Home > Peoples Home Savings Bank > Assets and Liabilities
Peoples Home Savings Bank, Assets and Liabilities
| 2004-12-31 | Rank | |
| # of Employees: | 83 | 2,069 |
| Assets and Liabilities | ||
| Total Assets: | $328,255,000 | 1,799 |
| Cash and due from depository institutions | $17,131,000 | 2,069 |
| Interest-bearing balances | $9,331,000 | 605 |
| Securities | $153,173,000 | 846 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $145,622,000 | 2,609 |
| Loan loss allowance | $1,454,000 | 3,014 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,884,000 | 2,660 |
| Other real estate owned | $0 | 2,069 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,445,000 | 1,777 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $328,255,000 | 1,799 |
| Total liabilities | $290,008,000 | 1,823 |
| Total deposits | $235,393,000 | 1,996 |
| Interest-bearing deposits | $204,581,000 | 1,942 |
| Deposits held in domestic offices | $235,393,000 | 1,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $52,630,000 | 864 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,985,000 | 1,936 |
| Total equity capital | $38,247,000 | 1,489 |
| Total bank equity capital | $38,247,000 | 1,489 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $276,000 | 5,379 |
| Surplus | $21,956,000 | 1,061 |
| Undivided profits | $16,015,000 | 2,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $351,000 | 4,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,567,000 | 1,888 |
| Earning assets | $308,126,000 | 1,757 |
| Long-term assets (5+ years) | $159,837,000 | 652 |
| Average Assets, year-to-date | $327,905,600 | 1,719 |
| Average Assets, quarterly | $329,673,000 | 1,780 |
| Volatile liabilities | $42,175,000 | 2,429 |
| Insider loans | $372,000 | 5,948 |
| FHLB advances | $52,630,000 | 783 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $22,462,000 | 2,799 |
| Tier 1 (core) risk-based capital | $38,666,000 | 1,386 |
| Tier 2 risk-based capital | $1,454,000 | 2,829 |
| Total risk weighted assets | $162,498,000 | 2,454 |
| Total unused commitments | $22,462,000 | 2,801 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 83 | 2,053 |
| Assets and Liabilities | ||
| Total Assets: | $331,091,000 | 1,767 |
| Cash and due from depository institutions | $10,351,000 | 2,053 |
| Interest-bearing balances | $4,550,000 | 1,233 |
| Securities | $158,532,000 | 817 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $150,028,000 | 2,503 |
| Loan loss allowance | $1,539,000 | 2,872 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,986,000 | 2,560 |
| Other real estate owned | $0 | 2,053 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $8,194,000 | 1,765 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $331,091,000 | 1,767 |
| Total liabilities | $292,623,000 | 1,795 |
| Total deposits | $237,092,000 | 1,948 |
| Interest-bearing deposits | $210,756,000 | 1,845 |
| Deposits held in domestic offices | $237,092,000 | 1,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $54,130,000 | 848 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,401,000 | 2,495 |
| Total equity capital | $38,468,000 | 1,466 |
| Total bank equity capital | $38,468,000 | 1,466 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $276,000 | 5,405 |
| Surplus | $21,956,000 | 1,033 |
| Undivided profits | $16,236,000 | 2,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $419,000 | 4,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,377,000 | 2,252 |
| Earning assets | $313,110,000 | 1,725 |
| Long-term assets (5+ years) | $181,136,000 | 591 |
| Average Assets, year-to-date | $327,818,250 | 1,723 |
| Average Assets, quarterly | $323,368,500 | 1,783 |
| Volatile liabilities | $44,195,000 | 2,314 |
| Insider loans | $394,000 | 5,848 |
| FHLB advances | $54,130,000 | 767 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $23,446,000 | 2,694 |
| Tier 1 (core) risk-based capital | $38,413,000 | 1,377 |
| Tier 2 risk-based capital | $1,539,000 | 2,670 |
| Total risk weighted assets | $165,539,000 | 2,372 |
| Total unused commitments | $23,446,000 | 2,698 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 83 | 2,057 |
| Assets and Liabilities | ||
| Total Assets: | $315,646,000 | 1,825 |
| Cash and due from depository institutions | $7,820,000 | 2,057 |
| Interest-bearing balances | $1,745,000 | 2,256 |
| Securities | $163,764,000 | 801 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $131,505,000 | 2,746 |
| Loan loss allowance | $1,590,000 | 2,789 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,095,000 | 2,455 |
| Other real estate owned | $34,000 | 2,057 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $8,428,000 | 1,731 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $315,646,000 | 1,825 |
| Total liabilities | $278,325,000 | 1,872 |
| Total deposits | $223,053,000 | 2,051 |
| Interest-bearing deposits | $197,495,000 | 1,959 |
| Deposits held in domestic offices | $223,053,000 | 2,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $54,130,000 | 853 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,142,000 | 2,675 |
| Total equity capital | $37,321,000 | 1,453 |
| Total bank equity capital | $37,321,000 | 1,453 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $276,000 | 5,438 |
| Surplus | $21,956,000 | 1,013 |
| Undivided profits | $15,089,000 | 2,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $268,000 | 5,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,292,000 | 2,261 |
| Earning assets | $297,014,000 | 1,771 |
| Long-term assets (5+ years) | $177,692,000 | 615 |
| Average Assets, year-to-date | $326,727,330 | 1,718 |
| Average Assets, quarterly | $324,465,500 | 1,754 |
| Volatile liabilities | $21,765,000 | 3,794 |
| Insider loans | $357,000 | 6,040 |
| FHLB advances | $54,130,000 | 772 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $41,658,000 | 1,790 |
| Tier 1 (core) risk-based capital | $37,904,000 | 1,369 |
| Tier 2 risk-based capital | $1,590,000 | 2,577 |
| Total risk weighted assets | $146,251,000 | 2,615 |
| Total unused commitments | $41,658,000 | 1,795 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 83 | 2,058 |
| Assets and Liabilities | ||
| Total Assets: | $333,285,000 | 1,711 |
| Cash and due from depository institutions | $11,497,000 | 2,058 |
| Interest-bearing balances | $6,187,000 | 1,099 |
| Securities | $160,022,000 | 827 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $149,731,000 | 2,395 |
| Loan loss allowance | $1,608,000 | 2,745 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,168,000 | 2,377 |
| Other real estate owned | $34,000 | 2,058 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $7,833,000 | 1,741 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $333,285,000 | 1,711 |
| Total liabilities | $294,639,000 | 1,746 |
| Total deposits | $237,789,000 | 1,916 |
| Interest-bearing deposits | $213,312,000 | 1,819 |
| Deposits held in domestic offices | $237,789,000 | 1,910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $55,130,000 | 775 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,720,000 | 2,195 |
| Total equity capital | $38,646,000 | 1,435 |
| Total bank equity capital | $38,646,000 | 1,435 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $276,000 | 5,449 |
| Surplus | $21,956,000 | 1,002 |
| Undivided profits | $16,414,000 | 1,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $241,000 | 5,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,746,000 | 1,575 |
| Earning assets | $315,940,000 | 1,662 |
| Long-term assets (5+ years) | $183,369,000 | 587 |
| Average Assets, year-to-date | $332,268,000 | 1,694 |
| Average Assets, quarterly | $332,268,000 | 1,694 |
| Volatile liabilities | $38,003,000 | 2,461 |
| Insider loans | $312,000 | 6,172 |
| FHLB advances | $55,130,000 | 692 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $22,845,000 | 2,697 |
| Tier 1 (core) risk-based capital | $37,452,000 | 1,375 |
| Tier 2 risk-based capital | $1,608,000 | 2,533 |
| Total risk weighted assets | $162,760,000 | 2,291 |
| Total unused commitments | $22,845,000 | 2,705 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 83 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $331,251,000 | 1,709 |
| Cash and due from depository institutions | $7,548,000 | 2,088 |
| Interest-bearing balances | $754,000 | 3,244 |
| Securities | $159,199,000 | 851 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $153,588,000 | 2,316 |
| Loan loss allowance | $1,648,000 | 2,661 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,227,000 | 2,329 |
| Other real estate owned | $34,000 | 2,088 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,655,000 | 2,013 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $331,251,000 | 1,709 |
| Total liabilities | $293,457,000 | 1,744 |
| Total deposits | $232,976,000 | 1,942 |
| Interest-bearing deposits | $210,781,000 | 1,834 |
| Deposits held in domestic offices | $232,976,000 | 1,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $58,880,000 | 759 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,601,000 | 2,207 |
| Total equity capital | $37,794,000 | 1,442 |
| Total bank equity capital | $37,794,000 | 1,442 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $276,000 | 5,489 |
| Surplus | $21,956,000 | 979 |
| Undivided profits | $15,562,000 | 2,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $401,000 | 4,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,551,000 | 1,884 |
| Earning assets | $313,541,000 | 1,654 |
| Long-term assets (5+ years) | $184,682,000 | 594 |
| Average Assets, year-to-date | $330,789,600 | 1,639 |
| Average Assets, quarterly | $331,411,500 | 1,692 |
| Volatile liabilities | $39,986,000 | 2,348 |
| Insider loans | $291,000 | 6,331 |
| FHLB advances | $58,880,000 | 679 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $24,057,000 | 2,500 |
| Tier 1 (core) risk-based capital | $37,038,000 | 1,381 |
| Tier 2 risk-based capital | $1,648,000 | 2,473 |
| Total risk weighted assets | $164,496,000 | 2,255 |
| Total unused commitments | $24,057,000 | 2,505 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 83 | 2,102 |
| Assets and Liabilities | ||
| Total Assets: | $331,572,000 | 1,704 |
| Cash and due from depository institutions | $9,041,000 | 2,102 |
| Interest-bearing balances | $3,249,000 | 1,821 |
| Securities | $152,505,000 | 887 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $159,010,000 | 2,230 |
| Loan loss allowance | $1,714,000 | 2,567 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,316,000 | 2,254 |
| Other real estate owned | $12,000 | 2,102 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,688,000 | 2,002 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $331,572,000 | 1,704 |
| Total liabilities | $291,974,000 | 1,746 |
| Total deposits | $232,495,000 | 1,950 |
| Interest-bearing deposits | $210,009,000 | 1,853 |
| Deposits held in domestic offices | $232,495,000 | 1,947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $57,880,000 | 759 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,599,000 | 2,295 |
| Total equity capital | $39,598,000 | 1,386 |
| Total bank equity capital | $39,598,000 | 1,386 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $276,000 | 5,522 |
| Surplus | $21,956,000 | 979 |
| Undivided profits | $17,366,000 | 1,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $664,000 | 3,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,414,000 | 2,232 |
| Earning assets | $314,764,000 | 1,644 |
| Long-term assets (5+ years) | $175,040,000 | 638 |
| Average Assets, year-to-date | $330,674,250 | 1,658 |
| Average Assets, quarterly | $322,503,000 | 1,738 |
| Volatile liabilities | $36,804,000 | 2,471 |
| Insider loans | $299,000 | 6,329 |
| FHLB advances | $57,880,000 | 684 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $22,959,000 | 2,586 |
| Tier 1 (core) risk-based capital | $38,554,000 | 1,329 |
| Tier 2 risk-based capital | $1,714,000 | 2,363 |
| Total risk weighted assets | $153,759,000 | 2,395 |
| Total unused commitments | $22,959,000 | 2,589 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 84 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $313,434,000 | 1,784 |
| Cash and due from depository institutions | $14,372,000 | 2,088 |
| Interest-bearing balances | $4,886,000 | 1,539 |
| Securities | $140,833,000 | 933 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $147,848,000 | 2,345 |
| Loan loss allowance | $1,712,000 | 2,522 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,413,000 | 2,160 |
| Other real estate owned | $0 | 2,088 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,968,000 | 2,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $313,434,000 | 1,784 |
| Total liabilities | $273,831,000 | 1,852 |
| Total deposits | $219,615,000 | 2,044 |
| Interest-bearing deposits | $198,475,000 | 1,942 |
| Deposits held in domestic offices | $219,615,000 | 2,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $52,880,000 | 805 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,336,000 | 2,715 |
| Total equity capital | $39,603,000 | 1,373 |
| Total bank equity capital | $39,603,000 | 1,373 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $276,000 | 5,534 |
| Surplus | $21,956,000 | 958 |
| Undivided profits | $17,371,000 | 1,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $610,000 | 3,950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,281,000 | 2,344 |
| Earning assets | $293,567,000 | 1,747 |
| Long-term assets (5+ years) | $179,244,000 | 588 |
| Average Assets, year-to-date | $330,375,000 | 1,644 |
| Average Assets, quarterly | $325,521,000 | 1,691 |
| Volatile liabilities | $22,431,000 | 3,532 |
| Insider loans | $218,000 | 6,721 |
| FHLB advances | $52,880,000 | 717 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $40,141,000 | 1,698 |
| Tier 1 (core) risk-based capital | $38,174,000 | 1,313 |
| Tier 2 risk-based capital | $1,712,000 | 2,312 |
| Total risk weighted assets | $146,285,000 | 2,451 |
| Total unused commitments | $40,141,000 | 1,708 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 84 | 2,065 |
| Assets and Liabilities | ||
| Total Assets: | $337,608,000 | 1,621 |
| Cash and due from depository institutions | $10,310,000 | 2,065 |
| Interest-bearing balances | $2,117,000 | 2,434 |
| Securities | $148,420,000 | 868 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $167,019,000 | 2,054 |
| Loan loss allowance | $1,704,000 | 2,510 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,502,000 | 2,089 |
| Other real estate owned | $0 | 2,065 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $7,357,000 | 1,726 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $337,608,000 | 1,621 |
| Total liabilities | $297,204,000 | 1,654 |
| Total deposits | $238,693,000 | 1,838 |
| Interest-bearing deposits | $217,553,000 | 1,740 |
| Deposits held in domestic offices | $238,693,000 | 1,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $56,258,000 | 740 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,253,000 | 1,877 |
| Total equity capital | $40,404,000 | 1,324 |
| Total bank equity capital | $40,404,000 | 1,324 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $276,000 | 5,552 |
| Surplus | $21,956,000 | 945 |
| Undivided profits | $18,172,000 | 1,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $612,000 | 3,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,120,000 | 1,361 |
| Earning assets | $317,556,000 | 1,574 |
| Long-term assets (5+ years) | $195,746,000 | 534 |
| Average Assets, year-to-date | $338,845,500 | 1,593 |
| Average Assets, quarterly | $338,845,500 | 1,593 |
| Volatile liabilities | $40,773,000 | 2,174 |
| Insider loans | $222,000 | 6,723 |
| FHLB advances | $56,258,000 | 663 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $26,233,000 | 2,254 |
| Tier 1 (core) risk-based capital | $38,705,000 | 1,270 |
| Tier 2 risk-based capital | $1,704,000 | 2,288 |
| Total risk weighted assets | $158,170,000 | 2,247 |
| Total unused commitments | $26,233,000 | 2,265 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 84 | 2,052 |
| Assets and Liabilities | ||
| Total Assets: | $340,083,000 | 1,583 |
| Cash and due from depository institutions | $8,220,000 | 2,052 |
| Interest-bearing balances | $1,284,000 | 2,848 |
| Securities | $155,550,000 | 810 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $165,670,000 | 2,050 |
| Loan loss allowance | $1,684,000 | 2,501 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,604,000 | 2,016 |
| Other real estate owned | $26,000 | 2,052 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $6,013,000 | 1,988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $340,083,000 | 1,583 |
| Total liabilities | $296,914,000 | 1,631 |
| Total deposits | $233,756,000 | 1,850 |
| Interest-bearing deposits | $213,975,000 | 1,735 |
| Deposits held in domestic offices | $233,756,000 | 1,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $61,008,000 | 708 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,150,000 | 1,903 |
| Total equity capital | $43,169,000 | 1,216 |
| Total bank equity capital | $43,169,000 | 1,216 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $276,000 | 5,567 |
| Surplus | $21,956,000 | 924 |
| Undivided profits | $20,937,000 | 1,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 4,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,986,000 | 1,529 |
| Earning assets | $322,504,000 | 1,527 |
| Long-term assets (5+ years) | $189,073,000 | 536 |
| Average Assets, year-to-date | $326,679,600 | 1,567 |
| Average Assets, quarterly | $338,567,500 | 1,574 |
| Volatile liabilities | $43,220,000 | 2,066 |
| Insider loans | $225,000 | 6,731 |
| FHLB advances | $61,008,000 | 624 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $25,813,000 | 2,205 |
| Tier 1 (core) risk-based capital | $41,096,000 | 1,161 |
| Tier 2 risk-based capital | $1,684,000 | 2,292 |
| Total risk weighted assets | $153,527,000 | 2,285 |
| Total unused commitments | $25,813,000 | 2,210 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 82 | 2,094 |
| Assets and Liabilities | ||
| Total Assets: | $313,851,000 | 1,619 |
| Cash and due from depository institutions | $34,173,000 | 2,094 |
| Interest-bearing balances | $28,195,000 | 240 |
| Securities | $132,422,000 | 867 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $137,004,000 | 2,363 |
| Loan loss allowance | $1,506,000 | 2,579 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,030,000 | 1,785 |
| Other real estate owned | $0 | 2,094 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,222,000 | 2,115 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $313,851,000 | 1,619 |
| Total liabilities | $273,369,000 | 1,683 |
| Total deposits | $221,569,000 | 1,833 |
| Interest-bearing deposits | $193,625,000 | 1,822 |
| Deposits held in domestic offices | $221,569,000 | 1,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $50,353,000 | 760 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,447,000 | 2,618 |
| Total equity capital | $40,482,000 | 1,212 |
| Total bank equity capital | $40,482,000 | 1,212 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $276,000 | 5,690 |
| Surplus | $21,956,000 | 893 |
| Undivided profits | $18,250,000 | 1,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $593,000 | 3,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,679,000 | 2,001 |
| Earning assets | $297,621,000 | 1,560 |
| Long-term assets (5+ years) | $169,227,000 | 599 |
| Average Assets, year-to-date | $287,493,600 | 1,677 |
| Average Assets, quarterly | $301,233,000 | 1,658 |
| Volatile liabilities | $19,726,000 | 3,730 |
| Insider loans | $212,000 | 6,881 |
| FHLB advances | $50,325,000 | 670 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $29,410,000 | 1,886 |
| Tier 1 (core) risk-based capital | $39,623,000 | 1,148 |
| Tier 2 risk-based capital | $1,506,000 | 2,398 |
| Total risk weighted assets | $136,335,000 | 2,442 |
| Total unused commitments | $29,410,000 | 1,895 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 83 | 2,039 |
| Assets and Liabilities | ||
| Total Assets: | $265,398,000 | 1,813 |
| Cash and due from depository institutions | $6,589,000 | 2,039 |
| Interest-bearing balances | $4,371,000 | 978 |
| Securities | $122,293,000 | 934 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $129,019,000 | 2,438 |
| Loan loss allowance | $1,455,000 | 2,527 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,637,000 | 1,873 |
| Other real estate owned | $0 | 2,039 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,860,000 | 2,967 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,398,000 | 1,813 |
| Total liabilities | $237,519,000 | 1,830 |
| Total deposits | $198,978,000 | 1,960 |
| Interest-bearing deposits | $184,968,000 | 1,813 |
| Deposits held in domestic offices | $198,978,000 | 1,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $37,181,000 | 896 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,360,000 | 2,802 |
| Total equity capital | $27,879,000 | 1,668 |
| Total bank equity capital | $27,879,000 | 1,668 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $276,000 | 5,866 |
| Surplus | $10,581,000 | 1,579 |
| Undivided profits | $17,022,000 | 1,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $665,000 | 3,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $582,000 | 4,586 |
| Earning assets | $255,683,000 | 1,740 |
| Long-term assets (5+ years) | $142,636,000 | 659 |
| Average Assets, year-to-date | $268,444,800 | 1,708 |
| Average Assets, quarterly | $266,730,000 | 1,786 |
| Volatile liabilities | $18,910,000 | 3,796 |
| Insider loans | $301,000 | 6,505 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $18,706,000 | 2,445 |
| Tier 1 (core) risk-based capital | $27,422,000 | 1,609 |
| Tier 2 risk-based capital | $1,455,000 | 2,365 |
| Total risk weighted assets | $127,666,200 | 2,485 |
| Total unused commitments | $18,706,000 | 2,449 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 82 | 2,109 |
| Assets and Liabilities | ||
| Total Assets: | $268,935,000 | 1,763 |
| Cash and due from depository institutions | $14,951,000 | 2,109 |
| Interest-bearing balances | $10,833,000 | 363 |
| Securities | $127,317,000 | 913 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $118,748,000 | 2,501 |
| Loan loss allowance | $1,360,000 | 2,605 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,295,000 | 2,003 |
| Other real estate owned | $0 | 2,109 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,624,000 | 2,406 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $268,935,000 | 1,763 |
| Total liabilities | $243,423,000 | 1,759 |
| Total deposits | $190,415,000 | 1,994 |
| Interest-bearing deposits | $177,853,000 | 1,842 |
| Deposits held in domestic offices | $190,415,000 | 1,989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $51,476,000 | 724 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,532,000 | 2,334 |
| Total equity capital | $25,512,000 | 1,747 |
| Total bank equity capital | $25,512,000 | 1,747 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $276,000 | 6,066 |
| Surplus | $10,581,000 | 1,546 |
| Undivided profits | $14,655,000 | 1,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $497,000 | 3,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $502,000 | 4,559 |
| Earning assets | $256,898,000 | 1,683 |
| Long-term assets (5+ years) | $144,337,000 | 693 |
| Average Assets, year-to-date | $256,175,600 | 1,763 |
| Average Assets, quarterly | $265,546,000 | 1,766 |
| Volatile liabilities | $31,398,000 | 2,460 |
| Insider loans | $151,000 | 7,568 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $18,470,000 | 2,505 |
| Tier 1 (core) risk-based capital | $26,426,000 | 1,648 |
| Tier 2 risk-based capital | $1,360,000 | 2,373 |
| Total risk weighted assets | $121,429,800 | 2,506 |
| Total unused commitments | $18,470,000 | 2,508 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 84 | 2,066 |
| Assets and Liabilities | ||
| Total Assets: | $244,302,000 | 1,890 |
| Cash and due from depository institutions | $11,555,000 | 2,066 |
| Interest-bearing balances | $8,873,000 | 707 |
| Securities | $126,053,000 | 923 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $99,916,000 | 2,763 |
| Loan loss allowance | $1,287,000 | 2,669 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,465,000 | 1,799 |
| Other real estate owned | $0 | 2,066 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,313,000 | 3,151 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,302,000 | 1,890 |
| Total liabilities | $216,061,000 | 1,924 |
| Total deposits | $182,666,000 | 2,079 |
| Interest-bearing deposits | $171,963,000 | 1,883 |
| Deposits held in domestic offices | $182,666,000 | 2,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $32,282,000 | 785 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,113,000 | 3,216 |
| Total equity capital | $28,241,000 | 1,580 |
| Total bank equity capital | $28,241,000 | 1,580 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $276,000 | 6,165 |
| Surplus | $10,582,000 | 1,471 |
| Undivided profits | $17,383,000 | 1,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $527,000 | 3,835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $499,000 | 4,612 |
| Earning assets | $234,842,000 | 1,819 |
| Long-term assets (5+ years) | $126,504,000 | 716 |
| Average Assets, year-to-date | $229,823,800 | 1,905 |
| Average Assets, quarterly | $240,617,500 | 1,885 |
| Volatile liabilities | $11,754,000 | 4,516 |
| Insider loans | $181,000 | 7,363 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $47,000 | 1,645 |
| Unused loan commitments | $19,483,000 | 2,304 |
| Tier 1 (core) risk-based capital | $27,153,000 | 1,554 |
| Tier 2 risk-based capital | $1,287,000 | 2,424 |
| Total risk weighted assets | $104,358,400 | 2,722 |
| Total unused commitments | $19,483,000 | 2,313 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 76 | 2,342 |
| Assets and Liabilities | ||
| Total Assets: | $217,716,000 | 2,092 |
| Cash and due from depository institutions | $5,703,000 | 2,342 |
| Interest-bearing balances | $2,955,000 | 1,384 |
| Securities | $105,680,000 | 1,086 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $99,699,000 | 2,774 |
| Loan loss allowance | $1,394,000 | 2,491 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,424,000 | 1,785 |
| Other real estate owned | $33,000 | 2,342 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,177,000 | 3,240 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,716,000 | 2,092 |
| Total liabilities | $189,107,000 | 2,165 |
| Total deposits | $174,836,000 | 2,137 |
| Interest-bearing deposits | $166,989,000 | 1,946 |
| Deposits held in domestic offices | $174,836,000 | 2,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $13,233,000 | 1,199 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,038,000 | 3,461 |
| Total equity capital | $28,609,000 | 1,586 |
| Total bank equity capital | $28,609,000 | 1,586 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $276,000 | 6,432 |
| Surplus | $10,560,000 | 1,478 |
| Undivided profits | $17,773,000 | 1,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $870,000 | 2,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $519,000 | 4,567 |
| Earning assets | $208,334,000 | 2,015 |
| Long-term assets (5+ years) | $104,680,000 | 741 |
| Average Assets, year-to-date | $209,333,600 | 2,078 |
| Average Assets, quarterly | $212,074,500 | 2,122 |
| Volatile liabilities | $9,483,000 | 5,181 |
| Insider loans | $125,000 | 8,154 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,075,000 | 796 |
| Unused loan commitments | $14,607,000 | 2,657 |
| Tier 1 (core) risk-based capital | $27,649,000 | 1,546 |
| Tier 2 risk-based capital | $1,276,700 | 2,333 |
| Total risk weighted assets | $102,018,700 | 2,715 |
| Total unused commitments | $14,607,000 | 2,663 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 73 | 2,579 |
| Assets and Liabilities | ||
| Total Assets: | $202,220,000 | 2,317 |
| Cash and due from depository institutions | $5,392,000 | 2,579 |
| Interest-bearing balances | $2,558,000 | 1,384 |
| Securities | $95,360,000 | 1,248 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $95,777,000 | 2,882 |
| Loan loss allowance | $1,434,000 | 2,534 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,934,000 | 2,655 |
| Other real estate owned | $42,000 | 2,579 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,715,000 | 2,694 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,220,000 | 2,317 |
| Total liabilities | $185,575,000 | 2,276 |
| Total deposits | $176,547,000 | 2,191 |
| Interest-bearing deposits | $170,597,000 | 1,954 |
| Deposits held in domestic offices | $176,547,000 | 2,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $8,100,000 | 1,474 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $928,000 | 3,735 |
| Total equity capital | $16,645,000 | 2,684 |
| Total bank equity capital | $16,645,000 | 2,684 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $16,645,000 | 1,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,283,000 | 2,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $545,000 | 4,223 |
| Earning assets | $193,695,000 | 2,211 |
| Long-term assets (5+ years) | $92,721,000 | 770 |
| Average Assets, year-to-date | $201,634,800 | 2,244 |
| Average Assets, quarterly | $203,176,500 | 2,282 |
| Volatile liabilities | $15,035,000 | 3,613 |
| Insider loans | $61,000 | 9,324 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,069,000 | 737 |
| Unused loan commitments | $13,381,000 | 2,757 |
| Tier 1 (core) risk-based capital | $16,091,000 | 2,702 |
| Tier 2 risk-based capital | $1,262,230 | 2,394 |
| Total risk weighted assets | $100,806,530 | 2,761 |
| Total unused commitments | $13,381,000 | 2,770 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 73 | 2,664 |
| Assets and Liabilities | ||
| Total Assets: | $198,948,000 | 2,362 |
| Cash and due from depository institutions | $3,645,000 | 2,664 |
| Interest-bearing balances | $1,809,000 | 1,903 |
| Securities | $102,919,000 | 1,215 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $87,339,000 | 3,067 |
| Loan loss allowance | $1,274,000 | 2,842 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,702,000 | 2,806 |
| Other real estate owned | $275,000 | 2,664 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,068,000 | 3,535 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,948,000 | 2,362 |
| Total liabilities | $182,305,000 | 2,328 |
| Total deposits | $174,242,000 | 2,263 |
| Interest-bearing deposits | $169,131,000 | 2,009 |
| Deposits held in domestic offices | $174,242,000 | 2,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,400,000 | 1,375 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $663,000 | 5,081 |
| Total equity capital | $16,643,000 | 2,683 |
| Total bank equity capital | $16,643,000 | 2,683 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $16,643,000 | 1,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,117,000 | 2,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,722 |
| Income earned, not collected on loans | $489,000 | 4,832 |
| Earning assets | $192,067,000 | 2,254 |
| Long-term assets (5+ years) | $77,989,000 | 835 |
| Average Assets, year-to-date | $195,361,200 | 2,314 |
| Average Assets, quarterly | $198,436,500 | 2,349 |
| Volatile liabilities | $12,850,000 | 3,796 |
| Insider loans | $68,000 | 9,608 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,224,000 | 752 |
| Unused loan commitments | $9,608,000 | 3,375 |
| Tier 1 (core) risk-based capital | $15,382,000 | 2,798 |
| Tier 2 risk-based capital | $1,193,270 | 2,501 |
| Total risk weighted assets | $95,380,470 | 2,846 |
| Total unused commitments | $9,608,000 | 3,390 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 73 | 2,740 |
| Assets and Liabilities | ||
| Total Assets: | $188,117,000 | 2,444 |
| Cash and due from depository institutions | $2,643,000 | 2,740 |
| Interest-bearing balances | $1,116,000 | 2,264 |
| Securities | $97,635,000 | 1,323 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $82,876,000 | 3,124 |
| Loan loss allowance | $1,085,000 | 3,338 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,346,000 | 3,159 |
| Other real estate owned | $331,000 | 2,740 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,286,000 | 3,417 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,117,000 | 2,444 |
| Total liabilities | $174,230,000 | 2,403 |
| Total deposits | $170,140,000 | 2,262 |
| Interest-bearing deposits | $167,876,000 | 1,970 |
| Deposits held in domestic offices | $170,140,000 | 2,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,851,000 | 1,961 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $239,000 | 8,275 |
| Total equity capital | $13,887,000 | 2,925 |
| Total bank equity capital | $13,887,000 | 2,925 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $13,887,000 | 1,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $902,000 | 2,848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,654 |
| Income earned, not collected on loans | $414,000 | 5,035 |
| Earning assets | $181,627,000 | 2,336 |
| Long-term assets (5+ years) | $64,024,000 | 981 |
| Average Assets, year-to-date | $182,049,400 | 2,444 |
| Average Assets, quarterly | $187,461,500 | 2,432 |
| Volatile liabilities | $7,638,000 | 5,258 |
| Insider loans | $68,000 | 9,963 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $882,000 | 670 |
| Unused loan commitments | $9,466,000 | 3,238 |
| Tier 1 (core) risk-based capital | $13,830,000 | 2,990 |
| Tier 2 risk-based capital | $1,085,000 | 2,716 |
| Total risk weighted assets | $96,269,600 | 2,742 |
| Total unused commitments | $9,466,000 | 3,249 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 66 | 3,187 |
| Assets and Liabilities | ||
| Total Assets: | $175,864,000 | 2,634 |
| Cash and due from depository institutions | $3,857,000 | 3,187 |
| Interest-bearing balances | $2,421,000 | 2,134 |
| Securities | $103,673,000 | 1,329 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $63,916,000 | 3,913 |
| Loan loss allowance | $902,000 | 4,052 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,362,000 | 3,100 |
| Other real estate owned | $350,000 | 3,187 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,706,000 | 3,965 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,864,000 | 2,634 |
| Total liabilities | $161,703,000 | 2,605 |
| Total deposits | $158,309,000 | 2,510 |
| Interest-bearing deposits | $156,135,000 | 2,212 |
| Deposits held in domestic offices | $158,309,000 | 2,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,000,000 | 1,835 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $394,000 | 6,348 |
| Total equity capital | $14,161,000 | 2,854 |
| Total bank equity capital | $14,161,000 | 2,854 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $14,161,000 | 1,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $941,000 | 3,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,532 |
| Income earned, not collected on loans | $308,000 | 5,946 |
| Earning assets | $170,010,000 | 2,505 |
| Long-term assets (5+ years) | $73,993,000 | 874 |
| Average Assets, year-to-date | $172,161,000 | 2,611 |
| Average Assets, quarterly | $172,605,000 | 2,653 |
| Volatile liabilities | $7,069,000 | 5,264 |
| Insider loans | $58,000 | 10,485 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $632,000 | 1,164 |
| Unused loan commitments | $8,206,000 | 3,554 |
| Tier 1 (core) risk-based capital | $12,984,000 | 3,052 |
| Tier 2 risk-based capital | $902,000 | 3,175 |
| Total risk weighted assets | $78,982,900 | 3,273 |
| Total unused commitments | $8,206,000 | 3,571 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 62 | 3,453 |
| Assets and Liabilities | ||
| Total Assets: | $171,322,000 | 2,765 |
| Cash and due from depository institutions | $4,572,000 | 3,453 |
| Interest-bearing balances | $3,359,000 | 1,963 |
| Securities | $101,406,000 | 1,330 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $60,700,000 | 4,120 |
| Loan loss allowance | $829,000 | 4,367 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,313,000 | 3,140 |
| Other real estate owned | $549,000 | 3,453 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,782,000 | 3,981 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,322,000 | 2,765 |
| Total liabilities | $160,457,000 | 2,704 |
| Total deposits | $159,961,000 | 2,574 |
| Interest-bearing deposits | $158,864,000 | 2,280 |
| Deposits held in domestic offices | $159,961,000 | 2,567 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $496,000 | 5,855 |
| Total equity capital | $10,865,000 | 3,557 |
| Total bank equity capital | $10,865,000 | 3,557 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $10,865,000 | 2,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,797,000 | 2,434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $274,000 | 7,012 |
| Earning assets | $165,465,000 | 2,625 |
| Long-term assets (5+ years) | $88,999,000 | 702 |
| Average Assets, year-to-date | $171,305,000 | 2,688 |
| Average Assets, quarterly | $170,181,500 | 2,762 |
| Volatile liabilities | $4,709,000 | 6,819 |
| Insider loans | $111,000 | 5,445 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,317,000 | 5,028 |
| Tier 1 (core) risk-based capital | $10,865,000 | 3,501 |
| Tier 2 risk-based capital | $829,000 | 3,419 |
| Total risk weighted assets | $74,701,700 | 3,497 |
| Total unused commitments | $4,317,000 | 5,059 |
| Derivatives | $0 | 651 |