Home > PEOPLES FIRST BANK > Assets and Liabilities
PEOPLES FIRST BANK, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 8 | 9,289 |
| Assets and Liabilities | ||
| Total Assets: | $33,498,000 | 8,205 |
| Cash and due from depository institutions | $4,282,000 | 9,289 |
| Interest-bearing balances | $1,775,000 | 1,855 |
| Securities | $16,496,000 | 5,487 |
| Federal funds sold & reverse repurchase agreements | $1,290,000 | 4,537 |
| Net loans & leases | $9,452,000 | 9,389 |
| Loan loss allowance | $200,000 | 8,436 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $380,000 | 8,217 |
| Other real estate owned | $0 | 9,289 |
| Goodwill and other intangibles | $1,218,000 | 1,377 |
| All other assets | $380,000 | 8,898 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,498,000 | 8,205 |
| Total liabilities | $29,285,000 | 8,247 |
| Total deposits | $29,106,000 | 8,102 |
| Interest-bearing deposits | $25,218,000 | 8,023 |
| Deposits held in domestic offices | $29,106,000 | 8,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,000 | 5,684 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $163,000 | 8,573 |
| Total equity capital | $4,213,000 | 7,629 |
| Total bank equity capital | $4,213,000 | 7,629 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $300,000 | 5,720 |
| Surplus | $3,914,000 | 3,628 |
| Undivided profits | $-1,000 | 9,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 6,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $180,000 | 8,060 |
| Earning assets | $29,013,000 | 8,340 |
| Long-term assets (5+ years) | $12,225,000 | 4,411 |
| Average Assets, year-to-date | $33,829,400 | 8,027 |
| Average Assets, quarterly | $32,462,500 | 8,257 |
| Volatile liabilities | $5,332,000 | 7,177 |
| Insider loans | $42,000 | 8,604 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,079,000 | 7,404 |
| Tier 1 (core) risk-based capital | $3,290,000 | 8,447 |
| Tier 2 risk-based capital | $152,650 | 8,756 |
| Total risk weighted assets | $12,164,750 | 9,238 |
| Total unused commitments | $2,079,000 | 7,410 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 8 | 9,497 |
| Assets and Liabilities | ||
| Total Assets: | $36,257,000 | 8,085 |
| Cash and due from depository institutions | $9,393,000 | 9,497 |
| Interest-bearing balances | $7,314,000 | 854 |
| Securities | $11,704,000 | 6,609 |
| Federal funds sold & reverse repurchase agreements | $4,250,000 | 3,857 |
| Net loans & leases | $8,582,000 | 9,686 |
| Loan loss allowance | $195,000 | 8,615 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $399,000 | 8,200 |
| Other real estate owned | $0 | 9,497 |
| Goodwill and other intangibles | $1,336,000 | 1,264 |
| All other assets | $593,000 | 7,672 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,257,000 | 8,085 |
| Total liabilities | $31,817,000 | 8,110 |
| Total deposits | $31,280,000 | 8,010 |
| Interest-bearing deposits | $27,146,000 | 7,947 |
| Deposits held in domestic offices | $31,280,000 | 8,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000 | 5,207 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $532,000 | 5,551 |
| Total equity capital | $4,440,000 | 7,545 |
| Total bank equity capital | $4,440,000 | 7,545 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $300,000 | 5,797 |
| Surplus | $3,914,000 | 3,489 |
| Undivided profits | $226,000 | 9,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 5,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $240,000 | 7,374 |
| Earning assets | $31,850,000 | 8,197 |
| Long-term assets (5+ years) | $3,343,000 | 6,982 |
| Average Assets, year-to-date | $41,132,000 | 7,477 |
| Average Assets, quarterly | $36,477,500 | 8,008 |
| Volatile liabilities | $5,277,000 | 6,874 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $606,000 | 9,186 |
| Tier 1 (core) risk-based capital | $3,108,000 | 8,627 |
| Tier 2 risk-based capital | $154,050 | 8,822 |
| Total risk weighted assets | $12,282,750 | 9,349 |
| Total unused commitments | $606,000 | 9,195 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 16 | 7,935 |
| Assets and Liabilities | ||
| Total Assets: | $46,598,000 | 7,333 |
| Cash and due from depository institutions | $20,648,000 | 7,935 |
| Interest-bearing balances | $18,792,000 | 210 |
| Securities | $14,269,000 | 6,166 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 7,411 |
| Net loans & leases | $10,645,000 | 9,763 |
| Loan loss allowance | $186,000 | 8,985 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $97,000 | 10,207 |
| Other real estate owned | $0 | 7,935 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $539,000 | 8,227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,598,000 | 7,333 |
| Total liabilities | $37,299,000 | 7,726 |
| Total deposits | $36,960,000 | 7,597 |
| Interest-bearing deposits | $31,936,000 | 7,534 |
| Deposits held in domestic offices | $36,960,000 | 7,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $339,000 | 7,348 |
| Total equity capital | $9,299,000 | 4,593 |
| Total bank equity capital | $9,299,000 | 4,593 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $300,000 | 6,047 |
| Surplus | $1,000,000 | 7,315 |
| Undivided profits | $7,999,000 | 3,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 6,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $278,000 | 7,104 |
| Earning assets | $44,106,000 | 7,198 |
| Long-term assets (5+ years) | $1,534,000 | 8,041 |
| Average Assets, year-to-date | $47,293,600 | 7,094 |
| Average Assets, quarterly | $46,751,000 | 7,264 |
| Volatile liabilities | $7,462,000 | 5,938 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $0 | 10,531 |
| Tier 1 (core) risk-based capital | $9,255,000 | 4,461 |
| Tier 2 risk-based capital | $186,000 | 8,597 |
| Total risk weighted assets | $16,481,400 | 8,982 |
| Total unused commitments | $0 | 10,532 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 17 | 8,098 |
| Assets and Liabilities | ||
| Total Assets: | $46,017,000 | 7,596 |
| Cash and due from depository institutions | $20,039,000 | 8,098 |
| Interest-bearing balances | $18,498,000 | 212 |
| Securities | $14,027,000 | 6,701 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,065 |
| Net loans & leases | $10,187,000 | 10,217 |
| Loan loss allowance | $180,000 | 9,440 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $100,000 | 10,640 |
| Other real estate owned | $0 | 8,098 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $464,000 | 9,043 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,017,000 | 7,596 |
| Total liabilities | $37,122,000 | 8,003 |
| Total deposits | $36,700,000 | 7,866 |
| Interest-bearing deposits | $31,302,000 | 7,872 |
| Deposits held in domestic offices | $36,700,000 | 7,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $422,000 | 6,597 |
| Total equity capital | $8,895,000 | 4,791 |
| Total bank equity capital | $8,895,000 | 4,791 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $300,000 | 6,402 |
| Surplus | $1,000,000 | 7,558 |
| Undivided profits | $7,595,000 | 3,179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $217,000 | 6,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $280,000 | 7,197 |
| Earning assets | $43,912,000 | 7,427 |
| Long-term assets (5+ years) | $1,297,000 | 8,462 |
| Average Assets, year-to-date | $46,913,000 | 7,358 |
| Average Assets, quarterly | $45,773,000 | 7,569 |
| Volatile liabilities | $6,779,000 | 6,161 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $8,843,000 | 4,709 |
| Tier 2 risk-based capital | $180,000 | 8,964 |
| Total risk weighted assets | $15,675,100 | 9,405 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 17 | 8,427 |
| Assets and Liabilities | ||
| Total Assets: | $46,302,000 | 7,740 |
| Cash and due from depository institutions | $22,597,000 | 8,427 |
| Interest-bearing balances | $20,518,000 | 225 |
| Securities | $11,748,000 | 7,675 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 5,858 |
| Net loans & leases | $9,648,000 | 10,672 |
| Loan loss allowance | $210,000 | 9,320 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $103,000 | 11,034 |
| Other real estate owned | $0 | 8,427 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $406,000 | 9,844 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,302,000 | 7,740 |
| Total liabilities | $37,767,000 | 8,146 |
| Total deposits | $37,311,000 | 8,023 |
| Interest-bearing deposits | $31,236,000 | 8,123 |
| Deposits held in domestic offices | $37,311,000 | 8,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $456,000 | 6,590 |
| Total equity capital | $8,535,000 | 4,948 |
| Total bank equity capital | $8,535,000 | 4,948 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $300,000 | 6,747 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $7,235,000 | 3,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $241,000 | 6,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $241,000 | 8,076 |
| Earning assets | $43,714,000 | 7,604 |
| Long-term assets (5+ years) | $1,190,000 | 8,762 |
| Average Assets, year-to-date | $45,707,400 | 7,615 |
| Average Assets, quarterly | $45,663,000 | 7,752 |
| Volatile liabilities | $5,495,000 | 6,608 |
| Insider loans | $22,000 | 10,359 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $8,417,000 | 4,881 |
| Tier 2 risk-based capital | $193,120 | 8,991 |
| Total risk weighted assets | $15,433,020 | 9,713 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 17 | 8,823 |
| Assets and Liabilities | ||
| Total Assets: | $44,486,000 | 8,022 |
| Cash and due from depository institutions | $15,724,000 | 8,823 |
| Interest-bearing balances | $14,133,000 | 284 |
| Securities | $15,929,000 | 6,851 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,474 |
| Net loans & leases | $10,723,000 | 10,821 |
| Loan loss allowance | $304,000 | 8,331 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $99,000 | 11,623 |
| Other real estate owned | $0 | 8,823 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $511,000 | 9,482 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,486,000 | 8,022 |
| Total liabilities | $36,637,000 | 8,499 |
| Total deposits | $36,428,000 | 8,296 |
| Interest-bearing deposits | $32,532,000 | 8,059 |
| Deposits held in domestic offices | $36,428,000 | 8,289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $209,000 | 8,823 |
| Total equity capital | $7,849,000 | 5,020 |
| Total bank equity capital | $7,849,000 | 5,020 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $300,000 | 7,125 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $6,549,000 | 3,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $162,000 | 7,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $251,000 | 7,432 |
| Earning assets | $42,285,000 | 7,840 |
| Long-term assets (5+ years) | $1,236,000 | 9,140 |
| Average Assets, year-to-date | $45,666,800 | 7,788 |
| Average Assets, quarterly | $43,950,000 | 8,058 |
| Volatile liabilities | $7,642,000 | 5,255 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $7,959,000 | 5,021 |
| Tier 2 risk-based capital | $199,860 | 9,180 |
| Total risk weighted assets | $15,884,760 | 9,895 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 18 | 8,903 |
| Assets and Liabilities | ||
| Total Assets: | $46,862,000 | 8,039 |
| Cash and due from depository institutions | $25,921,000 | 8,903 |
| Interest-bearing balances | $24,328,000 | 256 |
| Securities | $10,317,000 | 8,971 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $10,060,000 | 11,331 |
| Loan loss allowance | $294,000 | 8,752 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $110,000 | 12,079 |
| Other real estate owned | $0 | 8,903 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $454,000 | 9,768 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,862,000 | 8,039 |
| Total liabilities | $39,154,000 | 8,431 |
| Total deposits | $38,491,000 | 8,331 |
| Interest-bearing deposits | $34,321,000 | 8,143 |
| Deposits held in domestic offices | $38,491,000 | 8,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,234 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $163,000 | 10,061 |
| Total equity capital | $7,708,000 | 5,151 |
| Total bank equity capital | $7,708,000 | 5,151 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $300,000 | 7,497 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $6,408,000 | 3,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 8,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $195,000 | 8,259 |
| Earning assets | $44,705,000 | 7,857 |
| Long-term assets (5+ years) | $472,000 | 10,709 |
| Average Assets, year-to-date | $46,004,200 | 7,991 |
| Average Assets, quarterly | $45,974,000 | 8,071 |
| Volatile liabilities | $6,070,000 | 5,841 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $173,000 | 11,560 |
| Tier 1 (core) risk-based capital | $7,708,000 | 5,072 |
| Tier 2 risk-based capital | $204,230 | 9,271 |
| Total risk weighted assets | $16,248,730 | 10,067 |
| Total unused commitments | $173,000 | 11,566 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $46,143,000 | 8,283 |
| Cash and due from depository institutions | $25,340,000 | 9,137 |
| Interest-bearing balances | $23,260,000 | 350 |
| Securities | $10,964,000 | 8,762 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 9,227 |
| Net loans & leases | $8,550,000 | 12,149 |
| Loan loss allowance | $283,000 | 9,091 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $116,000 | 12,521 |
| Other real estate owned | $0 | 9,137 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $373,000 | 10,946 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,143,000 | 8,283 |
| Total liabilities | $38,781,000 | 8,659 |
| Total deposits | $38,408,000 | 8,548 |
| Interest-bearing deposits | $34,035,000 | 8,418 |
| Deposits held in domestic offices | $38,408,000 | 8,542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $373,000 | 7,156 |
| Total equity capital | $7,362,000 | 5,156 |
| Total bank equity capital | $7,362,000 | 5,156 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $300,000 | 7,882 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $6,062,000 | 3,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 11,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $196,000 | 8,759 |
| Earning assets | $43,574,000 | 8,086 |
| Long-term assets (5+ years) | $400,000 | 11,143 |
| Average Assets, year-to-date | $46,208,000 | 8,124 |
| Average Assets, quarterly | $45,391,000 | 8,312 |
| Volatile liabilities | $5,396,000 | 6,253 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $7,362,000 | 5,088 |
| Tier 2 risk-based capital | $184,190 | 9,824 |
| Total risk weighted assets | $14,636,390 | 10,741 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |