Home > Peoples First, F.S.B. > Income and Expense
Peoples First, F.S.B., Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,766,000 | 2,573 |
| Total interest expense | $6,947,000 | 2,164 |
| Net interest income | $5,819,000 | 3,003 |
| Provision for loan and lease losses | $441,000 | 1,954 |
| Total noninterest income | $740,000 | 3,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $740,000 | 2,141 |
| Total noninterest expense | $3,424,000 | 3,675 |
| Salaries and employee benefits | $1,741,000 | 3,754 |
| Premises and equipment expense | $372,000 | 4,691 |
| Additional noninterest expense | $1,311,000 | 3,092 |
| Pre-tax net operating income | $2,694,000 | 2,738 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,011,000 | 2,414 |
| Income before extraordinary items | $1,683,000 | 3,014 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,683,000 | 3,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,340 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,683,000 | 2,957 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,018,000 | 2,750 |
| Total interest expense | $6,622,000 | 2,328 |
| Net interest income | $5,396,000 | 3,283 |
| Provision for loan and lease losses | $144,000 | 4,186 |
| Total noninterest income | $709,000 | 4,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $709,000 | 2,280 |
| Total noninterest expense | $4,161,000 | 3,232 |
| Salaries and employee benefits | $1,732,000 | 3,797 |
| Premises and equipment expense | $414,000 | 4,418 |
| Additional noninterest expense | $2,015,000 | 2,432 |
| Pre-tax net operating income | $1,800,000 | 3,724 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $709,000 | 3,146 |
| Income before extraordinary items | $1,091,000 | 4,182 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,091,000 | 4,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,113 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,091,000 | 4,123 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,292,000 | 2,716 |
| Total interest expense | $7,145,000 | 2,170 |
| Net interest income | $5,147,000 | 3,442 |
| Provision for loan and lease losses | $72,000 | 5,348 |
| Total noninterest income | $605,000 | 4,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $605,000 | 2,517 |
| Total noninterest expense | $3,132,000 | 4,123 |
| Salaries and employee benefits | $1,696,000 | 3,834 |
| Premises and equipment expense | $458,000 | 4,060 |
| Additional noninterest expense | $978,000 | 4,439 |
| Pre-tax net operating income | $2,548,000 | 2,792 |
| Securities gains (losses) | $172,000 | 733 |
| Applicable income taxes | $1,009,000 | 2,360 |
| Income before extraordinary items | $1,711,000 | 2,872 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,711,000 | 2,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,600,920 | 3,031 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,302,000 | 2,691 |
| Total interest expense | $5,827,000 | 2,149 |
| Net interest income | $5,475,000 | 3,271 |
| Provision for loan and lease losses | $72,000 | 5,248 |
| Total noninterest income | $484,000 | 5,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $484,000 | 3,007 |
| Total noninterest expense | $3,196,000 | 4,179 |
| Salaries and employee benefits | $1,634,000 | 3,959 |
| Premises and equipment expense | $467,000 | 4,036 |
| Additional noninterest expense | $1,095,000 | 4,372 |
| Pre-tax net operating income | $2,691,000 | 2,634 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,005,000 | 2,233 |
| Income before extraordinary items | $1,686,000 | 2,870 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,686,000 | 2,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $1,050,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 994 |
| Net operating income | $1,686,000 | 2,893 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,995,000 | 2,574 |
| Total interest expense | $6,373,000 | 2,036 |
| Net interest income | $5,622,000 | 3,215 |
| Provision for loan and lease losses | $162,000 | 4,451 |
| Total noninterest income | $479,000 | 5,764 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $479,000 | 3,355 |
| Total noninterest expense | $3,081,000 | 4,405 |
| Salaries and employee benefits | $1,585,000 | 4,059 |
| Premises and equipment expense | $506,000 | 3,823 |
| Additional noninterest expense | $990,000 | 4,964 |
| Pre-tax net operating income | $2,858,000 | 2,406 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,214,000 | 1,899 |
| Income before extraordinary items | $1,644,000 | 2,973 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,644,000 | 3,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,656 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 997 |
| Net operating income | $1,644,000 | 2,817 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,884,000 | 2,538 |
| Total interest expense | $8,362,000 | 2,047 |
| Net interest income | $5,522,000 | 3,315 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $477,000 | 5,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $477,000 | 3,280 |
| Total noninterest expense | $3,054,000 | 4,450 |
| Salaries and employee benefits | $1,551,000 | 4,093 |
| Premises and equipment expense | $498,000 | 3,981 |
| Additional noninterest expense | $1,005,000 | 5,033 |
| Pre-tax net operating income | $2,705,000 | 2,285 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,087,000 | 1,956 |
| Income before extraordinary items | $1,618,000 | 2,837 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,618,000 | 2,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 994 |
| Net operating income | $1,618,000 | 2,626 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.