Home > Peoples First Bank of Morehead > Income and Expense
Peoples First Bank of Morehead, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,163,000 | 8,069 |
| Total interest expense | $1,020,000 | 9,014 |
| Net interest income | $2,143,000 | 7,320 |
| Provision for loan and lease losses | $265,000 | 3,262 |
| Total noninterest income | $518,000 | 5,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $445,000 | 3,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,943 |
| Total noninterest expense | $1,927,000 | 6,534 |
| Salaries and employee benefits | $755,000 | 7,614 |
| Premises and equipment expense | $223,000 | 7,222 |
| Additional noninterest expense | $949,000 | 5,151 |
| Pre-tax net operating income | $469,000 | 8,871 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $136,000 | 8,950 |
| Income before extraordinary items | $342,000 | 9,015 |
| Extraordinary gains, net | $34,000 | 2,416 |
| Net income | $376,000 | 8,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 2,198 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $335,520 | 8,830 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,754,000 | 7,834 |
| Total interest expense | $1,423,000 | 8,763 |
| Net interest income | $2,331,000 | 6,931 |
| Provision for loan and lease losses | $514,000 | 2,936 |
| Total noninterest income | $476,000 | 5,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $439,000 | 3,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $2,153,000 | 6,028 |
| Salaries and employee benefits | $770,000 | 7,466 |
| Premises and equipment expense | $255,000 | 6,685 |
| Additional noninterest expense | $1,128,000 | 4,588 |
| Pre-tax net operating income | $140,000 | 11,619 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $44,000 | 11,422 |
| Income before extraordinary items | $97,000 | 11,975 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $97,000 | 12,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $452,000 | 2,635 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $96,310 | 11,691 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.