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Peoples First, F.S.B., Changes in Bank Equity Capital
| 1997-12-31 | Rank | |
| Amended balance at previous year-end | $16,636,000 | 2,377 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $1,683,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 167 |
| Cash dividends declared on common stock | $0 | 7,816 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $18,518,000 | 2,422 |
| 1996-12-31 | Rank | |
| Amended balance at previous year-end | $15,484,000 | 2,638 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $1,091,000 | 4,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $0 | 8,271 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $16,636,000 | 2,687 |
| 1995-12-31 | Rank | |
| Amended balance at previous year-end | $13,773,000 | 2,772 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $1,711,000 | 2,870 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $0 | 8,644 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $15,562,000 | 2,869 |
| 1994-12-31 | Rank | |
| Amended balance at previous year-end | $13,089,000 | 2,900 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $1,686,000 | 2,876 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 994 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 211 |
| Cash dividends declared on common stock | $1,050,000 | 1,797 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $12,205,000 | 3,314 |
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $11,414,000 | 3,166 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $1,644,000 | 3,066 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 997 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $0 | 9,002 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $13,089,000 | 3,094 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $10,392,000 | 3,333 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $1,618,000 | 2,872 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 994 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $0 | 8,837 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $11,414,000 | 3,370 |