Home > Peoples Federal Savings Bank of DeKalb County > Assets and Liabilities
Peoples Federal Savings Bank of DeKalb County, Assets and Liabilities
| 2015-06-30 | Rank | |
| # of Employees: | 110 | 1,336 |
| Assets and Liabilities | ||
| Total Assets: | $461,189,000 | 1,491 |
| Cash and due from depository institutions | $205,054,000 | 1,336 |
| Interest-bearing balances | $201,598,000 | 183 |
| Securities | $2,038,000 | 5,921 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,585 |
| Net loans & leases | $226,596,000 | 1,915 |
| Loan loss allowance | $1,999,000 | 2,737 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $4,909,000 | 2,192 |
| Other real estate owned | $219,000 | 1,336 |
| Goodwill and other intangibles | $2,474,000 | 1,094 |
| All other assets | $19,899,000 | 1,044 |
| Life insurance assets | $13,501,000 | 679 |
| Total liabilities and capital | $461,189,000 | 1,491 |
| Total liabilities | $404,745,000 | 1,508 |
| Total deposits | $353,885,000 | 1,600 |
| Interest-bearing deposits | $322,309,000 | 1,398 |
| Deposits held in domestic offices | $353,885,000 | 1,599 |
| % insured | 89.95% | 1,750 |
| Federal funds purchased & repurchase agreements | $1,091,000 | 1,651 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $48,482,000 | 649 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $1,287,000 | 2,621 |
| Total equity capital | $56,444,000 | 1,353 |
| Total bank equity capital | $56,444,000 | 1,351 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $10,000 | 5,511 |
| Surplus | $23,685,000 | 1,289 |
| Undivided profits | $32,749,000 | 1,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $712,000 | 3,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $1,273,000 | 2,049 |
| Earning assets | $430,232,000 | 1,483 |
| Long-term assets (5+ years) | $187,095,000 | 1,214 |
| Average Assets, year-to-date | $473,613,330 | 1,438 |
| Average Assets, quarterly | $468,019,500 | 1,460 |
| Volatile liabilities | $6,847,000 | 3,665 |
| Insider loans | $782,000 | 3,699 |
| FHLB advances | $48,482,000 | 616 |
| Loans and leases held for sale | $0 | 1,968 |
| Unused loan commitments | $79,873,000 | 1,127 |
| Tier 1 (core) risk-based capital | $54,100,000 | 1,363 |
| Tier 2 risk-based capital | $1,999,000 | 2,409 |
| Total risk weighted assets | $199,762,000 | 2,223 |
| Total unused commitments | $79,873,000 | 1,127 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 123 | 1,187 |
| Assets and Liabilities | ||
| Total Assets: | $474,850,000 | 1,451 |
| Cash and due from depository institutions | $32,284,000 | 1,187 |
| Interest-bearing balances | $29,085,000 | 1,312 |
| Securities | $185,443,000 | 818 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,825 |
| Net loans & leases | $228,031,000 | 1,877 |
| Loan loss allowance | $1,943,000 | 2,808 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,043,000 | 2,147 |
| Other real estate owned | $346,000 | 1,187 |
| Goodwill and other intangibles | $2,483,000 | 1,075 |
| All other assets | $21,220,000 | 973 |
| Life insurance assets | $13,533,000 | 677 |
| Total liabilities and capital | $474,850,000 | 1,451 |
| Total liabilities | $417,555,000 | 1,467 |
| Total deposits | $362,473,000 | 1,577 |
| Interest-bearing deposits | $330,484,000 | 1,371 |
| Deposits held in domestic offices | $362,473,000 | 1,576 |
| % insured | 89.98% | 1,802 |
| Federal funds purchased & repurchase agreements | $186,000 | 1,802 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $51,497,000 | 575 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $3,399,000 | 1,374 |
| Total equity capital | $57,295,000 | 1,349 |
| Total bank equity capital | $57,295,000 | 1,347 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $10,000 | 5,576 |
| Surplus | $23,685,000 | 1,291 |
| Undivided profits | $33,600,000 | 1,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $411,000 | 4,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $2,068,000 | 1,176 |
| Earning assets | $442,559,000 | 1,438 |
| Long-term assets (5+ years) | $322,479,000 | 760 |
| Average Assets, year-to-date | $479,825,500 | 1,426 |
| Average Assets, quarterly | $479,825,500 | 1,426 |
| Volatile liabilities | $8,133,000 | 3,309 |
| Insider loans | $1,122,000 | 3,240 |
| FHLB advances | $51,497,000 | 539 |
| Loans and leases held for sale | $215,000 | 1,709 |
| Unused loan commitments | $65,691,000 | 1,270 |
| Tier 1 (core) risk-based capital | $52,349,000 | 1,392 |
| Tier 2 risk-based capital | $1,943,000 | 2,438 |
| Total risk weighted assets | $243,464,000 | 1,862 |
| Total unused commitments | $65,691,000 | 1,270 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 140 | 1,043 |
| Assets and Liabilities | ||
| Total Assets: | $484,801,000 | 1,414 |
| Cash and due from depository institutions | $41,966,000 | 1,043 |
| Interest-bearing balances | $38,441,000 | 878 |
| Securities | $180,251,000 | 826 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,666 |
| Net loans & leases | $233,171,000 | 1,850 |
| Loan loss allowance | $1,954,000 | 2,811 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $5,161,000 | 2,143 |
| Other real estate owned | $425,000 | 1,043 |
| Goodwill and other intangibles | $2,499,000 | 1,073 |
| All other assets | $21,328,000 | 980 |
| Life insurance assets | $13,706,000 | 658 |
| Total liabilities and capital | $484,801,000 | 1,414 |
| Total liabilities | $428,522,000 | 1,417 |
| Total deposits | $372,480,000 | 1,524 |
| Interest-bearing deposits | $340,604,000 | 1,317 |
| Deposits held in domestic offices | $372,480,000 | 1,523 |
| % insured | 85.95% | 2,891 |
| Federal funds purchased & repurchase agreements | $976,000 | 1,780 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $51,701,000 | 616 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $3,365,000 | 1,385 |
| Total equity capital | $56,279,000 | 1,352 |
| Total bank equity capital | $56,279,000 | 1,350 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $10,000 | 5,657 |
| Surplus | $23,685,000 | 1,306 |
| Undivided profits | $32,584,000 | 1,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $307,000 | 4,626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $2,182,000 | 1,155 |
| Earning assets | $451,863,000 | 1,397 |
| Long-term assets (5+ years) | $321,083,000 | 758 |
| Average Assets, year-to-date | $470,476,600 | 1,421 |
| Average Assets, quarterly | $477,499,000 | 1,428 |
| Volatile liabilities | $10,168,000 | 3,074 |
| Insider loans | $1,133,000 | 3,276 |
| FHLB advances | $51,701,000 | 574 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $67,561,000 | 1,206 |
| Tier 1 (core) risk-based capital | $52,046,000 | 1,395 |
| Tier 2 risk-based capital | $1,955,000 | 2,429 |
| Total risk weighted assets | $250,886,000 | 1,790 |
| Total unused commitments | $67,561,000 | 1,206 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 123 | 1,189 |
| Assets and Liabilities | ||
| Total Assets: | $470,197,000 | 1,464 |
| Cash and due from depository institutions | $30,424,000 | 1,189 |
| Interest-bearing balances | $27,405,000 | 1,222 |
| Securities | $180,749,000 | 845 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $229,145,000 | 1,874 |
| Loan loss allowance | $1,980,000 | 2,852 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,258,000 | 2,096 |
| Other real estate owned | $592,000 | 1,189 |
| Goodwill and other intangibles | $2,520,000 | 1,067 |
| All other assets | $21,509,000 | 984 |
| Life insurance assets | $13,322,000 | 666 |
| Total liabilities and capital | $470,197,000 | 1,464 |
| Total liabilities | $414,293,000 | 1,469 |
| Total deposits | $358,322,000 | 1,577 |
| Interest-bearing deposits | $328,406,000 | 1,378 |
| Deposits held in domestic offices | $358,322,000 | 1,576 |
| % insured | 88.60% | 2,340 |
| Federal funds purchased & repurchase agreements | $650,000 | 1,880 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $52,217,000 | 581 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $3,104,000 | 1,477 |
| Total equity capital | $55,904,000 | 1,361 |
| Total bank equity capital | $55,904,000 | 1,358 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $10,000 | 5,726 |
| Surplus | $23,685,000 | 1,302 |
| Undivided profits | $32,209,000 | 1,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $196,000 | 5,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $2,504,000 | 1,036 |
| Earning assets | $437,299,000 | 1,439 |
| Long-term assets (5+ years) | $320,815,000 | 744 |
| Average Assets, year-to-date | $466,895,500 | 1,444 |
| Average Assets, quarterly | $466,807,000 | 1,462 |
| Volatile liabilities | $9,746,000 | 3,167 |
| Insider loans | $969,000 | 3,522 |
| FHLB advances | $52,217,000 | 544 |
| Loans and leases held for sale | $245,000 | 1,580 |
| Unused loan commitments | $85,815,000 | 1,016 |
| Tier 1 (core) risk-based capital | $51,874,000 | 1,391 |
| Tier 2 risk-based capital | $1,980,000 | 2,416 |
| Total risk weighted assets | $243,840,000 | 1,835 |
| Total unused commitments | $85,815,000 | 1,016 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 124 | 1,184 |
| Assets and Liabilities | ||
| Total Assets: | $463,417,000 | 1,467 |
| Cash and due from depository institutions | $32,164,000 | 1,184 |
| Interest-bearing balances | $29,228,000 | 1,115 |
| Securities | $171,345,000 | 902 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $229,036,000 | 1,845 |
| Loan loss allowance | $1,985,000 | 2,860 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $5,371,000 | 2,075 |
| Other real estate owned | $614,000 | 1,184 |
| Goodwill and other intangibles | $2,532,000 | 1,054 |
| All other assets | $22,355,000 | 940 |
| Life insurance assets | $13,216,000 | 658 |
| Total liabilities and capital | $463,417,000 | 1,467 |
| Total liabilities | $407,388,000 | 1,490 |
| Total deposits | $351,568,000 | 1,607 |
| Interest-bearing deposits | $322,955,000 | 1,399 |
| Deposits held in domestic offices | $351,568,000 | 1,606 |
| % insured | 90.30% | 1,989 |
| Federal funds purchased & repurchase agreements | $625,000 | 1,893 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $52,309,000 | 578 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $2,886,000 | 1,495 |
| Total equity capital | $56,029,000 | 1,329 |
| Total bank equity capital | $56,029,000 | 1,327 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $10,000 | 5,790 |
| Surplus | $23,685,000 | 1,299 |
| Undivided profits | $32,334,000 | 1,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 5,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $2,183,000 | 1,141 |
| Earning assets | $429,609,000 | 1,450 |
| Long-term assets (5+ years) | $322,501,000 | 743 |
| Average Assets, year-to-date | $465,795,000 | 1,444 |
| Average Assets, quarterly | $466,219,000 | 1,449 |
| Volatile liabilities | $7,151,000 | 3,679 |
| Insider loans | $1,291,000 | 3,103 |
| FHLB advances | $52,309,000 | 538 |
| Loans and leases held for sale | $506,000 | 1,326 |
| Unused loan commitments | $64,217,000 | 1,226 |
| Tier 1 (core) risk-based capital | $51,940,000 | 1,363 |
| Tier 2 risk-based capital | $1,985,000 | 2,406 |
| Total risk weighted assets | $241,894,000 | 1,825 |
| Total unused commitments | $64,217,000 | 1,226 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 124 | 1,187 |
| Assets and Liabilities | ||
| Total Assets: | $469,021,000 | 1,450 |
| Cash and due from depository institutions | $20,510,000 | 1,187 |
| Interest-bearing balances | $17,662,000 | 2,019 |
| Securities | $183,237,000 | 833 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $234,113,000 | 1,784 |
| Loan loss allowance | $1,961,000 | 2,925 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $5,483,000 | 2,040 |
| Other real estate owned | $551,000 | 1,187 |
| Goodwill and other intangibles | $2,556,000 | 1,060 |
| All other assets | $22,571,000 | 932 |
| Life insurance assets | $13,532,000 | 638 |
| Total liabilities and capital | $469,022,000 | 1,450 |
| Total liabilities | $413,731,000 | 1,459 |
| Total deposits | $358,688,000 | 1,585 |
| Interest-bearing deposits | $328,906,000 | 1,385 |
| Deposits held in domestic offices | $358,688,000 | 1,585 |
| % insured | 91.02% | 1,825 |
| Federal funds purchased & repurchase agreements | $553,000 | 1,766 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $51,902,000 | 534 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $2,588,000 | 1,586 |
| Total equity capital | $55,291,000 | 1,326 |
| Total bank equity capital | $55,291,000 | 1,324 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $10,000 | 5,851 |
| Surplus | $23,685,000 | 1,309 |
| Undivided profits | $31,596,000 | 1,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $278,000 | 4,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $2,140,000 | 1,138 |
| Earning assets | $435,012,000 | 1,442 |
| Long-term assets (5+ years) | $336,291,000 | 705 |
| Average Assets, year-to-date | $466,984,000 | 1,439 |
| Average Assets, quarterly | $466,984,000 | 1,439 |
| Volatile liabilities | $6,376,000 | 3,804 |
| Insider loans | $1,338,000 | 3,072 |
| FHLB advances | $51,902,000 | 491 |
| Loans and leases held for sale | $91,000 | 1,726 |
| Unused loan commitments | $76,449,000 | 1,085 |
| Tier 1 (core) risk-based capital | $51,670,000 | 1,374 |
| Tier 2 risk-based capital | $1,961,000 | 2,432 |
| Total risk weighted assets | $247,584,000 | 1,763 |
| Total unused commitments | $76,449,000 | 1,085 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 125 | 1,184 |
| Assets and Liabilities | ||
| Total Assets: | $464,947,000 | 1,446 |
| Cash and due from depository institutions | $15,224,000 | 1,184 |
| Interest-bearing balances | $11,584,000 | 2,541 |
| Securities | $185,362,000 | 814 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $233,098,000 | 1,782 |
| Loan loss allowance | $2,232,000 | 2,690 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $5,376,000 | 2,084 |
| Other real estate owned | $498,000 | 1,184 |
| Goodwill and other intangibles | $2,583,000 | 1,050 |
| All other assets | $22,806,000 | 935 |
| Life insurance assets | $13,430,000 | 632 |
| Total liabilities and capital | $464,947,000 | 1,446 |
| Total liabilities | $410,575,000 | 1,459 |
| Total deposits | $357,763,000 | 1,574 |
| Interest-bearing deposits | $326,933,000 | 1,382 |
| Deposits held in domestic offices | $357,763,000 | 1,573 |
| % insured | 89.56% | 2,275 |
| Federal funds purchased & repurchase agreements | $468,000 | 2,069 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $50,685,000 | 560 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $1,659,000 | 2,211 |
| Total equity capital | $54,372,000 | 1,317 |
| Total bank equity capital | $54,372,000 | 1,315 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $10,000 | 5,923 |
| Surplus | $23,685,000 | 1,310 |
| Undivided profits | $30,677,000 | 1,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $563,000 | 4,387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $2,182,000 | 1,176 |
| Earning assets | $430,044,000 | 1,434 |
| Long-term assets (5+ years) | $349,750,000 | 666 |
| Average Assets, year-to-date | $466,322,400 | 1,416 |
| Average Assets, quarterly | $458,582,000 | 1,460 |
| Volatile liabilities | $9,091,000 | 3,275 |
| Insider loans | $1,353,000 | 3,076 |
| FHLB advances | $50,685,000 | 518 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $79,430,000 | 1,008 |
| Tier 1 (core) risk-based capital | $51,550,000 | 1,349 |
| Tier 2 risk-based capital | $2,232,000 | 2,191 |
| Total risk weighted assets | $246,276,000 | 1,763 |
| Total unused commitments | $79,430,000 | 1,008 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 125 | 1,183 |
| Assets and Liabilities | ||
| Total Assets: | $452,217,000 | 1,485 |
| Cash and due from depository institutions | $12,097,000 | 1,183 |
| Interest-bearing balances | $9,479,000 | 2,929 |
| Securities | $180,939,000 | 845 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $228,361,000 | 1,794 |
| Loan loss allowance | $2,303,000 | 2,701 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $4,935,000 | 2,268 |
| Other real estate owned | $327,000 | 1,183 |
| Goodwill and other intangibles | $2,601,000 | 1,040 |
| All other assets | $22,957,000 | 917 |
| Life insurance assets | $13,322,000 | 621 |
| Total liabilities and capital | $452,217,000 | 1,485 |
| Total liabilities | $397,792,000 | 1,501 |
| Total deposits | $354,460,000 | 1,578 |
| Interest-bearing deposits | $324,231,000 | 1,403 |
| Deposits held in domestic offices | $354,460,000 | 1,577 |
| % insured | 90.12% | 2,273 |
| Federal funds purchased & repurchase agreements | $898,000 | 1,921 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $40,780,000 | 650 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $1,654,000 | 2,330 |
| Total equity capital | $54,425,000 | 1,324 |
| Total bank equity capital | $54,425,000 | 1,322 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $10,000 | 5,989 |
| Surplus | $23,685,000 | 1,317 |
| Undivided profits | $30,730,000 | 1,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $739,000 | 4,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $2,477,000 | 1,054 |
| Earning assets | $418,779,000 | 1,470 |
| Long-term assets (5+ years) | $339,807,000 | 671 |
| Average Assets, year-to-date | $466,666,250 | 1,422 |
| Average Assets, quarterly | $458,930,000 | 1,459 |
| Volatile liabilities | $9,800,000 | 3,163 |
| Insider loans | $1,368,000 | 3,094 |
| FHLB advances | $40,780,000 | 602 |
| Loans and leases held for sale | $433,000 | 1,385 |
| Unused loan commitments | $78,719,000 | 1,034 |
| Tier 1 (core) risk-based capital | $51,363,000 | 1,362 |
| Tier 2 risk-based capital | $2,303,000 | 2,137 |
| Total risk weighted assets | $239,015,000 | 1,799 |
| Total unused commitments | $78,719,000 | 1,034 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 125 | 1,185 |
| Assets and Liabilities | ||
| Total Assets: | $465,643,000 | 1,438 |
| Cash and due from depository institutions | $15,872,000 | 1,185 |
| Interest-bearing balances | $12,904,000 | 2,500 |
| Securities | $184,514,000 | 834 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $234,672,000 | 1,745 |
| Loan loss allowance | $2,385,000 | 2,653 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $4,959,000 | 2,263 |
| Other real estate owned | $307,000 | 1,185 |
| Goodwill and other intangibles | $2,625,000 | 1,041 |
| All other assets | $22,694,000 | 919 |
| Life insurance assets | $13,216,000 | 614 |
| Total liabilities and capital | $465,643,000 | 1,438 |
| Total liabilities | $410,514,000 | 1,448 |
| Total deposits | $361,759,000 | 1,540 |
| Interest-bearing deposits | $331,795,000 | 1,366 |
| Deposits held in domestic offices | $361,759,000 | 1,539 |
| % insured | 89.36% | 2,643 |
| Federal funds purchased & repurchase agreements | $667,000 | 1,931 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $46,063,000 | 576 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $2,025,000 | 1,984 |
| Total equity capital | $55,129,000 | 1,304 |
| Total bank equity capital | $55,129,000 | 1,303 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $10,000 | 6,038 |
| Surplus | $23,685,000 | 1,316 |
| Undivided profits | $31,434,000 | 1,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $782,000 | 4,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $2,376,000 | 1,067 |
| Earning assets | $432,090,000 | 1,421 |
| Long-term assets (5+ years) | $341,292,000 | 638 |
| Average Assets, year-to-date | $471,482,670 | 1,406 |
| Average Assets, quarterly | $468,286,000 | 1,418 |
| Volatile liabilities | $19,568,000 | 1,996 |
| Insider loans | $1,384,000 | 3,098 |
| FHLB advances | $46,063,000 | 535 |
| Loans and leases held for sale | $241,000 | 1,859 |
| Unused loan commitments | $77,178,000 | 1,019 |
| Tier 1 (core) risk-based capital | $51,407,000 | 1,335 |
| Tier 2 risk-based capital | $2,385,000 | 2,061 |
| Total risk weighted assets | $246,221,000 | 1,737 |
| Total unused commitments | $77,178,000 | 1,019 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 126 | 1,175 |
| Assets and Liabilities | ||
| Total Assets: | $470,929,000 | 1,422 |
| Cash and due from depository institutions | $19,587,000 | 1,175 |
| Interest-bearing balances | $16,730,000 | 2,482 |
| Securities | $193,608,000 | 810 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $228,375,000 | 1,779 |
| Loan loss allowance | $2,427,000 | 2,668 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $4,989,000 | 2,254 |
| Other real estate owned | $350,000 | 1,175 |
| Goodwill and other intangibles | $2,644,000 | 1,031 |
| All other assets | $21,376,000 | 961 |
| Life insurance assets | $13,108,000 | 607 |
| Total liabilities and capital | $470,929,000 | 1,422 |
| Total liabilities | $413,332,000 | 1,451 |
| Total deposits | $367,059,000 | 1,533 |
| Interest-bearing deposits | $336,042,000 | 1,366 |
| Deposits held in domestic offices | $367,059,000 | 1,533 |
| % insured | 90.35% | 2,306 |
| Federal funds purchased & repurchase agreements | $472,000 | 1,821 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $42,160,000 | 583 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $3,641,000 | 1,296 |
| Total equity capital | $57,597,000 | 1,273 |
| Total bank equity capital | $57,597,000 | 1,272 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $10,000 | 6,108 |
| Surplus | $23,685,000 | 1,317 |
| Undivided profits | $33,902,000 | 1,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $888,000 | 4,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $2,184,000 | 1,150 |
| Earning assets | $438,713,000 | 1,409 |
| Long-term assets (5+ years) | $345,777,000 | 629 |
| Average Assets, year-to-date | $474,402,500 | 1,414 |
| Average Assets, quarterly | $474,402,500 | 1,414 |
| Volatile liabilities | $4,336,000 | 4,484 |
| Insider loans | $995,000 | 3,646 |
| FHLB advances | $42,160,000 | 536 |
| Loans and leases held for sale | $57,000 | 2,128 |
| Unused loan commitments | $80,372,000 | 961 |
| Tier 1 (core) risk-based capital | $51,132,000 | 1,336 |
| Tier 2 risk-based capital | $2,427,000 | 2,036 |
| Total risk weighted assets | $242,318,000 | 1,751 |
| Total unused commitments | $80,372,000 | 961 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 127 | 1,158 |
| Assets and Liabilities | ||
| Total Assets: | $477,876,000 | 1,400 |
| Cash and due from depository institutions | $21,737,000 | 1,158 |
| Interest-bearing balances | $18,198,000 | 2,160 |
| Securities | $196,588,000 | 774 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $230,039,000 | 1,782 |
| Loan loss allowance | $2,420,000 | 2,671 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $4,903,000 | 2,304 |
| Other real estate owned | $478,000 | 1,158 |
| Goodwill and other intangibles | $2,703,000 | 1,023 |
| All other assets | $21,428,000 | 981 |
| Life insurance assets | $13,002,000 | 608 |
| Total liabilities and capital | $477,876,000 | 1,400 |
| Total liabilities | $420,036,000 | 1,425 |
| Total deposits | $361,895,000 | 1,541 |
| Interest-bearing deposits | $332,991,000 | 1,383 |
| Deposits held in domestic offices | $361,895,000 | 1,541 |
| % insured | 92.27% | 2,611 |
| Federal funds purchased & repurchase agreements | $1,183,000 | 1,771 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $53,445,000 | 510 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $3,513,000 | 1,379 |
| Total equity capital | $57,840,000 | 1,260 |
| Total bank equity capital | $57,840,000 | 1,258 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $10,000 | 6,165 |
| Surplus | $23,685,000 | 1,314 |
| Undivided profits | $34,145,000 | 1,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $876,000 | 4,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $2,361,000 | 1,095 |
| Earning assets | $444,825,000 | 1,382 |
| Long-term assets (5+ years) | $356,362,000 | 599 |
| Average Assets, year-to-date | $485,253,000 | 1,373 |
| Average Assets, quarterly | $481,193,500 | 1,391 |
| Volatile liabilities | $21,552,000 | 1,901 |
| Insider loans | $1,143,000 | 3,449 |
| FHLB advances | $53,445,000 | 467 |
| Loans and leases held for sale | $251,000 | 1,962 |
| Unused loan commitments | $81,992,000 | 894 |
| Tier 1 (core) risk-based capital | $51,152,000 | 1,322 |
| Tier 2 risk-based capital | $2,420,000 | 2,036 |
| Total risk weighted assets | $243,130,000 | 1,749 |
| Total unused commitments | $81,992,000 | 894 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 128 | 1,151 |
| Assets and Liabilities | ||
| Total Assets: | $484,511,000 | 1,395 |
| Cash and due from depository institutions | $18,316,000 | 1,151 |
| Interest-bearing balances | $15,268,000 | 2,352 |
| Securities | $210,806,000 | 734 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $222,302,000 | 1,843 |
| Loan loss allowance | $2,329,000 | 2,810 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $5,017,000 | 2,279 |
| Other real estate owned | $638,000 | 1,151 |
| Goodwill and other intangibles | $2,711,000 | 1,021 |
| All other assets | $24,721,000 | 874 |
| Life insurance assets | $12,890,000 | 597 |
| Total liabilities and capital | $484,511,000 | 1,395 |
| Total liabilities | $426,251,000 | 1,405 |
| Total deposits | $365,258,000 | 1,522 |
| Interest-bearing deposits | $333,132,000 | 1,393 |
| Deposits held in domestic offices | $365,258,000 | 1,521 |
| % insured | 91.92% | 2,901 |
| Federal funds purchased & repurchase agreements | $703,000 | 1,915 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $56,043,000 | 505 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $4,247,000 | 1,238 |
| Total equity capital | $58,260,000 | 1,262 |
| Total bank equity capital | $58,260,000 | 1,260 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $10,000 | 6,254 |
| Surplus | $23,685,000 | 1,333 |
| Undivided profits | $34,565,000 | 1,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $810,000 | 4,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,715,000 | 1,000 |
| Earning assets | $448,376,000 | 1,381 |
| Long-term assets (5+ years) | $364,881,000 | 573 |
| Average Assets, year-to-date | $487,097,250 | 1,382 |
| Average Assets, quarterly | $486,432,500 | 1,392 |
| Volatile liabilities | $24,034,000 | 1,748 |
| Insider loans | $1,519,000 | 3,056 |
| FHLB advances | $56,043,000 | 459 |
| Loans and leases held for sale | $465,000 | 1,757 |
| Unused loan commitments | $94,860,000 | 789 |
| Tier 1 (core) risk-based capital | $51,166,000 | 1,332 |
| Tier 2 risk-based capital | $2,329,000 | 2,124 |
| Total risk weighted assets | $242,688,000 | 1,777 |
| Total unused commitments | $94,860,000 | 789 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 131 | 1,128 |
| Assets and Liabilities | ||
| Total Assets: | $488,354,000 | 1,386 |
| Cash and due from depository institutions | $19,645,000 | 1,128 |
| Interest-bearing balances | $16,740,000 | 2,179 |
| Securities | $220,094,000 | 695 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $218,310,000 | 1,846 |
| Loan loss allowance | $2,396,000 | 2,785 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $5,224,000 | 2,203 |
| Other real estate owned | $893,000 | 1,128 |
| Goodwill and other intangibles | $2,791,000 | 1,002 |
| All other assets | $21,397,000 | 990 |
| Life insurance assets | $12,780,000 | 593 |
| Total liabilities and capital | $488,354,000 | 1,386 |
| Total liabilities | $430,624,000 | 1,397 |
| Total deposits | $367,359,000 | 1,509 |
| Interest-bearing deposits | $339,080,000 | 1,369 |
| Deposits held in domestic offices | $367,359,000 | 1,509 |
| % insured | 91.51% | 3,173 |
| Federal funds purchased & repurchase agreements | $1,393,000 | 1,764 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $56,330,000 | 511 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $5,542,000 | 975 |
| Total equity capital | $57,730,000 | 1,254 |
| Total bank equity capital | $57,730,000 | 1,253 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $10,000 | 6,310 |
| Surplus | $23,685,000 | 1,333 |
| Undivided profits | $34,035,000 | 1,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $675,000 | 4,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $2,513,000 | 1,037 |
| Earning assets | $455,144,000 | 1,364 |
| Long-term assets (5+ years) | $370,416,000 | 558 |
| Average Assets, year-to-date | $487,959,330 | 1,385 |
| Average Assets, quarterly | $489,642,000 | 1,386 |
| Volatile liabilities | $20,932,000 | 1,980 |
| Insider loans | $1,534,000 | 3,062 |
| FHLB advances | $56,330,000 | 467 |
| Loans and leases held for sale | $353,000 | 1,786 |
| Unused loan commitments | $114,224,000 | 678 |
| Tier 1 (core) risk-based capital | $51,101,000 | 1,318 |
| Tier 2 risk-based capital | $2,396,000 | 2,084 |
| Total risk weighted assets | $238,346,000 | 1,785 |
| Total unused commitments | $114,224,000 | 678 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 134 | 1,096 |
| Assets and Liabilities | ||
| Total Assets: | $490,930,000 | 1,392 |
| Cash and due from depository institutions | $20,186,000 | 1,096 |
| Interest-bearing balances | $17,586,000 | 2,322 |
| Securities | $225,958,000 | 702 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $214,777,000 | 1,868 |
| Loan loss allowance | $2,358,000 | 2,855 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $5,076,000 | 2,259 |
| Other real estate owned | $816,000 | 1,096 |
| Goodwill and other intangibles | $2,813,000 | 994 |
| All other assets | $21,304,000 | 986 |
| Life insurance assets | $12,670,000 | 583 |
| Total liabilities and capital | $490,930,000 | 1,392 |
| Total liabilities | $433,929,000 | 1,396 |
| Total deposits | $372,632,000 | 1,499 |
| Interest-bearing deposits | $341,599,000 | 1,371 |
| Deposits held in domestic offices | $372,632,000 | 1,499 |
| % insured | 92.99% | 2,635 |
| Federal funds purchased & repurchase agreements | $1,173,000 | 1,734 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $56,930,000 | 521 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $3,194,000 | 1,446 |
| Total equity capital | $57,001,000 | 1,256 |
| Total bank equity capital | $57,001,000 | 1,255 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $10,000 | 6,364 |
| Surplus | $23,685,000 | 1,338 |
| Undivided profits | $33,306,000 | 1,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $1,080,000 | 4,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $2,387,000 | 1,090 |
| Earning assets | $458,321,000 | 1,369 |
| Long-term assets (5+ years) | $374,026,000 | 540 |
| Average Assets, year-to-date | $487,762,000 | 1,381 |
| Average Assets, quarterly | $487,762,000 | 1,381 |
| Volatile liabilities | $20,985,000 | 1,972 |
| Insider loans | $1,214,000 | 3,470 |
| FHLB advances | $56,930,000 | 475 |
| Loans and leases held for sale | $444,000 | 1,637 |
| Unused loan commitments | $62,572,000 | 1,085 |
| Tier 1 (core) risk-based capital | $50,885,000 | 1,310 |
| Tier 2 risk-based capital | $2,358,000 | 2,108 |
| Total risk weighted assets | $241,445,000 | 1,766 |
| Total unused commitments | $62,572,000 | 1,085 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 138 | 1,074 |
| Assets and Liabilities | ||
| Total Assets: | $484,594,000 | 1,392 |
| Cash and due from depository institutions | $9,836,000 | 1,074 |
| Interest-bearing balances | $2,581,000 | 4,961 |
| Securities | $219,666,000 | 688 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $224,820,000 | 1,814 |
| Loan loss allowance | $2,527,000 | 2,690 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $5,178,000 | 2,227 |
| Other real estate owned | $1,301,000 | 1,074 |
| Goodwill and other intangibles | $2,835,000 | 993 |
| All other assets | $20,958,000 | 1,011 |
| Life insurance assets | $12,557,000 | 579 |
| Total liabilities and capital | $484,594,000 | 1,392 |
| Total liabilities | $427,656,000 | 1,404 |
| Total deposits | $362,531,000 | 1,523 |
| Interest-bearing deposits | $336,156,000 | 1,381 |
| Deposits held in domestic offices | $362,531,000 | 1,522 |
| % insured | 86.60% | 4,912 |
| Federal funds purchased & repurchase agreements | $1,357,000 | 1,816 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $60,719,000 | 503 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $3,049,000 | 1,510 |
| Total equity capital | $56,938,000 | 1,248 |
| Total bank equity capital | $56,938,000 | 1,246 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $10,000 | 6,401 |
| Surplus | $23,685,000 | 1,343 |
| Undivided profits | $33,243,000 | 1,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $680,000 | 4,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $2,360,000 | 1,177 |
| Earning assets | $447,067,000 | 1,373 |
| Long-term assets (5+ years) | $0 | 6,681 |
| Average Assets, year-to-date | $476,105,800 | 1,390 |
| Average Assets, quarterly | $482,589,000 | 1,390 |
| Volatile liabilities | $67,059,000 | 791 |
| Insider loans | $1,310,000 | 3,387 |
| FHLB advances | $60,719,000 | 454 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $52,086,000 | 1,239 |
| Tier 1 (core) risk-based capital | $50,967,000 | 1,303 |
| Tier 2 risk-based capital | $2,527,000 | 1,975 |
| Total risk weighted assets | $240,400,000 | 1,797 |
| Total unused commitments | $52,086,000 | 1,239 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 139 | 1,082 |
| Assets and Liabilities | ||
| Total Assets: | $480,584,000 | 1,407 |
| Cash and due from depository institutions | $13,057,000 | 1,082 |
| Interest-bearing balances | $7,384,000 | 3,574 |
| Securities | $215,244,000 | 684 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $222,253,000 | 1,843 |
| Loan loss allowance | $2,626,000 | 2,651 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $5,031,000 | 2,300 |
| Other real estate owned | $1,090,000 | 1,082 |
| Goodwill and other intangibles | $2,851,000 | 999 |
| All other assets | $21,058,000 | 1,020 |
| Life insurance assets | $12,434,000 | 573 |
| Total liabilities and capital | $480,584,000 | 1,407 |
| Total liabilities | $423,982,000 | 1,425 |
| Total deposits | $359,507,000 | 1,515 |
| Interest-bearing deposits | $335,611,000 | 1,376 |
| Deposits held in domestic offices | $359,507,000 | 1,513 |
| % insured | 90.85% | 3,652 |
| Federal funds purchased & repurchase agreements | $702,000 | 2,018 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $60,321,000 | 522 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $3,452,000 | 1,403 |
| Total equity capital | $56,602,000 | 1,262 |
| Total bank equity capital | $56,602,000 | 1,262 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $10,000 | 6,474 |
| Surplus | $23,685,000 | 1,356 |
| Undivided profits | $32,907,000 | 1,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $831,000 | 4,732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $2,727,000 | 1,029 |
| Earning assets | $444,881,000 | 1,390 |
| Long-term assets (5+ years) | $0 | 6,717 |
| Average Assets, year-to-date | $473,983,750 | 1,408 |
| Average Assets, quarterly | $478,270,500 | 1,407 |
| Volatile liabilities | $65,394,000 | 814 |
| Insider loans | $1,339,000 | 3,389 |
| FHLB advances | $60,321,000 | 469 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $54,583,000 | 1,198 |
| Tier 1 (core) risk-based capital | $50,894,000 | 1,308 |
| Tier 2 risk-based capital | $2,626,000 | 1,921 |
| Total risk weighted assets | $236,013,000 | 1,820 |
| Total unused commitments | $54,583,000 | 1,199 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 140 | 1,078 |
| Assets and Liabilities | ||
| Total Assets: | $475,957,000 | 1,417 |
| Cash and due from depository institutions | $14,762,000 | 1,078 |
| Interest-bearing balances | $8,776,000 | 3,115 |
| Securities | $207,356,000 | 702 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $227,191,000 | 1,833 |
| Loan loss allowance | $2,574,000 | 2,714 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $5,175,000 | 2,257 |
| Other real estate owned | $1,183,000 | 1,078 |
| Goodwill and other intangibles | $2,876,000 | 1,015 |
| All other assets | $17,414,000 | 1,207 |
| Life insurance assets | $8,838,000 | 794 |
| Total liabilities and capital | $475,957,000 | 1,417 |
| Total liabilities | $420,277,000 | 1,431 |
| Total deposits | $356,287,000 | 1,524 |
| Interest-bearing deposits | $332,098,000 | 1,406 |
| Deposits held in domestic offices | $356,287,000 | 1,523 |
| % insured | 91.71% | 3,395 |
| Federal funds purchased & repurchase agreements | $716,000 | 2,102 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $60,612,000 | 544 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,662,000 | 1,624 |
| Total equity capital | $55,680,000 | 1,239 |
| Total bank equity capital | $55,680,000 | 1,239 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $10,000 | 6,548 |
| Surplus | $23,685,000 | 1,341 |
| Undivided profits | $31,985,000 | 1,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $1,062,000 | 4,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $2,642,000 | 1,048 |
| Earning assets | $443,323,000 | 1,384 |
| Long-term assets (5+ years) | $0 | 6,767 |
| Average Assets, year-to-date | $471,783,670 | 1,424 |
| Average Assets, quarterly | $475,720,500 | 1,419 |
| Volatile liabilities | $64,984,000 | 836 |
| Insider loans | $885,000 | 4,108 |
| FHLB advances | $60,612,000 | 490 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $45,905,000 | 1,355 |
| Tier 1 (core) risk-based capital | $50,658,000 | 1,282 |
| Tier 2 risk-based capital | $2,574,000 | 1,967 |
| Total risk weighted assets | $231,597,000 | 1,871 |
| Total unused commitments | $45,905,000 | 1,357 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 135 | 1,117 |
| Assets and Liabilities | ||
| Total Assets: | $475,484,000 | 1,422 |
| Cash and due from depository institutions | $9,382,000 | 1,117 |
| Interest-bearing balances | $3,029,000 | 4,733 |
| Securities | $212,152,000 | 693 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $227,230,000 | 1,847 |
| Loan loss allowance | $2,623,000 | 2,663 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $5,217,000 | 2,259 |
| Other real estate owned | $974,000 | 1,117 |
| Goodwill and other intangibles | $2,901,000 | 1,023 |
| All other assets | $17,628,000 | 1,218 |
| Life insurance assets | $8,754,000 | 798 |
| Total liabilities and capital | $475,484,000 | 1,422 |
| Total liabilities | $422,491,000 | 1,440 |
| Total deposits | $357,019,000 | 1,539 |
| Interest-bearing deposits | $332,208,000 | 1,419 |
| Deposits held in domestic offices | $357,019,000 | 1,537 |
| % insured | 91.53% | 3,562 |
| Federal funds purchased & repurchase agreements | $1,013,000 | 1,901 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $62,716,000 | 551 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,743,000 | 2,211 |
| Total equity capital | $52,993,000 | 1,272 |
| Total bank equity capital | $52,993,000 | 1,271 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $10,000 | 6,603 |
| Surplus | $23,685,000 | 1,349 |
| Undivided profits | $29,298,000 | 1,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $1,643,000 | 3,869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $2,547,000 | 1,096 |
| Earning assets | $442,411,000 | 1,397 |
| Long-term assets (5+ years) | $0 | 6,809 |
| Average Assets, year-to-date | $469,697,000 | 1,438 |
| Average Assets, quarterly | $469,697,000 | 1,438 |
| Volatile liabilities | $67,380,000 | 841 |
| Insider loans | $1,281,000 | 3,547 |
| FHLB advances | $62,716,000 | 495 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $51,152,000 | 1,251 |
| Tier 1 (core) risk-based capital | $49,555,000 | 1,298 |
| Tier 2 risk-based capital | $2,623,000 | 1,946 |
| Total risk weighted assets | $227,495,000 | 1,926 |
| Total unused commitments | $51,152,000 | 1,253 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 137 | 1,114 |
| Assets and Liabilities | ||
| Total Assets: | $463,910,000 | 1,456 |
| Cash and due from depository institutions | $13,160,000 | 1,114 |
| Interest-bearing balances | $4,391,000 | 4,082 |
| Securities | $181,985,000 | 774 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $242,243,000 | 1,771 |
| Loan loss allowance | $2,646,000 | 2,631 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $5,068,000 | 2,344 |
| Other real estate owned | $657,000 | 1,114 |
| Goodwill and other intangibles | $2,922,000 | 1,024 |
| All other assets | $17,875,000 | 1,218 |
| Life insurance assets | $8,669,000 | 793 |
| Total liabilities and capital | $463,910,000 | 1,456 |
| Total liabilities | $407,990,000 | 1,479 |
| Total deposits | $342,519,000 | 1,590 |
| Interest-bearing deposits | $319,955,000 | 1,476 |
| Deposits held in domestic offices | $342,519,000 | 1,588 |
| % insured | 91.48% | 3,484 |
| Federal funds purchased & repurchase agreements | $962,000 | 2,081 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $62,974,000 | 591 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,535,000 | 2,438 |
| Total equity capital | $55,920,000 | 1,201 |
| Total bank equity capital | $55,920,000 | 1,201 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $10,000 | 6,685 |
| Surplus | $23,685,000 | 1,347 |
| Undivided profits | $32,225,000 | 1,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $1,970,000 | 3,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,441,000 | 1,195 |
| Earning assets | $428,619,000 | 1,433 |
| Long-term assets (5+ years) | $0 | 6,888 |
| Average Assets, year-to-date | $473,753,200 | 1,412 |
| Average Assets, quarterly | $468,182,000 | 1,441 |
| Volatile liabilities | $102,285,000 | 1,319 |
| Insider loans | $1,291,000 | 3,590 |
| FHLB advances | $62,974,000 | 531 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $44,120,000 | 1,385 |
| Tier 1 (core) risk-based capital | $53,170,000 | 1,190 |
| Tier 2 risk-based capital | $2,646,000 | 1,966 |
| Total risk weighted assets | $231,228,000 | 1,924 |
| Total unused commitments | $44,120,000 | 1,386 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 135 | 1,135 |
| Assets and Liabilities | ||
| Total Assets: | $472,454,000 | 1,444 |
| Cash and due from depository institutions | $17,551,000 | 1,135 |
| Interest-bearing balances | $12,047,000 | 2,504 |
| Securities | $177,205,000 | 770 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $251,004,000 | 1,741 |
| Loan loss allowance | $2,195,000 | 3,042 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,184,000 | 2,324 |
| Other real estate owned | $831,000 | 1,135 |
| Goodwill and other intangibles | $2,880,000 | 1,039 |
| All other assets | $17,799,000 | 1,235 |
| Life insurance assets | $8,577,000 | 789 |
| Total liabilities and capital | $472,454,000 | 1,444 |
| Total liabilities | $414,515,000 | 1,479 |
| Total deposits | $341,733,000 | 1,613 |
| Interest-bearing deposits | $320,778,000 | 1,496 |
| Deposits held in domestic offices | $341,733,000 | 1,611 |
| % insured | 91.49% | 2,976 |
| Federal funds purchased & repurchase agreements | $3,020,000 | 1,583 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $66,724,000 | 584 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,038,000 | 1,599 |
| Total equity capital | $57,939,000 | 1,185 |
| Total bank equity capital | $57,939,000 | 1,184 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $10,000 | 6,786 |
| Surplus | $23,685,000 | 1,337 |
| Undivided profits | $34,244,000 | 1,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $1,575,000 | 4,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,824,000 | 1,078 |
| Earning assets | $440,256,000 | 1,412 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $476,214,000 | 1,425 |
| Average Assets, quarterly | $474,072,500 | 1,441 |
| Volatile liabilities | $108,835,000 | 1,292 |
| Insider loans | $1,326,000 | 3,600 |
| FHLB advances | $66,724,000 | 529 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $42,771,000 | 1,461 |
| Tier 1 (core) risk-based capital | $52,252,000 | 1,209 |
| Tier 2 risk-based capital | $2,195,000 | 2,388 |
| Total risk weighted assets | $236,500,000 | 1,911 |
| Total unused commitments | $42,771,000 | 1,462 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 136 | 1,133 |
| Assets and Liabilities | ||
| Total Assets: | $475,691,000 | 1,451 |
| Cash and due from depository institutions | $16,957,000 | 1,133 |
| Interest-bearing balances | $8,899,000 | 2,868 |
| Securities | $175,039,000 | 777 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $257,068,000 | 1,731 |
| Loan loss allowance | $2,167,000 | 3,045 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,230,000 | 2,331 |
| Other real estate owned | $1,044,000 | 1,133 |
| Goodwill and other intangibles | $2,745,000 | 1,075 |
| All other assets | $17,608,000 | 1,264 |
| Life insurance assets | $8,488,000 | 795 |
| Total liabilities and capital | $475,691,000 | 1,451 |
| Total liabilities | $419,788,000 | 1,476 |
| Total deposits | $344,127,000 | 1,621 |
| Interest-bearing deposits | $323,592,000 | 1,505 |
| Deposits held in domestic offices | $344,127,000 | 1,620 |
| % insured | 90.19% | 3,536 |
| Federal funds purchased & repurchase agreements | $4,068,000 | 1,441 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $69,312,000 | 591 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,281,000 | 1,916 |
| Total equity capital | $55,903,000 | 1,218 |
| Total bank equity capital | $55,903,000 | 1,218 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $10,000 | 6,843 |
| Surplus | $23,685,000 | 1,330 |
| Undivided profits | $32,208,000 | 1,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $1,558,000 | 4,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,561,000 | 1,170 |
| Earning assets | $441,006,000 | 1,421 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $477,467,330 | 1,435 |
| Average Assets, quarterly | $473,769,000 | 1,452 |
| Volatile liabilities | $111,803,000 | 1,294 |
| Insider loans | $1,243,000 | 3,762 |
| FHLB advances | $69,312,000 | 540 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $40,739,000 | 1,514 |
| Tier 1 (core) risk-based capital | $51,572,000 | 1,226 |
| Tier 2 risk-based capital | $2,167,000 | 2,424 |
| Total risk weighted assets | $235,572,000 | 1,957 |
| Total unused commitments | $40,739,000 | 1,516 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 132 | 1,175 |
| Assets and Liabilities | ||
| Total Assets: | $471,847,000 | 1,490 |
| Cash and due from depository institutions | $7,866,000 | 1,175 |
| Interest-bearing balances | $2,312,000 | 4,659 |
| Securities | $171,791,000 | 783 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $265,080,000 | 1,730 |
| Loan loss allowance | $2,121,000 | 3,115 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,290,000 | 2,343 |
| Other real estate owned | $1,483,000 | 1,175 |
| Goodwill and other intangibles | $2,756,000 | 1,078 |
| All other assets | $17,581,000 | 1,303 |
| Life insurance assets | $8,560,000 | 788 |
| Total liabilities and capital | $471,847,000 | 1,490 |
| Total liabilities | $417,153,000 | 1,522 |
| Total deposits | $342,401,000 | 1,671 |
| Interest-bearing deposits | $320,816,000 | 1,557 |
| Deposits held in domestic offices | $342,401,000 | 1,669 |
| % insured | 91.58% | 3,107 |
| Federal funds purchased & repurchase agreements | $2,930,000 | 1,653 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $69,663,000 | 631 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,159,000 | 1,998 |
| Total equity capital | $54,694,000 | 1,235 |
| Total bank equity capital | $54,694,000 | 1,235 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $10,000 | 6,938 |
| Surplus | $23,685,000 | 1,353 |
| Undivided profits | $30,999,000 | 1,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,516,000 | 4,249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,538,000 | 1,221 |
| Earning assets | $439,183,000 | 1,462 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $478,355,500 | 1,463 |
| Average Assets, quarterly | $478,355,500 | 1,463 |
| Volatile liabilities | $111,124,000 | 1,337 |
| Insider loans | $1,344,000 | 3,719 |
| FHLB advances | $69,663,000 | 571 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $44,336,000 | 1,463 |
| Tier 1 (core) risk-based capital | $50,658,000 | 1,250 |
| Tier 2 risk-based capital | $2,121,000 | 2,524 |
| Total risk weighted assets | $237,496,000 | 1,996 |
| Total unused commitments | $44,336,000 | 1,466 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 135 | 1,164 |
| Assets and Liabilities | ||
| Total Assets: | $484,864,000 | 1,455 |
| Cash and due from depository institutions | $14,627,000 | 1,164 |
| Interest-bearing balances | $8,295,000 | 2,553 |
| Securities | $167,569,000 | 783 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $275,551,000 | 1,702 |
| Loan loss allowance | $1,983,000 | 3,243 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,437,000 | 2,319 |
| Other real estate owned | $1,453,000 | 1,164 |
| Goodwill and other intangibles | $2,768,000 | 1,077 |
| All other assets | $17,459,000 | 1,349 |
| Life insurance assets | $8,472,000 | 793 |
| Total liabilities and capital | $484,864,000 | 1,455 |
| Total liabilities | $431,312,000 | 1,482 |
| Total deposits | $348,232,000 | 1,645 |
| Interest-bearing deposits | $325,857,000 | 1,540 |
| Deposits held in domestic offices | $348,232,000 | 1,643 |
| % insured | 91.13% | 3,287 |
| Federal funds purchased & repurchase agreements | $2,463,000 | 1,811 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $78,700,000 | 613 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,917,000 | 2,207 |
| Total equity capital | $53,552,000 | 1,237 |
| Total bank equity capital | $53,552,000 | 1,237 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $19,000 | 6,954 |
| Surplus | $23,677,000 | 1,359 |
| Undivided profits | $29,856,000 | 1,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $2,816,000 | 3,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,426,000 | 1,342 |
| Earning assets | $451,415,000 | 1,413 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $476,467,600 | 1,456 |
| Average Assets, quarterly | $486,189,500 | 1,448 |
| Volatile liabilities | $125,350,000 | 1,185 |
| Insider loans | $1,386,000 | 3,709 |
| FHLB advances | $78,700,000 | 544 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $54,890,000 | 1,240 |
| Tier 1 (core) risk-based capital | $49,873,000 | 1,254 |
| Tier 2 risk-based capital | $1,983,000 | 2,677 |
| Total risk weighted assets | $244,384,000 | 1,972 |
| Total unused commitments | $54,890,000 | 1,241 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 136 | 1,171 |
| Assets and Liabilities | ||
| Total Assets: | $487,515,000 | 1,458 |
| Cash and due from depository institutions | $8,752,000 | 1,171 |
| Interest-bearing balances | $3,176,000 | 3,733 |
| Securities | $173,500,000 | 746 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $278,882,000 | 1,718 |
| Loan loss allowance | $1,646,000 | 3,563 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,556,000 | 2,302 |
| Other real estate owned | $1,476,000 | 1,171 |
| Goodwill and other intangibles | $2,757,000 | 1,130 |
| All other assets | $16,592,000 | 1,238 |
| Life insurance assets | $8,377,000 | 797 |
| Total liabilities and capital | $487,515,000 | 1,458 |
| Total liabilities | $433,397,000 | 1,479 |
| Total deposits | $342,130,000 | 1,668 |
| Interest-bearing deposits | $319,225,000 | 1,562 |
| Deposits held in domestic offices | $342,130,000 | 1,665 |
| % insured | 90.97% | 3,549 |
| Federal funds purchased & repurchase agreements | $1,256,000 | 2,186 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $87,250,000 | 592 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,761,000 | 1,798 |
| Total equity capital | $54,118,000 | 1,255 |
| Total bank equity capital | $54,118,000 | 1,253 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $19,000 | 7,031 |
| Surplus | $23,677,000 | 1,357 |
| Undivided profits | $30,422,000 | 1,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,367,000 | 3,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,908,000 | 1,181 |
| Earning assets | $455,558,000 | 1,422 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $474,368,500 | 1,476 |
| Average Assets, quarterly | $485,475,000 | 1,453 |
| Volatile liabilities | $122,914,000 | 1,245 |
| Insider loans | $1,398,000 | 3,705 |
| FHLB advances | $87,250,000 | 525 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $59,590,000 | 1,229 |
| Tier 1 (core) risk-based capital | $49,009,000 | 1,311 |
| Tier 2 risk-based capital | $1,646,000 | 3,085 |
| Total risk weighted assets | $240,953,000 | 2,025 |
| Total unused commitments | $59,590,000 | 1,231 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 148 | 1,098 |
| Assets and Liabilities | ||
| Total Assets: | $483,435,000 | 1,483 |
| Cash and due from depository institutions | $13,879,000 | 1,098 |
| Interest-bearing balances | $8,128,000 | 2,069 |
| Securities | $163,651,000 | 778 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $278,946,000 | 1,753 |
| Loan loss allowance | $1,901,000 | 3,172 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,740,000 | 2,271 |
| Other real estate owned | $2,049,000 | 1,098 |
| Goodwill and other intangibles | $2,746,000 | 1,151 |
| All other assets | $16,424,000 | 1,278 |
| Life insurance assets | $8,284,000 | 810 |
| Total liabilities and capital | $483,435,000 | 1,483 |
| Total liabilities | $429,681,000 | 1,505 |
| Total deposits | $342,956,000 | 1,690 |
| Interest-bearing deposits | $321,415,000 | 1,574 |
| Deposits held in domestic offices | $342,956,000 | 1,686 |
| % insured | 87.12% | 1,587 |
| Federal funds purchased & repurchase agreements | $274,000 | 2,745 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $84,450,000 | 650 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,001,000 | 2,376 |
| Total equity capital | $53,754,000 | 1,260 |
| Total bank equity capital | $53,754,000 | 1,258 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $19,000 | 7,115 |
| Surplus | $23,677,000 | 1,371 |
| Undivided profits | $30,058,000 | 1,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,050,000 | 3,626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,617,000 | 1,296 |
| Earning assets | $450,725,000 | 1,453 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $469,986,330 | 1,509 |
| Average Assets, quarterly | $476,316,500 | 1,502 |
| Volatile liabilities | $118,302,000 | 1,301 |
| Insider loans | $1,371,000 | 3,774 |
| FHLB advances | $84,450,000 | 573 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $63,099,000 | 1,221 |
| Tier 1 (core) risk-based capital | $50,998,000 | 1,262 |
| Tier 2 risk-based capital | $1,901,000 | 2,752 |
| Total risk weighted assets | $234,206,000 | 2,114 |
| Total unused commitments | $63,099,000 | 1,222 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 147 | 1,111 |
| Assets and Liabilities | ||
| Total Assets: | $469,198,000 | 1,549 |
| Cash and due from depository institutions | $13,704,000 | 1,111 |
| Interest-bearing balances | $8,138,000 | 1,868 |
| Securities | $133,276,000 | 946 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $295,552,000 | 1,667 |
| Loan loss allowance | $1,838,000 | 3,153 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,950,000 | 2,207 |
| Other real estate owned | $2,002,000 | 1,111 |
| Goodwill and other intangibles | $2,616,000 | 1,191 |
| All other assets | $16,098,000 | 1,282 |
| Life insurance assets | $8,189,000 | 812 |
| Total liabilities and capital | $469,198,000 | 1,549 |
| Total liabilities | $416,123,000 | 1,571 |
| Total deposits | $337,255,000 | 1,709 |
| Interest-bearing deposits | $315,669,000 | 1,599 |
| Deposits held in domestic offices | $337,255,000 | 1,706 |
| % insured | 88.34% | 1,374 |
| Federal funds purchased & repurchase agreements | $274,000 | 2,723 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $76,950,000 | 744 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,644,000 | 2,681 |
| Total equity capital | $53,075,000 | 1,294 |
| Total bank equity capital | $53,075,000 | 1,292 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $19,000 | 7,157 |
| Surplus | $23,677,000 | 1,356 |
| Undivided profits | $29,379,000 | 1,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,019,000 | 3,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,429,000 | 1,427 |
| Earning assets | $436,966,000 | 1,513 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $463,262,000 | 1,542 |
| Average Assets, quarterly | $463,262,000 | 1,542 |
| Volatile liabilities | $115,012,000 | 1,343 |
| Insider loans | $1,257,000 | 3,949 |
| FHLB advances | $76,950,000 | 663 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $55,232,000 | 1,419 |
| Tier 1 (core) risk-based capital | $50,138,000 | 1,299 |
| Tier 2 risk-based capital | $1,838,000 | 2,797 |
| Total risk weighted assets | $233,996,000 | 2,119 |
| Total unused commitments | $55,232,000 | 1,421 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 146 | 1,124 |
| Assets and Liabilities | ||
| Total Assets: | $457,326,000 | 1,551 |
| Cash and due from depository institutions | $11,008,000 | 1,124 |
| Interest-bearing balances | $3,737,000 | 2,243 |
| Securities | $103,317,000 | 1,180 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $316,432,000 | 1,572 |
| Loan loss allowance | $1,912,000 | 3,027 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,232,000 | 2,108 |
| Other real estate owned | $1,570,000 | 1,124 |
| Goodwill and other intangibles | $2,519,000 | 1,225 |
| All other assets | $16,248,000 | 1,279 |
| Life insurance assets | $8,103,000 | 819 |
| Total liabilities and capital | $457,326,000 | 1,551 |
| Total liabilities | $405,592,000 | 1,581 |
| Total deposits | $327,737,000 | 1,694 |
| Interest-bearing deposits | $304,271,000 | 1,602 |
| Deposits held in domestic offices | $327,737,000 | 1,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $413,000 | 3,071 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $75,650,000 | 817 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,792,000 | 2,501 |
| Total equity capital | $51,734,000 | 1,308 |
| Total bank equity capital | $51,734,000 | 1,308 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $19,000 | 7,202 |
| Surplus | $23,677,000 | 1,330 |
| Undivided profits | $28,038,000 | 1,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,952,000 | 1,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,375,000 | 1,548 |
| Earning assets | $423,486,000 | 1,520 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $460,300,400 | 1,490 |
| Average Assets, quarterly | $456,163,000 | 1,542 |
| Volatile liabilities | $104,283,000 | 1,460 |
| Insider loans | $954,000 | 4,517 |
| FHLB advances | $75,650,000 | 743 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $50,828,000 | 1,553 |
| Tier 1 (core) risk-based capital | $49,250,000 | 1,307 |
| Tier 2 risk-based capital | $1,912,000 | 2,711 |
| Total risk weighted assets | $240,365,000 | 2,069 |
| Total unused commitments | $50,828,000 | 1,557 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 147 | 1,133 |
| Assets and Liabilities | ||
| Total Assets: | $455,000,000 | 1,552 |
| Cash and due from depository institutions | $6,932,000 | 1,133 |
| Interest-bearing balances | $2,264,000 | 2,200 |
| Securities | $103,959,000 | 1,140 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $316,750,000 | 1,572 |
| Loan loss allowance | $1,857,000 | 2,887 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,401,000 | 2,046 |
| Other real estate owned | $1,509,000 | 1,133 |
| Goodwill and other intangibles | $2,523,000 | 1,269 |
| All other assets | $16,926,000 | 1,223 |
| Life insurance assets | $8,015,000 | 820 |
| Total liabilities and capital | $455,000,000 | 1,552 |
| Total liabilities | $401,016,000 | 1,582 |
| Total deposits | $323,496,000 | 1,689 |
| Interest-bearing deposits | $303,864,000 | 1,580 |
| Deposits held in domestic offices | $323,496,000 | 1,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $191,000 | 3,363 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $75,350,000 | 836 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,979,000 | 2,354 |
| Total equity capital | $53,984,000 | 1,259 |
| Total bank equity capital | $53,984,000 | 1,259 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $19,000 | 7,265 |
| Surplus | $23,677,000 | 1,317 |
| Undivided profits | $30,288,000 | 1,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,483,000 | 1,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,689,000 | 1,428 |
| Earning assets | $422,973,000 | 1,512 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $461,044,000 | 1,491 |
| Average Assets, quarterly | $453,092,000 | 1,538 |
| Volatile liabilities | $103,308,000 | 1,414 |
| Insider loans | $963,000 | 4,493 |
| FHLB advances | $75,350,000 | 762 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $52,475,000 | 1,620 |
| Tier 1 (core) risk-based capital | $52,525,000 | 1,223 |
| Tier 2 risk-based capital | $1,857,000 | 2,689 |
| Total risk weighted assets | $236,718,000 | 2,110 |
| Total unused commitments | $52,475,000 | 1,621 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 145 | 1,167 |
| Assets and Liabilities | ||
| Total Assets: | $451,184,000 | 1,563 |
| Cash and due from depository institutions | $12,555,000 | 1,167 |
| Interest-bearing balances | $5,596,000 | 1,132 |
| Securities | $84,424,000 | 1,429 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $327,709,000 | 1,501 |
| Loan loss allowance | $1,842,000 | 2,830 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,393,000 | 2,036 |
| Other real estate owned | $1,230,000 | 1,167 |
| Goodwill and other intangibles | $2,525,000 | 1,280 |
| All other assets | $16,348,000 | 1,221 |
| Life insurance assets | $7,924,000 | 831 |
| Total liabilities and capital | $451,184,000 | 1,563 |
| Total liabilities | $398,260,000 | 1,582 |
| Total deposits | $332,775,000 | 1,634 |
| Interest-bearing deposits | $310,434,000 | 1,518 |
| Deposits held in domestic offices | $332,775,000 | 1,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $219,000 | 3,408 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $63,450,000 | 945 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,816,000 | 2,490 |
| Total equity capital | $52,924,000 | 1,289 |
| Total bank equity capital | $52,924,000 | 1,289 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $19,000 | 7,328 |
| Surplus | $23,677,000 | 1,301 |
| Undivided profits | $29,228,000 | 1,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,969,000 | 2,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,290,000 | 1,626 |
| Earning assets | $417,729,000 | 1,536 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $463,058,670 | 1,495 |
| Average Assets, quarterly | $458,291,000 | 1,520 |
| Volatile liabilities | $96,483,000 | 1,506 |
| Insider loans | $1,287,000 | 3,969 |
| FHLB advances | $63,450,000 | 885 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $43,590,000 | 1,945 |
| Tier 1 (core) risk-based capital | $51,701,000 | 1,232 |
| Tier 2 risk-based capital | $1,842,000 | 2,651 |
| Total risk weighted assets | $237,547,000 | 2,087 |
| Total unused commitments | $43,590,000 | 1,946 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 146 | 1,154 |
| Assets and Liabilities | ||
| Total Assets: | $465,398,000 | 1,511 |
| Cash and due from depository institutions | $20,933,000 | 1,154 |
| Interest-bearing balances | $16,762,000 | 459 |
| Securities | $81,655,000 | 1,466 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $336,927,000 | 1,440 |
| Loan loss allowance | $1,668,000 | 2,969 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,434,000 | 2,007 |
| Other real estate owned | $1,322,000 | 1,154 |
| Goodwill and other intangibles | $2,520,000 | 1,297 |
| All other assets | $15,607,000 | 1,228 |
| Life insurance assets | $7,833,000 | 829 |
| Total liabilities and capital | $465,398,000 | 1,511 |
| Total liabilities | $411,735,000 | 1,526 |
| Total deposits | $344,917,000 | 1,565 |
| Interest-bearing deposits | $319,224,000 | 1,461 |
| Deposits held in domestic offices | $344,917,000 | 1,561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $488,000 | 2,847 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $64,450,000 | 881 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,880,000 | 2,593 |
| Total equity capital | $53,663,000 | 1,305 |
| Total bank equity capital | $53,663,000 | 1,305 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $19,000 | 7,360 |
| Surplus | $23,677,000 | 1,292 |
| Undivided profits | $29,967,000 | 1,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,625,000 | 2,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,402,000 | 1,606 |
| Earning assets | $435,344,000 | 1,471 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $468,996,000 | 1,464 |
| Average Assets, quarterly | $468,996,000 | 1,464 |
| Volatile liabilities | $101,511,000 | 1,414 |
| Insider loans | $817,000 | 4,697 |
| FHLB advances | $64,450,000 | 817 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $35,692,000 | 2,286 |
| Tier 1 (core) risk-based capital | $50,729,000 | 1,250 |
| Tier 2 risk-based capital | $1,668,000 | 2,826 |
| Total risk weighted assets | $239,007,000 | 2,050 |
| Total unused commitments | $35,692,000 | 2,288 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 145 | 1,176 |
| Assets and Liabilities | ||
| Total Assets: | $472,594,000 | 1,438 |
| Cash and due from depository institutions | $12,473,000 | 1,176 |
| Interest-bearing balances | $7,565,000 | 765 |
| Securities | $90,182,000 | 1,333 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $351,380,000 | 1,366 |
| Loan loss allowance | $1,775,000 | 2,801 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,478,000 | 1,986 |
| Other real estate owned | $1,029,000 | 1,176 |
| Goodwill and other intangibles | $2,522,000 | 1,287 |
| All other assets | $8,530,000 | 2,053 |
| Life insurance assets | $780,000 | 3,169 |
| Total liabilities and capital | $472,594,000 | 1,438 |
| Total liabilities | $412,400,000 | 1,493 |
| Total deposits | $342,529,000 | 1,570 |
| Interest-bearing deposits | $323,572,000 | 1,442 |
| Deposits held in domestic offices | $342,529,000 | 1,566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $656,000 | 2,966 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $65,450,000 | 815 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,765,000 | 1,489 |
| Total equity capital | $60,194,000 | 1,145 |
| Total bank equity capital | $60,194,000 | 1,145 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $19,000 | 7,408 |
| Surplus | $23,677,000 | 1,271 |
| Undivided profits | $36,498,000 | 1,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,460,000 | 2,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,590,000 | 1,599 |
| Earning assets | $449,127,000 | 1,373 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $483,527,200 | 1,343 |
| Average Assets, quarterly | $470,825,500 | 1,421 |
| Volatile liabilities | $105,169,000 | 1,394 |
| Insider loans | $1,487,000 | 3,631 |
| FHLB advances | $65,450,000 | 750 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $41,276,000 | 2,067 |
| Tier 1 (core) risk-based capital | $57,665,000 | 1,093 |
| Tier 2 risk-based capital | $1,775,000 | 2,673 |
| Total risk weighted assets | $239,425,000 | 2,034 |
| Total unused commitments | $41,276,000 | 2,069 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 107 | 1,597 |
| Assets and Liabilities | ||
| Total Assets: | $369,873,000 | 1,809 |
| Cash and due from depository institutions | $5,801,000 | 1,597 |
| Interest-bearing balances | $734,000 | 2,683 |
| Securities | $69,308,000 | 1,708 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $284,682,000 | 1,652 |
| Loan loss allowance | $1,303,000 | 3,505 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,468,000 | 3,304 |
| Other real estate owned | $149,000 | 1,597 |
| Goodwill and other intangibles | $50,000 | 3,020 |
| All other assets | $6,415,000 | 2,534 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $369,873,000 | 1,809 |
| Total liabilities | $326,830,000 | 1,825 |
| Total deposits | $288,048,000 | 1,828 |
| Interest-bearing deposits | $274,795,000 | 1,697 |
| Deposits held in domestic offices | $288,048,000 | 1,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,001,000 | 2,727 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $35,980,000 | 1,167 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,801,000 | 2,709 |
| Total equity capital | $43,043,000 | 1,590 |
| Total bank equity capital | $43,043,000 | 1,590 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,000 | 7,470 |
| Surplus | $11,136,000 | 2,332 |
| Undivided profits | $31,897,000 | 1,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 5,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,313,000 | 1,959 |
| Earning assets | $354,724,000 | 1,731 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $380,991,250 | 1,720 |
| Average Assets, quarterly | $373,922,500 | 1,768 |
| Volatile liabilities | $73,628,000 | 1,849 |
| Insider loans | $573,000 | 5,254 |
| FHLB advances | $35,980,000 | 1,092 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $34,086,000 | 2,384 |
| Tier 1 (core) risk-based capital | $43,171,000 | 1,488 |
| Tier 2 risk-based capital | $1,303,000 | 3,361 |
| Total risk weighted assets | $183,398,000 | 2,492 |
| Total unused commitments | $34,086,000 | 2,384 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 108 | 1,621 |
| Assets and Liabilities | ||
| Total Assets: | $377,972,000 | 1,775 |
| Cash and due from depository institutions | $7,311,000 | 1,621 |
| Interest-bearing balances | $1,112,000 | 2,337 |
| Securities | $72,860,000 | 1,621 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $287,900,000 | 1,635 |
| Loan loss allowance | $1,337,000 | 3,447 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,233,000 | 3,458 |
| Other real estate owned | $26,000 | 1,621 |
| Goodwill and other intangibles | $40,000 | 3,100 |
| All other assets | $6,602,000 | 2,491 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $377,972,000 | 1,775 |
| Total liabilities | $335,746,000 | 1,789 |
| Total deposits | $292,290,000 | 1,826 |
| Interest-bearing deposits | $277,842,000 | 1,688 |
| Deposits held in domestic offices | $292,290,000 | 1,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $547,000 | 2,957 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $41,250,000 | 1,027 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,659,000 | 2,719 |
| Total equity capital | $42,226,000 | 1,610 |
| Total bank equity capital | $42,226,000 | 1,610 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,000 | 7,519 |
| Surplus | $11,136,000 | 2,336 |
| Undivided profits | $31,080,000 | 1,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $332,000 | 4,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,102,000 | 2,007 |
| Earning assets | $361,872,000 | 1,709 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $384,697,330 | 1,725 |
| Average Assets, quarterly | $381,444,000 | 1,747 |
| Volatile liabilities | $77,394,000 | 1,762 |
| Insider loans | $587,000 | 5,226 |
| FHLB advances | $41,250,000 | 951 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $32,447,000 | 2,514 |
| Tier 1 (core) risk-based capital | $43,038,000 | 1,505 |
| Tier 2 risk-based capital | $1,337,000 | 3,307 |
| Total risk weighted assets | $187,506,000 | 2,441 |
| Total unused commitments | $32,447,000 | 2,514 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 109 | 1,587 |
| Assets and Liabilities | ||
| Total Assets: | $384,916,000 | 1,739 |
| Cash and due from depository institutions | $9,615,000 | 1,587 |
| Interest-bearing balances | $4,457,000 | 1,244 |
| Securities | $73,263,000 | 1,618 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $292,047,000 | 1,600 |
| Loan loss allowance | $1,337,000 | 3,431 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,333,000 | 3,347 |
| Other real estate owned | $90,000 | 1,587 |
| Goodwill and other intangibles | $31,000 | 3,144 |
| All other assets | $6,537,000 | 2,450 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $384,916,000 | 1,739 |
| Total liabilities | $342,558,000 | 1,751 |
| Total deposits | $304,249,000 | 1,762 |
| Interest-bearing deposits | $290,533,000 | 1,604 |
| Deposits held in domestic offices | $304,249,000 | 1,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $610,000 | 2,639 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $35,900,000 | 1,095 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,799,000 | 2,631 |
| Total equity capital | $42,358,000 | 1,616 |
| Total bank equity capital | $42,358,000 | 1,616 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,000 | 7,546 |
| Surplus | $11,136,000 | 2,309 |
| Undivided profits | $31,212,000 | 1,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $221,000 | 5,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,083,000 | 1,953 |
| Earning assets | $369,767,000 | 1,673 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $388,060,000 | 1,717 |
| Average Assets, quarterly | $388,060,000 | 1,717 |
| Volatile liabilities | $75,929,000 | 1,763 |
| Insider loans | $557,000 | 5,330 |
| FHLB advances | $35,900,000 | 1,025 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $31,458,000 | 2,548 |
| Tier 1 (core) risk-based capital | $42,872,000 | 1,490 |
| Tier 2 risk-based capital | $1,337,000 | 3,283 |
| Total risk weighted assets | $191,343,000 | 2,389 |
| Total unused commitments | $31,458,000 | 2,549 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 110 | 1,568 |
| Assets and Liabilities | ||
| Total Assets: | $391,204,000 | 1,709 |
| Cash and due from depository institutions | $8,322,000 | 1,568 |
| Interest-bearing balances | $2,035,000 | 1,870 |
| Securities | $75,237,000 | 1,602 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $297,410,000 | 1,553 |
| Loan loss allowance | $1,362,000 | 3,374 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,419,000 | 3,268 |
| Other real estate owned | $124,000 | 1,568 |
| Goodwill and other intangibles | $31,000 | 3,139 |
| All other assets | $6,661,000 | 2,429 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $391,204,000 | 1,709 |
| Total liabilities | $348,303,000 | 1,714 |
| Total deposits | $299,295,000 | 1,763 |
| Interest-bearing deposits | $285,560,000 | 1,610 |
| Deposits held in domestic offices | $299,295,000 | 1,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $276,000 | 3,074 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $46,850,000 | 938 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,882,000 | 2,507 |
| Total equity capital | $42,901,000 | 1,550 |
| Total bank equity capital | $42,901,000 | 1,550 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $10,000 | 7,584 |
| Surplus | $11,136,000 | 2,257 |
| Undivided profits | $31,755,000 | 1,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,000 | 6,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,072,000 | 2,035 |
| Earning assets | $374,682,000 | 1,633 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $386,348,600 | 1,657 |
| Average Assets, quarterly | $391,855,500 | 1,682 |
| Volatile liabilities | $109,901,000 | 1,359 |
| Insider loans | $511,000 | 5,468 |
| FHLB advances | $46,850,000 | 863 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $28,952,000 | 2,663 |
| Tier 1 (core) risk-based capital | $43,583,000 | 1,430 |
| Tier 2 risk-based capital | $1,362,000 | 3,226 |
| Total risk weighted assets | $195,554,000 | 2,331 |
| Total unused commitments | $28,952,000 | 2,663 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 112 | 1,562 |
| Assets and Liabilities | ||
| Total Assets: | $392,507,000 | 1,681 |
| Cash and due from depository institutions | $7,209,000 | 1,562 |
| Interest-bearing balances | $1,907,000 | 1,815 |
| Securities | $75,370,000 | 1,608 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $300,205,000 | 1,529 |
| Loan loss allowance | $1,377,000 | 3,351 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,509,000 | 3,165 |
| Other real estate owned | $0 | 1,562 |
| Goodwill and other intangibles | $32,000 | 3,146 |
| All other assets | $6,182,000 | 2,557 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $392,507,000 | 1,681 |
| Total liabilities | $350,526,000 | 1,688 |
| Total deposits | $309,904,000 | 1,684 |
| Interest-bearing deposits | $295,158,000 | 1,514 |
| Deposits held in domestic offices | $309,904,000 | 1,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $518,000 | 3,122 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $38,655,000 | 1,114 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,449,000 | 2,988 |
| Total equity capital | $41,981,000 | 1,563 |
| Total bank equity capital | $41,981,000 | 1,563 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000 | 7,643 |
| Surplus | $11,136,000 | 2,218 |
| Undivided profits | $30,835,000 | 1,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $226,000 | 5,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,241,000 | 1,840 |
| Earning assets | $377,482,000 | 1,601 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $385,134,750 | 1,671 |
| Average Assets, quarterly | $389,806,500 | 1,680 |
| Volatile liabilities | $116,611,000 | 1,286 |
| Insider loans | $747,000 | 4,764 |
| FHLB advances | $38,655,000 | 1,030 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $35,786,000 | 2,318 |
| Tier 1 (core) risk-based capital | $42,890,000 | 1,451 |
| Tier 2 risk-based capital | $1,377,000 | 3,191 |
| Total risk weighted assets | $203,076,000 | 2,262 |
| Total unused commitments | $35,786,000 | 2,319 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 112 | 1,581 |
| Assets and Liabilities | ||
| Total Assets: | $387,106,000 | 1,696 |
| Cash and due from depository institutions | $7,447,000 | 1,581 |
| Interest-bearing balances | $1,577,000 | 2,017 |
| Securities | $72,087,000 | 1,668 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $296,609,000 | 1,529 |
| Loan loss allowance | $1,377,000 | 3,332 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,615,000 | 3,069 |
| Other real estate owned | $60,000 | 1,581 |
| Goodwill and other intangibles | $8,000 | 3,263 |
| All other assets | $7,280,000 | 2,223 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $387,106,000 | 1,696 |
| Total liabilities | $345,742,000 | 1,703 |
| Total deposits | $297,048,000 | 1,739 |
| Interest-bearing deposits | $283,569,000 | 1,560 |
| Deposits held in domestic offices | $297,048,000 | 1,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $672,000 | 3,155 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $46,480,000 | 995 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,542,000 | 2,633 |
| Total equity capital | $41,364,000 | 1,514 |
| Total bank equity capital | $41,364,000 | 1,514 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $10,000 | 7,673 |
| Surplus | $11,136,000 | 2,182 |
| Undivided profits | $30,218,000 | 1,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 6,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,945,000 | 1,907 |
| Earning assets | $370,273,000 | 1,621 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $382,677,330 | 1,687 |
| Average Assets, quarterly | $384,715,500 | 1,689 |
| Volatile liabilities | $113,229,000 | 1,314 |
| Insider loans | $747,000 | 4,777 |
| FHLB advances | $46,480,000 | 909 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $34,651,000 | 2,374 |
| Tier 1 (core) risk-based capital | $42,865,000 | 1,411 |
| Tier 2 risk-based capital | $1,377,000 | 3,171 |
| Total risk weighted assets | $200,944,000 | 2,261 |
| Total unused commitments | $34,651,000 | 2,374 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 112 | 1,547 |
| Assets and Liabilities | ||
| Total Assets: | $382,325,000 | 1,689 |
| Cash and due from depository institutions | $6,567,000 | 1,547 |
| Interest-bearing balances | $1,267,000 | 2,346 |
| Securities | $72,484,000 | 1,679 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $292,214,000 | 1,506 |
| Loan loss allowance | $1,377,000 | 3,289 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,729,000 | 2,954 |
| Other real estate owned | $0 | 1,547 |
| Goodwill and other intangibles | $8,000 | 3,248 |
| All other assets | $7,323,000 | 2,178 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $382,325,000 | 1,689 |
| Total liabilities | $340,625,000 | 1,700 |
| Total deposits | $296,425,000 | 1,730 |
| Interest-bearing deposits | $282,994,000 | 1,542 |
| Deposits held in domestic offices | $296,425,000 | 1,726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $667,000 | 2,838 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $42,075,000 | 1,020 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,458,000 | 2,730 |
| Total equity capital | $41,700,000 | 1,484 |
| Total bank equity capital | $41,700,000 | 1,484 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000 | 7,689 |
| Surplus | $11,136,000 | 2,121 |
| Undivided profits | $30,554,000 | 1,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 6,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,932,000 | 1,816 |
| Earning assets | $365,965,000 | 1,604 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $380,463,000 | 1,686 |
| Average Assets, quarterly | $380,463,000 | 1,686 |
| Volatile liabilities | $109,514,000 | 1,281 |
| Insider loans | $589,000 | 5,156 |
| FHLB advances | $42,075,000 | 952 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $35,880,000 | 2,294 |
| Tier 1 (core) risk-based capital | $42,854,000 | 1,380 |
| Tier 2 risk-based capital | $1,377,000 | 3,117 |
| Total risk weighted assets | $198,706,000 | 2,238 |
| Total unused commitments | $35,880,000 | 2,295 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 109 | 1,583 |
| Assets and Liabilities | ||
| Total Assets: | $378,601,000 | 1,690 |
| Cash and due from depository institutions | $5,442,000 | 1,583 |
| Interest-bearing balances | $100,000 | 4,941 |
| Securities | $73,127,000 | 1,666 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $289,108,000 | 1,489 |
| Loan loss allowance | $1,377,000 | 3,254 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,858,000 | 2,824 |
| Other real estate owned | $157,000 | 1,583 |
| Goodwill and other intangibles | $8,000 | 3,239 |
| All other assets | $6,901,000 | 2,269 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $378,601,000 | 1,690 |
| Total liabilities | $336,743,000 | 1,710 |
| Total deposits | $292,724,000 | 1,714 |
| Interest-bearing deposits | $279,904,000 | 1,526 |
| Deposits held in domestic offices | $292,724,000 | 1,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,590,000 | 2,471 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,650,000 | 1,078 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,779,000 | 2,331 |
| Total equity capital | $41,858,000 | 1,457 |
| Total bank equity capital | $41,858,000 | 1,457 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $10,000 | 7,727 |
| Surplus | $11,136,000 | 2,085 |
| Undivided profits | $30,712,000 | 1,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 6,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,836,000 | 1,923 |
| Earning assets | $362,335,000 | 1,599 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $375,068,800 | 1,623 |
| Average Assets, quarterly | $376,311,000 | 1,670 |
| Volatile liabilities | $109,279,000 | 1,270 |
| Insider loans | $591,000 | 5,130 |
| FHLB advances | $40,650,000 | 995 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $31,527,000 | 2,460 |
| Tier 1 (core) risk-based capital | $42,807,000 | 1,339 |
| Tier 2 risk-based capital | $1,377,000 | 3,073 |
| Total risk weighted assets | $195,974,000 | 2,221 |
| Total unused commitments | $31,527,000 | 2,460 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 112 | 1,532 |
| Assets and Liabilities | ||
| Total Assets: | $374,021,000 | 1,667 |
| Cash and due from depository institutions | $6,565,000 | 1,532 |
| Interest-bearing balances | $549,000 | 3,323 |
| Securities | $73,223,000 | 1,658 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $283,104,000 | 1,493 |
| Loan loss allowance | $1,377,000 | 3,236 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,981,000 | 2,697 |
| Other real estate owned | $73,000 | 1,532 |
| Goodwill and other intangibles | $7,000 | 3,239 |
| All other assets | $7,068,000 | 2,161 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $374,021,000 | 1,667 |
| Total liabilities | $331,990,000 | 1,690 |
| Total deposits | $291,038,000 | 1,691 |
| Interest-bearing deposits | $279,097,000 | 1,482 |
| Deposits held in domestic offices | $291,038,000 | 1,685 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $642,000 | 3,065 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $38,750,000 | 1,104 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,560,000 | 2,515 |
| Total equity capital | $42,031,000 | 1,419 |
| Total bank equity capital | $42,031,000 | 1,419 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000 | 7,752 |
| Surplus | $11,136,000 | 2,023 |
| Undivided profits | $30,885,000 | 1,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $381,000 | 4,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,010,000 | 1,663 |
| Earning assets | $356,876,000 | 1,587 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $374,185,750 | 1,614 |
| Average Assets, quarterly | $374,898,000 | 1,650 |
| Volatile liabilities | $105,280,000 | 1,256 |
| Insider loans | $596,000 | 5,130 |
| FHLB advances | $38,750,000 | 1,028 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $34,208,000 | 2,296 |
| Tier 1 (core) risk-based capital | $42,789,000 | 1,321 |
| Tier 2 risk-based capital | $1,377,000 | 3,036 |
| Total risk weighted assets | $190,065,000 | 2,247 |
| Total unused commitments | $34,208,000 | 2,299 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 112 | 1,543 |
| Assets and Liabilities | ||
| Total Assets: | $375,775,000 | 1,635 |
| Cash and due from depository institutions | $5,674,000 | 1,543 |
| Interest-bearing balances | $400,000 | 3,595 |
| Securities | $76,451,000 | 1,610 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $282,988,000 | 1,451 |
| Loan loss allowance | $1,377,000 | 3,197 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,010,000 | 2,632 |
| Other real estate owned | $0 | 1,543 |
| Goodwill and other intangibles | $4,000 | 3,246 |
| All other assets | $6,648,000 | 2,176 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $375,775,000 | 1,635 |
| Total liabilities | $333,141,000 | 1,656 |
| Total deposits | $297,380,000 | 1,616 |
| Interest-bearing deposits | $286,242,000 | 1,412 |
| Deposits held in domestic offices | $297,380,000 | 1,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,357,000 | 1,961 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $31,575,000 | 1,287 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $829,000 | 3,673 |
| Total equity capital | $42,634,000 | 1,375 |
| Total bank equity capital | $42,634,000 | 1,375 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000 | 7,756 |
| Surplus | $11,136,000 | 1,967 |
| Undivided profits | $31,488,000 | 1,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 5,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,927,000 | 1,585 |
| Earning assets | $359,839,000 | 1,552 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $374,240,670 | 1,602 |
| Average Assets, quarterly | $375,016,500 | 1,614 |
| Volatile liabilities | $100,762,000 | 1,266 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $31,575,000 | 1,201 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $29,026,000 | 2,504 |
| Tier 1 (core) risk-based capital | $42,964,000 | 1,282 |
| Tier 2 risk-based capital | $1,377,000 | 3,007 |
| Total risk weighted assets | $190,995,000 | 2,175 |
| Total unused commitments | $29,026,000 | 2,505 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 113 | 1,503 |
| Assets and Liabilities | ||
| Total Assets: | $374,258,000 | 1,617 |
| Cash and due from depository institutions | $10,142,000 | 1,503 |
| Interest-bearing balances | $6,138,000 | 910 |
| Securities | $70,767,000 | 1,738 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $282,131,000 | 1,414 |
| Loan loss allowance | $1,377,000 | 3,201 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,093,000 | 2,551 |
| Other real estate owned | $100,000 | 1,503 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $7,025,000 | 2,086 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $374,258,000 | 1,617 |
| Total liabilities | $332,079,000 | 1,632 |
| Total deposits | $297,018,000 | 1,601 |
| Interest-bearing deposits | $286,344,000 | 1,386 |
| Deposits held in domestic offices | $297,018,000 | 1,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,607,000 | 2,013 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $31,600,000 | 1,244 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $854,000 | 3,535 |
| Total equity capital | $42,179,000 | 1,365 |
| Total bank equity capital | $42,179,000 | 1,365 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000 | 7,819 |
| Surplus | $11,136,000 | 1,922 |
| Undivided profits | $31,033,000 | 1,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $234,000 | 5,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,873,000 | 1,577 |
| Earning assets | $359,036,000 | 1,535 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $373,473,500 | 1,604 |
| Average Assets, quarterly | $373,473,500 | 1,604 |
| Volatile liabilities | $98,687,000 | 1,239 |
| Insider loans | $616,000 | 5,044 |
| FHLB advances | $31,600,000 | 1,157 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $30,835,000 | 2,357 |
| Tier 1 (core) risk-based capital | $42,952,000 | 1,266 |
| Tier 2 risk-based capital | $1,377,000 | 2,982 |
| Total risk weighted assets | $189,898,000 | 2,155 |
| Total unused commitments | $30,835,000 | 2,361 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 109 | 1,569 |
| Assets and Liabilities | ||
| Total Assets: | $372,689,000 | 1,612 |
| Cash and due from depository institutions | $5,348,000 | 1,569 |
| Interest-bearing balances | $400,000 | 3,673 |
| Securities | $69,984,000 | 1,790 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $286,650,000 | 1,374 |
| Loan loss allowance | $1,377,000 | 3,157 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,155,000 | 2,497 |
| Other real estate owned | $0 | 1,569 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,552,000 | 2,149 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $372,689,000 | 1,612 |
| Total liabilities | $330,863,000 | 1,630 |
| Total deposits | $296,361,000 | 1,589 |
| Interest-bearing deposits | $284,634,000 | 1,387 |
| Deposits held in domestic offices | $296,361,000 | 1,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,637,000 | 1,849 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $29,592,000 | 1,340 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,273,000 | 2,661 |
| Total equity capital | $41,826,000 | 1,373 |
| Total bank equity capital | $41,826,000 | 1,373 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000 | 7,861 |
| Surplus | $11,136,000 | 1,892 |
| Undivided profits | $30,680,000 | 1,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $353,000 | 4,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,694,000 | 1,714 |
| Earning assets | $357,034,000 | 1,525 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $372,855,200 | 1,525 |
| Average Assets, quarterly | $371,926,000 | 1,596 |
| Volatile liabilities | $99,192,000 | 1,208 |
| Insider loans | $720,000 | 4,770 |
| FHLB advances | $29,592,000 | 1,246 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $27,833,000 | 2,424 |
| Tier 1 (core) risk-based capital | $42,031,000 | 1,280 |
| Tier 2 risk-based capital | $1,377,000 | 2,970 |
| Total risk weighted assets | $193,705,000 | 2,096 |
| Total unused commitments | $27,833,000 | 2,425 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 110 | 1,566 |
| Assets and Liabilities | ||
| Total Assets: | $371,163,000 | 1,592 |
| Cash and due from depository institutions | $4,848,000 | 1,566 |
| Interest-bearing balances | $948,000 | 2,941 |
| Securities | $72,143,000 | 1,725 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $284,581,000 | 1,347 |
| Loan loss allowance | $1,377,000 | 3,175 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,791,000 | 2,670 |
| Other real estate owned | $49,000 | 1,566 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,751,000 | 2,351 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $371,163,000 | 1,592 |
| Total liabilities | $330,182,000 | 1,603 |
| Total deposits | $299,244,000 | 1,544 |
| Interest-bearing deposits | $287,523,000 | 1,346 |
| Deposits held in domestic offices | $299,244,000 | 1,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,322,000 | 1,946 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $26,600,000 | 1,423 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,016,000 | 3,159 |
| Total equity capital | $40,981,000 | 1,383 |
| Total bank equity capital | $40,981,000 | 1,383 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $10,000 | 7,904 |
| Surplus | $11,136,000 | 1,851 |
| Undivided profits | $29,835,000 | 1,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 5,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,322,000 | 2,341 |
| Earning assets | $357,672,000 | 1,499 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $372,896,750 | 1,514 |
| Average Assets, quarterly | $370,721,000 | 1,568 |
| Volatile liabilities | $95,749,000 | 1,223 |
| Insider loans | $613,000 | 5,062 |
| FHLB advances | $26,600,000 | 1,319 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $30,341,000 | 2,268 |
| Tier 1 (core) risk-based capital | $41,046,000 | 1,292 |
| Tier 2 risk-based capital | $1,377,000 | 2,943 |
| Total risk weighted assets | $191,036,000 | 2,074 |
| Total unused commitments | $30,341,000 | 2,273 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 111 | 1,554 |
| Assets and Liabilities | ||
| Total Assets: | $370,279,000 | 1,563 |
| Cash and due from depository institutions | $6,031,000 | 1,554 |
| Interest-bearing balances | $2,082,000 | 2,063 |
| Securities | $69,171,000 | 1,819 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $284,739,000 | 1,316 |
| Loan loss allowance | $1,465,000 | 2,994 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,808,000 | 2,620 |
| Other real estate owned | $383,000 | 1,554 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,147,000 | 2,225 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $370,279,000 | 1,563 |
| Total liabilities | $326,793,000 | 1,594 |
| Total deposits | $295,110,000 | 1,551 |
| Interest-bearing deposits | $287,210,000 | 1,325 |
| Deposits held in domestic offices | $295,110,000 | 1,546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,540,000 | 2,203 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $28,600,000 | 1,333 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $543,000 | 4,337 |
| Total equity capital | $43,486,000 | 1,249 |
| Total bank equity capital | $43,486,000 | 1,249 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $10,000 | 7,957 |
| Surplus | $11,136,000 | 1,809 |
| Undivided profits | $32,340,000 | 981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $403,000 | 4,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,829,000 | 1,478 |
| Earning assets | $355,992,000 | 1,474 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $373,474,670 | 1,507 |
| Average Assets, quarterly | $371,361,000 | 1,539 |
| Volatile liabilities | $91,533,000 | 1,240 |
| Insider loans | $632,000 | 4,996 |
| FHLB advances | $28,600,000 | 1,236 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $31,817,000 | 2,197 |
| Tier 1 (core) risk-based capital | $43,989,000 | 1,170 |
| Tier 2 risk-based capital | $1,465,000 | 2,762 |
| Total risk weighted assets | $206,968,000 | 1,875 |
| Total unused commitments | $31,817,000 | 2,203 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 109 | 1,578 |
| Assets and Liabilities | ||
| Total Assets: | $372,443,000 | 1,524 |
| Cash and due from depository institutions | $13,567,000 | 1,578 |
| Interest-bearing balances | $9,631,000 | 767 |
| Securities | $67,135,000 | 1,879 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $281,990,000 | 1,299 |
| Loan loss allowance | $1,450,000 | 2,993 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,778,000 | 2,603 |
| Other real estate owned | $389,000 | 1,578 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,584,000 | 2,291 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $372,443,000 | 1,524 |
| Total liabilities | $329,053,000 | 1,563 |
| Total deposits | $295,779,000 | 1,525 |
| Interest-bearing deposits | $289,324,000 | 1,303 |
| Deposits held in domestic offices | $295,779,000 | 1,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,146,000 | 1,815 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $29,600,000 | 1,241 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $528,000 | 4,741 |
| Total equity capital | $43,390,000 | 1,279 |
| Total bank equity capital | $43,390,000 | 1,279 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $10,000 | 7,982 |
| Surplus | $11,136,000 | 1,768 |
| Undivided profits | $32,244,000 | 1,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 6,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,907,000 | 1,413 |
| Earning assets | $358,756,000 | 1,451 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $375,072,500 | 1,499 |
| Average Assets, quarterly | $375,072,500 | 1,499 |
| Volatile liabilities | $92,634,000 | 1,152 |
| Insider loans | $633,000 | 4,987 |
| FHLB advances | $29,600,000 | 1,140 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $33,504,000 | 2,052 |
| Tier 1 (core) risk-based capital | $43,020,000 | 1,174 |
| Tier 2 risk-based capital | $1,450,000 | 2,751 |
| Total risk weighted assets | $195,904,000 | 1,945 |
| Total unused commitments | $33,504,000 | 2,057 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 113 | 1,533 |
| Assets and Liabilities | ||
| Total Assets: | $377,702,000 | 1,504 |
| Cash and due from depository institutions | $14,463,000 | 1,533 |
| Interest-bearing balances | $9,747,000 | 669 |
| Securities | $70,889,000 | 1,828 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $282,590,000 | 1,276 |
| Loan loss allowance | $1,445,000 | 2,994 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,797,000 | 2,582 |
| Other real estate owned | $321,000 | 1,533 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,642,000 | 2,274 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $377,702,000 | 1,504 |
| Total liabilities | $335,516,000 | 1,518 |
| Total deposits | $301,861,000 | 1,481 |
| Interest-bearing deposits | $291,052,000 | 1,290 |
| Deposits held in domestic offices | $301,861,000 | 1,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,865,000 | 1,997 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $29,600,000 | 1,257 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,190,000 | 2,749 |
| Total equity capital | $42,186,000 | 1,288 |
| Total bank equity capital | $42,186,000 | 1,288 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $10,000 | 8,040 |
| Surplus | $11,136,000 | 1,747 |
| Undivided profits | $31,040,000 | 1,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $226,000 | 5,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,831,000 | 1,534 |
| Earning assets | $363,226,000 | 1,419 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $379,567,000 | 1,436 |
| Average Assets, quarterly | $378,071,500 | 1,483 |
| Volatile liabilities | $97,673,000 | 1,126 |
| Insider loans | $694,000 | 4,805 |
| FHLB advances | $29,600,000 | 1,159 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $30,135,000 | 2,143 |
| Tier 1 (core) risk-based capital | $42,026,000 | 1,197 |
| Tier 2 risk-based capital | $1,445,000 | 2,753 |
| Total risk weighted assets | $201,420,000 | 1,878 |
| Total unused commitments | $30,135,000 | 2,146 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 113 | 1,556 |
| Assets and Liabilities | ||
| Total Assets: | $378,441,000 | 1,497 |
| Cash and due from depository institutions | $26,023,000 | 1,556 |
| Interest-bearing balances | $21,911,000 | 342 |
| Securities | $60,620,000 | 2,090 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $282,121,000 | 1,264 |
| Loan loss allowance | $1,445,000 | 2,976 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,859,000 | 2,519 |
| Other real estate owned | $165,000 | 1,556 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,653,000 | 2,263 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $378,441,000 | 1,497 |
| Total liabilities | $337,204,000 | 1,513 |
| Total deposits | $304,271,000 | 1,472 |
| Interest-bearing deposits | $293,348,000 | 1,305 |
| Deposits held in domestic offices | $304,271,000 | 1,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,650,000 | 1,984 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $29,600,000 | 1,227 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $683,000 | 4,145 |
| Total equity capital | $41,237,000 | 1,329 |
| Total bank equity capital | $41,237,000 | 1,329 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $10,000 | 8,092 |
| Surplus | $11,136,000 | 1,733 |
| Undivided profits | $30,091,000 | 1,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $424,000 | 4,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,958,000 | 1,514 |
| Earning assets | $364,652,000 | 1,423 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $380,033,250 | 1,445 |
| Average Assets, quarterly | $378,170,500 | 1,487 |
| Volatile liabilities | $97,254,000 | 1,093 |
| Insider loans | $713,000 | 4,732 |
| FHLB advances | $29,600,000 | 1,120 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $36,078,000 | 1,910 |
| Tier 1 (core) risk-based capital | $40,946,000 | 1,245 |
| Tier 2 risk-based capital | $1,445,000 | 2,736 |
| Total risk weighted assets | $199,715,000 | 1,890 |
| Total unused commitments | $36,078,000 | 1,913 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 112 | 1,571 |
| Assets and Liabilities | ||
| Total Assets: | $377,900,000 | 1,477 |
| Cash and due from depository institutions | $22,702,000 | 1,571 |
| Interest-bearing balances | $18,265,000 | 463 |
| Securities | $55,999,000 | 2,176 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $289,744,000 | 1,221 |
| Loan loss allowance | $1,445,000 | 2,939 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,713,000 | 2,568 |
| Other real estate owned | $102,000 | 1,571 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,640,000 | 2,187 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $377,900,000 | 1,477 |
| Total liabilities | $337,706,000 | 1,483 |
| Total deposits | $301,929,000 | 1,457 |
| Interest-bearing deposits | $291,236,000 | 1,293 |
| Deposits held in domestic offices | $301,929,000 | 1,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,181,000 | 1,598 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $30,600,000 | 1,183 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $996,000 | 3,314 |
| Total equity capital | $40,194,000 | 1,355 |
| Total bank equity capital | $40,194,000 | 1,355 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $10,000 | 8,122 |
| Surplus | $11,136,000 | 1,697 |
| Undivided profits | $29,048,000 | 1,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $312,000 | 5,293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,865,000 | 1,523 |
| Earning assets | $364,008,000 | 1,400 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $380,564,000 | 1,430 |
| Average Assets, quarterly | $380,922,500 | 1,440 |
| Volatile liabilities | $94,967,000 | 1,109 |
| Insider loans | $636,000 | 4,946 |
| FHLB advances | $30,600,000 | 1,074 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $33,923,000 | 1,930 |
| Tier 1 (core) risk-based capital | $39,826,000 | 1,249 |
| Tier 2 risk-based capital | $1,445,000 | 2,681 |
| Total risk weighted assets | $203,455,000 | 1,812 |
| Total unused commitments | $33,923,000 | 1,940 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 109 | 1,591 |
| Assets and Liabilities | ||
| Total Assets: | $383,945,000 | 1,418 |
| Cash and due from depository institutions | $28,347,000 | 1,591 |
| Interest-bearing balances | $23,504,000 | 333 |
| Securities | $51,204,000 | 2,328 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $294,865,000 | 1,179 |
| Loan loss allowance | $1,445,000 | 2,913 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,728,000 | 2,528 |
| Other real estate owned | $103,000 | 1,591 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,698,000 | 2,118 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $383,945,000 | 1,418 |
| Total liabilities | $341,030,000 | 1,435 |
| Total deposits | $301,696,000 | 1,437 |
| Interest-bearing deposits | $294,664,000 | 1,260 |
| Deposits held in domestic offices | $301,696,000 | 1,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,860,000 | 1,300 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $32,600,000 | 1,085 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $874,000 | 3,641 |
| Total equity capital | $42,915,000 | 1,242 |
| Total bank equity capital | $42,915,000 | 1,242 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,000 | 8,162 |
| Surplus | $11,136,000 | 1,668 |
| Undivided profits | $31,769,000 | 989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $504,000 | 4,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,923,000 | 1,518 |
| Earning assets | $369,573,000 | 1,351 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $381,896,000 | 1,419 |
| Average Assets, quarterly | $381,896,000 | 1,419 |
| Volatile liabilities | $96,148,000 | 1,069 |
| Insider loans | $632,000 | 4,943 |
| FHLB advances | $32,600,000 | 996 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $29,841,000 | 2,046 |
| Tier 1 (core) risk-based capital | $42,635,000 | 1,145 |
| Tier 2 risk-based capital | $1,445,000 | 2,659 |
| Total risk weighted assets | $206,178,000 | 1,755 |
| Total unused commitments | $29,841,000 | 2,054 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 112 | 1,537 |
| Assets and Liabilities | ||
| Total Assets: | $379,847,000 | 1,418 |
| Cash and due from depository institutions | $24,689,000 | 1,537 |
| Interest-bearing balances | $19,631,000 | 377 |
| Securities | $46,932,000 | 2,466 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $298,770,000 | 1,149 |
| Loan loss allowance | $1,445,000 | 2,844 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,663,000 | 2,547 |
| Other real estate owned | $45,000 | 1,537 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,748,000 | 2,075 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $379,847,000 | 1,418 |
| Total liabilities | $338,032,000 | 1,435 |
| Total deposits | $301,257,000 | 1,411 |
| Interest-bearing deposits | $294,487,000 | 1,252 |
| Deposits held in domestic offices | $301,257,000 | 1,408 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,301,000 | 1,551 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $30,600,000 | 1,143 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,874,000 | 2,125 |
| Total equity capital | $41,815,000 | 1,249 |
| Total bank equity capital | $41,815,000 | 1,249 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $10,000 | 8,197 |
| Surplus | $11,136,000 | 1,628 |
| Undivided profits | $30,669,000 | 1,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $543,000 | 4,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,064,000 | 1,462 |
| Earning assets | $365,333,000 | 1,346 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $374,705,800 | 1,365 |
| Average Assets, quarterly | $378,856,500 | 1,397 |
| Volatile liabilities | $92,722,000 | 1,097 |
| Insider loans | $661,000 | 4,859 |
| FHLB advances | $30,600,000 | 1,036 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $25,966,000 | 2,196 |
| Tier 1 (core) risk-based capital | $41,429,000 | 1,153 |
| Tier 2 risk-based capital | $1,445,000 | 2,608 |
| Total risk weighted assets | $204,911,000 | 1,752 |
| Total unused commitments | $25,966,000 | 2,201 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 97 | 1,735 |
| Assets and Liabilities | ||
| Total Assets: | $378,811,000 | 1,341 |
| Cash and due from depository institutions | $24,417,000 | 1,735 |
| Interest-bearing balances | $17,799,000 | 384 |
| Securities | $25,233,000 | 3,826 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $320,303,000 | 1,034 |
| Loan loss allowance | $1,385,000 | 2,771 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,127,000 | 2,856 |
| Other real estate owned | $70,000 | 1,735 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,661,000 | 1,970 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $378,811,000 | 1,341 |
| Total liabilities | $341,945,000 | 1,345 |
| Total deposits | $311,746,000 | 1,280 |
| Interest-bearing deposits | $307,227,000 | 1,122 |
| Deposits held in domestic offices | $311,746,000 | 1,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $26,263,000 | 1,176 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,936,000 | 1,170 |
| Total equity capital | $36,866,000 | 1,336 |
| Total bank equity capital | $36,866,000 | 1,336 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $10,000 | 8,417 |
| Surplus | $11,136,000 | 1,545 |
| Undivided profits | $25,720,000 | 1,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $890,000 | 2,927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,836,000 | 1,809 |
| Earning assets | $363,335,000 | 1,290 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $363,452,200 | 1,332 |
| Average Assets, quarterly | $372,223,500 | 1,348 |
| Volatile liabilities | $89,908,000 | 1,083 |
| Insider loans | $676,000 | 4,777 |
| FHLB advances | $22,600,000 | 1,186 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $28,228,000 | 1,961 |
| Tier 1 (core) risk-based capital | $36,754,000 | 1,240 |
| Tier 2 risk-based capital | $1,385,000 | 2,576 |
| Total risk weighted assets | $200,546,000 | 1,696 |
| Total unused commitments | $28,228,000 | 1,970 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 91 | 1,835 |
| Assets and Liabilities | ||
| Total Assets: | $353,161,000 | 1,354 |
| Cash and due from depository institutions | $16,377,000 | 1,835 |
| Interest-bearing balances | $10,441,000 | 444 |
| Securities | $10,368,000 | 6,690 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $317,990,000 | 1,007 |
| Loan loss allowance | $1,061,000 | 3,304 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,238,000 | 2,707 |
| Other real estate owned | $126,000 | 1,835 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $5,062,000 | 1,786 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $353,161,000 | 1,354 |
| Total liabilities | $317,144,000 | 1,368 |
| Total deposits | $297,611,000 | 1,274 |
| Interest-bearing deposits | $292,861,000 | 1,134 |
| Deposits held in domestic offices | $297,611,000 | 1,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $18,469,000 | 1,405 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,064,000 | 3,431 |
| Total equity capital | $36,017,000 | 1,279 |
| Total bank equity capital | $36,017,000 | 1,279 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $10,000 | 8,692 |
| Surplus | $11,136,000 | 1,506 |
| Undivided profits | $24,871,000 | 1,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 6,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,626,000 | 1,574 |
| Earning assets | $338,799,000 | 1,306 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $341,298,600 | 1,342 |
| Average Assets, quarterly | $351,320,500 | 1,343 |
| Volatile liabilities | $67,050,000 | 1,359 |
| Insider loans | $657,000 | 4,820 |
| FHLB advances | $16,450,000 | 383 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $27,271,000 | 1,864 |
| Tier 1 (core) risk-based capital | $36,027,000 | 1,205 |
| Tier 2 risk-based capital | $1,061,000 | 3,104 |
| Total risk weighted assets | $197,283,000 | 1,653 |
| Total unused commitments | $27,271,000 | 1,866 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 97 | 1,746 |
| Assets and Liabilities | ||
| Total Assets: | $330,541,000 | 1,428 |
| Cash and due from depository institutions | $8,943,000 | 1,746 |
| Interest-bearing balances | $3,374,000 | 1,158 |
| Securities | $12,272,000 | 6,457 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $302,824,000 | 1,018 |
| Loan loss allowance | $1,004,000 | 3,413 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,418,000 | 3,448 |
| Other real estate owned | $0 | 1,746 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,084,000 | 2,166 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $330,541,000 | 1,428 |
| Total liabilities | $293,957,000 | 1,446 |
| Total deposits | $276,387,000 | 1,350 |
| Interest-bearing deposits | $270,838,000 | 1,196 |
| Deposits held in domestic offices | $276,387,000 | 1,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,351,000 | 1,480 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,219,000 | 2,773 |
| Total equity capital | $36,584,000 | 1,236 |
| Total bank equity capital | $36,584,000 | 1,236 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $10,000 | 8,999 |
| Surplus | $11,136,000 | 1,484 |
| Undivided profits | $25,438,000 | 981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $757,000 | 2,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,210,000 | 1,841 |
| Earning assets | $318,470,000 | 1,349 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $318,932,400 | 1,419 |
| Average Assets, quarterly | $326,500,500 | 1,432 |
| Volatile liabilities | $52,385,000 | 1,597 |
| Insider loans | $1,231,000 | 3,253 |
| FHLB advances | $10,450,000 | 472 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $26,878,000 | 1,882 |
| Tier 1 (core) risk-based capital | $36,711,000 | 1,204 |
| Tier 2 risk-based capital | $1,004,000 | 3,139 |
| Total risk weighted assets | $183,113,000 | 1,689 |
| Total unused commitments | $26,878,000 | 1,886 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 82 | 2,127 |
| Assets and Liabilities | ||
| Total Assets: | $310,042,000 | 1,477 |
| Cash and due from depository institutions | $14,745,000 | 2,127 |
| Interest-bearing balances | $9,231,000 | 676 |
| Securities | $15,864,000 | 5,625 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $273,231,000 | 1,057 |
| Loan loss allowance | $942,000 | 3,514 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,354,000 | 3,402 |
| Other real estate owned | $22,000 | 2,127 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,826,000 | 1,968 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $310,042,000 | 1,477 |
| Total liabilities | $273,981,000 | 1,502 |
| Total deposits | $261,654,000 | 1,415 |
| Interest-bearing deposits | $258,821,000 | 1,226 |
| Deposits held in domestic offices | $261,654,000 | 1,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,594,000 | 1,256 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000,000 | 2,527 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,733,000 | 2,235 |
| Total equity capital | $36,061,000 | 1,247 |
| Total bank equity capital | $36,061,000 | 1,247 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $10,000 | 9,212 |
| Surplus | $11,136,000 | 1,401 |
| Undivided profits | $24,915,000 | 1,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $547,000 | 3,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,228,000 | 1,767 |
| Earning assets | $298,326,000 | 1,400 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $297,459,400 | 1,457 |
| Average Assets, quarterly | $304,024,500 | 1,474 |
| Volatile liabilities | $43,843,000 | 1,562 |
| Insider loans | $936,000 | 3,708 |
| FHLB advances | $4,000,000 | 567 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $23,629,000 | 1,990 |
| Tier 1 (core) risk-based capital | $36,038,000 | 1,164 |
| Tier 2 risk-based capital | $942,000 | 3,191 |
| Total risk weighted assets | $163,802,000 | 1,762 |
| Total unused commitments | $23,629,000 | 1,993 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 80 | 2,224 |
| Assets and Liabilities | ||
| Total Assets: | $287,504,000 | 1,593 |
| Cash and due from depository institutions | $9,090,000 | 2,224 |
| Interest-bearing balances | $6,686,000 | 665 |
| Securities | $31,157,000 | 3,520 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $241,652,000 | 1,217 |
| Loan loss allowance | $875,000 | 3,783 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,712,000 | 4,304 |
| Other real estate owned | $73,000 | 2,224 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,820,000 | 1,908 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,504,000 | 1,593 |
| Total liabilities | $252,381,000 | 1,628 |
| Total deposits | $243,404,000 | 1,522 |
| Interest-bearing deposits | $241,524,000 | 1,342 |
| Deposits held in domestic offices | $243,404,000 | 1,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,421,000 | 1,229 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,556,000 | 2,482 |
| Total equity capital | $35,123,000 | 1,272 |
| Total bank equity capital | $35,123,000 | 1,272 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $10,000 | 9,607 |
| Surplus | $11,136,000 | 1,403 |
| Undivided profits | $23,977,000 | 1,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $700,000 | 3,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,194,000 | 1,884 |
| Earning assets | $279,495,000 | 1,508 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $280,684,400 | 1,536 |
| Average Assets, quarterly | $285,861,000 | 1,577 |
| Volatile liabilities | $28,908,000 | 2,203 |
| Insider loans | $640,000 | 4,739 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $16,577,000 | 2,434 |
| Tier 1 (core) risk-based capital | $35,073,000 | 1,199 |
| Tier 2 risk-based capital | $875,000 | 3,312 |
| Total risk weighted assets | $145,054,000 | 1,928 |
| Total unused commitments | $16,577,000 | 2,439 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 76 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $274,077,000 | 1,692 |
| Cash and due from depository institutions | $18,742,000 | 2,479 |
| Interest-bearing balances | $15,566,000 | 251 |
| Securities | $27,556,000 | 4,177 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $222,511,000 | 1,340 |
| Loan loss allowance | $889,000 | 3,888 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,441,000 | 4,821 |
| Other real estate owned | $74,000 | 2,479 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,753,000 | 2,014 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $274,077,000 | 1,692 |
| Total liabilities | $240,021,000 | 1,750 |
| Total deposits | $233,939,000 | 1,640 |
| Interest-bearing deposits | $231,557,000 | 1,446 |
| Deposits held in domestic offices | $233,939,000 | 1,627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,298,000 | 1,541 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $784,000 | 4,260 |
| Total equity capital | $34,056,000 | 1,323 |
| Total bank equity capital | $34,056,000 | 1,323 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $10,000 | 10,071 |
| Surplus | $11,136,000 | 1,458 |
| Undivided profits | $22,910,000 | 1,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $825,000 | 3,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,186,000 | 1,879 |
| Earning assets | $265,633,000 | 1,620 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $274,191,600 | 1,637 |
| Average Assets, quarterly | $274,248,000 | 1,683 |
| Volatile liabilities | $25,604,000 | 2,380 |
| Insider loans | $235,000 | 7,412 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,671,000 | 3,244 |
| Tier 1 (core) risk-based capital | $34,061,000 | 1,255 |
| Tier 2 risk-based capital | $868,000 | 3,407 |
| Total risk weighted assets | $132,918,000 | 2,121 |
| Total unused commitments | $10,671,000 | 3,259 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 75 | 2,581 |
| Assets and Liabilities | ||
| Total Assets: | $275,034,000 | 1,702 |
| Cash and due from depository institutions | $21,655,000 | 2,581 |
| Interest-bearing balances | $17,428,000 | 256 |
| Securities | $29,260,000 | 4,149 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $218,594,000 | 1,345 |
| Loan loss allowance | $852,000 | 4,037 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,577,000 | 4,496 |
| Other real estate owned | $22,000 | 2,581 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,926,000 | 1,996 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $275,034,000 | 1,702 |
| Total liabilities | $240,342,000 | 1,769 |
| Total deposits | $234,626,000 | 1,664 |
| Interest-bearing deposits | $232,758,000 | 1,473 |
| Deposits held in domestic offices | $234,626,000 | 1,652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,356,000 | 1,823 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,000,000 | 2,875 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,360,000 | 2,846 |
| Total equity capital | $34,692,000 | 1,311 |
| Total bank equity capital | $34,692,000 | 1,311 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $10,000 | 10,536 |
| Surplus | $11,136,000 | 1,456 |
| Undivided profits | $23,546,000 | 1,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $770,000 | 3,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,140,000 | 2,009 |
| Earning assets | $265,282,000 | 1,636 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $270,123,400 | 1,678 |
| Average Assets, quarterly | $273,677,000 | 1,709 |
| Volatile liabilities | $24,517,000 | 2,216 |
| Insider loans | $267,000 | 7,346 |
| FHLB advances | $1,000,000 | 739 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,026,000 | 2,689 |
| Tier 1 (core) risk-based capital | $34,680,000 | 1,256 |
| Tier 2 risk-based capital | $840,000 | 3,437 |
| Total risk weighted assets | $131,770,000 | 2,104 |
| Total unused commitments | $13,026,000 | 2,700 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 75 | 2,672 |
| Assets and Liabilities | ||
| Total Assets: | $266,242,000 | 1,728 |
| Cash and due from depository institutions | $7,873,000 | 2,672 |
| Interest-bearing balances | $3,807,000 | 948 |
| Securities | $40,466,000 | 3,250 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $212,435,000 | 1,329 |
| Loan loss allowance | $1,004,000 | 3,577 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,707,000 | 4,177 |
| Other real estate owned | $50,000 | 2,672 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,711,000 | 2,196 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,242,000 | 1,728 |
| Total liabilities | $233,001,000 | 1,803 |
| Total deposits | $229,757,000 | 1,652 |
| Interest-bearing deposits | $228,385,000 | 1,442 |
| Deposits held in domestic offices | $229,757,000 | 1,642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,345,000 | 2,504 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $899,000 | 3,321 |
| Total equity capital | $33,241,000 | 1,248 |
| Total bank equity capital | $33,241,000 | 1,248 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $10,000 | 11,112 |
| Surplus | $11,136,000 | 1,395 |
| Undivided profits | $22,095,000 | 1,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $785,000 | 3,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $924,000 | 2,153 |
| Earning assets | $256,708,000 | 1,639 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $259,075,000 | 1,722 |
| Average Assets, quarterly | $264,391,000 | 1,726 |
| Volatile liabilities | $22,966,000 | 2,265 |
| Insider loans | $225,000 | 7,893 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,889,000 | 3,416 |
| Tier 1 (core) risk-based capital | $33,241,000 | 1,247 |
| Tier 2 risk-based capital | $833,000 | 3,440 |
| Total risk weighted assets | $129,298,000 | 2,097 |
| Total unused commitments | $8,889,000 | 3,424 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 0 | 13,265 |
| Assets and Liabilities | ||
| Total Assets: | $254,652,000 | 1,824 |
| Cash and due from depository institutions | $19,414,000 | 13,265 |
| Interest-bearing balances | $18,562,000 | 339 |
| Securities | $31,046,000 | 4,358 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $198,773,000 | 1,401 |
| Loan loss allowance | $1,026,000 | 3,599 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,905,000 | 3,797 |
| Other real estate owned | $151,000 | 13,265 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,363,000 | 2,175 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $254,652,000 | 1,824 |
| Total liabilities | $219,459,000 | 1,939 |
| Total deposits | $216,377,000 | 1,829 |
| Interest-bearing deposits | $214,977,000 | 1,602 |
| Deposits held in domestic offices | $216,377,000 | 1,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,995,000 | 2,251 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,087,000 | 2,932 |
| Total equity capital | $35,193,000 | 1,169 |
| Total bank equity capital | $35,193,000 | 1,169 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $10,000 | 11,648 |
| Surplus | $11,136,000 | 1,317 |
| Undivided profits | $24,047,000 | 966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $912,000 | 3,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $766,000 | 2,331 |
| Earning assets | $248,381,000 | 1,713 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $247,310,800 | 1,818 |
| Average Assets, quarterly | $252,925,500 | 1,816 |
| Volatile liabilities | $20,745,000 | 2,319 |
| Insider loans | $172,000 | 8,664 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,488,000 | 2,496 |
| Tier 1 (core) risk-based capital | $35,193,000 | 1,131 |
| Tier 2 risk-based capital | $836,000 | 3,396 |
| Total risk weighted assets | $121,255,000 | 2,198 |
| Total unused commitments | $13,488,000 | 2,516 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 70 | 3,067 |
| Assets and Liabilities | ||
| Total Assets: | $241,770,000 | 1,967 |
| Cash and due from depository institutions | $14,889,000 | 3,067 |
| Interest-bearing balances | $14,072,000 | 556 |
| Securities | $21,719,000 | 5,775 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $199,747,000 | 1,436 |
| Loan loss allowance | $935,000 | 3,956 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,901,000 | 3,780 |
| Other real estate owned | $99,000 | 3,067 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,415,000 | 2,253 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,770,000 | 1,967 |
| Total liabilities | $210,397,000 | 2,084 |
| Total deposits | $204,259,000 | 2,025 |
| Interest-bearing deposits | $203,292,000 | 1,793 |
| Deposits held in domestic offices | $204,259,000 | 2,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,844,000 | 1,776 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,000,000 | 1,940 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,294,000 | 2,660 |
| Total equity capital | $31,373,000 | 1,241 |
| Total bank equity capital | $31,373,000 | 1,241 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $10,000 | 12,191 |
| Surplus | $11,136,000 | 1,287 |
| Undivided profits | $20,227,000 | 1,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $960,000 | 3,794 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $897,000 | 2,221 |
| Earning assets | $235,538,000 | 1,857 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $232,444,600 | 1,999 |
| Average Assets, quarterly | $238,427,500 | 1,976 |
| Volatile liabilities | $17,402,000 | 2,654 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $2,000,000 | 637 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,979,000 | 5,276 |
| Tier 1 (core) risk-based capital | $31,373,000 | 1,205 |
| Tier 2 risk-based capital | $500,000 | 5,202 |
| Total risk weighted assets | $119,266,000 | 2,285 |
| Total unused commitments | $3,979,000 | 5,307 |
| Derivatives | $0 | 651 |