extraordinary items	$1,112,000	2,453
Extraordinary gains, net	$0	20
Net income	$1,112,000	2,457
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,112,000	2,457
Net charge-offs	$285,000	1,293
Cash dividends	$700,000	1,484
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,239,410	2,240
2014-03-31 (YTD Data)		Rank
Total interest income	$1,971,000	2,961
Total interest expense	$242,000	2,745
Net interest income	$1,729,000	2,959
Provision for loan and lease losses	$60,000	2,013
Total noninterest income	$313,000	2,745
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$257,000	1,238
Trading account gains and fees	$0	147
Additional Noninterest Income	$56,000	4,407
Total noninterest expense	$1,367,000	3,173
Salaries and employee benefits	$771,000	3,070
Premises and equipment expense	$167,000	3,107
Additional noninterest expense	$429,000	3,246
Pre-tax net operating income	$615,000	2,532
Securities gains (losses)	$-72,000	6,622
Applicable income taxes	$35,000	3,196
Income before extraordinary items	$508,000	2,533
Extraordinary gains, net	$0	16
Net income	$508,000	2,536
Minority interest net income	$0	66
Net income of bank and minority interests.	$508,000	2,536
Net charge-offs	$283,000	748
Cash dividends	$300,000	1,415
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$575,680	2,303
2013-12-31 (YTD Data)		Rank
Total interest income	$7,736,000	3,017
Total interest expense	$1,257,000	2,488
Net interest income	$6,479,000	3,077
Provision for loan and lease losses	$127,000	3,426
Total noninterest income	$1,345,000	2,757
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$834,000	1,598
Trading account gains and fees	$0	184
Additional Noninterest Income	$511,000	3,326
Total noninterest expense	$5,031,000	3,386
Salaries and employee benefits	$2,873,000	3,203
Premises and equipment expense	$604,000	3,290
Additional noninterest expense	$1,554,000	3,567
Pre-tax net operating income	$2,666,000	2,358
Securities gains (losses)	$-572,000	6,718
Applicable income taxes	$122,000	3,293
Income before extraordinary items	$1,972,000	2,641
Extraordinary gains, net	$0	29
Net income	$1,972,000	2,644
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,972,000	2,644
Net charge-offs	$-54,000	6,433
Cash dividends	$1,650,000	1,386
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,509,680	2,137
2013-09-30 (YTD Data)		Rank
Total interest income	$5,746,000	3,070
Total interest expense	$1,002,000	2,440
Net interest income	$4,744,000	3,155
Provision for loan and lease losses	$113,000	3,247
Total noninterest income	$1,026,000	2,782
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$620,000	1,607
Trading account gains and fees	$0	180
Additional Noninterest Income	$406,000	3,317
Total noninterest expense	$3,642,000	3,489
Salaries and employee benefits	$2,160,000	3,214
Premises and equipment expense	$455,000	3,316
Additional noninterest expense	$1,027,000	3,878
Pre-tax net operating income	$2,015,000	2,404
Securities gains (losses)	$-478,000	6,833
Applicable income taxes	$100,000	3,316
Income before extraordinary items	$1,437,000	2,741
Extraordinary gains, net	$0	25
Net income	$1,437,000	2,745
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,437,000	2,745
Net charge-offs	$-4,000	5,917
Cash dividends	$1,150,000	1,305
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,881,540	2,175
2013-06-30 (YTD Data)		Rank
Total interest income	$3,765,000	3,111
Total interest expense	$669,000	2,485
Net interest income	$3,096,000	3,216
Provision for loan and lease losses	$90,000	3,034
Total noninterest income	$684,000	2,807
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$416,000	1,579
Trading account gains and fees	$0	157
Additional Noninterest Income	$268,000	3,366
Total noninterest expense	$2,428,000	3,511
Salaries and employee benefits	$1,437,000	3,241
Premises and equipment expense	$306,000	3,310
Additional noninterest expense	$685,000	3,880
Pre-tax net operating income	$1,262,000	2,509
Securities gains (losses)	$-248,000	6,885
Applicable income taxes	$66,000	3,311
Income before extraordinary items	$948,000	2,745
Extraordinary gains, net	$0	22
Net income	$948,000	2,750
Minority interest net income	$0	82
Net income of bank and minority interests.	$948,000	2,750
Net charge-offs	$18,000	4,060
Cash dividends	$850,000	1,227
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,178,640	2,241
2013-03-31 (YTD Data)		Rank
Total interest income	$1,861,000	3,158
Total interest expense	$333,000	2,559
Net interest income	$1,528,000	3,251
Provision for loan and lease losses	$45,000	2,886
Total noninterest income	$346,000	2,783
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$205,000	1,592
Trading account gains and fees	$0	148
Additional Noninterest Income	$141,000	3,266
Total noninterest expense	$1,207,000	3,539
Salaries and employee benefits	$714,000	3,276
Premises and equipment expense	$160,000	3,236
Additional noninterest expense	$333,000	3,972
Pre-tax net operating income	$622,000	2,494
Securities gains (losses)	$-133,000	6,965
Applicable income taxes	$32,000	3,314
Income before extraordinary items	$457,000	2,763
Extraordinary gains, net	$0	10
Net income	$457,000	2,766
Minority interest net income	$0	76
Net income of bank and minority interests.	$457,000	2,765
Net charge-offs	$-16,000	6,369
Cash dividends	$550,000	872
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$580,690	2,222
2012-12-31 (YTD Data)		Rank
Total interest income	$8,204,000	3,039
Total interest expense	$1,596,000	2,594
Net interest income	$6,608,000	3,130
Provision for loan and lease losses	$503,000	2,708
Total noninterest income	$1,680,000	2,447
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$865,000	1,582
Trading account gains and fees	$0	166
Additional Noninterest Income	$815,000	2,653
Total noninterest expense	$4,866,000	3,537
Salaries and employee benefits	$2,793,000	3,287
Premises and equipment expense	$646,000	3,208
Additional noninterest expense	$1,427,000	3,910
Pre-tax net operating income	$2,919,000	2,137
Securities gains (losses)	$-584,000	7,018
Applicable income taxes	$136,000	3,292
Income before extraordinary items	$2,199,000	2,418
Extraordinary gains, net	$0	29
Net income	$2,199,000	2,418
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,199,000	2,419
Net charge-offs	$221,000	3,656
Cash dividends	$1,935,000	1,263
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,747,960	1,899
2012-09-30 (YTD Data)		Rank
Total interest income	$6,210,000	3,082
Total interest expense	$1,246,000	2,602
Net interest income	$4,964,000	3,178
Provision for loan and lease losses	$428,000	2,489
Total noninterest income	$1,250,000	2,457
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$641,000	1,625
Trading account gains and fees	$0	157
Additional Noninterest Income	$609,000	2,657
Total noninterest expense	$3,720,000	3,516
Salaries and employee benefits	$2,100,000	3,307
Premises and equipment expense	$484,000	3,245
Additional noninterest expense	$1,136,000	3,789
Pre-tax net operating income	$2,066,000	2,296
Securities gains (losses)	$-393,000	7,101
Applicable income taxes	$109,000	3,314
Income before extraordinary items	$1,564,000	2,564
Extraordinary gains, net	$0	20
Net income	$1,564,000	2,564
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,564,000	2,565
Net charge-offs	$181,000	3,406
Cash dividends	$835,000	1,495
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,929,490	2,054
2012-06-30 (YTD Data)		Rank
Total interest income	$4,129,000	3,107
Total interest expense	$884,000	2,559
Net interest income	$3,245,000	3,226
Provision for loan and lease losses	$300,000	2,388
Total noninterest income	$681,000	2,715
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$428,000	1,602
Trading account gains and fees	$0	153
Additional Noninterest Income	$253,000	3,318
Total noninterest expense	$2,436,000	3,571
Salaries and employee benefits	$1,393,000	3,334
Premises and equipment expense	$310,000	3,348
Additional noninterest expense	$733,000	3,866
Pre-tax net operating income	$1,190,000	2,529
Securities gains (losses)	$-253,000	7,161
Applicable income taxes	$61,000	3,419
Income before extraordinary items	$876,000	2,849
Extraordinary gains, net	$0	19
Net income	$876,000	2,850
Minority interest net income	$0	84
Net income of bank and minority interests.	$876,000	2,850
Net charge-offs	$113,000	3,296
Cash dividends	$385,000	1,892
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,111,290	2,284
2012-03-31 (YTD Data)		Rank
Total interest income	$2,052,000	3,143
Total interest expense	$440,000	2,655
Net interest income	$1,612,000	3,256
Provision for loan and lease losses	$150,000	2,302
Total noninterest income	$329,000	2,798
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$211,000	1,614
Trading account gains and fees	$0	148
Additional Noninterest Income	$118,000	3,447
Total noninterest expense	$1,226,000	3,573
Salaries and employee benefits	$689,000	3,384
Premises and equipment expense	$157,000	3,345
Additional noninterest expense	$380,000	3,768
Pre-tax net operating income	$565,000	2,633
Securities gains (losses)	$-156,000	7,221
Applicable income taxes	$27,000	3,490
Income before extraordinary items	$382,000	3,171
Extraordinary gains, net	$0	19
Net income	$382,000	3,175
Minority interest net income	$0	78
Net income of bank and minority interests.	$382,000	3,175
Net charge-offs	$-11,000	6,688
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$527,080	2,374
2011-12-31 (YTD Data)		Rank
Total interest income	$8,113,000	3,293
Total interest expense	$1,858,000	2,931
Net interest income	$6,255,000	3,352
Provision for loan and lease losses	$700,000	2,943
Total noninterest income	$1,307,000	2,649
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$831,000	1,740
Trading account gains and fees	$0	146
Additional Noninterest Income	$476,000	3,190
Total noninterest expense	$5,033,000	3,519
Salaries and employee benefits	$2,651,000	3,404
Premises and equipment expense	$571,000	3,708
Additional noninterest expense	$1,811,000	3,388
Pre-tax net operating income	$1,829,000	2,667
Securities gains (losses)	$-194,000	7,158
Applicable income taxes	$33,000	3,928
Income before extraordinary items	$1,602,000	2,651
Extraordinary gains, net	$0	29
Net income	$1,602,000	2,652
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,602,000	2,652
Net charge-offs	$1,278,000	2,081
Cash dividends	$430,000	2,585
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,792,120	2,383
2011-09-30 (YTD Data)		Rank
Total interest income	$6,060,000	3,339
Total interest expense	$1,417,000	2,992
Net interest income	$4,643,000	3,392
Provision for loan and lease losses	$500,000	2,879
Total noninterest income	$988,000	2,643
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$627,000	1,732
Trading account gains and fees	$0	145
Additional Noninterest Income	$361,000	3,190
Total noninterest expense	$3,822,000	3,492
Salaries and employee benefits	$1,985,000	3,418
Premises and equipment expense	$437,000	3,699
Additional noninterest expense	$1,400,000	3,323
Pre-tax net operating income	$1,309,000	2,834
Securities gains (losses)	$19,000	2,840
Applicable income taxes	$86,000	3,315
Income before extraordinary items	$1,242,000	2,657
Extraordinary gains, net	$0	21
Net income	$1,242,000	2,659
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,242,000	2,659
Net charge-offs	$134,000	4,130
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,224,140	2,593
2011-06-30 (YTD Data)		Rank
Total interest income	$4,026,000	3,376
Total interest expense	$972,000	3,014
Net interest income	$3,054,000	3,432
Provision for loan and lease losses	$175,000	3,727
Total noninterest income	$629,000	2,722
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$399,000	1,772
Trading account gains and fees	$0	153
Additional Noninterest Income	$230,000	3,278
Total noninterest expense	$2,561,000	3,511
Salaries and employee benefits	$1,309,000	3,469
Premises and equipment expense	$292,000	3,716
Additional noninterest expense	$960,000	3,309
Pre-tax net operating income	$947,000	2,632
Securities gains (losses)	$123,000	997
Applicable income taxes	$69,000	3,139
Income before extraordinary items	$1,001,000	2,277
Extraordinary gains, net	$0	15
Net income	$1,001,000	2,277
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,001,000	2,277
Net charge-offs	$135,000	3,528
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$885,380	2,410
2011-03-31 (YTD Data)		Rank
Total interest income	$1,975,000	3,446
Total interest expense	$517,000	2,957
Net interest income	$1,458,000	3,547
Provision for loan and lease losses	$125,000	3,068
Total noninterest income	$303,000	2,808
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$189,000	1,825
Trading account gains and fees	$0	158
Additional Noninterest Income	$114,000	3,346
Total noninterest expense	$1,281,000	3,511
Salaries and employee benefits	$678,000	3,394
Premises and equipment expense	$138,000	3,919
Additional noninterest expense	$465,000	3,365
Pre-tax net operating income	$355,000	3,217
Securities gains (losses)	$224,000	312
Applicable income taxes	$39,000	3,012
Income before extraordinary items	$540,000	2,110
Extraordinary gains, net	$0	9
Net income	$540,000	2,109
Minority interest net income	$0	86
Net income of bank and minority interests.	$540,000	2,110
Net charge-offs	$86,000	2,893
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$331,680	2,977
2010-12-31 (YTD Data)		Rank
Total interest income	$8,985,000	3,226
Total interest expense	$2,734,000	2,791
Net interest income	$6,251,000	3,369
Provision for loan and lease losses	$565,000	3,959
Total noninterest income	$1,284,000	2,791
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$814,000	1,793
Trading account gains and fees	$0	175
Additional Noninterest Income	$470,000	3,278
Total noninterest expense	$5,395,000	3,390
Salaries and employee benefits	$2,748,000	3,345
Premises and equipment expense	$596,000	3,739
Additional noninterest expense	$2,051,000	3,189
Pre-tax net operating income	$1,575,000	2,649
Securities gains (losses)	$-345,000	7,377
Applicable income taxes	$51,000	3,625
Income before extraordinary items	$1,179,000	2,955
Extraordinary gains, net	$0	29
Net income	$1,179,000	2,951
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,179,000	2,955
Net charge-offs	$717,000	3,136
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,510,200	2,410
2010-09-30 (YTD Data)		Rank
Total interest income	$6,803,000	3,264
Total interest expense	$2,159,000	2,796
Net interest income	$4,644,000	3,443
Provision for loan and lease losses	$365,000	4,043
Total noninterest income	$952,000	2,824
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$615,000	1,842
Trading account gains and fees	$0	165
Additional Noninterest Income	$337,000	3,360
Total noninterest expense	$4,116,000	3,335
Salaries and employee benefits	$2,084,000	3,343
Premises and equipment expense	$451,000	3,770
Additional noninterest expense	$1,581,000	3,066
Pre-tax net operating income	$1,115,000	2,906
Securities gains (losses)	$-7,000	7,186
Applicable income taxes	$72,000	3,340
Income before extraordinary items	$1,036,000	2,827
Extraordinary gains, net	$0	23
Net income	$1,036,000	2,821
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,036,000	2,826
Net charge-offs	$291,000	3,770
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,042,580	2,682
2010-06-30 (YTD Data)		Rank
Total interest income	$4,589,000	3,268
Total interest expense	$1,520,000	2,757
Net interest income	$3,069,000	3,463
Provision for loan and lease losses	$65,000	5,537
Total noninterest income	$625,000	2,792
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$397,000	1,899
Trading account gains and fees	$0	152
Additional Noninterest Income	$228,000	3,286
Total noninterest expense	$2,832,000	3,256
Salaries and employee benefits	$1,405,000	3,334
Premises and equipment expense	$315,000	3,672
Additional noninterest expense	$1,112,000	2,912
Pre-tax net operating income	$797,000	2,804
Securities gains (losses)	$6,000	2,744
Applicable income taxes	$52,000	3,248
Income before extraordinary items	$751,000	2,632
Extraordinary gains, net	$0	19
Net income	$751,000	2,628
Minority interest net income	$0	105
Net income of bank and minority interests.	$751,000	2,631
Net charge-offs	$207,000	3,502
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$745,360	2,536
2010-03-31 (YTD Data)		Rank
Total interest income	$2,306,000	3,308
Total interest expense	$795,000	2,764
Net interest income	$1,511,000	3,534
Provision for loan and lease losses	$0	6,552
Total noninterest income	$301,000	2,857
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$197,000	1,897
Trading account gains and fees	$0	175
Additional Noninterest Income	$104,000	3,434
Total noninterest expense	$1,544,000	3,083
Salaries and employee benefits	$713,000	3,350
Premises and equipment expense	$174,000	3,469
Additional noninterest expense	$657,000	2,506
Pre-tax net operating income	$268,000	3,559
Securities gains (losses)	$27,000	1,400
Applicable income taxes	$28,000	3,224
Income before extraordinary items	$267,000	3,357
Extraordinary gains, net	$0	16
Net income	$267,000	3,355
Minority interest net income	$0	91
Net income of bank and minority interests.	$267,000	3,357
Net charge-offs	$54,000	3,654
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$242,430	3,424
2009-12-31 (YTD Data)		Rank
Total interest income	$10,170,000	3,194
Total interest expense	$3,593,000	2,983
Net interest income	$6,577,000	3,203
Provision for loan and lease losses	$2,273,000	2,313
Total noninterest income	$1,501,000	2,551
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$867,000	1,916
Trading account gains and fees	$0	211
Additional Noninterest Income	$634,000	2,818
Total noninterest expense	$5,170,000	3,580
Salaries and employee benefits	$2,696,000	3,483
Premises and equipment expense	$660,000	3,620
Additional noninterest expense	$1,814,000	3,582
Pre-tax net operating income	$635,000	3,700
Securities gains (losses)	$704,000	677
Applicable income taxes	$13,000	3,817
Income before extraordinary items	$1,326,000	2,318
Extraordinary gains, net	$0	34
Net income	$1,326,000	2,314
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,326,000	2,316
Net charge-offs	$2,947,000	1,625
Cash dividends	$425,000	2,764
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$629,040	3,462
2009-09-30 (YTD Data)		Rank
Total interest income	$7,763,000	3,199
Total interest expense	$2,713,000	3,089
Net interest income	$5,050,000	3,164
Provision for loan and lease losses	$817,000	3,078
Total noninterest income	$1,094,000	2,663
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$632,000	1,969
Trading account gains and fees	$0	212
Additional Noninterest Income	$462,000	2,945
Total noninterest expense	$3,894,000	3,569
Salaries and employee benefits	$2,076,000	3,436
Premises and equipment expense	$501,000	3,624
Additional noninterest expense	$1,317,000	3,622
Pre-tax net operating income	$1,433,000	2,121
Securities gains (losses)	$433,000	781
Applicable income taxes	$121,000	2,741
Income before extraordinary items	$1,745,000	1,536
Extraordinary gains, net	$0	27
Net income	$1,745,000	1,533
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,745,000	1,536
Net charge-offs	$2,067,000	1,478
Cash dividends	$425,000	2,195
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,337,980	1,950
2009-06-30 (YTD Data)		Rank
Total interest income	$5,218,000	3,204
Total interest expense	$1,809,000	3,206
Net interest income	$3,409,000	3,118
Provision for loan and lease losses	$337,000	3,541
Total noninterest income	$730,000	2,670
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$414,000	1,962
Trading account gains and fees	$0	193
Additional Noninterest Income	$316,000	2,915
Total noninterest expense	$2,623,000	3,581
Salaries and employee benefits	$1,380,000	3,479
Premises and equipment expense	$332,000	3,650
Additional noninterest expense	$911,000	3,518
Pre-tax net operating income	$1,179,000	1,854
Securities gains (losses)	$0	3,136
Applicable income taxes	$77,000	2,829
Income before extraordinary items	$1,102,000	1,684
Extraordinary gains, net	$0	21
Net income	$1,102,000	1,681
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,102,000	1,683
Net charge-offs	$1,211,000	1,505
Cash dividends	$275,000	2,309
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,102,000	1,647
2009-03-31 (YTD Data)		Rank
Total interest income	$2,575,000	3,257
Total interest expense	$919,000	3,283
Net interest income	$1,656,000	3,181
Provision for loan and lease losses	$182,000	2,979
Total noninterest income	$353,000	2,711
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$194,000	2,017
Trading account gains and fees	$0	171
Additional Noninterest Income	$159,000	2,871
Total noninterest expense	$1,297,000	3,532
Salaries and employee benefits	$679,000	3,556
Premises and equipment expense	$168,000	3,672
Additional noninterest expense	$450,000	3,270
Pre-tax net operating income	$530,000	2,266
Securities gains (losses)	$0	2,434
Applicable income taxes	$34,000	3,194
Income before extraordinary items	$496,000	2,156
Extraordinary gains, net	$0	15
Net income	$496,000	2,155
Minority interest net income	$0	102
Net income of bank and minority interests.	$496,000	2,157
Net charge-offs	$124,000	2,632
Cash dividends	$100,000	2,226
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$496,000	2,015
2008-12-31 (YTD Data)		Rank
Total interest income	$11,076,000	3,257
Total interest expense	$4,342,000	3,302
Net interest income	$6,734,000	3,167
Provision for loan and lease losses	$1,875,000	1,884
Total noninterest income	$1,352,000	2,819
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$853,000	2,012
Trading account gains and fees	$0	154
Additional Noninterest Income	$499,000	3,174
Total noninterest expense	$5,163,000	3,470
Salaries and employee benefits	$2,735,000	3,512
Premises and equipment expense	$687,000	3,562
Additional noninterest expense	$1,741,000	3,223
Pre-tax net operating income	$1,048,000	3,671
Securities gains (losses)	$0	3,220
Applicable income taxes	$147,000	3,086
Income before extraordinary items	$901,000	3,481
Extraordinary gains, net	$0	39
Net income	$901,000	3,482
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$866,000	2,125
Cash dividends	$400,000	3,667
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$901,000	3,625
2008-09-30 (YTD Data)		Rank
Total interest income	$8,398,000	3,287
Total interest expense	$3,318,000	3,372
Net interest income	$5,080,000	3,162
Provision for loan and lease losses	$700,000	2,264
Total noninterest income	$1,016,000	2,879
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$628,000	2,053
Trading account gains and fees	$0	148
Additional Noninterest Income	$388,000	3,240
Total noninterest expense	$3,776,000	3,533
Salaries and employee benefits	$2,105,000	3,474
Premises and equipment expense	$515,000	3,572
Additional noninterest expense	$1,156,000	3,483
Pre-tax net operating income	$1,620,000	2,687
Securities gains (losses)	$0	3,106
Applicable income taxes	$105,000	3,561
Income before extraordinary items	$1,515,000	2,306
Extraordinary gains, net	$0	31
Net income	$1,515,000	2,304
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$743,000	1,565
Cash dividends	$400,000	3,014
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,515,000	2,422
2008-06-30 (YTD Data)		Rank
Total interest income	$5,657,000	3,312
Total interest expense	$2,275,000	3,423
Net interest income	$3,382,000	3,159
Provision for loan and lease losses	$550,000	1,800
Total noninterest income	$682,000	2,896
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$404,000	2,099
Trading account gains and fees	$0	149
Additional Noninterest Income	$278,000	3,157
Total noninterest expense	$2,515,000	3,554
Salaries and employee benefits	$1,408,000	3,501
Premises and equipment expense	$343,000	3,605
Additional noninterest expense	$764,000	3,474
Pre-tax net operating income	$999,000	2,952
Securities gains (losses)	$0	3,233
Applicable income taxes	$65,000	3,850
Income before extraordinary items	$934,000	2,726
Extraordinary gains, net	$0	21
Net income	$934,000	2,725
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$514,000	1,289
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$934,000	2,669
2008-03-31 (YTD Data)		Rank
Total interest income	$2,818,000	3,404
Total interest expense	$1,202,000	3,447
Net interest income	$1,616,000	3,292
Provision for loan and lease losses	$45,000	3,899
Total noninterest income	$334,000	2,916
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$224,000	1,890
Trading account gains and fees	$0	158
Additional Noninterest Income	$110,000	3,594
Total noninterest expense	$1,556,000	2,944
Salaries and employee benefits	$686,000	3,601
Premises and equipment expense	$183,000	3,457
Additional noninterest expense	$687,000	2,044
Pre-tax net operating income	$349,000	3,829
Securities gains (losses)	$0	2,688
Applicable income taxes	$23,000	4,277
Income before extraordinary items	$326,000	3,621
Extraordinary gains, net	$0	15
Net income	$326,000	3,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,393
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$326,000	3,528
2007-12-31 (YTD Data)		Rank
Total interest income	$10,421,000	3,670
Total interest expense	$5,075,000	3,430
Net interest income	$5,346,000	3,802
Provision for loan and lease losses	$0	6,851
Total noninterest income	$1,335,000	2,913
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$786,000	2,163
Trading account gains and fees	$0	178
Additional Noninterest Income	$549,000	3,160
Total noninterest expense	$4,480,000	3,770
Salaries and employee benefits	$2,508,000	3,705
Premises and equipment expense	$681,000	3,508
Additional noninterest expense	$1,291,000	3,867
Pre-tax net operating income	$2,201,000	3,121
Securities gains (losses)	$11,000	1,315
Applicable income taxes	$115,000	4,365
Income before extraordinary items	$2,097,000	2,716
Extraordinary gains, net	$0	39
Net income	$2,097,000	2,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	8,202
Cash dividends	$1,100,000	2,478
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,086,550	2,713
2007-09-30 (YTD Data)		Rank
Total interest income	$7,667,000	3,727
Total interest expense	$3,796,000	3,433
Net interest income	$3,871,000	3,908
Provision for loan and lease losses	$0	6,528
Total noninterest income	$979,000	2,960
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$549,000	2,263
Trading account gains and fees	$0	184
Additional Noninterest Income	$430,000	3,077
Total noninterest expense	$3,357,000	3,756
Salaries and employee benefits	$1,882,000	3,701
Premises and equipment expense	$513,000	3,487
Additional noninterest expense	$962,000	3,816
Pre-tax net operating income	$1,493,000	3,488
Securities gains (losses)	$14,000	909
Applicable income taxes	$98,000	4,459
Income before extraordinary items	$1,409,000	3,110
Extraordinary gains, net	$0	33
Net income	$1,409,000	3,109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-36,000	8,185
Cash dividends	$1,000,000	1,979
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,395,980	3,110
2007-06-30 (YTD Data)		Rank
Total interest income	$5,028,000	3,774
Total interest expense	$2,484,000	3,472
Net interest income	$2,544,000	3,979
Provision for loan and lease losses	$0	6,209
Total noninterest income	$621,000	3,080
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$347,000	2,371
Trading account gains and fees	$0	168
Additional Noninterest Income	$274,000	3,174
Total noninterest expense	$2,207,000	3,824
Salaries and employee benefits	$1,247,000	3,752
Premises and equipment expense	$335,000	3,557
Additional noninterest expense	$625,000	3,901
Pre-tax net operating income	$958,000	3,627
Securities gains (losses)	$14,000	780
Applicable income taxes	$63,000	4,567
Income before extraordinary items	$909,000	3,221
Extraordinary gains, net	$0	29
Net income	$909,000	3,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-45,000	8,261
Cash dividends	$550,000	2,319
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$895,840	3,241
2007-03-31 (YTD Data)		Rank
Total interest income	$2,504,000	3,777
Total interest expense	$1,220,000	3,499
Net interest income	$1,284,000	3,946
Provision for loan and lease losses	$0	5,779
Total noninterest income	$251,000	3,521
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$149,000	2,618
Trading account gains and fees	$0	195
Additional Noninterest Income	$102,000	3,735
Total noninterest expense	$1,099,000	3,835
Salaries and employee benefits	$626,000	3,769
Premises and equipment expense	$304,000	2,145
Additional noninterest expense	$169,000	5,774
Pre-tax net operating income	$436,000	3,808
Securities gains (losses)	$14,000	632
Applicable income taxes	$29,000	4,646
Income before extraordinary items	$421,000	3,373
Extraordinary gains, net	$0	22
Net income	$421,000	3,373
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	8,290
Cash dividends	$250,000	2,166
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$407,840	3,429
2006-12-31 (YTD Data)		Rank
Total interest income	$8,831,000	3,925
Total interest expense	$4,469,000	3,306
Net interest income	$4,362,000	4,429
Provision for loan and lease losses	$0	6,850
Total noninterest income	$1,024,000	3,496
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$519,000	2,981
Trading account gains and fees	$0	130
Additional Noninterest Income	$505,000	3,322
Total noninterest expense	$3,732,000	4,182
Salaries and employee benefits	$2,055,000	4,182
Premises and equipment expense	$565,000	3,941
Additional noninterest expense	$1,112,000	4,174
Pre-tax net operating income	$1,654,000	4,071
Securities gains (losses)	$-3,000	6,969
Applicable income taxes	$60,000	5,326
Income before extraordinary items	$1,591,000	3,641
Extraordinary gains, net	$0	51
Net income	$1,591,000	3,641
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	8,104
Cash dividends	$600,000	3,434
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,593,880	3,619
2006-09-30 (YTD Data)		Rank
Total interest income	$6,426,000	3,980
Total interest expense	$3,235,000	3,303
Net interest income	$3,191,000	4,524
Provision for loan and lease losses	$0	6,685
Total noninterest income	$705,000	3,695
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$371,000	3,091
Trading account gains and fees	$0	126
Additional Noninterest Income	$334,000	3,531
Total noninterest expense	$2,603,000	4,415
Salaries and employee benefits	$1,456,000	4,339
Premises and equipment expense	$389,000	4,170
Additional noninterest expense	$758,000	4,454
Pre-tax net operating income	$1,293,000	4,119
Securities gains (losses)	$-4,000	7,334
Applicable income taxes	$84,000	5,083
Income before extraordinary items	$1,205,000	3,734
Extraordinary gains, net	$0	45
Net income	$1,205,000	3,736
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-37,000	8,265
Cash dividends	$400,000	3,240
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,208,720	3,704
2006-06-30 (YTD Data)		Rank
Total interest income	$4,105,000	4,052
Total interest expense	$2,017,000	3,350
Net interest income	$2,088,000	4,589
Provision for loan and lease losses	$0	6,419
Total noninterest income	$442,000	3,812
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$223,000	3,307
Trading account gains and fees	$0	126
Additional Noninterest Income	$219,000	3,564
Total noninterest expense	$1,625,000	4,622
Salaries and employee benefits	$939,000	4,469
Premises and equipment expense	$237,000	4,421
Additional noninterest expense	$449,000	4,829
Pre-tax net operating income	$905,000	4,035
Securities gains (losses)	$-4,000	7,633
Applicable income taxes	$59,000	5,090
Income before extraordinary items	$842,000	3,614
Extraordinary gains, net	$0	39
Net income	$842,000	3,617
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,125
Cash dividends	$400,000	2,681
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$845,720	3,593
2006-03-31 (YTD Data)		Rank
Total interest income	$1,981,000	4,110
Total interest expense	$968,000	3,337
Net interest income	$1,013,000	4,676
Provision for loan and lease losses	$0	6,013
Total noninterest income	$221,000	3,767
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$108,000	3,311
Trading account gains and fees	$0	115
Additional Noninterest Income	$113,000	3,483
Total noninterest expense	$782,000	4,769
Salaries and employee benefits	$464,000	4,523
Premises and equipment expense	$118,000	4,464
Additional noninterest expense	$200,000	5,174
Pre-tax net operating income	$452,000	3,987
Securities gains (losses)	$0	955
Applicable income taxes	$30,000	5,017
Income before extraordinary items	$422,000	3,550
Extraordinary gains, net	$0	21
Net income	$422,000	3,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	8,032
Cash dividends	$200,000	2,370
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$422,000	3,527
2005-12-31 (YTD Data)		Rank
Total interest income	$7,234,000	4,047
Total interest expense	$3,126,000	3,222
Net interest income	$4,108,000	4,544
Provision for loan and lease losses	$0	7,120
Total noninterest income	$860,000	3,885
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$440,000	3,334
Trading account gains and fees	$0	138
Additional Noninterest Income	$420,000	3,688
Total noninterest expense	$3,229,000	4,546
Salaries and employee benefits	$1,804,000	4,473
Premises and equipment expense	$391,000	4,923
Additional noninterest expense	$1,034,000	4,305
Pre-tax net operating income	$1,739,000	4,036
Securities gains (losses)	$-31,000	8,009
Applicable income taxes	$168,000	4,885
Income before extraordinary items	$1,540,000	3,718
Extraordinary gains, net	$0	46
Net income	$1,540,000	3,719
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-123,000	8,659
Cash dividends	$800,000	2,821
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,567,900	3,655
2005-09-30 (YTD Data)		Rank
Total interest income	$5,299,000	4,071
Total interest expense	$2,227,000	3,215
Net interest income	$3,072,000	4,560
Provision for loan and lease losses	$0	6,899
Total noninterest income	$601,000	4,042
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$327,000	3,365
Trading account gains and fees	$0	126
Additional Noninterest Income	$274,000	3,960
Total noninterest expense	$2,222,000	4,773
Salaries and employee benefits	$1,344,000	4,466
Premises and equipment expense	$225,000	5,737
Additional noninterest expense	$653,000	4,845
Pre-tax net operating income	$1,451,000	3,848
Securities gains (losses)	$-31,000	8,339
Applicable income taxes	$92,000	5,331
Income before extraordinary items	$1,328,000	3,433
Extraordinary gains, net	$0	35
Net income	$1,328,000	3,435
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-118,000	8,666
Cash dividends	$600,000	2,503
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,357,140	3,343
2005-06-30 (YTD Data)		Rank
Total interest income	$3,450,000	4,075
Total interest expense	$1,420,000	3,188
Net interest income	$2,030,000	4,568
Provision for loan and lease losses	$0	6,626
Total noninterest income	$379,000	4,179
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$211,000	3,380
Trading account gains and fees	$0	116
Additional Noninterest Income	$168,000	4,077
Total noninterest expense	$1,481,000	4,761
Salaries and employee benefits	$891,000	4,464
Premises and equipment expense	$157,000	5,574
Additional noninterest expense	$433,000	4,845
Pre-tax net operating income	$928,000	3,910
Securities gains (losses)	$0	2,146
Applicable income taxes	$60,000	5,354
Income before extraordinary items	$868,000	3,437
Extraordinary gains, net	$0	30
Net income	$868,000	3,439
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-111,000	8,683
Cash dividends	$400,000	2,509
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$868,000	3,392
2005-03-31 (YTD Data)		Rank
Total interest income	$1,661,000	4,163
Total interest expense	$670,000	3,230
Net interest income	$991,000	4,648
Provision for loan and lease losses	$0	6,226
Total noninterest income	$161,000	4,532
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$98,000	3,485
Trading account gains and fees	$0	115
Additional Noninterest Income	$63,000	4,679
Total noninterest expense	$694,000	5,029
Salaries and employee benefits	$429,000	4,601
Premises and equipment expense	$81,000	5,528
Additional noninterest expense	$184,000	5,365
Pre-tax net operating income	$458,000	3,913
Securities gains (losses)	$0	1,685
Applicable income taxes	$29,000	5,339
Income before extraordinary items	$429,000	3,442
Extraordinary gains, net	$0	24
Net income	$429,000	3,443
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-27,000	8,445
Cash dividends	$200,000	2,181
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$429,000	3,408
2004-12-31 (YTD Data)		Rank
Total interest income	$5,875,000	4,325
Total interest expense	$2,121,000	3,472
Net interest income	$3,754,000	4,689
Provision for loan and lease losses	$303,000	2,883
Total noninterest income	$540,000	5,073
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$388,000	3,713
Trading account gains and fees	$0	138
Additional Noninterest Income	$152,000	5,659
Total noninterest expense	$2,644,000	5,099
Salaries and employee benefits	$1,490,000	4,975
Premises and equipment expense	$290,000	5,767
Additional noninterest expense	$864,000	4,837
Pre-tax net operating income	$1,347,000	4,515
Securities gains (losses)	$28,000	2,163
Applicable income taxes	$684,000	2,801
Income before extraordinary items	$691,000	5,626
Extraordinary gains, net	$0	34
Net income	$691,000	5,627
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$310,000	1,949
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$1,000	862
Net operating income	$673,080	5,626
2004-09-30 (YTD Data)		Rank
Total interest income	$4,310,000	4,373
Total interest expense	$1,518,000	3,563
Net interest income	$2,792,000	4,710
Provision for loan and lease losses	$303,000	2,248
Total noninterest income	$352,000	5,451
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$273,000	3,883
Trading account gains and fees	$0	134
Additional Noninterest Income	$79,000	6,329
Total noninterest expense	$1,995,000	5,040
Salaries and employee benefits	$1,139,000	4,853
Premises and equipment expense	$214,000	5,782
Additional noninterest expense	$642,000	4,830
Pre-tax net operating income	$846,000	5,035
Securities gains (losses)	$16,000	2,442
Applicable income taxes	$241,000	4,147
Income before extraordinary items	$621,000	5,273
Extraordinary gains, net	$0	26
Net income	$621,000	5,273
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$326,000	1,366
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$609,480	5,236
2004-06-30 (YTD Data)		Rank
Total interest income	$2,847,000	4,403
Total interest expense	$994,000	3,618
Net interest income	$1,853,000	4,729
Provision for loan and lease losses	$8,000	6,484
Total noninterest income	$213,000	5,678
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$188,000	3,792
Trading account gains and fees	$0	130
Additional Noninterest Income	$25,000	7,479
Total noninterest expense	$1,335,000	5,043
Salaries and employee benefits	$752,000	4,912
Premises and equipment expense	$146,000	5,744
Additional noninterest expense	$437,000	4,782
Pre-tax net operating income	$723,000	4,377
Securities gains (losses)	$16,000	2,165
Applicable income taxes	$251,000	3,386
Income before extraordinary items	$488,000	4,796
Extraordinary gains, net	$0	21
Net income	$488,000	4,796
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	2,362
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$477,440	4,770
2004-03-31 (YTD Data)		Rank
Total interest income	$1,448,000	4,380
Total interest expense	$502,000	3,630
Net interest income	$946,000	4,653
Provision for loan and lease losses	$3,000	6,219
Total noninterest income	$102,000	5,732
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$88,000	3,887
Trading account gains and fees	$0	121
Additional Noninterest Income	$14,000	7,349
Total noninterest expense	$675,000	5,030
Salaries and employee benefits	$374,000	4,952
Premises and equipment expense	$92,000	5,093
Additional noninterest expense	$209,000	4,912
Pre-tax net operating income	$370,000	4,284
Securities gains (losses)	$0	2,934
Applicable income taxes	$126,000	3,404
Income before extraordinary items	$244,000	4,823
Extraordinary gains, net	$0	16
Net income	$244,000	4,822
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,405
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$244,000	4,703
2003-12-31 (YTD Data)		Rank
Total interest income	$5,427,000	4,618
Total interest expense	$2,025,000	3,990
Net interest income	$3,402,000	4,891
Provision for loan and lease losses	$350,000	2,851
Total noninterest income	$444,000	5,721
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$390,000	3,697
Trading account gains and fees	$0	160
Additional Noninterest Income	$54,000	7,452
Total noninterest expense	$2,365,000	5,417
Salaries and employee benefits	$1,370,000	5,165
Premises and equipment expense	$274,000	5,930
Additional noninterest expense	$721,000	5,405
Pre-tax net operating income	$1,131,000	4,828
Securities gains (losses)	$11,000	3,560
Applicable income taxes	$313,000	4,228
Income before extraordinary items	$829,000	5,154
Extraordinary gains, net	$0	54
Net income	$829,000	5,154
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$339,000	2,086
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$820,970	5,021
2003-09-30 (YTD Data)		Rank
Total interest income	$4,027,000	4,702
Total interest expense	$1,511,000	4,115
Net interest income	$2,516,000	4,946
Provision for loan and lease losses	$305,000	2,479
Total noninterest income	$341,000	5,735
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$296,000	3,686
Trading account gains and fees	$0	153
Additional Noninterest Income	$45,000	7,365
Total noninterest expense	$1,740,000	5,457
Salaries and employee benefits	$1,015,000	5,201
Premises and equipment expense	$200,000	6,009
Additional noninterest expense	$525,000	5,482
Pre-tax net operating income	$812,000	5,082
Securities gains (losses)	$11,000	3,280
Applicable income taxes	$280,000	4,044
Income before extraordinary items	$543,000	5,646
Extraordinary gains, net	$0	40
Net income	$543,000	5,647
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$345,000	1,557
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$535,740	5,498
2003-06-30 (YTD Data)		Rank
Total interest income	$2,653,000	4,784
Total interest expense	$1,010,000	4,220
Net interest income	$1,643,000	5,008
Provision for loan and lease losses	$210,000	2,412
Total noninterest income	$226,000	5,721
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$201,000	3,607
Trading account gains and fees	$0	150
Additional Noninterest Income	$25,000	7,564
Total noninterest expense	$1,143,000	5,509
Salaries and employee benefits	$667,000	5,263
Premises and equipment expense	$132,000	6,008
Additional noninterest expense	$344,000	5,522
Pre-tax net operating income	$516,000	5,243
Securities gains (losses)	$0	3,782
Applicable income taxes	$175,000	4,229
Income before extraordinary items	$341,000	5,803
Extraordinary gains, net	$0	30
Net income	$341,000	5,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$296,000	1,265
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$341,000	5,592
2003-03-31 (YTD Data)		Rank
Total interest income	$1,336,000	4,789
Total interest expense	$516,000	4,238
Net interest income	$820,000	5,002
Provision for loan and lease losses	$90,000	2,494
Total noninterest income	$118,000	5,493
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$104,000	3,444
Trading account gains and fees	$0	134
Additional Noninterest Income	$14,000	7,447
Total noninterest expense	$563,000	5,554
Salaries and employee benefits	$331,000	5,286
Premises and equipment expense	$65,000	6,056
Additional noninterest expense	$167,000	5,597
Pre-tax net operating income	$285,000	4,922
Securities gains (losses)	$0	2,891
Applicable income taxes	$97,000	3,988
Income before extraordinary items	$188,000	5,471
Extraordinary gains, net	$0	21
Net income	$188,000	5,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$202,000	943
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$188,000	5,278
2002-12-31 (YTD Data)		Rank
Total interest income	$5,802,000	4,670
Total interest expense	$2,529,000	4,065
Net interest income	$3,273,000	4,987
Provision for loan and lease losses	$550,000	2,218
Total noninterest income	$383,000	5,885
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$367,000	3,743
Trading account gains and fees	$0	153
Additional Noninterest Income	$16,000	8,678
Total noninterest expense	$2,270,000	5,437
Salaries and employee benefits	$1,267,000	5,282
Premises and equipment expense	$282,000	5,756
Additional noninterest expense	$721,000	5,309
Pre-tax net operating income	$836,000	5,656
Securities gains (losses)	$53,000	2,352
Applicable income taxes	$263,000	4,672
Income before extraordinary items	$626,000	5,859
Extraordinary gains, net	$0	70
Net income	$626,000	5,855
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$447,000	1,804
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$588,900	5,880
2001-12-31 (YTD Data)		Rank
Total interest income	$6,580,000	4,632
Total interest expense	$3,583,000	4,129
Net interest income	$2,997,000	5,075
Provision for loan and lease losses	$1,575,000	866
Total noninterest income	$452,000	5,346
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$365,000	3,652
Trading account gains and fees	$0	177
Additional Noninterest Income	$87,000	6,726
Total noninterest expense	$1,946,000	5,843
Salaries and employee benefits	$990,000	6,019
Premises and equipment expense	$282,000	5,723
Additional noninterest expense	$674,000	5,419
Pre-tax net operating income	$-72,000	8,837
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$-72,000	8,927
Extraordinary gains, net	$0	105
Net income	$-72,000	8,927
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,385,000	744
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-72,000	8,865
2000-12-31 (YTD Data)		Rank
Total interest income	$5,846,000	5,174
Total interest expense	$3,130,000	4,752
Net interest income	$2,716,000	5,515
Provision for loan and lease losses	$250,000	3,225
Total noninterest income	$464,000	5,108
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$337,000	3,711
Trading account gains and fees	NA	NA
Additional Noninterest Income	$127,000	5,869
Total noninterest expense	$1,767,000	6,119
Salaries and employee benefits	$906,000	6,299
Premises and equipment expense	$265,000	5,842
Additional noninterest expense	$596,000	5,822
Pre-tax net operating income	$1,163,000	4,811
Securities gains (losses)	$1,000	1,732
Applicable income taxes	$370,000	4,161
Income before extraordinary items	$794,000	5,067
Extraordinary gains, net	$0	38
Net income	$794,000	5,066
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	3,477
Cash dividends	$100,000	5,913
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$793,320	5,064
1999-12-31 (YTD Data)		Rank
Total interest income	$4,520,000	5,922
Total interest expense	$2,338,000	5,437
Net interest income	$2,182,000	6,316
Provision for loan and lease losses	$140,000	4,418
Total noninterest income	$348,000	6,022
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$299,000	4,004
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	8,098
Total noninterest expense	$1,329,000	7,218
Salaries and employee benefits	$698,000	7,247
Premises and equipment expense	$192,000	6,941
Additional noninterest expense	$439,000	6,980
Pre-tax net operating income	$1,061,000	5,129
Securities gains (losses)	$30,000	1,197
Applicable income taxes	$335,000	4,573
Income before extraordinary items	$756,000	5,252
Extraordinary gains, net	$0	35
Net income	$756,000	5,250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	4,803
Cash dividends	$400,000	3,903
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$735,300	5,291
1998-12-31 (YTD Data)		Rank
Total interest income	$3,865,000	6,586
Total interest expense	$2,057,000	6,091
Net interest income	$1,808,000	7,031
Provision for loan and lease losses	$293,000	2,693
Total noninterest income	$358,000	5,934
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$289,000	4,035
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	7,511
Total noninterest expense	$1,103,000	7,820
Salaries and employee benefits	$560,000	7,983
Premises and equipment expense	$137,000	7,934
Additional noninterest expense	$406,000	7,169
Pre-tax net operating income	$770,000	6,208
Securities gains (losses)	$1,000	4,151
Applicable income taxes	$209,000	6,091
Income before extraordinary items	$562,000	6,256
Extraordinary gains, net	$0	32
Net income	$562,000	6,255
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$323,000	1,763
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$561,270	6,147
1997-12-31 (YTD Data)		Rank
Total interest income	$3,632,000	7,025
Total interest expense	$1,835,000	6,599
Net interest income	$1,797,000	7,329
Provision for loan and lease losses	$600,000	1,510
Total noninterest income	$320,000	6,451
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$259,000	4,534
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	7,985
Total noninterest expense	$998,000	8,352
Salaries and employee benefits	$496,000	8,632
Premises and equipment expense	$126,000	8,337
Additional noninterest expense	$376,000	7,565
Pre-tax net operating income	$519,000	7,817
Securities gains (losses)	$1,000	3,559
Applicable income taxes	$122,000	8,050
Income before extraordinary items	$398,000	7,656
Extraordinary gains, net	$0	44
Net income	$398,000	7,659
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$541,000	1,265
Cash dividends	$225,000	5,132
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$397,230	7,604
1996-12-31 (YTD Data)		Rank
Total interest income	$3,522,000	7,365
Total interest expense	$1,874,000	6,672
Net interest income	$1,648,000	7,907
Provision for loan and lease losses	$53,000	6,487
Total noninterest income	$295,000	7,010
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$238,000	4,995
Trading account gains and fees	NA	NA
Additional Noninterest Income	$57,000	8,577
Total noninterest expense	$1,022,000	8,594
Salaries and employee benefits	$512,000	8,781
Premises and equipment expense	$117,000	8,867
Additional noninterest expense	$393,000	7,935
Pre-tax net operating income	$868,000	6,213
Securities gains (losses)	$-29,000	10,826
Applicable income taxes	$255,000	6,386
Income before extraordinary items	$584,000	6,369
Extraordinary gains, net	$0	53
Net income	$584,000	6,371
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,797
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$604,300	6,188
1995-12-31 (YTD Data)		Rank
Total interest income	$3,211,000	7,914
Total interest expense	$1,599,000	7,418
Net interest income	$1,612,000	8,228
Provision for loan and lease losses	$140,000	3,774
Total noninterest income	$263,000	7,534
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$193,000	5,806
Trading account gains and fees	NA	NA
Additional Noninterest Income	$70,000	8,356
Total noninterest expense	$988,000	8,998
Salaries and employee benefits	$467,000	9,391
Premises and equipment expense	$143,000	8,450
Additional noninterest expense	$378,000	8,419
Pre-tax net operating income	$747,000	7,080
Securities gains (losses)	$1,000	3,512
Applicable income taxes	$269,000	6,377
Income before extraordinary items	$479,000	7,408
Extraordinary gains, net	$0	65
Net income	$479,000	7,409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$124,000	3,316
Cash dividends	$450,000	3,566
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$478,360	7,379
1994-12-31 (YTD Data)		Rank
Total interest income	$2,493,000	8,916
Total interest expense	$1,151,000	8,094
Net interest income	$1,342,000	9,333
Provision for loan and lease losses	$116,000	4,248
Total noninterest income	$227,000	8,289
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$167,000	6,508
Trading account gains and fees	NA	NA
Additional Noninterest Income	$60,000	9,091
Total noninterest expense	$925,000	9,655
Salaries and employee benefits	$405,000	10,245
Premises and equipment expense	$158,000	8,341
Additional noninterest expense	$362,000	9,218
Pre-tax net operating income	$528,000	8,467
Securities gains (losses)	$6,000	2,522
Applicable income taxes	$196,000	7,404
Income before extraordinary items	$338,000	8,745
Extraordinary gains, net	$0	249
Net income	$338,000	8,748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,289
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$334,160	8,838
1993-12-31 (YTD Data)		Rank
Total interest income	$1,968,000	10,247
Total interest expense	$863,000	9,727
Net interest income	$1,105,000	10,390
Provision for loan and lease losses	$85,000	6,189
Total noninterest income	$226,000	8,754
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$154,000	6,986
Trading account gains and fees	NA	NA
Additional Noninterest Income	$72,000	8,988
Total noninterest expense	$888,000	10,257
Salaries and employee benefits	$384,000	10,800
Premises and equipment expense	$150,000	8,908
Additional noninterest expense	$354,000	9,795
Pre-tax net operating income	$358,000	9,746
Securities gains (losses)	$0	7,477
Applicable income taxes	$137,000	8,929
Income before extraordinary items	$221,000	10,396
Extraordinary gains, net	$0	3,149
Net income	$221,000	10,503
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	4,789
Cash dividends	$116,000	6,624
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$221,000	10,159
1992-12-31 (YTD Data)		Rank
Total interest income	$1,787,000	11,336
Total interest expense	$853,000	11,079
Net interest income	$934,000	11,369
Provision for loan and lease losses	$114,000	6,935
Total noninterest income	$168,000	10,091
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$127,000	7,760
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	10,988
Total noninterest expense	$728,000	11,363
Salaries and employee benefits	$341,000	11,539
Premises and equipment expense	$121,000	9,986
Additional noninterest expense	$266,000	11,332
Pre-tax net operating income	$260,000	10,515
Securities gains (losses)	$0	8,369
Applicable income taxes	$93,000	10,093
Income before extraordinary items	$167,000	11,035
Extraordinary gains, net	$0	1,422
Net income	$167,000	11,126
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	7,980
Cash dividends	$60,000	7,413
Sale, conversion, retirement of capital stock, net	$2,000	1,126
Net operating income	$167,000	10,702

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.