Home > Peoples Federal Savings Bank > Income and Expense
Peoples Federal Savings Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,080,000 | 4,192 |
| Total interest expense | $2,034,000 | 3,465 |
| Net interest income | $3,046,000 | 4,594 |
| Provision for loan and lease losses | $72,000 | 4,758 |
| Total noninterest income | $422,000 | 4,988 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $422,000 | 3,191 |
| Total noninterest expense | $2,158,000 | 4,887 |
| Salaries and employee benefits | $1,403,000 | 4,307 |
| Premises and equipment expense | $418,000 | 3,848 |
| Additional noninterest expense | $337,000 | 6,819 |
| Pre-tax net operating income | $1,238,000 | 4,235 |
| Securities gains (losses) | $51,000 | 870 |
| Applicable income taxes | $520,000 | 2,869 |
| Income before extraordinary items | $769,000 | 4,857 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $769,000 | 4,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $6,500,000 | 388 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $736,360 | 4,917 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 4,158 |
| Total interest expense | $1,303,000 | 3,413 |
| Net interest income | $2,049,000 | 4,542 |
| Provision for loan and lease losses | $48,000 | 4,636 |
| Total noninterest income | $278,000 | 4,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $278,000 | 3,206 |
| Total noninterest expense | $1,467,000 | 4,791 |
| Salaries and employee benefits | $951,000 | 4,235 |
| Premises and equipment expense | $283,000 | 3,788 |
| Additional noninterest expense | $233,000 | 6,740 |
| Pre-tax net operating income | $812,000 | 4,257 |
| Securities gains (losses) | $51,000 | 773 |
| Applicable income taxes | $347,000 | 2,835 |
| Income before extraordinary items | $516,000 | 4,823 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $516,000 | 4,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $6,500,000 | 274 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $483,360 | 4,917 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 4,225 |
| Total interest expense | $613,000 | 3,459 |
| Net interest income | $1,013,000 | 4,584 |
| Provision for loan and lease losses | $24,000 | 4,451 |
| Total noninterest income | $133,000 | 5,024 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $133,000 | 3,203 |
| Total noninterest expense | $759,000 | 4,711 |
| Salaries and employee benefits | $499,000 | 4,095 |
| Premises and equipment expense | $145,000 | 3,742 |
| Additional noninterest expense | $115,000 | 6,784 |
| Pre-tax net operating income | $363,000 | 4,516 |
| Securities gains (losses) | $51,000 | 542 |
| Applicable income taxes | $166,000 | 2,920 |
| Income before extraordinary items | $248,000 | 4,890 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $248,000 | 4,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $6,500,000 | 149 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $215,360 | 5,198 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,707,000 | 4,414 |
| Total interest expense | $1,735,000 | 4,075 |
| Net interest income | $3,972,000 | 4,505 |
| Provision for loan and lease losses | $96,000 | 5,072 |
| Total noninterest income | $556,000 | 5,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $556,000 | 3,110 |
| Total noninterest expense | $2,850,000 | 4,839 |
| Salaries and employee benefits | $1,842,000 | 4,259 |
| Premises and equipment expense | $526,000 | 3,928 |
| Additional noninterest expense | $482,000 | 6,651 |
| Pre-tax net operating income | $1,582,000 | 4,116 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $633,000 | 2,932 |
| Income before extraordinary items | $949,000 | 4,834 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $949,000 | 4,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,112 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $949,000 | 4,762 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,201,000 | 4,456 |
| Total interest expense | $1,226,000 | 4,215 |
| Net interest income | $2,975,000 | 4,506 |
| Provision for loan and lease losses | $72,000 | 4,871 |
| Total noninterest income | $419,000 | 5,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $419,000 | 3,114 |
| Total noninterest expense | $2,150,000 | 4,767 |
| Salaries and employee benefits | $1,381,000 | 4,238 |
| Premises and equipment expense | $411,000 | 3,795 |
| Additional noninterest expense | $358,000 | 6,651 |
| Pre-tax net operating income | $1,172,000 | 4,215 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $477,000 | 2,987 |
| Income before extraordinary items | $695,000 | 4,973 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $695,000 | 4,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,250 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $695,000 | 4,885 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,746,000 | 4,526 |
| Total interest expense | $795,000 | 4,308 |
| Net interest income | $1,951,000 | 4,547 |
| Provision for loan and lease losses | $48,000 | 4,777 |
| Total noninterest income | $272,000 | 5,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $272,000 | 3,155 |
| Total noninterest expense | $1,395,000 | 4,894 |
| Salaries and employee benefits | $898,000 | 4,327 |
| Premises and equipment expense | $267,000 | 3,874 |
| Additional noninterest expense | $230,000 | 6,788 |
| Pre-tax net operating income | $780,000 | 4,184 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $317,000 | 2,986 |
| Income before extraordinary items | $463,000 | 4,934 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $463,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,422 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $463,000 | 4,843 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 4,571 |
| Total interest expense | $407,000 | 4,272 |
| Net interest income | $957,000 | 4,607 |
| Provision for loan and lease losses | $24,000 | 4,604 |
| Total noninterest income | $133,000 | 5,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $133,000 | 3,151 |
| Total noninterest expense | $698,000 | 4,936 |
| Salaries and employee benefits | $455,000 | 4,315 |
| Premises and equipment expense | $135,000 | 3,876 |
| Additional noninterest expense | $108,000 | 6,955 |
| Pre-tax net operating income | $368,000 | 4,302 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $150,000 | 3,099 |
| Income before extraordinary items | $218,000 | 5,125 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $218,000 | 5,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $218,000 | 4,992 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,712,000 | 4,440 |
| Total interest expense | $1,991,000 | 4,043 |
| Net interest income | $3,721,000 | 4,604 |
| Provision for loan and lease losses | $32,000 | 6,745 |
| Total noninterest income | $582,000 | 5,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $582,000 | 3,315 |
| Total noninterest expense | $2,792,000 | 4,843 |
| Salaries and employee benefits | $1,709,000 | 4,423 |
| Premises and equipment expense | $580,000 | 3,624 |
| Additional noninterest expense | $503,000 | 6,538 |
| Pre-tax net operating income | $1,479,000 | 4,157 |
| Securities gains (losses) | $-28,000 | 8,909 |
| Applicable income taxes | $600,000 | 3,062 |
| Income before extraordinary items | $851,000 | 5,084 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $851,000 | 5,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,170 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $868,920 | 4,866 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,377,000 | 4,436 |
| Total interest expense | $1,571,000 | 4,000 |
| Net interest income | $2,806,000 | 4,596 |
| Provision for loan and lease losses | $8,000 | 7,260 |
| Total noninterest income | $446,000 | 5,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $446,000 | 3,342 |
| Total noninterest expense | $2,102,000 | 4,823 |
| Salaries and employee benefits | $1,283,000 | 4,408 |
| Premises and equipment expense | $426,000 | 3,672 |
| Additional noninterest expense | $393,000 | 6,387 |
| Pre-tax net operating income | $1,142,000 | 4,224 |
| Securities gains (losses) | $-28,000 | 9,045 |
| Applicable income taxes | $458,000 | 3,180 |
| Income before extraordinary items | $656,000 | 5,161 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $656,000 | 5,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,410 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $673,920 | 4,909 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,960,000 | 4,429 |
| Total interest expense | $1,105,000 | 3,938 |
| Net interest income | $1,855,000 | 4,620 |
| Provision for loan and lease losses | $8,000 | 6,936 |
| Total noninterest income | $313,000 | 4,882 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $313,000 | 3,214 |
| Total noninterest expense | $1,369,000 | 4,897 |
| Salaries and employee benefits | $850,000 | 4,431 |
| Premises and equipment expense | $271,000 | 3,795 |
| Additional noninterest expense | $248,000 | 6,551 |
| Pre-tax net operating income | $791,000 | 4,096 |
| Securities gains (losses) | $-28,000 | 9,126 |
| Applicable income taxes | $311,000 | 3,180 |
| Income before extraordinary items | $452,000 | 5,080 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $452,000 | 5,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,922 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $469,920 | 4,754 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 4,381 |
| Total interest expense | $582,000 | 3,847 |
| Net interest income | $940,000 | 4,586 |
| Provision for loan and lease losses | $-16,000 | 9,201 |
| Total noninterest income | $176,000 | 4,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $176,000 | 2,941 |
| Total noninterest expense | $697,000 | 4,808 |
| Salaries and employee benefits | $421,000 | 4,463 |
| Premises and equipment expense | $134,000 | 3,837 |
| Additional noninterest expense | $142,000 | 6,123 |
| Pre-tax net operating income | $435,000 | 3,842 |
| Securities gains (losses) | $-28,000 | 9,207 |
| Applicable income taxes | $162,000 | 3,089 |
| Income before extraordinary items | $245,000 | 4,772 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $245,000 | 4,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,967 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $262,920 | 4,391 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,703,000 | 4,201 |
| Total interest expense | $2,978,000 | 3,559 |
| Net interest income | $3,725,000 | 4,561 |
| Provision for loan and lease losses | $112,000 | 5,527 |
| Total noninterest income | $405,000 | 5,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $405,000 | 3,677 |
| Total noninterest expense | $2,654,000 | 4,879 |
| Salaries and employee benefits | $1,569,000 | 4,523 |
| Premises and equipment expense | $667,000 | 3,126 |
| Additional noninterest expense | $418,000 | 7,021 |
| Pre-tax net operating income | $1,364,000 | 4,356 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $563,000 | 3,219 |
| Income before extraordinary items | $801,000 | 5,210 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $801,000 | 5,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,374 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $801,000 | 5,064 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,135,000 | 3,969 |
| Total interest expense | $4,571,000 | 3,406 |
| Net interest income | $3,564,000 | 4,498 |
| Provision for loan and lease losses | $126,000 | 5,110 |
| Total noninterest income | $416,000 | 5,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $416,000 | 3,456 |
| Total noninterest expense | $2,409,000 | 5,092 |
| Salaries and employee benefits | $1,433,000 | 4,671 |
| Premises and equipment expense | $497,000 | 3,888 |
| Additional noninterest expense | $479,000 | 6,589 |
| Pre-tax net operating income | $1,445,000 | 3,953 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $598,000 | 2,976 |
| Income before extraordinary items | $847,000 | 4,732 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $847,000 | 4,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,000 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $7,333,000 | 113 |
| Net operating income | $847,000 | 4,613 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,002,000 | 4,127 |
| Total interest expense | $4,663,000 | 3,512 |
| Net interest income | $3,339,000 | 4,779 |
| Provision for loan and lease losses | $123,000 | 4,793 |
| Total noninterest income | $403,000 | 5,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $403,000 | 3,325 |
| Total noninterest expense | $2,732,000 | 4,556 |
| Salaries and employee benefits | $1,755,000 | 3,853 |
| Premises and equipment expense | $480,000 | 3,913 |
| Additional noninterest expense | $497,000 | 6,452 |
| Pre-tax net operating income | $887,000 | 5,590 |
| Securities gains (losses) | $344,000 | 317 |
| Applicable income taxes | $495,000 | 3,506 |
| Income before extraordinary items | $736,000 | 5,274 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $736,000 | 5,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,069 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $515,840 | 6,258 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,399,000 | 4,194 |
| Total interest expense | $4,188,000 | 3,449 |
| Net interest income | $3,211,000 | 4,928 |
| Provision for loan and lease losses | $84,000 | 5,577 |
| Total noninterest income | $329,000 | 6,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $329,000 | 3,807 |
| Total noninterest expense | $2,301,000 | 5,157 |
| Salaries and employee benefits | $1,096,000 | 5,517 |
| Premises and equipment expense | $599,000 | 3,256 |
| Additional noninterest expense | $606,000 | 5,786 |
| Pre-tax net operating income | $1,155,000 | 4,885 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $458,000 | 3,813 |
| Income before extraordinary items | $697,000 | 5,475 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $697,000 | 5,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $697,000 | 5,439 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,779,000 | 4,041 |
| Total interest expense | $4,537,000 | 3,271 |
| Net interest income | $3,242,000 | 4,868 |
| Provision for loan and lease losses | $83,000 | 5,519 |
| Total noninterest income | $334,000 | 6,162 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $334,000 | 3,790 |
| Total noninterest expense | $1,985,000 | 5,629 |
| Salaries and employee benefits | $1,012,000 | 5,743 |
| Premises and equipment expense | $481,000 | 3,803 |
| Additional noninterest expense | $492,000 | 6,497 |
| Pre-tax net operating income | $1,508,000 | 4,171 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $571,000 | 3,525 |
| Income before extraordinary items | $937,000 | 4,694 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $937,000 | 4,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,450 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $937,000 | 4,611 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,747,000 | 4,086 |
| Total interest expense | $4,586,000 | 3,236 |
| Net interest income | $3,161,000 | 5,099 |
| Provision for loan and lease losses | $83,000 | 5,598 |
| Total noninterest income | $411,000 | 5,639 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $411,000 | 3,235 |
| Total noninterest expense | $1,826,000 | 6,020 |
| Salaries and employee benefits | $928,000 | 6,161 |
| Premises and equipment expense | $367,000 | 4,734 |
| Additional noninterest expense | $531,000 | 6,270 |
| Pre-tax net operating income | $1,663,000 | 4,107 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $637,000 | 3,504 |
| Income before extraordinary items | $1,026,000 | 4,621 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,026,000 | 4,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,034 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,026,000 | 4,554 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,345,000 | 4,380 |
| Total interest expense | $4,436,000 | 3,363 |
| Net interest income | $2,909,000 | 5,570 |
| Provision for loan and lease losses | $73,000 | 5,762 |
| Total noninterest income | $340,000 | 6,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $340,000 | 3,773 |
| Total noninterest expense | $2,350,000 | 5,265 |
| Salaries and employee benefits | $828,000 | 6,848 |
| Premises and equipment expense | $341,000 | 5,103 |
| Additional noninterest expense | $1,181,000 | 3,829 |
| Pre-tax net operating income | $826,000 | 6,398 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $333,000 | 5,491 |
| Income before extraordinary items | $493,000 | 6,949 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $493,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $493,000 | 6,890 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,683,000 | 4,745 |
| Total interest expense | $4,269,000 | 3,485 |
| Net interest income | $2,414,000 | 6,455 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $293,000 | 7,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $293,000 | 4,054 |
| Total noninterest expense | $1,569,000 | 7,068 |
| Salaries and employee benefits | $763,000 | 7,329 |
| Premises and equipment expense | $255,000 | 6,261 |
| Additional noninterest expense | $551,000 | 6,862 |
| Pre-tax net operating income | $1,078,000 | 5,678 |
| Securities gains (losses) | $26,000 | 1,716 |
| Applicable income taxes | $444,000 | 4,565 |
| Income before extraordinary items | $660,000 | 6,240 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $660,000 | 6,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $643,360 | 6,336 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,830,000 | 4,995 |
| Total interest expense | $3,196,000 | 3,743 |
| Net interest income | $2,634,000 | 6,209 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $368,000 | 6,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $368,000 | 3,589 |
| Total noninterest expense | $1,505,000 | 7,578 |
| Salaries and employee benefits | $744,000 | 7,565 |
| Premises and equipment expense | $218,000 | 7,087 |
| Additional noninterest expense | $543,000 | 7,488 |
| Pre-tax net operating income | $1,437,000 | 4,577 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $560,000 | 3,712 |
| Income before extraordinary items | $877,000 | 5,019 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $877,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $877,000 | 5,064 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,160,000 | 4,840 |
| Total interest expense | $3,445,000 | 3,643 |
| Net interest income | $2,715,000 | 6,140 |
| Provision for loan and lease losses | $62,000 | 6,899 |
| Total noninterest income | $433,000 | 6,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $433,000 | 3,573 |
| Total noninterest expense | $1,607,000 | 7,485 |
| Salaries and employee benefits | $825,000 | 7,170 |
| Premises and equipment expense | $230,000 | 7,093 |
| Additional noninterest expense | $552,000 | 7,750 |
| Pre-tax net operating income | $1,479,000 | 4,378 |
| Securities gains (losses) | $-6,000 | 12,616 |
| Applicable income taxes | $601,000 | 3,601 |
| Income before extraordinary items | $872,000 | 5,214 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $872,000 | 5,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $875,840 | 4,974 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,978,000 | 4,836 |
| Total interest expense | $4,430,000 | 3,699 |
| Net interest income | $2,548,000 | 6,504 |
| Provision for loan and lease losses | $57,000 | 8,768 |
| Total noninterest income | $760,000 | 4,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $760,000 | 2,377 |
| Total noninterest expense | $1,517,000 | 7,854 |
| Salaries and employee benefits | $748,000 | 7,624 |
| Premises and equipment expense | $217,000 | 7,459 |
| Additional noninterest expense | $552,000 | 7,964 |
| Pre-tax net operating income | $1,734,000 | 3,544 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $628,000 | 3,302 |
| Income before extraordinary items | $1,108,000 | 4,104 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,108,000 | 4,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,106,720 | 3,802 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.