Home > Peoples First, F.S.B. > Assets and Liabilities
Peoples First, F.S.B., Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 64 | 2,830 |
| Assets and Liabilities | ||
| Total Assets: | $177,413,000 | 2,525 |
| Cash and due from depository institutions | $5,931,000 | 2,830 |
| Interest-bearing balances | $2,979,000 | 1,371 |
| Securities | $48,779,000 | 2,343 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $117,347,000 | 2,373 |
| Loan loss allowance | $1,038,000 | 3,260 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,784,000 | 4,182 |
| Other real estate owned | $69,000 | 2,830 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,503,000 | 2,067 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,413,000 | 2,525 |
| Total liabilities | $158,895,000 | 2,542 |
| Total deposits | $146,982,000 | 2,532 |
| Interest-bearing deposits | $143,406,000 | 2,246 |
| Deposits held in domestic offices | $146,982,000 | 2,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $9,853,000 | 1,416 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,060,000 | 1,966 |
| Total equity capital | $18,518,000 | 2,422 |
| Total bank equity capital | $18,518,000 | 2,422 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $3,099,000 | 4,076 |
| Undivided profits | $15,418,000 | 1,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,058,000 | 2,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $903,000 | 2,539 |
| Earning assets | $169,105,000 | 2,447 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $172,838,400 | 2,486 |
| Average Assets, quarterly | $177,572,500 | 2,492 |
| Volatile liabilities | $19,881,000 | 3,009 |
| Insider loans | $543,000 | 5,196 |
| FHLB advances | $9,853,000 | 428 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,067,000 | 3,680 |
| Tier 1 (core) risk-based capital | $18,260,000 | 2,346 |
| Tier 2 risk-based capital | $1,038,000 | 2,827 |
| Total risk weighted assets | $90,007,000 | 3,076 |
| Total unused commitments | $9,067,000 | 3,682 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 62 | 3,056 |
| Assets and Liabilities | ||
| Total Assets: | $165,252,000 | 2,790 |
| Cash and due from depository institutions | $5,259,000 | 3,056 |
| Interest-bearing balances | $1,560,000 | 1,890 |
| Securities | $49,793,000 | 2,463 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $105,554,000 | 2,653 |
| Loan loss allowance | $886,000 | 3,899 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,544,000 | 4,597 |
| Other real estate owned | $90,000 | 3,056 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,012,000 | 2,476 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,252,000 | 2,790 |
| Total liabilities | $148,616,000 | 2,802 |
| Total deposits | $147,095,000 | 2,628 |
| Interest-bearing deposits | $144,267,000 | 2,303 |
| Deposits held in domestic offices | $147,095,000 | 2,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $893,000 | 3,479 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $628,000 | 5,087 |
| Total equity capital | $16,636,000 | 2,687 |
| Total bank equity capital | $16,636,000 | 2,687 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $3,099,000 | 4,132 |
| Undivided profits | $13,536,000 | 1,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $430,000 | 4,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $655,000 | 3,522 |
| Earning assets | $156,907,000 | 2,703 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $168,856,600 | 2,623 |
| Average Assets, quarterly | $165,704,500 | 2,743 |
| Volatile liabilities | $8,008,000 | 5,600 |
| Insider loans | $479,000 | 5,640 |
| FHLB advances | $893,000 | 809 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,453,000 | 3,763 |
| Tier 1 (core) risk-based capital | $16,576,000 | 2,619 |
| Tier 2 risk-based capital | $824,000 | 3,550 |
| Total risk weighted assets | $80,923,000 | 3,381 |
| Total unused commitments | $8,453,000 | 3,778 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 60 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $174,526,000 | 2,649 |
| Cash and due from depository institutions | $4,757,000 | 3,248 |
| Interest-bearing balances | $780,000 | 2,838 |
| Securities | $70,353,000 | 1,799 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $94,772,000 | 2,846 |
| Loan loss allowance | $898,000 | 3,878 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,600,000 | 4,447 |
| Other real estate owned | $75,000 | 3,248 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,969,000 | 2,539 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,526,000 | 2,649 |
| Total liabilities | $158,964,000 | 2,632 |
| Total deposits | $151,349,000 | 2,567 |
| Interest-bearing deposits | $148,671,000 | 2,288 |
| Deposits held in domestic offices | $151,349,000 | 2,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $6,540,000 | 1,447 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,075,000 | 3,428 |
| Total equity capital | $15,562,000 | 2,869 |
| Total bank equity capital | $15,562,000 | 2,869 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $3,099,000 | 4,101 |
| Undivided profits | $12,462,000 | 2,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $186,000 | 6,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $652,000 | 3,661 |
| Earning assets | $165,905,000 | 2,573 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $175,951,200 | 2,544 |
| Average Assets, quarterly | $175,533,000 | 2,604 |
| Volatile liabilities | $13,290,000 | 3,693 |
| Insider loans | $490,000 | 5,717 |
| FHLB advances | $6,432,000 | 496 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,905,000 | 4,543 |
| Tier 1 (core) risk-based capital | $15,376,000 | 2,799 |
| Tier 2 risk-based capital | $833,000 | 3,463 |
| Total risk weighted assets | $73,905,000 | 3,574 |
| Total unused commitments | $5,905,000 | 4,555 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 58 | 3,477 |
| Assets and Liabilities | ||
| Total Assets: | $174,114,000 | 2,624 |
| Cash and due from depository institutions | $3,832,000 | 3,477 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $76,313,000 | 1,715 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $89,026,000 | 2,917 |
| Loan loss allowance | $835,000 | 4,191 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,682,000 | 4,255 |
| Other real estate owned | $93,000 | 3,477 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,168,000 | 2,546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,114,000 | 2,624 |
| Total liabilities | $161,909,000 | 2,566 |
| Total deposits | $151,874,000 | 2,539 |
| Interest-bearing deposits | $148,958,000 | 2,250 |
| Deposits held in domestic offices | $151,874,000 | 2,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $9,602,000 | 1,268 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $433,000 | 5,749 |
| Total equity capital | $12,205,000 | 3,314 |
| Total bank equity capital | $12,205,000 | 3,314 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $2,966,000 | 4,221 |
| Undivided profits | $9,238,000 | 2,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $371,000 | 5,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $501,000 | 4,221 |
| Earning assets | $165,339,000 | 2,532 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $174,278,400 | 2,550 |
| Average Assets, quarterly | $173,218,500 | 2,624 |
| Volatile liabilities | $14,642,000 | 3,263 |
| Insider loans | $517,000 | 5,587 |
| FHLB advances | $9,469,000 | 482 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,078,000 | 5,494 |
| Tier 1 (core) risk-based capital | $12,205,000 | 3,364 |
| Tier 2 risk-based capital | $750,000 | 3,763 |
| Total risk weighted assets | $67,475,000 | 3,805 |
| Total unused commitments | $4,078,000 | 5,501 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 56 | 3,717 |
| Assets and Liabilities | ||
| Total Assets: | $176,681,000 | 2,621 |
| Cash and due from depository institutions | $9,171,000 | 3,717 |
| Interest-bearing balances | $6,127,000 | 1,002 |
| Securities | $85,446,000 | 1,611 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $77,500,000 | 3,259 |
| Loan loss allowance | $778,000 | 4,581 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,866,000 | 3,871 |
| Other real estate owned | $267,000 | 3,717 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,431,000 | 2,911 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,681,000 | 2,621 |
| Total liabilities | $163,592,000 | 2,571 |
| Total deposits | $161,902,000 | 2,448 |
| Interest-bearing deposits | $159,232,000 | 2,165 |
| Deposits held in domestic offices | $161,902,000 | 2,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,159,000 | 2,571 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $531,000 | 5,123 |
| Total equity capital | $13,089,000 | 3,094 |
| Total bank equity capital | $13,089,000 | 3,094 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $2,941,000 | 4,207 |
| Undivided profits | $10,147,000 | 2,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $458,000 | 5,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $429,000 | 4,362 |
| Earning assets | $169,073,000 | 2,522 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $176,745,400 | 2,546 |
| Average Assets, quarterly | $176,129,000 | 2,593 |
| Volatile liabilities | $7,047,000 | 5,277 |
| Insider loans | $110,000 | 9,585 |
| FHLB advances | $1,000,000 | 697 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,898,000 | 6,491 |
| Tier 1 (core) risk-based capital | $13,089,000 | 3,025 |
| Tier 2 risk-based capital | $700,000 | 3,941 |
| Total risk weighted assets | $65,175,000 | 3,880 |
| Total unused commitments | $2,898,000 | 6,511 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 56 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $177,043,000 | 2,686 |
| Cash and due from depository institutions | $7,035,000 | 3,791 |
| Interest-bearing balances | $3,859,000 | 1,777 |
| Securities | $84,146,000 | 1,592 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $80,505,000 | 3,242 |
| Loan loss allowance | $768,000 | 4,648 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,965,000 | 3,676 |
| Other real estate owned | $533,000 | 3,791 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,859,000 | 2,648 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,043,000 | 2,686 |
| Total liabilities | $165,629,000 | 2,631 |
| Total deposits | $164,960,000 | 2,502 |
| Interest-bearing deposits | $164,103,000 | 2,212 |
| Deposits held in domestic offices | $164,960,000 | 2,495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $203,000 | 3,867 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $466,000 | 6,116 |
| Total equity capital | $11,414,000 | 3,370 |
| Total bank equity capital | $11,414,000 | 3,370 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $2,896,000 | 4,156 |
| Undivided profits | $8,517,000 | 2,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,130,000 | 3,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $449,000 | 4,529 |
| Earning assets | $168,510,000 | 2,583 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $178,370,400 | 2,596 |
| Average Assets, quarterly | $177,477,000 | 2,644 |
| Volatile liabilities | $4,849,000 | 6,696 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,761,000 | 6,349 |
| Tier 1 (core) risk-based capital | $11,414,000 | 3,317 |
| Tier 2 risk-based capital | $606,000 | 4,453 |
| Total risk weighted assets | $67,657,000 | 3,820 |
| Total unused commitments | $2,761,000 | 6,378 |
| Derivatives | $0 | 651 |